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ALTA COMMITMENT FOR TITLE INSURANCE
ISSUED BY
STEWART TITLE GUARANTY COMPANY
NOTICE
IMPORTANT - READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE
INSURANCE POLICIES. ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THE
CONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT.
THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL OPINION,
OPINION OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE PROCEDURES USED BY THE
COMPANY TO DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY SEARCH AND EXAMINATION, ARE
PROPRIETARY TO THE COMPANY, WERE PERFORMED SOLELY FOR THE BENEFIT OF THE COMPANY, AND
CREATE NO EXTRACONTRACTUAL LIABILITY TO ANY PERSON, INCLUDING A PROPOSED INSURED.
THE COMPANY'S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED INSURED
IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS COMMITMENT. THE
COMPANY HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS COMMITMENT TO ANY
OTHER PERSON.
COMMITMENT TO ISSUE POLICY
Subject to the Notice; Schedule B, Part I - Requirements; Schedule B, Part II - Exceptions; and the Commitment
Conditions, STEWART TITLE GUARANTY COMPANY, a Texas corporation (the "Company"), commits to issue the Policy
according to the terms and provisions of this Commitment. This Commitment is effective as of the Commitment Date
shown in Schedule A for each Policy described in Schedule Al only when the Company has entered in Schedule A both
the specified dollar amount as the Proposed Policy Amount and the name of the Proposed Insured.
If all of the Schedule B, Part I - Requirements have not been met within six months after the Commitment Date, this
Commitment terminates and the Company's liability and obligation end.
rr
i
Authorized Cduntersignature
Stewart Title Company
1275 58th Ave, Unit C
Greeley, CO 80634
r'
Frederick H. Eppinger
President and CEO
Secretary
Denise Crraux
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue
Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the
Company or its issuing agent that may be in electronic form.
Copyright 2006-2016 American Land Title Association. All rights reserved.
The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing
as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No.: 1152708
ALTA Commitment For Title Insurance 8-1-16
Page 1 of 3
AMERICAN
LAND TITLE
ASSOCIATION
COMMITMENT CONDITIONS
1. DEFINITIONS
(a) "Knowledge" or "Known": Actual or imputed knowledge, but not constructive notice imparted by the Public
Records.
(b) "Land": The land described in Schedule A and affixed improvements that by law constitute real property. The term
"Land" does not include any property beyond the lines of the area described in Schedule A, nor any right, title,
interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this does
not modify or limit the extent that a right of access to and from the Land is to be insured by the Policy.
(c) "Mortgage": A mortgage, deed of trust, or other security instrument, including one evidenced by electronic means
authorized by law.
(d) "Policy": Each contract of title insurance, in a form adopted by the American Land Title Association, issued or to
be issued by the Company pursuant to this Commitment.
(e) "Proposed Insured": Each person identified in Schedule A as the Proposed Insured of each Policy to be issued
pursuant to this Commitment.
"Proposed Policy Amount": Each dollar amount specified in Schedule A as the Proposed Policy Amount of each
Policy to be issued pursuant to this Commitment.
"Public Records": Records established under state statutes at the Commitment Date for the purpose of imparting
constructive notice of matters relating to real property to purchasers for value and without Knowledge.
"Title": The estate or interest described in Schedule A.
(f)
(g)
(h)
2. If all of the Schedule B, Part I - Requirements have not been met within the time period specified in the Commitment
to Issue Policy, this Commitment terminates and the Company's liability and obligation end.
3. The Company's liability and obligation is limited by and this Commitment is not valid without:
(a) the Notice;
(b) the Commitment to Issue Policy;
(c) the Commitment Conditions;
(d) Schedule A;
(e) Schedule B, Part I - Requirements;
(f) Schedule B, Part II - Exceptions; and
(g) a countersignature by the Company or its issuing agent that may be in electronic form.
4. COMPANY'S RIGHT TO AMEND
The Company may amend this Commitment at any time. If the Company amends this Commitment to add a defect,
lien, encumbrance, adverse claim, or other matter recorded in the Public Records prior to the Commitment Date, any
liability of the Company is limited by Commitment Condition 5. The Company shall not be liable for any other
amendment to this Commitment.
5. LIMITATIONS OF LIABILITY
(a) The Company's liability under Commitment Condition 4 is limited to the Proposed Insured's actual expense
incurred in the interval between the Company's delivery to the Proposed Insured of the Commitment and the
delivery of the amended Commitment, resulting from the Proposed Insured's good faith reliance to:
(i) comply with the Schedule B, Part I - Requirements;
(ii) eliminate, with the Company's written consent, any Schedule B, Part II - Exceptions; or
(iii) acquire the Title or create the Mortgage covered by this Commitment.
(b) The Company shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested the
amendment or had Knowledge of the matter and did not notify the Company about it in writing.
(c) The Company will only have liability under Commitment Condition 4 if the Proposed Insured would not have
incurred the expense had the Commitment included the added matter when the Commitment was first delivered
to the Proposed Insured.
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue
Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the
Company or its issuing agent that may be in electronic form.
