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Home My WebLink About20171903.tiffTITLE SEARCH REPORT CLIENT INFORMATION Client: Fidelity National Agency Solutions Client File: TIAG-16-01694 Order Type: 40 Year Search PROPERTY INFORMATION Owner(s) Micheal Wesley Morelock and Brooke Renee Morelock Juds/Liens Found Property Address: 2375 Appaloosa Avenue County: Weld Legal Description: Lot 2, Block 2, Nelson Subdivision Effective Date: 01/11/2017 Subsequent Date: 07/21/1970 Buyer(s)/Other James Bourque Parcel: 147124402002 Schedule: Account: R6264386 Juds/Liens Found DOCUMENT HISTORY DOCUMENT TYPE RECORDED RECEPTION BOOK PAGE NOTES 1. WD 07/21/1970 1551710 630 2. WD 11/29/1994 2417077 1469 444 3. CLASSCHG 08/08/1995 2450387 1505 539 4. QCD 03/24/1997 2539152 1597 492 5. QCD 09/11/1998 2639796 6. QCD 05/11/2001 2847859 7. WD 10/31/2001 2896744 Re-recording of WD erroneously recorded in Adams County. 8. QCD 9. REQ 10,WD 11.OGL 12.WD 13.DOT 03/27/2002 2937156 04/21/2006 3381073 06/16/2008 3560869 03/13/2012 3831494 09/02/2016 4233716 09/02/2016 4233717 REPORT COMMENTS: Property searched 45 years. Plat recorded 2/4/1969 at Reception No. 1527084. Tax Certificate included/to be emailed. Report Created: 1/19/2017 5:43 PM T..+-n�.v.��.n.�.......r.,...�+�ru .L:�YkiJ I1V.]�.L i•,5�.a'�F.. r ♦dam -.-'.1:.. ��,. _�.�.., .__,'�r�• lorg ;mr 4 • yep ,..�....•�..�� .y.4r.�.., . ;w�v vy�}+wva Sl,.�-..: . �1 ea }.:if: Vs .rwr.iligt=tiale ' 0)e . N c 4 frea� - I cJ b1a8iolsOoze t end ragia J. 19;71=',.=wadNomy 6sm Dal= 7 fdoy Comy Imo alcetuary d oars =MI rags 4 saas1440 e lEnraatiisn Ma/WO DOLLkli elzgazdena ildizzikrEsig4 d evz stiv4 fasa+„rlss.§. cet c« le su d dp 1-0:2.r weamt) eai t gr et, tcu =cm c=3=arm tsar tLbcol,1 tate= ca ems.- wt. va Sts. uoremy ateausrm ton Ra :do foam?, oz cait"e[7 0 El ems' a csra Co Ulan t.1 motto el ads Canfatadtroll Ca fee at to rsll4 Let C+'.' a21:474, G'"=e, 0i.a9 M tis3 £t. gyp c¢ruacq cS Wald Eh=c.' Ct, s-�•s tot 20 Tract 2' i1IL +ra 0OMITTSK0V, std County, Globsrado MGMMGM= rid di Dart 4550at diaraartscatp tet9 Ito Elstm=eto termleaa .LSa is s le but tazt4 Ca mod= taa2 tuti eax,ulsess rzat.are. ate► fxsa 106 peatt &andi :.at en . t Sumort, data tad te•assairtee df t&a vb.! $+3;i tC ea dm rain, ettCr 1677 sa aL El tray eo Ca dmbarge.-0 v!tto F.c . 1.:::= a r,;1Ini) >±7d R S =OLD al rali Er .'.s',s A0tv_m itcongo.Z rani - , te. cas DW `. rs ,WO. C.a 1 E+` ilea el rlg 5r"=1 rrai . t. 9 L. -r% -at• (.7 ncle {met:sr! , C3 �^w1 l L77n'"� at2 act.'a ctf744t;4'i Ltasa,L a°r ! d24 w;4 al ttt9 f»?LItoM Sa• O. o:tn.= Atmair $R C3 camtztt, 2y t :rs 036 4orts i+sue 1 4 CZ3 cd2, past• ei esxcetl vraA. 013 ,..*= dd carry a d T2t natal tea hdta =Letup el melt -..,L-74.7.7z. ze"rw' :asp et cicia Estas t22ap tanas.`caJ 1 tlto gym, a*aD R:xt +x+46 g d cam, i t ltr'. c= 4%-ta ecd kt-S •s Rte C',era Cf 1r.. c-i2r-s h"z E3 c"...-.7-24 e:4 LaVcr.z41 t„% L'I.L2 Kew tar:tar:z.1 c�r`;s to c".at, az 7 ae2 t7q t`b, cc-z+t fa ci r=tte czJ farm e" fir a yt i s 4`a =at tca i;aa as3 cue t 0-r o c7=9. 0 :3LSt ia,rer -^,r xlus L Fcaitrateem,. Cuccpt tatsea Roil' tta pc= IMO clad Guttzumn yoalr0. O-4 c tha c`41•3 a .A =1:a c=r^.. ea Cl ea ec!-1 C; rS2 W [La s.^"i 4 DGC t ds t'aDsivay of E"r. t'c.'r nz4'".s cod Lta txrza ra..1 sea rs r3 z*!ts ua^:ra, n s..:'t aM avvy waaa tr paca.' 7 CJr`s:L0 ar d eti5o 11a retedi 7 ezu r..71t=at 2Ov , Gres c=ri c+t*1 cad WARnitm mfr mamma D.Mr2,ars, fe! 47SCi,' -0 1.3t EMDV (It mj v. -mkt) di 9E:a &s3 i bawl . r:rots-..a eel tboir koact.i cal a KSc ata' GS i gt e4CSEI elm mks w. 4^ gat Imd awl bsamcd b the Promo; ti*0R.4 � t° STATE PEP COLORADO, C `y0tA,?y .. ca Z Vane, of .Taffor000 r�[i�se. .,r' ",ill., Iris+7SA# oehe'e 4' =�,IIAL1 r3 ii. Y£Anz _.9 a �282AL,1 tfr.sa L. lslp.h�a , • MALI ?dD fce 6_,ssreszscai was &mewl L., -Ion me tlsb f ism dsp dlai ci F A. MID 7O,iy. Lao.o11 II, i11rar cad Sondra L. 1Aaor. W actarr;,•Een g.July 6, + i t'i a .�r E s 34 r� z 7' 'E a©L r:s. 4 qt. @ARWAtrTY DCUD 01,if J 1MV'FsiSka CORecorded al 1 ARZ917.077 o'clock M., Recorder. WARRANTY DEED T1fES DEED, Made this 22ND day of NOVEMBER, 1994 between EUGENE J, DEPI NTO and MARY ANN DEPINTO of the County of WELD and State of COLORADO, grantor. and HARRY T. WORKMAN and NANETTA L. WORKMAN whose legal address is 2885 W. 128TH AVENUE #1333, BROOMFIELD, COLORADO 60234 of the County of ADAMS and State of COLORADO, grantees: WPYNE t S, dint the granIae, for and in consideration of the sum of FORTY-ONE THOUSAND AND 0411CI lhs DOLLARS, (S41,006.04), the receipt and sufficiency of whmlt is hereby neknnwiedged, has granted, bargained, sold and conveyed, and by these presents does grant, bargain. sell, ennvcy and confirm unto the grantees, rheir heirs and assigns forever, not -in tenancy in common but In joint tenancy, all the real prdperry, together with improvements, ifany, situate, lying and being in the County of WELD, and State of Colorado, described as follows: LOT 2, BLOCK 2, NELSON SUBDIVISION, COUNTY OF WELD, STATE OF COLORADO. 2417O77 B--1469 P-444 11/29/94 041321, PG 1 OF 1 REC DOC Weld County CO Clerk & Recorder 5.t3O 4.10 also known by street and number as VACANT LAND, BRIGHOTN, COLORADO 80601 TOGETHER with all and singular the hereditaments and appurtenances [hereunto belonging, or in anywise appertaining and the reversion and reversions, remainder and remainders, rents, issues and profits thereof. and all the estate, right. hale. interest, claim and demand whatsoever of die grantor, either in law nr eyuity, of, in and to'titu above bargained premise.,. with the hereditaments and appurlena aces, TO HAVE AND TO HOLD the said premises above bargained and described, with the appurtenances, unto the grantees, their heirs and assigns forever. And the grantor. for himself. Ins heirs and personal represeuwtives, dries covenant, gram. bargain and agree to and with the grantees, their heirs and assigns, that at the Mtn of the cnseal'ing and delivery of Mese presents, he is .well seized of the premises above conveyed, has good, sure. perfect, absolute and indefeasible estate of inheritance, in law, in fee simple.. and has good right, full power and lawful authority so grant, bargain, sell and convey the same in manner and form aforesaid, and Mai the sante are free and clear from all former and other grams. bargains, sales, liens. lazes, assessments, encumbrances and restrictions of whatever kind or nature soever, except for taxes for the current year, a lien but not yet due or payable, easements, restrictions, reservations, covenants and tights -of -way of record, it any, EXCEPTING AND RESERVING UNTO THE PARTY OF THE FIRST PART iiGRANTOR°'ALL RIGHT, TITLE AND INTEREST IN AND TO ALL MINERALS OF WHATSOEVER KIND, IN, UNDER AND UPON OR THAT MIGHT BE PRODUCED FROM THE HEREIN_ DESCRIBED LAND. The grantor shall and will WARRANT AND FOREVER DEFEND the above -bargained premises in the quiet and peaceable possession of the grantees, their he it's and resigns. against all and every person or persons lawbiiy claiming the whole or any patt thereof. The singular number shall inetude the plural, the plural the singular, and the use of nay gender shalt be applicable to all genders, IN WITNESS WMtiltl?OFF ihc.kratttor ,eaeculed this deed nn the date set forth above. tsi STATE OF COLORADO COUNTY OF ADAMS ) as. The foregoing instrument was acknowledged before use this 22ND day of NOVEMBER, 1994 by EUGENE J, DEPINTO and MARY ANN DEPENTO My commission expire : •-5T1� • L. LUCERO NOTARY PUBLIC STATE OF COLORADO MV Comrnisarth Expires 3-29-9A Witness t hand and offi It nu ry?ublic No. 92u. Rev. 341 WARRANTY DEED (to Joint Tenants) 2450387 B-1505 P-539 08/08/95 03134P PG 1 OF I REC DOC AR24503°7 Weld County CO Clerk & Recorder 6-00 WELD COUNTY ASSESSOR 1400 NORTH 17TH AVENUE GREELEY, COLORADO 80631 (303) 353-3945 EXT. 3656 RE; PARCEL NUMBER 1471 24 4 02 002 This is a formal request to have the improvements on the referenced parcel changed in classification for ad valorem tax purposes from mobile home to residential property. I/We fully understand that this change of classification may increase the actual value of the property for ad valorem tax purposes. I/We Also agree to have this request (as approved) recorded with the Weld County Clerk and Recorder's Office thereby acknowledging this change of classification and also acknowledging that residential real property classification will remain in effect until the improvements are demolished or removed. MOBILE HOME (S) MAKE (S) WC YEAR(S) 1993 VIN NUMBER(S) MY9311O67AR1Z____ TITLE NUMBERS) I2P210096 SIGNATURE DATE DATE -PS- DATE SIGNATURE DATE CLASSIFICATION CHANGE FROM MOBILE HOME TO RESIDENTIAL REAL PROPERTY WILL BECOME EFFECTIVE ON THE 1996 TAX ROLLS. I UNDERSTAND THAT FOR 1995 TAX ROLLS PAYABLE IN 1996, THERE WILL BE TWO NOTICES MAILED OUT IN JANUARY, 1996, ONE PCR THE MOBILE HOME UNDER PIN NUMBER , THE OTHER FOR THE LAND UNDER PIN NUMBER 6266386 . THEN FOR TAx YEAR 19 96 AND ALL FOLLOWING YEARS THERE WILL ONLY SE ONE TAX NOTICE. HOME DEPARTMENT CLERK DATE LEGAL DESCRIPTION L2 BLK2 NELSON SUB Recnrdec Receptioi • — 2539152 B-1597 P-492 03/24/1997 41:28P PG 1 OF 1 REC DOC — Weld County CO JA Suki Tsukatnoto Clerk & RecoTder 6.00 QUITCLAIM [WED MIS DEED„ made this -2-1 du of Ve,kua, l9 9-I betwcan I'iab'tr\c \"/askmarl arQ Nant.l.4.a \-• \404. WrINetri of the "'County of \ G t Colorado. grantoris) anti Nartetse•es 1. NAoc-krnaSl and Slate of , whose legal address is 2 7S Appaloosa kre-, ragi,4ur,Co1orNAL', 8O4aCt of the County of sj �a WITNESS, that the grantoris), for and in eonsrdel anon of the sum of and Stale or Colorado. grantee(s). Ton DOLLARS. the receipt and sufficiency of which is hereht acknowledged, ha remised. released, sold and QUITCLAIMED, and by these presents de remise, release, sell and QUITCLAIM unto the granleetsl. Itch s, successors and assigns forever. all the right, title, interest. dal and demand which the grantor(s) ha in and to the real property. together whit improvements, if any. situate, lying and, being in the County or �� and Slate of Colorado, described as follows: Lek 2 , 2_ Net%on �u�divrstan Count UV weld S4ak.e. OS- Cole+raae, also known by street and number as: 2. 