The URL can be used to link to this page

Browse Search

Home My WebLink About20172210.tiffAugust 9.2017 Petitioner. SAUER ABRAHAM LIVING TRUST (1/2 INT) 6715 COUNTY ROAD 50 JOHNSTOWN. CO 80534-9501 CLERK TO THE BOARD PHONE (970) 400-4226 FAX (970) 336-7233 WEBSITE: www.co.weld.co.us 1150 O STREET P.O. BOX 758 GREELEY CO 80632 Agent (if applicable). RE. THE BOARD OF EQUALIZATION 2017, WELD COUNTY. COLORADO NOTICE OF DECISION Docket #: 2017-2210 Appeal # 2008216787 Hearing Date. Dear Petitioner: On the day indicated above. the Board of County Commissioners of Weld County Colorado convened and acting as the Board of Equalization, pursuant to C.R.S. Section 39-8-101 et seq.. considered petition for appeal of the Weld County Assessor's valuation of your property described above. for the year 2017. Account # Decision The Assessment and valuation is set as follows. Actual Value as Actual Value as Set by Determined by Assessor Board R4702107 Stipulated - Approved Stipulated Value $770.492 S725 000 A denial of a petition, in whole or in part by the Board of Equalization must be appealed within thirty (30) days of the date the denial is mailed to you. You must select only one of the following three (3) options for appeal: 1. Appeal to Board of Assessment Appeals: You have the right to appeal the County Board of Equalization's decision to the Colorado Board of Assessment Appeals A hearing before that Board will be the last time you may present testimony or exhibits or other evidence, or call witnesses in support of your valuation If the decision of the Board of Assessment Appeals is further appealed to the Court of Appeals pursuant to C.R S Section 39-8-108(2) only the record of proceedings from your hearing before the Board of Assessment Appeals and your legal brief are filed with the appellate court. All appeals to the Board of Assessment Appeals filed after August 10. 2016. MUST comply with the following provisions of C R.S Sectio-i 39-8-107(5). (5)(a)(I) On and after August 10, 2011. in addition to any other requirements under law. any petitioner appealing either a valuation of rent -producing commercial real property to the board of assessment appeals pursuant to section 39-8-108(1) or a denial of an abatement of taxes pursuant to section 39-10-114 shall provide to the county board of equalization or to the board of county commissioners of the county in the case of an abatement. and not to the board of assessment appeals the following information. if applicable. (A) Actual annual rental income for two full years including the base year for the relevant property tax year (B) Tenant reimbursements for two full years including the base year for the relevant property tax year: (C) Itemized expenses for two full years including the base year for the relevant property tax year and (D) Rent roll data, including the name of any tenants. the address. unit. or suite number of the subject property, lease start and end dates. option terms. base rent. square footage leased, and vacant space for two full years including the base year for the relevant property tax year (II) The petitioner shall provide the information required by subparagraph (I) of this paragraph (a) within ninety days after the appeal has been filed with the board of assessment appeals (b)(I) The assessor, the county board of equalization, or the board of county commissioners of the county, as applicable, shall, upon request made by the petitioner provide to a petitioner who has filed an appeal with the board of assessment appeals not more than ninety days after receipt of the petitioner's request. the following information (A) All of the underlying data used by the county in calculating the value of the subject property that is being appealed, including the capitalization rate for such property: and (B) The names of any commercially available and copyrighted publications used in calculating the value of the subject property. (II) The party providing the information to the petitioner pursuant to subparagraph (I) of this paragraph (b) shall redact all confidential information contained therein. (c) If a petitioner fails to provide the information required by subparagraph (I) of paragraph (a) of this subsection (5) by the deadline specified in subparagraph (II) of said paragraph (a), the county may move the board of assessment appeals to compel disclosure and to issue appropriate sanctions for noncompliance with such order. The motion may be made directly by the county attorney and shall be accompanied by a certification that the county assessor or the county board of equalization has in good faith conferred or attempted to confer with such petitioner in an effort to obtain the information without action by the board of assessment appeals. If an order compelling disclosure is issued under this paragraph (c) and the petitioner fails to comply with such order. the board of assessment appeals may make such orders in regard to the noncompliance as are just and reasonable under the circumstances. including an order dismissing the action or the entry of a judgment by default against the petitioner. Interest due the taxpayer shall cease to accrue as of the date the order compelling disclosure is issued, and the accrual of interest shall resume as of the date the contested information has been provided by the taxpayer Appeals to the Board of Assessment Appeals must be made on forms furnished by that Board. and must be mailed or delivered within thirty (30) days of the date the denial by the Board of Equalization is mailed to you. The address and telephone number of the Board of Assessment Appeals are. Board of Assessment Appeals 1 313 Sherman Street. Room 315 Denver. Colorado 80203 Telephone Number: 303-864-7710 Email: baa@state.co.us Fees for Appeal to the Board of Assessment Appeals: A taxpayer representing himself is not charged for the first two (2) appeals to the Board of Assessment Appeals. A taxpayer represented by an attorney or agent must pay a fee of $101 25 per appeal. OR 2. Appeal to District Court. You have the right to appeal the decision of the Board of Equalization to the District Court of the /county wherein your property is located: in this case that is Weld County District Court. A hearing before The District Court will be the last time you may present testimony or exhibits or other evidence, or call witnesses in support of your valuation. If the decision of the District Court is further appealed to the Court of Appeals pursuant to C R.S Section 39-8-108(1). the rules of Colorado appellate review and C R.S. Section 24-4-106(9), govern the process. OR 3 Binding Arbitration. You have the right to submit your case to binding arbitration If you choose this option, the arbitrator's decision is final and you have no further right to appeal your current valuation. C.R.S. Section 39-8-108 5 governs this process. The arbitration process involves the following. a Select an Arbitrator: You must notify the Board of Equalization that you will pursue arbitration You and the Board of Equalization will select an arbitrator from the official list of qualified people. If you cannot agree on an arbitrator. the District Court of the county in which the property is located (i e.. Weld) will select the arbitrator. b. Arbitration Hearing Procedure: Arbitration hearings are held within sixty (60) days from the date the arbitrator is selected. and are set by the arbitrator Both you and the Board of Equalization are entitled to participate in the hearing. The hearing is informal The arbitrator has the authority to issue subpoenas for witnesses. books, records documents and other evidence pertaining to the value of the property. The arbitrator also has the authority to administer oaths and determine all questions of law and fact presented to him. The arbitration hearing may be confidential and closed to the public if you and the Board of Equalization agree. The arbitrator's decision must be delivered personally or by registered mail within ten (10) days of the arbitration hearing c. Fees and Expenses. The arbitrator's fees and expenses are agreed upon by you and the Board of Equalization. In the case of residential real property. the fess may not exceed $150.00 per case. For cases other than residential real property the arbitrator's total fees and expenses are agreed to by you and Board of Equalization. but are paid by the parties as ordered by the arbitrator. If you have questions concerning the above information, please call me at (970) 400-4226. Very truly yours. Esther E. Gesick. Clerk to the Board Weld County Board of County Commissioners and Board of Equalization Cc: Christopher Woodruff. Weld County Assessor COUNTY BOARD OF EQUALIZATION WELD COUNTY Single County Schedule Number R4762107 STIPULATION (As To Tax Year 2017_ Actual Value) RE PETITION OF : R4702107 NAME: Abraham Sauer Living Trust ADDRESS: 6715 County Road 50 Johnstown, Colorado 80534 R:EC.Ei. r JUL 18 2017 WELD COUNTY ASSESSOR GREELEY, COLORADO Petitioner and the Weld County Assessor hereby enter into this Stipulation regarding the tax year 2017 valuation of the subject property, and jointly move the Board of Equalization to enter its order based on this Stipulation. Petitioner and Assessor agree and stipulate as follows: 1. The property subject to this Stipulation is described as: PT E2 31-5-67 LOT B REC EXEMPT RE -4476 2. The subject property is classified as Agricultural property. 3. The County Assessor originally assigned the following actual value to the subject property for the tax year 2017: Total $770,792 4. After further review and negotiation, Petitioner and Weld County Assessor agree to the following tax year 2017 actual value for the subject property: Total $725,000 5. The valuation, as established above, shall be binding only with respect to tax year 2017 . 6. Brief narrative as to why the reduction was made: Review of subject quality and comparable properties. 7. Both parties agree that: ❑The hearing scheduled before the Board of Equalization on at be vacated. R47O2107 X A hearing has not yet been scheduled before the Board of Equalization. 1 AT ID this 13t tay of July, 2017. Petitioners) or Agent or Attorney Address: 1/7/c Coin i'r J S -Z) Telephone: 70 ToZ- 8Gr Docket Number Stip-1.Frm 8474 2107 (Assistant) County Attorney for Respondent, Weld County Board of Commissioners Address: 1150 "O" Street P.O. Box 758 Greeley, CO 80632 Tele ,flo.7:(970) ne:(970) 336-7235 County Ass Address: 1400 N.17th Avenue Greeley, CO 80631 Telephone: (970) 353-3845 ext. 3697 2 NOirbE OF DETERMINATION RECEIVED Christopher M. Woodruff Weld County Assessor 1400 N 17th Ave Greeley, CO 80631 ACCOUNT NO. R4702107 IMOPERTY OWNER . fr TAX YEAR: JUL 0 7 2077 WELD COUNTY COMMISSIONERS 2017 TAX AREA 2371 SAUER ABRAHAM LIVING TRUST (1/2 1NT) 6715 COUNTY ROAD 50 JOHNSTOWN, CO 80534-9501 .PROPERTY CLASSINCATION Date of Notice: 6/30/2017 Telephone: (970) 400-3650 Fax: (970) 3046433 Office Hours: 8:00AM — 5 o0PM I LEGAL DESCRIPTIONS PHYSICAL LOCATION. PT E2 31-5-67 LOT 8 REC EXEMPT RE -4476 6715 COUNTY ROAD 50 WELD , CO at- xi 4S E s , VALUATION. ACTUAL VALUE PRIOR To r ACTUAL VALUE AFTER REVIEW I REVIEW AG RESIDENTIAL AG LAND TOTAL 940,398 889 $941,287 .1 769,602 88€ $770A9 The Assessor has carefully studied air available information, giving particular attention to the specifics included on your protest. The Assessors determination of value after review is based on the following: AL02 a The actual valuation of your property has been adjusted based on new information. This may be info at on you have supplied, corrections of characteristics or additional sales. If you disagree with the Assessors decision, you have the right to appeal to the County Board or Equalization for further consideration, § 3941060)(a), CAS. The deadline for filing real property appears -its -My 15;---f--" The Assessor establishes property values. The local taxing authorities (county, school district, city, fire protection, and other special districts) set mill levies., The mill levy requested by each taxing authority is based on a projected budget and the property tax revenue required to adequately fund the services it provides to its taxpayers. The local taxing authorities hold budget hearings in the fall. If you are concerned about mill levies, we recommend that you attend these budget hearings. Please refer to last year's tax bill or ask your Assessor for a listing of the local taxing authorities. Please refer to the reverse side of this notice for additional information. Agent Of Applicable): I S-DPT-AR PR 207-08/13 R4702107 APPEAL PROCEDURE County Board of Equalization Hearings will be held from July 24th through August 4th at 1150 O Street. To appeal the Assessor's decision, complete the Petition to the County Board of Equalization shown below, and mail, file online, or deliver a copy of both sides of this form to: Weld County Board of Equalization 1150 0 Street, P.O. Box 758 Greeley, CO 80631 Telephone: (970) 356-4000 ext, 4225 Online: http://www.co.weld.co.us/apps/cboef To preserve your appeal rights, your Petition to the County Board of Equalization must be postmarked or delivered on or before July 15 for real property — after such date, your right to appeal is lost. You may be required to prove that you filed a timely appeal; therefore, we recommend that all correspondence be mailed with proof of mailing. You will be notified of the date and time scheduled for your hearing. The County Board of Equalization must mail a written decision to you within five business days following the date of the decision. The County Board of Equalization must conclude hearings and render decisions by August 5, § 39-8-107(2), C.R.S. If you do not receive a decision from the County Board of Equalization and you wish to continue your appeal, you must file an appeal with the Board of Assessment Appeals by September 10, § 39-2-125(1)(e), C.R.S. If you are dissatisfied with the County Board of Equalization's decision and you wish to continue your appeal, you must appeal within 30 days of the date of the County Board's written decision to ONE of the following: Board of Assessment Appeals District Court 1313 Sherman Street, Room 315 Contact the District Court in the County Denver, CO 80203 where the property is located. See your (303) 866-5880 local telephone book for the address and www.dola.colorado.govlbaa telephone number. Binding Arbitration For a list of arbitrators, contact the County Commissioners at the address listed for the County Board of Equalization. If the date for filing any report, schedule, claim, tax return, statement, remittance, or other document falls upon a Saturday, Sunday, or legal holiday, it shall be deemed to have been timely filed if filed on the next business day, ss 39-1-120(3), C.R.S. .ION1000 3! COt l T I B A O11 E VAUZATIt3N. What is your estimate of the property's value as of June 30, 2016? (Your opinion of value in terms of a specific dollar amount is required for real property pursuant to § 39-8-106(1.5), C.R.S.) $ 674S-?7 What is the basis for your estimate of value or your reason for requesting a review? (Please attach additional sheets as necessary and any supporting documentation, i.e., comparable sales, rent roll, original installgd cot, appraisal, etc.)�t d S714*ike,A S or -61,1-7,�w.. e�e) cu,ly A≤ct .554 c — .✓/(S�e�hr. 1��N1�Idru 1, %�'� LJeiJ �ouh Rssii T-; u � t we �v eN 1� j r + 0461 -ca 9/24 /26 /4 I I�PPtL .5�, I411,44. WA. -.t 1=r1"4-1• Mat FTESTATJOI I, the undersigned owner or agent' of the property identified above, affirm that the statements contained herein and o i ynny attpchments hereto are true and complete. 97O 3OZ—V6od '7/7/24/ Telephone Number Date Signature SauefrPS kyheau.., CO1ti. Email Address ' Attach letter of authorization signed by property owner. 16-D PT -AR PR 207-08/13 R4702107 Appeal to County Board of Equalization for: 6715 County Road 50 Johnstown, CO 80534 Account number R4702107 The County Assessor's valuation of this property went from $6413,128 in 2015 to $941 } 287 in 2017. This represents a 53.5% increase in valuation. We have scoured countless potential comparable properties and have found absolutely no justification for this. Weld County and the surrounding areas have seen major value increases over the past 2 year cycle. Weld County Assessor Chris Woodruff has been quoted stating the average single family home increase this reassessment is B%. This is far less than 53.5%, and it mainly applies to more affordable homes (less that $300,000). Higher end homes in this area `only' increased roughly 7% in this same time frame. *cited in Ft, Collins Coloradan, Alicia Stice May 04, 2017 The Assessors office has been kind enough to consider our appeal and reduce their proposed valuation to $770,492. This number represents a 25.5% increase over the prior valuation. This number is near the high end of the 'average' valuation increase (28%) in Weld County stated by Mr. Woodruff over the past 2 year cycle. The flaw in this theory is that homes priced over $600,000 didn't see 0%+ increases in value, only more affordable homes did. According to the Weld county Population & Development Report updated 9126/2016, Johnstown saw 11% increases in average price of home sales annually from 201 016 ... th is includes all homes, with a median price ranging from 227K -280K over that time frame, We have seen no evidence that higher end homes increased as much as the Assessor's office is suggesting. We had an appraisal done in this time frames b 4 arch 20, 201. This appraisal was done roughly 9 months after the County's 2015 assessment of $613,128 and it appraised the property at $620,000. This is in line with a 7% increase in value over 24 months. If you prorate 7% for 9 months of a 24 month period, the property should have increased in value 2,625% over that 9 month period: $613,128 x 14 02625 = $629,222.61 The appraisal came back at $620,000. And we did everything we could to make the property show well as to get an appraisal n u m bye r as high as possible because refinancing the property would save 1.25 points on our mortgage interest rate, cutting our interest rate by over %. This was a professional appraisal of the particular property in questions Not an estimate, .,not a ballpark guess ...not a completely arbitrary and unjustifiable figure like $941,287. This appraisal came back very closely to what the County assessed valuation was in 2015 plus an added increase in value experienced over the prior 9 month period. We believe the true value of this property as of June 301 2016 lies somewhere between $656,046.96 and $685,027.58. All of the pertinent figures point towards this range being accurate, and make the Assessor's $770,492 adjustment still either side of $100K too high. Here are 4 sets of figures...a 7% increase from assessors value, a 7% increase from appraisal value, a 10% increase, and an 8% annual increase. (Higher end single family homes didn't enjoy the massive value increases that more affordable properties experienced. Even if one were to use the 11% annual value increases enjoyed by affordable Johnstown homes over that time period, the value still wouldn't reach the proposed $770,492) 7% from 2015 Assessor value $613,128 x 1.07 = $656,046.96 7% from 3/20/2015 appraisal value $620,000 x 1.07 = $663,400 (this assumes 7% increase over just 15 months 3/15-6/16) 10% from 2015 Assessor value $613,128 x 1.08 = $674,440.80 8% annual increase from 3/20/15 appraisal $620,000 x 1.08 = $669,600 (1 year increase 3/15 - 3/16) 3/20/15 to 6/30/15 = 105 days. 105/365 = 28.8% of a year. 8% x 28.8% = 2.304% value increase $669,600 x 1.02304 = $685,027.58. We have no way of singling out one particular value within this range, but are confident the value lies within this 29K range. The Assessor's 2015 value, the appraisal's value and the percent increase for this type of property over a 24 month period point to this being accurate. If we were to split the difference between the low of $656,046.96 and the high of $$685,027.58 the value would be $670,537.25. This property has had several appraisals done since it was built and EVERY one of them has come back FAR lower than what Weld County suggests it is worth. We cannot imagine that a formula or ballpark estimate could be given greater weight and credence than an unbiased professional appraisal...especially when the Assessor's initial estimate has already been proven to be inaccurate by nearly 20% Thank you, Abe & Christine Sauer 6715 county road 50 Johnstown, CO 80534 sauer@skybeam.com 970-302-8600 I The Weld County Population & Development Report Demographic Statistics and Trends for Weld County, Colorado Maintained in compliance with Section 22-1-20.C of the Weld County Code Updated September 26, 2016 at Read Estate & Housing Weld County Home Sales 2014-2016 East/North: Nunn, Grover, New Raymer ' Apr -Jun , Jul-SepOct-Dec #S I+d/'An nual ;Median %I ncrea se in Price Jan -Mar 2014 i 4/$207,000 ` 6/$88,500 4 �' 17/$140,000 n/a 6/$167,000 2015. 