Copyright 2006-2016 American Land Title Association. All rights reserved.
The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing
as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No.: 1152708
ALTA Commitment For Title Insurance 8-1-16
Page 2 of 3
AMERICAN
LAND TITLE
ASSOCIATION
(d) The Company's liability shall not exceed the lesser of the Proposed Insured's actual expense incurred in good
faith and described in Commitment Conditions 5(a)(i) through 5(a)(iii) or the Proposed Policy Amount.
(e) The Company shall not be liable for the content of the Transaction Identification Data, if any.
(f) In no event shall the Company be obligated to issue the Policy referred to in this Commitment unless all of the
Schedule B, Part I - Requirements have been met to the satisfaction of the Company.
(g) In any event, the Company's liability is limited by the terms and provisions of the Policy.
6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT
(a) Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under this
Commitment.
(b) Any claim must be based in contract and must be restricted solely to the terms and provisions of this
Commitment.
(c) Until the Policy is issued, this Commitment, as last revised, is the exclusive and entire agreement between the
parties with respect to the subject matter of this Commitment and supersedes all prior commitment negotiations,
representations, and proposals of any kind, whether written or oral, express or implied, relating to the subject
matter of this Commitment.
(d) The deletion or modification of any Schedule B, Part II - Exception does not constitute an agreement or obligation
to provide coverage beyond the terms and provisions of this Commitment or the Policy.
(e) Any amendment or endorsement to this Commitment must be in writing and authenticated by a person authorized
by the Company.
When the Policy is issued, all liability and obligation under this Commitment will end and the Company's only
liability will be under the Policy.
(f)
7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENT
The issuing agent is the Company's agent only for the limited purpose of issuing title insurance commitments and
policies. The issuing agent is not the Company's agent for the purpose of providing closing or settlement services.
8. PRO -FORMA POLICY
The Company may provide, at the request of a Proposed Insured, a pro -forma policy illustrating the coverage that the
Company may provide. A pro -forma policy neither reflects the status of Title at the time that the pro -forma policy is
delivered to a Proposed Insured, nor is it a commitment to insure.
9. ARBITRATION
The Policy contains an arbitration clause. All arbitrable matters when the Proposed Policy Amount is $2,000,000 or
less shall be arbitrated at the option of either the Company or the Proposed Insured as the exclusive remedy of the
parties. A Proposed Insured may review a copy of the arbitration rules at <http://www.alta.org/arbitration>.
STEWART TITLE GUARANTY COMPANY
All notices required to be given the Company and any statement in writing required to be furnished the Company shall
be addressed to it at P.O. Box 2029, Houston, Texas 77252-2029.
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue
Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the
Company or its issuing agent that may be in electronic form.
Copyright 2006-2016 American Land Title Association. All rights reserved.
The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing
as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No.: 1152708
ALTA Commitment For Title Insurance 8-1-16
Page 3 of 3
AMERICAN
LAND TITLE
ASSOCIATION
ALTA COMMITMENT FOR TITLE INSURANCE
SCHEDULE A
ISSUED BY
STEWART TITLE GUARANTY COMPANY
Transaction Identification Data for reference only:
Issuing Agent:
Issuing Office:
Issuing Office's ALTA® Registry ID:
Loan ID Number:
Commitment Number:
Issuing Office File Number:
Property Address:
Revision Number:
Stewart Title Company
1275 58th Ave, Unit C, Greeley, CO 80634
1152708
1152708
TBD PT SE4 9-7-66 Lot B, CO
1. Commitment Date: February 26, 2021 at 8:00AM
2. Policy to be issued:
(a) ALTA Owner's Standard
Proposed Insured: TBD TBD
(b) ALTA Loan
Proposed Insured:
Proposed Policy Amount
3. The estate or interest in the Land described or referred to in this Commitment is:
FEE SIMPLE
4. The Title is, at the Commitment Date, vested in:
PARKVIEW APARTMENTS LLC, a Colorado limited liability company
5. The Land is described as follows:
See Exhibit "A" Attached Hereto
STATEMENT OF CHARGES
These charges are due and payable before a policy can be issued:
Title Commitment Fee $500.00
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to
Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II -Exceptions; and a
countersignature by the Company or its issuing agent that may be in electronic form.
Copyright 2006-2016 American Land Title Association. All rights reserved.
The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing
as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No.: 1152708
ALTA Commitment For Title Insurance 8-1-16 (4-2-18)
Page 1 of 7
AMERICAN
LAND TITLE
ASSOCIATION
ALTA COMMITMENT FOR TITLE INSURANCE
EXHIBIT "A"
LEGAL DESCRIPTION
ISSUED BY
STEWART TITLE GUARANTY COMPANY
File No.: 1152708
Lot B
Amended Lot B of Recorded Exemption No. 0707-09-4 AMRE-4331
Plat recorded October 12, 2006 as Reception No. 3426926,
Being a part of the Southeast Quarter of Section 9, Township 7 North, Range 66
West of the 6th Principal Meridian
COUNTY OF WELD, STATE OF COLORADO.