75 Appalaot'a Av. Br, a111t}oes, s4�grads� Boboi assessors schedule et parcel number. TO HAVE AND TO HOLD the same, together with all and singular the appurtenances and privileges thereunto belonging, grin anywise thereunto appertaining, and all the estate, right, title, interest and claim whatsoever of the grantor(s), either in law or equity, to the only proper use, benefit and beboof oldie grantee(s) heirs and assigns Forever. IN WITNESS WHEREOF, the grantorls) ha executed this deed on the date set forth above d'' d 4 )ldTc1 T \losr\mant\ STATE OF COLORADO 4 s Ysr. .1r�wi Nasxkc..a L Wdc t -n 55. County ar /VP/A5 The foregoing instrument was acknowledged before me this a Ad- day of gP� tam, .1995' by 9f in Denver. inwd "C is and' \Vnnrt, fitly i rand and alhu:ut se d / NI, ,catrntIna,'r' esl rire 5'. c tr1 - t1 l.4• some ono \Sarec, nl l'reon Sh:nning'eewlr t , 15 41 r OF G❑4 - 1 Nn, 933. Rer, 4-94. Q1 I rc l s I \I I)l 5 ltradlunl l'ahloisss. 1 • 'Swat. ii JAI —Li 11 ti I 'it'll 2.1- 1— 1.97 EL y'0 24 Gt,2 rict(e 11111111111111111111111nI 1111 111 1111 I111111 2639798 0$/11/1998 04:39, Weld County CO 1 of 1 R 6, 00 0 0, 0B JA soul Taukanvoto QUIT CLAIM PEED ,I STS DEED , Diode this day of August 21, 1998 patueen gill+];' rill L. KIRK= .1 of the County of IARIiER and stole of colo�ade of the iLret art end ellU Ei'±A L,. WC ilal IAPA D. XD2 TER ,etrrrr . '; whose Legg eddre'e is 23un5 PPATGC)I AVFNLlaM Sree. of � Iof the Gallopade, of this ■ecotvi psrtl: . {, N1TNE&aETM, That the Bald petty of the first pert, for and in consideration of the sum of 010.00 l; MI =ARS AND an= MOD AN I VAS omaiDERATioN I is the cod pertliee) of the fires part In hand paid by the told pert(loo) of the uecord part, the receipt whereof le beaky cenfeaeed and otrnowfodtod, hip remised, rcletoarl, mot: connoted and duIT CLaDI D, and try thesis preunta doiel) retllet, relsuee, sell, convey qnd owl CLAIM ltRta the maid p■rtlied) of the (leered pert, (their) heirs, succours.' end assign, forever, ell the right, title, inkalect, cloio are oasind Wafer' le maid parties, of this first port heir) In and co the following deecribad Let or parcel of Lard situate, Lylnc end Doing in th■ Co4Rty of end State of coloredsto wit: Liar 2, 5141la 2, NEL. aW s TBIcc , CC OF WEND, STS OF a Am. 'I :1 ,kl s .: ells known as street end nuttier f TO RAVE Alp TO MOLD The time, together frith all and simpler this eppurtenaneee and privileges thereunto belonging or li • in ■nswiee thereunto'pperteining, end ell the 'stets, right, tins, interest end oLaim whetaoever. of the amid pertiim) . of the flrat pert, either in LW or equity, to the viol' proper qse, 'benefit BMDehaof of the solid perttiea) of the I 'stand port, (their) heirs end assigns forever. IN WITNESS WHEREOF. The Reid pertcies) of the first part heist hsreynto net their hand and seal the day end IVeer first above written. Ij stifled, sealed end Delivered in the Presorts oI r3 ;;I 'j4iligg6r QUIT earoti N K9fl0 srATE Of COLcaatitt county of" iiEAI.); The foregoing instrument wee teknostedged h■fare ma thus day of A guilt 21, 1948 I'M L, Ui01l9I4L91N My esmRlesion eForticHELLEA. r$C a NOTARY PUBLIC too TITLE GUARANTE etlmex47��F �iORIiQp 3033 EAST FIRST AVE, ;18h{CnmmssinnErplres 12/13/2ppp DENVER, COLORAG= eos06 il�JlY�J `C L a_., '015 f i i pew.i.Ce isci Cu _tor `. e- L. 4,\(:111)().. , CC -' ' l'CI FC900 . R00 GLAIR Dego Titlol i.'5 Iv1tiMI VvAS lS .'+'',usiiD ii {L,E::7c llltl@INT BE iNAC+EQUATE CD91 F,l4hLLvG Pjfi USE • 111111111111111III1 Ii!II II 1111111ni11i 1I1 IIii1 iii Iii 18ofB1 lI° nog v° 0,110 Weld ccunWW CO u alnato t.set QUIT CLAIM DELO Itecroter. THIS DEED, Made on bgweeI1Larry D, Koester and Nanette L. Workman of the /Cuuoly of Weld and Slane of Caloredo,granlor(s),a1W Larry P. Koester and Nanette L, Koester whore legal address h 2375 Appaloosa Ave Brighton, Colorado 80601 of the County of Weld end State or colotado, graulee(s), WITNKSSETFI: Thal the grantor(a), for eltd ire eollsidcraliim of the sum of No dollars and no cents Its rcc[ipt snd suttiu u+a:7 nr winch 19 lerrhy ac kn, wh dgcJ, Ica ye ro 11oesl, [deli :11 9011 rik9 QIIITIAtu AlMWll. e. rrod Il II a Core00Ille uo do es {smite. (dent. sell and f1UITt9.AIM G14o the gretucchay, Ct�eiX riihl, Ihlr, Ins caul, dual+0.J durwud whl, h elk pi- io vs N1 and P. {lb; r�ol rove,ty, Ingei lice with hGpr++�cro lens, if oily. okuer, iyllij and 'dill ill tile roomty of Weld one Sum; of COI redo. dcrcribcd or Fdlowa: LOT 2, BLOCK 2, NELSON SOUOTVISION , COUNTY OF WELD, STATE OF COLOFlAl7Q- also known by alrnrl and number aa' 2375 Appaloosa Avenue Brighton, CO To (NAVE AND TO MIX the same, bi9elhcr wall all and singular die appurlenonee9 shit privileges Mannino belonging or in anywise Ihenuadu ylperlainiug, MIMI All Ike estate, rigid, line, interest, and clnuo wholonever, of the greeloe(d), ekhar in low or equity, in the uldy pnlper use, benefit oral betmof oldie graulec(9l their bolo end . tfIIR forever. JN WITNI+SS WIIE11 IEIF, 711c gramnr(r) ho Ve eaeculud Ihis decd Oil Ile dole all firth above. • - m I_ta L. 10 rktl+an Larry to . Koester SrA t's OF 99. fAluoly of , �ftir v The foregoing blmtivrllen as acknowledged before the all by Larry D. Koester and Nanette L. Workman a My r6a1111 UIIIl l empires off fa Deaver, iioell 'Cky end' . . , u .r-s++mob•• Witness my Iwol10and officio' deal. Woos end Address of I'ereul Creating Newly C{rnleJ Legel Description 131-35-106 5, C.R S.) No, 933. Rev 6-92 Quit Gabe Deed SEP-24-2001 MON 05:52 PM 3033375276 744 FAX NO, 0 WARRANTY DEED TilS DEED, Mesa on September 24, 2001 between Larry D. Koester and Nanette' L. Koester o!'LLtc Cvuntyof Adams and Slate of Colorado mantas, and James Paul >3orquez and Jennifer Anne Borguez wboeo ia$a[ addnas is 2d�5 Appaloosa Avenue Brighton, CO u0601 of Cor+nlr cat. Adams and Soar of Colorado W1TMiS&, That the hrratlor, for and in aontideraiion of the cum of (o26.7, r 900 . O0 CeE 7.7934 P. l4 10/26/2661 11:44:39 P6: 0001-01 5.06 DOC FEE: 26.79 CAROL SNYDER ADAMS COUNTY Two hundred sixty seven thousand nine hundred dollars and no cents ,branloas: VOLE ,ARE, the relloipt an l autlkienoy of whiuh la hareby eoknowkdecd, hem grimed, barieined, bald add ,nnvoyad, odd iry these pnaonis dodo 81+111., hws}rin, sell, convey and uoatirlrt nolo she plrantene, their heirs and aralgna fusver, rim o1 aananoy in oommao but in joint I TWnoy, au the real praTomr. Loge hdrwith iniprovcmcnR if any, situ ow, lying 40 beneAn die County of Weld and Star orCCinad . dmacribcd u fslloam: LOT 2, BLOCK 2, NELSON SUBDIVISION, COCNTY OP WELD, STATE OF COLOR O. ao 1:nowd by .kcal and rom'ibar an' 2375 Appaloosa Avenue arighton TOoliTTitn with An arrd irnguiar lice bale6rµrnanw cid Apirarizmmbcai Ihrimunto he Inng i;, o -r rry oio wioa appenarnnrp and the r_v�t,iun and fwvrniana, remainder rind rrInamdam, ronto, ioeirt AWL ptalska 'hared!: and nil the' Mato. rlgklt. ktsc, inlcreet, Clair; rind damned k'hoaaoavae of did D. ardor, oithor in law or ayuily, rk'. in utd w the at qra bergamad pramlaea. IhEth 1.h+ I;tlrCddement , d appurtr ,incoo TO HAVE AND. TO loath ma bald prvmiaes ahw^e bargained and dravrihad, with tam Appurtciran ,e., 'nra the gradiaee. draw heirs .1414 +wee&it furover And the grsr1or. far himrelr: 1Il hnirr, and part„..! ruprccantallvat, eloax dev,r,&ot graok burgmin, nod err.io b bed w,IA the &'r antere, their bail and aw.igor. Meat 4 rho tit at tit* endeallg0 e1d deli+try of thane pt -manta, lit ,i wall remise! at' Clio prenuta, .,boVi eor.uogcd. hod good ruts. prrUt!, +4.roPotc and rulrftuurbtr n+m of ,ether{;+thou, m Gave. in fr. simple, and hum Zatq right;, tot poi ar ruin Ixurlkl iiiliony to punk smcon all and soave'.3. ilk! Area in muliiv dad ferret efwaardd, and LLrat iha burnt aro fret and plc s1. from ,dl thnTrw and elltnr 1r:,Vr, bmc1 o,ns. oleo, Iion.. rmxas, I�a_amrd male, ancumbraneam ,rind rc r1.- 4jona of whalevop kind or nautra moover, excapt taxes for the current year and Subsequent years, and except easements, restrictions, reservations, right of way and covenants of record, if any, 7/ 8f i.te..f] Du. Fee "rha ;manor shall one. will wi, !, ONT AND VAREVF1P DF70.1.4r3 ISa iihaana.bagainad pramlo.a in ilia guru[ and pwtoeahlo puaaaanion ofthe Cr><41tesa, dioie rain amid ivaigrte, Aiming :3l m414 overt Pcr.ott or p rune lawlLRy olrurning the' whole' or wry pan iherwuf, 1Tk aYnslIar rumba? ahnn ineh,dc rho plurmi. tiro plond firm s;ngt,Lar, afta lit a.5a ul' any gender alma bo spplipsbk to all gendan fN WYTxIys WRR1i.$Oy; Mite Ammar has eaecutad this doed on .ha dia. act forth elbow, Larry C i[oeste= 1�-$ 9TA'L'li 0FCol oredo County of L. co, } as. The foreguirig indtaumrne was neknowladgod balbra ma this hyLrrrhy D. Koester and Naloetta L. KOeeter MARY WOLFS Notary Public, Store or Nevada hppoT rrnera No. 9747471 hty4r,D!.E I7resDec,9.2001 1.t a L. Koester w1/4,-1 day of ) d.o01 W;piave dry h.4 d and o0Yolal goad. My ooinmiariwr °Virna 710...c.., C.I 1 O Q I AFTER RECORDING RETURN T0: VALLEY BANK & TRUST NO N.4 i BRIINT'ONa COLDRAQO NOM MAR -06-2002 TUE 02,66 PM 3032376276 FAX NO. 0 P. 03/03 STATIU or I11111111111111111111111111II 111111 II 111 i 11111111 2937156 03/2712002 03:30P JA geld Teulcamoto 1 of 1 R 5.00 D 0.00 Weld County CO RacnrlieJ al n'alcuk rath - Rutapliuo No• —� -- QUIT CLAIM DEED THIS DEED, Mradonit Mareh 5, 2002 hetwesnaamea Pawl Borquez and Jenniler Anne 3orquez of the IlrighEon *Count weld Colorado. granmr(>t). end James pawl 9Crquaz ninon IeSni oddreas la 2375 Appaloosa Avenue Brighton, CO S0601 or mu Brighton Claim of Weld and Stara of Raeordee_ and Soda of Cufurndn. FrhIl ee(h), WITNESSWI'U: nut the yranwe(r). for and in cnrnlderuian nr the sum of NO dollars and no canto rho receipt and suilictcn{)I of wheal+ no ltarchy miktww'Or J rd. OA NMI pni, released, inklaN QV II ot1Mtlby three oprnnautra Lie es and ereir, t a rd„ ramllo. ra etc . MK wed CiLATCLA1M untollla erente<(r). riiiil,'Hie, dnlere01. Anil% and 1cmind whirl! Lhc;TAntafis] 1r! 10 midi to Cho roll praper1Y. p+pether with Imprn�amerey. II NV, Shows. dY}Ay sled hoinT, Al am ;3righton ChU11e}' of Weld and Shto of Colorado, dea.aliDed as fani,wet LOT 2, BLOCK 2, NELSON SUBDIVISION, COUNTY OF WELD, STATE OF COLORADO alma known Iwy green and number as: 2375 Appaloosa Avenue Sri htoi3 co aO6O?. a unenancea and prlvrla¢esthetcuhto Iralurrpih 01 in II liprite TO ilAYB AND TO EOM la nemr. rolauwr Willi n I end +d pp IIu:Teunt++eppenain11f. and all the allele, rigid, IIflY, lotorept. and 11iill�,w aYn ymr. Of Ira raniur{a). eldiarin NW OT tlWally, 10 the only plain.