HomeMy WebLinkAbout20192587.tiffAugust 6, 2019
Petitioner:
ROSEBERRY JOSHUA L
2015 SETTLERS DR
MILLIKEN, CO 80543-3238
CLERK TO THE BOARD
PHONE (970) 400-4226
FAX (970) 336-7233
WEBS ITE: www.weldqov.com
1150 O STREET
P.O. BOX 758
GREELEY CO 80632
Agent (if applicable):
RE: THE BOARD OF EQUALIZATION 2019, WELD COUNTY, COLORADO
CONFIRMATION OF WITHDRAWAL REQUEST
Docket #: 2019-2587 Appeal #: 2008224305
Dear Petitioner:
Based upon information furnished to the Weld County Board of Equalization, we understand that you
have withdrawn the petition challenging the valuation of the below account number(s). Please be
informed that a withdrawn petition precludes any further challenge to the valuation of the below account
number(s) for this assessment period. Therefore, the Board of Equalization took no action on your petition
and the assessed value remains as set by the Assessor.
Actual Value as
Account # Decision Determined by Assessor
R0798401 Withdrawn $309,521
Very truly yours,
BOARD OF EQUALIZATION
Esther E. Gesick
Clerk to the Board
Weld County Board of Commissioners
and Board of Equalization
cc: Brenda Dones, Weld County Assessor
Chloe Rempel
From:
Sent:
To:
Subject:
Colleen Kentfield
Residential/Agricultural Appraiser
Weld County Assessor's Office
1400 N 17th Ave.
Greeley, CO 80631
970-400-3666
ckentfield@weldgov.com
www. weldgov. corn
Colleen Kentfield
Tuesday, July 9, 2019 7:05 AM
CTB-County Board of Equalization
FW: Protest withdrawal
Confidentiality Notice: This electronic transmission and any attached documents or other writings are intended only for
the person or entity to which it is addressed and may contain information that is privileged, confidential or otherwise
protected from disclosure. If you have received this communication in error, please immediately notify sender by return
e-mail and destroy the communication. Any disclosure, copying, distribution or the taking of any action concerning the
contents of this communication or any attachments by anyone other than the named recipient is strictly prohibited.
From: Josh Roseberry <josh.l.roseberry@gmail.com>
Sent: Monday, July 08, 2019 4:49 PM
To: Colleen Kentfield <ckentfield@weldgov.com>
Subject: Re: Protest withdrawal
Caution: This email originated from outside of Weld County Government. Do not click links or open attachments unless you recognize the
sender and know the content is safe.
Hi Colleen,
It was good and helpful to talk to you too, thank you for the phone call, in regards to the withdraw....
"I Josh Roseberry, 2015 Settlers Drive, Milliken CO. 80543, hereby withdraw my protest to the NOV and withdraw my
appeal to appear in front of the Board that handles the NOV appeals. After talking to Colleen with the County my
original protest to the NOV now makes sense why the county had my NOV where it is at, I appreciate the county's time
to reach out and help explain to me what was what. I was the one in confusion. Please feel free to reach out with any
more concerns or questions. Thank you for your time. - Josh Roseberry"
1
aot9 -&SS-7
A50103
Thanks Colleen let me know if you need anything more, have a great day
Josh Roseberry
On Mon, Jul 8, 2019 at 4:03 PM Colleen Kentfield <ckentfield@weldgov.com>wrote:
Good afternoon Josh,
I am having trouble finding the correct email to email the county board directly so if you would send me an email to
withdraw your protest, I will find the correct place to forward it to. They just need something in writing to
withdraw. My email is ckentfield@weldgov.com. Itwasnicetalkingwithyouthisafternoon. Please letme knowif
you need anything further.
Best Regards,
Colleen Kentfield
Residential/Agricultural Appraiser
Weld County Assessor's Office
1400 N 17th Ave.
Greeley, CO 80631
970-400-3666
ckentfield a@weldgov.com
www.weldgov.corn
Confidentiality Notice: This electronic transmission and any attached documents or other writings are intended only for
the person or entity to which it is addressed and may contain information that is privileged, confidential or otherwise
protected from disclosure. If you have received this communication in error, please immediately notify sender by
2
return e-mail and destroy the communication. Any disclosure, copying, distribution or the taking of any action
concerning the contents of this communication or any attachments by anyone other than the named recipient is strictly
prohibited.
3
Thank you for submitting an appeal to the Weld County Board of Equalization. We will review the
information submitted and you will receive a date to appear before the board.
Contact Information:
Contact Name: Josh Roseberry
Contact Email: josh.l.roseberry@gmail.com
Contact Phone: 970-324-3571
Appeal Submitted: 04:50 PM July 01, 2019
Appeal submitted for:
R0798401 - ROSEBERRY JOSHUA L
2015 E SETTLERS DR, MILLIKEN
Legal: MIL SV L36 BLK12 SETTLERS VILLAGE
Reason: Value Too High - COMPS AROUND AREA SHOWS VALUE IS NOT AS HIGH AS
THE NOTICE SAID Additional Info attached an appraisal done in July of 18 show the house worth
at 290k
Estimate of Value: $280,000.00
Document(s) Submitted:
Account: R0798401 - COMPER by Spatialestl.html
Account: R0798401 - R0798401_INITIAL PROTEST.pdf
Account: R0798401 - Appraisal3.pdf
You have selected the following Date Preferences:
Thursday, July 25, 2019, from 9:00 a.m. to 12:00 p.m.
Thursday, July 25, 2019, from 1:30 p.m. to 4:30 p.m.
Friday, July 26, 2019, from 9:00 a.m. to 12:00 p.m.
Friday, July 26, 2019, from 1:30 p.m. to 4:30 p.m.
Monday, July 29, 2019, from 3:00 p.m. to 4:30 p.m.
Thursday, August 1, 2019, from 9:00 a.m. to 12:00 p.m.
Tuesday, July 30, 2019, from 1:30 p.m. to 4:30 p.m.
Thursday, August 1, 2019, from 1:30 p.m. to 3:30 p.m.
The Appeal process can take several weeks for us to complete. You will receive a written decision
on your appeal within five (5) working days of your hearing.
We thank you for your submittal.
Weld County Board of Equalization
2019-2587
�So(o3
Thank you for submitting an appeal to the Weld County Assessor's Office. We will review the
information submitted and if we have questions we will contact you at one of the following:
Contact Information:
Contact Name: Josh Roseberry
Contact Email: josh.l.roseberry@gmail.com
Contact Phone: 970-324-3571
Appeal Submitted: 07:30 PM May 16, 2019
Appeal submitted for:
R0798401 - ROSEBERRY JOSHUA L
2015 E SETTLERS DR, MILLIKEN
Legal: MIL SV L36 BLK12 SETTLERS VILLAGE
Reason: Value Too High - COMPS AROUND AREA SHOWS VALUE IS NOT AS HIGH AS
THE NOTICE SAID
Estimate of Value: $280,000.00
Document(s) Submitted:
Account: R0798401 - CONFER by Spatialestl.html
The Appeal process can take several weeks for us to complete. We will mail a decision on your
appeal by June 30th for real property and by July 10th for business personal property and/or oil and
gas.
We thank you for your submittal.
Weld County Assessor's Office
(970) 400-3650
Page #1
Borrower/Client
JOSHUA ROSEBERRY
File No. 5510016983
Property Address
2015 Settlers Dr _
City
Milliken
County WELD
_
State CO
Zip Code 80543
Lender
CORNERSTONE HOME LENDING, INC.
TABLE OF CONTENTS
Table of Contents 1
Summary of Salient Features 2
USPAP Identification Addendum 3
URAR 4
General Text Addendum 10
Additional Listings 1-3 11
UAD Definitions Addendum 12
Market Conditions Addendum to the Appraisal Report 15
Aerial Map 16
Flood Map 17
Plat Map 18
Location Map 19
Building Sketch (Page - 1) 20
Subject Photos 21
Subject Photos 22
Subject Photos Interior 23
Subject Photos Interior 24
Subject Photos Interior 25
Subject Photos Interior 26
Comparable Photos 1-3 27
Listings Photos 1-3 28
Addendum 29
Addendum 30
Form TOCP — "WinTOTAL appraisal software by a la mode. inc. —1-800-ALAMODE
Page #2
SUMMARY OF SALIENT FEATURES
Subject Address 2015 Settlers Dr
Legal Description LOT 36 BLOCK 12 SETTLERS VILLAGE
City Milliken
County WELD
State co
Zip Code 80543
Census Tract 0021.01
Map Reference PIERSON GRAPHIC
-
Sale Price $
Date of Sale
Borrower/Client JOSHUA ROSEBERRY
Lender CORNERSTONE HOME LENDING, INC.
Size (Square Feet) 1,317
Price per Square Foot $
z
Location N;Res;
Age 15
z
Condflion C3
Total Rooms 6
Bedrooms 3
Baths 2.0
Appraiser MICHELLE R. KOCH
Date Appraised
a
of Value 07/26/2018
Final Estimate of Value $ 290,000
Form SSD—'WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE
Page #3
USPAP ADDENDUM
551 16983
File No. 5510016983
Borrower JOSHUA ROSEBERRY
Property Address 2015 Settlers Dr
City Milliken County WELD State co Zip Code 80543
Lender CORNERSTONE HOME LENDING, INC.
This report was prepared under the following USPAP reporting option:
Z Appraisal Report This report was prepared in accordance with USPAP Standards Rule 2-2(a).
Restricted Appraisal Report This report was prepared in accordance with USPAP Standards Rule 2-2(b).
Reasonable Exposure Time
My opinion of a reasonable exposure time for the subject property at the market value stated in this report is:
estimated to be between 0-6 months and was derived using market research of the subject neighborhood for the past 12 months.
Additional Certifications
I certify that, to the best of my knowledge and belief:
I have NOT performed services, as an appraiser or in any other capacity, regarding the property that is the subject of this report within the
three-year period immediately preceding acceptance of this assignment.
p I HAVE performed services, as an appraiser or in another capacity, regarding the property that is the subject of this report within the three-year
period immediately preceding acceptance of this assignment. Those services are described in the comments below.
— The statements of fact contained in this report are true and correct.
— The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions and are my personal, impartial, and unbiased
professional analyses, opinions, and conclusions.
— Unless otherwise indicated, I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties
involved.
— I have no bias with respect to the property that is the subject of this report or the parties involved with this assignment.
— My engagement in this assignment was not contingent upon developing or reporting predetermined results.
— My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of
the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal.
— My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice that
were in effect at the time this report was prepared.
— Unless otherwise indicated, I have made a personal inspection of the property that is the subject of this report.
— Unless otherwise indicated, no one provided significant real property appraisal assistance to the person(s) signing this certification (if there are exceptions, the name of each
individual providing significant real property appraisal assistance is stated elsewhere in this report).
Additional Comments
The Intended User of this appraisal report is Group Mortgage, LLC and its successors or assigns. The Intended Use is to evaluate the property that is the
subject of this appraisal for a mortgage finance transaction, subject to the stated Scope of Work, purpose of the appraisal, reporting requirements of this
appraisal report form, and Definition of Market Value. No additional Intended Users are identified by the appraiser."
APPRAISER: ���������� 1 SUPERVISORY APPRAISER: (only if required)
Signature: uvVt�.tLt]"1I' , 1"^" Signature:
Name: MICHELLE R. KOCH Name:
Date Signed: 07/29/2018 Date Signed:
State Certification #: CR40011925 State Certification #:
or State License #: or State License #:
State: co State:
Expiration Date of Certification or License: 12/31/2018 Expiration Date of Certification or License:
Effective Date of Appraisal: 07/26/2018 Supervisory Appraiser Inspection of Subject Property:
Did Not H Exterior -only from Street _ Interior and Exterior
Form ID14AP—'WinTOTAL'appraisal software by a la mode, inc. — 1-800-ALAMODE
Absolute Appraisals (970)352-4232
Page #4
Uniform Residential Appraisal Report
551.16983
File# 5510016983
The purpose of this summary appraisal report is to provide the lender/client with an accurate, and adequately supported, opinion of the market value of the subject property.