For Informational Purposes Only: TBD PT SE4 9-7-66 Lot B, CO
APN: 070709400013, R8945228
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to
Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part ll -Exceptions; and a
countersignature by the Company or its issuing agent that may be in electronic form.
Copyright 2006-2016 American Land Title Association. All rights reserved.
The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing
as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No.: 1152708
ALTA Commitment For Title Insurance 8-1-16 (4-2-18)
Page 2 of 7
AMERICAN
LA.\ID TITLE
ASSOCIATION
ALTA COMMITMENT FOR TITLE INSURANCE
SCHEDULE B PART I
ISSUED BY
STEWART TITLE GUARANTY COMPANY
File No.: 1152708
Requirements
All of the following Requirements must be met:
1. The Proposed Insured must notify the Company in writing of the name of any party not referred to in this
Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company may
then make additional Requirements or Exceptions.
2. Pay the agreed amount for the estate or interest to be insured.
3. Pay the premiums, fees, and charges for the Policy to the Company.
4. Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or both,
must be properly authorized, executed, delivered, and recorded in the Public Records.
5. Evidence satisfactory to Stewart Title Guaranty Company of payment of all outstanding taxes and assessments
as certified by the County Treasurer.
6. Execution of Affidavit as to Debts and Liens and its return to Stewart Title Guaranty Company.
N OTE: If work has been performed on, or in connection with, the subject property (architectural drawings,
soils testing, foundation work, installation of materials), please notify the Company's escrow officer within 10
days of receipt of this title commitment.
7. Relating to PARKVIEW APARTMENTS LLC, The Company requires for its review the following:
a) Copy of the "Articles of Organization," the Operating Agreement and the regulations of the limited liability
company and any amendments thereof
b) A certificate of good standing, evidencing that the company is in good standing in the state of its formation
c) Execution and recordation of Statement of Authority pursuant to the provisions of Section 38-30-172 C.R.S.
Note: At the time the Company is furnished these items, the Company may make additional requirements or
exceptions.
Note: Colorado Secretary of States has disclosed this limited liability company is in noncompliant status.
8. Deed from vested owner(s) vesting fee simple title in the purchaser(s).
N OTE: Notation of the legal address of the grantee must appear on the deed as per 1976 amendment to
statute on recording of deeds CRS 38-35-109 (2).
N OTE: Statement of Authority for Parkview Apartments LLC recorded April 20, 2020 as Reception No.
4584077, discloses the following persons as those authorized to transact business on behalf of said entity:
David Janssen, Member. If there have been any amendments or changes to the management of the entity,
written documentation reflecting the changes and a new Statement of Authority will be required.
FOR INFORMATIONAL PURPOSES ONLY:
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to
Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part ll -Exceptions; and a
countersignature by the Company or its issuing agent that may be in electronic form.
Copyright 2006-2016 American Land Title Association. All rights reserved.
The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing
as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No.: 1152708
ALTA Commitment For Title Insurance 8-1-16 (4-2-18)
Page 3 of 7
AMERICAN
LA.\ID TITLE
ASSOCIATION
ALTA COMMITMENT FOR TITLE INSURANCE
SCHEDULE B PART I
ISSUED BY
STEWART TITLE GUARANTY COMPANY
24 -month Chain of Title: The only conveyance(s) affecting said land recorded within the 24 months preceding
the date of this commitment is (are) as follows:
Warranty Deed recorded July 13, 2016, as Reception No. 4218763.
N OTE: If no conveyances were found in that 24 month period, the last recorded conveyance is reported. If the
subject land is a lot in a subdivision plat less than 24 months old, only the conveyances subsequent to the plat
are reported.
P lease be advised that our search did not disclose any open Deed of Trust of record. If you should have
knowledge of any outstanding obligations, please contact the Title Department immediately for further review
P rior to closing.
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to
Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part ll -Exceptions; and a
countersignature by the Company or its issuing agent that may be in electronic form.
Copyright 2006-2016 American Land Title Association. All rights reserved.
The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing
as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No.: 1152708
ALTA Commitment For Title Insurance 8-1-16 (4-2-18)
Page 4 of 7
AMERICAN
LA.\ID TITLE
ASSOCIATION
ALTA COMMITMENT FOR TITLE INSURANCE
SCHEDULE B PART II
ISSUED BY
STEWART TITLE GUARANTY COMPANY
Exceptions
File No.: 1152708
THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR LIMITATION
CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT THAT THE
SPECIFIC COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE OR FEDERAL LAW
BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY, HANDICAP,
FAMILIAL STATUS, OR NATIONAL ORIGIN.
The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement
identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the
Company:
1. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public
Records or is created, attaches, or is disclosed between the Commitment Date and the date on which all of
the Schedule B, Part I - Requirements are met.
2 Rights or claims of parties in possession, not shown by the public records.
3 Easements, or claims of easements, not shown by the public records.
4 Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the title that would
be disclosed by an accurate and complete land survey of the Land and not shown by the public records.
5 Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and
not shown by the public records.
6. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance
thereof; (c) Minerals of whatsoever kind, subsurface and surface substances, in, on, under and that may be
produced from the Land, together with all rights, privileges, and immunities relating thereto, whether or not the
matters excepted under (a), (b) or (c) are shown by the Public Records or listed in Schedule B.
7 Water rights, claims or title to water.
8 Any and all unpaid taxes and assessments and any unredeemed tax sales.
9 Right of Way for county roads 30 feet wide on either side of section and township lines, as established by the
Board of County Commissioners for Weld County recorded October 14, 1889 in Book 86 at Page 273.
10. Reservation of (1) all oil, coal and other minerals underlying subject property, (2) the exclusive right to
prospect for, mine and remove oil, coal and other minerals, and (3) the right to ingress and egress and
regress to prospect for, mine, and remove oil, coal and other minerals, as contained in deed from Union
Pacific Railroad Company recorded March 25, 1895 in Book 121 at Page 178. Together with the appurtenant
rights to use the surface of the land. The Company makes no representation as to the present ownership of
any such interests. There may be leases, grants, exceptions or reservation of interest
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to
Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part ll -Exceptions; and a
countersignature by the Company or its issuing agent that may be in electronic form.
Copyright 2006-2016 American Land Title Association. All rights reserved.
The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing
as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No.: 1152708
ALTA Commitment For Title Insurance 8-1-16 (4-2-18)
Page 5 of 7
AMERICAN
LA.\ID TITLE
ASSOCIATION
ALTA COMMITMENT FOR TITLE INSURANCE
SCHEDULE B PART II
ISSUED BY
STEWART TITLE GUARANTY COMPANY
11. The following contained in U.S. Patent recorded March 18, 1897 in Book 153 at Page 40. : Yet excluding and
excepting from the transfer by these presents "All Mineral Lands", should any such be found to exist in the
tracts described in the foregoing, but this exclusion and exception, according to the terms of the statute, shall
not be construed to include "Coal and Iron Land".
12. Agreement for right of way for ditch recorded June 3, 1904 in Book 217 at Page 59.
13. Agreement for right of way recorded March 27, 1917 in Book 470 at Page 309.
14. Right of Way Agreement with Colorado Interstate Gas Company recorded July 11, 1955 in Book 1423 at
Page 623.
15. A mineral reservation contained in the Deed recorded October 10, 1975 in Book 9999 at Page 9999 as
Reception No. 1672026. Together with the appurtenant rights to use the surface of the land. The Company
makes no representation as to the present ownership of any such interests. There may be leases, grants,
exceptions or reservation of interest
16. Exception and reservation of oil, gas and other minerals contained in the Deed recorded December 23, 1986
as Reception No. 2081862. Together with the appurtenant rights to use the surface of the land. The
Company makes no representation as to the present ownership of any such interests. There may be leases,
grants, exceptions or reservation of interest
17. Easement to US West Communications Inc. recorded May 25, 1995 as Reception No. 2439840.
18. Easement to US West Communications Inc. recorded April 16, 1996 as Reception No. 2486203 and
rerecorded June 12, 1996 as Reception No. 2496071.
19. All matters shown on the Recorded Exemption No. 0707 -9 -4 -RE 2685 plat recorded May 18, 2000 as
Reception No. 2769026.
20. All matters shown on the Recorded Exemption No. 070709-4 RE -4331 plat recorded April 14, 2006 as
Reception No. 3379373.
21. Dry -Up Covenant and Easement Agreement and Warranty of First Right to Dry -Up Credit and Agreement to
Assist Exhibit B of Contract Dated October 25, 2005, recorded May 8, 2006 as Reception No. 3385820.
22. Dry -Up Covenant recorded September 21, 2006 as Reception No. 3421415. Assignment of Dry -Up Covenant
recorded September 21, 2006 as Reception No. 3421416.
23. All matters shown on the Amended Lot B Recorded Exemption No. 0707-09-04 AMRE-4331 plat recorded
October 12, 2006 as Reception No. 3426926.
24. Matters contained in the Quit Claim Deed of Executive Rights recorded October 31, 2011 as Reception No.
3802503.
25. Memorandum of Surface Use and Damage Agreement recorded November 18, 2011 as Reception No.
3806541.
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to
Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part ll -Exceptions; and a
countersignature by the Company or its issuing agent that may be in electronic form.
Copyright 2006-2016 American Land Title Association. All rights reserved.
The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing
as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No.: 1152708
ALTA Commitment For Title Insurance 8-1-16 (4-2-18)
Page 6 of 7
AMERICAN
LA.\ID TITLE
ASSOCIATION
ALTA COMMITMENT FOR TITLE INSURANCE
SCHEDULE B PART II
ISSUED BY
STEWART TITLE GUARANTY COMPANY
26. Exception and reservation unto grantor of all oil, gas and other minerals contained in the Deed recorded
January 5, 2012 as Reception No. 3816113. Together with the appurtenant rights to use the surface of the
land. The Company makes no representation as to the present ownership of any such interests. There may
be leases, grants, exceptions or reservation of interest.
