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HomeMy WebLinkAbout20193945.tiff4480688 04/12/2019 10:37 AM Total Pages: 1 Rec Fee: $13.00 Carly Koppes - Clerk and Recorder, Weld County, CO QUITCLAIM DEED THIS DEED, dated this D.,g day of ML ,il'1 , 2619, between Manuel Gallegos -Herrera and Apryl L. Hikida of the County of Weld and State of Colorado, grantor(s), and Manuel Gallegos -Herrera and Apryl L. Herrera, grantee(s) whose legal address is 25868 County Road 48, Kersey, CO 80644 of the County of Weld and State of CO, grantee(s): WITNESS, that the grantor(s), for and in consideration of the sum of Ten dollars and no/I 00 ($10.00), the receipt and sufficiency of which is hereby acknowledged, has remised, released, sold and QUITCLAIMED, and by these presents does remise, release, sell and QUITCLAIM, unto the grantee(s), his heirs and assigns forever, AS JOINT TENANTS, all the right, title, interest, claim and demand which the grantor(s) has in and to the real property, together with improvements, if any, situate, lying and being in the County of Weld and State of Colorado, described as follows: Lot B. Recorded Exemption No. 1053 -08 -I -RE -2820, according to the Plat recorded November 15, 2000 at reception no. 2806939, being located in the Northeast 114 of Section 8, Township 4 North, Range 64 West of the 6th P.M., County of Weld, State of Colorado. also known by street and number as: 25868 County Road 48, Kersey, CO 80644 TO HAVE AND TO HOLD the same, together with all and singular the appurtenances and privileges thereunto belonging, or in anywise thereunto appertaining, all the estate, right, title, interest and claim whatsoever of the grantor(s), either in law or equity, to the only proper use, benefit and behoof of the grantee(s), his heirs and assigns forever. The singular number shall include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. IN WITNES WHEREOF, the grantor(s) has executed this deed on the date set forth above. anuel Gallegos -Herrera STATE OF COLORADO COUNTY OF Weld I ss. 1 The foregoing instrument was acknowledged before me this t day of Gallegos -Herrera and Apryl L. Hikida. 4,:4).-16, My ommissiortMlbikpr,:L. SHUBERT NOTARY PUBLIC STATE OF COLORADO NOTARY ID 20004023484 IMIY.EaMMMiO:glON ExPIREg Pgf1Q12020 f liC , 2019, by Manuel Witness my hand and official seal. ri.Sh,Uel.r liarary Public QUITCLAIM DEED 4456260 12/26/2018 04:53 PM Total Pages: 1 Rec Fee: $13.00 Doc Fee: $39.50 Carly Koppes - Clerk and Recorder, Weld County, CO WARRANTY DEED THIS DEED, made this 24th day of December, 2018 , between Joseph S. Willingham of the County of Weld and State of Colorado, grantor(s), and Manuel Gallegos -Herrera and Apryl L. Hildda whose legal address is Property Address 25868 County Road 48, Kersey, CO 80644 of the County of Weld and State of Colorado, grantees: DOC FEE: $39.50 WITNESS, that the erantor(s), for and in consideration of the sum of THREE HUNDRED NINETY FIVE THOUSAND AND 00/100 DOLLARS (S395,000.00), the receipt and sufficiency of which is hereby acknowledged, has granted, bargained, sold and conveyed, and by these presents does grant, bargain, sell, convey and confine unto the grantees, their heirs and assigns forever, Joint Tenants, all the real property, together with improvements, if any, situate, lying and being in the County of Weld and State of Colorado, described as follows: Lot B, Recorded Exemption No. 1053 -08 -1 -RE -2820, according to the Plat recorded November 15, 2000 at reception no. 2806939, being located in the Northeast 114 of Section 8, Township 4 North, Range 64 West of the 6th P.M., County of Weld, State of Colorado. also known by street and number as: 25868 County Road 48, Kersey, CO 80644 TOGETHER with all and singular the hereditaments and appurtenances thereunto belonging, or in anywise appertaining, and the reversion and reversions, remainder and remainders, rents, issues and profits thereof, and all the estate, right, title, interest, claim and demand whatsoever of the grantor(s), either in law or equity, of, in and to the above bargained premises, with the hereditaments and appurtenances; TO HAVE AND TO HOLD the said premises above bargained and described, with the appurtenances, unto the grantees, their heirs and assigns forever. The grantor(s), for himself, his heirs, and personal representatives, does covenant, grant, bargain and agree to and with the grantees, their heirs and assigns, that at the time of the ensealing and delivery of these presents, he is well seized of the premises above conveyed, has good, sure, perfect. absolute and indefeasible estate of inheritance, in law, in fee simple, and has good right, full power and lawful authority to grant, bargain, sell and convey the same in manner and form as aforesaid, and that the same are free and clear from all former and other grants, bargains, sales, liens, taxes, assessments, encumbrances and restrictions of whatever kind or nature soever, except general taxes for the current year and subsequent years, and except easements, covenants, conditions, restrictions, reservations, and rights of way of record, if any. The grantor(s) shall and will WARRANT AND FOREVER DEFEND the above -bargained premises in the quiet and peaceable possession of the grantees, their heirs and assigns, against all and every person or persons lawfully claiming the whole or any part thereof. The singular number shall include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. IN WITNESS WHEREOF, the grantor has executed this deed on the date set forth above. STATE OF: Colorado COUNTY OF: Adams The foregoing instrument was subscribed and sworn to before me this 24th day of December, 2018 by Joseph S. Willingham My Commission expires: A TAYLOR CARLISLE , NOTARY PUBLIC STATE OF COLORADO Notary ID 199640123084, M Commission Ex. ires ,Iu 24, 202O Witness my hand and official seal. etar-y Public V0L0RADO Escrow &Title WARRANTY DEED File» 26659CE'%' eRecorded in Weld County, CO Doc Id: 3759667 03/31/2011 03:56 P Page: 1 of 2 Total Fee: $16.00 Steve Moreno, Clerk and Recorder AFFIDAVIT OF REAL PROPERTY FOR A MANUFACTURED HOME Effective July 1, 2008, the owner(s)/debtor(s) of a manufactured home shall file a Certificate of Permanent Location for a manufactured home that is permanently affixed to the land so that it Is no longer capable of being drawn over the public highways. Owners of manufactured homes that were permanently affixed to the land prior to July 1, 2008, shall file the Affidavit of Real Property for a Manufactured Home as proof that the manufactured home was valued with the land, taxes have been collected as real property, and no active Certificate of Title for the manufactured home was found in the records of the Division of Motor Vehicles, § 38-29-208, C.R.S. If a manufactured home was permanently affixed to land prior to July 1, 2009, and is subject to a long-term lease of at least 10 years, see instructions for additional information and requirements. Please print or type. Part A — Manufactured Home Description and Acknowledgment The manufactured home described below is permanently affixed to the land described below: 