Property Address 2015 Settlers Dr City Milliken State CO Zip Code 80543
Borrower JOSHUA ROSEBERRY Owner of Public Record JOSHUA ROSEBERRY & KENDRA ALBEE County WELD
Legal Description LOT 36 BLOCK 12 SETTLERS VILLAGE
Assessor's Parcel # 105912026036 Tax Year 2017 R.E. Taxes $ 1,995
Neighborhood Name MILLIKEN Map Reference PIERSON GRAPHIC Census Tract 0021.01
Occupant X Owner H Tenant IL Vacant Special Assessments $ 0 X PUD HOA $ 100 X per year '❑ per month
Prone Rirhts Arrraised X Fee Simile ❑ Leasehold [ Other describe
w Assignment Type ❑ Purchase Transaction Z Refinance Transaction ❑ Other (describe)
Lender/Client CORNERSTONE HOME LENDING, INC. Address 2803 E HARMONY ROAD STE 200 FORT COLLINS , CO 80528
Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? ' Yes ® No
Report data source(s) used, offering pdce(s), and date(s). Per IRES & Metrolist MLS, the subject has not been listed since its last sale on 11/20/2012 in which
it sold for $189,000.00.
_
I ❑ did did not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the anaysis was not
performed.
Contract Price S Date of Contract Is the property seller the owner of public record? Yes 'x No Data Source(s)
Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on behalf of the borrower? ] Yes _ ' No
If Yes, report the total dollar amount and describe the items to be paid.
Note: Race and the racial composition of the neighborhood are not appraisal factors.
Neighborhood Characteristics
One —Unit Housing Trends
One —Unit Housing
Present Land Use %
Location x Urban X Suburban i Rural
Property Values 'x Increasing X Stable -, Declining
PRICE AGE
One -Unit 70 %
Built -Up X Over 75% 'jJ 25-75% J Under 25%
Demand/Supply i❑ Shortage X In Balance ❑ Over Supply
$ 000) (yrs)
2-4 Unit 5 %
Growth ❑ Rapid X Stable [ Slow
Marketing Time X Under 3 mths _❑, 3-6 mths ❑ Over 6 mths
230 Low 0
Multi -Family %
= Neighborhood Boundaries Boundaries: NORTH: County Road 52, WEST: Interstate 25; SOUTH: County Road
400 High 45
Commercial 5 %
40; EAST: County Road 31.
305 Pred. 10
Other 20 %
Neighborhood Description The subject is located in the SW portion of the small town of Milliken in the Settlers Village subdivision which consists of
average to good quality homes ranging in both style and size. It is proximate to local amenities, however major amenities and emp oyment centers are
primarily found in the larger markets of Denver to the SW and Greeley to the NE. It is easily accessible to I-25 and popular with commuters.
Market Conditions (including support for the above conclusions) Interest rates are good at approximately 4-6%. points are typical at 0 to 3 paid by seller.
Wherever points are paid that are uncommon in the marketplace, cash equivalency adjustments may be made. Economic conditions in N. CO are
_ currently good with low interest rates and an influx of new residents creating marketing times which are typically under six months.
Dimensions 50x110 Area 5500 sf Shape RECTANGULAR View N;Res;
Specific Zoning Classification PUD Zoning Description PLANNED UNIT DEVELOPMENT
Zoning Compliance X Legal ❑ Legal Nonconforming (Grandfathered Use) ❑ No Zoning _ Illegal (describe)
Is the highest and best use of subject property as improved (or as proposed per plans and specifications) the present use? Z Yes [ No If No, descrbe Appraiser
analyzed physical, legal and economic characteristics (as vacant and as improved) and concluded that its current use is its highest and best use.
Utilities Public Other (describe) Public Other (describe) Off -site Improvements - Type Public Private
Electricity X ❑ Water Z ❑ Street ASPHALT Z
y Gas X L] Sanitary Sewer X ❑ Alley NONE ❑ _
FEMA Special Flood Hazard Area C Yes X No FEMA Flood Zone X FEMA Map # 08123C1704E FEMA Map Date 01/20/2016
Are the utilfies and off -site improvements typical for the market area? X Yes INo If No, describe
Are there any adverse she conditions or external factors (easements, encroachments, environmental conditions, land uses, etc.)? [ Yes Z No If Yes, describe
The land use noted as "other" refers to "vacant land" and consists of approximately 20% of the total land use of the subject's market.
General Description
Foundation
Exterior Description materials/condition
Interior materials/condition
Units Z One ❑ One with Accessory Unit
[ Concrete Slab X Crawl Space
Foundation Walls PD CONCRETE GD
Floors CPTNINYL AVG
# of Stories 1
Z Full Basement ❑ Partial Basement
Exterior Walls HARDBOARD GD
Walls DRYWALL AVG
Type Z Det. ❑ Att. I J S-DetJEnd Unit
Basement Area 1,317 sq.ft.
Roof Surface COMPOSITION GD
Trim/Finish PAINTED AVG
X Existing X Proposed ❑ Under Coast.
Basement Finish 80 %
Gutters & Downspouts ALUMINUM GD
Bath Floor VINYL/CPT AVG
Design (Style) RANCH
L Outside Entry/Exit —, Sump Pump
Window Type VINYL GD
Bath Wainscot FIBERGLASS AVG
Year Built 2003
Evidence of [ Infestation
Storm Sash/Insulated STORMS GD
Car Storage ❑ None
Effective Age (Yrs) 10
r Dampness X Settlement
Screens FABRIC/MESH GD
X Driveway # of Cars 2
Attic x None
Heating X FWA IX HWBB IL ' Radiant
Amenities ❑ Woodstove(s) # 0
Driveway Surface CONCRETE
Drop Stair L; Stairs
❑ Other (Fuel NT GAS
C Fireplace(s) # 0 X Fence WOOD
X Garage # of Cars 2
Floor X Scuttle
Cooling Central Air Conditioning
❑ Patio/Deck PT/DK [i Porch COV
Carport # of Cars 0
❑ Finished ❑ Heated
❑ Individual I❑ Other
❑ Pool NONE X Other SPKLR
Z Att. ❑ Det. Built-in
Appliances !❑' Refrigerator N Range/Oven X Dishwasher X Disposal X Microwave ❑. Washer/Dryer i Other (describe)
Finished area above grade contains: 6 Rooms 3 Bedrooms 2.0 Bath(s) 1,317 Square Feet of Gross Living Area Above Grade
Additional features (special energy efficient items, etc.). The subject is typical of homes built in this neighborhood. All fixtures of a permanent nature are
included in value. It has energy efficient fenestration as well as an energy efficient heating and cooling system.
Describe the condition of the property (including needed repairs, deterioration, renovations, remodeling, etc.). C3;No updates in the prior 15 years;Physical
deterioration is equal to that in homes of similar age within the neighborhood. There was no functional or external obsolescence noted at the time of the
inspection.
Are there any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property? X Yes X No If Yes, describe
Does the property generally conform to the neighborhood (functional utility, style, condition, use, construction, etc.)? Z Yes ❑ No If No, describe
Freddie Mac Form 70 March 2005
UAD Version 9/2011 Page 1 of 6
Fannie Mae Form 1004 March 2005
Form 1004UAD—"WinTOTAL" appraisal softwae by a la mode, inc. — 1-800-ALAMODE
Page #51
Uniform Residential Appraisal Report
551.16983
File# 5510016983
There are 11 comparable properties currently offered for sale in the subject neighborhood ranging in price from S 299,000 to S 335,000
There are 42 comparable sales in the subject neighborhood within the past twelve months ranging in sale price from $ 241,000 to $ 365,000
FEATURE I SUBJECT
COMPARABLE SALE # 1
COMPARABLE SALE # 2
COMPARABLE SALE # 3
Address 2015 Settlers Dr
Milliken, CO 80543
712 S Carriage Dr
Milliken, CO 80543
2154 Village Dr
Milliken, CO 80543
830 Village Dr
Milliken, CO 80543
Proximity to Subject
0.53 miles SE
0.13 miles E
0.32 miles SE
Sale Price IS
$ 275,500
S 303,000
$ 313,000
Sale Price/Gross Liv. Area $ sq.ft.
$ 223.62 sq.ft.
$ 245.15 sq.ft.
S 212.64 sq.ft.
Data Source(s) I
IRES MLS#829846;DOM 11
IRES MLS#835249;DOM 34
IRES MLS#839430;00M 9
Verification Source(s)
N.JOHNSON 776-3305/ASSESSOR
8Z RE 543-3083/ASSESSOR
C3RE 225-5152/ASSESSOR
VALUE ADJUSTMENTS
DESCRIPTION
DESCRIPTION
+(-) $ Adjustment
DESCRIPTION
+(-) $ Adjustment
DESCRIPTION
+(-) $ Adjustment
Sales or Financing
Concessions
ArmLth
RH;0
0
ArmLth
FHA;4000
0
ArmLth
FHA;0
0
Date of Sale/Time
s09/17;c08/17
0
s01/18;c12/17
0
s03/18;c01/18
0
Location
N;Res;
N;Res;
N;Res;
N;Res;
Leasehold/Fee Simple
Fee Simple
Fee Simple
Fee Simple
Fee Simple
Site
5500 sf
7038 sf
0
5663 sf
0
6190 sf
0
View
N;Res;
N;Res;
N;Res;
B;Res;Prk
-1,500
Design (Style)
' DTI ;RANCH
DTI;RANCH
DTI;RANCH
DTI ;RANCH
Quality of Construction
04
04
04
03
-15,000
Actual Age
15
13
0
12
0
5
0
Condition
C3
C3
C3
-5,000
C3
-5,000
Above Grade
Total
Bdrms.
Baths
Total
Bdrms.
Baths
Total
Bdrms.
Baths
Total
Btlrms.
Baths
Room Count
6
3
2.0
6
3
2.0
6
3
2.0
6
3
2.0
Gross Living Area
1,317 sq.ff.
1,232 sq.ft.
0
1,236 sq.ft.
0
1,472 sq.ft.
-3,100
Basement & Finished
Roams Below Grade
I1317sf1054sfin
1 rr0br0.1 bal o
1232sfOsfin
01236sf1112sfin
+10,500
Orr1 brl .0bal o
0
0
1463sf0sfin
-1,000
+10,500
=
Functional Utility
' GOOD
GOOD
GOOD
GOOD
a
Heating/Cooling
GFWA/CAC
GFWA/NONE
+2,000
GFWA/CAC
GFWA/CAC
°�
Energy Efficient Items
FURN/WINDOW
SIMILAR
0
SIMILAR
0
SIMILAR
0
a
Garage/Carport
2ga2dw 2ga2dw
2ga2dw
2ga2dw
z
Porch/Patio/Deck POR/PAT/DECK
SIMILAR
0
SIMILAR
0
SIMILAR
0
y
FIREPLACE NO FIREPLACE
NO FIREPLACE
WD STOVE
-800
1 FIREPLACE
-1,500
LANDSCAPING/SPRKLR
AVG/FRONT
SIMILAR
0
AVG/FULL
-5,000
AVG/FULL
-5,000
a
a
o
Net Adjustment (Total)
X + .__J-
$ 12,500
L + -
$ -10,800
_, + g', -
$ -21,600
co
IL
Adjusted Sale Price
of Comparables
Net Adj. 4.5 %
Gross Adj. 4.5 %
S 288,000
Net Adj. 3.6 %
Gross Adj. 3.6 %
$ 292,200
Net Adj. 6.9 %
Gross Adj. 13.6%
$ 291,400
co
I Zl did ` did not research the sale or transfer history of the subject property and comparable sales. If not, explain
My research _ did X did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal.
Data Source(s) WELD CTY RECDS/IRES & METROLIST MLS
My research E did N did not reveal any prior sales or transfers of the comparable sales for the year prior to the date of sale of the comparable sale.
Data Source(s) WELD CTY RECDS/IRES & METROLIST MLS
Report the results of the research and analysis of the prior sale or transfer history of the subject property and comparable sales (report additional prior sales on page 3).
ITEM
SUBJECT
COMPARABLE SALE #1
COMPARABLE SALE #2
COMPARABLE SALE #3
Date of Prior Sale/Transfer
Price of Prior Sale/Transfer
Data Source(s)
CTY REC/IRES/METRO MLS
CTY REC/IRES/METRO MLS
CTY REC/IRES/METRO MLS
CTY REC/IRES/METRO MLS
Effective Date of Data Source(s)
07/27/2018
07/27/2018
07/27/2018
07/27/2018
Analysis of poor sale or transfer history of the subject property and comparable sales NONE
Summary of Sales Comparison Approach SEE ATTACHED COMMENTS.