+ LIU. 'Mai and pehnaf of die'pinwale) IN W 1I yn,!y,S WHF.HEOF. 'die Dramas{el ivr eaeeureu Illla deed on the (lade Set form eiruwd. STACEY L- SANt7LIN w NOTARY PUBLIC STATE OF COLORADO rummy of Thu rnrcfaiieg insltvment Wee a0knaw1alfiad hafare fie nh March S, 2002 by ,7amae Paul Borquez end Jennifer Anne Sorquez My uumitilaalnn oaplrea 9,' e2_5. Mums '1r In Denver, lrfun Ci[r qrd Mee arud AiWrass of rorron Cr,htlllF Newly Cr toed Leak1 S)escripLinn I J. if G.L C.R.S 11011111DIII III 1111111IIOOI 1111111111111111111111111 073 3381073 01/21/2006 x1.20✓' Wald County, CO 1 of 7 R 36.00 D 0.00 Steve Morena Clerk & Recorder REQUEST FOR NOTIFICATION OF SURFACE DEVELOPMENT STATE OF COLORADO COUNTY OF WELD EnCana Oil & Gas (USA) Inc. (EnCena) is a Mineral Estate Owner or owns the right to occupy, make use of the surface and develop the minerals of the Mineral Estate Owner, underlying the following described lands located in WELD County, Colorado, as more particularly described in the leases shown on Exhibit "A" and the parcels shown on Exhibit "B" as they pertain to the leases listed on Exhibit "A", attached hereto and made a part hereof (the "Subject Lands"), to -wit: Township T IN, Range 11:66 W Section 24 Pursuant to C.R.S. Section 24-65.5-103(3), EnCana hereby requests written notification of any and all Applications for Development (as defined in C.R.S. 24-65-102(2)) and all other proposed surface development activities on the Subject Lands in accordance with C.R.S. 24-65.5-101 et seq. Such notices should be sent to the following address: EnCana Oil & Gas (USA) Inc. 370 17th Street, Suite 1700 Denver, CO 50202 Attention: DJ Land department EXECUTED this 15th day of February, 2006. ENCANA OIL & GAS (USA) INC. Adi Byron'll. Gale Attorney in Fact STATE OF COLORADO ss CITY AND COUNTY OF DENVER ) The foregoing instrument was acknowledged before me this 15`h day of February 2066, by Byron R. Gale as Attorney in Fact for EnCana Oil & s( A lc. WITNESS my hand and official seal. Notary Public IllIIIIIIi1111I1IIIl IIIII1Iliiilit IIIIIIIIfillNII 3381073 04121/2005 C1020P Weld County, CO 2 of 7 R 36.D0 D 0.00 Sloe Moreno Clerk & Recorder w F s E. 0 8 8 0 o a 3 A a 0 a g z rrn CO d L7 W 0E - is. oz�U O A oo t4 0 0. m a4 0. 4 W 0 D m •} R1 L.L. d N Ib co -. F a O n 0 E� W cg- W � 8- Drirp a gaUw C.) 14 gmw - El a m 1 a a 3� 3m 0 s a 5go sT.`" .mom e eeeA an0a aA0 aNar- aNr ANH Z c� X * ri, z 2 .. z a0 x x a Hy F0 a E.0 E.4 P.a, Fang F�a A a, s Q C. C. ni CIS G7 Go. Rl N N T iii n C` T C+ pt O C� LEASE Na LESSOR PETER I FARRELLY DANIEL P CRONIN THOMAS G VESSFI S CHESTER S CUMMINGS ET AL 0 I DENNIS DILLER ET AL THOMAS G VESSELS 17349.065 LLOYD E HESSER ET AL THOMAS (3 VESSELS CHARLES R RIGLE ET AL 1 111111111111III1111111111111 IIII 111111 III 11111 IIII IIII 3381073 04121!2006 01:20P We County, CO 3 at 7 R 36.00 0 0.00 Steve Marane Clerk & Recorder 8 w a LEASE NO. LESSOR 8 1 ZEt M N THOMAS G VESSELS o 0 o THOMAS G VESSELS W cn eo L612703 TIN R66W b THOMAS G VESSELS 0 U 1612706 TIN R66W THOMAS G VESSELS m p THOMAS 6 VESSELS BILL WYLY ET AL I 1111!! 11111 11111 lit IIIIIII II 1111111111111111111 Ill] 3381073 04/21/2006 01:20P Wald County, CO 4 al 7 R 36.00 Q 0.00 Stave Morena Clerk & Recorder COUNTY STATE 8 1612708 TIN R66W F 17349.912 GEORGE R AARON ET AL 8 0 a o 0 3 1^1 1613924 TIN R66W p O C5 O p D O s0 6 rn THOMAS G VESSELS THOMAS 6 VESSELS THOMAS G VESSELS M1 0 U 5 0 vz Fi- g A z F. b THOMAS G VESSELS BOB L MULKEY ET UX OA A 1111111 I11II IIIII I111I 1IHII 1111111111111111111111 IIll 3381073 01/21/2006 01:20P Weld County, CO 5 of 7 R 36.00 0 O,00 Steve Moreno Clerk & Recorder 6 O AG Gil F� C rl O OO V V 0 0 U Z q r� ❑ A A U 3 3 3 3 pa C7 l'i ❑ 0 od z o w F. O 0 zF F—. F Q eg r cn0. AA x z z� 6 .7 FEn F Fuwiamm b1 L9 e�. SC O as NM AO 04 O a STAFFORD A MORISSET ET U7{ THOMAS G VESSELS THOMAS 0 VESSELS m 0 THOMAS G VESSELS GEORGE E NELSON 0 5 w ❑ O 6 W 0 0 U wo Wm O o E-2 0 O � z 0 ZUEM F- ` a m op 'O Ch a THOMAS 0 VESSELS WELD COUNTY COLORADO 111111111111 I I 1111111111111 I11 IIIIII III IIIII 11111111 3381073 04121/2006 f11:2OP Weld Go nty, CO of 711 36_D O O.UO Stave Moreno Clerk A Recorder 8 8 8 U U 0 0 0 yF�i O W R a 6� a 3 W 8 gF LEASE NO. LESSOR w ✓ - 4 THOMAS G VESSELS ROBERT C WILSON ET UX z w z O a °a 4 LA �z 4 A p zQ� Fv» 0, THOMAS G VESSELS rn a THOMAS 6 VESSELS 0 N THOMAS G VESSELS b a w a a a, C9, 4VI a CARL A NELSON ROBERT L HAYNIE 5 LIJ m THOMAS G VESSELS VANTAGE BUILDERS INC • z EXHIBIT "B" Attached hereto and made a part hereof that certain Request for Notification of Surface Development dated February 15, 2006 Percel# Owners Name 147] 24000007 CRONIN FRANCES M (3/12 INT) & 147124000014 MAESTAS RICHARD & 147124000016 FRISK EUGENE W 147124100003 R1GG GARY L & 147124100004 CALZIA JAMES DAVID & PATRICIA ANN 147124100006 FRITZ RICHARD A & LINDA D 147124100012 DINER TERRY & 147124100013 SCHMIT SCOTT I al 147124101002 JONES JOSEPH D & E 147124101003 WELSH JOHN P & CHRISTINE E mom go 147124101004 VAN EGMOND RICKIE L & ALMA J o gc gc 147124101005 PFAUTH PETER T & KARYN M ▪ 147124101006 MAHONEY MICHAEL L & SUSAN J - 147124101010 HILL LORENE A ei o 2 147124101011 OCHS MICHAEL T & MARY JO 147124102001 ANDREWS MICHELLE 3 147124102002 CHAPMAN LOUIS C & BETH M g 147124102003 MOTLEY RONNIE D & DONNA S � 147124102004 HEHR ANDREW J 147124102005 BAUER FRANK E & MARIANNE C 8 147124102006 NAKAGAWA HARVEY Igo 147124102007 NAKAGAWA HARVEY ] 47124102008 BURRELL LOIS G E 147124102009 BRADLEY RICKY L & HELEN M i6 147124102010 RADER GEORGE N & BEVERLY I ■ter Ec 147124103003 CRABDREE TIMOTHY L & ▪ N 147124103004 CRUMP WILLIAM R & PATRICIA ( 's 147124103005 GREGG RUSSELL J & WILLA JEAN t"S '- 147124103007 ARBOGAST RICHARD T & 147124103009 HARMS RONALD R & 147124104001 HASTMAN ELLA M 147124104002 CRUMBLEY CHARLES A JR & MIEKO R 147124104003 HEALEY PATRICIA ANN 147124104004 KREUTZER RANDY L & GLORIANE 147124105001 SWANK STANLEY ROY & 147124105002 TRAXLER BRYAN L & VICKY D 147124105003 HALE LEROY E & KELLI S 147124105004 HOGAN JARRELL E & LORENE E 147124105005 HEERNANDEZ RODRIGO 147124105006 BECKER LINDA J & ROBERT J 147124105007 CENTEX HOME EQUITY COMPANY LLC 147124105008 MITCHELL ANTHONY C & JANIE M 147124105009 MITCHELL ANOTHONY C & JANIE M 147124105010 JAMES DAVID JOSEPH I1 147124106001 SISNEROS LARRY J & CELESTE J 147124106002 SHARICK STEVEN T & 147124200023 BOWMAN MARTIN G 147124200024 LAND HOME DEVELOPMENT CO (1/2 INT) & 147124400004 HOFF MERVYN L 147124440007 HOFF DENNIE LON 147124400008 GALLIGAN BRIAN D 147124400009 PERRY TIA RAE & JAMES A 147124400013 MILLER ROGER N & 147124400015 PFEIF DONALD D & BARBARA K 147124400017 RODABAUGH HAROLD I AKA HAROLD JAMES JR & 147124400018 CONWAY JOHN M III & RENEE A ]47124400019 CONWAY JOHN M & ALICE R 147124400020 RYBERO JAMES L & MICHELLE L 147124400021 RYBERG CHARLES E & JUDIE A 147124401003 WALTERS DAVID EDWARD & BURDETTA JEAN 147124401004 ANDERSON AIDAN G & MARTHA R 147124401007 GRIFFIN ROYAL MIKE & VIRGINIA NADINE 147124401008 BOAL NEAL A & BETTY ANN 147124401009 DE PINTO EUGENE J & MARY ANN 147124402001 WILLIAMS TERRY 147124402002 BORQUEZ JAMES PAUL 147124402003 ALONZO SALVADOR JR 147124402004 HOFF DUANE L 147124403001 RAGE DAVID ALBERT & SHERRIE R 141124403002 HOWERTON TERESA C & BROWN BUD F 147124404001 STRONG CHRISTOPHER MELVIN TWP RNG SEC 1 66 24 1 66 24 1 66 24 1 66 24 1 66 24 1 66 24 I 66 24 66 24 66 24 1 66 24 ! 66 24 66 24 1 66 24 1 66 24 1 66 24 I 66 24 1 66 24 I 66 24 1 66 24 I 66 24 1 66 24 i 66 24 1 66 24 1 66 24 # 66 24 l 66 24 l 66 24 l 66 24 l 66 24 I 66 24 1 66 24 I 66 24 I 66 24 1 66 24 I 66 24 1 66 24 1 66 24 1 66 24 1 66 24 1 66 24 1 66 24 1 66 24 1 66 24 1 56 24 ! 66 24 1 66 24 ] 66 24 1 66 24 1 66 24 1 66 24 ! 66 24 1 66 24 1 66 24 1 66 24 1 66 24 1 66 24 1 66 24 1 66 24 1 66 24 I 66 24 I 66 24 I 66 24 I 66 24 I 66 24 I 66 24 I 66 24 E 66 24 1 66 24 I 66 24 1 66 24 1 66 24 3 eRecorded in Weld County, CO Doc Id: 3560869 06/16/2008 03:56 P Receipt#: 7363686 Page: 1 of 1 Total Fee: $37.04 Steve Murano, Clerk and Recorder WARRANTY DEED THIS DEED, made this 15th day of May, 2048, between JAMES PAUL BORQUEZ of the County of WELD, State of Colorado, grantor(s), end WOODROW R. MOREL0CK AND JANICE L. MORELOCK whose legal address is 2375 APPALOOSA AVENUE, BRIGHTON, CO 80603 of the County of WELD , State of Colorado, grantee(s) RECORDER'S STAMP _Jr.1LW WITNESS, that the grantor(s), for and in consideration of the sum of Three Hundred Ten Thousand and 00/100, ($310,000,00) the receipt and sufficiency of which is hereby acknowledged, have/has granted, bargained, sold and conveyed, and by these presents do(ea) grant, bargain, sell, convey and canffrm rink) the grantees, therr heirs and assigns forever, not In tenancy In common but In Joint tenancy, all the reel property togattrer with Improvements, if any, siluale. lying and being in the County of WELD, State of Colorado, described as follows: LOT 2, BLOCK 2, NELSON SUBDIVISION, COUNTY °EWELL), STATE OF COLORADO, also known by street and number as 2376 APPALOOSA AVENUE, BRIGHTON, CO 80603, TOGETHER with all and singular the hereditaments and appurtenances thereunto belonging, or In anywise appertaining, the reversion and reversions, remainder and remainders, rents, issues and profits thereof, and al the