27. All matters contained in the Quit Claim Mineral Deed recorded October 27, 2015 as Reception No. 4153102.
Together with the appurtenant rights to use the surface of the land. The Company makes no representation
as to the present ownership of any such interests. There may be leases, grants, exceptions or reservation of
interest
28. Oil and Gas Lease and all assignments thereof and interests therein recorded May 10, 1982 as Reception
No. 1891023.
29. Oil and Gas Lease and all assignments thereof and interests therein recorded November 18, 2011 as
Reception No. 3806536.
30. Assignment of Dry Up covenant and Easement Agreement, Warranty of First Right to Dry Up Credit; and
Agreement to Assist recorded September 14, 2006 as Reception No. 3419889.
31. Right of way for ditches or canals together with any laterals , roads or appurtenances thereto.
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to
Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part ll -Exceptions; and a
countersignature by the Company or its issuing agent that may be in electronic form.
Copyright 2006-2016 American Land Title Association. All rights reserved.
The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing
as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No.: 1152708
ALTA Commitment For Title Insurance 8-1-16 (4-2-18)
Page 7 of 7
AMERICAN
LA.\ID TITLE
ASSOCIATION
DISCLOSURES
File No.: 1152708
P ursuant to C.R.S. 10-11-122, notice is hereby given that:
A. THE SUBJECT REAL PROPERTY MAY BE LOCATED IN A SPECIAL TAXING DISTRICT;
B. A CERTIFICATE OF TAXES DUE LISTING EACH TAXING JURISDICTION SHALL BE OBTAINED FROM
THE COUNTY TREASURER OR THE COUNTY TREASURER'S AUTHORIZED AGENT;
C. INFORMATION REGARDING SPECIAL DISTRICTS AND THE BOUNDARIES OF SUCH DISTRICTS MAY
BE OBTAINED FROM THE BOARD OF COUNTY COMMISSIONERS, THE COUNTY CLERK AND
RECORDER, OR THE COUNTY ASSESSOR
N ote: Colorado Division of Insurance Regulations 8-1-2, Section 5, Paragraph G requires that "Every title entity shall be
responsible for all matters which appear of record prior to the time of recording whenever the title entity conducts the
closing and is responsible for recording or filing of legal documents resulting from the transaction which was closed."
P rovided that Stewart Title Company conducts the closing of the insured transaction and is responsible for recording
the legal documents from the transaction, exception number 1 will not appear on the Owner's Title Policy and the
Lender's Title Policy when issued.
Note: Colorado Division of Insurance Regulations 8-1-2, Section 5, Paragraph M requires that every title entity shall notify
in writing that
Affirmative Mechanic's Lien Protection for the Owner may be available (typically by deletion of Exception No. 5 of
Schedule B, Section 2 of the Commitment from the Owner's Policy to be issued) upon compliance with the following
conditions:
A. The land described in Schedule A of this commitment must be a single-family residence, which includes
a condominium or townhouse unit.
B. No labor or materials have been furnished by mechanics or materialmen for purposes of construction on the
land described in Schedule A of this Commitment within the past 6 months.
C. The Company must receive an appropriate affidavit indemnifying the Company against unfiled Mechanic's
and Materialmen's Liens.
D. The Company must receive payment of the appropriate premium.
E. If there has been construction, improvements or major repairs undertaken on the property to be purchased,
within six months prior to the Date of the Commitment, the requirements to obtain coverage for unrecorded
liens will include: disclosure of certain construction information; financial information as to the seller, the builder
and/or the contractor; payment of the appropriate premium; fully executed Indemnity agreements satisfactory
to the company; and, any additional requirements as may be necessary after an examination of the aforesaid
information by the Company.
No coverage will be given under any circumstances for labor or material for which the insured has contracted for or
agreed to pay.
To comply with the provisions of C.R.S. 10-11-123, the Company makes the following disclosure:
a. That there is recorded evidence that a mineral estate has been severed, leased or otherwise conveyed from
the surface estate and that there is a substantial likelihood that a third party holds some or all interest in oil, gas,
other minerals, or geothermal energy in the property; and
b. That such mineral estate may include the right to enter and use the property without the surface
owner's permission.
N OTE: THIS DISCLOSURE APPLIES ONLY IF SCHEDULE B, SECTION 2 OF THE TITLE COMMITMENT HEREIN
INCLUDES AN EXCEPTION FOR SEVERED MINERALS.
N otice of Availability of a Closing Protection Letter: Pursuant to Colorado Division of Insurance Regulation 8-1-3,
Section 5, Paragraph C (11)(f), a closing protection letter is available to the consumer.
N OTHING HEREIN CONTAINED WILL BE DEEMED TO OBLIGATE THE COMPANY TO PROVIDE ANY OF THE
COVERAGES REFERRED TO HEREIN, UNLESS THE ABOVE CONDITIONS ARE FULLY SATISFIED.
Stewart Title Guaranty Company Privacy Notice
Stewart Title Companies
WHAT DO THE STEWART TITLE COMPANIES DO WITH YOUR PERSONAL INFORMATION?