3/$184,150 _1/$130,000 11/5200,000 26/$191,250 0.366071429 9/$1801000 I3/$350,000 2015 8/5257,219 2/$246,670 20/$260,187 0,360454502 10/5300,000 Central/West; Pierce, Ault, Eaton, Severance, Windsor, Kersey, Evans, LaSalle, Gikrest, Greeley, Milliken, Johnstown : Jan -Mar Apr -Jun P ' Jul -Sep Oct -Dec #S&I+d/Annual Median Increase in Price 2014 ' 672/$216,600 Ilia 1050/5225,000 1153/5230,000 ' 936/5236,837 3811/$227,000 2015 . 716/$238,750 0.110132159~ . 1143/5250,000 11121/5254, 50 956/$260,000 3936/5252,000 2016 I , 795/5268,370 0.110940476 2L$?7.??5L.-- 1 1168/5280,262 . ' 613/5290,000 South: Platteville, Firestone, Frederick, Oaten°, Erie, Fort Lupton, Hudson, Keenesburg 1.1 Jan -Mar Apr -Jun Jul -Sep Oct -Dec #Sold/Annual Median Increase in Price 2014 220/5297,000 320/$317,500 304/5315,500 247/$310,000 1091/$311,000 • n/a 2015 254/5338,500 428/$329472 370/5350,000 2815$359,056 1333/5342,000 0.099678457 2016 290/#336,747 579/5359,000 300/5377,350 1169/5359,000 0,049707602 through 8/2Z/2!!16 through 8/22/2016 through 8/22/2016 How rising Colorado home values will affect your tax payment Alicia Stick, aslice@coioradoam..coau Published 5:30 p.m_ NIT May 4, 20171 updated 11:38 a.m. MT May' 15, 2017 Property value spikes of 20 percent in Caner Weld counties trigger state -mandated tax rate reduction on (tx4o: Vs/So May,The b ) his property value with the county. Less than a year after Aaron Harris bought a condo in Fort Collins, he got a bit of a shock at the mailbox, The Larimer County Assessor had just mailed its reassessment notices to homeowners, informing them of their homes' new values and, by consequence, whether they could expect to pay more in property taxes the following year. "lt said it was worth, like, $25,000 more than what I bought it for/' he said. "And this is at the height of the recession, for a $125,000 condo." So, he did what roughly 10„000 property owners in Larimer County do every reassessment year, and protested a This week, property owners across the state will receive notices from their county assessor with a new valuation of their property based on market conditions for the first half of 2016 and all of 2015. And while higher valuations and property taxes are sure to set off another round of protests, aColorado law that limits how much taxpayers pay in times of quick property value escalation will provide some relief. More: immigration/3107240010 Residential property values increased by an average of 28 percent, to $268,000 for single-family homes in Weld County this reassessment, Assessor Chris Woodruff said. Larimer County Chief Deputy Assessor Alexis Smith said homes in her county saw an average increase in valuation of 20 percent, to $357,400. Colorado property values have increased so much across the state that they triggered a special legal provision that requires counties to reduce their assessment rate for residential property. That means less of a home's assessed value is subject to property taxes. Property taxes are linked to the housing market with the idea that as more people move into a community, the community needs to provide more services, including tax -funded schools, libraries and other services. The county also receives property tax money from the state for budget items such as road and bridge improvements. Taxes paid also depend on local mill levy rates •--r set in December in" that determine how much entities like the county and local taxing districts receive, For the past 12 years, taxes on residential property in Colorado were assessed at a rate of 7.96 percent, or nearly $2,200 on a property valued at $300,000 in Fort Collins But next year, the assessment rate will drop to 7.2 percent. So, even if that same Fort Collins home Increased in value by 20 percent to $360,0007 its owner would see the property tax rise 7 percent, to $2,358. That could help mitigate at least some of the pinch homeowners feel when paying their property taxes. Those who still don't think the assessment on their property is correct have one month to do something about it. More: hg usi_, n 88 1;i Each reassessment year, Larimer County gets about 10,000 protests, and Weld gets about 5,000, 4 "It's usually about a chance that it's going to get adjusted," Smith said. In Weld County, about 40 percent of protests end in an adjustment, Woodruff said, These can come because some change wasn't properly noted Amaa a finished basement, for example — or the sale value from neighboring homes was miscalculated, Smith said homes in the county's more "affordable!' price ranges saw the steepest increases in market value, while higher -end homes increased in value by an average of about 7 percent. "Pretty much anything under $300,000 would have seen a higher rate of increase," she said. "But also areas where we're seeing new construction like Tim nath and even the Larimer (County) portion of Johnstown," Harris filed his protest in person, before Larimer County offered an online protest form, and said the process was quick and easy, and he didn't have any trouble getting an adjustment. But with Colorado's real estate market booming, another round of protests is almost a surety when the next reassessment comes up in two years. `This market is one of the highest appreciating markets in the U.S.," Woodruff said. I think that trend is still going up. What we're seeing now is sales information from almost a year past, and we're not seeing (the market) change or go the other way. More: ea fly ED Can Construction continues in the Winter Farm subdivision in Windsor on Wednesday May 3, 2017. Hone prices are increasing so much. that the state is lowering the percentage of values that it taxes. (Pho(o: Val Mosleyirte rad'oan) By the numbers $357,400 median assessed value for a single-family detached home in Larimer County 20 percent increase from the 2016 reassessment $268,000 median assessed value for a sing lenfam ily detached home in Weld County 28 percent increase from the 2015 reassessment How to protest your reassessment value In Larimer County: Bankof Am erica r Prepared by: Sandra Chacori DATE: 03/20/2015 APPLICANT: ANT: A,B R . IAM SAUER R CASE NO: LOAN NO: 251827893 PROPERTY: 6 715 COUNTY ROAD ,50 JOHNSTOWN, N, O 00534-9501 Informational only - No action required Dear Applicant: BANK OF ERICA, N.A. Office #: 0041304 4500 AM0N CARTER BLVD FORT WORTH, TX 76155 Phone; Office Fax No.: Thank you for considering Bank. of America Home Loans for your home financing needs. Enclosed is a copy of an appraisal and/or property valuation developed in connection with your loan application. Please note that, at this time, we may not have fully determined that the enclosed appraisal or valuation is acceptable for loan underwriting purposes. If you have questions about your appraisal report or property valuation, please contact: PHILIP COPAL Home Loan Consultant -External NMLS#1050542 If Bank of America ordered an appraisal of the subject property, it was prepared by an independent professional appraiser for the Bank's use in substantiating property value in support of your application. Appraisers are required to follow certain professional appraisal standards, and they must meet certain qualification requirements before their reports will be accepted by the Bank. However, the Bank's acceptance of an appraiser's reports is not an endorsement of either the appraiser or the appraisal report. Please do not contact the appraiser directly. Under Bank of America's appraisal independence policy, borrowers are not permitted to discuss the appraisal report valuation with the appraiser. The appraisal report or property valuation was prepared for Bank IA America's use and should not be relied upon by any other person or entity. An appraisal or valuation is not a guarantee of either the value or condition of the property, and the Bank is not responsible for the accuracy of the information in the report. Homeowners and homebuyers are advised to consult a structural engineer, house inspection service or contractor to inspect the property for condition and defects. We make no express or implied representation or warranty of any kind, and we expressly disclaim any liability to any person or entity with respect to this appraisal report or property valuation. You can pay for an additional appraisal for your own use at your own cost. Appraisal Cover Letter 1G261 -US (09/3),01(clii) Page 1 of 1 c i 2 5 1 8 2 7 8 9 3 0 0 0 0 0 1 G 2 6 1* u nito rrn Residential Appraisal Report Fitt # 6715CR502015 The cur a of this summary upraise, report is to provide the lender/dentwith an accurate, and .adequately staported, option of the market value of tie wart ct property, se i .•r• 1+'111 ee :e, Le9arl Description PT E2 31-5-67 LOT B REC EXEMPT RE -4478 ••+••••a..1. wYrbr•w\o•L., 4,44144,94,54 i awl ..19. 4 ee Mel of cfad Name Rural Johnstown -North Map Reticence S hood Cereuc Traci 0021.02 a.aaa 4taalf444,4444.+ti.14.Yiai+444+4•a.r• 4.54 as _� a ,,�.,11•M144M1444.44. :.'tem Occupant r1er Tenant Vacant Speoi A sessmerrts 0 PUD HOA $ 0 per tear per month 11 0.4.1k4.1-4"...• M u ria a. , %mks 545444S0,111,00411111/4 4S44"S '••4 S4AM ., as •T.e lf1\1••••• a a•aL4 a-n.1,...,-1.ta Yt4YYN-1.a KL••1,as•f,• 411•101r WiY�LYi•••.Vh/1•Y+4a4-r41.1a-Y4a•al we n.l;.11.rq' s44.l»\l\»\a1J.lM\1..9. wra..•Na• ea. nit ••••••a\ala•.•.aarww•-a►.-4a4.�-, ,�Ir_L "e ,R,' h1.AR .rSsed ,.11,..�:!9Fee SimpleL.. aseho (describe) M1••t' 1-',4414', 1'411. VS Assi rxnert Type � Purchase Transaction i jRefinanee lmnsa,ctlon .]deer (describe) : '.I . 4141 ► ., _• �' : Lender/t ient Bank of America, N.A. Address 8744 Lucent Shed Ste 400 Highlands Ranch CO 80534 lc '-,... Va111„,„..f...„.„t%4\1S1% Leeee11 S141i441.1.14 K Liiiil.......... ...... . ...... w 4..e.....4t. t.. .11yq 5.5v sL1.Yil\.11.4.44*lb 5SL 1"•'4"",'4?7.'i4Yi 1111M1i YL1i•LlV L1 Li,KSi1 eee en •:: • :: 4a•: ti PriTh a Address 6715 County Road 50 Johnstown Lia►iM1. 4. •••••••••41.1.1'.~.1"......r••• ••••••• •••••• 11. •••••••••••••••••••••••••• •re w,.t., 1s.nw a1111'N *es swor44511,11W •LKii VW►1.r a..i4.. Saw- . Ltt -I- w..ry.wtI ---11. ,_I• 4.111.11.11111 Borrower Abraham Sauer Owner of Public Record Abraham and Christine M Sauer State CO Z1p Code 90534 4.1.1.11 5.5.5 Llat •415 %1.4 4 •.411Ls 411.5.4.tit4 Cary Weld ttSfl%V,.. LiM1'1.41.'. 55..1.'. SSYSSSJvi iii.\. 4 h.,.avow-___......w..s,w\rs.\ti.a..w1'•, ......N1Y41Z4'H1"\L,114Ls..... is the subject property rre..... offered for sale or has h been offered for sale in the twelve rrtorehs prior toa ffectl�re. t ..pf tl s appraiser i it ..No Re r#�ta sourc s).1. i oferin R•�r'.((c�e�J( da s 1 •11.44 L 1'LS ttSL\LLtLLLLI.L.wa. . w+.•Lb4�i -• h L♦ 1a111• T 9111k\ MLS by IRES and M LIST. . 1• 1.11.5 41 ••'11 a,1 a ..aa1,, i4.i -� did not analyze the contract for sale for the purchase transaction. Explain the resits re: .w rn ddStJb�ect pa as the emirs of the contract . for sale •w wiry the analysis was not pertarrt,ed. •��..i�'a 1,•/L1»\\».»».MaRM.aM»\..\,.4Y•.1NY\.L.aLK..r+r.La�aa.a44.1a4M.44t11IL1W,..1.4'K4+1.,.4,.4.LWAv�.'..•71a,»11».iIK.MY.aYK Y....i•.Y aal.MiaiJaY.raR,ALVYY.1. YF Na.a•-a'4•.44,i14 YaiiS F41L4iA,.it 1�4s'a+.++Ar,blwl+'s+.lasi•».•n»,�lfnvsa...aaln 07 Corliact_Price $ Date of Contract Isft property seller 1� owner of public record? L a..•. 1.¢s No Data Souree(s) Is ire ar ' :financial assistance Moan charges, sale concessions, 94th or dow yrr ntassisiaho*, e1c.) to be paid by a party on beihalf, of he borrower? Yes No �1 4,14 144►1{41 . • : ti if Yes mart the tote dollar amount and scribe the rheas tube path; •.Y1,41NM1 4 s.i11 t1KS4i14i14s11KrLL•1A.1..4aii 4444;MM1.Y,a•.a.y..•.M\ 41'•••e•••••!1'17Tfl 5 N1111............................................................ a1Y 'v!,••14, 1,•t n11.11111111. 11.111111i51VL5K11LL'L4'.54L1 K►454; I, !;' Note; Race and the rat al composition of the nal :.5.%-, •.;,,,.-.•r.- .ti, :•- .,=.�•. -.. r;,;,. -_r,•, .�.•,. :, Mood are not appraisal tars. ••4. 1 . •, • . •••.`J1. •;L 'i•S•a :•1;.}'a'.�.!.�.!'1;. .�n•.�.S�Ai,1.4'ti: :! :�.�.':•.:•.t44".1', •.•i.• •, • : :'}:•:1..•v:+• .•'iii• •.•l. :L ...•. •.•1..i•.. •... .7.•'•f�(.• �•:�••..:, t. .• 'Sl`•L1'..• • I • { fb, y�� ♦ • '� •.': ••'1.l. 1•: , t•1. ••+ .','a•T. .'•'. •,': 1. a'1.'• 1 .. • ..1. .1Y•1� .•1 �y,� �y •a- : •ram_+a_.a...,,.+.114}eeee ee •�': d•'1. ii • 1 •i'•V� ViJa • • • ..ti•}.•:.. L .•. 4. •.... 1.%•5, 1.�, � , d • ,� '.}' .•.1'1. a'L',1tiLSyhL'.'i .' Y 'i •i ,�.,.� •"• 11.4' 'V4. L'rti 1. 411•a',',"'Y:k'a1'a'".'srr`•. '. � �. ...... '�≥�i�• • a • . • •�• ••• «1 •.'.ti•YV\ •'. Jr'iht'L'%1.Y.'L•.1•.1•✓d.1Yia4a.4Yaii1L:1'r5ia"'ai'f 3' 41' 1 `' ••'y ",�•� �`� s`.'.. • . •.. • i..'1.• a1..1`aKLt•.1'a1:•i'�'i,•Ja'11.�L 'i• '54'•1"5•• i a� , , 4•: 71. S• I1t,U _ I sea ,,., 'L, 1..14 L.1 , 350 Pied. 50 Other farms 95 % Neir hborhood Description •.44 4aaaaaaarYaabLr aaaa.aara u1 •444.14• ..... •-.4-.44ai.,•,.a1111Y4.\la lna w.\\ Located North of the Town of Johnstown. this area contains mainly working farms with homes on small acreages scattered throughout the area. Sorna shopping and services as well as sctxfols are located about a 10 minute drive away In Johnstown with several other titles located within about 20 minutes for additional shopping and services. :,•-Lie 1'444-41••1.14.44-.4 M. a. -•111.a 1v. aa..a .11\l ale•.1111 11••••••••••• Ya.Yaa••1..La-NM 1Aa.1att1.••L. Ma1Ya ..t .a54454 WFiYa1 s•4•.•441.4441.,.1111.ea w1YF1(1aanawe a1.\ mast. eta Market Conditions (inducing ortfor the above conduslons) a• ---- • See See Attached Addendum ..a 1111-1- .a.ta as L'a••S.•4 .5-•.11414,1'• Vi1. ii5.a M.1 US. ..ae 1,V. • • awn *wan wn••Marl ,5 Area 3.24 ac Sh :; , Dimensions Irregular -see attachedape Irr ular h.y.a4� 4.Ia..a�,a.�' 'r f'S* Feedlot;Rstrl Ni.44L.44 .�LLL�„45... 14111p1�yy j{� 1.1{L.LL,••9.j4��L•%14.1{.LL4.VI.KLLLNL L.L••41.y••y •a•.. yM I...Mw•.ra 4wa...••••••• -1M 4'N•Y....mom*111•1'41441.4K•'•%•4a1K••nlay i4L4Ya..•.1.,„...r 14aL ecifc Zorn CIa�11caflon A I AR r1. () ti:1;i Zoning cfnih Desori onc tture '+" 11444'•.41.A. 4'41. S9/•,., 'venom," ...in Yin w» -Wen .aa.al•l•-.11.*ALM aA a a•L41.4•La LLM •J' c.1 •'••a1 aaM5444i1+41.1 M.'L4 Va4i.laKia.ii,.l L\i.L1n.11na1.aA.1a1\Y1.....R Y L.L Lat11.",..“ .-1.14-••••• J'.411•••4105•1/25• -•••••••.'a-. 1 -•••-•-•••••-• inn ai.liaaia na M. aaa...n. Zoning J: +orrlplfarlce t ter al Legal �lonccnforrr (Grandfathered Use) II No or71n Illr+�al descrit ••�•r w.wa .a4ala,a•14• 1444444 •,ti ••...a.aa.Y- wa, 4.aa a... s.•-•a4•a45 444,44.44 _ 4 • 4. Y1aLYaa a.. L.Y.rYY.al Steal• ::,; is the highest and best use of subject property as improved (or as proposed per pin and speoifica' ons) the present use? • Yes ' No It No, describe, •:•:• 14 1.4 5...... COY' •i'••-1111.111w111.1 na N 1.111.1.1W2-11.11111111111.01110 11. lin1.Y1t-0"..0141.,. 4a1. 1111/4.454114i'14'L'L 44i When fa4lbaUa.t•.aa,a,.1n 411.\\1.aniaNai•,tYl•.4at.L a••t `•,"J+"•"i!•. ,4144.441.4444444L�.4•.r 4a4s-+1ilin,wliawla'.aaf.ali.va u.aaLa.au..alaaa. we . titles Public Other(describe). Ruble Dtt•1er describe) Off-ste im.pravernents•Type Public Private .a err• a 41.41.4144L4•a•aa roe .e..1., \Y„ya,waa•,a a•aa.\aa. •a as sa a.•a. • taa5i54a♦ 44414..• . aawLaa aaa ra.aa.............. t• 44444 it-LJ••.41,•• :..� Water Street Asphaft • • • •; Electricity44144 4 rL4 � ; Gas 1 Propane Sar>ita Sewer Se c Al ' ��1yj) a 1iY;tiN.LV4444.L.•w,.wy.l4y.w...,w.a••yw•w•...a ••••••••••,••••••••••••••••••-•••••61 1Jf4• 'Ls WW1 L14is.A ta.t'nL,..SL bA.a4.4 11•••• M-..n.baa. a.., •••••wI., ,.111'.1, 1'.11.'11{....................;rraw•••.••••4••••w..••••••••• 4s....wya.a,.iw. ern4 X•� FEWt Spedal Flood Hazard Area O Yes NJ No FEMA Flood Zone C FEMA Map i€ 08ty2880750C FEMA Map Date 09/28/1982 'i 1't•a..•.t,h.w11, y.111.11,1101111111101•11.111,11 %%%%% 411%%i1L' N44.tY.1. 4t5 .t% t% KKL K4 K44.4i4►44a4a•.4ar•yy..y *At wlyw..•n•.•w %Ya4••a....aaw. 1..1. •114'a'V4 4'V411 S.Li.►sA.iL�rr..wY1.\4....nn.4.Ywhw••...Yan•a.w.�.a1�4•. i4KMt,JL1.aLt14 ee Are the udldies and ofl site ir'tprovernents # rpicai for the market area? aa_ X Yes LINO If No, describe, See Attached Addendum ;:;: \aa+ 4.11., 11,41114.14115,1 1„s..•1s's.1s •: Paved Assessor's Parcel # 095731400005 flVVVS%S!.%1•%Y,•.`.!V:1!.1%%..Y.1.1S4aw.r S.rt'.SZY.'L1•.R M1 i•?.i'ia`.�.i• y11w• .,Si: JL •. • 5' •'1. ,l1....}'r r`.4• •.•a.,a'•4, i .1 •'L a . • . .1'.F9i4t1{h�ia.Ifl•.-? -.•— S i 4 aYr'i•4'.'i' .4 L`L': �.'• . • V 1.ti. a �is'L «1 a • Li,•'iiJ.i �Va • AYa'a11'a1411'iaa4 .�,4 u Locator; �; Urban Suburban Rural ! Proper Values Increasln f Stable : t rtr PRIGE ACW • Onn-unit •• j� f.. iiT''jjjj'-'c}•(�'!r� �.• /{�.jy •M144 U•sAY/J7f+ j�■.�L `/�,.y.+.�y,' s9.'.at\ba«a{r�:twa.La. Ya....,,aaa[/',c.,4....{1,. �(p1�j1ra7v. ,.�.,•.s• ,/`�}�/`J Ij t(5 j{. ,/I, �'♦ �itJita�.•i�l 1.e 1. Over Y. 1..N 11N .141 111 % 111I Under (V NN. 42 � 1W , •••••• YiYv..4N-11'!'41- r Balance SL s. IYT - Sup& L�YL1. .....~.44••• wow.. M..atw/,.fa Unt114 Gmwih 'al Rapid Stable '. 111114.51111t1.11t t4L 4,.1411\aL14•••LiL.1i LL Li, Nerigtit entioad B+at Ivies 't i� 1 ' 1 Slow i Maritetln Tlme4„• Under Itlr'r 1.11.1 9t1Y `1. nits gl L, 1I I1. 1� as :Over Sfriths ; 4 ' y1.•n1.aa ,a�.w.y y4o}w}S^L11»1415 i1'f1.1}1Mute-Family te-Fiamil KLLYLL4t�.L.iiLi;.Lr . y 700 t'hig'h 100 i Commercial •i4t• Lt. VJrf. wLnyy 4NM1.Y i 1.•M. 4M a.y1.)y1. •a °!o The defined n�aighborhood is bordered by LCFt t S on the North, weR 17 on the East, WOR 50 on the S s'th and Interstate -•�•wa.t.4,,,.L,11,..1K1L1,..... ,n1.1 n 1. Tax Year 2D 13 RE. Taxea 2920 .."..114 ;•:'. • • Are there any adverse site conditions or external factors (easements, encroachments, envlrornrterrtal (oniitions, land tom, etc.)? Yes Li No It Yes., describe144a..•..4..............44444.44..........•......•...........................a.. L.a..........L .a4,4444,4a14,4444}44.4L........a.1«la.tatatrs...... •aaal..la.......aaa«ae.va..a. The subject is located on a small btufl but bebw the bluff Is a cattle feedlot and storage of fermented feed. The feedlot and feed storage Is owned by the owners of the subjects family but is not part crd the appraised parcel. This view would not appeal to all buyers especially those who are not accustomed to rural living. -• aa.•. ,_•_- .....' •i., � ' - ' , -- ♦.• ' ♦Y;• 4• r. . . r�1'I Y-J••..'J •iTjw7••. •:•:0:1•:0 : ::.,•.:1• :•ti •:1. ••: • l•{ ,. _•t•_.':a'1.'. a.4. • .. i .� Vii(.. •, •i ., 1� (.�'�� j1'� '��jy r • • ."i . S'1. • i •i .}4;1J.1'i i iSYl . L'••^: i•,' • '" • �L' !i'l. •••• 4:•:•}'i• ..:41 a',,• '•'•'h1..:•'.:•:'''.'l.': :•],;a,•�I� '.4S•..:'.t•.' 1•::' :i.4'.•� 'py�1 `+ ;' :•: :>.', `. d.;•'..'•;.;.' �i �.i7y.••1 • • v •` .WAY , 4:42.44. ii .M.# : _ ' «'.',!i '.11..•.'•5'.'•:':. '•'t".T T•iTT^ • 4X:e.:•:b:•:::":•}.'r,}::,b.r L itiiaN.11• . •i• ri saaa as eviees• iilir•:dlae eee• .•a•Si-'4ie .44,'44.•44.45-, ,4 H1L••41,a 141,1 ale 4.4 .C4 a.a Lu'iiiYCeO 'a�Y't'L'a'a 4'1. i ,��•'�jL.��••,' ea:** �",:4'. .. 1 N• l5' 1'4.1-'41til, C. SS15.Ss.ii4i LL 4.ai 11,•4 IlAi t knits tine O With Accessory Unit Concrete Slab Crawl Space Ftturxiahon Wals ..,Lai p Concrete/Avg Floors Hi t,t1'trbi,c a ,tifel. I .:I^"4"•.•M.VMaay•.Y111Yy.1\'a"•••'•1•t'.•.4'19•f4451'.L,4etM1 14141141%41.4AA.4.4%ant%•1.1.L4.1.Li4 iii•s.4.l.aa a4LLiaya4y.w.w4..w•wa am Lear ...ay 4R41T4,t141.41'L s115t4114L1►asi,Lit.ilt•4t•L4.4•a Lia.Mr..vrrarr..a....,.yyyy4 ;; = of Stones 1 c Full Basement Partial Basement Exterior Walls Stone/A�rg Valk •:• _41,54,4,.8 a 4. r Type ig Der fl Att. O S-DetiEnd Unit Basement Finish ex ee Design (Style) 1 Year Built 2008 Basement Area 2598 sq. ft. Roof Surface Tile/Avg .... .,. 90 % I�Gut#ers & Downspoufi.� l tal/Avg Outside Entry/EA( 14••44•••••• sal•1•.••i•alae•a •• X4•••••1 -11•••••••••••••41.114•••101•••W• -••••••1•••••••••••••4.4 n.M-•rn. n. ...... 9 , Sump Pe np A MndowType Vinyl/Avg ,. •et • Evidence of Li Intestafion \1.M1141 n1\11 Y1111% Trim Finish Bath Floor DrywalVG WoodfG Tile/C Bath Wainsoat lice/G Storm Sashilnsulated Vinyl DP•/Av9 Oar Storaz None •••, 54 `PSS4L'LS•i.b &. .4n13P1a."..a1111\14lWT •11111., 1 .-wli YaSanlnaa n aw a. tY.a a La LL .+/4•,aA4545,4Y.4e1. 441454', 5'Ll ..l• "no**r n may: Effective Age (Yrs) 4 , ] Dampness Settlement Screens ft/tesh/Avg Sj Driveway # at Cars 3 •': Attirr None .,Heating FWA ' MOD Rad"iarrt Amenities 1 4+crdStove>~s Q Driveway Surface nc,grauei fat' "` • t 1wa1•.aa4,41ay.441..5,4144444%4...... 4.j,1.w11,..,..w.1aa,ataaasa..Yt.YLa L•Yt.s...a .141M1114t4i : Dra Stair 0 Stairs Other 1 �p , Fur*1 Fir�eplac'e(s) # 2 F metal Garage of Cars 3 t • • M•M1a.Ya •"1.W..L'.•...4••'•a�'N'aa a�aa'•a'•'a"•1a^11, 1^1a141a4, 1'1V41Ri,R -sax..11.1i4.14114. ssiS44.... ......... ••••••••• A.4a.•.ara. yy.,�..wyg4'.K411 iroone 1n sus".M11.'L411'414a5i4Lt4i1KSNli7Ls.4l4•4••.hy„4 ,y.u•.wa••11 -•-1-• T1 Y{ 1•1V1'., T4M1114a14t1 r` _ Floor Scottie Coaling [I Central Air Con�xfiioning • Patieok deck Porch covered :\_.C ,,iii 4*• , ,.