470-2592-03815AB NED 114286 114287 2001 Atlantic/Redman 30 x 57 Serial No. HUD No. (If known) Year Manufacturer/Make Length/Width Becky J. Holloway Name(s) of all owner(s) of the land to which the manufactured home is permanently affixed. February 5, 2007 Reception# 3452932 Book and page number or reception number of most current deed(s) vesting title of the real property in the owners(s) shown above. See Attached Exhibit "A" Legal description of the land to which this home is permanently affixed (include county name) 25868 County Road 48, Kersey CO 80644 Real property address Acknowledgment The undersigned owner(s) of the manufactured home described herein affirm(s) that the manufactured home Is affixed to a permanent foundation located on the land identified herein in accordance with any applicable city and/or county codes or requirements, § 38-29-208, C.R.S. The undersigned owner(s) understand(s) that the manufactured home described herein is real property as defined in § 39-1-102(14), C.R.S. Under penalty of perjury, the undersigned owner(s) hereby certify that the statements contained herein are true and complete, § 18-8-503, C.R.S. k\ice ofi, Signature o r D ate SiSi nature of Owner Date Print Name Becky J. Holloway Print Name Ncw State of Colorado State of Colorado County of tvitirxr County of X 1-1 0 U Z ,L.I.I In The foregoing was acknowledged before me this 5Ori The foregoing was acknowledged before me on this day of ,2_,C1,, by the owner day of , 2__,,,_; by the owner I� Oya',tj ..J Z C 2 v named above. named above. 1 Witness my hand and official s Witness my hand and official seal: My commis 'o expires: ��� My commission expires: Notary Publi Notary Public Part B — Certification by Colorado County Officials § 38-29-208, C.R.S. The manufactured home listed on this Affidavit of Real Property for a Manufactured Home has been valued together with the land to which it is affixed. If the manufactured home was, prior to July 1, 2009, affixed to land that is subject to a long- term lease of at least 10 years, see Instructions for additional information. a- 31'/u, s vs Sao I Signature of sessor Dat& Assigned Parcel or Schedule Number Taxes have been paid on the manufactured home and the land upon Which it is affixed as real property in the same manner as other real property, as defined In § 39-1-102(14), C.R.S. If the manufactured home was, prior to July 1, 2009, affixed land that Is subject to a long-term lease of at least 10 years, see instructions for /additional oS�information. f LF�/&// to Sign ture of Tr asurer Date Assigned Parcel or Schedule Number No active Certificate of Title for the manufactured home was found in the records of the Division of Motor Vehicles, epar ment of Revenue pursuant to § 42-1-205, C.R.S. - 1AS) 3 . Sl natu a ofized Agent DI.2-7 o Attach a ditional sheet(s) if necessary. My Commission Expires 03/04/2015 15-DPT-AR Mil 300-08/09 eRecorded in Weld County, CO Doc Id: 3759667 03/31/2011 03:56 P Page: 2 of 2 Total Fee: $16.00 Steve Moreno, Clerk and Recorder EXHIBIT "A" Lot B, Recorded Exemption No. 1053 -08 -1 -RE -2820, according to the Plat recorded November 15, 2000 at Reception No. 2806939, being located in the Northeast 1/4 of Section 8, Township 4 North, Range 64 West of the 6th P.M., County of Weld, State of Colorado eRecorded in Weld County, CO Doc Id: 3759668 03/31/2011 03:56 P Page: 1 of 1 Total Fee: $29.00 Steve Moreno, Clerk and Recorder Joseph S. Willingham 25868 County Road 48 Kersey, CO 80644 WARRANTY DEED THIS DEED, Made on March 30, 2011 between Becky J. Holloway of the County of Weld, State of Colorado, grantor(s), and Joseph S. Willingham whose legal address is 25868 County Road 48 Kersey, CO 80644 of the County of Weld, State of Colorado, grantee(s): WITNESSETH, that the grantor(s), for and in consideration of the sum of One Hundred Eighty Thousand and 00/100 DOLLARS ($180,000.00), the receipt and sufficiency of which are hereby acknowledged, have granted, bargained, sold and conveyed, and by these presents do grant, bargain, sell, convey and confirm unto the grantee(s), their heirs and assigns forever, all the real property, together with improvements, if any, situate, lying and being in the County of Weld • and State of Colorado described as follows: Lot B, Recorded Exemption No. 1053 -08 -1 -RE -2820, according to the Plat recorded November 15, 2000 at Reception No. 2806939, being located in the Northeast 1/4 of Section 8, Township 4 North, Range 64 West of the 6th P.M., County of Weld, State of Colorado as known by street and numbers as: 25868 County Road 48, Kersey. CO 80644 TOGETHER with all and singular the hereditaments and appurtenances thereto belonging, or in anywise appertaining and the reversion and reversions, remainder and remainders, rents, issues and profits thereof, and all the estate, right, title, interest, claim and demand whatsoever of the grantor(s), either in law or equity, of, in and to the above bargained premises, with the hereditaments and appurtenances. TO HAVE AND TO HOLD the said premises above bargained and described, with the appurtenances, unto the grantee(s), their heirs and assigns forever. And the grantor(s), for themselves, their heirs, and personal representatives, do covenant, grant, bargain, and agree to and with the grantee(s), their heirs and assigns, that at the time of the ensealing and delivery of these presents, they are well seized of the premises above conveyed, had good, sure, perfect, absolute and indefeasible estate of inheritance, in law, in fee simple and has good right, full power and lawful authority to grant, bargain, sell and convey the same in manner and form as aforesaid, and that the same are free and clear from all former and other grants, bargains, sales liens, taxes, assessments, encumbrances and restrictions of whatever kind or nature soever, except for general taxes and assessments for the year 2011 and subsequent years; and subject to easements, covenants, reservations, restrictions and rights of way of record. The grantor(s) shall and will WARRANT AND FOREVER DEFEND the above -bargained premises in the quiet and peaceable possession of the grantee(s), their heirs and assigns, against all and every person or persons lawfully claiming the whole of any part thereof. Wherever used herein, the plural references shall be construed to be singular references and singular references shall be construed to be plural references where the context requires and all references of gender and person shall be construed to refer to the grantor or grantors identified herein regardless of the context. IN WITNESS WHEREOF, 'the grantor(s) have executed this deed on the date set forth above. Becky J. Holly; STATE OF COLORADO COUNTY OF LARIMER The foregoing instrument was acknowledged before me this Becky J. Holloway_ 33700-11-03669 SLV SS. ) day of, lukthck LJ—bY Witness my hand and official seal. My commission e 03/04/2015 KELLY L. OXENDER NOTARY PUBLIC STATE OF COLORADO My Commission Expires 0310412015 No. 932A.Rev. 10-97 Warranty Deed (For Photographic Record) Notary P .