Indicated Value by Sales Comparison Approach $ 290,000
Indicated Value by: Sales Comparison Approach $ 290,000 Cost Approach (if developed) $ 293,889 Income Approach (if developed) $
The value estimate is based on the Sales Comparison Analysis, which reflects the actions of buyers and sellers, who typically pay no more for a property
o
than one with similar utility and appeal. The cost approach tends to support the market value. The subject is located in an area which consists primarily
of single family residences and the income approach is not considered meaningful for this report. Greatest confidence lies in the market approach.
i
o
This appraisal is made 'R "as is", subject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been
completed, subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed, or _' subject to the
following required inspection based on the extraordinary assumption that the condition or deficiency does not require alteration or repair:
w
re
Based on a complete visual inspection of the interior and exterior areas of the subject property, defined scope of work, statement of assumptions and limiting
conditions, and appraiser's certification, my (our) opinion of the market value, as defined, of the real property that is the subject of this report is
$ 290,000 , as of 07/26/2018 , which is the date of inspection and the effective date of this appraisal.
Freddie Mac Form 70 March 2005
UAD Version 9/2011 Page 2 of 6
Fannie Mae Form 1004 March 2005
Form 1004UAD—'WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE
Page #6
Uniform Residential Aaaraisal Resort
551 16983
File # 5510016983
ALL UTILITIES WERE TURNED ON AND FUNCTIONING PROPERLY AT THE TIME OF MY INSPECTION.
AT THE TIME OF INSPECTION THERE WERE CARBON MONOXIDE AND SMOKE DETECTORS INSTALLED.
CORNERSTONE HOME LENDING INC IS COMPENSATING ABSOLUTE APPRAISALS INC $500 FOR THIS APPRAISAL.
absolutekoch@yahoo.com - 9703524232
cn
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w
E
E
0
0
-J
Z
0
R-
0
0
Q
COST APPROACH TO VALUE (not required by Fannie Mae)
Provide adequate information for the lender/client to replicate the below cost figures and calculations.
Support for the opinion of she value (summary of comparable land sales or other methods for estimating she value) The appraiser utilized both sold and listed sites in
the subject's marketing area to determine current land value. The allocation method was also utilized as the subject is situated in a mature and
developed market which is currently active with resales.
5
ESTIMATED ,❑ REPRODUCTION OR Z REPLACEMENT COST NEW
OPINION OF SITE VALUE _$ 65,000
o
Source of cost data MARSHALL & SWIFT
DWELLING 1,317 Sq.Ft. @ $ 101.51 =$ 133,689
a
Quality rating from cost service AVG Effective date of cost data CURRENT
1,317 Sq.Ft. @ $ 65.06 =$ 85,684
a
Comments on Cost Approach (gross living area calculations, depreciation, etc.)
POR/PAT/DK/CAC =5 14,030
m
Life Expectancy 65 years
Garage/Carport 390 Sq.Ft. @ $ 27.25 =5 10 628
°
Effective Age 10 years
Total Estimate of Cost -New =$ 244,031
Remaining Economic Life 55 years
Less Physical
Functional Extemal
Cost data was taken from a national cost estimating service and modified by
Depreciation 37,532
=$( 37,532)
known local costs. Physical depreciation was calculated by the age/life
Depreciated Cost of Improvements =$ 206,499
technique. Remaining economic life is estimated to be 55 years.
"As -is" Value of Site Improvements =$ 22,390
SITE IMPROVEMENTS + LOCAL MULTIPLIER
Estimated Remaining Economic Life (HUD and VA only) 55 Years
INDICATED VALUE BY COST APPROACH = 293,889
INCOME APPROACH TO VALUE (not required by Fannie Mae)
oEstimated
Monthly Market Rent $ X Gross Rent Multiplier = $ Indicated Value by Income Approach
i
Summary of Income Approach (including support for market rent and GRM)
PROJECT INFORMATION FOR PUDs (if applicable)
Is the developer/builder in control of the Homeowners Association (HOA)? ❑ Yes ® No Unit type(s) ® Detached ;Z Attached
Provide the following information for PUDs ONLY if the developer/builder is in control of the HOA and the subject property is an attached dwelling unit.
Legal Name of Project
z
o
Total number of phases Total number of units Total number of units sold
F
Total number of units rented Total number of units for sale Data source(s)
2
Was the project created by the conversion of existing building(s) into a PUD? ❑ Yes ❑ No If Yes, date of conversion.
rr
0
Does the project contain any multi -dwelling units? ❑ Yes ❑ No Data Source
Are the units, common elements, and recreation facilities complete? ❑ Yes ❑ No If No, describe the status of completion.
0
7
0.
Are the common elements leased to or by the Homeowners' Association? E Yes !^ No If Yes, describe the rental terms and options.
Describe common elements and recreational facilhes. Common areas and the maintenance of these areas
Freddie Mac Form 70 March 2005
UAD Version 9/2011 Page 3 of 6
Fannie Mae Form 1004 March 2005
Form 1004UAD — "WinTOTAL" appraisal software by a la mode, inc. —1-800-ALAMODE
Page #7
Uniform Residential Appraisal Report
551.16983
File# 5510016983
This report form is designed to report an appraisal of a one -unit property or a one -unit property with an accessory unit;
including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a
manufactured home or a unit in a condominium or cooperative project.
This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value,
statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended
use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may
expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal
assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do
not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's
continuing education or membership in an appraisal organization, are permitted.
SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the
reporting requirements of this appraisal report form, including the following definition of market value, statement of
assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual
inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the
comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and/or private sources,
and (5) report his or her analysis, opinions, and conclusions in this appraisal report.
INTENDED USE: The intended use of this appraisal report is for the lender/client to evaluate the property that is the
subject of this appraisal for a mortgage finance transaction.
INTENDED USER: The intended user of this appraisal report is the lender/client.
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open
market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming
the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and
the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both
parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a
reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms
of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold
unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale.
*Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are
necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are
readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing
adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional
lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical
dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's
reaction to the financing or concessions based on the appraiser's judgment.
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is
subject to the following assumptions and limiting conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title
to it, except for information that he or she became aware of during the research involved in performing this appraisal. The
appraiser assumes that the title is good and marketable and will not render any opinions about the title.
2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements.
The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination
of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency
(or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an
identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or
implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,
unless specific arrangements to do so have been made beforehand, or as otherwise required by law.
5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or
she became aware of during the research involved in performing the appraisal. Unless otherwise stated in this appraisal
report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the
property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances,
adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such
conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such
conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist.
Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as
an environmental assessment of the property.
6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory
completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will
be performed in a professional manner.
Freddie Mac Form 70 March 2005
UAD Version 9/2011 Page 4 of 6
Fannie Mae Form 1004 March 2005
Form 1004UAD —' WinT0TAL" appraisal software by a la mode, inc. —1-800-ALAM0DE
Pane #8
Uniform Residential Appraisal Report
551.16983
File # 5510016983
APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that
1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in
this appraisal report.
2. I performed a complete visual inspection of the interior and exterior areas of the subject property. I reported the condition
of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the
livability, soundness, or structural integrity of the property.
3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal
Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in
place at the time this appraisal report was prepared.
4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales
comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach
for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop
them, unless otherwise indicated in this report.
5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for
sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject
property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report.
6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior
to the date of sale of the comparable sale, unless otherwise indicated in this report.
7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property.
8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that
has been built or will be built on the land.
9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject
property and the comparable sales.
10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in
the sale or financing of the subject property.
11. I have knowledge and experience in appraising this type of property in this market area.
12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing
services, tax assessment records, public land records and other such data sources for the area in which the property is located.
13. I obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from
reliable sources that I believe to be true and correct.
14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject
property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I
have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the
subject property or that I became aware of during the research involved in performing this appraisal. I have considered these
adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and
marketability of the subject property.
15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all
statements and information in this appraisal report are true and correct.
16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which
are subject only to the assumptions and limiting conditions in this appraisal report.
17. I have no present or prospective interest in the property that is the subject of this report, and I have no present or
prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or
completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital
status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the
present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law.
18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not
conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a
predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of
any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending
mortgage loan application).
19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I
relied on significant real property appraisal assistance from any individual or individuals in the performance of this appraisal
or the preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this
appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make
a change to any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no
responsibility for it.
20. I identified the lender/client in this appraisal report who is the individual, organization, or agent for the organization that
ordered and will receive this appraisal report.
Freddie Mac Form 70 March 2005
UAD Version 9/2011 Page 5 of 6
Fannie Mae Form 1004 March 2005
Form 1004UAD — "WinT0TAL" appraisal software by a la mode, inc. —1-800-ALAM0DE
Page #9
Uniform Residential Appraisal Report
551.16983
File # 5510016983
21. The lender/client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the
borrower; the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises; other
secondary market participants; data collection or reporting services; professional appraisal organizations; any department,
agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to
obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal
report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public
relations, news, sales, or other media).
22. I am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain
laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice
that pertain to disclosure or distribution by me.
23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage
insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part
of any mortgage finance transaction that involves any one or more of these parties.
24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or
criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States
Code, Section 1001, et seq., or similar state laws.
SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that:
1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's
analysis, opinions, statements, conclusions, and the appraiser's certification.
2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions,
statements, conclusions, and the appraiser's certification.
3. The appraiser identified in this appraisal report is either a sub -contractor or an employee of the supervisory appraiser (or the
appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law.
4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal
report was prepared.
5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
APPRAISER MICHELLE R. KOCH SUPERVISORY APPRAISER (ONLY IF REQUIRED)
Signature
Name MICHELLE R' KOCH
Company Name ABSOLUTE APPRAISALS, INC.
Company Address 1626 37TH AVENUE PLACE
GREELEY, CO 80634
Telephone Number 970-352-4232
Email Address absolutekoch@yahoo.com
Date of Signature and Report 07/29/2018
Effective Date of Appraisal 07/26/2018
State Certification # CR40011925
or State License #
or Other (describe) State #
State CO
Expiration Date of Certification or License 12/31/2018
ADDRESS OF PROPERTY APPRAISED
2015 Settlers Or
Milliken, CO 80543
APPRAISED VALUE OF SUBJECT PROPERTY $ 290,000
LENDER/CLIENT
Name No AMC
Company Name CORNERSTONE HOME LENDING, INC.
Company Address 2803 E HARMONY ROAD , STE 200
Email Address
FORT COLLINS , CO 80528
Signature
Name
Company Name
Company Address
Telephone Number
Email Address
Date of Signature
State Certification #
or State License #
State
Expiration Date of Certification or License
SUBJECT PROPERTY
Did not inspect subject property
Did inspect exterior of subject property from street
Date of Inspection
❑ Did inspect interior and exterior of subject property
Date of Inspection
COMPARABLE SALES
Did not inspect exterior of comparable sales from street
Did inspect exterior of comparable sales from street
Date of Inspection
Freddie Mac Form 70 March 2005
UAD Version 9/2011 Page 6 of 6
Fannie Mae Form 1004 March 2005
Form 1004UAD—'WinTOTAL" appraisal software by a la mode, inc. —1-800-ALAMODE
Pape #10
Supplemental Addendum
File No. 5510016983
Borrower/Client JOSHUA ROSEBERRY
Property Address 2015 Settlers Dr
City Milliken
County WELD
State CO
Zip Code 80543
Lender CORNERSTONE HOME LENDING, INC.
