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HomeMy WebLinkAbout20161986.tiffLIBERTY RANCH METROPOLITAN DISTRICT Weld County, Colorado FINANCIAL STATEMENTS December 31, 2015 Co rnw. c) r-, ; e a.+f o n s 2016-1986 cnraairco Sp O« 9 TABLE OF CONTENTS PAGE INDEPENDENT AUDITOR'S REPORT BASIC FINANCIAL STATEMENTS Government -wide Financial Statements: Statement of Net Position 1 Statement of Activities 2 Fund Financial Statements: Balance Sheet - Governmental Funds 3 Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) - Governmental Funds 4 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) of Governmental Funds to the Statement of Activities 5 General Fund - Statement of Revenues, Expenditures and Changes in Fund Balances (Deficits) - Budget and Actual 6 Notes to Financial Statements 7 SUPPLEMENTARY INFORMATION 21 Debt Service Fund - Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual 22 Capital Projects Fund - Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual 23 Debt Service Requirements to Maturity 24 Summary of Assessed Valuation, Mill Levy and Property Taxes Collected 25 L. PAUL GOEDECKE P.C. CERTIFIED PUBLIC ACCOUNTANTS Independent Auditor's Report Board of Directors Liberty Ranch Metropolitan District Weld County, Colorado Report on the Financial Statements 950 WADSWORTH BLVD. SUITE 204 LAKEWOOD, COLORADO 80214 TELEPHONE (303) 232 2866 FAX (303) 232-9452 I pgcpa®gwe etoffIce. n et We have audited the accompanying financial statements of the governmental activities and each major fund of Liberty Ranch Metropolitan District as of and for the year ended December 31, 2015, and the related notes to the financial statements, which collectively comprise the District's basic financial statements, as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. I MEMBER OF AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS AND COLORADO SOCIETY OF CERTIFIED PUBLIC ACCOUNTANTS L Paul Goedecke, P.C. May 23, 2016 Opinion In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities and each major fund of the Liberty Ranch Metropolitan District as of December 31, 2015, and the respective changes in financial position and the respective budgetary comparison for the general fund for the year then ended in conformity with accounting principles generally accepted in the United States of America. Economic Dependency The District has not yet established a revenue base sufficient to pay its operational expenditures. As discussed in Note 8, the District is dependent upon the Developer of the District's service area to provide funds for such expenditures. Other Matters Management has omitted the management's discussion and analysis that accounting principles generally accepted in the United States of America require to be presented to supplement the basic financial statements. Such missing information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. Our opinions on the basic financial statements are not affected by this missing information. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the District's financial statements as a whole. The supplementary information as listed in the table of contents is presented for purposes of legal compliance and additional analysis and is not a required part of the financial statements. The supplementary information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the financial statements as a whole. II BASIC FINANCIAL STATEMENTS LIBERTY RANCH METROPOLITAN DISTRICT STATEMENT OF NET POSITION December 31, 2015 Governmental Activities ASSETS Cash and investments Cash and investments - Restricted Receivable - County Treasurer Property taxes receivable Total assets LIABILITIES Accounts payable Accrued bond interest Noncurrent liabilities Due within one year Due in more than one year Total liabilities DEFERRED INFLOWS OF RESOURCES Property tax revenue Total deferred inflows of resources NET POSITION Restricted for: Emergency reserve Unrestricted Total net position $ 7,181 13,105 4,382 963,394 988,062 28,198 24,375 150,000 11,046,654 11,249,227 963,394 963,394 1,500 (11,226,059) $ (11,224,559) These financial statements should be read only in connection with the accompanying notes to financial statements. 1 LIBERTY RANCH METROPOLITAN DISTRICT STATEMENT OF ACTIVITIES Year Ended December 31, 2015 FunctionslProerams Primary government: Government activities: General government Interest and related costs on long-term debt Dedication of assets to other governments Program Revenues Net (Expense) Revenue and Changes in Net Position Charges Operating Capital for Grants and Grants and Governmental Expenses Services Contributions Contributions Activities $ 44,599 $ $ $ (44,599) 686,199 - (686,199) $ 730,798 $ - $ $ (730,798) General revenues: Property taxes 318,393 Specific ownership taxes 25,624 Net investment income 216 Total general revenues 344,233 Change in net position (386,565) Net position - Beginning (10,837,994) Net position - Ending $ (11,224,559) These financial statements should be read only in connection with the accompanying notes to financial statements. 