• ,.a, ■L1 !a •l 1• Finished %. Heated individual• :.Other Li Poi none [1 other lawn spk N At r••r.. Det L,; But Hit Carport # of Cars 0 Appliances • LI Refrigerator 0 Flan elOven 21 Dishwasher Disposal g Mcrowave --C Wash r/D yer O Other (describe) Finished area above grade contains: 6 Rooms 1 Bedroorns Additional features (special errer effhcyent items, etc) See Attached Addendum 1.1 Bath(s) 2598 Square Feetof Gross Living Area Above Grade •.eat t 1...%4•a.♦i4. 1.4La• Describe the continuer ot the properly (inoludin9 needed airs, deterioration, renovations, remodeling, etc.). a G4eNo.upda'tes in the prior 15 years.This is high end home with high end finishes such as marble flooring, custom cabinets, granite counter tops, large bedroom suite Mb large wak in shower, muttiphe heating end cooing systems,etc. X , 4 •a,.,.•1.. 141.1•44.44 .4514.1' a nee a • • f:F:: Are there a cal deficiencies or adverse cons Fiore that affect the livabili , sadness, or structural inf�!T.,.�}�1,� of theproperty? :i:•L.i •4•••♦ T i.a..a«•«111•11.19La Y•'•.«........LaaliY.ir.aa... ra rear ear L• iaa..a..4.4444 . .•.11. See Attached Addendum • • 1 watt No It Yes, describe Dons me propertys♦ x'ieralty� conform to the neighborhood (functional u4iityr, s#yte, condition, use, con ction, etc.)? 1 ?. 94a Typical of other homes in the defined neighbodhood. .•. I Yes O No If No, describe i 1 '1; Freddie Mac Form -70 70 March -2035 UAD Version 912011 ilselsklarerpagssim Page 1 of 6 Al Ready Fannie Mn Form 11104 tacit 2005 • Uniform Residential Appraisal Report Files 871 sC 502015 INK :_L• There are :•:{• 9%There are 0 I, co arable properties Frentty offered for sale h the swot nsi 21.:Tt od r8r$g n price from $ 0 1••-4 1••\•1+_141+,1.1•-4 11111•a•1a11aa1L4a11.1•-1•-4•..►11111 •4► a►►• to$ a conparabie sales in the subject neit barhood wilttin the past twelve inrx,ths ranging in .sale price from $ o to$ 0 a a , 4 04 .41 • •,y •,. as- r1•• _1•a• Swa44Ta • S••I••••1• l,ti rla•.'+u1•• ` 4141 5•r Above Grade Total (t Bdrrtis. Baths Total $drrrrsY ; Baths • ; Total i• B urns• •Baths Total : Bdrrns4 Baths it 4 •••♦Int••+•••'• �f,.w_.,_, ,V, »'441.•4» "Y1.•••••Y•+ii', waliwa n •• »++.awl.,.a,A. ar1•ar.a +aauaia 1•Y .a tiuY.Y�,., ,, .,14111•L•,a.l}w�4••••,.��.,J}S444-'S-,�--vlr.i•4••a1Ka1 VV•..a1.'IS4 �L%A iV..•y.Tr•.r•..•e wt.Sw,,,,w ici. n, wwrra...awwwariaa, i "fit .� • , \ i S. : Room Carl 1 1."I t 3 ; s 2.1 -10070 ; 8 't 3 ; 2.1 z -1 6 t 1 -100 ;' I•,y '1•a 1.111 t}r • i1 -h 1h4L,h _•• a T••-;_ra•.••r• Gross Living Area 2598 s sq.ft. �� sq.fir i -24700 ; 2641 sg,ft, : -340 0 ; 2395 sq•iz• 1620 0 1 ... ••••11 rauara.•aaa•.r•.t ;a_h••w,T., , • Basement & Pushed , 2588sf23313af ► ca $ 28tJi ha,firy -6200 i 2633sf2185sfin (� -74r� : 23 sf17�t4sffn ! Ot t Rooms /�•7j {r(`w.. Grade (,/� 'L•1S•eW.i••is 4V•NSW,10414 04Als fraa4 VLLV1.L Stit iris 'ow* n --------..1.144» ••4444•»wn'enaw n't&gA 11+11 ••••••••• 14 scat 'ahruw.a• as.s• •__ ,•'+'4l'Tll,•41 r,1 Y4+41 w4 ••Y r /•I.•l•f\. wY. Yf�, Y.• Y rS%Ye L• , ; w ` 1ar Va;•••1•V 1i41Y•iY•hL••1+h 1,.1iRY•h•\..Mr�\•..1� 1rr� br2.fbaoo 70100 e 1 rr2brl •Oba1 o 4600 1 #rr2brt.Obal tr.~ 17800 "A••a•• a 41••• a.a4a-•••-•m--14.441-4.4 a,�.1.4a%fl y - •H1ag, tJ. V,r4L%W_,li 1.404.4"Y•01.9.4.4104•14414144•14, '4.4 '.S Va4 S•ww'•r• Ml %S..O,winw••'••441V.r,•, ww•wl'w._••i•'al„a,w _war 1111.• awaww •r1•_ •taaw4t.aaa- •w'a,.aa4+.N La aa••.L•t a aaa.4.a utility • resist i Y+1yT•"==s•.:4M 4••.••4•1tY 1+M1S+4i,.LW 441f•h •114.4 w,rw lwl.l4»4141114• I;: Functional • ; Mine tags Ave rage • Ave rage Average i `, ;•aaa-a a ,aaq a•vaL ••11-.1 6 •411 •114 4 ; 14f14.h L. La,.• T.4 ,••4yI•+t1•4•a•.1•1•44444+ha•444.4_4AN...44+,r• 1. ha,..,..-4.,.Ta+11+., a i GFA/�1C :` GFAJAC •- • •;+ •,•1•'y,••}` , + • : Energy Efficient Items • i None t None l ton- �►`,�`•yay• tt Ili• 1 11+11+4 +••••••+.....+i+4a.aa+s al.+aa+-&•1451 ►I •t5.+•a a., y•1••• l \ IA *I a.♦+ .a a'ai11.+. Yt.aai iCL 1•h IL .. I . ,'1 'aRge+� 11M aina.aral K••L1VLAW.L4aL\K.Na+aai ii.at�1 �44••••••••••••r, •,--wyr+ • ,wwwac 1, w,rw,rwaa Aw t 3 y�aj`a} is ••4.4 • "'•^-•^:"'•"• ••"4.1•1 5 1 1 1 L101+1aa+aL1'1L1'•aa+LLa4raa+aLLaaSt' • a ~7S 1•,.a. ` n---a_.,nabaft, a: _.M1 _ _I. { 1111 !porch patio 4 I. _ s 4 4. ll ��E} Lcca on 1111••••1•••1 • i'i n rrat ;1•r � I• a1rMa af._a+--... L r ' 1 5000 'a•:••-11• • �i1 , `. C •1111.1_414 _1•_,_t L, •-•,1 11•••+a,.�r�((1 per" 1{ le t Fee pleIt � L1tStL41a4Va%V1• S.N %%%%%%%% t/ % .4ai•.tM••••••5� � 4•.-_y14•.w.,.r..•J•_,.•••••.•M w•..••4• t�`k •,✓}.*.__rava_T't ..,1411%V1•+S'. ,%nSn+K1, 1_a.lrs4rnT-1Y\T4 i Fee �'1Y.1N�i11'tr.a1111• Site _11114 311 34 ac ! 2.9 ac }�} 0 . 5.18 ac 25000 1 1.79 ac , 0 ,^. ( i '•yl1a14411• 1 ir•�aa •1 -•0',_..11.1•-._..a_-•••,1•+ %-30000 ; N;Pstrt; -3000o ; BPsstrt;Fies 51111 -30000 •,• a,. r,w.M_ lira 46 :txr111 ,DT1:1 :011:1 •; ail;1 A.«1�}1111.1„_ •1 �,,... ,...of Construction y��y�� j/1ar,'/� t4 Jr I 04 , Q3 * .�r•ya� r, r-4 4 co a.l_•_a,___}_,v.44 •1 4.*■■■■•T``�•jr ..* ,JLI NIIuc i'i./'n 44-4•41•••••••••••.•••••••••••••••••••••••••••••••••00 1r.'y •liV } • L•L•y'1 a a. i 4tL • .yi• d a.t5 .KAct�►.a• 044',4a-.4K,.\Yt-ti.h•�.•r,tai. 4vs.%.. 4+w•.vavn.,••+w••••.. ww1••_ }.•.w•••••, • w•,1•••••••••%% 11"•aN1,1 4M1t„A'•11'fl'11, WI 1••••11.4111101.411•••••••••••49•14•6901041491.401/41. \KaK\1•1144141• 9J►ia+ 'ni's%1►t,•a•.'S SN.41s a___ _a, aa•r a,rwr••••••.r.a,.•••• 11.11•. ••••wy..•_e a.1••••},. • (IV' 4I.r1J + • 4 lii as 1%.S.t5•1•Y}••L1.Y.YLL44+.i•.4..►4.b;y 4•}ira.w•••••W-••wy4wtlq+h '4'• " •••• •raw•a••••.rty.••••.%11•^f''r r -' . 4s •TF1 ern r4L41'K+aFN4.'s NKiKiK\K\ia4Nt114Kiti yt 1•a..awaL4.1•M.4•a•4WN++.va•yswr•.a•rw.•v.•a,.• FEATURE J SUBJECT Address 6715 County Road 50 'Y•L: LAOIS a.L.%&ALL �`•'' Prow mils to SAKI KI Jotirastown, CO S06'34 1••r 'r Sale Prim $ , 4 1 .1 ail .1• a COMPARABLE SALE # 2 • COMPARABLE SALE 13 34491 County Road 19 1. • _ _ -ayy,.}, a, ,Vy y 4'V••:11. AlY ••ft L e•:+•••••••+ eY•41 ..,s...'s 1Y111411.n.'v..,..', +1MN.11%Yf's+ .�..lamMw4 1•b f. %Sai4 Hai11tt*Via .''It % Na,4Lit. SIMS •,•• a ;+41::::11':11; .'.:i4.1. {•:.°. ...Y ":10:1 :•:•:•'h•; :.~•:.•1411'{•:•):1 :): •.::•t 14 ?5 miles NNE ;10143 miles NE '•l••a••a•era •..••ra•••••_1.aau• r'is •••%•••••^3.4•41•9!••••••••••'•••1111-.1.Yh Wit ••1a.raraar_•.,._4••4s1r-4,Y•� q•Lti,,Y,i•,+y.,Lit4.,ysts,N, .•s•s } l...1 i, a-4•aaa 4• •4:: `d74.. •✓ 44,:0 Y•4%*a•'4'i•Y •{Yti\•i •• L,L,.• 7 r•.q r••• La •.V • •.• :. •:a •i•. ••i ••1 AV, 37151 Dickerson Run e Windsor CO 80550 . Windsor, flu Va%4.f.tL•ii..,4a.a.i.w4•.a...a or 4~4.11•••••-•••• 040.6 •••••••••••• .w,.••l.rwrrvrwr•., 414 12 62 miles N a•.••::.-• : ••r• • • •••: • • Al ••• .• ••::. „•,•. ••• • ^4111 eriiY a • ;dry •••a• a •'� ••• ,; •l•• • • •�,•`rTa•• • T {•"•'•::: i•':'i:7°: } , • • •' .,;.•• • �Iy�•y,-�� r,':• Jri::• 5•:^' :_4, • :.•::•T• :+:: {': %': $ e�0�y8�� 0, •.. s..:S°.`::°11.11`: ..�r'i r�r•'ri yr}{a r�,r�.� ;•S:40:0:4:5:<<••••••••{11:11 •:r •,•.:,y':, t,d +s'.?. �• GYr'w••./1•v5! \` 4 r ••• ,`�•, r •1 r -`, • ., f•1•y _'L V3rQ•!W a 11 11 3120000 • i. r• 'ti , • • ,I 1•{.` `N.'Y4i'i•1.Ti • l: J,'L•+y0i 1.1'Yr••:; t bSL•a'a11SVaVL'zTii•1tVrYli:iiaa1S'�r4 r_raaya a.ar1•r 1•a+ •iL114%.1' ' _•+ `,+4�Sl4 tti"•1`4t.444''i •1•,w T• .j,1•}•,«a+a 1i.c`4'+'aa'+.'ta IA&$,WV114•a'w's rift'ttit'•'- 1 asrgtT 1 ,•e •t.• 11 S { , �. i '��•,• .+• t y ' s L:-1'11.1 r.� r. r.ti: 1 r ti,•; �+}�e p��ff�( �a�. +,U Area. ,��y f� /�•� -�} .�y�fy fey{} Li:ri, ,} •i,�ilY:t a�••'5r,•a`•}r a'y�� • {} J�•Vi is rly.L•,}.b�• �`�, 1•q 111''1~ Sale Pdce Grost7 U . Arep. • f• 5J lam/ r� IL �i [.'17 i�Q � ft 4{•:{':':{'};'.cw.—:r:: :•!f ':"° ia�+ lad �e\�/�1.�� 1: +'L :'T.h• GJ� G?f }� �L'i�•;r;1•i{.ii.�+.i.,1• ._.}L, a. • 1 i +•+•a 1's RS'r'A'r'•'iTia ti '• 5•i ' air • ••Tr•w a, 1:Y •.aa_rw•r • .• u.11w+-a •+w .................................................. + •• • w••w_r+_ L 'A'aViirYiR'aYa'h'r1V •• �•• • • • I • , • r • • • e a `•.�. •1• •:``1 1L'rr,.•;•y'_+A!.'1`'ls,•} .1+. .. ,�' YI.'ii\'kJi�sr.-' 5. S'SC n;•:•r'rati5:L''s:L ''. S Y• 11 11 .•• . .. _ • ..' ••;e•.•r••4,.4 11 11 .... • 11 11 . ter•:. Data �j •�'yY��ryy� jy aL1•:•. {• ••.:•.b`.4::•.•.11`:•il •:•:`:{1•�•Lyaati IRES ./j�)J� rf'f�J�,��a �'ry i a . •�: f. ata ••.r•rYrce ' Ii•.•:'"i•:••d'L{"{•:•::•:•:{•:i1••::•:':.1iti':•::•..ti':.•..V # S1see:LJOM 50 1 IRES �F753214,LOM 31 1 IRES $744290,DONI 154' i,. iese.ial vwaaawaraw we-6~W%wawa•avaa.4�ry4�iy,\,LSy+ygY►yll•C;; \l,l, ••••• y\yyyLT,..y, •-•••-••••• as.r.w.41....w SN4,.OhN11 • i4a•.aW4�4j,AT,T1T\1rY1.11\1M»Tr+4.ai.1.M»1.MTV•,11a11.M 1M4Mla�1\a wal r1•,1•a.aaaNauaaauaaww.ara-•-••sa.q•Ft*.+.1•-4w Verification Sou+c s 4r•^1'::L•'•:'•w-i•' •1•11`1+: lir••.-{•i ��• • • :. }1111:. 1111 f..•s 1111 s' . 1.. L; : J. 1si k •••rV4'r two's..? s%4••• •• • • INA e eL.•, • aleltia acau records Y1' IN .,: VALUE ADJUSTMEI�I`i•S Sr it 1111 i"i : d•� Ti ��rS}� �d� 1•T '� 4�� 14 ��{i ••11 i••.•• .L•.1• • 1. • a• :•-• Sale or Fna�ndng >:: •:V: :•.•::•:{• 11.11•:-1.111.. .:::.:*::.: ArmL.th Armfth f Concessions .}:•`1� ♦•.1-•M,r4+tra,w.1.ab a+.4,1•.w+,,ti,LL1•.MhV•\,• %%S% S%S%11V'.%%S%'SZN .+,/a••re-i ++.1-..wallnw»a..•rwa.arva al.•.sa.,w.awaawraaaw•••••4ar.,4.a�uaa.. •••• ••.aaar..aaia.S�,tyauu,}a.111.44•f4,•.SL -' , tL_A•11M14V•11M1KS4,P L,A4i wl-rc,arr,a4ws,14..,a44.\ tee': ✓•': 4Fest• i.'9 i rY•Vri r •'•'•i'• r :. a•:.• . I • ...w..,DESCRIPTION••••••••••••••••••••• ,.a...••Z RCRJP aC�lalia.aa•r•L••••• •L• i\TG ii�44\1.h h1wha . • ti aaa of Sale/i'Irne ., 11 11. s1• It c04/1 • •tr,:,:\.b'4titiLtiYL''.\tiff+IS�r:,.'•:+:4:L:,�rL..�•1L'Vi 1111 1•.l 1. . ..w ey 1 �. •4 Leaseriold/Fee Slmle .1•4:14N-Mtl_'. 1•Y - '. 4\ 'view : A:Feedlot•Pstrt __ j• N;PMstri; ti L4► Condition ialeatinooling spk, fp I • sSOIL 111 GM% $630,000 } .+.05114120'i4 .•: 41.11• :•,� .,•; :.•.;_:.,:.;;:,-,:•.:':,• t{^y-• ►'a4•4'.vi.Vk4'e't r,�t aaa •t�\t`a4,i� }'.Y1r•.°.114^.''d �.�r�+�.'r �s eh;. .ti-!' r'::••yr,, Price Y.S.:: 114,.1 �'.,:4, , r P • , r • r ♦ e; ; C:: Ma I role •t•I•y.";be : a.•• 1.4'.1••• 1.1,48• 1•:•,1 :• e i T't _ 1111....11. +M.1a �:`:`: Price of Prior Sale/Transfer 1•:.e rEF; i':•}. :'a:.'{.}. ' ::':: {,V.tiL: {•:.i.�.:.•.L:: is �:• CMP'ARASLrE SALE # 1 37825 County Road 27 Eaton, 80815 V\44144}. I••1•{•:•':4..••:1•j{.:.:{•: •y: S. • •V•:{r11•• ' Y : :•S t :`: :{,:1+a 4414+141.1•Lr,. •+1•r 14.11 r+1•,,},�. t•t:.:LV•••:•:•:•:d•:J•ti:{•:r.•••ThM•iS\P:::'JA^: *, ; t {ate `�. .a • ' f f� 14144 114•s /;LJ•1L:• 4:•:•.:•j:•.':: {.�.1:.S 1•l: {•1:1:15{ ti.7rorw 0 _ s i Lio •0 , • * A•i/ S. IRowland/Courtty records ; County recordslj. Simmons �• ,�•�j ��`•'+1��•�v�1 �ff�J•J�,��,�� .••1111«•►.-►airaa'•},,.}..... �• •h•{ -.Fit, : �G• $QBW.H ibi,••wwww•L - .... ra.alirwtlr.aa.. . : s12/14•e11 r14 8r 1l15;C1?�14 • .. S•.►4144141...... kith 1h �. h h . ah.a+h•a..•••ow Y••T•• t NCI urai• ; : Ni •Res- AnnLVi X GFA/AC FP%, lance, sok Crfginal list price 4 Matclosing••••••r11TaM1^1yl 141•1•5 •a,•, K1La14L••ain le* Wile.FN1 :PAS Net Adjustment (Total) ;•::{4;.� . +.a^�•.:.,,:. I.4_ t .:.tayi.:::.• •r :e'CI'• ' Alustted Sale 414••. • • rsf a ........ ♦�aa.4a"a,:5y�.4 +..a 1..1,481411.141:•:,!..: ' "•,�• 4'•:1•^i: 4; , ., ,•,,• ••h: eox,,,-Y'4 •• :'s4•..' h ,.......� :•.:�.•. 1111.. :......._.• Gross Ad. 11 t:1111' �.L :r::r:r-•.` :':I�`:':'::• ':: :•:i • VFf�biG'7 •ti,:�Yi^4«�,:i,im:v!+'lwi:ti,ay•:'!i,i:�•,'��.4 o FP, 1055 sf turn •10 ; 2fp, deck. t 0 taaau a►a aa•a_•_.aa.a 1•Y Lwww, Y.s as•1•• •0 S725,000 t 0 : $639,90 o Y`a►•...4._y.•r.• so* .......... •w••••••.la 1.• •1-1•T.....+, 4T• 41.11.x1.44444.....aaaa.%4' 1 0 ; 12/19/2014 ; 0 E 01/08/2015 `y 0 .N1+.a .•1•4 14N.HNLK:.1•►K.. •••arYMy •-w••••••••••••+•••••w•N1•.,•44�•rr•,wsww...4w4.1•T4r••,•y„y�111 S4111•1111•14•140% 4's a.LK1 \tfla1 1•1•1411 .N • ti 800 ; LJ + i� i - 4 $ 75100 ! t L1 le 1 I GFA/AC S ara+.w......a4. Salo w is La_ Coat 1 M 4 i porch, pattio,sek • .•S 11.11.....-. 414 . OW* bS4 -0.1 °A 22.7 ° : ,$ 61920€ 1111 ..._�.��• 1 Net A4. -10.8 % • Gross Al. 12,1 % $ eld Dadid not research the sale or transfer history of the subject properly and comparable sales. If not, explain • Net Adj. 623300 !. Gross Adj. 1•.,s 1345 % $ 6239D0 • $ 3900 -4.. .k4h,•+a•T •'es 1111 ••`,;waasira•Y.a1•.41Jaa»lain• •a; aawaaaNLaawLwN ....... ,•.w1•••.aa.aaaaava-traawwuaura,..r aalal•1I«14Y,411•.R14L11M11 V4114•K1LL4.4 Val Va1•.1WiL'-1}..w+1 _tMN»441.•1.l'.rw„»14„»11,1»l».11441»1•1.•ay.ara••.wra"tab •.a••aataa4aa raaaaaawaw.aa+yl •••••1Y.l 1•f1{•Mh11L1.L did ® did not reveal any prior sales or transfers of ft* subject property for the three years prior to the elect* * date of this appraisal. ••,•:•r+•1Y.ia11+i'55's .L•. 4•••••••••••51••••••1,•,-.1•MLL'.S-aSa-a4'•ilhfrl•u1i1,. •.K1,-, a .a'. .41.'•-1•-n ,,.,w•»liawwwiivaa wia as 1•i •-••••1••••544W414,•••••••• 44•••. al ••••• see ••••••••••••• _-.4•'al,r.- .l riota4aa4a'ai' x* My research •'1111 w:. :•. •: ::. !% ti /' Ott A• k:ti': date of Priortli'rarlster ; t�'B gt.1•• 4. Data source(s) County records •.r••1•a 4,•♦ research did (,,,J dd not reveal ant prior sales or transfers of the comparable sales for tie year prior to the date al sale of the comparable sale. 11• ................... wTTw.1}•1,• •a_••w•h 1.1•+1•1.1 Data source(s)County records 5........ 44. 4. 4 - Report the results of the research and analysis of tie prior sale or transfer history of the s ect property arid c�arable sales (report additional prior sales on page 3). ITEM • SUBJECT COMPARABLE SALE #1 • COMPARABLE SALE #2 a COMPARABLE SALE 118 4 t + x 4 4 rI.V.a••-M•MM-M-yM-•.•war-44 •14.1.41.•••••••••• w.•• -n•,. V,•4.•.,rs•hwr -a,•„••w,•wlwwa••••1•r••,._4•10111 '.51141 IS,IIMWINWII11n 1L1a14a' 1LYtLVf............. Si+ ti5lL 41.55.t1•+•.1•161+.►•45.4«.5..11.1WiL•.••"rorws_am••,•.N.•l,.rry••T•r•a•.••i,•,.•la_.•- 4 1•.1'4?1.4a'iL1i1+1L4LLVaLLL4 'i( Data S�>t ~roe s i County records ; County records cunt records ; County records 11,•= a'K'L'111aiLNL + nK\V%5%*t%L.N \155115 aka ' • 5%......55551\41.+.aa1La4LS►L, 1111515►a.a\L.4L &A.554._1,1.T.i•..4.•.w 4+La......•....•a.• ww.ww..•r •wN4 w. County' aa_.•w -- Y1• -''-,•R' St. s's'1.L'4 '. 1'14.11 1. t4.s►-1••v ` Effective Dale of Data S,auICeiS) .,I 03/04/2015 ? 03/04/2015 z 03/ 2015 i 03/0412015 • 44:.••4 t.- Arla sis of prior sale or transfer history of the subject property and comparable sales ,,,1.4 yrwrar 44•ray rw••t.wr.•4r••••••.•1'11••••,.x4.'1•••••'+w14a'V•1 11'TVa«•1 r_h-'-41N1-44""••^• n11N 11•n 1451.'Laa,•LLH••{•V•L1f.+VL1,.L4K1.liL i'{7i.5•.i.a4h 4A..a4iraini.k 4ihi.aa,ava,awaaaaLaaaaaaa aa-at••••.a_ara a.auawa_a•aa.p�r}4 414.1/1.4 Y.•1.41.4 f•a.r,..•.1• 1 ?l 11.11 • 1141 k1. ::, :1:• ti •:{• •• ti::: • S l�rrrtary of Sales ComparisonIt • . roach 4 • 0 4 No sales .or transfers for the subject dying the past 36 months, The 08/013/204 4 transaction for comparable 2 was a quit claim deed to tape the ownership out of a trust, The 06/12/ 2014 trensection for r ompe stale 4 was s quit c hin.) deed to put the property into a trust. No other sales or transfers for the sales compsrables during the 12 months prier to their most recent sale. No other sales or transactions for comparable 4 which is the listing comparable during the 12 months pillar to the effective data of this appraisal, •_•a tiff See Attached Addendum ••.,-' ::e:• 0XI elm Cr •aa•a a •aa.•aActs _a.a •aa. 111;1;: Indicated Value by Sales Comparison Approach $ 620000 !J/ ,1111 1111 c.: ' Indicate! Value by: Sales Comparison Approach $ 620000 Cost Approach t (if developed) $ Income Y P P Approars.- (if € eve~ apied� e�11a',_ah Taw T4+ •IA•• 4••'41'aTYt'TtTT11,4144T441L'V•Yl1•N 1Ta1TtTY111'4'«1N 11a1YF+'fALa14L1.s1a1LLiL 111111'41 1K a,.4L14Y14 ..L•.i1.aL K,• ai•._.i♦..•♦J.•••r•r1•—aw_._.4,•••..a4•.y, N4• woe •••••• 4ah..•••••M a 41111•.111 a 4.L • • tw • •• r• •r.............aail•swa•wa••taawa.aaaw_aa.aaa•-aaaaaaa•}aa.a•...... aa1444. 44111.4..44.4, ARPIPIMMINW _ All weight on the sales approach as it compares recent sales of similar properties in the marketplace a •p' • This appraisal is made '.as is ❑ subject to completion per piers and specifications cite basis of a hypothetical condition that the irrprovarnents have been ti convieted, ❑ subject to the 'Mowing repairs car atteratons on the basis of a hypothetical condition that the repairs or alterations have been completed, or [j subject t4 the 1 Waning regi� red inspection based on the extraordnary assumption that the condi ion or deficiency does not require alteration or repair. : •�i+ ••1.....,, 44.44•4.1a441.01,4h •4••4.4f4,441Vh4i 1,•+4.44 a•a4•'4.4a,14444h• 14. 4144.4 144• s• 4•h ark a._ w•,...........ri 44 a tro. .. • Appliances and equipment assumed operational as of date of inspection. S:5-:• B`esed�on a complete visual inspection of the interior and exterior seas of the subject property, defined scope of work, statement of assumptions and limiting conditions, and apprais'er's certification, my (our) opinion of the market value, as defineck of the real property that is the subject of this report is `1114 $ 620000 as of 0311812015 , which is the date of Inspercton and the effective date of this appraisal. Paps 2 S AI Ready Fred& Mt Form 70 Mardi 2045 UAD Version 9/2011 Fannie Mat Form 1004. March 2)005 Uniform Residential Appraisal Report File # 67'1 8502015 • •▪ S rt for the triton of site value sunrria�•/yy�) of comparable land sales or other methods for estimatisite value} .•!i-s'w1S`M Ys'wa's-,v•41 �',+aaw a..aaaa.uaa•.aaYasM�rS1,4Mi41La4i••••••••••••••• l .._-n'a,'l waa aaal'a.aiaaaaaaaaaif u.a_w.au aau.•11•r•1.•.SSM. rah-.Vla,a-•,..rata'aS •••••••••••••••••.•••••••••-••-•-•••••••••-••••••-• altWaffle 104••• *VII* SLS-n.-, weanAna c's,w-•••%W.aaaa,.a'au_.Si1lI.SSi1.S.S•,r1rhF44r41"•.a ` ' 3 Based on a sale of a nearby ti14 ar#�y� WI on CR 52.5. lbiLS .#?211430. I also considered the view adjustment made in the sales gait • : �![7 ESTIMATE, REPRODUCTION OR REPLACEMENT AC_�E 1M, COST 'E'(�'�{)� �.^.• ••a•1S4^4SS4S514.i.S4 � Q 1 IEt tW 1V hr •-,E� t�r.. ;:. • ▪ Scurce of cost data aQualika y rating fromSac..stose +ice Effective date of cost data a..a is-1pptComments on.Cost Approach (gross king area calculations de rrerdatton, etc.) Due to the age cf the home. the cast approach was not prepared. ▪ L 1 41 A :•'+: MO 10 a.a•.a.pw•.a•a...ap••.a•sa.M1t14. 4\SriY.._. 14•..••.,•a►aa,. •L 4.•,a1\14,111•l•S.•t.....■4111,{I,.;,a\_.a.n\.wa.a..a.aeaaaa. aa.•._f a•••••.11.1‘.10.1.46013/44.1,1,..•1/464.,... ffffff Estimated Remaining Economic Life (HUD and VA only) ▪ :..ta.. .•:ass . t1 •.•..,%. • y :.`.•r ..: ':'Y•`iw.'e+•:••'.•.1rd#O•i•w •'•4•: •1':::S'`':1'-Yr•d•.Y.ti...1•,•:y1••••i:'••�:q•- l••: . • ••. h a ••• iL':.4tiS'u•,V:•✓+':. .•#Yi .1'ir•.1' ••• .O•%•i'a41... }..: ..#:•. 'rF:4:1r+n:Lr••:tia�:i4:ati::ti�}>;i�ti• ti CSPA• NINI:::4'+,.t4v:i:•"•11:i'tC:C.:iti:� 'L•n•.ti. •.'r.. ti,.f1;% _ •:•• Ili *•{4\4 44,•c41',hL1J441\,A41441.4♦rLL4,1J•'.t�titi.141fL•5i•:L\ihVVL1\•:►1\abi4\i4•. Estimated Monty Market Rent s „ , Surnrn'ary of tricorns Approach (Inducing support for market rent and GRM) 46 Years 1 X Gross Rent Multiplier 1 1 . S.fl M4a--Y•••••••••••••••1011•••••11 11St%WI-%S'a 4t • 1 . .l.L tarn& WN•Leaa-rLa-4M 44..41 Depredated Cost oaf Improvements =$ ... a. 'As*" Value of Site Introyements 4 Indicated Yaks by Cost Approach =s 74.%7 %I/. 'r i••ai•.4•iila_.. /1•. • fit ,i ,a .J�i,\•�,1�1 a•1. 1i�, Y...r/tr-t... I'F. .�.•.'. .Y.�,'.-i�.'..'i'd..i{'.•�.S':.�.."}�{.�{ti.; •'�:{..Y1�: ,i1�, �. •+r}a •%aS'.Yi 'i .1". j,..,.. �, •.` _` _• _ ,r:•.1i•.•i••:.4•..a.� 1. .•.• ,• `•. •. ' .• .. 1r i11 '••':ti• ".44'4\411.�5.1i4"S 4'VL1L4{4'►1t1,. {1wL11ti\�Vii4M141ti\\41{4.4 L1 titi4.tiyitiy`4`S,fyLL945i14,e4'1iJ4LibVY.{Ya41Va•.i}.'wti. L16.i4LTy L.E}ti _ $ Indicated Value by income Approach 1'. , 4•:4•.4.4 . 1• 4 + The income approach was not prepared due to no sales for income purposes. . __n•.rl.rwu..w. �.•l.;r' ei.:•.•.*.*h{a. i.. .4. `:t• '.1` 1' •..•,.a..,. r.... .. u• _ _ ••.A••.. .A�IrI A�• " :,.iii.{ .. i:•.1•�•�4':,1•. i'.11 ..M: .4.4 �•f,1�1a�.----7-..• ...•, r•••..• 1i . :.'r•: �1S '.V:.11': .' a'i •'tics .ri �: aaa ..4"1 ... h.. •1•" . r . 1 r • `1`r �.{�y� �,,.�y�/� _ 1 " •., ..a. •{111': .1'Y•1Y.. a. .•. ... ': .... ..... .l •..�. �...•. • •••, •r••V::::: ....• • tV./. '.Y •'iT•. .4.. .4. - ...•r• r.1..1 ...f as ..4.1. :. ••: • �'.•i � .. .4�.•.4 . `•}�tt . ��'1'��.'Pri'•YaYf'Jr. ..: r . i , • •'i l.. a . .4 . ,`i ..`• 'Y 'T.,• . a..•`—•. ..�'�y .. .. ..`iii :�`P:i ':: �•aY.1":t.,.. - `.`i .i'vi"a5 ..•. • h;4"itivtir'. t.1;'� X41• L•. a•r.tY.1'#5.'.'}+f.'.ti'�:.•a _... T"� • ' . 'w',':.S.'4.4Lta.Vas1SYr11LtY.tti1.'14L4111LaL'ai.1'r a..,:4.4L'a.'..4.4`• . i i .4`a i'at : ti a1'.`.•a :'� 1iZ1'_'1'�.':•.111L•r .1 r .ta4'P� 'r4.'rL4.titi'a` :.41}�'1`.'•y41`f'4.'1C.:4 `' _ • • • ••• • • • • . •Z., •• •.'i•• i••• ••�•�':'.1•.. .a. , ',1'tY4 i.'1SiJ.::•i.V:.i:'.Y•t1tiL'i5}i4'4Ltii"Y17a .•Vass `.'1i i1.1i.Y.'•'i_Y.iT. ; Is the developer/builderin control of tax l-iorneoiwiers'' Association (Ht )' 0 Yes No unit lypB(s) Q Detached O } ttachied c.:, Yea Y.....Y.aaa a aSsat... y.Stir4'4{14S4.