HomeMy WebLinkAbout20191654UNIFIED TITLE COMPANY OF NORTHERN COLORADO, LLC
1275 58th Avenue, Unit C
Greeley, CO 80634
Phone: 970-356-3551 Fax: 970-356-2063
April 26, 2019
County of Weld, a body corporate and politic of the State of Colorado
bbarker@weldgov.com
PROPERTY ADDRESS: 1250 H Street, Greeley, CO 80631
ORDER NO: 16869UTG
DEAR CUSTOMER:
ENCLOSED IS YOUR POLICY OF TITLE INSURANCE. THIS POLICY CONTAINS IMPORTANT
INFORMATION ABOUT THE REAL ESTATE TRANSACTION YOU HAVE JUST COMPLETED
AND IS YOUR GUARANTEE OF OWNERSHIP. PLEASE READ IT CAREFULLY AND RETAIN IT
WITH YOUR OTHER VALUABLE PAPERS.
A COMPLETE AND PERMANENT FILE OF THE RECORDS CONCERNING YOUR TRANSACTION
WILL BE MAINTAINED IN OUR OFFICE. THESE RECORDS WILL ASSURE PROMPT
PROCESSING OF FUTURE TITLE ORDERS AND SAVE MUCH VALUABLE TIME SHOULD YOU
WISH TO SELL OR OBTAIN A LOAN ON YOUR PROPERTY. VISIT OR CALL OUR OFFICE AND
SIMPLY GIVE US YOUR PERSONAL POLICY FILE NUMBER SHOWN ABOVE.
WE APPRECIATE THE OPPORTUNITY TO SERVE YOU AND WILL BE HAPPY TO ASSIST YOU
IN ANY WAY WITH YOUR FUTURE TITLE SERVICE NEEDS.
SINCERELY,
UNIFIED TITLE COMPANY OF NORTHERN COLORADO, LLC
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POLICY NO. OP -6-6430451
LAND M`tEP INSURANCE COMPANY
Y
ALTA OWNER'S POLICY (6-17-06)
ISSUED BY
WESTCOR LAND TITLE INSURANCE COMPANY
OWNER'S POLICY OF TITLE INSURANCE
Any notice of claim and any other notice or statement in writing required to be given to the Company
under this Policy must be given to the Company at the address shown in Section 18 of the Conditions.
COVERED RISKS
SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN
SCHEDULE B, AND THE CONDITIONS, WESTCOR LAND TITLE INSURANCE COMPANY, a South Carolina
corporation (the "Company") insures, as of Date of Policy and, to the extent stated in Covered Risks 9 and 10, after Date of
Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason of:
1. Title being vested other than as stated in Schedule A.
2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss
from
(a) A defect in the Title caused by
(i) forgery, fraud, undue influence, duress, incompetency, incapacity, or impersonation;
(ii) failure of any person or Entity to have authorized a transfer or conveyance;
(iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized, or
delivered;
(iv) failure to perform those acts necessary to create a document by electronic means authorized by law;
(v) a document executed under a falsified, expired, or otherwise invalid power of attorney;
(vi) a document not properly filed, recorded, or indexed in the Public Records including failure to perform those
acts by electronic means authorized by law; or
(vii)a defective judicial or administrative proceeding.
(b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but
unpaid.
(c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be
disclosed by an accurate and complete land survey of the Land. The term "encroachment" includes encroachments of
existing improvements located on the Land onto adjoining land, and encroachments onto the Land of existing
improvements located on adjoining land.
3. Unmarketable Title.
COVERED RISKS Continued on next page
IN WITNESS WHEREOF, WESTCOR LAND TITLE INSURANCE COMPANY has caused this policy to be signed and
sealed as of the Date of Policy shown in Schedule A,
Issued By: Unified Title Company of Northern Colorado, WESTCOR LAND TITLE INSURANCE COMPANY
LLC
By:
Attest:
/w a'A M
id
OP -6 ALTA 6-17-06 Owner's Policy
(WLTIC Edition 12/01/17)
(b)
(c)
(d) environmental protection
if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to enforce,
but only to the extent of the violation or enforcement referred to in that notice.
6. An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 5 if a notice of the
enforcement action, describing any part of the Land, is recorded in the Public Records, but only to the extent of the enforcement
referred to in that notice.