Federal and applicable state law and regulations give consumers the right to limit some but not all sharing. Federal and applicable state
law regulations also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to
understand how we use your personal information. This privacy notice is distributed on behalf of the Stewart Title Guaranty Company and
its title affiliates (the Stewart Title Companies), pursuant to Title V of the Gramm -Leach -Bliley Act (GLBA).
The types of personal information we collect and share depend on the product or service that you have sought through us. This
information can include social security numbers and driver's license number.
All financial companies, such as the Stewart Title Companies, need to share customers' personal information to run their everyday
business —to process transactions and maintain customer accounts. In the section below, we list the reasons that we can share
customers' personal information; the reasons that we choose to share; and whether you can limit this sharing.
Reasons we can share
your
personal
information.
Do we share
Can you limit
this
sharing?
For our everyday business
and maintain your account. This
managing customer accounts,
mailing, and auditing services,
investigations.
purposes
such
and
may
include
as
responding
to
process your
running the
transactions,
to court
transactions
business and
orders and legal
Yes
No
processing
For our marketing
you.
purposes—
to offer our
products and
services to
Yes
No
For joint marketing with other financial companies
No
We don't share
For
your
common
companies.
financial
our affiliates'
transactions and
ownership
Our affiliates
companies,
everyday
experiences.
or control.
may
such as
business
Affiliates
They can
include companies
Stewart Title
purposes
are
be financial
Company
information
related
and non -financial
a Stewart
about
by
name;
Yes
No
companies
with
For our affiliates' everyday business
your creditworthiness.
purposes
information
about
No
We don't share
For our
has developed
even
though
affiliates
to market to you
a means for you to opt
such mechanism is not
—
For your convenience, Stewart
from its affiliates marketing
required.
Yes
Yes,
address
number
handling
optout@stewart.com
1-800-335-9591.
send your first and
used in your transaction,
and the Stewart
your transaction
or fax
last name, the
your Stewart
office location that
by email
to
email
file
is
to
out
legally
For
related
non
non -affiliates
by common
-financial companies.
to market
ownership
to you. Non
or control.
-affiliates are companies
They can be financial
not
and
No
We don't share
We may disclose your personal information to our affiliates or to non -affiliates as permitted by law. If you request a transaction with a
non -affiliate, such as a third party insurance company, we will disclose your personal information to that non -affiliate. [We do not control
their subsequent use of information, and suggest you refer to their privacy notices.]
SHARING PRACTICES
How
about
often
their
do
the
practices?
Stewart Title
Companies
notify me
We must
notify
you about
our sharing
practices
when
you request
a transaction.
How do the
personal
Stewart
information?
Title
Companies
protect
my
To
security
computer,
protect
measures
file,
your
and
personal
building
that
information
comply
safeguards.
with
from
unauthorized
federal
law.
These
access and
measures
use, we
include
use
How do
personal
the
Stewart
information?
Title
Companies
collect
my
We
request
provide
We
agent
or
collect
other
also
or
insurance
such
lender
companies.
your
collect
information
personal
-related
your
involved
personal
information,
services
to
in
us
your
information
transaction,
for
example,
from
credit
others,
when
reporting
you
such
as the
agencies,
real
affiliates
estate
What
sharing can I
limit?
Although federal and state law
certain instances, we do not
give you
share your
the right to limit sharing (e.g., opt
personal information in those instances.
out) in
Contact us: If you have any questions about this privacy notice, please contact us at: Stewart Title Guaranty Company,
1360 Post Oak Blvd., Ste. 100, Privacy Officer, Houston, Texas 77056
File No.: 1152708
Revised 01-01-2020
Effective Date: January 1, 2020
Privacy Notice for California Residents
Pursuant to the California Consumer Privacy Act of 2018 ("CCPA"), Stewart Information Services Corporation and its subsidiary companies
(collectively, "Stewart") are providing this Privacy Notice for California Residents ("CCPA Notice"). This CCPA Notice supplements the
information contained in Stewart's existing privacy notice and applies solely to all visitors, users and others who reside in the State of
California or are considered California Residents ("consumers" or "you"). Terms used but not defined shall have the meaning ascribed to them
in the CCPA.
Information Stewart Collects
Stewart collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked,
directly or indirectly, with a particular consumer, household, or device. Most of the information that Stewart collects in the course of its regular
business is already protected pursuant to the Gramm -Leach -Bliley Act (GLBA). Additionally, much of this information comes from government
records or other information already in the public domain. Personal information under the CCPA does not include:
• Publicly available information from government records.
• Deidentified or aggregated consumer information.
• Certain personal information protected by other sector -specific federal or California laws, including but not limited to the Fair Credit
Reporting Act (FORA), GLBA and California Financial Information Privacy Act (FIPA).
Specifically, Stewart has collected the following categories of personal information from consumers within the last twelve (12) months:
Category
Examples
Collected?
A.
Identifiers.
A real
Protocol
license
name,
address,
number,
alias,
email
passport
postal
address,
address,
number,
unique
account
or other
personal
name,
similar
Social
identifiers.
identifier,
Security
online
identifier,
number,
driver's
Internet
YES
B.
listed
Records
1798.80(e)).