-4,.Y.a,St..VMti'4W.-1•Se•Arna• .T, wines a"a1 a Y1.,..i•. a1pia S'. Ya4•vaw•-••Y•J. a..._ aa.•.Yaa.4•.4'.i... K•.•.•.n i . ua..aa.a►4ay9.1.-Y,4"-hM Sit Y344LS Y1..�an.ralaa.talaa.a,a as a •aaa a4.aa aw.l 4LL LLi •JV.•Aa-w.-• t#: Provide the to?o l'rca information for PUN ONLY if the devrelaperebuider is�in control of the FICA and the subjectprope r is an attached dwelling unit, III -Legal Name of Project itt Total number of phases �3c .• OPINION OF SITE VALUE _$ 85000 a•wa,apa.aaa.a. Ito-, a...Sa f44•I S 1S 4a1aa DwSliri 2598 Y•1.1 .1\Y•\ $q. Ft, �2 $ $ 0 Bsmt: 2598 s9. Ft, t $ '.a ▪ • sts I :4 M t a▪ r L`• :;s '0L• :•4 {▪ .) co; ':.': .;1 1.4* I have performed no services, as en appraiser or in any other capacity on the property whirr is the subject of this report during the three yew period immediately preceding acceptance at this assignment, Estimated exposure lime:30 to 160 days. AMC FEE DISCLOSURE: Appraiser Fee: $510* Landsafe Fee: $(45) 'Customary fee paid to a Landsafa fee appraiser: however; this assignment was fulfilled by a full-time Landsafe employee who Is compensated under a different arrangement. FI RREA certification Statement: The appraiser certifies and agrees that this P rinsal report was prepared In accordance with the requirements of Title Xl of the Financial Institutions, Reform, Recovery, and Enforcement Act (FIRREA) of 1969# as amended (12 U,S#C. 3331 el seq.), and ry applicable implementing regulations in effect at the time then appraiser signs the a ppreisal certification. .INTENDED USE: Tt' intended use of this appraisal report is for the lender/dent to eyeballs the property that is thersubject of this appraisal for a mortgage finance transaction. .MITE NDED USER: The Intended user of this appraisal report is the lender/client While the engagement latter shows only one name, county records show 2 namee', both with the same last name as owners of record. The subject property and the comparables used in this report we not income producing properties. HYPOTHETICAL CONDrON:The subject properly is part of a larger property which has been chided between family members. The subject property is about a 1/4 nile off the road, There is independent access to the home from the public road Ixtt this access has net been developed, Since the properties are all owned bar family members, access to the subject is made through at leas) ono other property. This appraisal is made with time Hypothetical Condition that the acoess to the rubric road has been developed, If this access was not developed et the time of sale. it would negalivety affect the marketability and market value o€ the subject . . - ",; :,}}: �: y ;J1M:.4.•.a1i la'..:::*}.i: ::4:: :1.ati1.a 'i -{.-'a �Y+; .. . 1 .• •a .• - ; r ,a .; grr.-....-a_.....-., 4.. a ***".":41.1•••••• 4Wit.. 1 . at%:'i C:ri ::Y;'a i•":1':t iin:%*CiN } e '•','i :•ya i • ..+ .... i'i i ,: {* �. :�.i."}:�.a `.+:a: :a:.a.• • , -� ,; , 7t+'i . a . "J ::4+.. .... •4„4;.Y: ii+;i CC�iti 'h'Pv,YiSY:it'.aY{a1 :?..- .. ,.a.�..• iC.S Yana �itia•Pa�..��. ..}} _•_.'_ i• '•:i.V•11'�i'11Y. a. 4•.Yl.::. •• da•.'v4 ::•.4+: R+.,: t , y .a a4r `l: 4;. '� ' ' f�y J/q�J�ty}a •, •,.,](1 • ` V.•i r'T.4' r, i Y:::: d .:S.;f4 '.4 d.' t , .:.. •M...., ,'. +a - SS -fiA..{4 . .44�1, `1 +. ... , . r .•..• ..•• .•. C1• •Pa ••. i•i.•., .�• 4 r•.4..}}. 41•P T.': 1•.'4 . - r . .•. . • 1 ri" • . PP.'.V.{ :.*.,'.:ti{.y'{,•.S�:Jaf \rai.41a4441Za1 4K:Akkti{Y.4Y4ii' pNoi{ri i'5 ccie4\L44Va44.aLiL1 ,&- t+, �a ..a , .•.j.•k}}'*��. - ,.�.+��.yj. , ". i ,/ ia'.'• i i•'.Y�'.i. a : �M •,1;.},'•� ��t}�i 'a*. 4 { .... +. 4• ,.•. . e x•''•4.1 'h•1•.+14t4a4lAJL'1,i11.;a4•,at,11M14 ♦'1aV'i. \\.1 L41h4at1. C4s-v A,ti.i� 4,+y;y,rl.;µ.{..!7111.4N4\,.i •,J1aVsbV{1iM1M1�{i'4K\�.114L \ii4fh`461•4i4L +y a r„ `. 'i.i'eL a 4'•. -+'h.4a'5r{.11A.'4Y.tV�f."1.1,1.'1`a'4�tih{ifih4ih►'rti'aai}VY vL • Provide adequate Intonation for the fenderlcient to replicate tie below cost 'figures and calc>alab°ns •: r•tltaa ...--•14M1.ti4.44•••••••••••• 44.1.- .n.,i•••••anor••••lair••.,•\11.• \aaaa•.aa •••••••• aaaaw.•.1S•101 Si•.\,M.•••••.-•••••..•. 4a4aY4.i}•.'K•'.•AWY.Sit.L•aLLaL4•.M1'YV_,•y,,.aN,••iwan Wawa.VY.a♦4ag.J••aaS4q.•tiry•.yy.4.ar• •y„»ea ssliaM� 0 $ Gara9e/Carport 1050 Sq. Ft. @ $ =1 C Total Estimate of Cost -New Less P ,... .aa.,a.aa.a cal i Functional ; External Depredation ,r S. LI 0) .. Total number of units . , . _ _ _•..••:Ja': ai': �1V a1 .. . , .. . ♦'•f'• � • � i•4ir:+1'..1 Total rxrnbcr of units sold ..•. ti{. Total number of units rented .; :; -Was theproject created by the conversion of a ;slin.(? huildi (s) irrto a PUD? Ni ..a_ aa. aua. aaa.a IL.""- -._=_y.wi••^-a^••,a•-44.a 4 •' 44Y4'.Y. 44.a ••'♦+.-•s, y.. s........ te, a'ataia a'a tea eau ax aaa au ♦awes, es .w. • :'4' Does the project contain a rrxaltt-dw�elin units I] Yes [J No Data source(•) +, T.,. s.wwlrawa-• as„ a. Y•YlA1 %IMaca\4H'►41a v. i4LL.......,•a•• a...v...►wa.a4..w..... fl •.....Sa,,.•att 4LttLL►4R.a.4140. ••S... ••••••••••• *owe we ryn,VS44a% Sa111411V.►LL►LA►\.Lit•b..ansa aaa a...A. n.r. s, 1, h11{S , #` Are the units, corrtrnon elements, and rematch facilities mists? O Yes O No If No, describe the status of cornpietion. ak S ♦ L . t r re.�ai.S•.1.....,,,a. ,'•'••••,••••-• %S".\S1•..St•. w...a.w 'N'• ..i,t♦1• o 4.14 4•11•144•4.14 4•••••••,•••• •••••Y•SIN•V•.•1111•.11, SL♦..h LS......•••••.•.yay..w Total rturber of units for sale Data sour*$) A • •,ttsa..........%.'..%,.s..14S.4.4•M1•SS•411a4...... a..,,.•a.a..........a..•...a.aa............_••••••44 Are the common elements leased to or by the Homeowners' Association? Yes ® No If Yes describe the rental terms and oOlons. men .• ....`..leas. to au.a a,S1. 4111••14. % Ws. ••••• 41.•.,i„4111•-•'. 1- Yam aria tea to meta an eau aLaNa•aif•.4••S4•i.4L44 t..'.4,•N7"a 11081a. ►a pia auiv a La.a a .• '.. '4�4aa•-S,•1 r•,.•1.,1,ra,a,aauaaapaa.aa.s.aa..v.-44S1S14a.. Yes No if Yes, date of cocweision a,-1arila an naa•aa•aaaiaY tata•.taiMa.aaa.•44M14/.4'a•.4'44,••.'.i.VS... a1 aa. Lit as Willa a• am. ..S.,. we.. 4•.•f•.-. . ...lyall 'net i•i ^ 44` a 1'' `,; : ......,..•._.._.. "I f Describe corrrnon elements and recreational facility J Fredde Mac Forth 70 March 2005 UAO Version 9/2011 Page 3riff Al Ready sic L u 5.s raves, I. Will a Pi t.2t nen F�,1��.,,. T••wY• r 1 •Rita .•.. 1 Uniform Residential Appraisal Report F� # 671 6CR50201 5 This report form is designed to report an appraisal of a one -unit property or a one -unit property with an accessory unit; including a unit in a planned unit development (POD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project. i _ This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do nat co.nslitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an appraisal organization, are permitted. SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and/or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. INTENDED USE: The intended use of this appraisal report is for the iender/client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender/client. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for exposure in the open market (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated with the sale. *Mjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normatly paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the coat parable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF ASSUMPTIONS AND LIMETING CONDITIONS: The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The, appraiser assumes that the title is good and marketable and will not, render any opinions about the title. 2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the properly and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the research involved in performing this appraisal. Unless otherwise stated in this appraisal report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverts environmental conditions, etc,) that would snake the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or • implied, The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be performed in a professional manner. Fredde Mac Form 70 March 2005 UAD Verson 9./2011 Page4 at Al Ready Fatuie Maa Form 1004 March 2005 • Uniform Residential Appraisal Report 6715CR502015 APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this appraisal report. 2, t performed a complete visual inspection of the interior and exterior areas of the subject property. ! reported the condition of the improvements in factual, specific terms, I identified and reported the physical deficiencies that € ould affect the livability, soundness, or structural integrity of the property. 3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated Icy the Appraisal Standards Board of The Appraisal Foundation and that were in place at the lime this appraisal report was prepared. 4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach lo value, I have adequate comparable market data to develop a reliable sales comparison approach for this appraisal assignment I further certify that I considered the cost and income approaches to value but did not develop them, unless otherwise indicated in this report. b. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property -in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to 1he date of sale of the comparable sale, unless otherwise indicated in this report. 7. I selected and used comparable sales that are locationally, physically, and functionally the most similar 1o1he subject property, 8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been built or will be built on the land. 9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between The subject - i property and the comparable sales. 10, l verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 11. I have knowledge and experience in appraising this type of property in this market area. 12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing services, tax assessment records, public land records and other such data sources for the area in which the property is located. 13. I obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from reliable sources that I believe lo be true and correct, 14: i have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, erlc.) observed during the inspection of the subject property or that I became aware of during the research involved in performing This appraisal. I have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the subject property. 15. I have not knowingly withheld any significant in formation from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and limiting conditions in 1 his appraisal report. 17, i have no present or prospeciive interest in the property that is the subject of this report, and i have no present or prospective personal interest or bias with respect to the participants in the transaction, I did not base, either partially or completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law, 18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). 19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on significant real property appraisal assistance from any individual or individuals in the performance of this appraisal or the preparation of this appraisal report, I have named such individual(s) and disclosed the specific Tasks performed in this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in This appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it, 20. I idenii fied the lender/client in this appraisal report who is the individual, organization, or agent for the organization that ordered and will receive this appraisal report. Fr?d ii6 Mac Fern 70 March 2005 U1AL Version J12011 Page 5 of 6 Af Ready Fannie Mae Farm 1004 Math 2005 Uniform Residential Appraisal Report fps t 6; t 5C115020 s 21. The lertderlclient may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower; the mortgagee or its successors and assigns; mortgage insurers government sponsored enterprises; other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public relations, news, sales, or ether media). 22. I am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice that pertain to disclosure or distribution by me. 23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part of any mortgage finance transaction that involves any one or more of these parties. 24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. 25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq., or similar stale laws. SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that: 1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. a. The appraiser identified in this appraisal report is either a sub -contractor or an employee of the supervisory appraiser (or the appraisal firm), is qualified to perform this appraisal, and is acceptable lo perform this appraisal under the applicable slate law, 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place al the time this appraisal report was prepared. 5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as 1 hose terms are defined in applicable federal and/or stale laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy+ or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. APPRprefte Signal re Name Richard fi Lutz Company Name L.andsafe Appraisals Company Address 215 54th Ave Greellel,4 CO &634 Telephone Number c7CI-Scs-9717 Email Address Ftichard,lutz@landsafe.com Date of Signature and Report Q1/2D/2o 15 Effective Date of Appraisal 03/18/2015 State Certification # CR40011260 or State License # or Other (describe) Stale co Slate # Expiration Date of Certification or License i v301201 s ADDRESS OF PROPERTY APPRAISED 5715 County Road 50 _.. _... Johnstown , O 80534 APPRAISED VALUE OF SUBJECT PROPERTY $ 620000 LENDER/CLIENT Name Landsafe Appraisals Company Name Bank of America, NA Company Address 8744 Lucent Blvd Ste 400 Highlands Ranch , CO 80534 Email Address N/A SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature Name Company Name ---..........- -- ..._.._ Company Address Telephone Number Email Address Date of Signature State Certification 0 or Site License # _ State Expiration Date of Certification or License SUBJECT PROPERTY O Did not inspect subject property O Did inspect exterior of subject property from street Date of Inspection El Did inspect interior and exterior of subject property Date of Inspection COMPARABLE SALES ❑ Did not inspect exterior of comparable sales from street EI Did inspect exterior of comparable sales irom street Date of Inspection I Freddie Mac Farm 70 tech 2005 UAO Version 9t2O11 Page 6 of 6 Af Ready Fannie Mae Farm 1004 Marcf, 2005 • • • • 1 ::. Uniform Residential Appraisal Report Ffe # 6715CR502015 0)*„.... FEATURE 11+_M+.i, `11aVYi tM1 L SUBJECT r COMPARABLE SALE COMPARABLE SALE # 5 COMPARABLE AL 6 11;• "0•a'••'4"•'•14.14'ty'L1 t•1Ka1►tL.aa%LLlLA.. .4.•••••.•••swi ry1 T1T,1•.aL%.1i1 L1iia{.1 atL Lima& yy 4.ww.rr .r,.yrtg4yU ailaVaa\1iaYiyr-r.rlyy yrwaati - _" "j , ••44T a1L1114a41ILa L►iLa•i- a.arya••• 6715 Ccunfy Road 50 ; 37102 C Road 45 Address a i 4 t 4! '`1_-'4 a. a1••1.41a.•••• r.a•••4 •1•'a4�44.i'L�-ii1.\.10414•yq•.Y.%'1tja14•Cs%Wt 11 -i • .1 i•1 r1y'tr• �• 44.•1.•••• `V. 1t.4, ••aa a. •.•.•..a ..' 4•4•.11.•..•.-r.•r•. 11. ♦}L Sale Price • $ •• ;•1'�;'r;�:}:,:{•.:.}V�:'"':.: {'.•;ti♦;'S ��"`'�• •'i {�j�/y �•.�.•tti. :♦.�.•f}. .1 •L1'y .. - -�• �s ♦ •: r' •!•. ti.: y. r�i •'{♦�i {y:'a'y;•a`•• •\^ P•a1W .x,„:„.Y•'••.V•••Y ••••44 •i.1'.{r .'1•.:. 11 T 4-a Sale Prideaross Liv. Area ; 5 oar scitft• ; 353,21 sd 11 ci;axe. ;:ar ti• t t { a y.-_; �y, .$ scot, • ..v' Wit;'—'.' �.1.� '..r' M��'� �1 {M ft `:: 1 %) • �J �'" cc. a,ry� .44:•: 1 a .1�.1��:4:�s.r� •�•�-♦ •i.ia.•44 , ,��.1 Pa't s"! . . r iti.'i1174�:' al►artwLus. .4.44 �'•'�•i!••4K111'Lltil�'l•11 r1i : - 'Ir•1'i1:a .`t4. ......51 •�'I t . 41 111 43 L, ... . a .. ; 'a �•;f�,'•,.•�'�aa i1~�;iy't:ti• •••{ • ��''•' •r •• 1•.:^•••• . . '••4V•11'F1RlY4.'M_______.e_•:4;.•_•._._w.....•...{�!h•u.a.4 a 1.4•a5• •:4 :: �� 4•44•.1. . • • •• • • ::L�. l•YL•i4L4{.w.•1••wa.••1.ya441.111.1.1......111VL1\\Va&.....�Y11Y......•...•4.at'al wt. atwa•wa.y rw 1lLL{ALaiM1laZai4�l:KMMA 34•:4.•1.:; 11 1a� • en.... •l• 1' t •a 'r1 M % •••••••••••••.••••••••••• w..• aw•w•/ l4aTa1 141 1.Llai1ai11'yti'LL'•' .."..n 111,K a• ': Data {��1 14..': . ;a'a;.:e4 :*.m:4. ,1..i.t.a.'a...,J. a ....-- 4 pC #755399 t�.•�� , • 'Y.:4;ti '1 :. Data Scar s) ik'L'1.a 1.:i ��; ':aa4:�1.44:4:,:•:•:�.{•:,%•t' .114••4: in 'tfr.aRY'7 28 ' • ::,..IA1414141-a-14 ri-a.a 604-1. •-g 11•• 9l vat w. lia••.1\ b.'.-.&%%. N•` 44i4'1''Y *1.03 ��tn•�a11_t4'�( a•-awe44%.r s•••s•ywawsaa La sy.•,.yr.y.,,yV;y.• • 1 • • • • • • . V:•.1�•.Y..:: T.S1?.r.'•T - .avw.•404,40 auasn L'if1`•aa•{ 44 j,• M'a•-1••Y•Y•'•-• •r'-••4•••k1S•.a•Yf•4M1e•-1••4 a1-1Mb•alto•vraa-a1al.�walwailiK?41+VNZ1i1.1 a1M1w..an.al.aa-wa wavalr aaa•4•r••'4Y4•. V• Verification Sourcs .ti{' .,+:::.:.�:: :r••':;, •••••:�:•- •-•-•1• county recd �•. ; •Y �••.V-•a.. •i•" }:ti{C records .•a4 43,1344. S. 4.............. aa•ar_.aN•4.ar-i•tii{�Ti4'°'•'"•�•L•''Ij•L��'#i-1+•`�L 4a : VALUE ADJUSTMENTS Concessions Financing one ssi of s Data Data SS am' 1 e 1 ie Loco r DESCRIPTION DES RIPT101�1 + -� ' .1N.:�a11a1'.i4.ti'ya�%44�t•Y•i•ii'i'iiY1"i'it1ti�N 4{a1�1( -aaa 1.•i • 443 .;{{4iti ::�1:;{:j;r i}•;rf 'ty$+•�:,'r'�"`:.,s r. �{1J5Yr1 ' .S*J.S•::+:{+:L a .414.4.•! t,.�•,..{... • • :ti• 4aa\►a. Lim L•.r.4•i4awrwr••a..... •41 t 1 •4 •' );•:CPa'..}fyS:ayfti4'yaYf a(.54}}titi;•;;SI S_.44a a. r!- •. •,-. t. 1.(4... #1.1:+1 :•. 1•.L� Ir. 44 44.11+• t+. '•.[.^ 1.4%14•fi'4•Iaiti •�•ai l Attie e Y'i r•� t� . •{� 1.1'.. �1, . , 4 iairiauiiiil�li ••4333413 aa.•-........ aaewal.ya/a ....ir_.-• t aaay-41.aaraaaawaa144114i1.aiiYr._as•r trent , [ ES htl:'-t1GN c+ (-) $ r�s�nerri DESCRIPTION ft (-la iju rrt • etaaa.•rarr-.ga+4••344N t• aa_..a ....aa.a.L...s.a-.a4a•4414414 aa3-a.....•..., 1a a 1't 11\•4.1....... t4 • 4 ta'�••-.. • •111111.118.4:....... 4..•ilayr a ; a : hi -,Rural; ; N;Rural; , A:* Leasehold/Fee Simple i Fee Simple ti 4r....... • Fee Simple 4\e}11 1.411•/11.• •►il•a■.4L.Lii Orar•y._y•_ra•1t4•!•t\■t••a4,4•‘••• 4.44.,►4•Lia•. 1.. •h ao 12.27 ac • ♦ .1r •4'4j ti : a 4 •441 IT• S A;fsedlot;P t l ; i►:Pst1t; Dew► t > eV MLa alas. . r 4 M1M1 V4••.'M•L'11 �lity of Constru on 1111:, �t(�,� r laai►iW{•1-a••yy.•..•.1.a•a•1.a.�aw41s1.1tHK.413NNaaL'aruL.y.•a••.r t-..aaya.a•.••.•n s•a•a1,a1 04 tion co4 41• ..... i i 4114 • 1 II • • ` DTI .1 1 4 , 1-arlr t%i 44. 444. 4419113 •he••••aana•a1\ .•aaaa .a•aa la,Sa 44444.••111• a •••••-`-ia•aw..y;aMN.Ma;a1a Y•#yy1n.,•a••aslw.auaa•alaaua144113YL1.11.JV..4•ir••L»a-4uwa. aw•}aaaaaua••a.•.4ry,yl,yyyrr• r is ; • 4 :• t�•L• .N1• I !••1►1gHt•• ti r 1 CI l 1 1 it Laa►ita..L va•*..wr4}•.aa••wa4••••••r,.a•1. s a11111r1LL11ilrll.bfYY• Li1•.. 1 f.....w• ywgr1ry414111'% 1 ai111► Lasts. L;aa-t-t-a4.'...a aya•a•y1rya 111 •1!.\ y .��.j,`: AIX,* Grade i Thal $1t �TM1t..•,•Ie•aaY, rr,7'•+r•' Room courd t Y ;i4• Gross Living Area ••�i3Sf til�tlt Finished - - l 2593 r`f2 i st�wrx 4 1 J @St t 51 11n , 3 1rr2br1.0b�8 4 r as toe ass LL\t•.r • a.' rnsa ; Baths Total ; edrmsl Baths # �• V111 IA ` r• • I•._ t 1.1 ; a • 3 , 2.0 5OOG 4.44,11.4.•.••{.. 4%1004 4.61....••1 Ser4 r•rarrr4 �,f 2598 •*•lrftr 1979 49500 ••4^11141i1i'Kaa4YVla1K41.1.a s.v..y 4•.aat%••.• • ••wyt•gnnfl4fl41. fa1V%JLaaia$ aLLwv4va•••aar.y11i111911N a1•a:�•1111•.%L1i a•ALLL WJ.L-••a1.y.•••.a.4y11 i' 1 Total ; Bdrrr�s. M1 :0': Rooms Beim Grade irr .lt r� r 444•4:•• t .. Functional Utility :•i�r 4•4•.44•: I"ieatnr 'oolin,g +Zs:••••4a.•••• •-114,1. •111 r Energy Efficient Items Average orA/Ac • a None .4. Gara ear. rt : 3 43dvw •��4•'• •4M1•44 434•41•.4 ........... .y1f a• 4:4:. 4.. O 1.`f;4;11111. .L. CriOnai list price nta ::1:� 14 r 4'.s RorPali e c Rats eK.'Ic,Patti ... •1 4444 ••14 ^-4.41 4 F t Avetaags t G/ NAC ....... 4�•1 None .1F t-• 4.t 39a�3dvu P's, lance,'sok 4 •r w1• • a 1 •y• • • 1.1111. . 12400 -24700 • • r1►.1 r • I • • 4 l a 111►11.1111•L1/1L1 ..41. s v1. • 1.1► •11Laa4.a.M._.••r 4x•4 *swats "yt ay a 4 r 4 14.1.4.441.4 4 1 4 11- . Total ; 8dirr�s. i Baths 4 , • • 4 4 a a a • • • 1 U. .eKlaiarill*La-• __ r1•Yr-444.4•\111141+i411111ata S u 4 ►. t itt ... ••••a�4 • .r•«.r•.•.4.. • l4• .- •Lyhr••.t M.4•41•t1a111a1a , 1 • SA L% • • I. to • ... 4 • • t 1 4 • • t ►••\.31.444 4 t --4 ..4 1• -•a• -4t-41 4a4•a4L•.* # porch, -Patio,fpas t d : .•♦ .•s . t fence, 3456 sf barn 4..-•111.•/!•1.; �.., Data {4.i dosing : Nei nara !6991OOO . iia Net ,.�t�, },.�� a44V'ir}�4•.�ytiili 4454•Sl:'�•*4*%4.tia'.4�1* . 1 •• ti 1 .L ustrnerrt (Total) 1:{r}}:.:•; ,{•••11••::.ti4.:•:gY, 4:•1.{...X;.•:;•' }.{ y 1 �a 1.,:i+.•►fat#.. ••aaaa 1..l aaaaaaaaa r•uaa.•y•iXt;•fl 4• 1•, S . • • • i /' .a�,••1•!•..•a11`l�ti. 4'•S"1t4. • . 1..4 a 4 1 .11.. .4..e. 4 • 1• i :ct A steti Sale i�'n to t r ti '�a{.1 'ri'•.ti''i a.{a tit''4tii a i+i 1.'i : {f1. t 14S.{{.'L}'. •'..r. .4:�. .1.•.;nP.,•� �. ,• .4.4.4.4 t Ne` Al 14.41" of w�,= ;•.