estate, right, title interest, claim and demand whatsoever of the grantor(s), either in law or equity, of, In, and to the above bargained premises, with the hereditaments and appurtenances, TO HAVE AND TO HOLD the said premises above bargained and described, with the appurtenances, unto the grantees, their heirs and assigns forever. And the grantor(s), for hirn/heraelf, its/their heirs end personal representatives doles) covenant, grant, bargain and agree to and with the grantees, their heirs and assigns, that at the time of the ensealing and delivery of these presents are well seized of the premises above conveyed, have/had good, sure, perfect absolute and indefeasible estate of inheritance, in law, in fee simple, and have/had good right, full power and lawful authority to grant, bargain, sell and convey the same In manner and form aforesaid, and that the same are free and clear from all former and other grants, bargains, sales, liens, taxes, assessments, encumbrances and restrictions of whatever kind or nature weever, EXCEPT FOR TAXES FOR THE CURRENT YEAR AND SUBSEQUENT YEARS, EASEMENTS, RESERVATIONS, RESTRICTIONS, COVENANTS AND RIGHTS -OF -WAY OF RECORD IF ANY; AND DISTRIBUTION UTILITY EASEMENTS; AND MATTERS NOT SHOWN BY THE PUBLIC RECORDS BUT OF WHICH GRANTEE HAS ACTUAL KNOWLEDGE; AND INCLUSION OF THE PROPERTY WITHIN ANY SPECIAL TAXING DISTRICT; AND BENEFITS AND BURDENS OF ANY DECLARATION AND PARTY WALL AGREEMENTS, IF ANY AND SUBJECT TO THOSE EXCEPTIONS REFERRED TO IN TfTLE INSURANCE COMMITMENT NO. 7007-73830 ISSUED BY GUARDIAN TITLE AGENCY, LW. The grantors) she!! and will WARRANT AND FOREVER DEFEND the above -bargained premises in the quiet and peaceable possesslon of the grantees, their heIrs and assigns, against all and every person or persons lawfully claiming the whole or any pert thereof. IN WITNESS WHEREOF the grantors) hevelhed executed this deed on the date set forth above. STATE OF COLORADO County of BOULDER lea. The foregoing instrument was acknowledged before me this 15111 day of May, 2008, by JAMES PAUL nORQUEZ. My commission expires: 201P Witness my hand and official seal. lc Name and Address of person creating Newly Created Legal Description (§313-35-105, Guardian Tltlle #7007.73830 War rust/ peed — Joint Tenants PRODUCERS if -PAID UP Rex 540. No 24pt Spec CO 3831,494 Palest 1 of 3 03/134'24312 11:32 PM R Fee121 De 5tnv. (torero. CL.rx ■na Recorder WOO t000tY, CO ■141 reav � 4v �rwg,,toti GvrI�+� YAM 11111 OIL AND GAS LEASE AGREEMENT. Made and catered into the 14w' day of lwiusry, 2017, by end between &skeet John DtPialo aced Mary Aire leFierO. whore sdMrcss is 2464 Appaloosa Avenue, !MARIA, CO 13060.1. hereinafter called Lessen (whetter one or more) atddEaenea Oil & Gas (USA) fee. whose post office address is 370 17" Street, Suite 170). Denver, CO 00202_ here mailer called Lessee' W ITNESSETH, Thin the lessor, for and in consideration of Ten Dollars (5!0.04) DOLLARS cash in hard paid, the receipt of which is herebyeekthewicdgod. mid the covenants and ts here inailer contained, has granted, denoted, leased and its, and by these presents does grant, demise. lase and let eaetutfvely unto the said L.cssa;, the land hereinafter described, with the exclusive 0gllfor- the purpose of drilling, mining, axpltmng by gecglrysimal end other methods, and operating for and producing therefrom el and al l iim of whauoevernature or kind, specifically Including soelbed methatte Nod any and nil substances paadnGed k sssocinnen therevdih from coal -bearing furmaliaiis, wtm rights of may and casements far rondo, laying pipe lie et, end uerlion ofstnicitnsa thereon to prudvict, faire sad Mkt care ofonid products, nitwit terrain tract of land situated in the County of Weld Sinie of Colorado, dcstxibdd as follows. to -wit Sea attached EtddbH'A" together with any recessionary rights therein, and together with ell strips or perils of lend, (nor, however, en he cortstmed to include parcels comprising a regular 10 - acre legal subdivision or lot of appwsrmsrely corresponding sirs) adjoining or contiguous to the above described land and owned or claimed by Lessor, end containing 16315 axes, mote or less L. his agreed drat this tense shall remain in have fora turn of Five (S) years front this dare and as long thereafter es oil or gas of wiulseever n fine or kind is produced from said leased premises or an acre. age pooled therewith, et drilling operations etc continued a hereinafter provided. tr at the chi -Oration of the primary term of this lease. oit or gee is not bong produced oo the leaved premises or err acreage pooled thcrcwi h but Lessor is then engaged le drifting of re- marking olrcivtiais thereon. then this lease shall continue in faux so bevies opu ■lean ere being is'psysaccded CM lire leased Minim or en taesgc p-,olod ter wirh; and operations shall he considered to be consinuausfy ptodUnet (p xaed hf ore that ry (40) data shell elapse between the completion or abandoismoil of one we and the beginning of operations for the do !ling ore snbseituecit well If than disc wcsy oral' of gin an said lend o• en arrange peeled therewith, the production thereof should cease from tidy cause after the moiety term. this lace shall nos mrminate ii Lessee commences 5ddlsfotui drilling of re- marking operate -Li within ninety (94) days from deta(ef oesastion of produnaper or from date of care�lon of dry hole. if nil O7 gas shall be dlieovetrd and produced Named of such operations at or idler the expiration of the peaty teem of this lens, lease shall commas in foveae so long m oil or gas is produced from the leased premises or on acreage poled therewith. En the avast a well or walls in dri sod completed on die lode. or on the Ira ed Irtacwith, For the purpose of developing soothed gas, the' word "'opennnblertid tiff M M'trslmtied' metiers covered urn the pomading per> ep . Cl) do notrcssultsin �i ro&ewaftto sofhy meon%inlier es. pasubstances qtrucs. 01 (2) us so dispose diteSnttiof such neing union from said walla tosubstances. main allowallow for staffing or p Y paying G 4 m&' erg P� underground mining effecting, the dnllsite as wellbore. 2. flit it a PAID -UP t LASE. Its caruicksarian of the down rash payment, Lessor agrees that Lae shall act be obligates except es otherwise provided herein, to commence or continue eel operations dwindle psirntsry term, l ettee ritzy m my time of castes during as ester the ,rusher) tam Sister Sr to n loao aB 10 411 or my portion of said rand End as lO My ;bale of eerahuni by delivering to Lasser or by filing far record a rdeese or raleEIMI. end be relieved of ail obligation thcscaflet seeming so to the age surrendered 3. En consideration of the maniacs the Mid Lesseecevenantsmndagrees I'' To deliver to the radii of Lessor, free of eo¢1, in the pipe line to which Lessee rimy connect wells on said lead, [tie equal of Frf#un (t %) ri rt of all oil produced and saved from the Erased premises. 2'° To pay Lessor or gas and i sinphend gas produced from said land ( L) when sold by Lessee. fifteen (I W) of the tier rooCeds derived finite such ale or 12) when used by Lessee ofisaid lend or in. the menminct ere of gasoline or other products. the market value, a the mouth Grille well, of When 115%i of such gas and easiaghcad gas. Lessor's irk -MI, in either case. to bee fifteen (1t%) of the cost of traraporistitxs. amassing. compressing, dehydrating and otherwiic treating such or casirtglnead gipt to tender it maateeiabk Or usable red flame (1S%) of the sell of gattesing and use spotting inch g ss and c ssinghead gas trroont the mouth of the well t4 the paint of sale or use. 3r To pay Lessor for gas produced from Rayed well and used air the premvcs of in the manufacture of gasoline or any ether produ t, n myalcy of Base, (15%) of I he proceeds', 4t the mouth of the well, payable monthly at the prevailing meat fele. 4. Where gas from a well capable of producing gm is nut sold or used. Lessee may pay or tender se revelry to the royalty. mama One Della per year per net royally ace rinathed heretnider, such payment or tender to be made an or helms the anniversary data of this lease Ana ensuing after the aspiration of 90 days from the dart web well is shut in and dttriothet on or befete the ens reerstvy date of this tee during the period such mull is shirt in. if loch paysnelt Or tender is made, is will he canticles -eel that gds it tieing produced within the meaning Of :EIS lease 5. !freed Lesser owes a less interest in the above detecibed Fend than the tal{re and undivided foe sirrtpir encase therein, then Use royalties (Including nay shut -ice gav loyalty) herein provided far shall be paid the Lesser only in the panpustion which Lessor's anlercst been to the whole and undivided fee. 6. Lessee shell hare the right to use. free of Cosa gas, ail end wider produced on said land for lessees aperiiion thereon. 