7. The exercise of the rights of eminent domain if a notice of the exercise, describing any part of the Land, is recorded in the Public
Records.
8. Any taking by a governmental body that has occurred and is binding on the rights of a purchaser for value without Knowledge.
9. Title being vested other than as stated in Schedule A or being defective
(a) as a result of the avoidance in whole or in part, or from a court order providing an alternative remedy, of a transfer of all
or any part of the title to or any interest in the Land occurring prior to the transaction vesting Title as shown in Schedule A
because that prior transfer constituted a fraudulent or preferential transfer under federal bankruptcy, state insolvency, or
similar creditors' rights laws; or
(b) because the instrument of transfer vesting Title as shown in Schedule A constitutes a preferential transfer under federal
bankruptcy, state insolvency, or similar creditors ' rights laws by reason of the failure of its recording in the Public
Records
(i) to be timely, or
(ii) to impart notice of its existence to a purchaser for value or to a judgment or lien creditor.
10. Any defect in or lien or encumbrance on the Title or other matter included in Covered Risks 1 through 9 that has been created or
attached or has been filed or recorded in the Public Records subsequent to Date of Policy and prior to the recording of the deed
or other instrument of transfer in the Public Records that vests Title as shown in Schedule A.
The Company will also pay the costs, attorneys' fees, and expenses incurred in defense of any matter insured against by this Policy, but
only to the extent provided in the Conditions.
4. No right of access to and from the Land.
5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to building and
zoning) restricting, regulating, prohibiting, or relating to
(a) the occupancy, use, or enjoyment of the Land;
the character, dimensions, or location of any improvement erected on the Land;
the subdivision of land; or
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the
coverage of this policy, and the Company will not pay loss or
damage, costs, attorneys ' fees, or expenses that arise by
reason of:
1. (a) Any law, ordinance, permit, or governmental regulation
(including those relating to building and zoning)
restricting, regulating, prohibiting, or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any
improvement erected on the Land;
(iii) the subdivision of land; or
(iv) environmental protection; or the effect of any
violation of these laws, ordinances, or
governmental regulations. This Exclusion 1(a)
does not modify or limit the coverage provided
under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b)
does not modify or limit the coverage provided under
Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify
or limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other mat-
ters
(a) created, suffered, assumed, or agreed to by the Insured
Claimant;
(b) not Known to the Company, not recorded in the Public
Records at Date of Policy, but Known to the Insured
Claimant and not disclosed in writing to the Company
by the Insured Claimant prior to the date the Insured
Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy
(however, this does not modify or limit the coverage
provided under Covered Risk 9 and 10); or
(e) resulting in loss or damage that would not have been
sustained if the Insured Claimant had paid value for
the Title.
4. Any claim, by reason of the operation of federal
bankruptcy, state insolvency, or similar creditors ' rights
laws, that the transaction vesting the Title as shown in
Schedule A, is
(a) a fraudulent conveyance or fraudulent transfer; or
(b) a preferential transfer for any reason not stated in
Covered Risk 9 of this policy.
5. Any lien on the Title for real estate taxes or assessments
imposed by governmental authority and created or
attaching between Date of Policy and the date of recording
of the deed or other instrument of transfer in the Public
Records that vests Title as shown in Schedule A.
CONDITIONS
1. DEFINITION OF TERMS
The following terms when used in this policy mean:
(a) "Amount of Insurance": The amount stated in Schedule
A, as may be increased or decreased by endorsement to
this policy, increased by Section 8(b), or decreased by
Sections 10 and 11 of these Conditions.
(b) "Date of Policy": The date designated as "Date of Policy"
in Schedule A.
(c) "Entity": A corporation, partnership, trust, limited
liability company, or other similar legal entity.