•c;;•�; � . a :.: 1111 ; 1111 :•= . ,a •r rabies 41 44.;11.4It:1i da1;a 1.1 }'ii 1 t-.. .k'1 oss lg.':*NV,: J�";ice C1., ��i, i .1;a(.�h;JJa:1,*�iU1.:a * �� .yj roai•7 . t t'd• i • r.�•+a+}:{a::.1.;h;{.(,aMR,. Summary of Sales Comparison Approach 29.0 %1$ -35000 ... • / esoo 1 45 as au 620200 4.1 •41. a I 1111\1........L.a....4 .4.•44_4_ Y !1 •'--'••411! • . t I • t • a • • a • • • •-1M114•434i a�.4la.a .4it-11'eaaas.- lab ........ i1L / L a t b. Net .Acg. Gross At .• a• •4.•.. 4411 ! •• T• L 4 L ,(1 ¢1.'E iGross Ac , ¢ ; 5• Net , 0 3a,144. .•.!-•••�.• _:•911 a" ITEM :;r:; Johnstown, co $0534 t Eaton, CO ₹�t)615 •' .•}%i 1S}{�-r.L��S\s•S�ar4aaa a+.r a. •hs�.. ash... tonne ....... ar-4. ' Proximity to S ect ; {•.,: }.•;{•; -L , S 2G �j miles .� x•14_____0___ • __}r.41J'. �•i: �•�4•::Y4•`•••4_•.11 2028 11 Lies NE L • :•••”•'•.a••••• 44.a.4i3•at_.....•y 4 I 4 1 1 4.4 4.1.1.4•••••••••••h..•• : k 4 • •.\ 1 ,• • 4 a • 4 i1.. I t 1 4 44... YY•••!w4• .��.44•((•,��.{•{LLjj�.•y��• 4 •Lit a -30000 tI 4a�11414 L•a•.oar t a ... 1 i 1 t 4 • -21 4 • -. t • • i t Si,►. • a : • 1 i ..•....a....a...a•aa•a•a-.aaaaa.••1•4 • 4 y ........ L•-• aa1. SUBJECT Date of Prior SalelTransfer 4 Pride of Prior Sale/Transfer Data Soul 's} • Motive Date of gala Source(s}_a_; oaio•4t2015 .; Anal cri prior sale or transfer Hstc of the subject r1. and ca � 17 � properly rr}�a.rBble sales I* ••444.444.444 4 CaJr ay records 111.%11116 ........ 4.4.1114 ►........t a ;- 4 3 a •16.... 4 .2�O0 raa 414,1.4.1, COMPARABLE SALE 44 1141...• $t 1•4t- r a ,.ores r S COMPARABLE SALE O5 .! tat as ..a 4a !t\ 1131.1. • •a-•444 K••44. •o• ••4 1 4#34•a4L• 1 ••••••••••• ... 4 S County recc rds • 1441.1• a • 03f044201 5 • • •41..44 4 •. 1 • • COMPARABLE SALE 1 • • •. .. 4• ••• IA U. Vet 1:43::: I1•.• 4•411• C. .4.44•' 4.1;} 44 '44..*.! "'II :f ;4ti •4:.,. :Ii: 1• •: 1111:.• •4444,'• {•: :six. :CO :41' •.•:a.• 1e 1 CCC „11 : •1.a. :' ^:': :: •4{44• •'I 1 ;IN. 111 114. i4.• .4:r • .14;1;4 •4.•!'d t t 4 a ♦1 414• !11• 1.14141 La 4 a a ... w ..4 Freddie Marc Form 70 March 2015 llAn Vetrowi — .2011 Al Ready Fannie Mae Farr! 1004 March 2005 P. 4..4.. r.. ila•.'t a'ii. {•..� ♦ S4.. �., r1t 1a'tt+tYt+•• .• ill\►,a•1a\L4•r 1N11•ai\4\•larlibaiaa• • M' 4•.Mra 5 4dya�,111•f11a\i�KCuar.Ni\1.µ*�� ,�y1r�1r.1.ti�r��1'a1•a1KN.1.aa4aa.{.Yy;7,�Lailb•.4.� ' a •• 1 •a ,LLala........a I EX I ,AL)L) NUUM Fie # 6715C9502015 Borrower/Client Abraham Sauer Property Address 6715 County Road 50 City Johnstown CaintY Weld State CO Zip Cede 801534 Lender Bank of America, NA{ V Slagninir Neighborhood Market Conditions The Northeast Colorado real estate market has slowed from the highs of several years ago with the market shifting from a sellers market to a buyers market. However, recent data has been showing that the market has stabilized and improved with homes selling at prices greater than what they were selling for a year ago, Realtors have teen commenting on the lack of available listings to show their clients. Most types of financing Is available locally.. Utilities/Of-Bite Improvements Public sewer not available to this location. This is typical in rural areas and does net affect the marketability of the subject properties. Additional Features Insulated foam panel/concrete constriction, all stone exterior { real stones Imported from Texas), tile roof, extensive built in's, rnuitiple fireplaces, built In appliances, covered deck, covered patio, metal fencing, walk out basement, main floor and basement laundry rooms. Physical Deficiencies or Adverse Conditions None observed. The appraiser is not an expert in identifying toxic and hazardous materials including but not limited to mold, radon, asbestos, lead and meth. An industrial hygienist would need to be consulted to test for such items. The appraiser is not an engineer and cannot comment on engineering issues associated with the property. This is not a home inspection. If an engineers report or homes inspection is desired, those professionals shoed be consulted. Form data: GLA Adjustment Factor 80.00 Comments on Sales Comparison The selection of comparables was extremely limited due to few sales of high quality homes such as the subject which were on srnafl acreages. A review of the defined neighborhood showed that there were no sales within the past 6 months. There are many such high end homes in the defined neighborhood but none are recent sales and most, like the subject were built for the buyers so there is no recorded sale of the and and home together. I expanded my search to the area East of Interstate and I did not locate any saes for more than 10 miles. I was able to locate 2 sales from the past 90 days but one sale was about 10 morrths old due to a lack of sales. All comparables used in this report are felt to be reasonable substitutes for the subject and would be considered as such. Had better comparables been available, they would have been included in this report. Prior to discussing each comparable, I would like to address the view which the subject has. The subject sits on a small bluff. Below the subject are several feed storage pits, a farm machinery yard and an area where cattle are raised. This would not appeal to most buyers. I search Weld County sales of homes with similar views. I was able to locate a sale of a home at 23398 CR 74 which sold In 2013. f reviewed sales of similar homes which sold at about the same time and while there Is no exaxst dollar amount, it appears that homes with a similar view are discounted at about 5%. I therefore made a 5% adjustment to each comparable which was roughly $30,000 which is the across the board adjustment made. Comparable 1 is a sale of a larger home with a an additional bathroom above grade and an unfinished basement. The home had overall amenities as compared to the subject and the home was of similar quality to the subject. The home required the previously discussed view adjustment. The sales price did not include any seller concessions_ Comparable 2 is a sale of a similar size home with an additional bathroom above grade and a partially finished basement The property had similar amenities except that It had a 1056 square foot outbuilding. Based on conversations with market participants, sheds such as this add about $10 per square foot in value. Therefore, a $10,600 adjustment was warranted. Tt-is home was of similar quality and in similar overalr condition to the subject The property warranted the same view adjustment as comparable 1. The home was on a larger acreage and based on a comparison with comparable 1, a view adjustment was derived and made. The sales price did not include any seller concessions. Comparable 3 is a sale of a smaller home with an additional bathroom above grade and a partially finished basement. Overall amenities and me overall condition and quality of the hone was similar to the subject. This home warranted the same view adjustment as comparables 1 and "'"CONTINUED ON NEXT PAGES* TEXT ADDENDUM File # x+715CR 02015 V Borrower/Client Abraham Sauer Property Address 6715 County Road 50 City Jo� nn n - ....... Lender Bank of America, NA Cagily Weld Stale CO Zip Coda 80534 2. This home was boated in a subdivision with an HOA and other restrictions. Based on a comparison with comparables 1 and 2, a location adjtnment was derived and made. The sales price did not include any seller concessions. Comparable 4 is an active iistirxg. Based on a review of comparables 1-3, homes are selling for about 97% of their original listing price. Therefore, an adjustment equal to 3% was made for this factor. The home is smaller with 2 bathrooms above grade and a a partially finished basernerx. The properly had an outbullding which was 3456 SF in size which warranted a $35,000 adjustment. The home warranted the same view adjustment as comparables 1-3. In addition, this home was on a considerably larger acreage which warranted an adjustment based on a comparison with comparables 1-3. Financing was typical for all transactions. Bedroom counts vary but in the local market, size rather than bedroom count is the better indicator of value. Weighted consideration was placed on comparables 1 and 2 as they are sales of similar homes located In rural areas without home owners associations and they bast reflect the competition facing the subject in the marketplace. Had better comparables been available, they would have been included in this report. Form data: Economic Age Basis 50 Fite # 6715CR502D15 UNIFORM APPRAISAL DATASET PAD) DEFINITIONS ADDENDUM (Source: Fannie Mee tfAD Appendix 0; VA,) Fieki-Specific Standardization Requirements) Condition Ratings and Definitions try The Improvements have been recently constructed and have not been previously occupied. The entire structure and all components are new and the dwelling features no physical depreciation. Note: Newly constructed improvements Mat Mature recycled or previously Used materfals and/or components can bra considered new dwellings provided that the dwelling is placed on a 100 percent new foundation and the recycled materials and the recycled components have. been rehabrlitatediremenufactared into fl ceunew condition. Improvements that have not been previously occupied are not considered *newt hi they have any s@nlfrdantphysical depreciation heart is, newly constructed dweRfngs that have been vacant for an extended period of time without ad ate maintenance or upkeep). 02 The improvements feabst no deferred maintenance little or no physical depredation, and require no repair's. Virtually all building components ere new or have been recently repaired, refinished, or rehabilitated. Ali outdated components and irristes have been updated and/or replaced with components that meet current standards. Dwellings in this category either are almost new or haw been recently cocnpFetily renovated and are similar in condition to new Construction. Nora: The improvements reptosent a relatively new property mar is well maintained WIWI no deferred maintenance and little or no physical depreciation, or an older property that has been rscantly completely rencrated. C3 The improvements are well maintained and feature limited physical depreciation due to normal wear and ten, Some components, but not every major building component, may be updated or recently rehabilitated. The structure has been wail maintained. Note: The Improvement is in its first -woks of replacing short-lived building components (appliances, floorcc+verfrtgs, l-HVAG,' etc) and is being well maintained Its estimated affective age as less than its actual age. It also may reflect a property In stitch the rrajority of shoe -lived building components have beer? rep/aced but not to the level ofa complete rencnaUor7. C4 The Improvements teaks* some minor deterred maintenance and physical deterioration due to normal wee and tear. The dwelling has bean adegiately maintained and requires only minimal repairs to building components/mechanical systems and cosmetic repairs. All major building components have been adequately maintained and are functionally adequate. Note: The estimaaed effective age may be dose to or equal to its .actual mgt. it reflects a property in which some of the short -tared building cs'mgonenu have been rte, mcf some short-lived building components are at or near the end of Their physic's( fife expectancy; however, they still fur ti rn adequately. Most mirayr repairs have bean addressed on an ongoing basis resuftkig irr adequate),trtaintainedproperly. CS The improvements feature obvious deferred maintenance and are in need cf some sigrincant repairs, Some building cornpcxnents need repairs, rehabilitation, or updating. The functional utility and overall ivabif}ty is somewhat dirrinisheo due to cwditicxn, but the dwelling remains useable and functional as a re idenee. Note: Some significant repairs are needed to the Improvements due to the lack of adequate maintenance. It reflects a properly in which many of its short-lived bullring comeronen are at the end of or have exceeded Ui sir physical life expectancy but remain functional. 05 The improvements have substantial damage or deferred maintenance with deficiencies or defects, that are severe enough to Steel the safety. sct.>ndness, or structural integrity of the improvements, The improvements are in need of substantial repairs and rehabilitation, inckttfing many or most major component. Note: Substantial repairs are needed to the Impmverrranis due to the hack of adequate maintenance or property damage. it reflects a property with conditions severe enough to affect the safety, sciundnns, or structural integrity of the improvements. Quality Ratings and Definitions O1 Dwellings with this quality rating are usually unique structures that are ineviduallyr designed by an architect for a spa ifierd user_ Such residencestypicafly are constructed from detailed architectural plans and epedfications and feature an exceptionally high level cd workmanship and exceptionally high-grade materials throughout the interior and extencr of the tureen. e. The design features exceptionally high -quality exterior refinements and ornamentation, and exceptionally high -quality interior refinements, The workmanship, matedaks, and finishes throughout the dwelling are of exceptionally high quality. 02 Dwellings with this quality rating are often Custom designed fix construction cn en individual property owner's site. However, dwellings in this quality grade are also found in high -quality tract developments featuring residence constructed from individual plans or torn highly modified or upgraded plans. The design features detaiiard, high quality exterior ornamentation, high -quality interior refinements, and detail. The workmanship, materials, and finishes throughout the dwelling we generally al high or very high quality, 03 Dwellings with this quality rating we residences of higher quaity built from Individual a readily available designer plans in above -standard residential tract developments or cn an individual piety owner's site, The design includes significant exterior ornamentation and interiors that are well finished, The workmanship exceeds aadx ptable standards and many materials and finishes throughoutthe dwelling have been upgraded tom Vlach." standards. 04 Dwelings with this quaff rating meet or exceed the requirements of applicable building codes. Standard or modified standard building plans ae utilized and the design includes adequate fenestration and some exterior ornamentation and interior refinements. Materials, workmanship, finish, and equipment ae of stock or builder grade and may feature some upgrades. 05 Dwellings with this quality rating feature economy of construction and bacicfunctionaity as main crxrsiderations. Such dwellings feature a plain design using readily available or basic floor plans featuring minimal fenestration and basic finishes with minimal exterior ornamentation and limited interior detail. These dwellings meet minimum building codes and are constructed with Inexpensive, stock materials with limited refinements aid,upgrades- 05 Dwellings with this quarrty rating are of basic cpalty and lower oast; some may not be suitable for year-round occupancy. Such dwellings are often built with simple plans a without plans, often utilizing the lowest quality building materials. Such dwellings are often built or expanded by persons who are processionally unskilled of possess only minimal corretrucdon slatle. Electrical, plumbing, and other mechanical systems and equipment crraay be minimal nor non-east,ent Older dwellings may feature one or more substandard or non -e rnferming additions to the original structure. Definitions of Not Updated Updated, and Remodeled Not Updated Little or no updating or modernization, This description includes, but Is not limited to, new homes. Aesiidential properties of fifteen years of age or less often reflect an original canditim with no updating, If no major components have been replaced or updated. Those over fifteen years of ages are also considered not updated if the appiances, fixtures, and finishes are predominantly dated. An area that is 'Not Updated' may still be well maintained and fully functional. and this rating does not necessarily imply deferred maintenance or physical /functional deterioration. Updated The area of the home has been modified to rent current market expectations. Tine modifications are limited in terms of both scope and cosi. An updated area of the home should have an improved look and feel, at'tuitional utility, Changes that constitute updates include refurbishment and/or repla&ig componentsto meet existing market expectations. Updates do not include significant atterataons to the wasting structure . Remade led Significant finish and/or structural changes have been made that increase utility and appeal through complete replacement and/ or expansion. A remodeled area reflects fundamental changers that include multiple alterations. These altercations may include some or all of the following' replacement of a major cornpcne►M (cabinet's), bathtub. or bathroom die). rekcat o n of plumbing/gas fixtures/appliances, significant structural alterations (relocating walls, and/or the aStion of) square footage), This would include a complete gutting and rebuild. Explanation of Bathroom Count Three-quarter baths are counted as a fug bath in Si cases. Quarter baths (baths that feature only a toilet) are not included in the bathroom count. The number of full and half baths is reported by separating. the two values using a period, where the full bath card is represented to the left of the period and the hetf bath count is reprerser'rted to the right of the periled. Example: 3.2 indicates three full baths and two half baths. UAODEF s -ace r (updates fixate/ UAD Version 1/2014 Al Ready Abbreviations Used in Data Standardization Text File # 67150;502015 502015 Abbreviation Full Name Fields Where TMs Abbreviation May Appear A - - Adverse Lcx adon & View ac Acres area, Site Adj rk, .. _ . _ _ ... - - --- Adjacent to Park - Location-- Adj wr Adjacent to Power Lines Location ArmLth _ Arms Length Sale Sale) or Financing eons AT Attached Structure Design (Style) B Beneficial Location & View Oa Batttroorn(s) Basement & Finished Rooms Below Grade br - Bedroom • Basement & Finished Rooms Below Grade BsyRd Busy Road Location c Contracted Date Date of Sale/lime _ --- Cash Cash Sale or Financing Concessions Comm Commercial Influence Location Cony Convectional Salt} cc Financing Concessions eP Carport Garage/Carport CrtOrd Co0rdered Sale Cart Sale oar Financing Concessions CtyrSkyr City View Skyline View Vieve CtyStr City Street Vie • View--- _ cv 1 Covered Gerr ge/t arport D0M Days Oh Market Data Sourots DT Detached Structure Design (Style} Ow ---- - Driveway - — — Garage/Carport e Expiration Date ----- Date of Sale/Time Estate Estate Sale Sale or Financing G lions FHA Federal Housing Authority Sete Or Financing Concessions Cara. a Cara . ate * ort ga Attached Garaged Garage/Carprxt gkai Built -In Garage Garage/Carport gd j Detached Garage Garage/Catport Cause i Golf Course Location ' Gtttirw Golf Cossce View View GIB Garden Design (Style) HR High flse Design (Style) in . Interior Only Stairs Basement & Finished Rooms Below Grade Ind Industrial Location & View Listing Listing Sate or Financing Concessions Lndfi Landfill Location LtdSght Limited Sight View MR Mid -Rise Design St is Mtn Mountain View View N b Neutral Location & View NonArrn Non -Arms Length Sale Sale or Financing Concessicns o Other Basement & Finished Acorns Below Grade _. O Other Design (Style) op Open Garage/Carport Prk Park View View Pstrl Pastoral View View . PwrLn Power Lines View PubTrrn Pubic Transportation Locator! Relo fietoGaiicn Sam ale oct Frnari r►g Concessions REO nEw S IC Sale or financing Concessions Res Residential Location $ View USDA —Rural Housing Sale €rr Financing Concr.,ions _SW / a � Recreational R eC corn � n C_!_�_J !'1____ ie_1-.-. rte_ J_ an puel l ex rI- m?neu nuui fs- &tee cif.ade RT Row or Townhouse Des't: (Style) s Settlement Date Date of Sale/Time SD Semi-detached Structrre Design (Style) Short Short Sale Sate or Finanr n • Concessions st Square Feet - Area. Site, Basement .:^ Square Meters - Area.Stte Link Unknown Date of Sale/Time . VA Veterans Administration Sales or Fwancing Concessions w Withdrawn Date Date oaf Sale me wcd Walk Out Basement lament & Finished Rooms Beim Grade Woods Woods View - View Wit' Water View - View WtrFr Water Frontage Location wu Walk Up Basement Basement & Finished Rooms Beim Grade UADOEF 9-201 t (Updated 1 /20i4I UAD Version 1/2014 Al Ready DIMENSION LIST ADDENDUM riisle "7'15CR502015 re ��rU. � Abraham Sauer _ Borrower or Owner Property Address 6715 County Road 50 - _-- City Johnstown County Weld State CO Zip Code 80534 Lender or Client Bankf America. NA. - G r s Living Area (C LA) Gross Building Area (GBA) 259$ sat 2598.0000. Si. Si __ Areas , Square Footage Basement Levet 1 Level 2 Level 3 Garage Other 259.4000 s.f. s.f. s.f. Si. s..f. s.f. 100.Cx3 % of GSA i° sat GSA % of GSA of GBA % of GSA % of GBA 2598.0000 -•---• 0.0000 - 0.0D 0.9000. 