7 When tested by Lesser, I " shall bur)' Lessees pipe line below plow depth_ S. No well Law,all be drilled hearer them 2116 feet to the house or bans now on tad prensi#a without written eeritnt of Lessor 9. Lessee limn pay for damages caused by Lessee's egerations to growing maps on rata lend. 10. Lessee shall have the right ai any time to remove ail machinery and fissures placed an maid premises. including the right to draw and ITI OGSC sexing 11. The rights of Lessor end Lessee hereunder may bee ssigneel in wlwlc or pert No en owners* of Isifor's interest (by aaigueseutee olhmv eel shall be binding on Lessee will Lessee hes been frrrsishei Math Dons*, cursating of coitl ofjikreoerded inn homer s ce documents mid other infortnatioo necessary to establish a complete chain of record title farm lessor. and tun only with respect to mimes thereafter made No other kind of notice, whether weal or anatruerive, shell he binding on Lessee tin present sir fatale division of Lessor oevnerehip as to different portions of panects of said land shall oppMe to beha a the obligations Cr diminish the rights of Lessee, and all Lessee's operukons may he conducted without relied to any such division. if all or any pan of this lease is assigned, no leasehold uwnss' Shuhl be liable for any to et omisejan or rimy other leasehold owner_ 12. Lessee, re its option, is hereby given the righl and pOwer el any time and from time to true as a reiasrring right, fitter before or after production, In to all or any part of the land described herein and as to any one or more of the fnrtrwtioru hseandue, to pool or unitize tM leasehold settee and the mineral essate covered by this least with other land. lease or leases in the immediate vicinity for the�tion of oil and gas, a segmeiely for the pradtxttoo of either, when in LeerSte t udgment iI is necessary or advisable ter do en, and iaftspemsc of whether mithonry similar la tai} Criss with respect la suds sera lard, tcaac or ki es. Likewise, units previously Formed to Include turmetlons rot producing Oil 05 gait may be IclwursJ to exetudc such non-preducimg formations. The forming or refaoning of any rib shat[ be accomplished by Lessee executing sod filing of record a dacleribou of such unitization err reformation, which declaration shall dcncnbc the ahti, My unit may include land sport which a well has theietofeee been winkled or upon which upvatisoa for drilling hate treretufbre beta commenced. Production. drilling or nwcesking upOebtiCns of a well shut in for want of a market anywhere on t unts which includes all crosier' of this has shall be treated as if it were production, drilling or reworking operations or a well shut in Mr -went of etnadtet under this lease, In lieu of the royalties e[sewhare herein t iild. including shut-in gas royalties, Lessor shall receive on production flops the mill so pooled soyiliir3 only on the portion of sigh produetlan el locoed so this lease, such allocmion shall he that proportion of [he unit production thin the toad norther of surface acres covered by this lease end included in the unit bears to the total member of surface semi in such unit. In addniOn to the fo egole$, lessee ihall hive the right to unitize. prxd, or combine all or any pat of the above described lends as to one or more of the remotions thereunder with other lends in the same general urea by entering into a etappelauvc or l r plan of development or opt -onion approved by any gavernmeotel authority min, from time to Lane, with like approval, to modify, change Of to rnineet any rich plan Of agneemerit and, in such cvenl, the rerun, conditions and provAthos arileiS lease shell be drained modihed to conform to to hams, sewed lions, and provisions of such approved cooperative or unit plan of development or operation end, partieulerly. ell drilling and devesoproens requirements of this lease, agrees or implied. shall be satisfied by compliance with the Milling and development requirements of loth plan re agnenxnl, and this loot shall nos terminate or expire during the life of such plan or armament. in the oven; that said abort described Iemis or any part thereof, shall hereafter be waisted -width asy such cooperative or unlit plan of development or operettas whereby the pmduixien therefrom is allocated to ellfferens patdans of the land coveted by send plan, that the production a:Inured to any panirutar tract of land shall, for the purpose of computing the royalties to be paid hereunder Id LeSSOr, be regraded err having been pberodneed from the particular tact of land so which ii is allocated and not so arty other meet of !estate and the royalty payrnmta tube made hereunder to Leasorahall based upon production only ad 00 ellhcated Lesser shell formally express Lessee's consent so any cooperative or unit plan of development Or Operation adopted by L stmoc and approved by any governmental agency by executing the same upon mink St of lasses. 13. Witea ape miens or perdue' ion ere delayed or unremrpred by lack of water. laboror materiel. or by fire, MOM, flood, war rebellion, I street bait. riot, strike, different= with workmen, err failure of eatf ieea lo fumub traaspon µr furnish faeilltes for erMrpeelalion ar leek of market in tee field for the minerals eed, err as a mull of soy cause whatsoever beyond the cunlfel of lessee, the time ars4ach de lay or inteeruption alaatl net be canted against Lessee and this shall teyucln in force daring such delay or interruption mid ornery (90) days thereafter, anything to thin lease to the gooney notwitdlaadl)lg 14. Lessor hereby wmmis and ages to defend the title to the lands herein described, and agrm teal the Lamm shell have the right at any tent to redeem for Lasso. by payment, any mnrtgagrs. Maas or other !lard en the elbow described leads, in the event of deFauir of paymerrt by Lessor red be sobrupaod 10 rite fights - of the holder thereof, mid the undersigned Lessors, fur t₹ en ce has and their bets, successrri and assign[, hereby surrender and release all tint of dower aced *goateed in the premises described herein, levier no said might admen nod homestead may in any way affect Lk purposes for which this ease is made, as recited herein. IS_ Should any one or more of the petit; hettinabove nerved as Lessor fail to catenate this lose, it 'hall nevertheless be binding upon ill such parries who do execute le is Loser. ser. The word "Lessor," as used in this lease, alien mean any um or muss or all of the parties who execute this lease as Lessor. All the provisions of this lease shall be binding on the heirs, successors mid assigns of Lessee and Lessee. 3831,494 Payers: 2 of 3 03/13/2e12 11:32 i;R R Few $21.00 Stave ncrrgc, Clerk and County, Racord,,r, Wahl CO Win nwie�'h�M'I.'1a$i, r' '�tri'�ciatoi M WITNESS WHEREOF, this instrument is executed as of the date first above written Eugene John DtPittto STATE OF COLORADO COUNTY OF -4/ } 95. ACKNOWLEDGMENT —INDIVIDUAL PEFORE )~, a undersigned, a Notary Public, in and for id County and of Eff. ,241 personally appeared re., pn thisday and IN WITNESS WHEREOF, I have hereunto set my hand and affixed my notarial seal the day and year last above written. My Commission Expires Qa r # t C: -"4—' • DIANE SUMMITI 1 Notary trite Notary Public �j��g $� State of f,,qloypaig; STATE OF COLORADO COUNTY OF alef..r. a. ACKNOWLEDGMENT —INDIVIDUAL BEFORE tie urcderalgno , a Notary Public, in and for said County apd State, s of f`S 20 appeared Gc-+� •+. , to me known to be the identi persoe described7=Ato executed ttk within acknowledged to me that duly executed the same as uses and purposes therein set fortis. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my notarial seal the d My Commission Expires eg. ger DIANE SUMMIIT Notary Public State of Colorado Q F4 day and and foregoing instrument of writing and free and voluntary act and deed for the a d y�enr last ab�ovt wr' ten. Notary 1775 •f.0 8.06 O/ to me known to be the identical ptssopp. described in who eaoc4'Ted the iihin and foregoing instrument of writing and acknowledged to me that `><�— duly executed the same as free and voluniary act and deed forthe uses and purposes therein set forth. 3831424 Pages: 3 of 3 03/1312012 11:32 ph R :$21 ,60 Stove PkIreno, Clerk and Rroorl#r, V.td Cuvnty, CO II II KFINC1/410401:r+ i In Exhibit A Attached hereto and made a part of that certain Oil and Gas Lease dated the 24th of'January, 2012, by and between Eugene John DoPinto and Mary Ann DePinto and Encana Oil & Gas (USA) Inc. That part of the SEJ4 of Section 24, T1N-R66W of the 6`s P.M., Weld County Colorado. constituting Let 1 of Black 1 (aka Lots I and 3 of Tract I) and Lots I and 2 of Block 2 (aka Lots i and 2 of Tract 2) of the Nelson Subdivision. Containing 16315 acres more or less. Notwithstanding anything harem to the contrary, ii is speeif-ically understood that no operations of any sort shall be conducted upon the surface of said lands without the prior written consent of the then surface owner, which consent may be withheld at the discretion of the then surface owner. 4233716 09/02/2016 12:36 PM Total Pages, 2 Rec Fee: $16.00 Doc Fee: $33.00 Carly Koppes - Clerk and Recorder, Weld County, CO Prepared By: WARRANTY DEED THIS DEED is dated Pend is made between Woodrow R. Morelock and Janice L. Moreloc hether one, or more than one), the "Grantor', of the County of Weld and State of Colorado, and Micheal Wesley Morelock and Brooke Renee Morelock (whether one, or more than one), the "Grantee," whose legal address is 2375 Appaloosa Avenue, Brighton, Colorado 80503 of the County of Weld, State of Colorado. WITNESS, that the Grantor, for and in consideration of the sum of THREE HUNDRED THIRTY THOUSAND AND NO/100 Dollars ($33o,00a.a0), the receipt and sufficiency of which is heresy acknowledged, hereby grants, bargains, sells, conveys and confirms unto the Grantee (not in tenancy in common, but in joint tenancy) and the Grantee's heirs and assigns forever, all the real property, together with any improvements thereon, located in the County of Weld and State of Colorado, described as follows: Lot 2, Block 2, Nelson Subdivision, County of Weld, State of Colorado, also known by street address as: 2375 Appaloosa Avenue, Brighton, Co 80603 and assessor's schedule or parcel no.: TOGETHER with all and singular the hereditaments and appurtenances thereunto belonging, or in anywise appertaining, the reversions, remainders, rents, issues and profits thereof, and all the estate, right, title, interest, claim and demand whatsoever of the Grantor, either in law or equity, of, in and to the above bargained premises, with the hereditaments and appurtenances; TO HAVE AND TO HOLD the said premises above bargained and described, with the appurtenances, unto the Grantees and the Grantees' heirs and assigns forever. The Grantor, for the Grantor and the Grantor's heirs and assigns, does covenant, grant, bargain, and agree to and with the Grantees. and the Grantees' heirs and assigns: that at the time of the ensealing and delivery of these presents, the Grantor is well seized of the premises above described; has good, sure, perfect, absolute and