2 LIBERTY RANCH METROPOLITAN DISTRICT BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2015 ASSETS Cash and investments Cash and investments - Restricted Receivable - County Treasurer Property taxes receivable Due from other fund TOTAL ASSETS LIABILITIES, DEFERRED INFLOWS OF OF RESOURCES AND FUND BALANCES LIABILITIES Accounts payable Due to other fund Total liabilities DEFERRED INFLOWS OF RESOURCES Property tax revenue Total deferred inflows of resources FUND BALANCES Restricted for: Debt Service Emergencies (TABOR) Deficits Total fund balances General Total Debt Capital Governmental Service Projects Funds $ 7,181 $ - $ $ 7,181 1,500 11,605 13,105 604 3,778 4,382 132,882 830,512 963,394 8,011 - 8,011 $ 150,178 $ 845,895 $ $ 996,073 $ 28,198 $ 28,198 8,011 8,011 36,209 $ 28,198 8,011 132,882 830,512 963,394 132,882 830,512 963,394 1,500 (12,402) (10,902) 7,372 7,372 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES $ 150,178 $ 845,895 $ Amounts reported for governmental activities in the statement of net position are different because: Long-term liabilities, including bonds payable and Developer advances, are not due and payable in the current period and, therefore, are not reported in the funds. Developer advance payable Accrued interest on Developer advances Accrued bond interest payable Bonds payable Net position of governmental activities These financial statements should be read only in connection with the accompanying notes to financial statements. 3 7,372 1,500 (12,402) (3,530) (4,853,266) (1,663,388) (24,375) (4,680,000) $ (11,224,559) LIBERTY RANCH METROPOLITAN DISTRICT STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES (DEFICITS) - GOVERNMENTAL FUNDS Year Ended December 31, 2015 REVENUES Property taxes Specific ownership taxes Net investment income Total revenues EXPENDITURES Accounting Audit County Treasurer's fees District management Dues and memberships Insurance Legal Miscellaneous Paying agent fees Bond interest Bond principal Total expenditures NET CHANGE IN FUND BALANCES (DEFICITS) FUND BALANCES (DEFICITS) - BEGINNING OF YEAR FUND BALANCES (DEFICITS) - END OF YEAR General Total Debt Capital Governmental Service Projects Funds $ 43,916 $ 274,477 $ 3,531 22,093 51 165 47,498 296,735 16,033 3,500 699 11,717 297 2,549 9,710 94 4,077 1,075 292,815 5,000 $ 318,393 25,624 216 344,233 16,033 3,500 4,776 11,717 297 2,549 9,710 94 1,075 292,815 5,000 44,599 302,967 347,566 2,899 (6,232) (3,333) (13,801) 13,604 (197) $ (10,902) $ 7,372 $ $ (3,530) These financial statements should be read only in connection with the accompanying notes to financial statements. 4 LIBERTY RANCH METROPOLITAN DISTRICT RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES (DEFICITS) OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES Year Ended December 31, 2015 Amounts reported for governmental activities in the statement of activities are different because: Net change in fund balances - Total governmental funds The issuance of long-term debt (e.g., bonds, Developer advances) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums, discounts, and similar items when debt is first issued, whereas these amounts are deferred and amortized in the statement of activities. Current year bond principal payment Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. Accrued interest on bonds - Change in liability Accrued interest on Developer advance - Change in liability $ (3,333) 5,000 28 (388,260) Changes in net position of governmental activities $ (386,565) These financial statements should be read only in connection with the accompanying notes to financial statements. 5 LIBERTY RANCH METROPOLITAN DISTRICT GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES (DEFICITS) - BUDGET AND ACTUAL Year Ended December 31, 2015 Variance with Final Budget Original and Actual Positive Final Amounts (Negative) REVENUES Property taxes Specific ownership tax Net investment income Total revenues EXPENDITURES Accounting Audit County Treasurer's fees District management Dues and memberships Insurance Legal Miscellaneous Total expenditures NET CHANGE IN FUND BALANCES FUND BALANCES (DEFICITS) - BEGINNING OF YEAR FUND BALANCES (DEFICITS) - END OF YEAR $ 43,919 $ 43,916 $ (3) 3,510 3,531 21 5 51 46 47,434 47,498 64 16,000 16,033 (33) 3,500 3,500 - 659 699 (40) 12,000 11,717 283 500 297 203 2,623 2,549 74 12,000 9,710 2,290 618 94 524 47,900 44,599 3,301 (466) 2,899 3,365 1,984 (13,801) (15,785) $ 1,518 $ (10,902) $ (12,420) These financial statements should be read only in connection with the accompanying notes to financial statements. 6 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 1 - DEFINITION OF REPORTING ENTITY Liberty Ranch Metropolitan District (District), a quasi -municipal corporation located entirely in Weld County, Colorado, was organized by order and decree of the District Court for Weld County on December 23, 2005, and is governed pursuant to provisions of the Colorado Special District Act (Title 32, Article 1, Colorado Revised Statutes). The District was established to provide for construction and financing for street, safety protection, water, sanitation and mosquito control facilities and improvements. The street and safety control improvements have been dedicated to and maintained by the Town of Mead. Water and sanitation improvements have been dedicated to and are maintained by the Longs Peak Water District and St. Vrain Sanitation District, respectively. The District follows the Governmental Accounting Standards Board (GASB) accounting pronouncements, which provide guidance for determining which governmental activities, organizations and functions should be included within the financial reporting entity. GASB pronouncements set forth the