HomeMy WebLinkAbout20232729.tiffRESOLUTION
RE: APPROVE GROUP MASTER APPLICATION AND THIRD -PARTY DATA SHARING
AUTHORIZATION FORM FOR 2024 EMPLOYEE BENEFIT PLAN AND AUTHORIZE
CHAIR TO SIGN ELECTRONICALLY - CONTINENTAL AMERICAN INSURANCE
COMPANY, DBA AFLAC
WHEREAS, the Board of County Commissioners of Weld County, Colorado, pursuant to
Colorado statute and the Weld County Home Rule Charter, is vested with the authority of
administering the affairs of Weld County, Colorado, and
WHEREAS, the Board has been presented with a Group Master Application and
Third -Party Data Sharing Authorization Form for a 2024 Employee Benefit Plan between the
County of Weld, State of Colorado, by and through the Board of County Commissioners of Weld
County, on behalf of the Department of Human Resources, and Continental American Insurance
Company, dba Aflac, with further terms and conditions being as stated in said application and
form, and
WHEREAS, after review, the Board deems it advisable to approve said application and
form, copies of which are attached hereto and incorporated herein by reference.
NOW, THEREFORE, BE IT RESOLVED by the Board of County Commissioners of
Weld County, Colorado, that the Group Master Application and Third -Party Data Sharing
Authorization Form for a 2024 Employee Benefit Plan between the County of Weld, State of
Colorado, by and through the Board of County Commissioners of Weld County, on behalf of the
Department of Human Resources, and Continental American Insurance Company, dba Aflac, be,
and hereby are, approved.
BE IT FURTHER RESOLVED by the Board that the Chair be, and hereby is, authorized
to electronically sign said application and form.
The above and foregoing Resolution was, on motion duly made and seconded, adopted
by the following vote on the 20th day of September, A.D., 2023.
BOARD OF COUNTY COMMISSIONERS
WELD COUNTY, COLORADO
ATTEST: ddttvs) C.1 `�;
Weld County Clerk to the
Board
e .
Deputy Clerk to the Board
County Attorney I
Date of signature: ` �3
Cc:PE(ss/510)
1O loci /2.3
2023-2729
PE0035
CorrfrocH Dihso5
BOARD OF COUNTY COMMISSIONERS
PASS -AROUND REVIEW
PASS -AROUND TITLE: 2024 Aflac Plans
DEPARTMENT:
Human Resources DATE: 07/19/2023
PERSON REQUESTING: Staci Datteri-Frey, Jill Scott
Brief description of the problem/issue:
Weld County Human Resources - Benefits Team is requesting to update the three Aflac products
that are currently offered to employees. The updated plans will allow for plan enhancements and the
opportunity to electronically enroll in the new Workday platform in 2024.
What options exist for the Board? (include consequences, impacts, costs, etc. of options):
Approve plans and provisions. No cost to the County as these plans are all employee paid only.
Sunset all Aflac plans for the upcoming year.
Recommendation:
Staff recommendation is to approve the updated Aflac plans. These plans are enhanced and easier
to enroll in for new and existing employees.
Approve
Perry L. Buck, Pro-Tem
Mike Freeman, Chair
Scott K. James
Kevin D. Ross
Lori Saine
Schedule
Work Session
Other/Comments:
je‘r:lill :4* 47,0 zid.11))
2023-2729
q/ZO
0035
GROUP MASTER APPLICATION
Application is hereby made to:
Afac.
CONTINENTAL AMERICAN INSURANCE COMPANY
P.O. Box 427, Columbia, SC 29202
HEALTH COVERAGES: THIS IS A LIMITED BENEFIT HEALTH COVERAGE POLICY AND IS NOT A SUBSTITUTE
FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL
COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES.