SALES COMPARISON COMMENTS:
The subject is an average quality ranch style single family dwelling situated in the popular and developing subdivision known as Settlers
Village. It is in average overall condition and it has a full basement level which is approximately 85% finished. It is situated on a typical
lot with a double car garage, average front landscaping, covered front porch, open rear patio and an open wood deck. It is appealing to
its market. Sale #1 is most similar to the subject regarding its overall condition and landscaping as well as its design and appeal and
GLA. It is inferior regarding its lack of basement finish work and lack of central air conditioning. Sale #2 is most similar to the subject,
especially regarding its basement finish work, however it is superior regarding its condition/updating (still a C3 but superior to the
subject) and landscaping. Market value was weighted heaviest toward this sale. Sale #3 is used to bracket the subject's GLA. It is
inferior regarding its lack of basement finish work, however it is superior regarding its view as it backs to a large open space/park area
as well as its condition/updating (still a C3 but superior to the subject), GLA, basement size and landscaping. Thus the downward
adjsutments. As evidenced by the 1004MC, property values have remained stable over the past year in this market and all three sales
prices are strong indicators of current market value. All three sales and their adjusted sales prices indicate a similar value range and
were pertinent in determining the subject's current market value, however greater weight was given to Sale #2 which is most similar to
the subject. The GLA adjustment was derived from both the appraiser's knowledge and familiarity with the subject's market as well as
through paired sales analysis using comparable sales in the subject's same market over the past 12 months. Although the subject's
indicated market value is well within the range of values for the subject's market, it is slightly lower than the predominant sales price;
however it is NOT underbuilt for its market.
Form TADD—'WinT0TAL" appraisal software try a la mode, inc. — 1-800-ALAM0DE
Page #11
Additional Listings
551.16983
File# 5510016983
FEATURE I SUBJECT
LISTING # 1
LISTING # 2
LISTING # 3
Address 2015 Settlers Dr
Milliken, CO 80543
2192 Stage Coach Dr
Milliken, CO 80543
Proximity to Subject
0.14 miles NE
List Price
$
$ 299,900
$
$
List Price/Gross Liv. Area
$ sq.ft.
$ 180.12 sq.ft.
$ sq.ft.
$ sq.ft.
Last Price Revision Date
N/A
Data Source(s)
IRES MLS#853708;DOM 2
Verification Source(s)
H.REILLY 223-6500/ASSESSOR
VALUE ADJUSTMENTS
DESCRIPTION
DESCRIPTION
+(-) $ Adjust.
DESCRIPTION
+(-) $ Adjust.
DESCRIPTION
+(-) $ Adjust.
Sales or Financing
Concessions
100% LP -SP
PEND 06/17/2018
0
0
Days on Market
2
0
Location
N;Res;
N;Res;
Leasehold/Fee Simple
Fee Simple
Fee Simple
Site
5500 sf
8712 sf
View
N;Res;
N;Res;
Design (Style)
DT1;RANCH
DT1;RANCH
Quality of Construction
O4
04
Actual Age
15 14
0
Condition
C3 C3
-5,000
Above Grade
Room Count
Gross Living Area
Total
Bdrms.
Baths
Total
Bdrms.
Baths
Total
Bdrms.
Baths
Total
Bdrms.
Baths
6
3
2.0
6
3
2.0
1,317 sq.ft.
1,665 sq.ft.
-6,960
sq.ft.
sq.ft.
Basement & Finished
Rooms Below Grade
1317sf1054sfin
1rrobr0.1ba10
1665sf0sfin
-3,000
+10,500
Functional Utility
GOOD
GOOD
Heating/Cooling
GFWA/CAC
GFWA/CAC
Energy Efficient Items
FURNMINDOW
SIMILAR
0
Garage/Carport
2ga2dw
2ga2dw
Porch/Patio/Deck
POR/PAT/DECK SIMILAR
0
FIREPLACE
NO FIREPLACE
1 FIREPLACE
-1,500
LANDSCAPE/SPRKLR
AVG/SPRKLR
AVG/FULL
-5,000
Net Adjustment (Total)
❑ + Z -
$ -10,960
[ + ❑ -
$
+ -
$
Adjusted List Price
of Comparables
Net 3.7 %
Gross 10.7 %
$ 288,940
Net %
Gross %
$
Net %
Gross %
$
Report the results of the research and analysis of the prior sale or transfer history of the subject property and comparable sales (report additional prior sales on page 3).
ITEM
SUBJECT
LISTING # 1
LISTING # 2
LISTING # 3
Date of Prior Sale/Transfer
Price of Prior Sale/Transfer
Data Source(s)
CTY REC/IRES/METRO MLS
CTY REC/IRES/METRO MLS
Effective Date of Data Source(s)
07/27/2018
04/30/2018
Comments: The above listed property is situated in the subject's same market and added to further support the subject's indicated market value. It is the BEST
available listing in which to compare to the subject. A typical buyer in this market would view this listing as a competing property with the subject property. In this
market, if properties are priced correctly (even slightly lower than their actual market value) they are selling within appropmately 6 months of their listing dates.
March 2005
Form 1004UAD.(AL)—'WinTOTAL" appraisal software by a la mode, inc. —1-800-ALAMODE
Page #12
551.16983
File No. 5510016983
UNIFORM APPRAISAL DATASET (UAD) DEFINITIONS ADDENDUM
(Source: Fannie Mae UAD Appendix D: UAD Field -Specific Standardization Requirements)
Condition Ratings and Definitions
Cl
The improvements have been recently constructed and have not been previously occupied. The entire structure and all components are new
and the dwelling features no physical depreciation.
Note: Newly constructed improvements that feature recycled or previously used materials and/or components can be considered new dwellings
provided that the dwelling is placed on a 100 percent new foundation and the recycled materials and the recycled components have been
rehabilitated/remanufactured into like -new condition. Improvements that have not been previously occupied are not considered "new" if they
have any significant physical depreciation (that is, newly constructed dwellings that have been vacant for an extended period of time without
adequate maintenance or upkeep).
C2
The improvements feature no deferred maintenance, little or no physical depreciation, and require no repairs. Virtually all building components
are new or have been recently repaired, refinished, or rehabilitated. All outdated components and finishes have been updated and/or replaced
with components that meet current standards. Dwellings in this category are either almost new or have been recently completely renovated and
are similar in condition to new construction.
Note: The improvements represent a relatively new property that is well maintained with no deferred maintenance and little or no physical
depreciation, or an older property that has been recently completely renovated.
C3
The improvements are well maintained and feature limited physical depreciation due to normal wear and tear. Some components, but not every
major building component, may be updated or recently rehabilitated. The structure has been well maintained.
Note: The improvement is in its first -cycle of replacing short-lived building components (appliances, floor coverings, HVAC, etc.) and is
being well maintained. Its estimated effective age is less than its actual age. It also may reflect a property in which the majority of
short-lived building components have been replaced but not to the level of a complete renovation.
C4
The improvements feature some minor deferred maintenance and physical deterioration due to normal wear and tear. The dwelling has been
adequately maintained and requires only minimal repairs to building components/mechanical systems and cosmetic repairs. All major building
components have been adequately maintained and are functionally adequate.
Note: The estimated effective age may be close to or equal to its actual age. It reflects a property in which some of the short-lived building
components have been replaced, and some short-lived building components are at or near the end of their physical life expectancy,' however,
they still function adequately. Most minor repairs have been addressed on an ongoing basis resulting in an adequately maintained property.
C5
The improvements feature obvious deferred maintenance and are in need of some significant repairs. Some building components need repairs,
rehabilitation, or updating. The functional utility and overall livability is somewhat dimirished due to condition, but the dwelling remains
useable and functional as a residence.
Note: Some significant repairs are needed to the improvements due to the lack of adequate maintenance. It reflects a property in which many
of its short-lived building components are at the end of or have exceeded their physical life expectancy but remain functional.
C6
The improvements have substantial damage or deferred maintenance with deficiencies or defects that are severe enough to affect the safety,
soundness, or structural integrity of the improvements. The improvements are in need of substantial repairs and rehabilitation, including many
or most major components.
Note: Substantial repairs are needed to the improvements due to the lack of adequate maintenance or property damage. It reflects a property
with conditions severe enough to affect the safety, soundness, or structural integrity of the improvements.
Quality Ratings and Definitions
a1
Dwellings with this quality rating are usually unique structures that are individually designed by an architect for a specified user. Such
residences typically are constructed from detailed architectural plans and specifications and feature an exceptionally high level of workmanship
and exceptionally high-grade materials throughout the interior and exterior of the structure. The design features exceptionally high -quality
exterior refinements and ornamentation, and exceptionally high -quality interior refinements. The workmanship, materials, and finishes
throughout the dwelling are of exceptionally high quality.
Q2
Dwellings with this quality rating are often custom designed for construction on an individual property owner's site. However, dwellings in
this quality grade are also found in high -quality tract developments featuring residence constructed from individual plans or from highly
modified or upgraded plans. The design features detailed, high quality exterior ornamentation, high -quality interior refinements, and detail. The
workmanship, materials, and finishes throughout the dwelling are generally of high or very high quality.
UAD Version 9/2011 (Updated 1/2014)
Form UADDEFINE1A —'WinT0TAL" appraisal software by a la mode, inc. —1-800-ALAM0DE
Page #13
UNIFORM APPRAISAL DATASET (UAD) DEFINITIONS ADDENDUM
(Source: Fannie Mae UAD Appendix D: UAD Field -Specific Standardization Requirements)
Quality Ratings and Definitions (continued)
Q3
Dwellings with this quality rating are residences of higher quality built from individual or readily available designer plans in above -standard
residential tract developments or on an individual property owner's site. The design includes significant exterior ornamentation and interiors
that are well finished. The workmanship exceeds acceptable standards and many materials and finishes throughout the dwelling have been
upgraded from "stock" standards.
Q4
Dwellings with this quality rating meet or exceed the requirements of applicable building codes. Standard or modified standard building plans
are utilized and the design includes adequate fenestration and some exterior ornamentation and interior refinements. Materials, workmanship,
finish, and equipment are of stock or builder grade and may feature some upgrades.
Q5
Dwellings with this quality rating feature economy of construction and basic functionality as main considerations. Such dwellings feature a
plain design using readily available or basic floor plans featuring minimal fenestration and basic finishes with minimal exterior ornamentation
and limited interior detail. These dwellings meet minimum building codes and are constructed with inexpensive, stock materials
with limited refinements and upgrades.
Q6
Dwellings with this quality rating are of basic quality and lower cost; some may not be suitable for year-round occupancy. Such dwellings
are often built with simple plans or without plans, often utilizing the lowest quality building materials. Such dwellings are often built or
expanded by persons who are professionally unskilled or possess only minimal construction skills. Electrical, plumbing, and other mechanical
systems and equipment may be minimal or non-existent. Older dwellings may feature one or more substandard or non -conforming additions
to the original structure
Definitions of Not Updated, Updated, and Remodeled
Not Updated
Little or no updating or modernization. This description includes, but is not limited to, new homes.
Residential properties of fifteen years of age or less often reflect an original condition with no updating, if no major
components have been replaced or updated. Those over fifteen years of age are also considered not updated if the
appliances, fixtures, and finishes are predominantly dated. An area that is 'Not Updated' may still be well maintained
and fully functional, and this rating does not necessarily imply deferred maintenance or physical/functional deterioration.
Updated
The area of the home has been modified to meet current market expectations. These modifications
are limited in terms of both scope and cost.
An updated area of the home should have an improved look and feel, or functional utility. Changes that constitute
updates include refurbishment and/or replacing components to meet existing market expectations. Updates do not
include significant alterations to the existing structure.
Remodeled
Significant finish and/or structural changes have been made that increase utility and appeal through
complete replacement and/or expansion.
A remodeled area reflects fundamental changes that include multiple alterations. These alterations may include
some or all of the following: replacement of a major component (cabinet(s), bathtub, or bathroom tile), relocation
of plumbing/gas fixtures/appliances, significant structural alterations (relocating walls, and/or the addition of)
square footage). This would include a complete gutting and rebuild.
Explanation of Bathroom Count
Three-quarter baths are counted as a full bath in all cases. Quarter baths (baths that feature only a toilet) are not
included in the bathroom count. The number of full and half baths is reported by separating the two values using a
period, where the full bath count is represented to the left of the period and the half bath count is represented to the
right of the period.
Example:
3.2 indicates three full baths and two half baths.