financial accountability of a governmental organization's elected governing body as the basic criterion for including a possible component governmental organization in a primary governments legal entity. Financial accountability includes, but is not limited to, appointment of a voting majority of the organization's governing body, ability to impose its will on the organization, a potential for the organization to provide specific financial benefits or burdens and fiscal dependency. The District has no employees and all operations and administrative functions are contracted. The District is not financially accountable for any other organization, nor is the District a component unit of any other primary governmental entity. NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The more significant accounting policies of the District are described as follows: Government -wide and Fund Financial Statements The government -wide financial statements include the statement of net position and the statement of activities. These financial statements include all of the activities of the District. The effect of interfund activity has been removed from these statements. Governmental activities are normally supported by property taxes and intergovernmental revenues. The statement of net position reports all financial and capital resources of the District. The difference between the sum of assets and deferred outflows and the sum of liabilities and deferred inflows is reported as net position. 7 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) The statement of activities demonstrates the degree to which the direct and indirect expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds. Major individual governmental funds are reported as separate columns in the fund financial statements. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Expenditures for property, plant and equipment are shown as increases in assets and redemption of bonds and notes are recorded as a reduction in liabilities. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. The major sources of revenue susceptible to accrual are property taxes and specific ownership taxes. All other revenue items are considered to be measurable and available only when cash is received by the District. The District determined that Developer advances are not considered as revenue susceptible to accrual. Expenditures, other than interest on long-term obligations, are recorded when the liability is incurred or the long-term obligation is due. The District reports the following major governmental funds: The General Fund is the District's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Debt Service Fund accounts for the resources accumulated and payments made for principal and interest on long-term debt of the governmental funds. The Capital Projects Fund is used to account for financial resources to be used for the acquisition and construction of capital equipment and facilities. Amounts reported as program revenues include capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. 8 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Budgets In accordance with the State Budget Law, the District's Board of Directors holds public hearings in the fall each year to approve the budget and appropriate the funds for the ensuing year. The appropriation is at the total fund expenditures level and lapses at year end. The District's Board of Directors can modify the budget by line item within the total appropriation without notification. The appropriation can only be modified upon completion of notification and publication requirements. The budget includes each fund on its basis of accounting unless otherwise indicated. Pooled Cash and Investments The District follows the practice of pooling cash and investments of all funds to maximize investment earnings. Except when required by trust or other agreements, all cash is deposited to and disbursed from a single bank account. Cash in excess of immediate operating requirements is pooled for deposit and investment flexibility. Investment earnings are allocated periodically to the participating funds based upon each fund's average equity balance in the total cash. Investments are carried at fair value. Capital Assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g. roads, bridges, sidewalks and similar items), are reported in the applicable governmental or business - type activities column in the government -wide financial statements. Capital assets are defined by the District as assets with an initial, individual cost of more than $5,000. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair value at the date of donation. Capital assets which are anticipated to be conveyed to other governmental entities are recorded as construction in progress, and are not included in the calculation of invested in capital assets, net of related debt component of the District's net position. Property Taxes Property taxes are levied by the District's Board of Directors. The levy is based on assessed valuations determined by the County Assessor generally as of January 1 of each year. The levy is normally set by December 15 by certification to the County Commissioners to put the tax lien on the individual properties as of January 1 of the following year. The County Treasurer collects the determined taxes during the ensuing calendar year. The taxes are payable by April or if in equal installments, at the taxpayer's election, in February and June. Delinquent taxpayers are notified in August and generally sales of the tax liens on delinquent properties are held in November or December. The County Treasurer remits the taxes collected monthly to the District. 