indefeasible estate of inheritance, in law and in fee simple; and has good right, full power and lawful authority to grant, bargain, sell and convey the same in manner and form as aforesaid; and that the same are free and clear from all former and other grants, bargains, sales, liens, taxes, assessments, encumbrances and restrictions of whatever kind or nature soever, except general taxes for the current and all subsequent years; except easements, reservations, restrictions and right of ways of record, if any. And the Grantor shall and will WARRANT THE TITLE AND DEFEND the above described premises, but not any adjoining vacated street or alley, if any, in the quiet and peaceable possession of the Grantees and the heirs and assigns of the Grantees, against all and every person or persons claiming the whole or any part thereof. IN WITNESS WHEREOF, the Grantor has executed this deed on the date set forth above. Ja ce L. Morelock No. 921A. Rev. 1049. WARRANTY DEED {Page1 of 2J 4233716 09/0212016 12:36 PM Page 2 of 2 STATE OF Colorado County OF Weld I 4'I Q,41 Y\*e,V vtio— T , a Notary Public for the County of Weld and State of Colorado, do er by certify that Woodrow R. Morelock and Janice L. Morelock personally appear i d be o me this day and acknowledged the due execution of the foregoing instrument, Wi SFAt) cal seal, this the 30th of August, 2016. t JENNIFER WYMAN Notary Public State of Colorado My Commtss[oary �E 20114031408 s6May 24, 2079 • Name and Address of Person Creating Newly Greeted Legal Description (§ 36-35-106.5, C.R.S.) After Recording Return To: No. 921A. Rev. 10-09. WARRANTY DEED {Page 2 01 21. 4233717 09/02/2016 12:36 PM Total Pages: 15 Rec Fee: $81.00 Carly Koppes - Clerk and Recorder, Weld County, CO When recorded, return to: Sank of England Attn: Final Document Department 5 Statehouse Plaza, Suite 500 Little Rock, AR 72201 LOAN #: 92232690 [Space Above This Line For Recording Data) DEED OF TRUST CASE #: 39-09.6.1115253 MIN 1003363-0002131538-4 MERS PHONE #: 1.688-879-8377 DEFINITIONS Words used In multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated August 30, 2016, together with all Riders to this document. (B) "Borrower" is MICHEAL WESLEY MORELOCK AND BROOKE RENEE MORELOCK, HUSBAND AND WIFE. Borrower Is the trustor under this Security Instrument. (C) "Lender" is Bank of England . Lender is a Corporation, Arkansas. 500, Little Rock, AR 72201. (D) "Trustee" is the Public Trustee of pole gfreld 2- County, Colorado. (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument, MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, Ml 48501-2026, tel. (888) 679-MERS. (F) 'Note" means the promissory note signed by Borrower and dated August 30, 2016. The Note states that Borrower owes Lender THREE HUNDRED THIRTY SEVEN THOUSAND NINETY FIVE AND NO1100". Dollars (U.S. $337,095.00 plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than September 1, 2046. (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable], ❑ Adjustable Rate Rader ❑ Condominium Rider ❑ Second Dome R]rjer ❑ Balloon Rider ❑ Planned UrutDevelopment Rider © Other(s) [specify] O 1-4 Family Rider O Biweekly Payment Rider Manufactured Home Rider II V.A. Rider organized and existing under the laws of Lender's address is 5 Statehouse Plaza, Suite (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non -appealable judicial opinions. COLORADO —Single Family —Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3006 Vol Initials: Ellis Mae, Inc. Page 1 of 9 DEED 0315 coEDb EO Pas) 08P20/2-016 0.9:CS AM PST 4233717 09/02/2016 12:36 PM Page 2 of 15 LOAN #: 92232690 (K) "CommunityAssociatlon Dues. Fees, and Assessments" means all dues,fees, assessments and other charges that are Imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper Instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (M) "Escrow Items" means those items that are described in Section 3. (N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than inaurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (Iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan, (P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (0) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, Regulation X (12 C.F.R. Part 1024), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are Imposed in regard to a "federally related mortgage loan' even If the Loan does not qualify as a 'federally related mortgage loan' under RESPA. (R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For This purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located In the County [Type of Recording Jurisdiction] Of WELD [Name of Recording Jurisdiction]: SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS "EXHIBIT A". APN #: 1471-24-4-02-002 which currently has the address of 2375 Appaloosa Avenue, Brighton, Colorado 80603 ("Property Address"): [lip Code] [Street] [City] TOGETHER WITH all the improvements now or hereaftererected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record and liens for taxes for the current year not yet due and payable. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non -uniform covenants with limited variations by jurisdiction to constitute s uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the COLORADO -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3066 7161 Initials: Ellis Mae, Inc. Page 2 of 9 EED 0315 COEr2ro cGts] I13/20i2010 0.88 AM PST 4233717 09/02/2016 12:36 PM Page 3 of 15 LOAN #: 92232890 Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Nate and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment Insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to Its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. if each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Nate immediately prior to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority: (a) interest due under the Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments If, and to the extent that, each payment can be paid In full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds') to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called 'Escrow Items." At origination or at any time during the term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due far any Escrow Items for which payment of Funds has been waived by Lender and, If Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise In accordance with Applicable Law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing orApplicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrowerfor the excess funds In accordance with RESPA. If there is a shortage of Funds held In escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in escrow, as defined COLORADO —Single Family—Feonle MaefFreddle Mac UNIFORM INSTRUMENT Form seas Val initials: Ellie Mae, Inc. Page 3 of 9 EQEkE 0315 COEDEED tc1 5; UW2912910 09 :08 AM PST 4233717 09/02/2016 12:36 PM Page 4 of 15 LOAN #: 92232690 under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency In accordance with RESPA, but in no more than 12 monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one-time charge for a real estate tax verification andlor reporting service used by Lender in connection with this Loan. S. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property Insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan, The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably, Lender may require Borrower to pay, in connection with this Loan, either: (a) a one-time charge for flood zone determination, certification and tracking services; or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible forte payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender Is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than wee previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/ores an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of lose if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shalt have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration In a single payment or In a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the Insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30 -day period will begin when the notice Is given. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due. COLORADO —Single Family —Fannie Meo/Froddlo Mee UNIFORM INSTRUMENT Form 30(M1101 Initials; Ellis Mu, Inc. Page 4 of 9 •DE5O 0315 COEDEED (Ct.S) 00129/2016 09:08 AM PST 4233717 09/02/2016 12:36 PM Page 5 of 15 LOAN #: 92232890 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing In value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds forthe repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or Inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lander's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained In this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority overthis Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position In a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. Borrower shall not surrender the leasehold estate and interests herein conveyed or terminate or cancel the ground lease. Borrower shall not, without the express written consent of Lender, alter or amend the ground lease. If Borrower acquires fee title to the Property, the leasehold end the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non- refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends In accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower Is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and COLORADO —Single Family —Fannie MeeiFraddre Mac UNIFORM INSTRUMENT Farm 30061/01 InitIa Ellie Mae, Inc, Page 5 of 9 E0EED 0315 COEDFED LCLSI 091291208 09A0 AM PST 4233717 09/02/2016 12:36 PM Page 6 of 15 LOAN #: 92232690 conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). Asa result of these agreements, Lender, any purchaser of the Note, another insurer, arty reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or Indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange fora share of the premiums paid to the insurer, the arrangement Is often termed "captive reinsurance." Further: (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund. (b) Any such agreements will not affect the rights Borrower has - if any - with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automatically, andior to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination. 