0.00 „1.080.0000 2024.0000. ... . 77.91 Area Dimensions Type of Area Level measurements Factor Area Living Burnt Gars a Other: One Two Three 36.00 x 30,00 X 1.00 " 1034.04 ❑ ❑ EN ❑ ° ❑ ❑ u .. - 76.00 X 2,00 X 1.00 er 152-00 ❑ ❑ a ❑ - Ci ❑ ❑ 16.04 X 3,00 X 1.00 = 48.DD ❑ ❑ ❑ ❑ L O ❑ 25.00 x 3.00_ x 1.no - 75.00 ❑ ❑ O if r4❑ ❑ . . 26.04 x $00 x 100 - 78.04 . _ .. ❑ ❑ ❑ ❑ ❑ O 99.00 X 17.po x 1.04 se 1496.00 ❑ ❑ El ❑ "f ❑ ❑ 3.00 X 3.00 x 0450 n 4.50 ❑ ❑ ❑ a t J ❑ O _ too x 4.0 0 X 0.54 - 8.00 ❑. Q ❑ ❑ ii ]T i� C El 39.00 x 2.00 X 1.00 = 7800 , I_J M D ❑ zoo x 200 X 2.50. ._ . = 2.00 ❑ ❑ ❑ INI❑ ❑ 63-00 X 5.00 X 1 x 14.00 x 3.00 x 1,0►0 = 4200 ❑ ❑ L ❑ I ❑ El ... .._ . 3.00 x 00 X 1.00 = 24.00 ❑ El El ElIJ nE4 ❑ O 4.00 X 14,00 X 1.00 = 56.00 ❑ ❑ ❑ ❑ a ❑ ❑ 2.40 x 8.10 X 1.00. an 16.00 ❑' ❑ ❑ ❑ n ❑ ❑ , 3.00 x 3.00 X 0.50 — 4.50 �....J ❑ ❑ ❑ X ❑ ❑ ....- x 4.�0 � 0. _ �. �.4.000.B.00❑ ❑ Elxl ❑ E El ❑ 2.00 x 200 x 0.50 . = 2,00 ❑ ❑ D ❑ 1 ❑ ❑ moo__ x 2.00 • x 1.00 it152.00 r ❑ - fl M ❑ O ❑ __ 16.00 x 3 00- -- X 1.00 - 46.04 - . ❑ F3 U ❑ ❑ ❑ ❑ 25.00 X 3.00 x 1.0o = 75.00 • ❑ ri❑ ❑ ' - ❑ ❑ Q a O a 28_00 X a00 X 1,00 - 78.00 fl [ na ID . as_oa x 17. DO x 1.00 - 1496,001 n LI ❑ ,n, ❑ n 3 0, x 3.00 x . 0.50_ .......... A 50 Li NI ■ in ❑ — .UU X 4.00 . • .= X 0.50 8.€X1 ❑ NE �I--'f}, Eli_. ❑ ❑ ❑ 39.40 X ZOO X 1.00 - 78.00 ❑ 21 in U Q ❑ • 2.Qa x 2o4 x 0.50 2.00 in fl ❑ ❑ • • ❑ 63.00.... X 8.00 X 1.00 - 504.00 ❑`` NI❑- ❑ ❑ U MI 14.00X 3.00 X 1.00 . 42.00 U _ ❑ ❑ ❑ ❑ ❑ 3.00 X 8.00 X 1.00 24.0'X7 Q IXI ❑ U ❑ ❑ ❑ 4.00 X 14.00 x 1.00 = 56.00 ( ❑ IXI❑ I ❑ ❑ ❑ 2.00 X $.00 X 1.00 - 18.03 U Elu u ❑ ❑ ❑ - 3.001 x "ate X 0.50 -I.4.50 El Xei ❑ ❑ ❑ ❑ ❑ 4.00 X 4.40 X 0.50 = !.a4 O ill O ❑ ❑ ❑ ❑ , i. t City Johnstown State CO ZIP Code 8O534 •,; Market Conditions Addendum to the Appraisal Report tea 67j5CA5o2o15 r Tire purpose of this addendum is to proide the ler der/client with a dear and accurate tr derstardrtg of he market trends and concftiors prevalent in the subject nighborhd. Ths is a re 'red addendum for all raisal reports with .an effecive date on or after Apra i4 2009. 1tiLlL+LiLIt.Lir.rr.Ywrrn••r•orYrr.rT7 Proerty Address £z 15 County Road 5O °'S. Borrower Abraham Sauer eel. L,..y,y Y VrauRauwh•Mhi.M hhh.a..ahA•,aa K 111.1*Stet K1 tK VLLS.L 40414.14.4.4.• 4.44. .r,.MM %%%tSt.►Lit K,,r;_ey.h tr.;ea- Instructions: The appraiser must use the information requ{red on this form as the basis for tither conclusions, and must provide support forihose1conclusiions, nactardirrg houd trends 'and :.:/.4overall market condt#ons as reported in the Neighborhood seder of appraisal report form The appraiser must fill in all the iniotmatton 10 the extent it is available and retitle and mustprovide•}''' is as Indicated analysis below. tf any required data is unavallable or is considered unreliable, the appraiser must provide an %planation It Is re zed that not all data sources will be able to I:.'; provide data for the shaded areas below' if it is available, however, the appraiser rust include the detain the analysis. tf data sources provide the rewired Information as an average instead of '.•: median, the appraiser should report the available fig se area identify it as an average, Sales and lisfirxgs mist h th be properties that compete wie subject property, determined by applying : criteria that would be used by a prospective buyer of the scL ect property. The appraiser must explain any ancrnafes in data, sum as seasonal markets, new ccrtstruction, forestdosures, etc, ::ti+— :Y :.. : 71 •ia•-• • •.• :•.:+:{••i:l:".Cii})� 1•-1 {•: i: ` d'i tiVaVer ,.. I. •ice _ :_....� ' '�'•. =._. • •.•le �� ..-. :1:1:"%C.'4i . _a r •.•: • 1: :':..� :• _•' a •`, , ,-.,,... •..,..,,;:. . �• , Y, \!:•.�.L :! •. :•:.L.•: ..,{+i:Y.+: �:''. - a Prior 7-12 Months P ,/or 4-6 Months Current. 3 Months �' l:lU IU �J L+'��IEYIP pang 'trend E, Total # of Comparable Sales (Settled) 0 0 0 II Increase k' ; tea. r' Ueanin� Absorption Rate (;Total SafesiMonths 0 -,--,-- 0 O frncreasin X "t• •ie ! i-cinin4 tTotal # ofCo •8 arable Active Listin Fs i::ti::•:•• ,:•; %: ti ::a : . k.: ,}.......:::r:• -,.......:...,.. ,'..': .•: ^••• , . r. . , ... .. 4}::<*:(Y)}:. :.{•-:•:v:•:av:.:... : .ti ' }:{ • .• .. . } ".::::` .•n•i i .•••:� ••e':: aS'}�Y::�.•::•:• •r..:a•: •o.,Y, . -' { OCIO : 2 _. G'•' -''. .. A44 1 • • •T, d'i' 4i : :: yy � :• � • ' App Ei1i1 ,•,. 4. .' t • li+lorrtlls of Housing U . Total Rate ! • se i�a+�.ya:affe.a.E. •:.•: !. a ., •�., �\ ,;:.......: •. Y e • •.;..; 1 s�I�Y:Y� �;�� f.••r'•. `. . .. ... .\ r.!-: ..Y.. • . :. /:;-:;;•;' -e`'1 =y : :: •,_ a :',•fies,Y: ,.._ - . .•`• ,:r:'i test ::: :•:� i•`:-• /'y - - 1 .-, Y .. . r �.; :'Y•"i i di.•:. •i.. ,: • r ,� \-Y i t! 1 . •-i+ • eyy� ;Wee11::ajj Y+:..+ ti:.: r•',' .: Yeti. :i l • .. Y ti - + .. •ti.l:.•L;•. • : 1 '?�; :�=1 „ . ..... Prior -12 Month Prior 4-6 Months Current -- S Months Overall _ Trend _ - Median Comparable Sale Price n/a n/a rtta O Declinin+ ❑ Increasing O Stable Median Comparable Sales Days on Market ; rya n/'a n/a El Increasing .; I ' • •.itti 0 Stable N „t/ • ornp bte List Pricee, Median Comparable -• •a••••• •••• •-. • : Jet... • •e:. : - •. ; e,:.••.;,"..,:• :'.�., .45 .•... - --ti .. , - a •_ . '.::.'.•:." -.;:.T ..•.• :::•.•..+::: •.' J't!T7..,...,.,...,.:.,...,................A.. ::•:.::. ntil :+ k a f :a,-a•.ti,• .:•: j}�. :.:•:.1:1,,,,,,.....„,„ • t le an Comparable Listings. Days on Market .:. ._� l • .........-: .!.-:•:::'.. A.'S'j.� ..,..:. ti ! 7..,-.,....-_.!.Y.......-..*--: :... •• iY.i.• ::• ��- d s t ,• Medan Sate Price as °�'� �,f Lis# PricQ _ n!a rata • nla - "'" -•- ' ■ Increasin s Q $#;31 e 5 Dedlnin Seller, (devebper, builder, etc') paid financial assxst'anes •rewalerrt? X Yes ■ t3lcr • NI Dsainin• _ a Stave ■ Increasing Explain in detail the seller concessions trends for the past 12 months (e,s., seller ceorirabvstirans increased from 3°, to 5%r incr€asira use of buydowns, dodn,costs, condo fees, c goons, etc:Lon Typical seller concessions range from i to 3% of the sales price and are aliated for Items such as p -paids, Icon origination fees and other cats associated with obtaining a loan for the property. ' • 454".••Y'a'1...aaA'...t.••'Y•Y'.'•'.y41S4--'•Ya1R11MT.1R.TA VLSI" LYtt•►.,.4. sal. Yea%maim nn.•.•••••• e•.yya....,T 1a.11N sewn.% \11LN L.LL ►t1L..KLi s 5 . .. rrry',•..yyy�y..r..a..yao,.y.Y.yw,T1M....1.%S.141<Yt1,..Liw r..rrvyh ..4S s.wyww,.vaa a14'{111•VLLLi1 L% Are foreccrostre sales REO �sales) a factor in the market? [ I Yes �] No if yes, explain (including the trends in iistirigs and sales of foreclosed properties). •dLt'V*S'h S•i.4 L......LL.-•!•,•y11ti11i111.11.•LIWtt•t tta.YltYaaYAALLi.LYaaY ar M.a .,..•, •\a1.. .•.Vyyay-ryayrla -L •\YL,.,•t1.\t1.YttYl.ra.l..araa Ya W'i Sauce.•.i •.Li •.•.'rr •wa111.* Y aUf\Y1a4tat{• M...ttt„a11a,4YY.IfM1L.aY'hlll�YY1M11 a•fi......Y L__, *Jost •Y•, S ••hlih•� P Cite data sours for above information, L S..LLwi L...4 PALS by i FIES and METROLIST. cc'; -44 aMM-1'LNt T.1aNtt1 LttYt1 ILAN Kt.. ••R4 itttt%tSLLLZVL44.6"444,4".4.4444,4.44 .............................................. 441•1 WI .......................................a...yhyY•...y-''.we.........t\.....tistts.Ltii.Li.. S irnmarize I above hforrnetion as support for your concluders in the Neighborhood section of the appraisal report form. If you used' any additional information, such as an analysis of :;•,•'tip pendirx sales and/or expired -and witdrawn listings, to formulate your conclusions, provide both an explanation artd support for your conclusions, Aithexigh the defined neighborhood includes over 5 square stiles, there is no data for the above arid_ All boxes were moulted as stable for transmission r rpases curly. lithe subject is a unit in a condominium or cooperative project, complete the following: Safer* Proiect Data ir . Total ft of Comparable Sales (Settled) Project Name: Prior 7-12 Months Phor 44 Months Cunard- 3 Months Absorption Ratecotal Sales/Months) t •' Total # of Active Cam cable Listings tij Months of Unit Fuppitypoiai Urstirigsi"Ab. (date) .. -:^'.: a�.`:;•e_.,I % • • IV 0,4 ta•• Inoreasi Increasi ,.. Aretoreclose% Caen- rQcrti ealteh 13.wn.r; letai R{T1 1 l I :ft -51c a t .i itt 11 �1T11� erurhEOlisti ri ,c_ . i_ •: �• •— � _�t - __•_' •• • _ •_ 1'• !1 � r...tv � �pn�iCl Y 14 II�CI A,J.ti Ili listings and sales of foreclosed properties Ir''e' Overall Tread ti': is It. .1'. • • . Signs re APPS Name • rir Dedrin• U .dints . :tatnetntRillirx/L Summarize the above trends and address the impact on the sutject unit art project. Richard C Lutz Company Name . La ndsafe Appraleaj Company Address 215 54#h Ave Greeley, CC) 8O634 State Lioanse/Carification 0 C 84OO1126O Email Address Richard\lutz@iartdsafe.com • I Signahee Sepervisory Appraiser Name Company Name ' Cocrtpany Address Skate CO State License/Certification # Stale Email Address Page 1 of 1 Al Ready Freddie Mac Form 71 March 2009 . :la Mae Form 1004MC ��tai 1 2009 SUbJbU 1 'i-tUI UUKAFI- ADDENDUM File* 6715CR5o2015 8orroweriCiient Abraham Sauer Properly Address 6715 Coistty Road 5p y Johnstown Lender Bank -of America, N.A. Count,* Weld Stale _CO Sip Code 80534 ••'•i't:i:tih:i •••, '• '••••••rr•• ••r•. .+•I• +•• ••. _ __ __ ____ .•• __ _• •_ _ _ _____ ___ .............•••• ri': :r•:•••••••;...„.•••••••••••••••••••••,........../,.....,•..,•„., kit - - - - +'• i•:••' • 5S . • •-''' •••h'4•'4. 1 . . '. :. --.-.'`'''''.% . • . • ...• • . No....:,...�• 5y i iii ••I: r•'i i l.•. • •,� t i hl ti� i ••'i JH f''e' • ir'• •: • ��'1 i -• .,•, : •,-.,-,,,-,-,•,„-.,-,•, - ••• •:, •-•_• - - - - - - - - - _ - - '- - - ,.• _ - - - - - - - , r r , •• • - _ ' • • :•::•:•:: •••- ••;: •::•yrl:•••_•. l • titi•'h;n; , ,'.`ti .••••:•:•'.•:::::::::::,711•:-:,:::•'•:•:.•,• `t _ � �� ll tits. 4 \ Nr`:t.•>� . .''):•:,`.;''.•C' .tit\ I � •tom}�1 1,-.,..-C- i ••. •:C:••••‘::::?.. -:":7-C;:`'‘`•' •- `��,i : � ` ': ..' �.is '� R\ ' ` •ti kyi •• :LS , ,0%,,,,,. • ,,,ai•L 1:..:4''ti 4 } ••• .,,1 \I`4;.. 1 , •':••',' '\~ ti 4Y. . 5'-'1— NS>.•:•'„;„:.S.:‘,.47,-,'N,.,:.:•:(-•a`•1 ' ± • � tb -'v-•._; v,'. `i,• ti `•? 'tw ta,.. ti'._ :-t:a :`-: �• ry•`�a•ti ._ \ k' . { t 4 t . ':• _ .\ s .:. '..... t `'h :. - 'its t'. '.\ Y \�. 1'\ \ , �•+f\'h�;:ti't," : � �� : ti}:�'��4ti�t.:, ..tip •ti� �::-'-ti.;:'� �\��• ' �tii.4�,.�``.••`'i. \ ., ,t -4.:•{.• .-:"y t:•1•L��t \ +.'.VtV•�';+�k\.\' ..�•vh�, L`.' :''1'.. .�\ \ �ti \•}'• hh\,1•�5i� ��. �� .°....... �.�-:tih:a�•.t•�.•.v::.n •.v: ". :•.v�.t',''\t�:{t_�-. :;��-.'.-; i''•-ti%\'4'.��.N''r� 11..i1 ti•::.ti t;1 t': fay.• • '�•• '•'i ••-•h•7,•il•r •.Y,,sia :• .. . ti•••';� •'Jl•` •:4•: "Viol .'. ice,• '•+: :4':i•:•. ._•••''• - - • ::: " .. :"..ThiL::••••:‘•••1 It • ,fit' ti' . - •1/4. \--1.......;.,...."1...-....11.:::: r •�:.`., 4- :t.�: • • . �\ \ t t \ 11''1al •'t �1_},•a' �t \\..,•1 %•i: � i . •i •.' ti - \-h'+,",\?a•N,, ti''ti `,��.�4,1�,\4\�''\• �,,,,,...„,:%.,„,:.,,...\,,,,.\,,,,z.,,,-..,;: \4i,`iv-•4 �.;',,.^,,; ,'�•;ti,•.r� ,.•;. 4,4:..' ;; �� " *:".k.k(S1:.:::: .'Ll6::.•:37%--::::r-S.:\;..:41;::::".•;:;11rti.NL;;:::::T\N''&•-::\\Nti;:%Zik.;.:::\:N\‘'ki `'tat '+•�-'`'-' .-,-,-,-,,,-‘,.• t1h:. y'ty't ..'.i 'i • FRONT OF SUBJECT PROPERTY 24ppraised Date: March 18, 2015 Appraised Value: $62000O ^, REAR OF SUBJECT PROPERTY STREET SCENE AUDI I IUNAL PHOTOGRAPH ADDENDUM Filet €715CPISC2015 Borrowertafent Abraham Sauer Properly Address 6715 County Road 50 City Johnstown Lender Bank of America, N.A. CountY Weld state CO Lip Code 50534 I I KITCHEN - LIVING AREA BATH F '_ _ bathroom suite ASS Borrower/CI ei1 Abraham Sauer ADDITIONAL PHOTOGRAPH ADDENDUM INS no. File # 671 r5CR5021015 Property Address 6715 County Road SO %IQ4't tatown County Weld Lender Bank of America, NA State CO Zip Cede 80534 w.... - _..... •-•``� Na., .17••••••••••Xa:•}: :.'r {, 1.'• '�'L ......„,...‘‘..:.:-:..1-".....-L-'-'---"---:-•-•-•-•-••• {4}�,i}1;,::�. ;Y}.{ ::'ti yy�� • �: •%.'.•.{:}:v Yti:.A.a%,•L I ,, •Y. ,• •. N Y5_1 Y1ti• •Y'L'Y i/•Y I,_. .•r • },�. aL f• • a '5 ,1 •tl:••,"r#'x'411 •5•i •' •••J 4•..;-..,„%-",- •.t: i •Y�:.*•.Yr•S ii•••I+ ri%�•• •"iY% a•• +i•rr•••: • '•" •-••'. ,•:. :'.•1'Y�/'.' •'a�iL'ti`,`Lti:L1".'L'. •- L.''':•: •'4• T t�rr . :•:.•',-•!: - - \, �1. x•11 •-".' • •N% . •• 1` •�'I:a .'•; •.• t - 'i 5L i•‘•.4••••• 1.1` Ns. `.h •, • ..ti-. t{ A 1• �x..• ,] ` .,.,.,................................2,_..•a r.~,I �•,•'LL :\.'�:5'•a:.\,:-•a'••:� ,.•R. �1L• • 1• ti L [yam• Jy y ,� ti •'Y M1 �� 4 '•11 • 4 • � Nti 1 .i' „t„.,;..,•......„,,, a 'ti `'1 • •. }•. t; ti t:\ \ti. �� •.;} •..*•' - ••••: •+•,� .5a . 4 \• �.l :• •�•4b14 ti• .. •.' - - - , .. _ - :-•r te • ', 5 �4 �� .^L .'.. - ` • •:I ••�,a ` •:••i•sea ''Y: `•�1�.`\y '' 1%.\'•%:, - •i - a-.-, .••• S.. '•\ :.;•.* .': �: ...• .,y+L 1.k4'ti.a,Y et'itx � � -:-'1 ,r\, -• _ ./,I �1• S ' :•:•:4' �..• ,�14 •• ... r .•: "•t il".':;•.':,:•: •.'I•' "i�.'•'.• •%i :t •r.t..Y••.1_I ,�• :ti,•.1 •14`x:' I.•', - - - • 1 1 ~•iL•• .1'4•1 • �• ".........-47:•..... -- �ti � 4 \ 4'• a all y .51 1'• ` - ;r q�`•'`• -_ • _ _ : _ _ . 11••1 -•S• 4 'a \A\1•`•'••1w•1 `1`4 • - . •.'/\ � � �.. ''i4'i•�•: r`•'i i'i Clh'. 4 ti,•.ti' \4. :':': \• ti. - - 1 tit .•.• •:r•,•:,•:: • a:•: 91. •• •l •` •'iY'•••'1 •Y•,•:i -r„.„-,,,...,...,•„..• _ - • +r eels. -.~t •'I•••r4•,• ••1,1i •• +i •+u ek••• : ••• . •-••'•ti. •`••„.„.- . 41:i'!J:• '• _ a.4„ L ��•••r•• i•.•'i, ••-5'•4 : a::% .+::': al.„la •; ', i'1.: �a 't4. �. `• -'`?ti`ti`S. •••K•-•••••......-•••-•-•-•-•4•-•-•-•-"-"---" i ..• '::.. .4 ••'4ti s'a' 4.•:•:.•_' • , 4\• •4.� . _ . • •,. �� 1'5 �•�� - �y`� •:'::':, •i uii�li • u�' •�.S. ••r I. ` \ '_i •'b'!u' - . - �• Y (+ L.'4 . ,Y• •-..`.'• •'iYil Y�aiiH•1 •': •• `` L' 1''•L1 •: -•"..,•••. i • :•:rl:i:• d:••••••••,:•••••••' '• i •'4',. ` E \\\•••\\:::';‘•••" i••.•..•Y� •• S'.:•1'.•. . , .. - ` 1a: • 1 • '{ ti t ,1 i•t:� 1�Sti�� 1v •• •`4 ‘1/4":2;,\:\:%,,,N1.\\• •.•1.!•'•::;:1•:.••• • „\ti,:,N,.',1 •1'r •i••/•: .."•.•S'...::, 4 • 1'' ,1..):t't:1•Y- ••• •'i '•• 1 i i' 1 i ••••:' La: y1 -• •1 •'•1��1i,1\iiiii••iL1,1.•• • :\ �,11;'C . '1 ,,\ ,. •"'• %F i 1 : •Y1,\• Y•% 8 i L :. :. „ •••a :' .. �. :•.'.•., :• •: ::'• . �4 • : .k': .4. •a . -...,..",........_.,4). -' mil ` 1• l+.{t� - • - - _ _•-.Vi•i'r: P•i••'a dPi.'.Y :'. :.•51• • r1•r•'I': :.•. •.••}'••.••!: rS • 1t `. 4• •'4'ti -ii v:' � r - ` •`i •:: •ti • • Y • . 1 , • , + / •' •1 . l4 : .. •'\, •`•• %- - . . . a ... 4 4 / I . 1 : }•10•+•• a;•hY, a•a:. tie r. ••i 5,•�.',r4;'i4;rr,.}; " "1'� 5Yr51'•':'ut+:::+:1f:5}:`:1.i•Y:•a.S.is• • '• `•.' •••• , .. . . ... ,Y .}.a - :CC t' ••::; •:: _ •1 •'1 : •r•r •:+••": • •:laa'r1i; ::4: :+. {'}.:'Y:+'•1'••�, ' .•r.: S Y 1 .":•: {15•'1:5}:Ya:{+.'1'.Y.1.{`:'`•:i5}.11:111.+::J.'\ t' l\ ��.' 1 +�� , ; -; ,. � `•' L'4' • a •l .'1� t.. .r# i' ' - ': • Y1` •a'11•: 1:1:,:1;\:11 •',•.la.li t:{Y:i: ••L1;� 5<'ati :• {. a" '•, tiff• - - -- 4'•'i . 1 .: ,,I.41‘..10 , ,•\` �' ',•t 5, .'It- .5. '.-•••\ - \`\\ L7• •:i+••i:•:,1}.+i :•:'-'}: •:a+: Y:yr{Y:. _ _ _ . .. .. - .t. .. �, • 4,'la'i •'r •'�'r r, ••a4T•a •1..`1. :: Y• ,1 4` ',' 1,: ~t•. •4!�' , 1�aCesi.L, Y•c••L•Yi+t }. •`•ti 1•, .'.. r�• - ,i,-...+Y . . Lti 1• ry • : ., •�1t {,',} Sri ••.•f 111.w. 1� �� . �i • ,al,.t \ ti :.� a .`� a .tr-i T5:.•IN'IN; •1••��.:4 \ 5.:4•;511, •••.4•:••J: - •1••.a •': . F: CI:1:I:: ::{., •`, :.•: .{L•. .i.•. ,, ,, i, •,+��1. �55i \'• : �_..•..' ;5M11•:;/1y% 1 L••• •t�i1: .;J.ti 1.. .•. • :.: 1:{t;1}:•••:(5• S.C.,. "•:�\ `a '�,i': L - �-.' Y`r /'r/Yl."•'.:.. .`:•:••�•••`•. �'''t'T 1.11•.V1:,•r : a 1 a . ,>: i . `i C. -i. ,:: -ti1:• • aa.••,• ••1 1'4 .. . ....... .... .. ...... .. - .. ::•aa'. __ • .•1• •-. ••Y:l•••l-. ••:..'`-• titiv 111': • BATHROOM shower in bathroom suite BATHROOM basement 1/2 bathroom basemerrt bathroom • • RtUUI I I NAL PHU I UUHAF'H ADDENDUM Hie # 6715015 2015 Borrower/Client Abraham Sauer Property dress 6715 County Road 50 City Johnstown Lendar Bank of America, N.A. Gam Weld State CO Zip Cade 80534 _• • --=- •[••.•• .1.6% '• •, • ,.,:,:.•.•rtiv.v.a:.•. • , . ;. "C.?. , '..%• • • -. •-.....,•v.t•.••:10>••...•••.•,,; __."_."_.""._".__ �.."..... ... `:•:: mil, _ t• :, • • • 1 • s 1 - .. • • , • . , . , , • • • • 1 • • . r .,• Th./ • 5%•%,'.:4•11:51:•:<•:._•_•&• , • •.' ' INTERIOR basement bathroom INTERIOR. main floor 1/2 bath NTERIOR ! ininp roorr i a _ t a ADDITIONAL PHOTOGRAPH ADDENDUM Fie * 6715Cc5o2o15 Borrower/Client Abraham Sauer Property Address 6715 County Road 50 City Johnstown Lender Bank of America., NA. Canny 'Weld State CO Zip Code 80534 bedroom suite 110111, closet in bedroom suite another view qf rattrivm suite ADDITIONAL PHOTOGRAPH ADDENDUM rite # 5715c9502a15 Borrower CIlerd Abraham Sauer Property Address 6715 Coup Road 50 _ aity _ J hnstown • •r• 411•1111m441114111111 County Woks Slate CO Fl Cade 1 534 LL.ender Bank of America, NA. }! •••~ r r r Y •`• 9:.-:................. ,7l•. e,s a it 'v r`i • ',ti}''ci•G`v . 'it'_'l . ] '4°, {ti�• A J::4 n e-.. .. .�.4+G'5J.� •••• .•::•.•:•::•: ,•::7,•(...., . G L, ti�tiatititi4 •.s }"� • NI-".'r"ti_. 1" J."1.11. ."4";:".:?? -7:".• " r�•e'�,=�•-1 •., N. qn ', t'S .S%.7 1Sgti 2 S k '•. : ti yS ! ` 4y4 ik' ...°%"•••••. SS•S � '5.. I'd •. ., N. % %,.... faa. .......... w _ S.ti titi S _ b•. • r• basement bedroom II W basement laundry ?,t.mechanicais In baserne t, Sr . a ADDITIONAL PHOTOGRAPH ADDENDUM Floe* €715CRW15 basement family room basement play room MEM basement wet bar AUUI I I UNAL hII U I UL HAM 1 AU UEN U U M He # 671 5CR502015 Bwrawer/Cliert Plaraham Sauer Property Address 6715 County Road 5O . + Johnstown . Lender Bank of America, N.A. Crwnty Weld State CO Zip Cods 80534 2nd set of mechanicals in basement and centred vacuum basement bedroom another view of basement batbt .o!m... f • AU'LJ] I IUNML eI1U I 4.. IIAt-11 AUUtNUUM File 4 67150F1502015 Borrrwer/Client Abraham Sauer Properly Address 6715cp.unty Road 50 City Johnstown • Lender Bank of America, NA County Weld Slate CO Zip Code 84534 basement bedroom main floor dining area kitchen ADDITIONAL PHOTOGRAPH ADDENDUM g -e F e # 6715CR5C2015 Borrower/alert Abraham Sauer Properly Address 6715 County Road 50 CiV Johnstown Lender Bank of America, NA County Weld State CO Zip Code 80534 Y.41 b'. e. • S•�• . <Y\4fl 4„f3- -`-4.`r4.: rrr: r.-AFY sue. r main floor laundry snot in rlor AUDI I ZONAL VP -IL) I UUNAILN ADDENDUM Fle 6715CR5o2o15 eonDwain...nen Porana m Sauer Propem+ Address S715 2aunty Road SO city Johnstown Lender Bank of America, NA. Comity Weld State CO Zip Code 50534 i ::. . 1.'11..5' . _ _ _ _ _ _ _ _ _ _ _ •S'1:4. -•:&.•:;:4-4;;:•;-.1.4-4.-.7.f. '4.'1'4:i`� 4„4„ .`.. _•• ••r'.: -761..`:`:':`••4`.••••1644S.••".".•••.11:‘:::•:' •5 ' ''•:'' ..1 . �. '••4 {•' `• a'• :F.'taY 5'Ii'a 1 i•• •41':{": �::{1`•.l.. . iu'u : ','.t. •: • :.♦51•'11.'• i't,• i•1: ': ',':\•a •: 1 {•t'F 15�:1:t'fY t't i•:. J : I l:! Y {•••: •• ,•/:' '`1•'5'1 .`5 '• i''' ' :•55.5.1..'. ,1 1",:•5.1;•;:1'••.,:'� ,:Y t'1.;: • ..4... :'.} •{ ::4i 4i r,'.'k {•. ✓1'•'1 L1''i LS'i {.. {.•'Y I. a ., .. 't:•: '••: 5.•: ,5.I.r;,i ;{.; .•;d,.: :1;: i.• .,f:,. .L. .ti.. . , '.. ...... .••.'L}.`}.:a:7 c+'.:i1.55.51 '1`: `':'� ; •':'! : ; i': :.:: •':5::I:t•,,: :'.., `}, 51.5;.1`: '545'5 •t {'1' •{'''C -•11•..'1:•a i•. '•V. .:. •'4.5.1'4++•i+'it t + :i'•L•d1'1.'.`:d:•.1•. ':'.h•Li.'::•.' a• .:1 :{:{•141:4'.'. •', ' :i'.h•r ••:•;• a:! •••• •6':• r'.' 'i :'t:':'i i �'i:': I.1 ! 5'4 � 1 .'•'. �•.':':':.:':': '':•: :':•:.:Sr.':'.•:'ti :' ':I..S`:.:•.: ;:;5,'1;: ..L,. ': ''i'•'v { .5•'.'1:: • ' •.:.•'•:•::.I'•:•:`:•.:{.+.:� ti•:.• '.Lk.•: •.55•• ti... •......•....s .. .....' .'.'1.;.'. '.{'. _ .ti ..L . . ti. ...... i. i'}a a•r r.'::i': :•� •.'� v:•: 41.1 .4'.1.51• 1.4 1 . a,L . Li::a::.;� +11 4••.1•.:•:.:• .•: . •5 • ••:ti•:•:•`1~.551.1 1 ••r . i':'t a•.:': 4:'::: •51":1' • d,a:,•4•.•.a.•%S,:�,:,:;:;,,:;.,,,::,:,v:.:'.•.':.•::.•:1.5.5 •.•.•.`:•.•: }.•:.:•::•}�•:•.:.......: •:.:•.ti., .:.•••:. :•;'., .'':...... ... .... ... ... ........ I.k •.k .,1\ .... 1..,'It11.ut.1.4atl.aal.aa. ••I1 a511{'1'1•.u'• 5.1,1.. ... 5511. 1••::'1, I'1 :.•fora Yl':. .•.... •%• :•:' 5',+'1'•' ::.t5 .I,i '. •.•::::.'::::t'::... • , t t•••,'. • ...S•;.'., 5••::{•,': ,'::.':.': ••.' .:.'... • .......... r ..........'..'.�,.......: ... • r t••::.`:.•:•.'+: .4'. .\ ._,.. d::.•: v:•`:t 1'•, t s C.`• i'.'.S': : v,'::::5,...': :'1:1::•.1:.%.: 'a;:,a}.: {i.;1_\ ::*.•.5},a;11; ;{•s\'a'. `. :: ,.;:a:1 .,. :{1.5,1,': 5{1::5., {:5.ti .I:C.{•.•.•.: �•.':•:: 1.•11:•:•.:`1,5.1,•.••`:.:'••: •5•:•.'1'1.51 :5.1 .55'•':11.•15 4.14 i„•. :.511`•4.`+'.••'511.5`4 ,X,1'51•'•1` •5'1: X11 i'..I:.: ::.::•: 1i 15::• :I.ki::':':1t :+'•:ti`vl;a;.;1� •: }.:{.14{:::S.5:' S• ;+;•' .•: ''1• . •.-,L•.I!•a.;•-;-:.at✓ .LLL L i �1. 5 L , .i .. - ..'. 11 IL.i '1 ti': , .ti ..d.. 'a t.'.••:•cf.:. ••::•,5i a i••51'::a•Ci•4v:Y•: • ::5IC.i:;::t): ati4s4; }:?:O:'t1::S{+,ti5}1:4 :e:4:::C,'1XIX .