UAD Version 9/2011 (Updated 1/2014)
Form UADDEFINE1A—'WinTOTAL" appraisal software by a la mode, inc. —1-800-ALAMODE
Page #14
UNIFORM APPRAISAL DATASET (UAD) DEFINITIONS ADDENDUM
(Source: Fannie Mae UAD Appendix D. UAD Field -Specific Standardization Requirements)
Abbreviations Used in Data Standardization Text
Abbreviation
Full Name
Fields Where This Abbreviation May Appear
A
Adverse
Location & View
ac
Acres
Area, Site
AdjPrk
Adjacent to Park
Location
AdjPwr
Adjacent to Power Lines
Location
ArmLth
Arms Length Sale
Sale or Financing Concessions
AT
Attached Structure
Design (Style)
B
Beneficial
Location & View
ba
Bathroom(s)
Basement & Finished Rooms Below Grade
br
Bedroom
Basement & Finished Rooms Below Grade
BsyRd
Busy Road
Location
c
Contracted Date
Date of Sale/Time
Cash
Cash
Sale or Financing Concessions
Comm
Commercial Influence
Location
Cony
Conventional
Sale or Financing Concessions
cp
Carport
Garage/Carport
CrtOrd
Court Ordered Sale
Sale or Financing Concessions
CtySky
City View Skyline View
View
CtyStr
City Street View
View
cv
Covered
Garage/Carport
DOM
Days On Market
Data Sources
DT
Detached Structure
Design (Style)
dw
Driveway
Garage/Carport
e
Expiration Date
Date of Sale/Time
Estate
Estate Sale
Sale or Financing Concessions
FHA
Federal Housing Authority
Sale or Financing Concessions
g
Garage
Garage/Carport
ga
Attached Garage
Garage/Carport
gbi
Built-in Garage
Garage/Carport
gd
Detached Garage
Garage/Carport
GlfCse
Golf Course
Location
Glfvw
Golf Course View
View
GR
Garden
Design (Style)
HR
High Rise
Design (Style)
in
Interior Only Stairs
Basement & Finished Rooms Below Grade
Ind
Industrial
Location & View
Listing
Listing
Sale or Financing Concessions
Lndfl
Landfill
Location
LtdSght
Limited Sight
View
MR
Mid -rise
Design (Style)
Mtn
Mountain View
View
N
Neutral
Location & View
NonArm
Non -Arms Length Sale
Sale or Financing Concessions
o
Other
Basement & Finished Rooms Below Grade
O
Other
Design (Style)
op
Open
Garage/Carport
Prk
Park View
View
Pstrl
Pastoral View
View
PwrLn
Power Lines
View
PubTrn
Public Transportation
Location
Relo
Relocation Sale
Sale or Financing Concessions
REO
REO Sale
Sale or Financing Concessions
Res
Residential
Location & View
RH
USDA - Rural Housing
Sale or Financing Concessions
rr
Recreational (Rec) Room
Basement & Finished Rooms Below Grade
RT
Row or Townhouse
Design (Style)
s
Settlement Date
Date of Sale/Time
SD
Semi-detached Structure
Design (Style)
Short
Short Sale
Sale or Financing Concessions
sf
Square Feet
Area, Site, Basement
sqm
Square Meters
Area, Site
Unk
Unknown
Date of Sale/Time
VA
Veterans Administration
Sale or Financing Concessions
w
Withdrawn Date
Date of Sale/Time
wo
Walk Out Basement
Basement & Finished Rooms Below Grade
Woods
Woods View
View
Wtr
Water View
View
WtrFr
Water Frontage
Location
wu
Walk Up Basement
Basement & Finished Rooms Below Grade
UAD Version 9/2011 (Updated 1/2014)
Form UADDEFINE1A—'WinT0TAL'appraisal software by a la mode, inc. —1-800-ALAM0DE
Pape #15
Market Conditions Addendum to the A raisal Report 551.
pp p File No. 551001691698383
The purpose of this addendum is to provide the lender/client with a clear and accurate understanding of the market trends and conditions prevalent in the subject
neighborhood. This is a required addendum for all appraisal reports with an effective date on or after April 1, 2009.
Property Address 2015 Settlers Dr City Milliken State co ZIP Code 80543
Borrower JOSHUA ROSEBERRY
Instructions: The appraiser must use the information required on this form as the basis for his/her conclusions, and must provide support for those conclusions, regarding
housing trends and overall market conditions as reported in the Neighborhood section of the appraisal report form. The appraiser must fill in all the information to the extent
it is available and reliable and must provide analysis as indicated below. If any required data is unavailable or is considered unreliable, the appraiser must provide an
explanaton. It is recognized that not all data sources will be able to provide data for the shaded areas below; if it is available, however, the appraiser must include the data
in the analysis. If data sources provide the required information as an average instead of the median, the appraiser should report the available figure and identity it as an
average. Sales and listings must be properties that compete with the subject property, determined by applying the criteria that would be used by a prospective buyer of the
subject property. The appraiser must explain any anomalies in the data, such as seasonal markets, new construction, foreclosures, etc.
Inventory Analysis
Prior 7-12 Months
Prior 4-6 Months
Current — 3 Months
Overall Trend
Total # of Comparable Sales (Settled)
22
9
11
❑ Increasing
X Stable
IL Declining
Absorption Rate (Total Sales/Months)
3.67
3.00
3.67
❑ Increasing
X Stable
❑ Declining
Total # of Comparable Active Listings
6
4
11
❑ Declining
® Stable
❑ Increasing
Months of Housing Supply (Total Listings/Ab.Rate)
1.6
1.3
3.0
❑ Declining
® Stable
❑ Increasing
Median Sale & List Price, DOM, Sale/List %
Prior 7-12 Months
Prior 4-6 Months
Current — 3 Months
Overall Trend
Median Comparable Sale Price
290,500
327,000
310,000
❑ Increasing
X Stable
[. Declining
Median Comparable Sales Days on Market
39
44
39
L Declining
X Stable
❑ Increasing
Median Comparable List Price
322,000
319,250
315,000
Increasing
Stable
Declining
Median Comparable Listings Days on Market
•
Declining
Stable
Increasing
Median Sale Price as % of List Price
100%
100%
100%
❑ Increasing
X Stable
L Declining
ro Seller -(developer, builder, etc.)paid financial assistance prevalent? X Yes ❑ No
_7 Declining
X Stable
L Increasing
Explain in detail the seller concessions trends for the past 12 months (e.g., seller contributions increased from 3% to 5%, increasing use of buydowns, closing costs, condo
Q fees, options, etc.). Interest rates are good at approximately 4-6%. points are typical at 0 to 3 paid by seller. Seller paid concessions for buyer's closing costs
have remained stable over the past year (0-3 % being typical), however down payment assistance has dropped off. Wherever points are paid that are uncommon
in the marketplace, cash equivalency adjustments may be made. Economic conditions in N. Colorado are currently good with low interest rates, some new
construction and an influx of new residents creating_marketing times which are typically under nine months.
Are foreclosure sales (REO sales) a factor in the market? X Yes ❑ No If yes, explain (including the trends in listings and sales of foreclosed properties).
Foreclosures affected our entire economy. Higher than expected energy costs and a weaker market contributed to more foreclosures throughout the US in the
past several years; however the subject's market is currently rebounding and foreclosures have dropped significantly. The subject's market is currently stable
with a small percentage of REO or distressed sales present. It is not an REO driven market.
Cite data sources for above information. MLS, PUBLIC RECORDS, PERSONAL MARKET RESEARCH
Summarize the above information as support for your conclusions in the Neighborhood section of the appraisal report form. If you used any additional information, such as
an analysis of pending sales and/or expired and withdrawn listings, to formulate your conclusions, provide both an explanation and support for your conclusions.
The analysis above is for the subject's specific market/neighborhood. *My data source does not calculate a median DOM for active listings within a specific date
range and is the reason for the areas in the form that are not filled out. In the past year, there have been 42 sales and there are currently 11 active listings.
If the subject is a unit in a condominium or cooperat've project , complete the following: Project Name:
Subject Project Data
Prior 7-12 Months
Prior 4-6 Months
Current — 3 Months
Overall Trend
Total # of Comparable Sales (Settled)
L Increasing
a Stable
❑ Declining
Absorption Rate (Total Sales/Months)
❑, Increasing
7 Stable
❑ Declining
Total # of Active Comparable Listings
❑ Declining
❑ Stable
❑ Increasing
Months of Unit Supply (Total Listings/Ab.Rate)
❑ Declining
❑ Stable
❑ Increasing
Are foreclosure sales (RED sales) a factor in the project? ___ Yes _! No If yes, indicate the number of REO listings and explain the trends in listings and sales of
foreclosed properties.
w
U
Summarize the above trends and address the impact on the subject unit and project.
Signature �V
Signature
Appraiser Name MI HELLE R. KOCH
Supervisory Appraiser Name
rn Company Name ABSOLUTE APPRAISALS, INC.
Company Name
a Company Address 1626 37TH AVENUE PLACE, GREELEY, CO 80634
Company Address
State License/Certification # CR40011925 State co
State License/Certification # State
Email Address absolutekoch@yahoo.com
Email Address
Freddie Mac Form 71 March 2009
Page 1 of 1
Fannie Mae Form 1004MC March 2009
Form 1004MC2 —'1 inTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE
Page #16
Aerial Map
Borrower/Client JOSHUA
ROSEBERRY
Property
Address 2015 Settlers Dr
City
Milliken
County WELD
State CO
Zip
Code 80543
Lender CORNERSTONE HOME
LENDING,
INC.
Subject
20]5 SETTLERS DRIVE
��� _fig �..C
Form MAP.L0C—'WinT0TAL" appraisal software by a la mode, inc. — 1-800-ALAMODE
[Page #171
Flood Map
Borrower/Client
JOSHUA ROSEBERRY
Property Address
2015 Settlers Dr
_
City
Milliken
County WELD
State CO
Zip Code
80543
Lender
CORNERSTONE
HOME LENDING,
INC.
Form MAP.FL00D — "WinTOTAL" appraisal software by a la mode. inc. —1-800-ALAMODE
Page #18
Plat Map
Borrower/Client JOSHUA ROSEBERRY
Property
Address 2015 Settlers
Dr
City
Milliken
County WELD
State CO
Zip
Code 80543
Lender CORNERSTONE
HOME LENDING,
INC.
Form MAP.PLAT—'WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE
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Page #20
Building Sketch
Borrower/Client
JOSHUA ROSEBERRY
Property Address
2015
Settlers Dr
City
Milliken
County WELD
State CO
Zip Code 80543
Lender
CORNERSTONE
HOME
LENDING,
INC.
12'
19'
BR
OPEN
CONCRETE
PATIO
MASTER
MBR BATH
OPEN
WOOD DECK
DR
UTIL BATH
19.3
TWO CAR
GARAGE
(N
Sketch by Apex Sketch v5 Standard rr
BR
KITCHEN
LR
FOYER
9'
r COVERED
• PORCH
12'
Zo
85% FIN BASEMENT LEVEL
40.3'
12'
Comments:
AREA CALCULATIONS SUMMARY
Code Description Net Size
GLA1 First Floor 1316.50
BSMT Basement -1316.50
GAR Garage -389.81
P/P Porch -54.00
Wood Deck -304.00
Patio -204.00
Net LIVABLE Area (rounded)
Net Totals
1316.50
-1316.50
-389.81
-562.00
1317
LIVING AREA BREAKDOWN
Breakdown Subtotals
First Floor
12.0 x 8.5
21.0 x 13.8
23.0 x 40.3
3 Items (rounded)
102.00
288.75
925.75
1317
Form SKT.BIdSkI —'WinT0TAL" appraisal software by a la mode, inc. — 1-800-ALAM0DE
Page #21
Subject Photo Page
Borrower/Client
JOSHUA ROSEBERRY
Property Address
2015 Settlers Dr
City
Milliken
County WELD
State CO
Zip Code
80543
Lender
CORNERSTONE HOME LENDING, INC.
Subject Front
2015 Settlers Dr
Sales Price
Gross Living Area 1.317
Total Rooms 6
Total Bedrooms 3
Total Bathrooms 2.0
Location N;Res;
View N;Res;
Site 5500 sf
Quality Q4
Age 15
Subject Rear
Subject Street
Form PIC3x5.SR—'WinTOTAL appraisal software by a la mode. inc. —1-800-ALAMODE
Page #22
Subject Photo Page
Borrower/Client
JOSHUA ROSEBERRY
Property Address
2015 Settlers Dr
City
Milliken
County WELD
State CO
Zip Code
80543
Lender
CORNERSTONE HOME LENDING, INC.
