HomeMy WebLinkAbout20242687.tiffMariah Higgins
From:
Sent:
To:
Cc:
Subject:
Attachments:
Michelle Raimer
Monday, October 7, 2024 12:04 PM
Cheryl Hoffman
CTB; Kelly Leffler
FW: 24-25 Weld County_Drone Policy
DEN -Policy Global 24-25.pdf
Good morning, Cheryl.
Please find the attached Drone Insurance Policy received today. This policy is related to OnBase entry agreement #7952.
Thanks,
W = ,.: ) C C: I, N TY, CO
Join Our Team >
Michelle Raimer
Deputy Director of Human Resources
X970-400-4233 fNA mraimer@weld.gov
0 P.O. Box 758, 1150 O St Greeley, CO 80632
Mission Statement: Weld County Human Resources is a strategic business partner dedicated to enhancing the
employee experience; collaborating with individual departments, and supporting the values and goals of Weld
County Government.
IMPORTANT: This electronic transmission and any attached documents or other writings are intended only for the person or entity to which it is addressed and may
contain information that is privileged, confidential or otherwise protected from disclosure. If you have received this communication in error, please immediately notify
sender by return e-mail and destroy the communication Any disclosure copy ng. distribution or the taking of any action concerning the contents of this communication or
any attachments by anyone other than the named recipient is strictly prohibited.
Open Enrollment: October 21st - November 6th!
Join us for our Benefits Fair: Health Meets Wealth!
Date: Tuesday, October 29th
Time: 12 PM - 7 PM
4 Location: Administration Building
Come learn how to take full advantage of all your employee benefits, ask questions, and get the support you need.
Families Welcome!
Remember, your health is your most valuable asset.
1
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2024-2687
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From: Noelle Diak <Noelle_Diak@ajg.com>
Sent: Monday, October 7, 2024 11:35 AM
To: Michelle Raimer <mraimer@weld.gov>
Cc: Nathan Kathol <Nathan_Kathol@ajg.com>
Subject: 24-25 Weld County Drone Policy
Caution: This email originated from outside of Weld County Government. Do not click links or open attachments unless you recognize the
sender and know the content is safe.
Good Morning Michelle,
I hope you had a great weekend! We are happy to provide you with your Drone policy. It has been received and
reviewed for accuracy.
Please reach out with any questions. Thank you for your continued business.
Warm regards,
Noelle Diak CISR, CLCS
Client Service Manager, Public Entities
G. Gallagher
Insurance Risk Management Consulting
Gallagher 6300 S. Syracuse Way Suite 700, Centennial. CO 83111
D 303.889.2580 1800.333.3231 Ext 2580
Noelle Diak(c�alg.com J Iinkedin.com/Noelle Diak ( AJG.com
Claim Disclaimer: Gallagher provides risk services consultation that is tailored to our clients' particular loss history, industry risk factors, and insurance
program structure. Our services. summaries and recommendations can include claim advocacy, evaluation of loss frequency and severity. loss
prevention strategy. sufficiency of self -insured retentions, risk transfer options. identification of risk exposures, and insurance coverage for particular
claims. Our work can also include collaboration with carriers, our clients' legal counsel, loss prevention or actuarial consultants. We emphasize that any
of the above risk services, risk management opinions, and advice provided directly to clients or to clients' third -party vendors. is both confidential and
intended only for our clients' use and not for distribution. We also only offer the advice from an insurance/risk management perspective and it is NOT
legal advice or intended to supplant the advice or services provided to clients from legal counsel and advisors. We recommend that our clients seek
advice from legal counsel and third -party professionals to become fully apprised of all legal and financial implications to their businesses.
2
GLOBAL
AEROSPACE
Claims Service: Delivering on Our Promise
At Global Aerospace, how we handle your claim is one way we can make the greatest difference to you. Our claims
philosophy is to work closely with our customers to resolve claims promptly and efficiently. We never forget that we are
judged by how well we respond to our customers' needs. Our reputation reflects our strong commitment to this responsibility.
Your insurance agent or broker can assist you with prompt reporting of all claims to expedite quick settlement and assure
proper protection of your interests.