(d) "Insured": The Insured named in Schedule
A. (i) The term "Insured" also includes
(A) successors to the Title of the Insured by
operation of law as distinguished from purchase,
including heirs, devisees, survivors, personal
representatives, or next of kin;
(B) successors to an Insured by dissolution, merger,
consolidation, distribution, or reorganization;
(C) successors to an Insured by its conversion to
another kind of Entity;
(D) a grantee of an Insured under a deed delivered
without payment of actual valuable
consideration conveying the Title
(1) if the stock, shares, memberships, or other
equity interests of the grantee are
wholly -owned by the named Insured,
(2) if the grantee wholly owns the named Insured,
(3) if the grantee is wholly -owned by an
affiliated Entity of the named Insured,
provided the affiliated Entity and the named
Insured are both wholly -owned by the same
person or Entity, or
(4) if the grantee is a trustee or beneficiary of a
trust created by a written instrument
established by the Insured named in Schedule
A for estate planning purposes.
(ii) With regard to (A), (B), (C), and (D) reserving,
however, all rights and defenses as to any successor
that the Company would have had against any
predecessor Insured.
(e) "Insured Claimant": An Insured claiming loss or damage.
(f) "Knowledge" or "Known": Actual knowledge, not
constructive knowledge or notice that may be imputed to
an Insured by reason of the Public Records or any other
records that impart constructive notice of matters
affecting the Title.
(g)"Land" The land described in Schedule A, and affixed
improvements that by law constitute real property. The
term "Land" does not include any property beyond the
lines of the area described in Schedule A, nor any right,
title, interest, estate, or easement in abutting streets,
roads, avenues, alleys, lanes, ways, or waterways, but this
does not modify or limit the extent that a right of access
to and from the Land is insured by this policy.
(h) "Mortgage": Mortgage, deed of trust, trust deed, or other
security instrument, including one evidenced by
electronic means authorized by law.
(i) "Public Records": Records established under state
statutes at Date of Policy for the purpose of imparting
constructive notice of matters relating to real property to
purchasers for value and without Knowledge. With
respect to Covered Risk 5(d), "Public Records" shall also
include environmental protection liens filed in the records
of the clerk of the United States District Court for the
district where the Land is located.
(j) "Title": The estate or interest described in Schedule A.
(k) "Unmarketable Title": Title affected by an alleged or
apparent matter that would permit a prospective
purchaser or lessee of the Title or lender on the Title to
be released from the obligation to purchase, lease, or lend
if there is a contractual condition requiring the delivery of
marketable title.
2. CONTINUATION OF INSURANCE
The coverage of this policy shall continue in force as of Date
of Policy in favor of an Insured, but only so long as the
Insured retains an estate or interest in the Land, or holds an
obligation secured by a purchase money Mortgage given by a
purchaser from the Insured, or only so long as the Insured
shall have liability by reason of warranties in any transfer or
conveyance of the Title. This policy shall not continue in
force in favor of any purchaser from the Insured of either (i)
an estate or interest in the Land, or (ii) an obligation secured
by a purchase money Mortgage given to the Insured.
3. NOTICE OF CLAIM TO BE GIVEN BY
INSURED CLAIMANT
The Insured shall notify the Company promptly in writing (i)
in case of any litigation as set forth in Section 5(a) of these
Conditions, (ii) in case Knowledge shall come to an Insured
hereunder of any claim of title or interest that is adverse to
the Title, as insured, and that might cause loss or damage for
which the Company may be liable by virtue of this policy, or
(iii) if the Title, as insured, is rejected as Unmarketable Title.
If the Company is prejudiced by the failure of the Insured
Claimant to provide prompt notice, the Company's liability
to the Insured Claimant under the policy shall be reduced to
the extent of the prejudice.
4. PROOF OF LOSS
In the event the Company is unable to determine the amount
of loss or damage, the Company may, at its option, require as
a condition of payment that the Insured Claimant furnish a
signed proof of. loss. The proof of loss must describe the
defect, lien, encumbrance, or other matter insured against by
this policy that constitutes the basis of loss or damage and
shall state, to the extent possible, the basis of calculating the
amount of the loss or damage.
5. DEFENSE AND PROSECUTION OF ACTIONS
(a) Upon written request by the Insured, and subject to the
options contained in Section 7 of these Conditions, the
Company, at its own cost and without unreasonable
delay, shall provide for the defense of an Insured in
litigation in which any third party asserts a claim
covered by this policy adverse to the Insured. This
obligation is limited to only those stated causes of
action alleging matters insured against by this policy.