Personal
in
the
statute
information
California
(Cal.
categories
Customer
Civ.
Code
§
A
address,
card
bank
information,
information
name,
number,
account
signature,
telephone
included
insurance
medical
number,
Social
number,
credit
information,
in this
policy
Security
category
passport
card
number,
number,
or
number,
health
may
number,
education,
debit
insurance
overlap
physical
driver's
employment,
card
with
characteristics
information.
license
number,
other
categories.
or
or
state
employment
any
Some
or
identification
other
description,
personal
financial
history,
YES
C.
characteristics
federal
Protected
law.
classification
under
California
or
Age
creed,
gender,
medical
(including
(40
years
marital
gender
conditions),
familial
or
status,
identity,
older),
genetic
medical
sexual
race,
gender
information).
orientation,
color,
condition,
expression,
ancestry,
veteran
physical
national
pregnancy
or mental
or military
origin,
or
childbirth
status,
disability,
citizenship,
genetic
and
sex
religion
(including
related
information
or
YES
D. Commercial
information.
Records
considered,
of
personal
or other
property,
purchasing
products
or
consuming
or services
histories
purchased,
or
tendencies.
obtained,
or
YES
E. Biometric
information.
Genetic,
used
fingerprints,
physical
to
extract
physiological,
patterns,
faceprints,
a
template
and
sleep,
behavioral,
and
or
voiceprints,
other
health,
and
identifier
or
biological
iris
exercise
or identifying
or retina
data.
characteristics,
scans,
information,
keystroke,
or
activity
such
gait,
patterns
as,
or
other
YES
F.
activity.
Internet
or other
similar
network
Browsing
website,
application,
history,
search
or
advertisement.
history,
information
on a consumer's interaction
with
a
YES
G. Geolocation
data.
Physical
location
or movements.
YES
H. Sensory
data.
Audio,
electronic,
visual,
thermal,
olfactory,
or similar
information.
YES
I.
information.
Professional
or employment
-related
Current
or
past
job
history
or
performance evaluations.
YES
J.
(per
Privacy
34
Non-public
the
C.F.R.
Family
Act
Part
(20
education
99)).
Educational
U.S.C.
information
Section
Rights
1232g,
and
Education
or
student
records.
party
records
acting
identification
on
directly
its
behalf,
codes,
related
such
student
to
as
a student
grades,
financial
transcripts,
maintained
information,
class
by an
lists,
or student
educational
student
disciplinary
institution
schedules,
YES
K.
personal
Inferences
information.
drawn
from other
Profile
predispositions,
reflecting
a
behavior,
person's
attitudes,
preferences,
intelligence,
characteristics,
abilities,
psychological
and
aptitudes.
trends,
YES
File No.: 1152708
Revised 01-01-2020
Stewart obtains the categories of personal information listed above from the following categories of sources:
• Directly and indirectly from customers, their designees or their agents (For example, realtors, lenders, attorneys, etc.)
• Directly and indirectly from activity on Stewart's website or other applications.
• From third -parties that interact with Stewart in connection with the services we provide.
Use of Personal Information
Stewart may use or disclose the personal information we collect for one or more of the following purposes:
• To fulfill or meet the reason for which the information is provided.
• To provide, support, personalize, and develop our website, products, and services.
• To create, maintain, customize, and secure your account with Stewart.
• To process your requests, purchases, transactions, and payments and prevent transactional fraud.
• To prevent and/or process claims.
• To assist third party vendors/service providers who complete transactions or perform services on Stewart's behalf.
• As necessary or appropriate to protect the rights, property or safety of Stewart, our customers or others.
• To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and
improve our responses.
• To personalize your website experience and to deliver content and product and service offerings relevant to your interests, including
targeted offers and ads through our website, third -party sites, and via email or text message (with your consent, where required by
law)
• To help maintain the safety, security, and integrity of our website, products and services, databases and other technology assets,
and business.
• To respond to law enforcement or regulator requests as required by applicable law, court order, or governmental regulations.
• Auditing for compliance with federal and state laws, rules and regulations.
• Performing services including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and
transactions, verifying customer information, processing payments, providing advertising or marketing services or other similar
services
• To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our
assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by
us is among the assets transferred.
Stewart will not collect additional categories of personal information or use the personal information we collected for materially different,
unrelated, or incompatible purposes without providing you notice.
Disclosure of Personal Information to Affiliated Companies and Nonaffiliated Third Parties
Stewart does not sell your personal information to nonaffiliated third parties. Stewart may share your information with those you have
designated as your agent in the course of your transaction (for example, a realtor or a lender). Stewart may disclose your personal
information to a third party for a business purpose. Typically, when we disclose personal information for a business purpose, we enter a
contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any
purpose except performing the contract.
We share your personal information with the following categories of third parties:
• Service providers and vendors (For example, search companies, mobile notaries, and companies providing credit/debit card
processing, billing, shipping, repair, customer service, auditing, marketing, etc.)