By Weld County
Full Legal Name of Proposed Policyholder
Of Greeley, CO
Including (if applicable)
City and State in which the Master Policy will be Issued (situs state)
(Any Subsidiaries/Affiliates/Divisions)
REPRESENTATIONS ARE MADE AS FOLLOWS:
General Employee Requirements
BA full-time Employee is one who works 20 hours or more per week. An Employee must be Actively at Work on the date
he applies for coverage and on the date his Certificate of Insurance becomes effective. An Employee must complete 1O of
the month following date of hire (0) days of continuous service to be eligible for coverage.
0Number of eligible Employees: 1800
IOJ The minimum number of enrolled Employees necessary to keep the Group Policy in force*:25
*See separate Hospital Indemnity requirement below
HEALTH COVERAGES: If this coverage will replace any existing Aflac individual policy, please be aware that it may
be in the insureds' best interest to maintain their individual guaranteed -renewable policy with Aflac via direct bill.
Insureds may contact Aflac for an explanation of their options for both continuation or cancellation of any existing
coverage.
COVERAGE REQUESTED
OGROUP ACCIDENT Series 70000 024 Hour
Application Reason: 0 New Policy Iji; Change to Existing Policy #
Class of Eligible Employees:
®Regular full-time Employees at least age 18
tOSpouses of eligible Employees at least age 18
Plan:
Optional Features: 0 Initial Accident Treatment Category (Base Plan) 0 High
OHospitalization Category OHigh
OAfter Care Category 0 High
O Life Change Events Category 0 High
OGunshot Wound Rider B $5,000
OWellness Rider 0 High -LT
O Organized Athletic Activity Rider 0 Accidental Death Rider
The requested Effective Date is 1/1/2024.
Rates are guaranteed for 2 year(s) from the Group Policy Effective Date.
Premium Contributions: Percentage to be paid by Employee100%
Percentage to be paid by Employer0%
Will this Group Accident Policy replace any existing Group Accident Policy? Yes❑ No❑
If yes, provide carrier and policy number.'
®GROUP CRITICAL ILLNESS Series 21000
Application Reason: LI New Policy 6t Change to Existing Policy it 11 (0 11
l
0 Other
Class of Eligible Employees:
®Regular full-time Employees at least age 18
C02204CO Page 1 of 2
®Spouses of eligible Employees at least age 18
Optional Features: With Cancer 0 yes Non -Invasive Cancer Benefit Dyes
Skin Cancer Benefit: Oyes With Health Screening Benefit: 0 yes
TIA: 0 yes Waiver of Premium: Dyes OHeart Event Rider
OProgressive Diseases Rider 0 Optional Benefits Rider O Specified Disease Rider
0 Additional Benefits Rider
The requested Effective Date is 1/1/2024.
Rates are guaranteed for 2 year(s) from the Group Policy Effective Date.
Premium Contributions: Percentage to be paid by Employee100%
Percentage to be paid by Employer 0%
Will this Group Critical Illness Policy replace any existing Group Critical Illness Policy? Yes❑ No❑
If yes, provide carrier and policy number.
ISGROUP HOSPITAL INDEMNITY Series 80000 Plan
Application Reason: ❑ New Policy X Change to Existing Policy #
Class of Eligible Employees:
ISRegular full-time Employees at least age 18
ISSpouses of eligible Employees at least age 18
Optional Features:
t R€tl
Hospitalization (Base Plan) OHigh
OHealth Screening Benefit 0 Yes
ODependent Child Rider ODependent Spouse Rider
ODependent Child Neonatal and Pediatric ICU Rider
0 Other: HSA Compatible
The requested Effective Date is 1/1/2024.
The minimum number of enrolled Employees necessary to keep the Group Hospital Indemnity Policy in force: 25
Rates are guaranteed for 2 year(s) from the Group Policy Effective Date.