The Company shall have the right to select counsel of
its choice (subject to the right of the Insured to object
for reasonable cause) to represent the Insured as to
those stated causes of action. It shall not be liable for
and will not pay the fees of any other counsel. The
(b)
Company will not pay any fees, costs, or expenses
incurred by the Insured in the defense of those causes
of action that allege matters not insured against by this
policy.
The Company shall have the right, in addition to the
options contained in Section 7 of these Conditions, at
its own cost, to institute and prosecute any action or
proceeding or to do any other act that in its opinion
may be necessary or desirable to establish the Title, as
insured, or to prevent or reduce loss or damage to the
Insured. The Company may take any appropriate action
under the terms of this policy, whether or not it shall be
liable to the Insured. The exercise of these rights shall
not be an admission of liability or waiver of any
provision of this policy. If the Company exercises its
rights under this subsection, it must do so diligently.
(c) Whenever the Company brings an action or asserts a
defense as required or permitted by this policy, the
Company may pursue the litigation to a final
determination by a court of competent jurisdiction, and
it expressly reserves the right, in its sole discretion, to
appeal any adverse judgment or order.
6. DUTY OF INSURED CLAIMANT TO COOPERATE
(a) In all cases where this policy permits or requires the
Company to prosecute or provide for the defense of any
action or proceeding and any appeals, the Insured shall
secure to the Company the right to so prosecute or provide
defense in the action or proceeding, including the right to
use, at its option, the name of the Insured for this purpose.
Whenever requested by the Company, the Insured, at the
Company's expense, shall give the Company all
reasonable aid (i) in securing evidence, obtaining
witnesses, prosecuting or defending the action or
proceeding, or effecting settlement, and (ii) in any other
lawful act that in the opinion of the Company may be
necessary or desirable to establish the Title or any other
matter as insured. If the Company is prejudiced by the
failure of the Insured to furnish the required cooperation,
the Company's obligations to the Insured under the policy
shall terminate, including any liability or obligation to
defend, prosecute, or continue any litigation, with regard
to the matter or matters requiring such cooperation.
(b) The Company may reasonably require the Insured
Claimant to submit to examination under oath by any
authorized representative of the Company and to produce
for examination, inspection, and copying, at such
reasonable times and places as may be designated by the
authorized representative of the Company, all records, in
whatever medium maintained, including books, ledgers,
checks, memoranda, correspondence, reports, e -mails,
disks, tapes, and videos whether bearing a date before or
after Date of Policy, that reasonably pertain to the loss or
damage. Further, if requested by any authorized
representative of the Company, the Insured Claimant shall
grant its permission, in writing, for any authorized
representative of the Company to examine, inspect, and
copy all of these records in the custody or control of a
third party that reasonably pertain to the loss or damage.
All information designated as confidential by the Insured
Claimant provided to the Company pursuant to this
Section shall not be disclosed to others unless, in the
reasonable judgment of the Company, it is necessary in the
administration of the claim. Failure of the Insured
Claimant to submit for examination under oath, produce
any reasonably requested information, or grant permission
to secure reasonably necessary information from third
parties as required in this subsection, unless prohibited by
law or governmental regulation, shall terminate any
liability of the Company under this policy as to that claim.
7. OPTIONS TO PAY OR OTHERWISE SETTLE
CLAIMS; TERMINATION OF LIABILITY
In case of a claim under this policy, the Company shall have
the following additional options:
(a) To Pay or Tender Payment of the Amount of Insurance.
To pay or tender payment of the Amount of Insurance under
this policy together with any costs, attorneys ' fees, and
expenses incurred by the Insured Claimant that were
authorized by the Company up to the time of payment or
tender of payment and that the Company is obligated to pay.
Upon the exercise by the Company of this option, all liability
and obligations of the Company to the Insured under this
policy, other than to make the payment required in this
subsection, shall terminate, including any liability or
obligation to defend, prosecute, or continue any litigation.
(b) To Pay or Otherwise Settle With Parties Other Than the
Insured or With the Insured Claimant.
(i) To pay or otherwise settle with other parties for or in
the name of an Insured Claimant any claim insured
against under this policy. In addition, the Company
will pay any costs, attorneys ' fees, and expenses
incurred by the Insured Claimant that were authorized
by the Company up to the time of payment and that the
Company is obligated to pay; or
(ii) To pay or otherwise settle with the Insured Claimant
the loss or damage provided for under this policy,
together with any costs, attorneys' fees, and expenses
incurred by the Insured Claimant that were authorized
by the Company up to the time of payment and that the
Company is obligated to pay.