11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened, During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made in writing orApplicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. if the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for In Section 2, In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower, In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrower. in the event of a partial taking, destruction, or loss in value of the Property In which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. °Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result In forfeiture of the Property or other material Impairment of Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has occurred, reinstate as provided In Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest In the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2. 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in interest of Borrower. Any forbearance by Lender in exercising any right or remedy Including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy, 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who co-signs this Security COLORADO —Single Family —Fannie Mae)Freddie Mat UNIFORM INSTRUMENT Form 30061!01 Initials` Ellie Mae, Inc. Page 6 of 9 6Een ova COEOEEO [CLSt 0612912013 d9 06 AM PST 4233717 09/02/2016 12:36 PM Page 7 of 15 LOAN #: 92232690 Instrument but does not execute the Note (a 'co-signer"): (a) Is co-signing this Security Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by !his Security Instrument; and (c) agrees Thal Lender and any other harrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's consent. Subject to the provisions of Section 18, any Successor In Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument, Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender, 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights underthls Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a probibiton on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. if the Loan Is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or net a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender, Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have beer given to Lender until actually received by Lender, If any notice required by this security instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and Include the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy, Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, 'Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prier written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law, If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security instrument; and (d) takes such action as Lender may COLORADO —Single Family —Fannie MaelFreddle Mac UNIFORM INSTRUMENT Form 3000 1/01 Ellie Mae, Inc. Page 7 of 9 initials. EOEED 0315 CpF0000ICLSt 0E0201201e MU AM PST 4233717 09/02/2016 12:36 PM Page 8 of 15 LOAN #: 92232690 reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender; (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18. 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest In the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity (known as the 'Loan Servleer") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to which payments should be made and any other information RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breech and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) 'Environmental Law" means federal laws and laws of the jurisdiction where the Property is lecaled that relate to health, safety or environmental protection; (c) "Envltennienlal Cleanup" Includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an 'Environmental Condition° means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shell not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products). Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. NON -UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified In the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the non-existence of a default or any other defense of Borrower to acceleration and sale. if the default is not cured on or before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by Applicable Lam Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of tide evidence. If Lender invokes the power of sale, Lender shall give written notice to Trustee of the occurrence of an event of default and of Lender's election to cause the Property to be sold. Lender shall mail a copy of the notice to Borrower as provided in Section 15. Trustee shall record a copy of the notice in the county in which the Property COLORADO —Simla Family —Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3008 not initials. Ellie Mae, Inc. Page 8 of 9 LDEE❑ 0310 CDEDEED COLS) 05125,12010 09:68 AM PST 4233717 091021201612:36 PM Page 9 of 15 LOAN #: 92232690 is located. Trustee shall publish a notice of sale for the time and in the manner provided by Applicable Law and shall mail copies of the notice of sale in the manner prescribed by Applicable Law to Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, Trustee, without demand on Borrower, shall sell the Property at public auction to the highest bidder for cash at the time and place and under the terms designated in the notice of sale in one or more parcels and In any order Trustee determines. Trustee may postpone sale of any parcel of the Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. Trustee shall deliver to the purchaser Trustee's certificate describing the Property and the time the purchaser will be entitled to Trustee's deed. The recitals in the Trustee's deed shall be prima fade evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all expenses of the sale, including, but not limited to, reasonable Trustee's and attorneys' fees; (h) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to It. 23. Release. Upon payment of all sums secured by this Security Instrument, Lender shall request that Trustee release this Security Instrument and shall produce for Trustee, duly cancelled, all notes evidencing debts secured by this Security Instrument. Trustee shall release this Security Instrument without further inquiry or liability. Borrower shall pay any recordation costs and the statutory Trustee's fees, 24. Waiver of Homestead. Borrower waives all right of homestead exemption in the Property. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. JJ2 2,:;y (Seal) WIC MO: •OK E 0274__ B O R EE REL CK STATE OF COLORADO County se: WELD DATE / (Seal) `DATE The foregoing instrument was acknowledged before me this 30th day of AUGUST, 2016, by MICHEAL WESLEY MORELOCK AND BROOKE RENEE MORELOCK. Witness my hand and official seal. sIII,,��q qq My Commission Expires: zf k Ckn. 1 JENNIFER +NYMar1 Notary POI.: state qt CoIarado Notary ID 24114031448 My Commission EKp+res May 24.2019 Lender: Bank of England NMLS ID: 418481 Broker: BANK OF ENGLAND NMLS ID: 771001 Loan Originator: Jason Ryan Renatti NMLS ID: 1079546 COLORADO -Single Family —Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 50051/01 Ellie Mae, Inc. Page 9 of 9 Initials: EED 0315 GOCOELD (CIS) O6r2B72015 00,0e AM PST 4233717 09/02/2016 12:36 PM Page 10 of 15 The Land referred to herein below is situated in the County of Weld, State of Colorado, and is described as follows: Lot 2, Block 2, Nelson Subdivision, County of Weld, State of Colorado. 4233717 09/02/2016 12:36 PM Page 11 of 15 LOAN #: 92232690 CASE #: 39-39.6-1115253 MIN: 1003363-0002131538.4 VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this 3arh day of August, 2015. and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Deed to Secure Debt (herein "Security instrument") dated of even date herewith, given by the undersigned (herein 'Borrower') to secure Borrower's Note to Banc of England (herein "Lender") and covering the Property described in the Security Instrument and located at 2375 Appaloosa Avenue Brighton, CO 80603 VA GUARANTEED LOAN COVENANT: In addition to thecovenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such Title and Regulations issued thereunder and in effect on the date hereof shalt govern the rights, duties and liabilities c f Borrowerand Lender. Any provisions of the Security Instrument or other instruments executed in connection with said indebtedness which are inconsistent with said Title or Regulations, including, but not limited to, the provision far payment of any sum in connection with prepayment of the secured indebtedness and the provision that the Lender may accelerate payment of the secured indebtedness pursuant to Covenant 18 of the Security Instrument, are hereby amended or negated to the extent necessary to conform such instruments to said Title or Regulations. LATE CHARGE:At Lender's option, and as allowed by applicable state law, Borrower will pay a "late charge" not exceeding four per centum (4%) of the overdue payment when paid more than fifteen (15) days after the due date thereof to cover the extra expense involved in handling delinquent payments, but such late charge" shall not be payable out of the proceeds of any sale made to satisfy the indebtedness secured hereby, unless such proceeds are sufficient to discharge the entire indebtedness and all proper costs and expenses secured hereby. GUARANTY: Should the Department of Veterans Affairs fail or refuse to issue its guaranty in full amount within 60 days from the date that this loan Would normally become eligible for such guaranty committed upon by the Department of Veterans Affairs under the provisions of Title 38 of the U.S. Code "Veterans Benefits,' the