Global Aerospace maintains regional offices across the country and our seasoned claims professionals have a unique blend
of aviation and insurance knowledge. In event of a loss, our expert advice and assistance will be immediately available to
expedite repairs to damaged UAS and to advise regarding any legal liability. Global Aerospace claims staff has the expertise,
experience and authority to handle your claim.
Your insurance agent or broker and the Global Aerospace UAS Claims Office should be notified immediately of the full
details of any loss:
For Claims Service Contact:
Global Aerospace, Inc.
7400 W 110th Street
Suite 500
Overland Park, Kansas 66210
Phone: 913-451-9660
or
888-228-2281
e-mail: uasclaims@global-aero.com
This notice is provided to assist you in reporting a claim. It is not part of your policy, and neither this notice nor prompt
reporting guarantees coverage or compliance with the terms and conditions of your policy. You are therefore urged to read
your entire policy, and consult with your agent or broker for a full explanation of coverage.
GLOBAL
AEROSPACE
Privacy Statement
Global Aerospace, Inc. is the underwriter of your aircraft insurance policy.
A new federal law requires financial services companies, such as banks and insurance companies, to provide their customers
with a written statement explaining how their personal information is collected and used.
Your privacy has always been important to Global Aerospace. For that reason we do not sell or share your personal
information to any other organization for marketing purposes.
Thank you for choosing Global Aerospace as your provider of aircraft insurance. We appreciate your business, and will
continue to protect your privacy and the confidentiality of your information.
Global Aerospace Inc. appreciates the trust you placed in us when you asked us to underwrite your aircraft insurance. We
are committed to protecting your private personal information. Global Aerospace does not sell your personal information
to other companies.
Information We Have About You
We collect personal information about you from several sources:
• Information we receive from you or your insurance broker or agent on applications or other forms, and
• Information about your transactions with us, such as your payment and claims history.
How We Protect Your Personal Information
We treat your personal information with respect for your privacy. We do not disclose your personal information (whether you
are a current or former customer) to anyone, except as permitted by law. Examples of circumstances when we are permitted
by law to share your personal information are:
• We may share your information with our affiliated companies — the other companies that make up the Global
Aerospace group, and
• We may also disclose your personal information to companies that perform services on our behalf— such as a
claim adjusting company that may contact to you if you have filed a claim.
Questions
If you have any questions about our privacy practices and procedures, please do not hesitate to callus at 1-973-490-8500.
G-194 — PBO (07/07)
AVIATION INSURANCE POLICY
UNMANNED AIRCRAFT SYSTEMS
THROUGH
GLOBAL AEROSPACE, INC.
115 Tabor Road
Suite 3A
Morris Plains, NJ 07950
(973) 490-8500
FOR
WELD COUNTY
ARRANGED BY:
ARTHUR J GALLAGHER RISK MANAGEMENT SERVICES, INC.
300 ST. PETERS CENTRE BLVD., SUITE 200
ATT: AEROSPACE/OR AVIATION
ST. PETERS, MO 63376
UASCH (November 15, 2023)
AVIATION INSURANCE POLICY
UNMANNED AIRCRAFT SYSTEMS
GUIDE TO THE PROVISIONS OF YOUR POLICY
PROVISION PAGE
This guide has been prepared to help you in reading your policy. It is not a part of the policy nor does it make reference to
all of the provisions which might affect your insurance. You are therefore urged to read the entire policy carefully.