Subject Front
2015 Settlers Dr
Sales Price
Gross Living Area
Total Rooms
Total Bedrooms
Total Bathrooms
Location
View
Site
Quality
Age
1,317
6
3
2.0
N;Res:
N;Res:
5500 sf
Q4
15
Subject Rear
Subject Street
Form PIC3x5.SR-1/VinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE
Page #23
Subject Interior Photo Page
Borrower/Client JOSHUA ROSEBERRY
Property Address 2015 Settlers Dr
City Milliken
County WELD
State co
Zip
Code 80543
Lender CORNERSTONE HOME LENDING, INC.
Living Room
2015 Settlers Dr
Sales Price
Gross Living Area
Total Rooms
Total Bedrooms
Total Bathrooms
Location
View
Site
Quality
Age
V
•
.� .4
I
1,317
6
3
2.0
N;Res;
N;Res;
5500 sf
Q4
15
Kitchen
Dining Room
Form PIC3x5.SI—'WinTOTAL'appraisal software by a la mode, inc. —1-800-ALAMODE
Page #24
Subject Interior Photo Page
Borrower/Client JOSHUA ROSEBERRY
Property Address 2015 Settlers Dr
City Milliken
County WELD
State CO
Zip
Code 80543
Lender CORNERSTONE HOME LENDING, INC.
Master Bedroom
2015 Settlers Dr
Sales Price
Gross Living Area
Total Rooms
Total Bedrooms
Total Bathrooms
Location
View
Site
Quality
Age
1,317
6
3
2.0
N;Res;
N;Res;
5500 sf
O4
15
Master Bath
Utility
Form PIC3x5.SI—'WinT0TAL" appraisal software by a la moce, inc. — 1-800-ALAMODE
Page #25
Subject Interior Photo Page
Borrower/Client
JOSHUA ROSEBERRY
Property Address
2015 Settlers Dr
_
City
Milliken
County WELD
State Co
Zip Code
80543
Lender
CORNERSTONE HOME LENDING, INC.
Bedroom
2015 Settlers Dr
Sales Price
Gross Living Area 1,317
Total Rooms 6
Total Bedrooms 3
Total Bathrooms 2.0
Location N;Res;
View N;Res;
Site 5500 sf
Quality O4
Age 15
Bath
Bedroom
Form PIC3x5.SI—'WinT0TAL'appraisal software by a la mode, Inc. — 1-800-ALAMODE
Page #26
Subject Interior Photo Page
Borrower/Client
JOSHUA ROSEBERRY
Property Address
2015 Settlers Dr
City
Milliken
County WELD
State CO
Zip Code
80543
Lender
CORNERSTONE HOME LENDING. INC.
Basement Family Room
2015 Settlers Dr
Sales Price
Gross Living Area 1,317
Total Rooms 6
Total Bedrooms 3
Total Bathrooms 2.0
Location N;Res;
View N;Res;
Site 5500 sf
Quality Q4
Age 15
Basement Bath
Basement Rec Room
Form PIC3x5.Sl — "WinTOTAL" appraisal software by a la mode, inc. —1-800-ALAMODE
Page #27
Comparable Photo Page
Borrower/Client
JOSHUA ROSEBERRY
Property Address
2015 Settlers Dr
City
Milliken
County WELD
State CO
Zip Code
80543
Lender
CORNERSTONE HOME LENDING, INC.
111111 IlloHi
Comparable 1
712 S Carriage Dr
Prox. to Subject 0.53 miles SE
Sales Price 275,500
Gross Living Area 1,232
Total Rooms 6
Total Bedrooms 3
Total Bathrooms 2.0
Location N:Res;
View N;Res:
Site 7038 sf
Q4
Quality
Age 13
Comparable 2
2154 Village Dr
Prox. to Subject 0.13 miles E
Sales Price 303,000
Gross Living Area 1,236
Total Rooms 6
Total Bedrooms 3
Total Bathrooms 2.0
Location N;Res;
View N:Res;
Site 5663 sf
Quality Q4
Age 12
Comparable 3
830 Village Dr
Prox. to Subject 0.32 miles SE
Sales Price 313.000
Gross Living Area 1,472
Total Rooms 6
Total Bedrooms 3
Total Bathrooms 2.0
Location N; Res;
View B;Res;Prk
Site 6190 sf
Q3
Quality
Age 5
Form PIC3x5.CR-'WinTOTAL" appraisal software by a la mode. inc. — 1-800-ALAMODE
Page #28
Listing Photo Page
Borrower/Client JOSHUA ROSEBERRY
Property Address 2015 Settlers Dr
_
City Milliken
County WELD
State Co
Zip
Code 80543
Lender CORNERSTONE HOME LENDING, INC.
Listing 1
2192 Stage Coach Dr
Proximity to Subject 0.14 miles NE
List Price 299,900
Days on Market 2
Gross Living Area 1,665
Total Rooms 6
Total Bedrooms 3
Total Bathrooms 2.0
Age 14
Listing 2
Proximity to Subject
List Price
Days on Market
Gross Living Area
Total Rooms
Total Bedrooms
Total Bathrooms
Age
Listing 3
Proximity to Subject
List Price
Days on Market
Gross Living Area
Total Rooms
Total Bedrooms
Total Bathrooms
Age
Form DLSTRNT.DMI/fR - 'WinTOTAL" appraisal software by a la mode, inc. — 1-800-ALAMODE
Page #29
NAVIGATORS INSURANCE COMPANY
THIS IS BOTH A CLAIMS MADE AND REPORTED INSURANCE POLICY.
THIS POLICY APPLIES TO THOSE CLAIMS THAT ARE FIRST MADE AGAINST THE INSURED
AND REPORTED IN WRITING TO THE COMPANY DURING THE POLICY PERIOD
PLEASE READ THIS POLICY CAREFULLY
REAL ESTATE APPRAISERS ERRORS AND OMISSIONS INSURANCE POLICY
DECLARATIONS
POLICY NUMBER PH17RALM02223N RENEWAL OF PH16RALM0222311/
1 NAMED INSURED
Michelle R Koch
2 ADDRESS 1626 37th Avenue PI
Greeley, CO 80634
3 POLICY PERIOD FROM 11/10/2017 TO 11/10/2018
12 01 A M Standard Time at the address of the Named Insured as stated in Number 2 above
4 LIMITS OF LIABILITY
A $ 1 000 000 Damages Limit of Liability — Each Claim
B $ 1 000 000 Claim Expenses Limit of Liability — Each Claim
C $ i 000 000 Damages Limit of Liability — Policy Aggregate
D $ 1 coo 000 Claim Expenses Limit of Liability — Policy Aggregate
5 DEDUCTIBLE (Inclusive of claim expenses) A. $ 500 Each Claim
B $ 1 000
Aggregate
6 PREMIUM $ 644 00
7 RETROACTIVE DATE 11/102003
8 FORMS ATTACHED NAV RAL DEC NAV RAL MC PF NAV RAE. 002 NAV RAL 300 CO
CO Notice NAV-ML-002
PROGRAM ADMINISTRATOR McGowan Program Administrators (A Division of McGowan & Company, Inc )
By Acceptance of this policy the Insured agrees that the statements in the Declarations and the Application and any
attachments hereto are the Insured's agreements and representations and that this policy embodies all agreements
existing between the Insured and the Company or any of its representatives relating to this insurance
IN WITNESS WHEREOF, we have caused this policy to be signed by our President and Secretary
[Emily Miner]
Secretary
NAV RAL DEC (02 14)
[Stanley A Galanski]
President i
Alf
vgators
Page 1 of 1 !gamingAWorld IQMor/ona
Farm SCA —' WinTOTAL" appraisal software by a la made inc —1 800-ALAM0DE '
Page #30
•
ABSOLUTE APPRAISALS, INC.
1626 37th Avenue Place
Greeley, CO 80634
970-352-4232
970-352-4231 fax
abso l utekoch@yahoo.com
Michelle R. Koch
State of Colorado Certified Residential Appraiser
CR40011925
I graduated in December of 1994 with a bachelor's degree from the University of Northern Colorado in
Greeley, Colorado. My degree is in Social Sciences with an emphasis on statistical research, minoring in
English. I am currently licensed with the State of Colorado Board of Real Estate Appraisers as a Certified
Residential Appraiser under the regulations of the State of Colorado which meets both FIRREA and
USPAP regulations for qualified appraisers and appraisal standards.
Since early 1995, 1 have been active in the valuation and appraisal of residential single family properties
and residential income properties. I completed my apprenticeship in 1997. I currently own and operate
Absolute Appraisals, Inc. where my duties include appraising residential real estate, performing appraisal
reviews and processing appraisal reports.
I am an active appraiser with the US Department of Housing and Urban Development (Denver Regional
Office -Region VIII) and have successfully completed the mandatory Appraiser examination administered
by FHA/HUD which incorporates the revised and newer regulations found in the HUD Handbook 4150.2. I
have been an FHA appraiser since early 1997.
I have successfully completed the necessary courses to be a certified residential appraiser through the
Appraisal Institute at the University of Colorado. I continue to participate in classes offered through the
Appraisal Institute to keep current with changes in the USPAP (Uniform Standards of Professional
Appraisal Practice), appraisal tecnology and any new or updated appraisal forms I have recently taken
coures pertaining to both rural residential properties and complex properties. I also continue to attend
FHA/HUD training and update seminars for the State of Colorado and have spoken to groups of real estate
professionals and lenders regarding revisions hi the Fl IA/i IUD appraisal process.
Sincerely,
•
->reaffeatiatkLei)--620,in
Michelle R. Koch/CR40011925
Michelle Renee Koch
1626 3itti Avenue Pt
Greeley, CO 80634-3442
leadvi4
Director: Marcia Waters
State of Colorado
Department of Regutatory Agencies
Division of Real Estate
Board of Real Estate Appraisers
Mlchelre Renee Koch
Certified Residential Appraiser
G
opy
License #: CR.040011925
Status: Active
Expires: 12/31/2018
For the most up to date information regarding this credential, visit http: //dora.cotorado.gov/dre
Form SCA — "WinTOTAL" appraisal software by a la mode, in,. —1-800-ALAMODE
COMPER by Spatialest
Refine
By:
Distance 0.5
• miles
• Sale Used for 2019 Valuation
• Sale Date 2017-01-01 - 2018-06-30
• Residential SqFt 1,042 - 1,564
• Built As
• Total Bsmnt SqFt
• Finished Bsmnt SqFt
• Garage SqFt
• Year Built
• My Neighborhood
• Total Acres in Sale
Subject Property
4
Comparables: Empty
2015 E Settlers Dr Milliken
To 100 Nearb Sales
7
1996 E Settlers
Add Comp
$272,500
o Distance: 189 ft
o Sale Date: 15 Jun 2018
• Account: R0818101
o Time Adj Sale Price*: $272,500
o Residential SqFt: 1,136
o Land Acres: 0.13
1975 Settlers
•
Add Comp •
$265,000
• Distance: 205 ft
o Sale Date: 24 Oct 2017
o Account: R0798801
o Time Adj Sale Price*: $279,363
o Residential SqFt: 1,136
o Land Acres: 0.15
2065 Settlers
Add Comp •
$241,000
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
Dr Milliken
• Distance: 263 ft
• Sale Date: 27 Jul 2017
• Account: 80797901
• Time Adj Sale Price*: S257,911
• Residential SgEt: 1.136
• Land Acres: 0.15
Add Comp
1973 E Village
Comparables List Is Empty
•
285,000 +Add Comp by ID
Find som7?. C- mp irc He :e
ri d some e been can view
Spatial Lance
• Price
• Date
• S iz
o HCCUUm: KU/JolUI
o Time Adj Sale Price*: S329,050
• Residential SgFt: 1,426
• Land Acres: 0.13
Add Comp
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
• R i ® tial 2137 E Pioneer
• Anv
rte: n c
o Distance: 499 ft
• miles o Sale Date: 18 May 2018
• ALAI 0 Account: R0819801
• Sale Used for 200 Vl'tig Sale Price*: S283,358
• Residential SqFt: 1,169
• ❑Noo Land Acres: 0.16
• D Yes
• Anv a 1923 Sunset
• Sale Date 2017-01-01 - 2018-06-30
87,00u
Add Comp •
S315,000
Start Date 2017-01-01 1 End Date
• aie vale: Li Jui017
« 2010 - 202k Account: R0758401 « 2011 - 2022
2010 20q 1Time A le Price*: 1,720 2012 2013
2013 2O14Residerfo1l5SgFt:1.4952O14 2015 2016
o Land Acres: 0.14
2016 2017 2018 Ad'omp 2018 .2019
2019 etik SU liWt2020 2:.ii 18 022
T u y Clear date Today Clear date
2018-06-30
o Distance: 550 ft
▪ Sale Date: 16 Apr 2018
• Account: R0794001
• Time Adj Sale Price*: S343,002
o Residential SqFt: 1,529
o Land Acres: 0.17
• Anv 21157 E i' neer
• ResiRytial Sq t ,042 - 1, ��
Add Comp •
S-'60,000
o Distance: 555 ft
• Built As o Sale Date: 3 Nov 2017
c ount: R0819701
• D Raroc im e ,Sedj Sale Price*: S272,298
• O2 Storkesidential SgFt: 1.303
• O 1 1 /2 t� FAi e: 0.13
• ❑ 1 1/2 Story Unfin Add Comp
O ❑ 1L5o iioneer
®- 0 ❑ 1 evel
• Anv
O ❑ Duplex 1 1/2 Story
O O Duple®l44tocto5.8 I ft
• O Duples $ HD k v41May 2018
O O Duple ,c4cioonStc 1983290 I
• Time Adj Sale Price*: 5321,105
o Residential SqFt: 1.231
• Specific Total Bsg1nLS'tres: 0.13
•
Add Comp •
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
• sp Fr..st676stiliontzter Dr
S30S,500
• Any
• Specific Garage StiFIitance: 629 ft
• Sale Date: 29 Sep 2017
• Anv o Account: R0833O0I
• Specific Year Built..Time Adj Sale Price*: S323,135
• Residential SgFt: 1,200
• Anv o Land Acres: 0.13
• My Neighborhood Add Comp •
• Any ® 2165E Settlers S306.800
• Specific Total Acres in Sale...