Premium Contributions: Percentage to be paid by Employee100%
Percentage to be paid by Employer0%
Will this Group Hospital Indemnity Policy replace any existing Group Hospital Indemnity Policy? Yes No❑
If yes, provide carrier and policy number: 11 ti) 1
GENERAL AGREEMENT
The applicant agrees to transmit the total premiums under the group policy to Continental American Insurance Company
at its Home Office when due. The applicant agrees to accept the terms and provisions of the group policy, including its
exhibits, riders, endorsements or amendments, if any. No agent or other person except an officer of the Company can
make or change any contract or agreement on behalf of Continental American Insurance Company.
It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company
for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines,
denial of insurance and civil damages. Any insurance company or agent of an insurance company who
knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the
purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award
payable from insurance proceeds shall be reported to the Colorado division of insurance within the department
of regulatory agencies.
Representative �
of the Policyholder
Mike Freeman
(Prin. Name) (Signature)
Date
SEP 2 0 2023
Title Board of Weld County Commissioners, Chair
State of Signature
Colorado
C02204CO
Page 2 of 2
,.off - .1a7
THIRD PARTY DATA SHARING AUTHORIZATION
This ENROLLMENT INFORMATION AUTHORIZATION (the "Agreement") is effective as of
the signature date below, between Weld County (CO)
including its affiliates and/or subsidiaries (the "Employer"), and CONTINENTAL AMERICAN
INSURANCE COMPANY ("Aflac Group") (collectively the "Parties").
Employer has made Aflac Group insurance products available to its employees that are outlined
in the Master Application (the "Products").
Employer has contracted with a third party enrollment platform, Workday
("Vendor"), to act as its agent to facilitate offering the Products to its employees. In doing so, Employer
acknowledges that it has contracted with Vendor to serve as its enrollment agent and that Vendor will
transmit to Aflac Group certain employee census, enrollment, and/or premium submission information
(the "Enrollment Information").
All capitalized terms herein, that are not otherwise defined, shall be defined consistent with
HIPAA.
In consideration of and reliance upon the below acknowledgements from Employer, Aflac Group
agrees to accept the Enrollment Information from Vendor as Employer's enrollment agent.
1. Employer directs Aflac Group to communicate with Vendor on Employer's behalf as Employer's
enrollment agent. Employer maintains that such Enrollment Information will not be protected health
information ("PHI"), as that term is defined by the Health Insurance Portability and Accountability Act of
1996 ("HIPAA"). The Enrollment Information will constitute personally identifiable information
("PII"), as that term is defined by the Gramm -Leach -Bliley Act (GLBA). Employer agrees that if any
portion of the Enrollment Information provided to Vendor by Employer should constitute PHI, Employer
will enter into a Business Associate Agreement with Vendor, as required under HIPAA.
2. Employer agrees to notify, via e-mail, Aflac Group's Privacy Office
(aflacgroupprivacyoffice@aflac.com) immediately, but in no event more than thirty (30) calendar days,
after Employer discovers any unauthorized use or disclosure of the Enrollment Information, or if
applicable, any HIPAA Breach or Security Incident that impacts the Enrollment Information. Employer
agrees to reasonably assist Aflac Group in any resulting investigation. To the extent the Enrollment
Information is the subject of the unauthorized use or disclosure, or Breach, or Security Incident, Aflac
Group will make any required customer notifications, and report to any federal and state agencies as
required by law.
3. Each Party disclaims all liability for claims, damages, losses, lawsuits, settlements, judgments,
costs, penalties, and expenses arising out of the other Party's 1) breach of the Agreement, or 2) release or
disclosure of the Enrollment Information that was not authorized or violates any law, regulation or
practice. This provision shall survive the expiration or termination of this Agreement.
4. This Agreement shall be governed by the laws of the State of Colorado.
Aflac Croup 01/2021
Page 1 of 2
5. This Agreement may be executed in the original or by facsimile or other electronic means in any
number of counterparts, each of which shall be deemed an original, and all of which together shall
constitute one and the same instrument.