Mortgagee may declare the indebtedness hereby secured at once due and payable and may foreclose immediately or may exercise any otherrigl-its hereunder ortake any other proper action as by law provided. TRANSFER OF THE PROPERTY, This loan may be declared immediately due and payable upon transfer of the property securing such loan to any transferee, unless the acceptability of the assumption of the loan is established pursuant to Section 3714 of Chapter 37, Title 38, United States Code. An authorized transfer ("assumption") of the property shall also be subject to additional covenants and agreements as set forth below: (a) ASSUMPTION FINDING FEE Afee equal to one-half of 1 percent (.50%) of the balance of this loan as of the date of transfer of the property shall be payable at the time of transferto the loan holder orits authorized agent, as trustee forthe Department of Veteran VA GUARANTEED LOAN AND ASSUINPTfON POLICY RIPER IWillaIs, Ellie Mae Inc Page 1 of 2 8751A5e 0311 P8751AS.R (CM 08/2972016 09:08 AM PST 4233717 09/02/2016 12:36 PM Page 12 of 15 LOAN #: 92232690 Affairs, If the assumer faits to pay this fee at the time of transfer, the tee shall constitute an additional debt to that already secured by this instrument, shall bear interest at the rate herein provided, and, at the option of the payee of the indebtedness hereby secured ar any transferee thereof, shall be immediately due and payable. This fee is automatically waived if the assumer is exempt under the provisions of 3B U.S.C. 3729 (c) (b) AS$UMPTIOI‘1 PRCCESSINGCHAF2GE. Upon application far approval to allow assumption ofthis lean, a processing fee may be charged by the loan holderor its authorized agent for determining the creditworthiness of the assumer and subsequently revising the holder's ownership records when an approved transfer is completed. The amount of this charge shall not exceed the maximum established by the Department of Veterans Affairs for a loan to which Section 3714 of Chapter 37, Title 38, United States Code applies. (c) ASSUMPTION INDEMNITY LIABILITY: If this obligation Is assumed, then the assumerhereby agrees to assume all of the obligations of the veteran under the terms of the instruments creating and securing the loan_ The assumer further agrees to indemnify the Department of Veterans Affairs to the extent of any claim payment arising from the guaranty or insurance of the indebtedness created by this instrument, IN WITNESS WHEREOF, Borrower(s) has executed this VA Guaranteed Loan and Assumption Policy Rider. M . AL - LEY ELOCK BR4OKC R L.C (Seal) DATE (Seal) DATE VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER Initials: Ellie Mae, Inc. Page 2 of 2 51ASR 0311 PB751ASR SCI.51 96291201s 09:09 AM PST 4233717 09/02/2016 12.36 PM Page 13 of 15 LOAN #: 92232690 CASE #: 39-39-6-1115253 MANUFACTURED HOME RIDER TO THE MORTGAGE/ DEED OF TRUST/TRUST INDENTURE OR OTHER SECURITY INSTRUMENT This Rider is made this 30th day of August, 2016 and is incorporated into and shall be deemed to amend and supplement the Mortgage/Deed of Trust/Trust Indenture or Other Security Instrument (the "Security Instrument") of the same date given by the undersigned Micheal Wesley Morelock AND Brooke Renee Morelock (the "Borrower") to secure Borrower's Note to Bank of England (the "Note Holder") of the same date (the "Note") and covering the property described in the Security Instrument and located at 2375 Appaloosa Avenue, Brighton, CO 80603 (Property Address) LEGAL DESCRIPTION: SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS "EXHIBIT A. APN #: 1471-24-4-02-002 MODIFICATIDNS: In addition to the covenants and agreements made in the Security Instrument, Borrowers and Note Holder further covenant and agree as follows: EII a Mae. [Re. Page 1 of 3 Initials. GMHR 0215 GMHL (CLS) 08/22/2016 08:08 AM PST 4233717 09/02/2016 12:36 PM Page 14 of 15 LOAN #: 92232690 A. PROPERTY: Property, as the term is defined herein, shall also encompass the following manufactured home (the "Manufactured Home"): New Used x Year 1993 Length 68 Width 28 Manufacturer/Make UNKNOWN Model Name or Model No. UNKNOWN Serial No, 11087ABEIV _ Serial No, Serial No. „ Serial No. Certificate of Title Number © No Certificate of Title has been issued. B. ADDITIONAL COVENANTS OF BORROWER: (a) Borrower(s) covenant and agree Ihat they will comply with all state and local laws and regulations regarding the affixation of the Manufactured Home to the real property described herein including, butnot limited to, surrendering the Certificate of Title (if required) and obtaining the requisite governmental approval and executing any documentation necessary to classify the Manufactured Home as real property under state and local law. (b) That the Manufactured Home described above shall be, at all times, and for all purposes, permanently affixed to and part of the real property legally described herein. (c) Borrower(s) covenant that affixing the Manufactured Home to the real property legally described herein does not violate any zoning laws or other local requirements applicable to manufactured homes and further covenant that the IVIanutectured Horne has been delivered and installed to their satisfaction and is free from all defects. C. RESPONSIBILITY FOR IMPROVEMENTS: Note Holder/Lender shall not be responsible for any improvements made or to be made. or for their completion relating to the real property, and shall not in any way be considered a guarantor of performance by arty person or party providing or effecting such improvements. D. INVALID PROVISIONS: If any provision of this Security Instrument is declared invalid, illegal or unenforceable by a court of competent jurisdiction, then such invalid. illegal or unenforceable provisions shall be severed from this Security Instrument and the remainder enforced as if such invalid, illegal or unenforceable provision is not a part of this Security Instrument. Ellie Mee, Inc. Page 2 of 3 Initiate: WA R 9215 G+4 1L (CI -S% 06•29/2a1G 09:413 AM PST 4233717 09/02/2016 12:36 PM Page 15 of 15 LOAN #: 92232690 By signing this, Borrower(s) agree to ail of the above. Ellie Mae, Inc. Page 3 of 3 Initials' GMHA 02 i5 GMHL (CLS) GB -2912,0T6 49:08 AM PST 4233716 09/02/2016 12:36 PM Total Pages: 2 Rec Fee: $16.00 Doc Fee: $33.00 Carly Koppes - Clerk and Recorder, Weld County, CO Prepared By: WARRANTY DEED THIS DEED is dated 30agiand is made between Woodrow R. Morelock and Janice L. Moreloc Nether one, or more than one), the "Grantor", of the County of Weld and State of Colorado, and Micheal Wesley Morelock and Brooke Renee Morelock (whether one, or more than one), the "Grantee," whose legal address is 2375 Appaloosa Avenue, Brighton, Colorado 80603 of the County of Weld, State of Colorado. WITNESS, that the Grantor, for and in consideration of the sum of THREE HUNDRED THIRTY THOUSAND AND NO/100 Dollars ($330,000.00), the receipt and sufficiency of which is hereby acknowledged, hereby grants, bargains, sells, conveys and confirms unto the Grantee (not in tenancy in common, but in joint tenancy) and the Grantee's heirs and assigns forever, all the real property, together with any improvements thereon, located in the County of Weld and State of Colorado, described as follows: Lot 2, Block 2, Nelson Subdivision, County of Weld, State of Colorado. also known by street address as: 2375 Appaloosa Avenue, Brighton, Co 80603 and assessor's schedule or parcel no.: TOGETHER with all and singular the hereditaments and appurtenances thereunto belonging, or in anywise appertaining, the reversions, remainders, rents, issues and profits thereof, and all the estate, right, title, interest, claim and demand whatsoever of the Grantor, either in law or equity, of, in and to the above bargained premises, with the hereditaments and appurtenances; TO HAVE AND TO HOLD the said premises above bargained and described, with the appurtenances, unto the Grantees and the Grantees' heirs and assigns forever. The Grantor, for the Grantor and the Grantor's heirs and assigns, does covenant, grant, bargain, and agree to and with the Grantees, and the Grantees' heirs and assigns: that at the time of the ensealing and delivery of these presents, the Grantor is well seized of the premises above described; has good, sure, perfect, absolute and indefeasible estate of inheritance, in law and in fee simple; and has good right, full power and lawful authority to grant, bargain, sell and convey the same in manner and form as aforesaid; and that the same are free and clear from all former and other grants, bargains, sales, liens, taxes, assessments, encumbrances and restrictions of whatever kind or nature soever, except general taxes for the current and all subsequent years; except easements, reservations, restrictions and right of ways of record, if any. And the Grantor shall and will WARRANT THE TITLE AND DEFEND the above described premises, but not any adjoining vacated street or alley, if any, in the quiet and peaceable possession of the Grantees and the heirs and assigns of the Grantees, against all and every person or persons claiming the whole or any part thereof. IN WITNESS WHEREOF, the Grantor has executed this deed on the date set forth above. a ce L. Morelock No. 921A. Rev. 10-09. WARRANTY DEED (Page 1 of 2) 4233716 09/02/2016 12:36 PM Page 2 of 2 STATE OF Colorado County OF Weld Vt.OI , a Notary Public for the County of Weld and State of Colorado, do erg by certify that Woodrow R. Morelock and Janice L. Morelock personally appear d be o - me this day and acknowledged the due execution of the foregoing instrument. Wit -s my han • o►icial seal, this the 30th of August, 2016. ry Publi Commis -ion Expir SEAL) -Al a a a JUL A �a a A .. a ad JENNIFER WYMAN Notary Public State of Colorado Notary ID 20114031408 My Commission Expires May 24, 2019 Name and Address of Person Creating Newly Created Legal Description (§ 38-35-106.5, C.R.S.) After Recording Return To: No. 921k Rev. 10-09. WARRANTY DEED (Page 2 of 2) Hello