•lic NORTH AMERICAN TITLE COMPANY OF COLORADO S2I COOTD_2632 Rev. 1119104 II II 11111111111 11111 111111 IIIII 111111 IIIII III 11111 llll IIII 3327444 09/29/2005 04:20P Weld County, CO 1 of 1 R 6.00 D 0.00 Steve Moreno Clerk & Recorder QUITCLAIM DEED THIS DEED, dated g 1 a 9 1000 -- between Herschel E. Holloway ' of the 'County of Wel d grantor(s), and Becky J. Holloway I; I' whose legal address is of the and State of Colorado, 25868 WCR 48 Kersey, CO 806.44 County of We 1 d and State of Colorado. grantee(s), WITNESS, that the grantor(s), for and in consideration of the sum of ten and no/100. (.$10,001 DOLLARS, 1. i I the receipt and sufficiency of which is hereby acknowledged, ha S remised. released, sold and QUITCLAIMED. and by these I presents do eS remise, release, sell and QUITCLAIM unto the grantee(s), heirs, suxessors and assigns forever, all I the right, title, interest, claim and demand which the grantor(s) has in and to the real property, together with improvements, if any, I situate, lying and being in the County of Weld and State of Colorado, described , • as follows: I I Lot B of the N1 of the NEL of Section 8, Township 41 Range 65 West of the 6th P.M., county of Weld, State of Colorado also known by street and number as: 2586.8 CR 48 Kersey, CO 80644 assessor's schedule or parcel number: 10530800.0050 TO HAVE AND TO HOLD the same, together with all and singular the appurtenances and privileges thereunto belonging, or in anywise thereunto appertaining, and all the estate, right, title, interest and claim whatsoever of the grantor(s), either in law or equity, to the only proper use, benefit and behoof of the grantee(s) heirs and assigns forever. IN WITNESS WHEREOF, the grantors) ha S executed this deed on the date set forth above. STATE OF COLORADO I I Ij Q County of {p The foregoing instrument was acknowledged before me this by t4eat0o / • A .I t, 0 • • • (13 I Insen "City of ppfri, a' • • OF Ij;s cornrissicHaempflezezkompt. Person Creating Newly Created Legal Description (§38-35-106.5. C.R.S.) Jss. tit iCr— day of &II ttmber I .2005 I , I Witness my hand and official seal. My commission expires: at r.�y�. A, 0 G j" :4 1 ublic I I I No. 933. Rev. 4-94. QUITCLALM DEED Bradford Publishing. 1743 Wazee Sr. Denver, CO 80202 -- (303) 292-2500 — www.bradfordpublishing.com -- 3.05 387 11111111111111111111111111111111111111111111111 �m ini 1 of 1 R 5.00 D 23.00 Weld County CO • Filed for record the day of ,A.D. , at Reception No. o'clock M. RECORDER 8y DEPUTY. WARRANTY DEED THIS DEED, Made on this day of February 01. 2002 between MICHAEL E. PHELAN AND ROBERTA 1. PHELAN of the County of WELD BECKY J. HOLLOWAY AND HERSCHEL E. HOLLOWAY g0i44. State Documentary Fee Date and State of Colurada , of the Grantor(s), and whose legal address is : 25868 WCR 48. KERSEY . CO b0443jk of the County of WELD and State of Colorado , of the Grantee(s): WITNESS, That the Grantor(s), for and in consideration of the sum of ( S230.000.00 *** Two Hundred Thirty Thousand and 00/100 *** DOLLARS the receipt and sufficiency of which is hereby acknowledged, has granted, bargained, sold and conveyed, and by these presents does grant, bargain, sell, convey and confirm unto the Grantee(s), their heirs and assigns forever, not in tenancy in common but in joint tenancy, all the real property, together with improvements, if any, situate, lying and being in the County of WELD ana State of Colorado, described as fo:-ows: LOT B. RECORDED EXEMPTION NO. 1053 -08 -1 -RE -2824. ACCORDING TO PLAT RECORDED NOVEMBER 15. 2000 AT RECEPTION NO. 2806939. BEING LOCATED IN THE NE 114 OF SECTION 8. TOWNSHIP 4 NORTH- RANGE 64 WEST OF THE 6TH P.M.. COUNTY OF WELD. STATE OF COLORADO also known as street number 25868 WCR 48, KERSEY , CO 80621 TOGETHER with all and singular and hereditaments and appurtenances thereto belonging, or in anywise appertaining and the reversion and reversions, remainder and remainders, rents, issues and profits thereof; and all the estate, right title interest, claim and demand whatsoever of the Grantor(s), either in law or equity, of, in and to the above bargainea premises, with the hereditaments and appurtenances; TO HAVE AND TO HOLD the said premises above bargained and described with appurtenances, unto the Grantee(s), their heirs and assigns forever. The Grantor(s), fcr h'mself, his heirs and personal representat'.ves, does covenant, grant, bargain, and agree to and with the Grantee(s), their heirs and assigns, that at the time of the ensealing and delivery of these presents, he is well seized of the premises above conveyed, has good, sure, perfect, absolute and indefeasible estate of inheritance, in law, in fee simple, and has good right, full power and (awful authority to grant, bargain, set( and convey the same in manner and form as aforesaid, and that the same are free and clear from all former and other grants, bargains, sales, liens, taxes, assessments, encumbrances and restrictions of whatever kind or nature soever, SUBJECT TO GENERAL TAXES FOR THE YEAR 2002: AND EASEMENTS. RESERVATIONS, RESTRICTIONS. COVENANTS AND RIGHTS OF WAY OF RECORD, IF ANY; AND DISTRIBUTION UTILITY EASEMENTS; AND MATTERS NOT SHOWN BY THE PUBLIC RECORDS BUT OF WHICH GRANTEE HAS ACTUAL KNOWLEDGE: AND INCLUSION OF THE PROPERTY WITHIN ANY SPECIAL TAXING DISTRICT; AND THE BENEFITS AND BURDENS OF ANY DECLARATION AND PARTY WALL AGREEMENTS, IF ANY. The Grantor(s) shall and will WARRANT AND FOREVER DEFEND the above bargained premises in the quiet and peaceable possession of the Grantee(s), his heirs and assigns, against all and every person or persons Lawfully claiming the whole or any part thereof. The singular number shall include the plural, and the plural the singular, and the use of any gender shat: be applicable to all genaers. IN WITNESS WHEREOF the Grantor(s) has executed this need on the date set forth above. STATE OF Colorado )ss. County of WELD Ml HAEL . PH LAN prZ%21;) ROBERTA J.PHEL The foregoing instrument was acknowledged before me on this day of February 01.2002 by MICHAEL E. PHELAN AND ROBERTA J. PHELAN My commission expires Witness my hand a•• ficial seal. Public Name and Address of Pe-o�ia�r= A !" l ' '.' T Lega Descri. ion ( 38-35-106.5, C.R.S.) Escrow# FCD25006429 . Title# FC25006429 COrnintssion" ,"' Apre 27, 2003 Form No. 921A Rev 4-94. WARRANTY DEED (Joint Tenants 1JOJT1) Recorded Return to: BECKY J. HOLLOWAY AND HERSCHEL E. HOLLOWAY 25868 WCR 48 KERSEY C 9 I I,IW11111 lllllllllllllllllllllllllllllrllllmlllllllll Warranty Deed THIS DEED is a conveyance of the real property described below, including any improvements and other appurtenances (the "property") from the individual(s), corporation(s), partnership(s), or other entity(ies) named below as GRANTOR to the individual(s) or entity(ies) named below as GRANTEE. The GRANTOR hereby sells and conveys the property to the GRANTEE and the GRANTOR warrants the title to the property, except for (1) the lien of the general property taxes for the year of this deed, which the GRANTEE will pay (2) any easements and rights -of - way shown of record (3) any patent reservations and exceptions (4) any outstanding mineral interests shown of record (5) any protective covenants and restrictions shown of record (6) any additional matters shown below under "Additional Warranty Exceptions", and (7) subject to building and zoning regulations. D.F. $6.00 The Specific Terms of This Deed Are: Grantor: (Give narne(s) and place(s) of residence; if the spouse of the owner -grantor is joining in this Deed to release homestead rights, identify grantors as husband and wife.) JUSTIN WHIPPLE AND KELLI WHIPPLE Grantee: (Give name(s) and address(es), statement of address, including available road or street number-) MICHAEL E. PHELAN AND ROBERTA J. PHELAN 10314 WCR 23, FT. LUPTON, COLORADO 80621 Form of Co -Ownership: (If there are two or more grantees named, they will be considered to take as tenants in common unless the words "in joint tenancy" or words of the same meaning are added in the space below.) JOINT TENANTS Property Description (Include county and state.) LOT B OF RECORDED EXEMPTION NO. 1053-08-1-RE2820 RECORDED NOVEMBER 15, 2000 AS RECEPTION NO. 2806939 AND BEING A PORTION OF THE NORTHEAST QUARTER OF SECTION 8, TOWNSHIP 4 NORTH, RANGE 64 WEST OF THE 6TH P.M., WELD COUNTY, COLORADO. Property Address: LOT B RE2820 (VACANT) KERSEY COLORADO Consideration: (The statement of a dollar amount is optional, adequate consideration for this deed will be presumed unless this conveyance is identified as a gift. In any case this conveyance is absolute, final and unconditional.) SIXTY THOUSAND AND 001100 Reservations -Restrictions: Of the GRANTOR intends to reserve any interest in the property or to convey less than is owned. or if the GRANTOR is restricting the GRANTEE'S right in the property. make appropriate indication.) Additional Warranty Exceptions: (Include deeds of trust being assumed and other matters not covered above-) Executed by the Grantor on APRIL 13, 2001 Signature for Corporation, Partnership or Association: tune fo Name of Grantor: Corporation, Partnership or Association By By KELLI WHIPPLE TIN WHIPPLE Grantor Attest: STATE O_��' COLT us,`� WELD as f' nstrurflot . acknowledged before me this 13th day of APRIL, 2001 Bye j r " WHIPPLE kip � LLI WHIPPLE NANCY A. Land ; :; ``/ 1('�.l t �)ii, WI +. y hand and off I. My co li •expireN... , 18, 2004 f i j otary bile STATE s",� f O F tc 1009 37TH AVE IUE COURT, STE 101, GREELEY, CO 80634 COUNTY • ������� ) ss. The foregoing instrument was acknowledged before me this day of By* Grantor Grantor (*name individual Grantor(s) or if Grantor is Corporation, Partnership or Association, then identify signers as president or vice president and secretary or assistant secretary of corporation: or as partners) of partnership; or as authorized member(s) of association.) WITNESS my hand and official seal. My commission expires: Notary Public 0 1981 UPDATE LEGAL FORMS WCTC No. 201-L are responsible for their children. 0 0 0 ± 0 0 H- 0 R,OQQZ = WELD COUNTY ROAD 51 IL dVIV AJIA IdIA 0 N ro0, ro CD 0 O ("5" m 0 (0 0 00 0 () w •0 0 ro 00 1 I t.0 0) I o c on S?OA A2I7S 0UVWo703 o Ton m n:Van a J �.o (ow E E. 0b a 4-9 N 0 4) m }CO O - A 0 b c R � aRw'- n c -•� 7 5- ;. A co O W 0 w a a-"aa 0 c1. O a , a 3° n A y On.2 9-4 Ka'(),,, aO a' C5. a°� o m Ow o O .0 a A C q C '48140 la . d ° R.-10° y . C o O a g c g m g D'pa 0 a ;(7.11grt 3. 5-O ••••,-, A a 3aom w3="'3 f, 043.a 5' a v' 0 0 ° 3 f.g, rt 0. O 0 OS 0 03 O 03 fl 0 `C 3 33 3 0-(, O 0 0 r+ 30 0 t -c I► m o -$ CD 0 0 c(D CD CCDD ' 0 A CCI ro CAD • 0 -I..A 0 I 3ON33 ONIISIX3 r Z m 0 U) c O -I n C13—(4) U\ m �iV m in X —co 73 d1 A � O � r 0 o ro O P1 X X ""i z O S C '< m 3z a� ro CD a.a o 0 5 to v �• CD (tt0 o a ...m c = fl co 9 W a a— m' ° 3.0CD000 Q a� 13. : cn o- fl- 00-tcno a CC p ro C a) 0 0�,D a ' 0 a o > toa a C% CO 3 cD CD N co 00 0 0. `<a'3(DO a 0 -(U)0 _ _ N rc fl TOE a0 (0 y x QO 3 ro D Ot(n40 00 4 0 in r4 (n o C3 0 al ' 7"0 A g r' 0',3 m 3 O:1 0 O. c- O fl N 3 X Q a CD O N 0 0 C3 0 O O ro II N O 0 0*20(Z) fl r 0 0 PI D- 3fl -acn ao 5 o CD J - W CO F) > O) 0 7J to O a�mz O 0_ G ) J0 El CD 0 • 0 CD 7� o a, mC 0- C -(D 2. 3 0 z C (T 0 0 • .�1• a co (D 0 t0 Ay� 0 0co30 CD (D N 0r 0 Or°'+• r,; (D=".< o O O (..d Co Co 000 .-. a- .H• O 0 30 0 3 7 3'. O 0 co •rox "1" • 0 0- 0 \ The above legal description was provided by the client. 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C3" ID co O CD J G 3- y,� a-0 ro -< n O CD C CD 0) 0) 7 a - C cn co a- NOiIVOIdl12100 S. d NMO Al2:13dO2id co -.4 0.O a ro Cn £ To- 0 VI o o Q CD G7 CD -0 0 n v n O (rocu C 4,14 gs a) (Z o 0 = 0 o U `C DJ 0 0-3 c3 C{) -- rn(n O CD C CD _9) �-C —ro N C (7 Dino g c w � O P'J• CD tit C'. .rO -' CD V L CD d �•` rChr CD O0 tri o CD ory ii!. � og 5. o fro I. r• CD n m 0 Q -m In°a 'p ,C 3 0 0 - 0 n� N) a�3"m r w.110 Cu O 0 0 CD o. Cr- _� C7 - N C tD @ 0 -C -`C ` CI) OO) mc= nn5• �,(0 Xo 0 ' `°03 (Dfl) 3 W 0- M — Q o -Io 3 -• Dr - Q VJ C9 - Cl) O) 7 0 ; a3 co co o 0. a0 0 Q 0) . < a CD 4) ro 0 : CI' Cl'< 0 0 C7 a o' 3 a (D O-•4 so o C. —• 3 NOI1VOIJl12fl0 NOISSlV OO ONINNV1d z V) l — C3mom i111111111� O mim --La' m b car CI, as iV S' umm co mon co O Q. = Q 0 c-).= CD`2. omom mom cD 0 f3 � it COLORADO ESCROW AND TITLE SER VICES, LLC 11990 Grant Street, Suite 555 Northglenn, CO 80233 Phone: 303-752-6540 Fax: 303-752-6521 March 11, 2019 Manuel Gallegos -Herrera and Apryl L. Hikida 25868 County Road 48 Kersey, Colorado 80644 mannyherrera36@msn.com; apry1134@gmail.com PROPERTY ADDRESS: 25868 County Road 48, Kersey, CO 80644 ORDER NO: 26659CEW DEAR CUSTOMER: ENCLOSED IS YOUR POLICY OF TITLE INSURANCE. THIS POLICY CONTAINS IMPORTANT INFORMATION ABOUT THE REAL ESTATE TRANSACTION YOU HAVE JUST COMPLETED AND IS YOUR GUARANTEE OF OWNERSHIP. PLEASE READ IT CAREFULLY AND RETAIN IT WITH YOUR OTHER VALUABLE PAPERS. A COMPLETE AND PERMANENT FILE OF THE RECORDS CONCERNING YOUR TRANSACTION WILL BE MAINTAINED IN OUR OFFICE. THESE RECORDS WILL ASSURE PROMPT PROCESSING OF FUTURE TITLE ORDERS AND SAVE MUCH VALUABLE TIME SHOULD YOU WISH TO SELL OR OBTAIN A LOAN ON YOUR PROPERTY. VISIT OR CALL OUR OFFICE AND SIMPLY GIVE US YOUR PERSONAL POLICY FILE NUMBER SHOWN ABOVE. WE APPRECIATE THE OPPORTUNITY TO SERVE YOU AND WILL BE HAPPY TO ASSIST YOU IN ANY WAY WITH YOUR FUTURE TITLE SERVICE NEEDS. SINCERELY, COLORADO ESCROW AND TITLE SERVICES, LLC WESTCOR POLICY NO. OP -3-7047910 ALTA OWNER'S POLICY (6-17-06) ISSUED BY WESTCOR LAND TITLE INSURANCE COMPANY OWNER'S POLICY OF TITLE INSURANCE Any notice of claim and any other notice or statement in writing required to be given to the Company under this Policy must be given to the Company at the address shown in Section 18 of the Conditions. COVERED RISKS SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B, AND THE CONDITIONS, WESTCOR LAND TITLE INSURANCE COMPANY, a South Carolina corporation (the "Company") insures, as of Date of Policy and, to the extent stated in Covered Risks 9 and 10, after Date of Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason of: 1. Title being vested other than as stated in Schedule A. 2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss from (a) A defect in the Title caused by (i) forgery, fraud, undue influence, duress, incompetency, incapacity, or impersonation; (ii) failure of any person or Entity to have authorized a transfer or