DECLARATIONS
Item 1. NAMED INSURED AND ADDRESS OF NAMED INSURED
Item 2. POLICY PERIOD
Item 3. LIMIT OF INSURANCE
Item 4. DESCRIPTION OF INSURED AIRCRAFT
Item 5. AIRCRAFT USE
Item 6. PILOTS
Item 7. COVERAGE TERRITORY
Item S. POLICY ISSUING OFFICE
Item 9. PREMIUM
Listing of Endorsements issued at Policy Inception
SECTION I - COVERAGES
PART 1 - LIABILITY
COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY
Insuring Agreement
Exclusions
SUPPLEMENTARY PAYMENTS
PART 2 - PHYSICAL DAMAGE
COVERAGE B - PHYSICAL DAMAGE TO SCHEDULED AIRCRAFT
Insuring Agreement
Exclusions
Conditions
Your Additional Duties
Adjustment and Payment
Appraisal
UASGH (December 1, 2021)
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Page 1 of 3
AVIATION INSURANCE POLICY
UNMANNED AIRCRAFT SYSTEMS
GUIDE TO THE PROVISIONS OF YOUR POLICY
PROVISION
No Benefit to Others
Salvage
Recovered Property
Application of Deductible
Automatic Increase in Insured Value of Scheduled Aircraft
Automatic Reinstatement
Premium Fully Earned After Total Loss
SECTION II - GENERAL POLICY EXCLUSIONS
TRADE OR ECONOMIC SANCTIONS AND CONFORMITY WITH LAW
GENERAL EXCLUSIONS APPLICABLE TO ALL COVERAGES
WAR, HI -JACKING AND OTHER PERILS EXCLUSION
ELECTRONIC DATE RECOGNITION
NUCLEAR RISKS
MUNITIONS
GENERAL EXCLUSIONS APPLICABLE TO PART 1 - LIABILITY ONLY
ASBESTOS
NOISE, POLLUTION AND OTHER PERILS
EMPLOYMENT RELATED PRACTICES
SECTION III - WHO IS AN INSURED
SECTION IV - LIMITS OF INSURANCE
SECTION V - POLICY CONDITIONS
Conformity With Law
Titles of Paragraphs
Representations
Premiums
Changes
Cancellation
Transfer of Your Rights and Duties Under this Policy
Bankruptcy
Legal Action Against Us
UASGH (December 1, 2021)
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Page 2 of 3
AVIATION INSURANCE POLICY
UNMANNED AIRCRAFT SYSTEMS
GUIDE TO THE PROVISIONS OF YOUR POLICY
PROVISION
Transfer of Rights of Recovery Against Others to Us
Separation of Insureds
Duties in the Event of Occurrence, Physical Damage, Claim or Suit
Inspections and Surveys
Examination of Your Books and Records
Premium Audit
Other Insurance
Automatic Insurance for Newly Acquired Aircraft
Failure to Give Notice
Financial Responsibility Laws
Two or More Scheduled Aircraft
SECTION VI - DEFINITIONS
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UASGH (December 1, 2021) Page 3 of 3
AVIATION INSURANCE POLICY
UNMANNED AIRCRAFT
POLICY NUMBER:
9027591
DECLARATIONS
The insurance afforded by this policy is provided by separate insurers described below and hereinafter referred to as "we",
"us" or "our." The liability of these insurers is several and not joint and is specifically set out below.
THE INSURERS
American Alternative Insurance Corporation
American Commerce Insurance Company
National Indemnity Company
Tokio Marine America Insurance Company
Item 1. (a) NAMED INSURED: WELD COUNTY
(b) ADDRESS OF NAMED INSURED: 1150 O STREET
GREELEY, CO 80631
Item 2. POLICY PERIOD:
From March 27, 2024 12:01 A.M. to March 27, 2025 12:01 A.M.
Wilmington, Delaware
Columbus, Ohio
Omaha, Nebraska
New York, New York
59.24%
10.00%
18.39%
12.37%
This insurance shall commence and cease on the dates and times shown. All times shown in the policy are local
time at the address of the Named Insured shown in Item 1 (b) above.
UASDH (December 15, 2022) Page i of iv
DECLARATIONS OF POLICY NUMBER 9027591 (Continued)
Item 3. LIMITS OF INSURANCE:
The limits of the insurance afforded by this policy are:
PART 1 - LIABILITY
I. Each Occurrence Limit: $1,000,000
2. Each occurrence sub -limit and deductible applicable to damaged property:
Damage to Cargo Limit: NIL
Cargo Deductible: NIL
The sub -limit described above is part of and not in addition to the Each Occurrence Limit.