9 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Property taxes, net of estimated uncollectible taxes, are recorded initially as deferred inflow of resources in the year they are levied and measurable. The unearned property tax revenues are recorded as revenue in the year they are available or collected. Facility Fees On July 26, 2006, the Board of Directors of the District adopted resolutions imposing certain Facilities Fees upon the property in the District. Pursuant to the Resolutions, the District imposes a Residential Facilities Fee in the amount of $2,000 per unit for each single-family detached or attached residential unit, and a Commercial Facilities Fee per building in the amount of $0.50 per square foot of commercial space within the District, both payable upon the issuance of a building permit for the subject property. Any unpaid Facilities Fees constitute a statutory and perpetual lien upon the property until paid. Deferred Oufflows/Inflows of Resources In addition to assets, the statement of net position reports a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. The government has no items that qualify for reporting in this category. In addition to liabilities, the statement of net position reports a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. The government has only one item that qualifies for reporting in this category. Accordingly, the item, property tax revenue, is deferred and recognized as an inflow of resources in the period that the amounts become available. Equity Net Position For government -wide presentation purposes when both restricted and unrestricted resources are available for use, it is the government's practice to use restricted resources first, then unrestricted resources as they are needed. 10 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Fund Balance Fund balance for governmental funds should be reported in classifications that comprise a hierarchy based on the extent to which the government is bound to honor constraints on the specific purposes for which spending can occur. Governmental funds report up to five classifications of fund balance: nonspendable, restricted, committed, assigned, and unassigned. Because circumstances differ among governments, not every government or every governmental fund will present all of these components. The following classifications describe the relative strength of the spending constraints: • Nonspendable fund balance — The portion of fund balance that cannot be spent because it is either not in spendable form (such as prepaid amounts or inventory) or legally or contractually required to be maintained intact. • Restricted fund balance — The portion of fund balance that is constrained to being used for a specific purpose by external parties (such as bondholders), constitutional provisions, or enabling legislation. • Committed fund balance — The portion of fund balance that can only be used for specific purposes pursuant to constraints imposed by formal action of the government's highest level of decision -making authority, the Board of Directors. The constraint may be removed or changed only through formal action of the Board of Directors. • Assigned fund balance — The portion of fund balance that is constrained by the government's intent to be used for specific purposes, but is neither restricted nor committed. Intent is expressed by the Board of Directors to be used for a specific purpose. Constraints imposed on the use of assigned amounts are more easily removed or modified than those imposed on amounts that are classified as committed. • Unassigned fund balance — The residual portion of fund balance that does not meet any of the criteria described above. If more than one classification of fund balance is available for use when an expenditure is incurred, it is the District's practice to use the most restrictive classification first. Deficits The General Fund reported a deficit in the fund financial statements in the amount of $(10,902) as of December 31, 2015. The deficits will be eliminated with the receipt of property taxes in 2016. 11 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 3 - CASH AND INVESTMENTS Cash and investments as of December 31, 2015, are classified in the accompanying financial statements as follows: Statement of net position: Cash and investments Cash and investments - Restricted Cash and investments as of December 31, 2015, consist of the following: Deposits with financial institutions Investments ' Total cash and investments Cash Deposits $ 7,181 13,105 $ 20.286 $ 4,807 15,479 $ 20.286 The Colorado Public Deposit Protection Act (PDPA) requires that all units of local government deposit cash in eligible public depositories. Eligibility is determined by state regulators. Amounts on deposit in excess of federal insurance levels must be collateralized. The eligible collateral is determined by the PDPA. PDPA allows the institution to create a single collateral pool for all public funds. The pool for all the uninsured public deposits as a group is to be maintained by another institution or held in trust. The market