}11ti:5:5:•:{Lti,l;: :{::. :•:.1:5'L't'*.;aa}a.4\.L.: . • .X ::4 C : ' . '!-.' :.,5yd.: ;PC5,.,{'• s:•:,••••••.. . ; .. • ..L • . , . .L i . .1'}},a'5; 5 4};.L'' r . ,45 =` •' :. .• X 11'1 i,.. :•1:' _' •,•. •; ,ti a,•'' .S ... a.5, 5... � '.tip.'. }i}'' ...•.. 5;;1,1;'5,' ' ' '%'ti.•:•.1.•4;5,'1:•i4.1:L•}:5••.•::; ..+.•:ti.;5 . 't •'.L •�.'.. 5'1+..;{;1;:{�.,{;,.,a,a,1•I,L•,1:,:a ,i': ': I'.1 1L .ti ti• , '.•'1.,%'i.:.'.'4c. ;.•.':I ••••%%,l•:': : .�. �; . , '::`I,,1 •S X151' '•.I:r'., %.%+•:4.1.5',,.�1}'a•:.•:.L;.C•Si`•ta.I{t.•.L51}Lt.'...'.11,,'•'.;•;'L'•;•;1,•;Y;•};' •;',•11.,1;,-',: a•: .VL. •.. 5X51• •\,'1•.L-."44`.•.:•1•.ti•:.•a.1.1ti14.1Y1 1:?,::::..,1,.,•}..L ..:� . . •:• •� ....1\ .5''_ _ • ` _ -:.411:'.'4 w1:+4 `•'••:.' 4:44:.' a . i •'~'t' •.`•1T.:".-•'.\\.'.• 1'Pi .i.. -.•+ ..Yh•i.•: 4.1X4 1.: •.a •�� r�.}�ti•}:�aVJl.'..�'tia,•,.,.}yq'.};{.}�{.}+:5•y1i}�{•}:'L•}:L'•,�a.�`.•�.�ti.}1�.1: :ti•i45•a"1': :i1'a4{.}� ti,',y', .........1L•h'L .L ..L'?\ .'.. }X.' •:.:'.._ 4 .44. 4 .\ .. a}�yi.' •} •.,N {' 'i �{ - r `. ' 1d. ':::.:'.'� r .;i.tiW:::1L•.::'*.:•: a.}}.{ :r1 %'} % ',...%y`,, .i•.,* • ., ...••'T''.•„':'.Lti':'.`}a•}.U`}:'ati`}....;.x.,:•S'••.': •'.:' +•': •'•:1•:•i .L{•:, i:::::•1. C,. :iy.: }:•Li+•'•h•:•'•1.4`h::•2:'.,L .V,.Y{••,..,A ,5 .,;:::•?.LL`}.•i+.L•}:%•}::r•::L•. }'ti•}'::Za'a':i ',g1L,:„:„;:c :.SL'.ti".:1}:":•'.''.:•.•::'.•.;.::''•SIX: •`':•4 :-.... ....L..... a ., _ . _'.., . _ :II '.T7.T.'•'.T:. - •r' 55`'''};':•:' ••:•w".L'.'}i'i 414.4 ,, c :`:{...S' :•1..}}1...'}: +.55.5.:•.' .:•- •,•.. •� • .} :.....:.L'.% .........% .'.% .'.%..•yi,vy: { a'f . • . At'.5.'''.,'.1.• ..%%.a .T •}.L._ . L . •'}l:.ti•}a•A15 •..};•....L:'.•.S` 2a +.ti.� .L .5. }a :L• - 7 •d_ " _ LT..".'.. V'• Y•:'ir.: ..445+6%.X. -X4.5.'.5 S+;.:`•1:'•d. i ......i.::::::•.:•.':L.}:,'.{•S:..1},%.s..:'-'1%- c..,'•:.1. {•.•l' :'. .'.•'e',•.1 i•. S5%•t,i ':'Jr% •}. 1V.•: ••.;}.'y'.%...,.y..•tY�.Y.Ya%.t,a••_..}......,..'4..4'.:L...4.... JL•L..+....-s.......... �y - 11''•.:•4•',5•• w•.•': i.' ': 5Vli,:T,':A•'. 4.•4•}.•}J1:.),:. J SL'}:1•••a•;ta.1i'•• .••.•.•'..{•_ _,..Yr,'4•.•1'.Y..+;.}1y{a....•.a}4�.1Lt.{•}i'. •%':'a•}:I[t.:.'}.{•,.S.r': 5,5/ •':4ti';k5555 •a':''I i :S: :•{• '..•.L ... • .....L ...•.1..\, ..........•..,a...• .,I -,* .• .... S, .a'1.,*5' SL'.... .:':.S5:•.S :1}•titJt..'..'s'. .4'.{S:•.:•.a:•:1.*:.+}}:La:•.L.},rt}.{.5.}'i i5'•:.•.•):•'.:":t}.'L•.L•1.a1;.V{..I'5.M: • : ,.''tiJJ{ra4,.,a..5.{.},:,:.x,1.....y. ,15 t'•�:a' _. ".4:.L :.'..' ✓ ..1.' _.Y . _ +' i•::.t::'"•` • •�t ' .1 r�ay5 • • ••: 1•_ - '+1 ••-, `.k111•:.•• 5.4..-•44 •y 5% I •l•i is dt'.:Y:i:::.•:.r :5.4"A.li... a+'.,t,S.C.. • •.:' 1.4.}.:".'L{a}, L"Ja'v'a•.•.• ••• 5. ., •x, .',1 L•.. .� \+ii • :.•.:SS,.SL•1,:•.•}:S•: a•}...+.a•...'.:.} . Ja:'' ,..,.,s, • 4'•Y%A•, `•+,`• :•'' .LY.L': a.•:y.-•.4•'.1 .L'.•. a••'.'::.S A':.ai.•iaY.}Y.•h1'• : CtY1.•✓•': ,•Y•:�.•.L44•dd1'..•'5 a4T.'.L .'S .4._ :. _ _ _ _ _ - • 4:_ _ •.• '':••;:•:.::::,E;.(:[:: • ,1X5'5 ..4•...�. ._ .\ti4 .ri: i:i- - - - .,:� .": rS''i 1+X.'1'4 . 'i.'.'i.'i r•:' ` . '.1 a. - - 1.4.1'. :.'. •S'..':.lP.:`i5. .•. ,.S54•PJ•:'P,\':T� 51X4 .'. ..S. .L . .5: `•. '5..*L. ..Yi l•••t'.L\'''::•"' ' .'...'`t •..••:{{5'.•• _T.T--.--: • .. ...: - - .4'.L-• ... -_�.. ,. 'f. ., .,... .,'1; '•lei• 1' i %• t a .. ••h. `� 1 ....'.`: .1:r : " ..X4'.51,1 '.'.L 1ti•'t'.Ti •};t {'i:{'.;: {4•. •t•`'- ': 54•'.ti< ;:'`1 ti3`ti \:ti'"`\.•'`'';Y ;a`k\:' ,- `55, \:,711•\‘`\�• is \ • 4'+.- ' , `;;;:.\\ ti '1i ti -k_ ;\t,� `1 ` 11.: -ti„ %� 1tit'\ 1 1 r . , •• \.\ N• 1\4:\. -1'�•'k��•'.4 ti k. _ ti -., \, '��?` 15 '. •'a�.\,.‘.-1\4,,,---\ti', �\4' 1 \� ��\ 41 1 ti. 4\ ''' 1\• 4V5„ 1554-',.• .. y4-. L\. .`515 i ;.1 ..\, .1i 1'Y,. 1.\`L .1%, '• %1.5.\.1<‘‘...:‘‘.1.4%1 , A'.�. \l ` '`.\ y '\ `\ 7:%1V -%\t‘ fi 15 ;-alt- `W4. �."'• ‘1\•-•:`‘,%‘. 1. a�\�4'.�. S.t••,�;.�`S: '`1\4., .,, , ti 15� ...,-...1/4.1/4.\ 1•� \•� 1/4 15, \1'' - \. � "•' :•' ; '• ' • ~'_,� 4 . •:\\%•••:`•%,. \4u;, \�.• \5,.' \'., ti'"''\t.: `. • 1,'A`. 455'`: ''.X'k- '.:1:4.141.C:..%';:•.‘ \ 'x: - - 4,, 'tti4 •�\• • � . ••NN\-:\ t •� 4 ''..:;;;.,,-:"\ _ti . ,.:1.x'1 '♦ CN, .. \.l , l - , - _.. -*."\l'.:74:: : ,: 'ati 4'a •'t 5 . '. i ...i,,1/4,.....,..„..,,,.;1/4..,...„;..:„,\- .'•' \ '1\'ya, Z• * • i,.1, 5 • S.\ ' :'•,k1'+' . ''—• ti:;: '4."ti;t. 4' {`:•:*Zt' " ti' to, ...' 'Z... •b•:, :• c` \ \� k:t '.`' L..1.•.•••••:` . \ \ ti:•. }h ' \ :'''•1 5 .•.1 _. ..y \ , 5..t • ..'', t•- _yi I \ i �..ti.4 :• •• :. ti.44'.1V•'•:1•� 1...{ a � \ '.. \\ h \ 4 �`y s� \ 5. _ 5y, 5 z c..._.: h '1- 4'. •. .. .',1 •.ti 4':'...4',: •. t'\ l.t :,, ,\-..\;4;� \ •'i 1\t:,��•. . 1' 'y4 'h1 1i• Yom: '.\' tii.'IX g" - .F ti` -•' '.L_.:.". . .1-: •_. '` 1� h ,,:ti:l.' ,•. '�}.. - L. .4:yy.N •a1 .•a�. �.5..1:a .1:14-`.:-tr.'Y : `ti.: -1••\•\+5\'•�'•. i 4•, >• \ i'. .1k'•:\,,. ♦ 55~4.5 a'\ �. \\- ;ti 1... .\.k5,. �' 5. ti .. i•\.-. .Sti••`..a.'. -..• •.• .1. 1. .. _'5';�,'< 1' \• a_. • 41.11 ill�•.:\. S'u.�ti••• ..t-`4`\i•'•::ti.{.a. ••::�== k•11` i1. . iti174. -54.i. ' i.`1 \.1-�`.•v ,C. •:, ti- " '`t'l• .I5ti':;.'• :a55.\5X• • • ''55'{ I .�\•'. '-k}'�'� :•�•: :` �/ 4 \,. .t1 511} ... . L }. � ` 1\1 � � : :" .1. ..\.�*}. .v,,• a•'i 15~4)4' �'i,11ti.'...i.1i.\1'.i .{; •'..'. •.�_;. •. ::. '.. :'.. t 41 h. y'1.4 `ti.5 - :. � .S'<I.'''.�� .'5 i \ i \-.v .�..•....1 -. L• ...-5 1 .`l ti•.."r• �\ 'a•�,•{.. ''. �• II%' i1 ..• Y` i5`; \. .{ .,, t 1L' 4�• 1 _15'.1-1.. \t'.v Y'- �4 l *14\\;` 1-1\1 �.•ti•t y_ -•-'L •�. 4 ti1..Y. �.1tt,,,,'. ;\ •t ti:Syy4'.-i .\'.>"'\1'.5• 4+:.1•.y:"+.ti:. : . • � .11\ 5 �, 5 Y �'•l. :1 .•• , .r Y. yv. Y'i' '."Il1..•.1•.1•1a .•1•i• V1/4•:•:-.,:'...•"•-+?+• .•.. • . t�,,: •Y-\ • ti• 4X' \' •.'.•.1 5411♦'. 45\1'1.1'15 :• .1 .. \'•\�' �� \1- \'• k• 1r \' ,\•'\' L 1"14 r ,F L' 4 1 ..a•' '. .\ •.':.:11:.•,'.1 -. -. -: 5 � t•1 •~• �~�� Y'1.tii1\. .L1\4\lt 111.11 \.. 51 y.ti \ l 111 •�} k � Y '•1\'ti•\. \1 L1, ,..• {, .• 1''�-'. '. •I 1•1.•1 .Ise :1\k� '.\•� ..lti":' ��,,, .'S• 5'.�,•�5-.}. •3'? , �+,. a�+. �aa-\tii� \1.. _.1 -.1•..1 •.•y��,-,� 1• -\"5_.5X1t \NZ.\\1 Lc.h4�: -• ••S1�%,.,..S.,--Ni. • • 5^.,, i ..,4 L,11•;_L \ti \1 .:,•0: 1ti\l\.,.'i.1':.'.-.Y.c.,:•%:..:,:.:•:•:.:,` : .�:.'. \� \ ..\-, is R�`� t♦ R. aiyi'i•' 'ti '44' 4'-1 �t\.�.\\'5 ''.'. h•.i \.•a,... .• ' _ y, •\:1. a '`•` ... II, .LZ L.•1 '1 5• },, y Sy'y �_i� ••,,..„,,...,,•• - '.1 •.41L1'.•a. `.• 1• .. l,`' �\ .� k iVj, Ill i'' ♦ ;\-'•, L'�lY•i_>l�.''•l.^v..1'.. •.51.11•.•.1 , 1• tit ti•4�•`-'ti'ti'` Lam',•'.'V'. .. `.• .• •:•. •�.V.',' •.••5,�," N•�`\,.L}•'y1'��... 1.i;'ti:Lti:'-�.,:,�ik•. 51L �` ,� : tiLy1._ \ ..\'t` • .\`'*` ti.ti " ->t7.\•:. 1''.Iti �w':�`'\\.'.'�-\,_. . -.ti+, 1.. •%::;:i..:.0.1-. 5.�\•.,.a1� \ _•:.•� �.�..1•:.151\1`.1•ii•`k.+. 1 1•.: - '� :ti'•::• . ' ' 15` •l `l- :‘:::::;••••• 1 ,. k •� i'i'• "~\. _.• • �',I .`t •L1::Z. •'�i, :1i ••\\ ti" 11 ".".11121• •' ,•. �•,_ .`.'-,• i`'ti 1� ' .k\, % '' ' 41 4 .\., 5 L tikti\•' ' 'L :::::::::;H: ti:\.4ti '�; "i-:5'.�1-.'1•_...,.11 s: 3" ,,, ti, .1 •;:•'::‘:*; 1: i5 5 ‘11:.:: 1�''.�,,'ti.�1.17••':%:* �l''\: `l'� i 1•• ,\ +. '\ S L :. >1.1: . .1 .. _ --- c.',,11.1.;.. y' .t „~ `1l;\i. �tti \1!'\' i'-�• 1. 'k '\'5.• .1+1 :Sr '. = v:- •~' yam. ' : ;tiff.\, .'�Ltiy1::,� ' ' �ti:•iti- :'`1��1,�:•k~`"•'s' 1-i._ - 51'\'.,14\15. ti1% :\`•ti= at;,k; ,,±ti:',..::ti:::: •..'.ti•:. 4111 '•�LSc%,4\". 1.\.`.•NC .. 11 'h� • ` .. • 'i `1i' -t'. irk i;4 .•4t,....“,:.'. ‘1,:.•%'::.%:-.. iti` •\ ,,,� a `M14 1\\ \ t co \.; `'_ '\•, , :,�'•�"1' \'14"•'55,L i\'a' L t`•.1`•�'•,\..La;. L.5 \L, .h1=';‘:;:k::::::,...,!".- 1. t. `•. • '11•. ''L^f •.'.'.L •';`1i. 5`•'�. Ik 1•�[ \`y, ., `1 .1 }. i k ' ' 1 \l . '+"\ '\"" • .. \•`�,:'45": _ ""64 1 !.: •• • ...,k 1. k'•\'L•'tia •' }tit L\_ 1 5ti�. �'� 5N.'k 1\.•.•k 5�''-�`...1.,%%.„..:...._\‘‘,........:...6._ ... ,. ti k 1 4 1 :�' �a• 4'� ti\..\\•. ti ' 1 \~ 5 1•. -.+� . _ V\' - 4'4•.. '+1i, .-"ti 541,-tiL }:-.ti }.ti-. .' . YI;,1• ' ;1 L,. I' main floor mud room back yard view behind home r! canto feed: o radon • _ ADDITIONAL PHOTOGRAPH ADDENDUM Pile Of 6715CR502015 Borrower/Client Abraham Sauer Property Address 6715 County Road SO City Johnstown Lender Bank of America, N.A. Ccunttr Weld State CO Zip Code 80534 cattle feeding operation behind home UUMI-01AHAI SLLb l'HU I OUHAPH Al. Lk4DUM File it 6715CR502O15 Borrower/alien Abraham Sauer Property address 6{1.5 County Road 50 City Johnstown Lender Bank of ?iar erica, N.A. • County Weld State CO bp Coda 80534 ate P. '''' _ ... • '•... •i • • 'I. ... .• J • 1. ••J I; • rill I ••.• • • • • • . a • _ ••' ' • •��L�: •:�•ti�• r I i `• 7 • 1 f I�, I I,•• • •,•i • •••••• •_ • ` ' •• _ _•_ . _ - • •••ti'• ills • : • ' ••� :• I - - • ,I • • i I { • ` r: . II•• • ••• i:•• •• • ••:.': •••••* •: • •,.:•P:y}•• • I; r• • • • •••;I ,as,Y i::•:'::::,'•'�; a . • • . ••I • • ills J,• • , • •. ' • ' 1;'• :' • • - , •. • ,%• - - -• •I , r •• - , -• I • - A I'd I "...I:. .• • : :.•:: •''�r:ii•,'Y •�Y;,,•,•}'ra4 :♦ LS+,,a s •y�'� ra�n,�•I�� • -- - - - - },i;1}::::%.:ti':%:`'th''�7;•ri,:''''iy1��1;:��r•}a•..�{r.'S':.'.,, 9'••r`•'.`rV.YJ•S''•:•:•'•:••••L••.,:wo.•:.r.Mr::{•i±•LY'{L•P:J.:: J.V':.•y i.}1 •a••• • L' - - - " - ,. i%ryr;•S.•;: : O: ,'stir}:1a};... .., _'••t.4,•4.L ,\ ,.Ill's, r••!•_,! •- 1%i •: • .a _ _ _ _ _ •; ••; ,�S;.iY. a•Pa4 Pat ' •'1''• I•I I Wiley l .. ••.••i: • a .:1 ...i •• . . +- rya r ' • + ....n • e.•ii. ti^ le :a.'r,.•� ••.t''ti}}.• i •'.. •,`,•ill,}; r}, ,,�{�je'lr};L,;l ,•,.;V�ya;.� ik'1'i a i a4tii �, � •� •;t �,; :.:::,...:;;;;;;I:.;.1.: ;a: l a ai a ,} r. • i . aa1' a} :.{•;{•;:;• -..: L1:a•P. •):P. t ... .. `ti . t. i a _ ;r,.:: •.:•::.:4,t,.?.•{:.4?:{r •}_ tyz.r,,,eV; {a} ,4.a•••{lia;a J...k .•. �.�•4+•♦. ..h k. CeI' a•. ti;. 0;,;II ,i . •,".:,:t Li.{;a;.•cesr � ;.{tom./{�„ „... d:r!.�.tri {.�.� a+', ••::.*:T,,;•;i;li f,;l; *,••:i4',,.:.;,,t;.:•;1;{}.••;•i;l'�.ixis {•i.t:ia •: R' . •.•.-...,.-.•....•••••-.........•:•.........•:.....:*:. _ r _ _ _ _ _ _ _ .'%.' ]t;i.'. '.:•: •J:.`: • t• P. 1, .• Ph'•�Pr}•.Y{.}'�{+`•.V4�Sa•- -'• :r.••. . �•. sill, •, •PP{f}{^.1} i'•• ti ....cc ••.• •s PrL •ttiw I - •-• • . • • $ . _ _ _ ... �' ..: }... '• _ - ••. r i'•• 'A.l•' eyed •J'. • %db . X.,. t •S h a '(,•." �1^L •,a` ••ati :.'S... ..`. ♦ , e rh r ,•r� •�•. -• ' 5 r +♦ i+ a l+ }rh 4 a a wti Jai: L LL• �1 l • •,r • • r l •'1 tiiti'a. '4 } - 'Y'•VL ••1 4 L h. -'`lib •t lam{ 4 •t 4 .r• ,. . .. . r. •..•.r •, • •. r; •a laa '•i ill':• a. 1 h, r r••9'� ,+'r+ ,• :'',. :;�;,i}, . ..1\.t..h. a•.; ..ry... :. •....,.rti}•_}'•_•R}••'}}rti • �. 4• ..:.:,.....:.:.....ti,��. , r. ,.:..•.•.•.• ;'•{Y}.'i{;l..;a{�'•.._.1. .{. h.1 P•-. {..�. • ••, ;;{�}r}:•J ::iti;a�1?�}. .tip. {.�.. :✓: ditiih •rr '•li l+•r..'P•'.'i{•.`:{•};:{'{.};{l,.};y.. L. , `' l ;so • r 4 . •P ! I 1 , ? e ♦, 1,"•'r rr•a'i iliiYral'Cia �.'lr .{ { , �.,I.... •. •1 tit. PlL. • -; . -- •- - - . ••... • •P • _ ... .. .. ... ..... ....... ;.:.}};ti.};•;{a 1':. t•J. .L•..L :• •a .•A•a ( • - - - _-':,•,•'.. .%.!:.,.••`.:•. •`• • • .'•`• • • '.'..... • . • . .'•,.,....->::_._..r t; ., V S + r . �. ^. . • ...•:LSL•}.•:t...:••%ti•'•},'•:5% :\1.;.•.'•'�.:._.a`.:^i.L': %{ti.} ..V1;..•::•:;%1{r};{.ti1.a...., ••,,'r, : -._..-„:„.:.:.., . • • . . •• •..„............ •••••� •,, 45 •YZt •'•LLL •tit•:• ••1•:14:6•{.•Pti•'{•••'•'al; •'•ti'•.:•;,may*NK•,I� . ••: •}r ..ti :•.• . % r 4•, .{i,,.i . t•....... t . t . • r:• �1' r' 1,}1 •,,;r}„ : •ti•5. .•.'. •• r• , ,;.•'{I;Y I; ;l;ti•l�•:L4 �1:+;'{}V}1 {rf;{y.}Y+i;•}}' • •': I -I i'1 i'l•iYP.:, , r e , y, i.. :+�a;•,.:: .•:{•l1:*J{+. y }• }• • i '.•. •.L'.'•"r "•�, •ti ,4 :a.P1i'. .•a •J. :•]. •}�•;� ^};I•{IiYi;: }aVY `a %..y. .. •:.t :•. .•.; .. •- ' •ti' . , \ • t.�t a t t • '••w•�V•YJPrV: ri:•P•:•C: :•'. ''.rt2.i. .!.%.4�'.".'.^.�': 4 ti.\^:+.{'L1.;:•. _ •• ;• .V ,� L +7a•: r:il*; S,4k'n7�%iCL. �.r _ •••.• I I• il sill:•::•:•:" •1'4\ a . _ . •: I •� el• Comparable Sale I 37#25 Courtitr Road 27 Eatpn_ _ • CO 6ti815 Date of Sale: s05114;c04/14 Sale Price: 620000 Sq. Ft: 2907 $ I Sq. Ft.: ,213.28 Comparable Sale 2 34491 County Road 19 Windsor _ CO 80550 Date of Sale: 912/14;c11444 Safe Price: 898400 SCE, FL 2641 $ 1 Sq. Ft.: 264.46 Comparable Sale 3 37151 Dickerson. R u n Windsor Ind CO 80550 Date of Sale: sO1/15•c12 114 t Safe Price: 620000 _ Sq. Ft.: 2395 $ / Sq. Ft,: _258,87 r- r UUM VAHAtSLLS 11-1O I OUHA H ADDENDUM File 0 6715CR502015 Barmier/Melt Abraham Sauer Property Ada'ess 6715 Courr#y Road 5B Johnstown Lender Bank Of America, NA Cats( Weld State CO Zp Code 80534 Comparable Sale 4 371 02 Cou Road 45 ' Eaton CO 80615 Date of Sale: Acttve Sale Price: 899000 Sq. Ft.: 1979 $ / Sq. Ft.: 353.21 Comparable Sale 5 Date of Sale: Sale Price: Sq. Ft: $ / Sq. Ft.: Comparable Sale 6 Date of Sale: Sable Price: Sq. Ft.: $ / Sq. Ft.: yeart LOCATION MAP ADDENDUM File # 6715CA{502Q15 'AS • tiff • 4. • `•1 - ; . ' •; ' •- :1.:•':•: • : '4•:: • • , ' INS .......;.%:••• • • • ' '-1:1I.•:' -,i,ti..':• i•-. '.•.: - • i d i�14-'-' • .• %-;/'I•■r.�.. �((��. /ryr,, .Sale .,• :.,• r, :• .i, : •:i r•_ rr,• .. I,• . r •, %,, ; • • . c • , '•'I 1 f', ra.b'l1r ' aJ'f.�' . r . 1: r y �. r� •:•,•,• ',... • • i::'I • ,':'- • •'1 • . •:: -.10:r.41.1:9.44. r•,r,:•: 'C }r ' •>,� ._'� A I!' n•1 tr':1-•"ti ,.,'+-u l.lri -. r1 •� [� ~rc.C. • — -- '~++ ;.. !•,'- .. • • �, - r •l•: :•:, '• :• •• • 1• • ''•,• . - - . 1 •r _•_r ••• f�•• I%•'1••' - 44 ` Windsor a`-''1/• CO.��'{`j��•j+I�j{`. rryOri :I: �:•' • • •'•, - �, •• '' 'ti , •I,'•I i•':_' , '•••:,f ` ' indsor�, 1Y Y 550-; .• 'S• •••6•',' •••..'i• • ,••r r, #� • ,,••: ! ) , • , r - •'i .• :..-....• 6• 'I , , • • • , • 1 I ''I '' ••• •.•♦l\ol�l • : • 1 1 I' 1'r ' ':I 1•'1'1• •}1t+:ti: • .11Q , •I • • f • • i• . • • . .. :riC1.1...7."1.•: �' :'1 � I r'1 •iIarl'•' 1 +s_L\4 I • .� .. 1 _._. • _ . .. _ . • _ _ . . ,1 . Xr i- .I : + . i r•r.Y..-: I.•.}.ft111I:r1 i•I ••••-•^_ •11••- + '''^•': :}:•'T114":.''.'d♦'._i• a•"'J'{Ir{ ::::' . .• . .i �• • •{I, �z•1y•\ II..11•Ii+t�4��t.. ,.,.:I •,l•;:.•:: ••:.i-•.:r••.t1 e ,;VwR� a i•. . . 1 I i ','Ii1 rr : . I . i•i �, I' •e i rt1 . . • i' ''':' •••• . •• 1•• ,. . • • I ' - • - • .. . 1.111 • - • a. :• , • • • :Retell I • 1111 .'.:.- - f1 • , • •a;iYc,•• .••:1,x1.0': : a: '. ' • •'1 ..1; a' .I r'i ' r' '''•f 1 r I ; I: •••• : •• • 1• 1,.1 7 P. - -i. w •••i. 4), •C. '1 el r. •. 1'1'1'1.,• ,•,•1 • •i1•J4t ' r Ii •• r I V •'r�' ; '1':' 1'• 1•{ • �'1 .. •.a•'•rt 1 ' •a4.$. •.{ J : �: r J'. Y : i T: }r�(, :• : • •1 r' •p•. �'yY � ••i .. �': T'•'• •'. a e+• 1.................. 1'11 1 IL 'all: 0;a Ste t1.. - •1 • r.•• •�'• ' . •. E1•P bra ,1t •�f'i $� 1 r .1131 • •T `..r:1•.•••1 _ •a'�4Y1 I•• •}•. 1Tia :41:11:•4•..*: • • . 1�j a�•��}�• ....I.. ..••r'• L • • •••••14'"' •••1. •, 7:ff ••Ij :: .• ' •'I , , . •. • • ••i Ii. •Ii •, •• •• -• --::-{• .. • •• 4C: • .••••r rJ• • •• '1.1 • \ y • i67.1•••:\••• ',Edr�'-r ' '4 :644 ••'I-' : •`••••:%%%:%P.20:::::•. • • ali':, - • •••••••_\-•••10a(i.•.•�666•.1•• . • • .:•• 6'1:4:• • • •:l•: • • • .......• • I _ • , a % , I i. •' • . • . ••, f u • .' I �' .'' .. .. r • • lrl I: i • - •••-:•• • X•PIP•,I • P. • • • • f • • . .• • • • •�{,. �,, I e. • • r. IS I - ' '. .. .• • - ' x'•.•:.6•.:645 :•. .i ; CloCI. . • • •- `J' Iti ••a . ._! I •r• , I I • ,. • r r , , . .. 1 , • - • 1 •,•i 'r • .: , - - ' •' - _ _ _ _ _ _ _ 1 • - • _ r _ • _ _ , •1,: I '• • _ 1 • • •r r•:c •••♦ • :•• • • I . 1 1 1•, -• i%.. .• '. Y . • :1'L"':•.•}•• ± I •`•..". .' • •_y; ' _ _ _ �_ .•- • ' , • ••rti••-•- •♦ , _ _ _ • - • - '•.. • r _ . v. • _ .. ••- _ - . ••• . ' ': • . .• • ,. •' - .. • , • • _ qty(•, l4J'.••}� •/LQy •1 ' _ _ T--��{{yyyyyy-�•]] ' 'f '•. • •1 •• i " r: _ ' .. . , : •. . •: P.r1,0•, .• ••.3..601'• • • . . .•_ . _• •'•;' • • - • •I •: f . •• r - • I . • -•-•• .`..� ., . •,_��•,• :•• , "' f.•1'r• PI I is :OS.1 ::: : 4 ' .4 : 1 . • . • ilia •�•• •• 11 • I•`•• • • i••• ••/.'.:• • • • 1 • • • • .. • ' • P t ••. • • •. •• 1 . .+• • •• •• •••l. • ' .•' '• .1 -• 1� ' • • ' ' •' • . • • • • • • • • •• •• • •. .. .:'I .•r•• • , . • •'• F • ! •-1 • I • 1 •• • •I • •' _ ' • • • • • • • I' , • • _' -- . •u•. • • • I. :•. • • •• •- .• . S rill• • e 7 • 1 • • :•I -• • • 1 • '• •�• • ' •• i'•\1611"9t•' •• • •• • •• • . i • E ' :1:1.1•:•6, �. • J Y.T' .. • I ,I• , • ,• 1 I I • • •i•••I '• •Ii • • :r1.1:.0.:Y_ ' :r• •• 1 ••. ' • •• IE , • •••••:.:..:4:1:41>. '•1' r - I • 4..F.• • . • ' ••Ir {7•r • ••: I. •1:1:1••:. ••••••1•1 . _ _:' 1 ••• •• :�}.. • .i 11tiy.; a' ''fi•�'� r 1- a'{}'k.:;.•L:.;'•' �Comparable 7151 D i'dts'rsors •Runn Wirrds r, CO, 90550. > '12 ;62 :t llas N) • •$ to• 1• , ♦�•' • ,T,Y .I'•• ate''.• • i• Iett i.•1b• • .••� •.(15•11( ; r I :•I '1'•i•' ..;c 1• ' •:• '..`4.1.7f. 1- :*• : ••r• '' .'^:+4.1;1{14: }r f-:•'' • i I • x`11: y ' • li'at1.•t:1::•:•' 1, •t' 1! •• '!•.:1:'e •. .':':I t.i •.:- .:• . i! I i • .rr`. • • : 11.1 ' i 1'11.1 • r {I • • • a::'.,• • • •• Borrower/Client Abraham Sauer Property Address 6715 Crount r Road 50 City Johnstown Lerxiar Bank of America! NA. County Weld State CO dip Code 60534 'r. 1 • I 1 r'..• • 1• 1 • 1 I •• . _ _ • • _ __ '_ _ _ •• • _. . 1'11• • ; _ • • '1• -• •• 1 1': 11 •r• •J :•• • .• .1 11' •. '111 ...:b...: •♦ I � '1i • • '• • 1• • 111 i•r 1 r 1 ...Cr/ • :e7.... F4 . .. y! •. • I is•I • . �..• ' /,. I•r•: 11 •• a• • ••♦ •. • i • • • . •Tl':'• . •I i1 •'1 • • '• .;. , • ' , CCnijp'arabaet sale r 4 37 -O •• E'unt.y `Road 45 seiii'�N::• ::: '•' :;.. • •:0 Or • t '.-•.. ••r.!.'.:.; r. ;ti's,+•,.:, • •.y: ti.•��.y1 ..se;' el tC)n; CO 80615 • ; ; •:•::•. • :ti:;' ' : . r_ •� (2G..28 'mile s' NE) • . .: •' :4. . • .'%.$ t Pail :. '•{' , I.. ••�•. 1111 _ .. •'-. r:.•r .....a.•:•.:♦:•. -w :.•?... �>�::.iri 'r:P♦1�IT1��.^. !•.` 4.,•• • 1••'•I • - ,r , .•Il I • .,♦ • • . •,,C{'.. • • • • •r l.' • d. . 1 r_ ' _ - • , •,• - • •).,♦ -•� • • • • •• .. • :.. %af• . , I T'. _ IA • • .I •` ••1 111 • • ,.at1r� is•• , ' •• • . _•• i •*s'd` ••ea�'::11.?:a•• .ice. •.• d• 1,. ..•1 I. ' �/t` , • • • . I '• • •a • • • i • • ►� : • ' • (•. . . • I. �4 I. •t'o: • • •Y a ' •. • - • ' • ,'II' • - I, I I rl • ` • rid I. • • : • 1 • • • i • ,• ,• • I •• • , , • I •• 1. I •• I I •••••,. •••• • • • • _ • r 1 • • •I ; • • • I I 1 I, - I• • • • • • tel: , r:'• ' , P , .} • . `•..�~• • .. • • • , .. • r • •. : 4 Is .11 • • ' 'a •, • • r}•''y'1�•1'y'I ' '1 '• •r,• 4, I •' • •1. , •r .. ...,' {, '' { de.; I : r!• '4i �L N•au�'rti':I•�l•.!`.•,.•.It�•• t1.• . . .I' i a.- ' • r �'1�J.•.S!: ••I •• • • •:1111 • •aT�y►.1%Oral r l. ♦••• .• ••• .1.4•• • • .1 corn parable pa:1. 1 a?825.- C•otiht i Io '27•. Eaton,, .CO $ i5 (1- '.7•5i'''�li'r-ile NNE) . IT,A.—•-•—• •••i• • •.•. • 4 - • • •`• • _ •r,.1. a: l. y ti ? 1..1.'•: r •r • - .•'i. :• •'1••'• • •�••••••• •• • • ' • • a-a%a, \•_• • • i r .•' �• 1tii r ••r 'I - III :T • • •••. •r '•. ' I, •ii• • I • ' . I . • •. /,r •,:dam re 'ti"•i �rr:t'i ri'1• •'•Nisei• . . a . -'.{`. . I • I .. •11.1:1 • '• _ -• }: ;kkLz$?h�• :1i'.' i1 •,• T,1,i1T•11: Ii• \ u •1 .. .. •i. •.. 1 i'• •11 i I :, r 1••rhL•Y•rr •• I •. • ..1 •1• • Y • •• • . ' • • • - • • • • 47. J. • a 1'• r I u i is "•%:i:,•••• lr, 1Pt'•'or:i4:..144YJIr.f44t`�•{•'Ik1•4+'• • • ,•• _ _ _ •_ }�} :11114. .' , _ ••;...-..•••••• i••ti••.%••• • • •• .. _. •••v•••• ....... ... ... ....•.•..... r.•. •...•1•111.. ••.. •• ..'•••"••' • • ti• I ;t I r • •,'•: .}•,•;• " •i•rir• ••'•1.::• • •1111 r.51•:. •1 :• 1.•, :1 ' „ • •.••' ••••••• '0 :{ I • • III•: •i• i T ': 1, IM. ..' / •••• • •.• '• ••': I••••TL L•--I'iri:IaC: il:•••:• ..'1 ,•__..' _ i •. ••.• ,i 1 •'I: •, •1'errt • , I.• i •- ,\• , •1 I 1 1I • I 111'•1••, 1 • • • • • ', • ' 1 1_a� • • I: ri•• • Ir a1 Y . E _ f' • • •r• :11 i . . • r • .. . . I • iI'I •••• •, . I I f J i . r.: ••liar'•'1, �1ti .1•y� I r,E1 y.!....I.> �� Ij 6.462% rl..r. r, r�r rr •••r a'i1'=l\'iT��'•t1. tiY'.'. •aea7^'r.4,•!"":• .. .{I le e. 1T ' I• .. • • •, ••.• • .i• , • r • • i.. ... • r.••..r, r 'Ylr •-•f••.� I,•••'r••Stii Vi•N: Y 1 •• 1 •• . ••116• •Y •. ••.•.• rf 1; I•i• 1• ` ,.. 11••r• SubjRct 6715 Cbuhtyr .Road SO John wn, CO 905 4, • • . • • 6 •• ••,1• •'•rail.; .-.••, •a•• .•r1;•c$%_ .• La ._..4•r_L•: .S• • '. • • 'i IL- . - , , • • f; •• ea -• I '. • tiT•i. 1• ••.,• i.. •I '•.•1•.•0.1 .A Y•' •ol:$0.......% k t' t . .. r - , : - "1•-• •1•_... C. _ •• - .•1 • • - ` }i-P}. tills a AO. V d E 1/4•9-.%-•••-•......: . .. •'. • • :f.�t }' ~`. - •:•.•.•r. • •i• •1 •.• `, ... .._ 1111.• ............ •. 1, 1 r • • •-,:T, • • i.e... • 1.: ti i` w : 1.44 4 • • I: •! '• • • •• • .•''''• _ 'I: :-: ' I ••_ ' ' ' '; 05 :.::.,_ • . 1 •.'l . .;• •'• 1 • 'a ` . . ♦. i'• : • - • •r '� ,•' r .a•,l •.`ilia ,.:. a/ !Si•'�p� •j. 1" •. • •• % ' ' LI •' I . • .':+:'::� • • •......1'1•a•.• •',,•_'� .1•'.I.••li;••.,• I'' • , 1 1 1 1 1• :•I I• •••• I I I. • . , f}1 I. • �•1.,' i,.. . • ' :!V • 1.401•• is • •• I ••f •, • iI • ': • Ct• tit' Y,, •• i) lie 1 {ti 1, r • LC: r, • •� •. ce}: •I ${ : • •< • • •• ;j .• • .1 I• • I•J•Jp • . • • • I, tia x.• .•Ci�il r�IY}�I �'re • I, f •i • �• '-. i �' ' • IA • •I a • I 1. I.. :' S. .' •,•• • ••• • • • I, I • . I,'• I I,'r I .4.1 r •: • d1 •Y v .::. I 1x1 ' .:L'• "',A•IL• -T.