1. Refine Your $"aret' .140 O Oct 2017
o Account: R07971O1
Change the searclbbN- to ln ZtpROo4Xg19,212
• Residential SgFt: 1,200
2. Search Results -id Acres: 0.13
Add Comp
•
Clicken the rquit5t4 Et Nkomo. Add to your shoS=I al 1i 3ng the 'star' shortlist button.
3. Comparables
• Distance: 666 ft
• Sale s t
te: 3 Jan 201i
Click on the 'Come properties you've added
6 Account: rKu
Time \dj Sale Price*: S3O9,O17
4. Save Your S C sgFt: 1,236
• Land Acres: 0.13
Save and download a PDF report of your slibmp
_1853 Sunset
5. Usea ihe ap
,000
View your search 9ePtilftethJ a[ and click on the dots for more information about that property
• Sale Date: 21 Jul 2017
Use the Print, unt 7j919j1 eb a e
n �'PrTe . 533'1, 3� p g
• Residential SgEt: 1.495
• Land Acres: 0.14
Add Comp
1833 Sunset s)9-7),9
• Distance: 770 ft
o Sale Date: 27 Jun 2017
• Account: R075930I
• Time Adj Sale Price*: S324,612
• Residential SqFt: 1,231
o Land Acres: 0.14
Add Comp
•
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
1813 Sunset S308,000
• Distance: 774 ft
• Sale Date: 22 Sep 2017
• Account: R075640I
• Time Adj Sale Price*: S324,197
• Residential SgFt: 1,463
• Land Acres: 0.14
695 S Pioneer
Add Comp
S 3 7
• Distance: 793 ft
• Sale Date: 30 May 2018
• Account: R083060I
• Time Adj Sale Price*: S323,219
• Residential SgFt: 1,502
o Land Acres: 0.17
692 S Settlers
Add Comp
1,
• Distance: 816 ft
• Sale Date: 5 May 2017
• Account: R08I7801
• Time Adj Sale Price*: S326,989
o Residential SgFt: 1,502
o Land Acres: 0.17
Add Comp
704 S Pioneer
• Distance: 835 ft
o Sale Date: 8 Jun 2018
• Account: R082290I
o Time Adj Sale Price*: S302,000
• Residential SgFt: 1,231
• Land Acres: 0.14
Add Comp
705 S Pioneer
o Distance: 852 ft
• Sale Date: 19 Mar 2018
• Account: R083070I
• Time Adj Sale Price*: S314,568
o Residential SqFt: 1,495
• Land Acres: 0.14
•
•
•
•
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COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
702 S Settlers 2 5 $ J OO
• Distance: 874 ft
• Sale Date: 6 Mar 2017
• Account: R0817701
• Time Adj Sale Price*: S284,611
• Residential SqFt: 1,231
o Land Acres: 0.14
Add Comp
B
714 S Pioneer
▪ Distance: 890 ft
• Sale Date: 31 May 2018
o Account: R0822801
o Time Adj Sale Price*: S324,226
• Residential SgFt: 1,502
▪ Land Acres: 0.14
00
Add Comp •
713 S Settlers 600
o Distance: 895 ft
• Sale Date: 27 Apr 2017
• Account: R0821101
▪ Time Adj Sale Price*: S332,988
o Residential SgFt: 1.478
o Land Acres: 0.14
Add Comp
712 S Settlers
• Distance: 926 ft
o Sale Date: 10 Mar 2017
o Account: R0817601
o Time Adj Sale Price*: S312,322
o Residential SgFt: 1.495
• Land Acres: 0.14
Add Comp
724 S Pioneer
o Distance: 945 ft
▪ Sale Date: 8 May 2018
• Account: 80822701
o Time Adj Sale Price*: S319,092
o Residential SgFt: 1.495
• Land Acres: 0.14
Add Comp
•
•
0O0
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
723 S Settlers
• Distance: 950 ft
• Sale Date: 3 May 2017
• Account: 80821201
• Time Adj Sale Price*: S314,241
• Residential SgFt: 1.515
o Land Acres: 0.14
e
O
Add Comp
725 S Pioneer S3 24,30+0
• Distance: 960 ft
• Sale Date: 8 May 2018
o Account: R0830901
• Time Adj Sale Price*: S326,440
o Residential SqFt: 1.231
o Land Acres: 0.14
Add Comp
735 S Pioneer
o Distance: 1.014 ft
o Sale Date: 8 May 2018
• Account: R083I001
• Time Adj Sale Price*: S305,503
o Residential SciFt: 1.463
• Land Acres: 0.14
Add Comp
732 S Settlers
• Distance: 1.032 ft
o Sale Date: 28 Apr 2017
o Account: R08I7401
• Time Adj Sale Price*: S348,344
o Residential SgFt: 1.495
• Land Acres: 0.14
Add Comp
710 S Village
o Distance: 1.037 ft
o Sale Date: I Aug 2017
• Account: R0809301
▪ Time Adj Sale Price*: S307,108
o Residential SgFt: 1.231
• Land Acres: 0.14
Add Comp
•
500
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
744 S Pioneer S202,400
• Distance: 1.055 ft
• Sale Date: 19 Mar 2018
o Account: R0822501
• Time Adj Sale Price*: S298,248
• Residential SgFt: 1.231
• Land Acres: 0.14
B
743 S Settlers
Add Comp •
S288,500
• Distance: 1.059 it
• Sale Date: 6 Oct 2017
• Account: R0821401
▪ Time Adj Sale Price*: S304,137
o Residential SgFt: 1,478
o Land Acres: 0.14
742 S Settlers
Add Comp •
528O900
O Distance: 1.086 ft
▪ Sale Date: 22 Aug 2017
• Account: R0817301
• Time Adj Sale Price*: S300,057
o Residential SqFt: 1,231
O Land Acres: 0.14
741 S Village
Add Comp •
S300,000
• Distance: 1.117 It
o Sale Date: 20 Sep 2017
o Account: R0816201
o Time Adj Sale Price*: S318,360
o Residential SciFt: 1.231
▪ Land Acres: 0.14
Add Comp
2322 E Stage
o Distance: 1.122 it
▪ Sale Date: 4 Oct 2017
• Account: R0791001
• Time Adj Sale Price*: S281,893
o Residential SgFt: 1.231
• Land Acres: 0.15
Add Comp
400
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
755 S Pioneer
o Distance: 1.123 ft
o Sale Date: 2 Apr 2018
o Account: R0831201
o Time Adj Sale Price*: S330,640
• Residential SgFt: 1.502
▪ Land Acres: 0.14
8
e
752 S Settlers
Add Comp
S288,700
• Distance: 1.139 ft
• Sale Date: 29 Sep 2017
▪ Account: R0817201
• Time Adj Sale Price's: S306,368
o Residential SgFt: 1.478
▪ Land Acres: 0.14
Add Comp
2342 E Stage
• Distance: 1.174 ft
o Sale Date: 13 Oct 2017
• Account: R0791101
• Time Adj Sale Price*: S295,598
o Residential SgFt: 1.478
• Land Acres: 0.15
Add Comp
80,406
•
762 S Settlers 268,000
o Distance: 1.193 ft
o Sale Date: 11 Sep 2017
o Account: R08I7101
• Time Adj Sale Price*: S284,402
• Residential SqFt: 1.231
o Land Acres: 0.14
Add Comp
774 S Pioneer
▪ Distance: 1.220 ft
o Sale Date: 5 Jun 2018
• Account: R0822201
• Time Adj Sale Price*: S315,100
o Residential SgFt: 1,495
• Land Acres: 0.14
Add Comp
I 0 0
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
773 S Settlers ,)2 81,400
1 ,400
o Distance: 1,224 ft
o Sale Date: 11 Sep 2017
o Account: R0821701
• Time Adj Sale Price*: S298,622
• Residential SqFt: 1.478
• Land Acres: 0.14
Add Comp
775 S Pioneer 2' 3 ,100
• Distance: 1,232 ft
• Sale Date: 6 Apr 2018
• Account: 80831401
• Time Adj Sale Price*: S286,865
• Residential SqFt: 1,231
• Land Acres: 0.14
e
Add Comp
783 S Settlers
o Distance: 1.278 ft
▪ Sale Date: 6 Nov 2017
• Account: R0821801
• Time Adj Sale Price*: S308,849
o Residential SqFt: 1.495
o Land Acres: 0.14
Add Comp
782 S Settlers
• Distance: 1.301 ft
• Sale Date: 8 Aug 2017
• Account: R0816901
• Time Adj Sale Price*: S281,364
• Residential SgF1: 1.231
▪ Land Acres: 0.14
2402 E Stage
•
•
Add Comp •
S269,100
• Distance: 1.331 ft
o Sale Date: 4 Oct 2017
o Account: R0791401
o Time Adj Sale Price*: S283,685
• Residential SqFt: 1.231
o Land Acres: 0.15
Add Comp
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
794 S Pioneer S = 03 ,400
o Distance: 1.336 ft
o Sale Date: 8 May 2018
• Account: R0822001
o Time Adj Sale Price*: S305,402
o Residential SgFt: 1.463
O Land Acres: 0.17
e
e
793 S Settlers
Add Comp •
265 600
o Distance: 1.339 ft
O Sale Date: 11 Sep 2017
• Account: R0821901
▪ Time Adj Sale Price*: S281,855
• Residential Sql t: 1.231
• Land Acres: 0.17
Add Comp
764 S
o Distance: 1.435 ft
O Sale Date: 26 May 2017
• Account: R0072101
• Time Adj Sale Price*: S365,016
▪ Residential SqFt: 1,502
• Land Acres: 0.15
Add Comp
804 S Pioneer
• Distance: 1.454 ft
o Sale Date: 16 Mar 2018
o Account: R0825201
o Time Adj Sale Price*: S308,652
• Residential Sqi t: 1.495
• Land Acres: 0.17
Add Comp
802 S Settlers
• Distance: 1.477 ft
o Sale Date: 9 Jun 2017
• Account: R08I5601
• Time Adj Sale Price*: S284,563
• Residential SgFt: 1,231
• Land Acres: 0.17
Add Comp
D2.600
•
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
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774 20,000
o Distance: 1.489 ft
o Sale Date: 14 Apr 2017
o Account: R0072001
o Time Adj Sale Price*: S350,976
o Residential SgFt: 1.560
o Land Acres: 0.15
e
814 S Pioneer
Add Comp •
$314„500
▪ Distance: 1.515 ft
o Sale Date: 30 May 2018
o Account: R0825101
o Time Adj Sale Price*: S316,576
• Residential SgFt: 1.495
• Land Acres: 0.14
Add Comp
•
813 S Settlers S 2.100
▪ Distance: 1.518 ft
• Sale Date: 11 Sep 2017
• Account: R0823201
• Time Adj Sale Price*: S320,589
o Residential SqFt: 1.502
o Land Acres: 0.14
815 S Pioneer
Add Comp •
S37 7 2, 00
o Distance: 1.524 ft
• Sale Date: 30 May 2018
o Account: R082850I
• Time Adj Sale Price*: S374,556
• Residential SqFt: 1,495
▪ Land Acres: 0.14
Add Comp
742 S Traildust
▪ Distance: 1.526 ft
o Sale Date: 27 Oct 2017
o Account: 80072401
• Time Adj Sale Price*: S337,239
• Residential SqFt: 1.478
o Land Acres: 0.16
Add Comp
19,900