conveyance; (iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized, or delivered; (iv) failure to perform those acts necessary to create a document by electronic means authorized by law; (v) a document executed under a falsified, expired, or otherwise invalid power of attorney; (vi) a document not properly filed, recorded, or indexed in the Public Records including failure to perform those acts by electronic means authorized by law; or (vii)a defective judicial or administrative proceeding. (b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but unpaid. (c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land. The term "encroachment" includes encroachments of existing improvements located on the Land onto adjoining land, and encroachments onto the Land of existing improvements located on adjoining land. 3. Unmarketable Title. COVERED RISKS Continued on next page IN WITNESS WHEREOF, WESTCOR LAND TITLE INSURANCE COMPANY has caused this policy to be signed and sealed as of the Date of Policy shown in Schedule A, Issued By: Colorado Escrow and Title Services, LLC WESTCOR LAND TITLE INSURANCE COMPANY Iiv• c 1993 },n y,aj. T4,' 4114'41 'ii idrsLi f . / OP -6 ALTA 6-17-06 Owner's Policy (WLTIC Edition 12/01/17) 4. No right of access to and from the Land. 5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (a) the occupancy, use, or enjoyment of the Land; (b) the character, dimensions, or location of any improvement erected on the Land; (c) the subdivision of land; or (d) environmental protection if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to enforce, but only to the extent of the violation or enforcement referred to in that notice. 6. An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 5 if a notice of the enforcement action, describing any part of the Land, is recorded in the Public Records, but only to the extent of the enforcement referred to in that notice. 7. The exercise of the rights of eminent domain if a notice of the exercise, describing any part of the Land, is recorded in the Public Records. 8. Any taking by a governmental body that has occurred and is binding on the rights of a purchaser for value without Knowledge. 9. Title being vested other than as stated in Schedule A or being defective (a) as a result of the avoidance in whole or in part, or from a court order providing an alternative remedy, of a transfer of all or any part of the title to or any interest in the Land occurring prior to the transaction vesting Title as shown in Schedule A because that prior transfer constituted a fraudulent or preferential transfer under federal bankruptcy, state insolvency, or similar creditors' rights laws; or (b) because the instrument of transfer vesting Title as shown in Schedule A constitutes a preferential transfer under federal bankruptcy, state insolvency, or similar creditors ' rights laws by reason of the failure of its recording in the Public Records (i) to be timely, or (ii) to impart notice of its existence to a purchaser for value or to a judgment or lien creditor. 10. Any defect in or lien or encumbrance on the Title or other matter included in Covered Risks 1 through 9 that has been created or attached or has been filed or recorded in the Public Records subsequent to Date of Policy and prior to the recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The Company will also pay the costs, attorneys' fees, and expenses incurred in defense of any matter insured against by this Policy, but only to the extent provided in the Conditions. EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys ' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. the occupancy, use, or enjoyment of the Land; 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other mat- ters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors ' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. CONDITIONS 1. DEFINITION OF TERMS The following terms when used in this policy mean: (a) "Amount of Insurance": The amount stated in Schedule A, as may be increased or decreased by endorsement to this policy, increased by Section 8(b), or decreased by Sections 10 and 11 of these Conditions. (b) "Date of Policy": The date designated as "Date of Policy" in Schedule A. (c) "Entity": A corporation, partnership, trust, limited liability company, or other similar legal entity. (d) "Insured": The Insured named in Schedule A. (i) The term "Insured" also includes (A) successors to the Title of the Insured by operation of law as distinguished from purchase, including heirs, devisees, survivors, personal representatives, or next of kin; (B) successors to an Insured by dissolution, merger, consolidation, distribution, or reorganization; (C) successors to an Insured by its conversion to another kind of Entity; (D) a grantee of an Insured under a deed delivered without payment of actual valuable consideration conveying the Title (1) if the stock, shares, memberships, or other equity interests of the grantee are wholly -owned by the named Insured, (2) if the grantee wholly owns the named Insured, (3) if the grantee is wholly -owned by an affiliated Entity of the named Insured, provided the affiliated Entity and the named Insured are both wholly -owned by the same person or Entity, or (4) if the grantee is a trustee or beneficiary of a trust created by a written instrument established by the Insured named in Schedule A for estate planning purposes. (ii) With regard to (A), (B), (C), and (D) reserving, however, all rights and defenses as to any successor that the Company would have had against any predecessor Insured. (e) "Insured Claimant": An Insured claiming loss or damage. (f) "Knowledge" or "Known": Actual knowledge, not constructive knowledge or notice that may be imputed to an Insured by reason of the Public Records or any other records that impart constructive notice of matters affecting the Title. (g)"Land" The land described in Schedule A, and affixed improvements that by law constitute real property. The term "Land" does not include any property beyond the lines of the area described in Schedule A, nor any right, title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this does not modify or limit the extent that a right of access to and from the Land is insured by this policy. (h) "Mortgage": Mortgage, deed of trust, trust deed, or other security instrument, including one evidenced by electronic means authorized by law. (i) "Public Records": Records established under state statutes at Date of Policy for the purpose of imparting constructive notice of matters relating to real property to purchasers for value and without Knowledge. With respect to Covered Risk 5(d), "Public Records" shall also include environmental protection liens filed in the records of the clerk of the United States District Court for the district where the Land is located. (j) "Title": The estate or interest described in Schedule A. (k) "Unmarketable Title": Title affected by an alleged or apparent matter that would permit a prospective purchaser or lessee of the Title or lender on the Title to be released from the obligation to purchase, lease, or lend if there is a contractual condition requiring the delivery of marketable title. 