Upon the exercise by the Company of either of the options
provided for in subsections (b)(i) or (ii), the Company's
obligations to the Insured under this policy for the claimed
loss or damage, other than the payments required to be made,
shall terminate, including any liability or obligation to defend,
prosecute, or continue any litigation.
S. DETERMINATION AND EXTENT OF LIABILITY
This policy is a contract of indemnity against actual monetary
loss or damage sustained or incurred by the Insured Claimant
who has suffered loss or damage by reason of matters insured
against by this policy.
(a) The extent of liability of the Company for loss or damage
under this policy shall not exceed the lesser of
(i) the Amount of Insurance; or
(ii) the difference between the value of the Title as
insured and the value of the Title subject to the risk
insured against by this policy.
(b) If the Company pursues its rights under Section 5 of these
Conditions and is unsuccessful in establishing the Title, as
insured,
(i) the Amount of Insurance shall be increased by 10%,
and
(ii) the Insured Claimant shall have the right to have the
loss or damage determined either as of the date the
claim was made by the Insured Claimant or as of the
date it is settled and paid.
(c) In addition to the extent of liability under (a) and (b), the
Company will also pay those costs, attorneys' fees, and
expenses incurred in accordance with Sections 5 and 7 of
these Conditions.
9. LIMITATION OF LIABILITY
(a) If the Company establishes the Title, or removes the
alleged defect, lien, or encumbrance, or cures the lack of a
right of access to or from the Land, or cures the claim of
Unmarketable Title, all as insured, in a reasonably diligent
manner by any method, including litigation and the
completion of any appeals, it shall have fully performed its
obligations with respect to that matter and shall not be
liable for any loss or damage caused to the Insured.
(b) In the event of any litigation, including litigation by the
Company or with the Company's consent, the Company
shall have no liability for loss or damage until there has
been a final determination by a court of competent
jurisdiction, and disposition of all appeals, adverse to the
Title, as insured.
(c) The Company shall not be liable for loss or damage to the
Insured for liability voluntarily assumed by the Insured in
settling any claim or suit without the prior written consent
of the Company.
10. REDUCTION OF INSURANCE; REDUCTION
OR TERMINATION OF LIABILITY
All payments under this policy, except payments made for
costs, attorneys' fees, and expenses, shall reduce the Amount
of Insurance by the amount of the payment.
11. LIABILITY NONCUMULATIVE
The Amount of Insurance shall be reduced by any amount the
Company pays under any policy insuring a Mortgage to which
exception is taken in Schedule B or to which the Insured has
agreed, assumed, or taken subject, or which is executed by an
Insured after Date of Policy and which is a charge or lien on
the Title, and the amount so paid shall be deemed a payment
to the Insured under this policy.
12. PAYMENT OF LOSS
When liability and the extent of loss or damage have been
definitely fixed in accordance with these Conditions, the
payment shall be made within 30 days.
13. RIGHTS OF RECOVERY UPON PAYMENT
OR SETTLEMENT
(a) Whenever the Company shall have settled and paid a
claim under this policy, it shall be subrogated and entitled
to the rights of the Insured Claimant in the Title and all
other rights and remedies in respect to the claim that the
Insured Claimant has against any person or property, to
the extent of the amount of any loss, costs, attorneys' fees,
and expenses paid by the Company. If requested by the
Company, the Insured Claimant shall execute documents
to evidence the transfer to the Company of these rights and
remedies. The Insured Claimant shall permit the Company
to sue, compromise, or settle in the name of the Insured
Claimant and to use the name of the Insured Claimant in
any transaction or litigation involving these rights and
remedies.
If a payment on account of a claim does not fully cover the
loss of the Insured Claimant, the Company shall defer the
exercise of its right to recover until after the Insured Claimant
shall have recovered its loss.
(b) The Company's right of subrogation includes the rights of
the Insured to indemnities, guaranties, other policies of
insurance, or bonds, notwithstanding any terms or
conditions contained in those instruments that address
subrogation rights.