value of the collateral must be at least 102% of the aggregate uninsured deposits. The State Commissioners for banks and financial services are required by statute to monitor the naming of eligible depositories and reporting of the uninsured deposits and assets maintained in the collateral pools. At December 31, 2015, the District's cash deposits had a bank balance and a carrying balance of $4,807. Investments The District's formal investment policy is to follow state statutes regarding investments. The District generally limits its concentration of investments to those noted with an asterisk (*) below, which are believed to have minimal credit risk, minimal interest rate risk and no foreign currency risk. Additionally, the District is not subject to concentration risk or investment custodial risk disclosure requirements for investments that are in the possession of another party. Colorado revised statutes limit investment maturities to five years or less unless formally approved by the Board of Directors. Such actions are generally associated with a debt service reserve or sinking fund requirements. 12 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 3 - CASH AND INVESTMENTS (CONTINUED) Colorado statutes specify investment instruments meeting defined rating and risk criteria in which local governments may invest which include: Obligations of the United States, certain U.S. government agency securities and securities of the World Bank General obligation and revenue bonds of U.S. local government entities Certain certificates of participation Certain securities lending agreements Bankers' acceptances of certain banks Commercial paper Written repurchase agreements and certain reverse repurchase agreements collateralized by certain authorized securities Certain money market funds Guaranteed investment contracts Local government investment pools As of December 31, 2015, the District had the following investments: Investment Maturity Fair Value Colorado Surplus Asset Fund Trust (CSAFE) Weighted average under 60 days $ 15.479 CSAFE The District invested in the Colorado Surplus Asset Fund Trust (CSAFE), which is an investment vehicle established by state statute for local government entities to pool surplus assets. The State Securities Commissioner administers and enforces all State statutes governing CSAFE. CSAFE is similar to a money market fund, with each share valued at $1.00. CSAFE may invest in U.S. Treasury securities, repurchase agreements collateralized by U.S. Treasury securities, certain money market funds and highest rated commercial paper. A designated custodial bank serves as custodian for CSAFE's portfolio pursuant to a custodian agreement. The custodian acts as safekeeping agent for CSAFE's investment portfolio and provides services as the depository in connection with direct investments and withdrawals. The custodian's internal records segregate investments owned by CSAFE. CSAFE is rated AAAm by Standard & Poor's. 13 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 4 - LONG-TERM OBLIGATIONS The following is a summary of long-term obligations as of December 31, 2015: Governmental Activities: G.O. Limited Tax 2006 Bonds Developer advance Developer advance interest Total payable Balance at December 31, 2014 $ 4,685,000 4,853,266 1,275,128 $ 10,813,394 Balance at Due December 31, Within Additions Reductions 2015 One Year $ $ 5,000 $ 4,680,000 $150,000 4,853,266 388,260 1,663,388 $ 388,260 $ 5,000 $ 11,196,654 $150,000 $4,935,000 General Obligation Bonds, dated August 29, 2006 (the Bonds), with an interest rate of 6.25%, which are due December 1, 2036. The Bonds are subject to redemption prior to maturity at the option of the District as a whole or in integral multiples of $1,000 on any order of maturity and in whole or partial maturities, on December 1, 2016, and on any date thereafter, upon payment of par and accrued interest, without redemption premium. The Bonds are also subject to mandatory sinking fund redemption, in part, by lot, on December 1, 2010, and each December 1 thereafter. 14 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 4 - LONG-TERM OBLIGATIONS (CONTINUED) The Bonds are secured by and payable from the Pledged Revenue consisting of monies derived by the District from the following sources, net of any collection costs: 1) the Required Mill Levy; 2) the portion of the Specific Ownership Tax which is collected as a result of the imposition of the Required Mill Levy; 3) the "capital fees" which includes Facilities Fees imposed by the District; and 4) any other legally available monies which the District determines to be treated as Pledged Revenue. Required Mill Levy means an ad valorem mill levy imposed upon all taxable property of the District each year in an amount sufficient to pay the principal, premium if any, and interest on the Bonds as the same become due/payable. The maximum Required Mill Levy is 50 mills and the minimum mill levy is 40 mills; both will be adjusted for changes in the ratio of actual value to assessed value of property within the District. The District must levy at least the minimum as long as the debt to assessed value ratio is greater than 50% and the Surplus Fund is less than its maximum amount of $604,000. As of December 31, 2015, the District has certified 50.000 mills for debt service for tax collection year 2016. During the year ended December 31, 2015, the