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HomeMy WebLinkAbout20233816.tiff Meeting Minutes Weld County 401k Savings Plan and 457 Deferred Compensation Plan Fiduciary Committee January 31,2023 Meeting Attendees Weld County Alera Group Principal Cheryl Pattelli Brad Shaps Melanie Francis Ryan Rose(absent) Masoud Shirazi(absent) Renee Fielder Michael Shirazi Staci Datteri-Frey Bob Janson Karla Ford(absent) Rebecca Noordhoek Jill Scott Prior Meeting Minutes Staci made a motion to approve the minutes.Jill seconded the motion.The Committee unanimously approved the minutes from the previous meeting. Investment Review Bob reviewed a Monitor Report that was prepared by Alera for quarter ending 12/31/22.As of 12/31/22 the 401(k)Plan and 457 Plan had assets of$14,158,458 and$8,252,852,respectively. There are three funds on the Watch List.Bob reviewed the Holdings Summary and Investment Performance sections of the monitor report.He also reviewed,in detail,the criteria that has been set to monitor the Plan's investments. The Principal SAM Balanced fund is on the watch list for four quarters due to performance factors.It has failed the 1-year criterion for four quarters,the 3-year criterion for twelve quarters,the 5-year criterion for twelve quarters and the Sharpe Ratio Criterion for five quarters. The Principal SAM Conservative Balance fund is on the watch list for three quarters due to performance factors.It has failed the 1-year return criterion for three quarters,the 3-year criterion for three quarters and the 5-year criterion for four quarters. The Principal SAM Conservative Growth fund is on the watch list for two quarter due to performance factors.It has failed the 1-year return criterion for three quarters,the 3-year aaS-3811.0 criterion for three quarters,the 5-year criterion for two quarters and the Sharpe Ratio criterion for two quarters. Bob noted that these funds are part of a suite,and that the entire suite would need to be replaced.Alera is not recommending any changes,and the Committee agreed that no changes are needed at this time. Bob reviewed the Style Box section of the monitor report,noting that many Plans include an international growth,an international value fund and additional specialty funds as an option. Alera presented potential additions in these categories. After a discussion,Jill made a motion to approve the addition of the Dodge&Cox International stock fund as an international value alternative.Staci seconded the motion,and the Committee unanimously approved the addition of the Dodge&Cox International stock fund.Renee made a motion to approve the addition of the MFS International Growth fund as an international growth alternative.Staci seconded the motion,and the Committee unanimously approved the addition of the MFS International Growth fund.Staci made a motion to approve the addition of the PIMCO CommoditiesPLUS Strategy fund.Jill seconded the motion,and the Committee unanimously approved the addition of the PIMCO CommoditiesPLUS Strategy fund. Legislative Update Brad gave a high-level review of a Secure Act 2.0 summary that was prepared by Alera,noting there is nothing the Committee needs to act on immediately,and that Alera will provide updates as additional information becomes available. The Committee would like to schedule a separate meeting with Ed and Principal in the next one to two quarters to confirm which provisions will apply and need to be included in a plan amendment. Principal Review Melanie provided a quick Principal update including an update to the mobile App. Employee Education Alera will send dates to Melanie and Cheryl to schedule a call to discuss what Principal is doing and how Alera can supplement. Next Meeting Rebecca and Cheryl will coordinate to schedule the next meeting. Hello