}• _ :. •.! • . •• y• • - - c").$...VS't- 1i'' ?•r. 1 1CVI • '+• • 14' • 1 `�' - I I • {II;. :.11 ' Ix • :. • _•••••••}- :•p ' ' • - ',•�, • ,1y' •: i. • i.1..• • •. '• r• ...0.( •r•. `.•.•i ;,a.a•0.. • .•:., ..•': . •^ . •,. •••:'d. •1•; I :1•:Y.',V•'•L••'.•: l.': rr.. • ' r - ':' 'j 4a .: • plr..• - •:,:. • •._ • .* W. t i'•.�. • • .': x11 . . • . • r . . • . r - .r•• `•1R Ti ? X4424ci,.••,r 'm 1': :.::.':: :.1-. - ,' . r : ' .' ♦ti'• •1 ' i . • • • •iti 1 • I ; 11 a� ; . •" ' 1111•' n\ • „ • I : • •i .l. }• O • • I. . • • . • •: Tr*" +�y� • . . .. : ' Ie' • ,-' •4 ••••... I . f l . f - a - .. . 1. • • %•.%1 t • ••I.• ••• •• 11 :I:: ..• ' I% ' • —`•• . ; • 1.a. ft. '4•41.3,- • 1 • •r 1 I :`,• •1•5:....:44.. L\T • . •••:.1."• ' . • `:••'.•.: - _• •: . : r • • `..:4.117•}::.'04199.4 tip: a }+.•}�.:. I>: •f r T ...}�'•••• • ••. '••,r,•-• • ,• • 1 •Y r.1• • Y• ••• •'r•Y•.• •-. •..••.... • •. ,•-, ••iI• It'' i •i - ::•, • • _ 'f•'. • Ira_ '•:.•_• ri e , • • P4 . .' is • -10 • • • • • • • •I• —I: •' I:I :. - • • • • 1 • • • I ri 11 milts SKETCH ADDENDUM Flee # 6715CR5C2o1 s at• ••w aa.��•••1 •: - •'•1 •i < i•i'- a .4; . :•,,frli,,+.::*le .•rL••�`i I•. �r�. �. i•1t` allafi•••I11 f i1 r J iff i •' . . ••+ f.1.': ..,.,. '.••r�•ir•• •. "r'irr:: +. :r` •.'•'•'0•1•••"••4•••••r ....6:4:61:4;•:...1% •r • •I. • :+.'. •••j,�l .):::-.‘...::;;.'***'','"*'••...::',: .:.i.: .:'.'•:.:2:.. ... r.: •... .':.':t:' .i- It : i-:.PI r , • ' r 1 �,:.'• :J1 •4 :,•: •••i:i• • •jj.';' 'I •i•iri'i:/':.'I :1•i:r•:. 4.;.1:%4•;:.; 1'•'I• ,� ..'44.41 ' '.,ii• .•.4.:••••.•:•;•:•;•:•:•:,•;•:•••••.•:•:•:•;•...:•••,•,:y: 111'`41 . •114'4 .1 dx}fix \ 4 a1 • . • • nti ... -. -w►. 'r• Y. 'It•. •+ 'I • ,e1Y .� . T \ ar t•. 1 i ''!'1' -'• r • '1•-,ataalurate a ••. f I Il FAT W 1 'f•Ivw..rn1. r Ate . a itt:•.4& a ' ,7• igkern • .MS -a•1• R. L-rc r. + 1 1i Var ri • v. 5}1 a. L V, I Y• 1 1 il' 1 aah • Nyt V:r. -14'11 •r♦ 1='+.u4'��1.4• tar •►t ictitzt,•:•:•9of, VHF. • •• . Mel • f 1 ■..• M•.. Yi#Y•lb. Zilacr ft, -• I a, .' • v •j ••.}1 • 9►1•tri•1r tu''vl.L112121%. rF J•P'r a'• • •••... . _-•i-hd..1.•� •'i 1 • y ,rh R it* ,n • t' .v. '7 • .1 -, MIS ave. 4.terfilHOZ Ike P • 1• •:$: r}'y 1 _ .y. 51+ *ergI ra 2tot rrr -I:•.r irs:. Wait • L�'J ^ • . 11 LTI.1, i1 - l i A 1.1'1 1 /yiyy ._ 5 fi • I, a' ' ,1 I•. ',. stir • F••••.i•• • 1.1 `• • 'Ta � 'stti •'� eyfi3ll\r' •11••i •..S ' •-d • ti • Ili•• u.ouw.SID IMF III aIII wisa.v.�e.o ■ NMI M..f a. .r+......:�.+}..+:.:::.}.+:I a.'•'.{•Fa4 .+1+.S1 +�''.rL++•au,: �r�{:it:::,'air;i,,},i•L:fa:+:.:L.':{r}d. r}.1,5}'a:Lr:'. J`: "'}}.+.:{+: .'S i. �._r�1 �; -+% 1� ':'; i'i }. .'}�1Ly�•{..r`r•gyyy��+,1}j.••�!f r'�yv i i',.+1� '', ?.ayfFL�j}r��b!y�.r•i;•. .}.sir 'y i r- 1 }:.;:;:t �};%: +'i is°; _ _ _ _ l,r.4 �•}.'1�Ir'•+1�'�•ii+°.4'. :i�77.T1If :e•a l ' .jj �.j:�'•'r{iS;{r;a}:,.} f•+'o�i :'i i, .';+.•..'S+.{i i F e•.::'+.: ;i.:r,,\rrYi +•C i};i':,+;•ve ._e,. , i i r \ i r`f;i .0 a i; ..'... i :I •.. a •r. r_. .!i �i I. e r .1;.; �r/rifirLl}�{I;+.ar: �. .. • + i• •r i .1•i i i T i \ 1 •1 •51 • •i`, i w5r�1 i t i .•r'•+i'i � l'� 'r 4`4 i \•i 1 +'If i`: 1 J'r Y ••151•: ₹� �•i,�:,1•�i • • •+yyrti•i •1.1 1� •{ •�♦.•� ii••'i Yi .1•• ••1 '14•:-':1.1 4i'r:1.1*iir'i ti I •'i ri l4�i,'i i.t i,1:,':.•.'i,.iii•i'r's••+.,••^••,r'ti:;+'ii,i:i':li"e`im•i'::�:«i i+rJ1'i'i�'+':aYi:v': w-•1:1.1.• ••n 11.1..1. .4141• .i. ,ia•� : t' •'1 •1'••....•••••••••:7" •: I f -0..- • rim Y •• i•a•• • •'i i r'1 I• '1 i•i'inn 1 i••f•'1 o•••.ore.'••'• i••• •:h i :•:•:: %:I: :i7: r,:I;f;: I I {,'�•7..”:-1/442,..,ga.�Lr�� tick..• 3 '�\71r —^'•'t ic ••i•I ti•11•i•I .•f'S 1.1 •. li'i.^ '•1•-'• •i• x •', . •.•f : : I'f'. . ;1., • , • jI•�II•• rte, • • . .. 1•.•i r : •.+:.• . ,,. �j . .. Cu •: 1;1;;:1 I'•• -•••••:.:r:•,. � ' 1�!• •4.'tl 11. •. :•::': �: I::: : 1114 •'•. • •: "� :14.14.1: +n eit •^ ,.. :-:•it, iI: 'r1 s:•'rlti:;'r.,• �1•f,..i;': .•1 •a : I• •1 i•: •r'1• ••'1'•-�Yya. y• 1 I� • •i •1 1 • ••1.1'1 I•I'•i': 11.1 I : I•i.•I• •.�I I ! •��•�)( •I.1 L1'1 i• :• .'l if t l l•! to. •! T 1. a '• I L 1'• l eI'11•1 1'1 • II I i. f 1.1 1:. i•r l �,l• •^ /. i•i 11'1 cu.,* ''•:':• � :Iii:• 14'1.4 %;'ii:a•'i•.1:1•: '•:':' i' :11 •'i •I el •I11•I.11:'• ••':::: •••I'I'••'•Ii•t•1:••• ••I••'•i•r•Ii••: 1 /'-••:e ' ii'1'• <••i•111i'f C -I •••••• 1 I•••• %r1i •'. •I•ri•a•1'a :i'I -'•:1 ia'1 I•••1 I•r•1 i•1 1411 i i'✓.•I •+': FI'1 .'I'1 I'••f 4•:14'1 I't'11•ir•.'i: : 1:'.•.': r•f 4':11.1: f\ f i' y' ;::;1,:..... :e ! I _ ... r ........•�•:'; ;•: ;•; :'.... 1;1:1:1 _ :. L: •1;• _ _ ... i1:I 1 • '14.1 ••I •i': '••'I•:• •; i•,•f • •,1 111 I',•1 \• •.r•: .•. ;1 i.i 'Li •i i• •••.I.• .•t•:.: .•.Ia• '.':.•a+. f.'. 44.1. 1.1. -1:1}11 L .1r.'i .•a • ••t': I'i'f• . • I'.'1 i •••f1'. •1.1' •'1.1 I'i •1. 1 ` •I-• ''11 i ••'1 I •.:1.44 i,i 4.4. 11''•4 •I' 1 i •I' I. ' •f•1 i•1 a1•: I •I,1 i•:.:'1 I.1' CI'/': e.g..) ''.•1 f Ii 1 r' I.VI"' .....••/.•: ••iii Ii •1'151 •i'fi•.':I'✓::1i•:..'1•I:..•/'I! ••: • •.'I': ••: /1'12' iri :•�': •. •i . {'. :'i ..... L '' I•. •:., : •: • •�'1 I•I': ii 1;1 •I•: • 1441': r/'1 4114 a1•�. •, •,',•.',•,1'•'.'r'.' •'/ •)• .•I•: \ .•: ..i ,.a. •. .+•i'•. : i•f•i •'••I•I'1 I': i'•r'i 1.1'1 1.1.4.•. • . : 1414• ': f 41•'14 .• .11.1.4 •;: a f•.••':''r+i 1141• i•i 1 I'r••:.:::: ti f::: ,f•:I•f•:I :'• �•r•Y i•1 V { ••1'1.1 i•:C • •:'/•1 f /•.•1'I•.i•I:I'1'1 1 411 4141•:• •.•••i:' I.1'1•I.1•Ii•' ',,.,I:'i .'\f:1�:a'ili•li•, , I•,1ia •144411: •::f :'.• :.:141:1 :'1• :1•.; ::i•::4144 '-•i1': 1.•:/•: !/I .�14: •. •I':• 1:•11 '1 I••'i1'a .'f. r•, •,'� ••I•: .','a .•i�'r•i I'i.•S r'. .•:1411'• .•, •. :,•. .•fa .•:,11 ! /. •i : af:.'a• • •• /r 111••1 •: '•a 44.14• `: •i :i`:I:i'i '''••:+•.•a• `'•i ./I1;' .; 1;1 }•Ii a•. •.'.•.•.'.'r•7, ✓_L'•• 5a1 .•i:7,1: I•••7, •9. I es. ••1 41.1 7,'••L •i\ •• •.:1;•>•64:•:4 '1, 5•L•1.1/1•'4 1': '•1 1 111 1'1.1 I'a 1 . : I' •1 .•: f 7,•.'I 411'1 I•r•I 7,•i 1 ;';:j :• •:•� 1141:• ••.':1 7,.1 S 7,1 •C :•1 . r•1 4141 ••1 .'i ••C /'••L 7,1: :•1 : •.'1'1 . : I'a •.•I•••1'a'1 i• ••'1•.•1.1.1 .'�'t :•: 1 1• •I 1411 •'1 I• •'•1.11••'1 . '17,'- irn' •..V r;r •: 1 :'.• 1111.• ••1 i • '.i , .,.•... • .,.a. . • 1.141•• %•i 1 i a•; .'., ' +.; '.'.` • ''7,I•• CI •1.1'• •'14.1• •••i •1•44•?'11•4 1.1.4 11•: �. : I'/'.•� /'1 I'e•1 1•I ' 1'1'1'1 i �•• 1••• ••I •• 11.4;: ••,'1 '•r'••'•r : •••I'' • 1••'• 4111 a'1 7,•f 1 I'4 I'I'I 1 4111 •i•: I•I� •, :i •'1 : I't::1 •'•f' I,Y •• .•I'I:••:l•'••'•:'::I::•7,1 Li• •'1I •':'•,•••f,.• ••'12141.• :•:� ••I'I•i, :filili•••a•I'i f,': 1''I'.•••:Fr • :f:•'•.:fl•.'II,•. ' '� •:: a••_• ••.4. • '•':. : 1 . : I'a ' • i .i .i. •.,.a.7, ,.ice aia•• •�I. ,,I •. • iaaa • .,i , : •. L. ;. •.a i :.sod .I.:''' , •'I I,: -1' .i I•I'i ' 4.41{• :•I •r•:•:!: l I 1 < .. .4.414 .,.a.,. .',i : •• •..L .i 1.4.1..1..•. • :': I•.I.:•� •• a'il,f•1 I'i!,'••'•i'• '•7,.1 4411• ••7,l �•1/ a• %'1 I•• •••7,1 i •'•'Ii_.• •'1 r • I •I': • 1•a •'r'': a', . i 1'• . I': ii ': I"•i i : •11 '•I : < •': I, •< a'•1� • • I•: ': < :r 1•:• •.'1': '1 • : C . 1'a:I: i' •i ,'-1111':. : 7,•e •r :•: •:1. 11• •r • ••I •' •'1 1 7,.1 C 7,1• , 4.1'1 4.1•• • : 1•'1 . x•111 it •••:••••••:. • .;‘••••• •'•r'••••••••••:•:•••70:•7C/••••••C•,•; ':i •'1:: ri,l•S",i•r'II�••i••': a Ii1: r•1 •'1 7,1: •"•: V•'1 •a'7, :/•11 a %'1':I'•f I•: :a': '�'1 •'I.:•7,•• •'1 4111 •: 7,'a :i� a,' 'i: ••l •': I•r'••L it l• 1.•:11: ••1l a'<.I l 1114 7,' -144: .."e••••• •••:: ..%:,•••<'....;„ • ••:11 la, . 1 • •I i' 41.1 4114•• 114•.,1 I...:'•,•1 .'i. •r'7,. ,11 .•i;• ••. •1': ••:I'f f:'1 • a1 .7,'r •11,.•1'7, ,•i IIe': L.• ...Ai .1'Ii' ' !.•: ••'1 .••••••f•••• 'a 1 441'1' i•, : i i 1•':• ••: 'i1�1• •''1': 1:•1. c.v." �i i •1I.•'i 1114 '•:f\:i' •.� I 7,`J,1 • . t .•• � ,�1•� ••1 41.11' •. •r•1 i.,. ••a a`•: �: a•a.':f�•i:Ir' ''.':::• •, 4. • •1.1 • r•�r�l•SSII yy{{11{ . {[1r11' •r' 1 .'a':.'a : �•y�{(�� • }I(•�•( Sy • • . • r a.:. 7,•:••L.(>4 „s7, ?'tii�J'�Ci7a r•• .•• i. • •. W./ i•.'.•. a: • a a • • . • .•. ;.11'11• :S.'. •r 41.'7,1,.: �t.' • \ .• , . r _ , • a . i• ::::;••••••••:'• i•i•, :•1.1.41 •+ • 1 .'1'••1I'r 11•' Y '• '•'1 a a•S . • t•r•L 1•r • •I.1 .1.144 , 1; r •1� . J•• •+ ,•f • •i V;;;/�1;' •;I f; 1;1;11; �,� •;L i;• •:f:':• •'.'a'•f�•:':I:I:':••1:•:•%:I: a•1 I'1•i1 ! 111.1 4'11.1 4 ••I 1 1',•: 1 1 : L1 •. 'a•i .'! % ,'1 11'1'1 1 i•1' •C •.:;.!•••••••••••••.:'a':1 : r1 .Ia .• •• :L1• •I'1 I• •Li••1•: 1 L11r• •\ .•1 111.1 •+t•'• I I'1 : ; . •':l; r • f ;1;•; •• •'I• a 1I' 4,54';'♦ 7,.1 I''fl ••'. .;,'. : 1� ;i . : I:I':.•/1111; <;� 1 1 •1 .• .• 'I:•• : 1 1:114 •+a' •:. •'1••44'1; sr'1;1;•;•:i•••I;f:' a'1 r 1irl;l}14';•1;. ;,:,r .•S 7,.i,. •I.•.•: as •• d'• •••• ••• • ••i'• 41.14' •:1••::'•1 • .1••i ••••5:•:....:C• •17,: •::.:.•4''1 1•: •:1;:/: I 1 , S • •' ,• •I i r � .41.1 41.1': 1414. • • .L1a • C •: ..s..9:4-$.$1•••••:46:9:••• ••• r+111.1••':• 41•7, �r.•a l + i'-'1 1 •: f 111': < 7,'I l ' 9:'••• CC .:i •.;< 1 1 1;+•a •••••••:4:c., ./. t I i•/1I•.•. •i f I'. 4 1 1 11•1'.•41 'r.1 •• aI: ,' • •,`" 1441 11 _ (,, , v 1":+iO•. i': .ty:. j\_�•••, ,••y:•J.::l •r.i;•'.r. "L+_:Lr.\: r .. • • • r • •_\ , 1 r •• • • "*:IC.t) L LI: V a •• .•, r:::,•••••••• •:::r;,i :'O,-•.••Sf�••li•f 1,44• ti'N••' • ii •� •t. , :• �: rf;;{1:••• 1.. "ii!1t•eiTP'+a\.•t•i•1".•.%le'_I+.I f•+. it._ai,J1fer•.,n•i Li:riir.l:n1 f1_I 1. +1...r__•'•+:.I:'.;.:1:-• isil'• •.J: •,i• • •r, •, !• •I \1•I1c•I1+ai a:t:{•:•:%i •': •'r r+.r.r;•i'.;. �r i L :•a•i : i, Pi i; l}:1:'fi+}.C_i 1.r; :� i rv}}ai : e . rhV, . i J i;i.•I'.,..r ;ti i-}f'-�ti'i• 1•: 1•••.-...'::::i::• 1•:•r.•t••t•••T45Y'.C'r I + f •1i 11+JrR':'•••:t::Irtii 45:4•:_4: :I.1 ,,1, ;:•*•'• ?ref �'(:•:••••:•:•••••:•:•.-.•••:•;•:':-.:.:4•5•,;::::"...f."..1";•* •.I. ., i:. •'•/ • t is :i I'1 '•'•i 1i•: .'i. •I • 3r :�y J• i f . , 1 S ,-: i•.'t•. 1';Vi a' •i :• •. i %•f1Sii is •.•i•.• ,L�►•�i•/ ;';,;:r •1•;I C!I 1;'•':4;;;;1.424 •I. "1!;1,14 I,�•• :1I -i •i•f : 4•'11.1• 6.41111•\ ••••••.: ': ii •i• 'I' 1• • ••'r :.'a •1 yy��1 r�}y. I� '' 1 i •r' ,I:•'ti • •1• ',•r' •</•• •'•r'1 '1:1:•••••: 4• , 1• ��•.,I,,'1 1-1' 41:•4.11:•1 ' 111 •a 1 i•f•1 M1 M1 I•: t'• ' r': 1f I/': •�r' •:' ••' • • , •r I , . •r ' •' • i :!:?;;•:*. L . , 1 1 t I . • I L 1 i •:.:: ••1•IL '111'1 L• 1•. ••• a• ••• --.•••••• i • • • ; a : • I h. ,•• 1114'+,' • ::::167;717.7,7,..,:•;,:e. •T+•I • :+: •il:' •I'•• ii:+:'+:: ii ,Ir. •/ IrL {�11.•.tr ••• •J•if i'I I'/': 1;1.1 :'/ :• is ••11•+• ••'•••�'1 I•i'1 L 1:Y ••1 '• x•11''1 • •'1 411.1 S /•1 f .'i 1•'•1.1•:: •+1'••''r•i 7,•f :.'1•.•r1•.•I•I.1••'. •.70 C7,• I•v'• 11•-,•••••,:,,•,•••,•• i',i•i i1'1'1•y1 - ' .': a • -• '/. r' 1 ' •I.I •'••'1w. t: �1'I'I.1 4411 . ..7 r• •r• 1 i 17,'•' '•• 1 1•L i •.'/ • '• •� : 111. •s. I 1 . ••i••'/111•:1I: '7,'t l•:11'I1i 1•f 7,1Iiii:i .I•I'1 •. ! 11.'M1r:. is1:• 1114 li•I'FI•i• .0 ._I I•: a I_' 1 11•'Si•1 J . I•e'11'.• 1'!•J• 1 . •a7,••' I•'•i•4•i'if:1.•11f••1•: 1411•_ 1.411•: •17,: •. Li1i. •' 1 L • i : 1141 'Y ' '%1': e'r'1%': •. •,•1 •i '• 1.1.4+411.4 •'.• •'::,•:1 .,.1 ••:' •'•1'1 �1 1141• •.'1 • • *': .;.e�. •.••; a'.' ..1.1•••:•:-...1:•••.•:' ' . r •I•. 4141'• . f •:'I'' ••i:•I•:ia •'11 • 'r': . •%r •41+4 ' /•a :I'a •.'a'.':$4..../..;•••••••• •, 17, '' '4*. 1441•: 1:•: f. \•r• •. '. .1411'.' k• • VI • • 1 ' •' 1 ••1 t , .S 1 • •'V• .4• .'. 1 •I• r 1 ' i i . a 1'a J y 9s lap ' t I •• ''• 411.1 1 I;••1 1:I ;•"4-7,•;.',..17::-.7",[..;•' • ♦i r' :r7, '••t : 1•. .'i '. _ _ JJ�� • ' - t t 1 ' 1.7, • • 1• \� i Jt : 1'1 1 1-'-I 4�--I 1 '•� 'w •�•1 •a : e15*' r;.'d': 444 a. .�•��LL• a'.• ••rr1...' I. •.*:.:':•:'.'. I�i1-I d:7, ._•.'-_• _ ____ _ __ ___ _ __-I•• _ __ __ •___• . 2,7, 7,•P: Ii'••. .'i 4441 I'•' 4 ' •'•I' 1111. •I: •':a,._. •.':':. • f •1: ':} .•• cad: I;a a_ . i' •a•C• oak • • jjyy.. 3r{�.; r{•`yam ar � . '�.}•l�-' 1• :i'�•.:1': :,.i 114 L• ...1111... 1 • ••;:. 44544 ••i . I I.'t i i /'1 .'I'1-i I'I• .'T •6183:1:".T ' + • i •,•JIB' r . . 1. :• •'1 I / •.;.,'1 • ,l . o. ,aI , ?;tiff a;., •:1 :' . 1 '.• . I r:, • i :•1 r•;I 1 I ••i . • . 4144: . •!41• •LEI • .. I .1y^• •1.7, •'; 1: �.';� •1 5 ••':1':.11., :•,'1•'•f•Il• 'I. r+i :•' ••: i •:.:••••••••,-.•••.:••••:•;•,• 1 • r i. • ' Y :i• i' I''I• ' :.:•!••••';'•:' •: I•• •1 ', i 1 I' '•i 111••1 ,, •1'•• ••'1 .•1.1• �I '•/17,. •'I •1111 .-.77,•'7.;,78•:•.•'.::•:%•.:•... 15II •'i •lr 4II' •1' •. •I r-:1.1':1.1'•• I'. • •11 , 1'1I I t• ••111':.•4 1 f ''' 1411 • ' :i. .'..$ •• : 1114i•iLa i' i t•'1 •'t:•: ••. i'' �sy / a a PLAT MAP ADDENDUM FeE � 6rz3cP.5azo�5 BarrowerlGl�erA Abrdham 5duer � : Prope�lyr Add� 6715 CouMy Road 50 , , , . _� . ` City Johnstown �+�ry WeVd s�a�B CA 7�pcade 80534 Lerber Bank of Amedca, N.A. � ....: ..:. . . . : . . . .. :. . : _, . . , . ..: , . ,,. ;.: . . . ::. . „ , . , :.. . . ,.. ,.: ;,. . .:, . . . . ; :: ,.,;. . . . . ,' , : . . . .:. .: . . .. . . .. i . . .. . .. , i . . . .. . . ::. . .. . .. . : . .. .. . ;. , ' t ' . � � � . . 1 . � , Y J � .M� • .. . � ' V f ' �1 1 � + } ` J 'T .�'. � : .. . M1 .. : •. . . . . � :.. .. . � . �..� �.. . � . .. . .. . . . f � . .. . . . � . �� . . . .. .. 1.. : �. .r . 4 . . r . . '� i:" � . ..+.:� . .�i � . . �� . . . � . �. :. �� . .. . .: . : . . f � . l: � . I . : � . . f1� . . . � . . :: �. f.: . . �.: � �. •� . f J . :. . � '.i . . . . .. : '. :'. .I .I : 1 . . . , : . :1. . . '. . � ::?'. S.: . . .. : . . . . : . . � . .. . . . } I , I ', �, . . . t . . �� , ' • ' ' I . � . .. t , , . . r . . . . l ..�: . . . . � .. . . I : . I . . . 1.. : . I . .. . . . . . r . . .. . . . Ir . . . . .' I . . :. .: . �•:!�: . + } y r • . I . . I . . .{ . .. . � � . . . . . . . . .. 4I . I . .. . .. . I .. . . �I . . .. . I . . . I . . J .... I. :?:': � , , ,, , , I ` . , ' i t A . . . . � . . . "� 4 :.. . . �l.ri��1]i� �] . . I � I . : rt [ �y1a , . . i¢. . � J. . :i�r:l . . . :. : ' . . ' . . .. . :; . . . I ,. .:. .. � I . .. . .. . �.� r , r r . . :. , . . :: .r "i, : . . .. . . , . , . . . , v. . : .. . . . . ...:. . ' .. . .. . . I �,. .:: . ' ,:.�.iF.: ;.: . : 'y,3'.} I . � . y ' }r � t f . � • � l 14 � 4 � � 4 � f ' ( . '� I V . 1 . . ' � M1 � . . . . � � �. .{' . ' yy..�i� � . : ':.:�.:� 1 . Y� AV . �� 4 • � :Yl �y] . {t .. V. .. . . �. . .. 1.. I � . � • 4 '.'::::::'�' . . � . � . � . .. . .. . � . I � . . . . . . � . .-I :.. . . �. :.s. . I .I :::. � ..:.. ' . �. � . :� .. �VJ}:'::{� : . � f y 4 I t � � � . � 1 �� ' � / V � � � � � �� ' 4 i\i�'•�h� ' . ' . •.Y � � ! 1 f � J \ ! �. � r �. �. � 4 rJ • . ' .� �i � � . � � . �.. . . . � � .� :.. . . . . . . :. . . .. . : . �:� � . . .. . . : .. . . :}� � .t� . � f � � J �� V f f f ; , t � � . f � � y y 14a₹ � � : r. . � • � h '} . � . .. . 1 . . � . .. . . . �� . . . . . � . . V. l.� . . . . �. . .. .. . . .: . . � . . .. � .. .. . .. . . �. � . � y .. : .. . � .. ::. : . . . . . . . . . . . . . . . . . .. . . . . . .. . . . . . . . . . .. . . . . .. . . . . . . . . . . . . . . . . . . . . . . . .. . .. . .. . � . . � . r . .� � � � � . � . � � � . . . � . � • . � . � � �� .� i � � � � • � � . � � � �. • �� r � . r� � . �� . �� r. �� . r. i� i . . . . : 'L� . � . .. . . � y � � � • �� . � �� . .. . ` . •: �i� � . . .. . .. .. .: ": . • '.�• . .. . I . �� .. . .4 . . .. . . . .. . . I . . .: I . :. .. . . . � . . � ..::1. . .: . I : . � . �.. '� . }. l.y.:. ' . n . L. V I V + j l . ". ' F . :: � . . .i' . . . i :. .. : . • . .: . . �� . . . .. . �� : �. . .. . ' � .. . . . . .. . .. . . . . : . . . I �. . .. : . . y. . � � 1 f � � � � 1 � + `h Y � i1 rrW. ti J 4 4 . ' � + � � r M1: . 4 M1 A�6 , � . . ' ' • ��•� 4�R:YT�� 4 V f � .. . . 1 � .. .. . . . � �. .. .. . . . . : :::�� :.:ir : o: :. n . . �. ). . f ' . . .. : }: ' I ... 1. . .. . I {} 4 � .�'�.r tr.. ir „ • ti• . :. 1. . ' : i • . : ' . . I . . I .'. . . . . ' :! : �. . �. . . I . I . .. . . . : I . 'I . . . � : ' :^. � . : . . , .. I :' .� r � � . 4. : ' :i :.. :. .. . I . . . . . : ' ' . :.. . . . . : I . I . .. . . . . :. ' : ' . . . . :. I :... . .. . . '..I . . '. r f � . . . . . . .: I . . . . . . . . + . . .. . .. . . . . . . .. I . . . .. . . .. � .�. .�. . ' '� • � . . I . ! '. . i: �� '� . : . . .. . I .: . . . . '. ��:'. r . . .: . : '. � .: : . . .. . . .: : I : I . . . . .. � : I .. . . . . � . � N:� :, �� . ' : 1 :� �V� . �.� �� . . � ' . � : � �� . �� :J..: �� . �.. �� :y :J.J. y : y . �� . �� :: yJ. � . f . :i%. } ' � . .. . � i.� � : � 4 ? . . . . . . . . �� . .. . � . . M1 . � . . . .. . .. . �. . . � : �. : . . � �� . . . . �.:. Si ". : 'r:1 � � . i • � . Y� i'i� i1iY M1 : '. . .: i � : � . :� . � ' ' . . u . . � :. : � .. : ' .. . . '. � : . } �� . { „ . . ` � . r ' i 4 1 . V } 1 .. r� . � � . . ! :: r. . . .. f i. � (. . . � . � �. . . . .. . . . .. . � . :.. �� :. � . . . . � . .. . .. :. �� n � : . . . . , . '. � r � 'i / ::: � ::� : '� i. : .. . � : . �� . : � . : � :.: � . . � : � � . . .. . . . . . . . : � : :� � . � . .. :.� '.V.:..�:.C.: .�:.y�� I'.\p� Vii�M1 . 0.� :. f. . .. . . . . . . . . . . . . .. . . . . . . . . . .. . . . . .. . . . . . . . .. . .. . . . . . . . yi..�f � i• i } j .. �.. . �. . ' .• • tl \} �f i � 1 • . . . . . .': . I : . . .. . � . . .. . . :. . . . . . .. . � . . .. . � . � . . .. . .. . . . . . . . -. . . � . . . . . . . . . . L .. . . . � . ':I . . .. . . . a. �. 4 • � �k. t � ; . ,? _ . 4Y� 4f . . ! �1 1 r • • • . ~ � . i i � 4-� � i . : . . .� . . Y � . . .. :/I � . . .�. . �I . . ' �� / �i . � i }..\J ' . I . �� . { ' � . 1 4 � �� F , , . . , . . .. ��', , : � . , �'� ' .,:: . . . ... . . . . . . .. ' . . . .. . . . . . . . ., . .. . . . .. .� � . . . . ' ; . r 1 , . , . .. , , . ..:I :::.,�'.�. ... ... ... . . . . : ..:,. . , :.. :.�: � :, .. . :. .. I I : . . � �. v.. � �. : � v :: :i:� �; � , ::. y .. :'; , r ' , , . ' , . . ' I ' , , r . .• - ', ti '✓� .. : . �� i. . . i. . : � . :?. . . : . ." � . .. .. . . : I . � L . . � I : � . :'�. . . � �� . I : : . � . . • . . I �. Y :� , � I . : , � : ' � : , �. , r , . : ... :... ... .. . '. :. I ':,. . :. . I ::. :. .. I .: : .: . .. . � ..: .: :. . ,. , . . . : I . ::. . . .. I ,:: � � � , , ..�. ,. I :+, • ' .' . '� , . . :� '� I : '', -. , �, • I� �: . ., i ' . .: . • l } ' . :c.l ' ' ' .: .. . . . . . r . : r' „ ry t , , s1 . . , r ', ' r I i i � 4 Y . ��i��Y� M1�� / f} N � �� : ' . .. � � 4l . . .::.. . . . .. . . �'. . . . . . . � . .:. . . .. . . .. .. . �� : .. . . . . � . . .. . .. . � . . \ 1 / L L 4 Y . . 1 � ` M1 $ � 1l . . lilli . • 1 • 1 � 1 � 1 � 1 1 • . I� .1 � .1 i � i � � l . . i . I � .. i1 i . i � .. . II .� . . . . . i . .. i . . i . i . � 11 / � I .:( , , ,. I , , ' r , I } , , I �:f � �� , . . , : „ , , . .: �� , . . I : .: : ' '' ' ��; �: rn . l� ' ' :, . .: . . . ' . � . . . . , . _ . . . . : , . , � .: :. ' . 'i. � ; . '� ' � � . v. • � � . . . ' � . . � I : . . - 'i '. ' . .� .. . � . � . , � . . + ' . � � � . �� . . . � .�. ' . '. . : :: 'I' :� . : . . I: . . � . " , i l • . . (, � � � ��:�a• h� `� . � . ..i' �6 Y �p �1a . ' W�� Y�� - . . � - . ' ' . . . . . � . � l� i��K1A\ VTfIY~�.�i� .V��` P ^'\��L�. '.1r` �•� �4' a � ��il~Ml� '. � � :�..V y�.. . . " ::�.. .� :. . . . .. . .. . : . . . . : . .. :. . . . .� . . ..� r � Zone Map File ! 671 SCR502015 Borrawer/Client Abraham Sauer Property Add re s X715 Cotrrty Road 50 City Johnstown Lender Bank of America, N.A County Weld State CO ZIP Qua 80534 %sr mir"malWarrisk dak 0 FIFO G71 SCR50201S &grown kW Abraham Sauer Property Address !man, Road 50 Johnstown Lender Bank of America, NA. County Weld state CO Zip Code 80534 • • 1 • I: • + Flo p. Legend {.vtlrral.LR} COU .R Subject 6715 Co Rd 50 Johnstown, CO 80534 •a • 5• ti. r'. • .. •-,.. PtI ertrare=sr A p ia-ars • r4 Ar s, t+�#3$ :nor zsg: fleas tit :7Fthe l —and fOtriar sway Awes SWAMI tic float t• a:' walks \‘‘ Fk• eik orsas•+ i x i r.e1' Areas f`x�rxtirted E� Atlas ssn-. rapped cm ay ERMA& FIRM A7. �._. ek Or SP ii. :':�r{tir:::.).:{.S�•}}d,.}`i}i r }}1ti ✓ vv. •: �y'L'• r,• _ •. • �4 }},, ti�.titi'{ tir ;f $ i s :1,.. jy�S,:;: j�' ••' • '• yi •ri titi •• « ..r ,rr •''fir • ,Aye. ar •aL•'.L1•.4'• Li�.0.14°.° •.`i;i ;'.•;{►}''a'4a1 4'¢J}.•�1 sails % . •••'• a'^a• J,T.ti :ti• 4%4.; � i��1+i :i'Y•� rtia:ah'.j.4'f4Ld.•r.•i':r•.� •s�'a :.{ :''':IJ s',C,Y{i.C'>'i•ilr�h$�ih4•i•''ifa•�': •:•:4�':7: .c'•ar r''•:Lxxr :r,. %..,., ,.C 4'<cr'.c••'ja".. -. •.'{S ?- 4:7„. /�«%.�L ):°119.1a/ , 1i. a/ 1. .�a ':•j `f l• V . ') c.`44-4.-• ': • ans.-4;o% RSJ; ArL 1+,,14 }, a • • .�: •• : 'tL,faL Jt1;r.:":•�14�St�•i r'!•`• .!.t:rlf vL{'-•x.,-py aL fw r t, .:••:. � . �. arN�M1h- rra4• :'.. i .•... as • • f. ...a. , .. ♦-•+. • .`f i it , s T T:•ra� .•« { 1.1 h.poi 5, avi r,� c c P ctsti ariKte', �ZYL'L'►111 s ♦ ♦ !t1 1."••k.••••t.•-•••(.4••••. nOort Information Cr m • .t: • 080266 Per i i = • MI*. it : S&2S&•hhCC • Map bate: -28 G 2 Passe Parana �P�• 0312 . col: Q. szt iteittwIt#Marrmitita Rood Haped q: , j• ! 3 nc ACI rS* an. tt .#tor wa it .ty paw ezac a•ttirt* to ac m; cf. tom+ # ss -af t .s z s e f:.bc: park , any warrant? pt - mutant -7444 or t f tot a p ig* papac.• ile th* ~FNC trti.. r.1 nor the saw of ct� #fid repgrt 5:h4E1 have any Ea# try !!.any ittklparty tor any as& G of ' fEstdopgn. • r Al Ready PDF Generated on 03/20/2015 7:01:16 PM Hello