• Affiliated Companies
• Litigation parties and attorneys, as required by law.
• Financial rating organizations, rating bureaus and trade associations.
• Federal and State Regulators, law enforcement and other government entities
In the preceding twelve (12) months, Stewart has disclosed the following categories of personal information for a business purpose:
Category A: Identifiers
Category B: California Customer Records personal information categories
Category C: Protected classification characteristics under California or federal law
Category D: Commercial Information
Category E: Biometric Information
Category F: Internet or other similar network activity
Category G: Geolocation data
Category H: Sensory data
Category I: Professional or employment -related information
Category J: Non-public education information
Category K: Inferences
Consumer Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your
CCPA rights and explains how to exercise those rights.
File No.: 1152708 Revised 01-01-2020
Access to Specific Information and Data Portability Rights
You have the right to request that Stewart disclose certain information to you about our collection and use of your personal information
over the past 12 months. Once we receive and confirm your verifiable consumer request, Stewart will disclose to you:
• The categories of personal information Stewart collected about you.
• The categories of sources for the personal information Stewart collected about you.
• Stewart's business or commercial purpose for collecting that personal information.
• The categories of third parties with whom Stewart shares that personal information.
• The specific pieces of personal information Stewart collected about you (also called a data portability request).
• If Stewart disclosed your personal data for a business purpose, a listing identifying the personal information categories that each
category of recipient obtained.
Deletion Request Rights
You have the right to request that Stewart delete any of your personal information we collected from you and retained, subject to certain
exceptions. Once we receive and confirm your verifiable consumer request, Stewart will delete (and direct our service providers to delete)
your personal information from our records, unless an exception applies.
Stewart may deny your deletion request if retaining the information is necessary for us or our service providers to:
1. Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions
reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
2. Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such
activities.
3. Debug products to identify and repair errors that impair existing intended functionality.
4. Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for
by law
5. Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
6. Engage in public or peer -reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable
ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement,
if you previously provided informed consent.
7. Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
8. Comply with a legal obligation.
9. Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us either:
• Calling us Toll Free at 1-866-571-9270
• Emailing us at Privacyrequest@stewart.com
• Visiting http://stewart.com/ccpa
Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information.
You may also make a verifiable consumer request on behalf of your minor child.
To designate an authorized agent, please contact Stewart through one of the methods mentioned above.
You may only make a verifiable consumer request for access or data portability twice within a 12 -month period. The verifiable consumer
request must:
• Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an
authorized representative.
• Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
Stewart cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the
request and confirm the personal information relates to you.
Making a verifiable consumer request does not require you to create an account with Stewart.
Response Timing and Format
We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to an additional
45 days), we will inform you of the reason and extension period in writing.
File No.: 1152708 Revised 01-01-2020
A written response will be delivered by mail or electronically, at your option.
Any disclosures we provide will only cover the 12 -month period preceding the verifiable consumer requests receipt. The response we provide
will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide
your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without
hindrance.
Stewart does not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly
unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate
before completing your request.
Non -Discrimination
Stewart will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
• Deny you goods or services.
• Charge you a different prices or rates for goods or services, including through granting discounts or other benefits, or imposing
penalties.
• Provide you a different level or quality of goods or services.
• Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
Changes to Our Privacy Notice
Stewart reserves the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we
will post the updated notice on Stewart's website and update the notice's effective date. Your continued use of Stewart's website
following the posting of changes constitutes your acceptance of such changes.
Contact Information
If you have questions or comments about this notice, the ways in which Stewart collects and uses your information described here, your
choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:
Phone: Toll Free at 1-866-571-9270
Website: http://stewart.comiccpa
Email: Privacyrequest@stewart.com
Postal Address: Stewart Information Services Corporation
Attn: Mary Thomas, Deputy Chief Compliance Officer
1360 Post Oak Blvd., Ste. 100, MC #14-1
Houston, TX 77056
File No.: 1152708 Revised 01-01-2020
lit stewart
URGENT WARNING ABOUT
WIRE FRAUD AND WIRING
INSTRUCTIONS
PROTECT YOURSELF
Think of the large amounts of money changing hands as part of your real estate transaction.
This makes you a target for criminals who send emails to home buyers and sellers and their real
estate or mortgage brokers with false wiring instructions. Instead of your money being sent to
the proper account/ it ends up in the fraudster's account.
If a third party sends you false information and you wire your money to the account they
provide, it is likely you may never recover the money. The money is just gone.
How do you avoid being scammed?
pop
To ensure receiving or sending wiring instructions in the safest manner possible, they should be
obtained or delivered in person or from an initial order package you received or in the mail from
your Stewart Title representative.
Before wiring funds, always call and speak with your Stewart Title representative to verify
instructions using the contact information you received in your initial order package or in person.
Never rely on email for wiring instructions as accounts can be faked or hacked and messages can
be intercepted.
If at any point during a transaction you receive changes to the wiring instructions you have been
provided, this is a huge red flag. Immediately call your Stewart Title representative for
verification. Always use a verified telephone number -never the number in the email with the
wiring instructions.
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