14. ARBITRATION
Either the Company or the Insured may demand that the claim
or controversy shall be submitted to arbitration pursuant to the
Title Insurance Arbitration Rules of the American Land Title
Association ("Rules"). Except as provided in the Rules, there
shall be no joinder or consolidation with claims or
controversies of other persons. Arbitrable matters may
include, but are not limited to, any controversy or claim
between the Company and the Insured arising out of or
relating to this policy, any service in connection with its
issuance or the breach of a policy provision, or to any other
controversy or claim arising out of the transaction giving rise
to this policy. All arbitrable matters when the Amount of
Insurance is $2,000,000 or less shall be arbitrated at the
option of either the Company or the Insured. All arbitrable
matters when the Amount of Insurance is in excess of
$2,000,000 shall be arbitrated only when agreed to by both
the Company and the Insured. Arbitration pursuant to this
policy and under the Rules shall be binding upon the parties.
Judgment upon the award rendered by the Arbitrator(s) may
be entered in any court of competent jurisdiction.
15. LIABILITY LIMITED TO THIS POLICY;
POLICY ENTIRE CONTRACT
(a) This policy together with all endorsements, if any,
attached to it by the Company is the entire policy and
contract between the Insured and the Company. In
interpreting any provision of this policy, this policy shall
be construed as a whole.
(b) Any claim of loss or damage that arises out of the status of
the Title or by any action asserting such claim shall be
restricted to this policy.
(c) Any amendment of or endorsement to this policy must be
in writing and authenticated by an authorized person, or
expressly incorporated by Schedule A of this policy.
(d) Each endorsement to this policy issued at any time is made
a part of this policy and is subject to all of its terms and
provisions. Except as the endorsement expressly states, it
does not (i) modify any of the terms and provisions of the
policy, (ii) modify any prior endorsement, (iii) extend the
Date of Policy, or (iv) increase the Amount of Insurance.
16. SEVERABILITY
In the event any provision of this policy, in whole or in part, is
held invalid or unenforceable under applicable law, the policy
shall be deemed not to include that provision or such part held
to be invalid, but all other provisions shall remain in full force
and effect.
17. CHOICE OF LAW; FORUM
(a) Choice of Law: The Insured acknowledges the Company
has underwritten the risks covered by this policy and
determined the premium charged therefor in reliance upon
the law affecting interests in real property and applicable
to the interpretation, rights, remedies, or enforcement of
policies of title insurance of the jurisdiction where the
Land is located.
Therefore, the court or an arbitrator shall apply the law of
the jurisdiction where the Land is located to determine the
validity of claims against the Title that are adverse to the
Insured and to interpret and enforce the terms of this
policy. In neither case shall the court or arbitrator apply its
conflicts of law principles to determine the applicable law.
(b) Choice of Forum: Any litigation or other proceeding
brought by the Insured against the Company must be filed
only in a state or federal court within the United States of
America or its territories having appropriate jurisdiction.
18. NOTICES, WHERE SENT
Any notice of claim and any other notice or statement in
writing required to be given to the Company under this policy
must be given to the Company at: Westcor Land Title
Insurance Company, Attn.: Claims, 875 Concourse Parkway
South, Suite 200, Maitland, Florida 32751.
OWNER'S POLICY OF TITLE INSURANCE
Issued by
Westcor Land Title Insurance Company
SCHEDULE A
Name and Address of Title Insurance Company:
WESTCOR LAND TITLE INSURANCE COMPANY
2000 S. Colorado Blvd.
#1-3100, Denver, Colorado 80222
File No.: 16869UTG Policy No.: OP -6-6430451
Address Reference: 1250 H Street, Greeley, CO 80631
Amount of Insurance: $4,700,000.00
Date of Policy: April 11, 2019 at the exact time of recording.
1. Name of Insured:
County of Weld, a body corporate and politic of the State of Colorado
2. The estate or interest in the Land that is insured by this policy is:
Fee Simple
3. Title is vested in:
County of Weld, a body corporate and politic of the State of Colorado
4. The Land referred to in this policy is described as follows:
Lot 4, Weld County Business Park Tract C Minor Subdivision, City of Greeley, County of Weld, State of Colorado.