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
812 S Settlers
o Distance: 1.537 ft
o Sale Date: 31 Jul 2017
o Account: R0815501
o Time Adj Sale Price*: S328,397
• Residential SqFt: 1.495
o Land Acres: 0.14
Add Comp
El
794 S
• Distance: 1.543 ft
• Sale Date: 1 May 2017
• Account: R007I901
o Time Adj Sale Price*: S364,253
• Residential SqFt: 1.495
• Land Acres: 0.15
Add Comp
823 S Settlers
• Distance: 1.573 ft
• Sale Date: 11 Sep 2017
• Account: 80823301
• -lime Adj Sale Price*: S296,924
o Residential SgFt: 1,231
o Land Acres: 0.14
Add Comp
834 S Pioneer
• Distance: 1.625 ft
• Sale Date: 6 Apr 2018
• Account: R0824901
▪ Time Adj Sale Price*: S313,616
o Residential SqFt: 1,463
• Land Acres: 0.14
Add Comp
833 S Settlers
o Distance: 1.628 ft
• Sale Date: 29 Sep 2017
o Account: 80823401
• Time Adj Sale Price*: S313,160
o Residential SqFt: 1.478
o Land Acres: 0.14
Add Comp
S3')'4300
.800
).,500
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
835 S Pioneer $305,900
o Distance: 1.634 ft
o Sale Date: 30 May 2018
o Account: R0828701
o Time Adj Sale Price*: S304,798
o Residential SqFt: 1,231
o Land Acres: 0.14
e
8
832 S Settlers
Add Comp
S2 -
• Distance: 1.645 ft
• Sale Date: 26 Oct 2017
▪ Account: 80815301
▪ Time Adj Sale Price*: S298,022
o Residential SqFt: 1.478
• Land Acres: 0.14
Add Comp
815 S
o Distance: 1.665 ft
▪ Sale Date: 21 Feb 2017
o Account: R005470I
▪ Time Adj Sale Price*: S331,723
o Residential SgFt: 1.495
o Land Acres: 0.15
844 S Pioneer
29,
•
700
•
Add Comp •
S3 8„600
▪ Distance: 1.680 ft
• Sale Date: 6 Apr 2018
▪ Account: R082480I
• Time Adj Sale Price*: S322,837
o Residential SgFt: 1,495
• Land Acres: 0.14
Add Comp
830 S Village
o Distance: 1.682 ft
o Sale Date: 21 Mar 2018
o Account: R3910805
o Time Adj Sale Price*: 5319,260
• Residential SqFt: 1,478
o Land Acres: 0.14
Add Comp
•
,0010
•
COMPER by Spatialestl.htmll7/2/2019 7:23:13 PM]
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e
e
e
843 S Settlers 311,600
o Distance: 1.683 ft
o Sale Date: 15 Nov 2017
o Account: R0823501
o Time Adj Sale Price*: S347,285
o Residential SqFt: 1,495
• Land Acres: 0.14
Add Comp
842 S Settlers
▪ Distance: 1.699 ft
• Sale Date: II Sep 2017
o Account: R0815201
• Time Adj Sale Price*: S276,973
• Residential SqFt: 1,231
• Land Acres: 0.14
Add Comp
853 S Settlers
• Distance: 1.737 ft
• Sale Date: 13 Oct 2017
O Account: R082360I
▪ Time Adj Sale Price*: S301,923
• Residential SgFt: 1.478
• Land Acres: 0.14
Add Comp
855 S Pioneer
• Distance: 1.743 ft
o Sale Date: 30 May 2018
o Account: R082890I
o Time Adj Sale Price*: S295,034
o Residential SgFt: 1,231
O Land Acres: 0.14
Add Comp
864 S Pioneer
• Distance: 1.790 ft
• Sale Date: 30 May 2018
• Account: R082460I
o Time Adj Sale Price*: 5314,462
• Residential SgFt: 1.495
• Land Acres: 0.14
Add Comp
1L.
•
•
•
•
COMPER by Spatialestl.htm1 7/2/2019 7:23:13 PM]
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863 S Settlers
• Distance: 1.792 ft
• Sale Date: 30 Oct 2017
o Account: R0823701
o Time Adj Sale Price*: S332,495
• Residential SgFt: 1.515
• Land Acres: 0.14
862 S Settlers
-)0
Add Comp •
S297,000
▪ Distance: 1.808 It
• Sale Date: 9 Oct 2017
o Account: R0815001
• Time Adj Sale Price*: S313,097
▪ Residential SgFt: 1,495
• Land Acres: 0.14
Add Comp
813 S Traildust
o Distance: 1.813 it
o Sale Date: I I Sep 2017
• Account: R0053101
• Time Adj Sale Price*: S298,516
o Residential SgFt: 1,495
o Land Acres: 0.15
874 S Pioneer
Add Comp
S29
• Distance: 1.845 ft
o Sale Date: 8 May 2018
o Account: R082450I
• Time Adj Sale Price*: S300,671
o Residential SgFt: 1.463
• Land Acres: 0.14
Add Comp
•
1.00
700 �
•
873 S Settlers e. 100
o Distance: 1.847 It
o Sale Date: 29 Jun 2018
o Account: R082380I
o Time Adj Sale Price*: S308,000
• Residential SqFt: 1.231
• Land Acres: 0.14
Add Comp
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
810 S Wagon >3OO ?0I
o Distance: 1.880 ft
o Sale Date: 21 Apr 2017
o Account: R0052601
▪ Time Adj Sale Price*: S329,479
• Residential SqFt: 1.502
o Land Acres: 0.15
8
884 S Pioneer
Add Comp •
$302300
• Distance: 1.900 ft
• Sale Date: 8 May 2018
• Account: R0824401
• Time Adj Sale Price*: S304,295
o Residential SqFt: 1.495
• Land Acres: 0.14
Add Comp
885 S Pioneer
• Distance: 1.907 ft
• Sale Date: 14 Mar 2018
• Account: R082920I
• Time Adj Sale Price*: S318,342
• Residential SqFt: 1,502
o Land Acres: 0.14
Add Comp
853 S Traildust
o Distance: 1.910 ft
o Sale Date: 26 May 2017
o Account: R0053301
• 'Time Adj Sale Price*: S302,473
• Residential SqFt: 1,478
O Land Acres: 0.15
•
:7 z' I \19..1
Add Comp •
830 S Wagon ,:y 32,6UO
• Distance: 1.927 ft
o Sale Date: 14 Jun 2017
• Account: R0052501
O Time Adj Sale Price*: S316,710
o Residential SqFt: 1.495
• Land Acres: 0.15
Add Comp
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
894 S Pioneer S32S,700
• Distance: 1.955 ft
• Sale Date: 8 May 2018
• Account: R082430I
• Time Adj Sale Price*: S330,869
• Residential SqFt: 1.502
▪ Land Acres: 0.14
Add Comp
893 S Settlers
▪ Distance: 1.957 ft
• Sale Date: 4 Oct 2017
• Account: R082400I
• Time Adj Sale Price*: S310,778
• Residential SqFt: 1.495
• Land Acres: 0.14
Add Comp
895 S Pioneer
• Distance: 1.962 ft
o Sale Date: 28 Mar 2018
o Account: R0829301
• Time Adj Sale Price*: S306,306
o Residential SqFt: 1,463
o Land Acres: 0.14
Add Comp
1935
• Distance: 1.968 ft
o Sale Date: 25 Jun 2018
o Account: R0071001
o Time Adj Sale Price*: S341,400
• Residential SqFt: 1,495
• land Acres: 0.15
892 S Settlers
•
S2' 4,800
Add Comp
6O.
o Distance: 1.972 ft
• Sale Date: 10 Jul 2017
• Account: R0814701
• Time Adj Sale Price*: S280,116
o Residential SgFt: 1.231
▪ Land Acres: 0.14
Add Comp
•
•
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
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904 S Pioneer S 3 5,000
o Distance: 2.016 ft
o Sale Date: 13 Mar 2018
• Account: R082420I
O Time Adj Sale Price*: S331,500
• Residential SqFt: 1,495
• Land Acres: 0.17
Add Comp •
903 S Settlers S318 , 5 0 0
• Distance: 2.018 ft
• Sale Date: 31 Aug 2017
• Account: R0824I0I
• Time Adj Sale Price*: S340,542
o Residential SqFt: 1.502
• Land Acres: 0.17
Add Comp
870 S Wagon
O Distance: 2.023 ft
• Sale Date: 27 Apr 2017
O Account: R005230I
• Time Adj Sale Price*: S352,731
o Residential SqFt: 1.495
• Land Acres: 0.15
902 S Settlers
•
S-;21,600
Add Comp •
S290,000
O Distance: 2.032 ft
• Sale Date: 27 Oct 2017
• Account: R0814601
O Time Adj Sale Price*: S305,718
▪ Residential SqFt: 1,495
• Land Acres: 0.17
Add Comp
901 S Village
• Distance: 2.049 ft
• Sale Date: 5 Apr 2018
• Account: R0814501
• Time Adj Sale Price*: S332,362
o Residential SqFt: 1.495
• Land Acres: 0.17
Add Comp
S328,000
•
COMPER by Spatialestl.html[7/2/2019 7:23:13 PM]
COMPER by Spatialest
975 $310,000
o Distance: 2,1 1 1 ft
• Sale Date: 28 Apr 2017
o Account: R0064701
o Time Adj Sale Price*: $340,008
o Residential SqFt: 1,502
▪ Land Acres: 0.17
e
1954 E
Add Comp •
$330.600
▪ Distance: 2.116 ft
• Sale Date: 25 Jun 2018
o Account: R0065301
• Time Adj Sale Price*: S330,600
• Residential SqFt: 1,495
• Land Acres: 0.15
1934 E
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.x,000
o Distance: 2.127 ft
o Sale Date: 25 Jun 2018
o Account: R006520I
• Time Adj Sale Price*: S340,000
• Residential SqFt: 1.502
o Land Acres: 0.15
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914 S Pioneer
▪ Distance: 2.134 ft
o Sale Date: 23 Apr 2018
• Account: R082730I
o Time Adj Sale Price*: S335,909
o Residential SqFt: 1.502
• Land Acres: 0.17
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1.500
•
924 S Pioneer ' 9,400
• Distance: 2.196 ft
o Sale Date: 8 May 2018
• Account: R0827201
• Time Adj Sale Price*: S321,508
• Residential SqFt: 1,495
o Land Acres: 0.15
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•
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e
8
945 S Pioneer S309,1'+
• Distance: 2.199 ft
• Sale Date: 25 Jun 2018
• Account: R082750I
o Time Adj Sale Price*: S309,100
• Residential SgFt: 1.463
▪ Land Acres: 0.14
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•
1002 Traildust S')38,3O
• Distance: 2.221 ft
• Sale Date: 25 Jun 2018
• Account: R00640O1
• Time Adj Sale Price*: S338,300
• Residential SgFt: 1,463
o Land Acres: 0.15
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1917 E Trail
• Distance: 2.247 ft
o Sale Date: 25 Jun 2018
O Account: R0063501
• Time Adj Sale Price*: S337,400
• Residential SgFt: 1,495
O Land Acres: 0.15
•
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