2. CONTINUATION OF INSURANCE The coverage of this policy shall continue in force as of Date of Policy in favor of an Insured, but only so long as the Insured retains an estate or interest in the Land, or holds an obligation secured by a purchase money Mortgage given by a purchaser from the Insured, or only so long as the Insured shall have liability by reason of warranties in any transfer or conveyance of the Title. This policy shall not continue in force in favor of any purchaser from the Insured of either (i) an estate or interest in the Land, or (ii) an obligation secured by a purchase money Mortgage given to the Insured. 3. NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAIMANT The Insured shall notify the Company promptly in writing (i) in case of any litigation as set forth in Section 5(a) of these Conditions, (ii) in case Knowledge shall come to an Insured hereunder of any claim of title or interest that is adverse to the Title, as insured, and that might cause loss or damage for which the Company may be liable by virtue of this policy, or (iii) if the Title, as insured, is rejected as Unmarketable Title. If the Company is prejudiced by the failure of the Insured Claimant to provide prompt notice, the Company's liability to the Insured Claimant under the policy shall be reduced to the extent of the prejudice. 4. PROOF OF LOSS In the event the Company is unable to determine the amount of loss or damage, the Company may, at its option, require as a condition of payment that the Insured Claimant furnish a signed proof of loss. The proof of loss must describe the defect, lien, encumbrance, or other matter insured against by this policy that constitutes the basis of loss or damage and shall state, to the extent possible, the basis of calculating the amount of the loss or damage. 5. DEFENSE AND PROSECUTION OF ACTIONS (a) Upon written request by the Insured, and subject to the options contained in Section 7 of these Conditions, the Company, at its own cost and without unreasonable delay, shall provide for the defense of an Insured in litigation in which any third party asserts a claim covered by this policy adverse to the Insured. This obligation is limited to only those stated causes of action alleging matters insured against by this policy. The Company shall have the right to select counsel of its choice (subject to the right of the Insured to object for reasonable cause) to represent the Insured as to those stated causes of action. It shall not be liable for and will not pay the fees of any other counsel. The Company will not pay any fees, costs, or expenses incurred by the Insured in the defense of those causes of action that allege matters not insured against by this policy. (b) The Company shall have the right, in addition to the options contained in Section 7 of these Conditions, at its own cost, to institute and prosecute any action or proceeding or to do any other act that in its opinion may be necessary or desirable to establish the Title, as insured, or to prevent or reduce loss or damage to the Insured. The Company may take any appropriate action under the terms of this policy, whether or not it shall be liable to the Insured. The exercise of these rights shall not be an admission of liability or waiver of any provision of this policy. If the Company exercises its rights under this subsection, it must do so diligently. Whenever the Company brings an action or asserts a defense as required or permitted by this policy, the Company may pursue the litigation to a final determination by a court of competent jurisdiction, and it expressly reserves the right, in its sole discretion, to appeal any adverse judgment or order. 6. DUTY OF INSURED CLAIMANT TO COOPERATE (a) In all cases where this policy permits or requires the Company to prosecute or provide for the defense of any action or proceeding and any appeals, the Insured shall secure to the Company the right to so prosecute or provide defense in the action or pro ceeding, including the right to use, at its option, the name of the Insured for this purpose. Whenever requested by the Company, the Insured, at the Company's expense, shall give the Company all reasonable aid (i) in securing evidence, obtaining witnesses, prosecuting or defending the action or proceeding, or effecting settlement, and (ii) in any other lawful act that in the opinion of the Company may be necessary or desirable to establish the Title or any other matter as insured. If the Company is prejudiced by the failure of the Insured to furnish the required cooperation, the Company's obligations to the Insured under the policy shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation, with regard to the matter or matters requiring such cooperation. (b) The Company may reasonably require the Insured Claimant to submit to examination under oath by any authorized representative of the Company and to produce for examination, inspection, and copying, at such reasonable times and places as may be designated by the authorized representative of the Company, all records, in whatever medium maintained, including books, ledgers, checks, memoranda, correspondence, reports, e -mails, disks, tapes, and videos whether bearing a date before or after Date of Policy, that reasonably pertain to the loss or damage. Further, if requested by any authorized representative of the Company, the Insured Claimant shall grant its permission, in writing, for any authorized representative of the Company to examine, inspect, and copy all of these records in the custody or control of a third party that reasonably pertain to the loss or damage. All information designated as confidential by the Insured Claimant provided to the Company pursuant to this Section shall not be disclosed to others unless, in the reasonable judgment of the Company, it is necessary in the administration of the claim. Failure of the Insured (c) Claimant to submit for examination under oath, produce any reasonably requested information, or grant permission to secure reasonably necessary information from third parties as required in this subsection, unless prohibited by law or governmental regulation, shall terminate any liability of the Company under this policy as to that claim. 7. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS; TERMINATION OF LIABILITY In case of a claim under this policy, the Company shall have the following additional options: (a) To Pay or Tender Payment of the Amount of Insurance. To pay or tender payment of the Amount of Insurance under this policy together with any costs, attorneys ' fees, and expenses incurred by the Insured Claimant that were authorized by the Company up to the time of payment or tender of payment and that the Company is obligated to pay. Upon the exercise by the Company of this option, all liability and obligations of the Company to the Insured under this policy, other than to make the payment required in this subsection, shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation. (b) To Pay or Otherwise Settle With Parties Other Than the Insured or With the Insured Claimant. (i) To pay or otherwise settle with other parties for or in the name of an Insured Claimant any claim insured against under this policy. In addition, the Company will pay any costs, attorneys ' fees, and expenses incurred by the Insured Claimant that were authorized by the Company up to the time of payment and that the Company is obligated to pay; or (ii) To pay or otherwise settle with the Insured Claimant the loss or damage provided for under this policy, together with any costs, attorneys' fees, and expenses incurred by the Insured Claimant that were authorized by the Company up to the time of payment and that the Company is obligated to pay. Upon the exercise by the Company of either of the options provided for in subsections (b)(i) or (ii), the Company's obligations to the Insured under this policy for the claimed loss or damage, other than the payments required to be made, shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation. S. DETERMINATION AND EXTENT OF LIABILITY This policy is a contract of indemnity against actual monetary loss or damage sustained or incurred by the Insured Claimant who has suffered loss or damage by reason of matters insured against by this policy. (a) The extent of liability of the Company for loss or damage under this policy shall not exceed the lesser of (i) the Amount of Insurance; or (ii) the difference between the value of the Title as insured and the value of the Title subject to the risk insured against by this policy. (b) If the Company pursues its rights under Section 5 of these Conditions and is unsuccessful in establishing the Title, as insured, (i) the Amount of Insurance shall be increased by 10%, and (ii) the Insured Claimant shall have the right to have the loss or damage determined either as of the date the claim was made by the Insured Claimant or as of the date it is settled and paid. (c) In addition to the extent of liability under (a) and (b), the Company will also pay those costs, attorneys' fees, and expenses incurred in accordance with Sections 5 and 7 of these Conditions. 9. LIMITATION OF LIABILITY (a) If the Company establishes the Title, or removes the alleged defect, lien, or encumbrance, or cures the lack of a right of access to or from the Land, or cures the claim of Unmarketable Title, all as insured, in a reasonably diligent manner by any method, including litigation and the completion of any appeals, it shall have fully performed its obligations with respect to that matter and shall not be liable for any loss or damage caused to the Insured. (b) In the event of any litigation, including litigation by the Company or with the Company's consent, the Company shall have no liability for loss or damage until there has been a final determination by a court of competent jurisdiction, and disposition of all appeals, adverse to the Title, as insured. (c) The Company shall not be liable for loss or damage to the Insured for liability voluntarily assumed by the Insured in settling any claim or suit without the prior written consent of the Company. 10. REDUCTION OF INSURANCE; REDUCTION OR TERMINATION OF LIABILITY All payments under this policy, except payments made for costs, attorneys' fees, and expenses, shall reduce the Amount of Insurance by the amount of the payment. 11. LIABILITY NONCUMULATIVE The Amount of Insurance shall be reduced by any amount the Company pays under any policy insuring a Mortgage to which exception is taken in Schedule B or to which the Insured has agreed, assumed, or taken subject, or which is executed by an Insured after Date of Policy and which is a charge or lien on the Title, and the amount so paid shall be deemed a payment to the Insured under this policy. 12. PAYMENT OF LOSS When liability and the extent of loss or damage have been definitely fixed in accordance with these Conditions, the payment shall be made within 30 days. 13. RIGHTS OF RECOVERY UPON PAYMENT OR SETTLEMENT (a) Whenever the Company shall have settled and paid a claim under this policy, it shall be subrogated and entitled to the rights of the Insured Claimant in the Title and all other rights and remedies in respect to the claim that the Insured Claimant has against any person or property, to the extent of the amount of any loss, costs, attorneys' fees, and expenses paid by the Company. If requested by the Company, the Insured Claimant shall execute documents to evidence the transfer to the Company of these rights and remedies. The Insured Claimant shall permit the Company to sue, compromise, or settle in the name of the Insured Claimant and to use the name of the Insured Claimant in any transaction or litigation involving these rights and remedies. If a payment on account of a claim does not fully cover the loss of the Insured Claimant, the Company shall defer the exercise of its right to recover until after the Insured Claimant shall have recovered its loss. (b) The Company's right of subrogation includes the rights of the Insured to indemnities, guaranties, other policies of insurance, or bonds, notwithstanding any terms or conditions contained in those instruments that address subrogation rights. 14. ARBITRATION Either the Company or the Insured may demand that the claim or controversy shall be submitted to arbitration pursuant to the Title Insurance Arbitration Rules of the American Land Title Association ("Rules"). Except as provided in the Rules, there shall be no joinder or consolidation with claims or controversies of other persons. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the Insured arising out of or relating to this policy, any service in connection with its issuance or the breach of a policy provision, or to any other controversy or claim arising out of the transaction giving rise to this policy. All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of either the Company or the Insured. All arbitrable matters when the Amount of Insurance is in excess of $2,000,000 shall be arbitrated only when agreed to by both the Company and the Insured. Arbitration pursuant to this policy and under the Rules shall be binding upon the parties. Judgment upon the award rendered by the Arbitrator(s) may be entered in any court of competent jurisdiction. 15. LIABILITY LIMITED TO THIS POLICY; POLICY ENTIRE CONTRACT (a) This policy together with all endorsements, if any, attached to it by the Company is the entire policy and contract between the Insured and the Company. In interpreting any provision of this policy, this policy shall be construed as a whole. (b) Any claim of loss or damage that arises out of the status of the Title or by any action asserting such claim shall be restricted to this policy. (c) Any amendment of or endorsement to this policy must be in writing and authenticated by an authorized person, or expressly incorporated by Schedule A of this policy. (d) Each endorsement to this policy issued at any time is made a part of this policy and is subject to all of its terms and provisions. Except as the endorsement expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsement, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. 