Countersigned
Unified Title Company of Northern Colorado,
LLC
Authorized Officer or Agent
Note: This policy consists of insert pages labeled Schedule A and B. This policy is of no force and effect unless all pages are included
along with any added pages incorporated by reference.
ALTA Owner's Policy (6-17-06)
Schedule A
Page I
OWNER'S POLICY OF TITLE INSURANCE
Issued by
Westcor Land Title Insurance Company
SCHEDULE B
File No.: 16869UTG Policy No.: OP -6-6430451
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees, or expenses that arise by
reason of:
1. Rights or claims of parties in possession not shown by the public records.
2. Easements or claims of easements not shown by the public records.
3. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, and any facts which a correct survey and
inspection of the land would disclose, and which are not shown by the public record.
4. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by
the public records.
5. Unpatented mining claims; reservations or exceptions in patents or in Acts authorizing the issuance thereof.
6. Any water rights or claims or title to water, in or under the land, whether or not shown by the public records.
7. Taxes and assessments for the year 2019, and subsequent years, if any.
8. Notes, easements, rights of way and all other matters as shown on the plat of Weld County Business Park P.U.D.
recorded October 12, 1988 at Reception No. 2158271.
9. Easement(s) and rights of way including its terms and conditions for telecommunications facilities and incidental
ppurposes, as granted to U S West Communications, Inc. in instrument recorded April 22, 1991 at Reception No.
2247851.
10. All matters as shown on the map of Star Tek P.U.D., recorded December 4, 1997 at Reception No. 2582641.
11. Easement(s) and rights of way including its terms and conditions for a sanitary sewer and incidental purposes, as
granted to the City of Greeley in instrument recorded October 11, 2006 at Reception No. 3426396.
12. Notes, easements, rights of way and all other matters as shown on the plat of Weld County Business Park Tract C
Minor Subdivision recorded August 14, 2009 at Reception No. 3642638.
13. Easement(s) and rights of way including its terms and conditions for a drainage utility easement and incidental
purposes, as granted to the City of Greeley in instrument recorded September 30, 2009 at Reception No. 3651518.
14. All of Grantor's right, title and interest in all oil, petroleum, gas coal, asphalt and all other minerals rights as granted
in Mineral Deed recorded January 14, 2016 at Reception No. 4172979, and any interests therein or rights thereunder.
15. Any and all unrecorded leases or tenancies and any and all parties claiming by, through, or under such leases or
tenancies.
Note: This policy consists of insert pages labeled Schedule A and B. This policy is of no force and effect unless all pages are included
along with any added pages incorporated by reference.
ALTA Owner's Policy (6-17-06)
Schedule 11
Page 2
Policy No.: OP -6-6430451
SCHEDULE B
Continued
16. All matters as shown on ALTA/NSPS Land Title Survey completed by Northern Engineering under Project No.
1805-001 and dated January 29, 2019.
ALTA Owner's Policy (6-17-06)
Schedule B
Page 3
Anti -Fraud Statement
NOTE: Pursuant to CRS 10-1-128(6)(a), It is unlawful to knowingly provide false,
incomplete, or misleading facts or information to an insurance company for the purpose of
defrauding or attempting to defraud the company. Penalties may include imprisonment,
fines, denial of insurance and civil damages. Any insurance company or agent of an
insurance company who knowingly provides false, incomplete, or misleading facts or
information to a policyholder or claimant for the purpose of defrauding or attempting to
defraud the policyholder or claimant with regard to a settlement or award payable from
insurance proceeds shall be reported to the Colorado division of insurance within the
department of regulatory agencies.
This anti -fraud statement is affixed to and made a part of this policy.
Form 110.1 Deletion of Item From Policy
ENDORSEMENT
File No: 16869UTG Attached to Policy No. OP -6-6430451
Issued by
WESTCOR LAND TITLE INSURANCE COMPANY
The Policy is hereby amended by deleting paragraphs 1, 2, 3 and 4 of Schedule B.
This endorsement is made a part of the policy and is subject to all of the terms and
provisions thereof and of any prior endorsements thereto. Except to the extent
expressly stated, it neither modifies any of the terms and provisions of the policy and
any prior endorsements, nor does it extend the effective date of the policy and any prior
endorsements, nor does it increase the face amount thereof.
Dated: April 11, 2019
By:
Authorized Officer or Agent
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