District was unable to make its fully scheduled principal payment on December 1, 2015. The District made a $5,000 principal payment and anticipates the $65,000 unpaid principal payment will be made in 2016. The District's general obligation bonds mature as follows: 2016 2017 2018 2019 2020-2024 2025-2029 2030-2034 2035-2036 Principal Interest Total $ 150,000 $ 292,500 $ 442,500 90,000 283,125 373,125 100,000 277,500 377,500 110,000 271,250 381,250 720,000 1,239,688 1,959, 688 1,090,000 970,626 2,060,626 1,600,000 570,938 2,170,938 820,000 77,813 897,813 $ 4,680,000 $ 3,983,440 $ 8,663,440 15 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 4 - LONG-TERM OBLIGATIONS (CONTINUED) Authorized Debt On November 1, 2005, a majority of the qualified electors of the District authorized the issuance of indebtedness in an amount not to exceed $108,800,000 at an interest rate not to exceed 18% per annum. At December 31, 2015, the District had the following remaining authorized but unissued indebtedness: Authorized Remaining at November 1, 2005 Authorization December 31, Election Used 2013 Streets $ 9,900,000 $ 1,950,000 $ 7,950,000 Water facilities 14,800,000 2,175,000 12,625,000 Sanitation facilities 10,300,000 810,000 9,490,000 Mosquito control 100,000 100,000 Safety protection 1,000,000 1,000,000 Operations and maintenance 500,000 500,000 Debt refunding 36,100,000 - 36,100,000 Intergovermental agreement 36,100,000 - 36,100,000 $ 108,800,000 $ 4,935,000 $ 103,865,000 Pursuant to the District's Service Plan, the District is limited to issuing a total of $18,500,000 in bonds. The District is also limited to a maximum debt service mill levy of 50 mills, as adjusted for changes in the ratio of actual value to assessed value of property within the District, pursuant to the Service Plan. There have been no adjustments; therefore, the maximum mill levy for debt service is 50.000 mills as of December 31, 2015. In the future, the District may issue a portion or all of the remaining authorized but unissued debt for purposes of providing public improvements to support development as it occurs within the District's service area. Developer Advances Facilities Acquisition Agreement(s) The District entered into a Facilities Acquisition Agreement on March 1, 2006, with Centex Homes (Centex) whereby the Developer will design, construct, complete and convey to the District, and the District will accept, certain public infrastructure improvements benefiting the development within the District. The District agrees to make payment to Centex for costs of the improvements, including but not limited to, all costs of design, testing, engineering, acquisition, construction, related consultant fees and construction management up to a maximum amount of $18,500,000, together with interest thereon, at an annual rate of eight percent (8%). The Facilities Acquisition Agreement was amended on November 29, 2006, to decrease the maximum amount to be advanced by Centex to $9,000,000. Repayment of the advances is subject to annual appropriation by the District's Board of Directors. 16 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 4 - LONG-TERM OBLIGATIONS (CONTINUED) On December 1, 2010, the District terminated the Facilities Acquisition Agreement with Centex and entered into a Facilities Funding and Acquisition Agreement with LR Investments, LLC (LR), subject to the closing of the sale of property within the District's boundaries from Centex to LR. Previous advances made by Centex and the accrued interest on those advances were transferred to LR through the simultaneous execution of the Termination of Facilities Acquisition Agreement with Centex and the Facilities Funding and Acquisition Agreement with LR. As of December 31, 2015, the District had outstanding advances of $1,757,995 and accrued interest on advances of $1,197,757 payable to LR, pursuant to the Facilities Acquisition Agreement. On July 8, 2014, the District entered into a Facilities Acquisition Agreement with Lorson South Land Corporation (LSLC) whereby the Developer will design, construct, complete and convey to the District, and the District will accept, certain public infrastructure improvements benefitting the development within the District. The District agrees to make payment to LSLC for costs of the improvements, including but not limited to, all costs of design, testing, engineering, acquisition, construction, related consultant fees and construction management, together with interest thereon, at an annual rate of eight percent (8%). Repayment of the advances is subject to annual appropriation by the District's Board of Directors. During 2014, the District accepted $2,879,630 in improvements and had an obligation to LSLC in the same amount with accrued interest at December 31, 2015, of $340,488 for a total of $3,220,118. Operations Funding Agreements On March 1, 2006, the District and Centex entered into an Operations Funding Agreement (2006 OFA) in which Centex agreed to advance amounts to a maximum stated amount to fund operations and maintenance expenditures of the District in the event District revenues are not sufficient. The District agreed to repay Centex for such advances plus accrued interest at the rate of 8%. Additionally, the District entered into Operation Funding Agreements (hereinafter referred to as 2007 OFA, 2008 OFA, 2009 OFA and 2010 OFA and, collectively with the 2006 OFA, the 