In consideration of the mutual obligations contained in this Agreement, the sufficiency of which
is hereby acknowledged, the Parties agree to the terns and conditions herein. Each of the undersigned
represents, warrants, and covenants that he or she has the authority and the right to enter into this
Agreement binding the Party on whose behalf the Agreement is executed:
Weld County (CO)
Mike Freeman op ;' : 5
Signature:
Name: Mike Freeman Address: 1150 "O" Street
Title: BOCC Chair city/State/Zip: Greeley, CO 80534
9/20/23 970.400.4200
Date: Phone Number:
CONTINENTAL AMERICAN INSURANCE COMPANY
r3'4
Signature:
Name: Robert Ruff
SVP, Group Voluntary Benefits
Title:
Date: Oct 3, 2023
Atlas Group 0I/202I
Page 2 of 2
2023 -A7,21
GROUP MASTER APPLICATION AND THIRD -PARTY DATA SHARING AUTHORIZATION
FORM FOR 2024 EMPLOYEE BENEFIT PLAN - CONTINENTAL AMERICAN INSURANCE
COMPANY, DBA AFLAC
APPROVED AS TO SUBSTANCE:
Elect d Off <I i ' :'yep. rtment Head
APPRO D AS TO FUNDING:
e)04
Chief Financial Officer, or Controller
APPROVED AS TO FORM:
County Attorney
New Contract Request
Entity Information
Entity Name
AFLAC INSURANCE
Entity ID*
@00020465
Contract Name
2024 AFLAC EMPLOYEE BENEFITS PLANS
Contract Status
CTB REVIEW
Contract ID
7305
Contract Lead *
MRAIMER
[J New Entity?
Parent Contract ID
Requires Board
Approval
YES
Contract Lead Email
mraimer@co.weld.co.us Department Project #
Contract Description *
HUMAN RESOURCES BENEFITS TEAM IS REQUESTING UPDATES TO THREE AFLAC PRODUCTS TO ALLOW FOR
PLAN ENHANCEMENTS AND THE OPPORTUNITY TO ELECTRONICALLY ENROLL WITH WORKDAY APPLICATION
PLATFORM IN 2024.
Contract Description 2
THERE IS NO COUNTY COST AS THESE PLANS ARE EMPLOYEE PAID. NOTE ATTACHED SIGNED 7/19/23 PASS
AROUND.
Contract Type * Department Requested BOCC Agenda Due Date
APPLICATION HUMAN RESOURCES Date* 09/09/2023
09/13/2023
Amount* Department Email
00.00 CM- Will a work session with BOCC be required?*
HumanResources@weld HAD
Renewable"
gov.com
YES Does Contract require Purchasing Dept. to be
Department Head Email included?
Automatic Renewal CM-HumanResources- NO
YES DeptHead@weldgov.com
Grant
IGA
County Attorney
GENERAL COUNTY
ATTORNEY EMAIL
County Attorney Email
CM-
COUNTYATTORNEY@WE
LDGOV.COM
If this is a renewal enter previous Contract ID
If this is part of a MSA enter MSA Contract ID
Note: the Previous Contract Number and Master Services Agreement Number should be left blank if those
contracts are not in OnBase
Contract Dates
Effective Date
Termination Notice Period
Contact Information
Review Date
08/05/2024
Renewal Date*
09/16/2024
Committed Delivery Date Expiration Date
Contact Info
Contact Name Contact Type Contact Email Contact Phone 1 Contact Phone 2
Purchasing
Purchasing Approver Purchasing Approved Date
Approval Process
Department Head Finance Approver Legal Counsel
JILL SCOTT CHERYL PATTELLI BRUCE BARKER
DH Approved Date Finance Approved Date Legal Counsel Approved Date
09/20/2023 09/20/2023 09/22/2023
Final Approval
BOCC Approved Tyler Ref #
YES CTB TEMP
BOCC Signed Date
09/20/2023
BOCC Agenda Date
09/20/2023
Originator
MRAIMER
Hello