16. SEVERABILITY In the event any provision of this policy, in whole or in part, is held invalid or unenforceable under applicable law, the policy shall be deemed not to include that provision or such part held to be invalid, but all other provisions shall remain in full force and effect. 17. CHOICE OF LAW; FORUM (a) Choice of Law: The Insured acknowledges the Company has underwritten the risks covered by this policy and determined the premium charged therefor in reliance upon the law affecting interests in real property and applicable to the interpretation, rights, remedies, or enforcement of policies of title insurance of the jurisdiction where the Land is located. Therefore, the court or an arbitrator shall apply the law of the jurisdiction where the Land is located to determine the validity of claims against the Title that are adverse to the Insured and to interpret and enforce the terms of this policy. In neither case shall the court or arbitrator apply its conflicts of law principles to determine the applicable law. (b) Choice of Forum: Any litigation or other proceeding brought by the Insured against the Company must be filed only in a state or federal court within the United States of America or its territories having appropriate jurisdiction. 18. NOTICES, WHERE SENT Any notice of claim and any other notice or statement in writing required to be given to the Company under this policy must be given to the Company at: Westcor Land Title Insurance Company, Attn.: Claims, 875 Concourse Parkway South, Suite 200, Maitland, Florida 32751. OWNER'S POLICY OF TITLE INSURANCE Issued by Westcor Land Title Insurance Company SCHEDULE A Name and Address of Title Insurance Company: WESTCOR LAND TITLE INSURANCE COMPANY 2000 S. Colorado Blvd. #1-3100, Denver, Colorado 80222 File No.: 26659CEW Policy No.: OP -3-7047910 Issued with Policy No. LP -11-6972925 Address Reference: 25868 County Road 48, Kersey, CO 80644 Amount of Insurance: $395,000.00 Date of Policy: December 26, 2018 at the exact time of recording. 1. Name of Insured: Manuel Gallegos -Herrera and Apryl L. Hikida 2. The estate or interest in the Land that is insured by this policy is: Fee Simple 3. Title is vested in: Manuel Gallegos -Herrera and Apryl L. Hikida 4. The Land referred to in this policy is described as follows: Lot B, Recorded Exemption No. 1053 -08 -1 -RE -2820, according to the Plat recorded November 15, 2000 at reception no. 2806939, being located in the Northeast 1/4 of Section 8, Township 4 North, Range 64 West of the 6th P.M., County of Weld, State of Colorado. Countersigned Colorado Escrow and Title Services, LLC By: Authorized Officer or Agent Note: This policy consists of insert pages labeled Schedule A and B. This policy is of no force and effect unless all pages are included along with any added pages incorporated by reference. AL TA Owner's Polccv (6-17-06 Schedule A Page 1 OWNER'S POLICY OF TITLE INSURANCE Issued by Westcor Land Title Insurance Company SCHEDULE B File No.: 26659CEW Policy No.: OP -3-7047910 EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees, or expenses that arise by reason of: 1. Rights or claims of parties in possession not shown by the public records. 2. Easements or claims of easements not shown by the public records. 3. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, and any facts which a correct survey and inspection of the land would disclose, and which are not shown by the public record. 4. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records. 5. Unpatented mining claims; reservations or exceptions in patents or in Acts authorizing the issuance thereof. 6. Any water rights or claims or title to water, in or under the land, whether or not shown by the public records. 7. Taxes and assessments for the current year, and subsequent years, a lien not yet due and payable. 8. The right of the proprietor of a vein or lode to extract or remove his ore, should the same be found to penetrate or intersect the premises thereby granted and rights of way for ditches and canals as reserved in the United States Patent of record, and any and all assignments thereof or interests therein. 9. Rights of Way for county roads 30 feet on either side of section and township lines, as established by the Board of County Commissioners for Weld County, recorded October 14, 1889 in Book 86 at Page 273. 10. Oil and gas lease recorded July 31, 1981 at Reception No. 1865003 and any and all assignments thereof or interest therein 11. An easement for Pipeline right of way and incidental purposes granted to Associated Natural Gas, Inc., by the instrument recorded June 3, 1983 at Reception No. 1929158. 12. Terms, conditions, provisions, agreements and obligations specified under the Covenant of Continuing Cooperation recorded October 16, 1986 at Reception No. 2073497. 13. Terms, conditions, provisions, agreements and obligations specified under the Non -Irrigation Covenant recorded October 16, 1986 at Reception No. 2073498. 14. Reservations as contained in the Deed recorded July 13, 1994 at Reception No. 2397527. 15. Easements, notes, terms, conditions, provisions, agreements and obligations as shown on the plat of Recorded Exemption No. 1053 -08 -1 -RE -1670 recorded December 28, 1994 at Reception No. 2420474. Note: This policy consists of insert pages labeled Schedule A and B. This policy is of no force and effect unless all pages are included along with any added pages incorporated by reference. ALTA Owner's Poker (6-17-06 Schedule B Page 2 Policy No.: OP -3-7047910 SCHEDULE B Continued 16. The effect of the inclusion of the subject property in the Northern Colorado Water Conservancy District, as disclosed by the instrument recorded March 20, 1997 at Reception No. 2538705. 17. An easement for right of way and incidental purposes granted to Poudre Valley Rural Electric Association, Inc., by the instrument recorded July 20, 1998 at Reception No. 2627092. 18. Easements, notes, terms, conditions, provisions, agreements and obligations as shown on the Recorded Exemption No. 1053 -08 -1 -RE -2820 recorded November 15, 2000 at Reception No. 2806939. 19. Terms, conditions, provisions, agreements and obligations specified under the Request for Notification of Surface Development recorded April 1, 2002 at Reception No. 2938196 and October 15, 2007 at Reception No. 3511023. 20. Easements, notes, terms, conditions, provisions, agreements and obligations as shown on the Map recorded June 16, 2004 at Reception No. 3189430. 21. The effect of the inclusion of the subject property in the Central Weld County Water District, as disclosed by the instrument recorded January 5, 2009 at Reception No. 3597836. 22. Deed of Trust from Manuel Gallegos -Herrera and Apryl L. Hikida to the Public Trustee of Weld County, Colorado for the use of Canvas Credit Union to secure $375,250.00, dated December 24, 2018 and recorded December 26, 2018 at Reception No. 4456261. ALTA Owner's Policy (6-17-061 Schedule B Page 3 Anti -Fraud Statement NOTE: Pursuant to CRS 10-1-128(6)(a), It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies. This anti -fraud statement is affixed to and made a part of this policy. Hello