2006-2010 OFAs) with similar terms and provisions for 2007, 2008, 2009 and 2010. On December 1, 2010, the District terminated the 2006-2010 OFAs with Centex and entered into a 2010-2011 Operation Funding Agreement (2010-2011 OFA) with LR. Pursuant to the 2010-2011 OFA, LR agrees to advance up to $30,000 for operations and maintenance for the period beginning December 1, 2010, through December 31, 2011. Previous advances made by Centex and the accrued interest on those advances have been transferred to LR through the simultaneous execution of the Termination of 2006-2010 OFAs with Centex and the 2010-2011 OFA with LR. On November 2, 2011, the District entered into a 2012 Operation Funding Agreement with LR (2012 OFA). Under the 2012 OFA, LR agreed to advance up to $14,000. No amounts were advanced under the 2012 OFA. As of December 31, 2015, the District had outstanding advances of $215,641 and accrued interest of $125,143. 17 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 5 - NET POSITION The District has net position consisting of two components - restricted and unrestricted. Restricted assets include net position that are restricted for use either externally imposed by creditors, grantors, contributors, or laws and regulations of other governments or imposed by law through constitutional provisions or enabling legislation. The District had restricted net position as of December 31, 2015, in the amount of $1,500 for Emergency Reserves. The District's unrestricted net position as of December 31, 2015, is $(11,226,059). This deficit amount was a result of the District being responsible for the repayment of bonds issued for public improvements which were conveyed to other governmental entities and which costs were removed from the District's financial records. NOTE 6 - RELATED PARTY The owners of the majority of the undeveloped property within the District are LR and LSLC. All of the members of the Board of Directors are associated with LR and LSLC and/or may have conflicts of interest in dealing with the District. NOTE 7 — AGREEMENTS St. Vrain Intergovernmental Agreement The District and the St. Vrain Sanitation District (SVSD) entered into an Intergovernmental Agreement (the St. Vrain IGA) on February 15, 2006, pursuant to which SVSD consented to the formation of the District and authority of the District to construct and finance certain on site sanitary sewer system improvements as necessary within the development. Upon completion and acceptance of the sewer improvements by SVSD, the District dedicated and conveyed such sewer improvements to SVSD, at which time SVSD was assigned the responsibility for the operation and maintenance of the sewer improvements. The District agrees to request a meeting of SVSD to discuss and implement steps to dissolve the District when all of the financial obligations issued by the District have been repaid or when adequate provisions for payment in full have been made and there are not further operational requirements for District improvements which the District is responsible for. Longs Peak Intergovernmental Agreement The District and Longs Peak Water District (LPWD) entered into an Intergovernmental Agreement (the Longs Peak IGA) on April 20, 2006, pursuant to which LPWD consented to the formation of the District and authority of the District to construct and finance certain limited water system improvements as may be necessary within the Development. Upon completion and acceptance of the water improvements by LPWD, the District dedicated and conveyed such water improvements to LPWD, at which time LPWD assumed the responsibility for the operation and maintenance of the water improvements. 18 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 7 —AGREEMENTS (CONTINUED) The District is required to obtain the consent of LPWD prior to including any property into the boundaries of the District or amending its Service Plan. In addition, the District also agrees to notify LPWD when all of the financial obligations issued by the District have been repaid or when adequate provisions for payment have been made and there are no further operational requirements for District improvements to which the District is responsible for to request a meeting to discuss and implement steps to dissolve the District. NOTE 8 - ECONOMIC DEPENDENCY The District has not yet established a revenue base sufficient to pay operational expenditures. Until an independent revenue base is established, continuation of operations in the District will be dependent upon funding by LR and LSLC. NOTE 9 - RISK MANAGEMENT The District is exposed to various risks of loss related to torts; thefts of, damage to, or destruction of assets; errors or omissions; injuries to employees; or acts of God. The District is a member of the Colorado Special Districts Property and Liability Pool (Pool) as of December 31, 2015. The Pool is an organization created by intergovernmental agreement to provide property, liability, public officials' liability, boiler and machinery and workers compensation coverage to its members. Settled claims have not exceeded this coverage in any of the past three fiscal years. The District pays annual premiums to the Pool for liability, property, public officials' liability and workers compensation coverage. In the event aggregated losses incurred by the Pool exceed amounts recoverable from reinsurance contracts and funds accumulated by the Pool, the Pool may require additional contributions from the Pool members. Any excess funds which the Pool determines are not needed for purposes of the Pool may be returned to the members pursuant to a distribution formula. NOTE 10 - TAX, SPENDING AND DEBT LIMITATIONS Article X, Section 20 of the Colorado Constitution, commonly known as the Taxpayer's Bill of Rights (TABOR), contains tax, spending, revenue and debt limitations which apply to the State of Colorado and all local governments. Spending and revenue limits are determined based on the prior year's Fiscal Year Spending adjusted for allowable increases based upon inflation and local growth. Fiscal Year Spending is generally defined as expenditures plus reserve increases with certain exceptions. Revenue in excess of the Fiscal Year Spending limit must be refunded unless the voters approve retention of such revenue. 19 LIBERTY RANCH METROPOLITAN DISTRICT NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 10 - TAX, SPENDING AND DEBT LIMITATIONS (CONTINUED) TABOR requires local governments to establish Emergency Reserves. These reserves must be at least 3% of Fiscal Year Spending (excluding bonded debt service). Local governments are not allowed to use the Emergency Reserves to compensate for economic conditions, revenue shortfalls, or salary or benefit increases. As of December 31, 2015, the District had provided but did not fund an Emergency Reserve, which may be a violation of the Constitutional Amendment. On November 1, 2005, District voters passed an election question to increase property taxes $500,000 annually, without limitation of rate, to pay the District's operational and maintenance costs. The voters also authorized the District to retain and spend all revenue from sources other than property taxes without regard to any limitations under TABOR. The District's management believes it is in compliance with the provisions of TABOR. However, TABOR is complex and subject to interpretation. Many of the provisions, including the interpretation of how to calculate Fiscal Year Spending limits will require judicial interpretation. This information is an integral part of the accompanying financial statements. 20 SUPPLEMENTARY INFORMATION 21 LIBERTY RANCH METROPOLITAN DISTRICT DEBT SERVICE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL Year Ended December 31, 2015 Variance with Final Budget Original Actual Positive Budget Amounts (Negative) REVENUES Property taxes Specific ownership tax Net investment income Bond proceeds Total revenues EXPENDITURES County Treasurer's fees Paying agent fees Bond interest Bond principal Refunding bond payment Contingency Total expenditures $ 274,494 $ 274,477 $ (17) 21,960 22,093 133 10 165 155 4,685,000 (4,685,000) 4,981,464 296,735 (4,684,729) 3,845 4,077 232 2,150 1,075 (1,075) 292,813 292,815 2 5,000 5,000 - 4,685,000 (4,685,000) 1,192 (1,192) 4,990,000 NET CHANGE IN FUND BALANCES (8,536) 302,967 (4,687,033) (6,232) 2,304 FUND BALANCES - BEGINNING OF YEAR 9,252 13,604 4,352 FUND BALANCES - END OF YEAR $ 716 $ 7,372 $ 6,656 22 LIBERTY RANCH METROPOLITAN DISTRICT CAPITAL PROJECTS FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL Year Ended December 31, 2015 Variance with Final Budget Original Actual Positive Budget Amounts (Negative) REVENUES $ EXPENDITURES Repay Developer advance Capital outlay Bond issue costs Total expenditures $ - $ 5,035,000 5,035,000 280,000 - 280,000 5,315,000 - 5,315,000 OTHER FINANCING SOURCES (USES) Developer advance - Bond proceeds 5,315,000 - (5,315,000) Total other financing sources (uses) 5,315,000 - (5,315,000) NET CHANGE IN FUND BALANCES FUND BALANCES - BEGINNING OF YEAR FUND BALANCES - END OF YEAR $ 23 $ $ LIBERTY RANCH METROPOLITAN DISTRICT DEBT SERVICE REQUIREMENTS TO MATURITY December 31, 2015 Year Ending December 31, $ 4,935,000 General Obligation Bonds Issue date August 29, 2006 Principal Due Annually December 1 Interest at 6.25% Due June 1 and December 1 Principal Interest Total 2016 $ 150,000 $ 292,500 $ 442,500 2017 90,000 283,125 373,125 2018 100,000 277,500 377,500 2019 110,000 271,250 381,250 2020 120,000 264,375 384,375 2021 130,000 256,875 386,875 2022 145,000 248,750 393,750 2023 155,000 239,688 394,688 2024 170,000 230,000 400,000 2025 185,000 219,375 404,375 2026 205,000 207,813 412,813 2027 215,000 195,000 410,000 2028 235,000 181,563 416,563 2029 250,000 166,875 416,875 2030 275,000 151,250 426,250 2031 295,000 134,063 429,063 2032 320,000 115,625 435,625 2033 340,000 95,625 435,625 2034 370,000 74,375 444,375 2035 395,000 51,250 446,250 2036 425,000 26,563 451,563 $ 4,680,000 $ 3,983,440 $ 8,663,440 24 LIBERTY RANCH METROPOLITAN DISTRICT SUMMARY OF ASSESSED VALUATION, MILL LEVY AND PROPERTY TAXES COLLECTED December 31, 2015 Year Ended December 31, Prior Year Assessed Valuation for Current Year Property Tax Levy Mills Levied for Total Property Taxes Refunds and General Debt Service Abatements Levied 2011 $ 3,849,560 8.000 2012 $ 3,933,390 8.000 2013 $ 5,790,730 8.000 2014 $ 7,175,849 8.000 2015 $ 5,119,570 8.000 Estimated for calendar year ending December 31, 2016 $ 16,610,240 Percent Collected to Collected Levied 50.000 0.000 $ 223,274 $ 223,274 100.0% 50.000 0.000 $ 228,137 $ 228,134 100.0% 50.000 0.000 $ 335,863 $ 314,937 93.8% 50.000 0.000 $ 416,199 $ 416,182 99.9% 50.000 4.195 $ 318,413 $ 318,393 99.9% 8.000 50.000 25 0.000 $ 963,394 Hello