3. Supplementary payment limits for emergencies and search and rescue operations related to scheduled
aircraft:
(a)
NIL is the most we will pay for expenses incurred under an emergency condition for:
(1) Application of foam on a runway;
(2) Fire and crash control and rescue; or
(b) The lesser of NIL or the insured value of the scheduled aircraft is the most we will pay for
repositioning expenses incurred following a landing made under emergency conditions at a location
where a safe takeoff cannot be made.
(c) NIL is the most we will pay for expenses incurred for search and rescue operations.
Scheduled Aircraft:
(a)
PART 2 - PHYSICAL DAMAGE
Subject to Paragraph (b) below, the limit of insurance for a scheduled aircraft is its insured value,
less any applicable deductible.
(b) The insured value of any newly acquired aircraft or any scheduled aircraft modified during the
policy period is subject to the Maximum Insured Value Limit which shall be the highest insured
value of any scheduled aircraft insured at the time such newly acquired aircraft is acquired or such
modified scheduled aircraft is modified.
Item 4. DESCRIPTION OF INSURED AIRCRAFT:
The insurance afforded is only as respects the scheduled aircraft shown in the Aircraft Schedule(s) made part of
this policy and to any newly acquired aircraft.
UASDH (December 15, 2022) Page ii of iv
DECLARATIONS OF POLICY NUMBER 9027591 (Continued)
Item 5. AIRCRAFT USE:
All operations of the Named Insured.
Item 6. PILOTS:
The policy shall not apply while a scheduled aircraft is in flight unless the pilot in command is approved by the
Named Insured and appropriately licensed for the flight being conducted.
Item 7. COVERAGE TERRITORY:
Worldwide
Item 8. POLICY ISSUING OFFICE:
This policy has been issued on our behalf through:
Global Aerospace, Inc
115 Tabor Road
Suite 3A
Morris Plains, NJ 07950
Reports or notices required to be made by you or any other insured to the Policy Issuing Office are to be made to
this organization at the address shown.
Item 9. PREMIUM:
Total Premium at Inception: $15,147
CO Surcharge: $0
The premium and rates for all aircraft insured by this policy, other than newly acquired aircraft, are as have been
agreed upon. As respects newly acquired aircraft or the modification of a scheduled aircraft, the premium and
rates applying shall be as agreed upon between the first Named Insured and us.
UASDH (December 15, 2022) Page iii of iv
DECLARATIONS OF POLICY NUMBER 9027591 (Continued)
This policy is completed by attachment of form UAS, the Aircraft Schedule(s) described in Item 4 and the following
endorsements made part of this policy on its effective date:
UASE041
UASA121
UASA 125
UASC022
UASC023
UASC025
UASC036
UASC039
UASC054
UASC061
UASC064
UASC066
UASC095
UASC096
UASC097
UASN004
UASD004
UASS010
IN WITNESS WHEREOF, we have caused this policy to be executed on our behalf by Global Aerospace, Inc., but this
policy shall not be valid unless signed by a duly authorized representative of Global Aerospace, Inc.
Kerry Roach, Secretary
Global Aerospace, Inc.
Countersignature (Where Required)
Jeffrey S. Bruno, President
Global Aerospace, Inc.
For Global Aerospace, Inc.
UASDH (December 15, 2022) Page iv of iv
AIRCRAFT SCHEDULE
(For Owned or Leased Aircraft)
I. Description of Aircraft:
Please note: Physical Damage deductibles expressed in percent format are percentages of the Insured Value.
Year. Make and Model
Identification Number
Deductibles
Insured
Value Not
(100%) In Motion In Motion
2023 HYLIO AG 210
2022 DJI INNOVATIONS MATRICE 300 RTK
2022 DJI INNOVATIONS PHANTOM 4 PRO
2022 DJI INNOVATIONS PHANTOM 4
DJI INNOVATIONS MAVIC 3T
DJI INNOVATIONS MAVIC 3T
DJI INNOVATIONS AVATA
DJI INNOVATIONS AVATA
DJI INNOVATIONS AVATA
DJI INNOVATIONS AVATA
2023 DJI INNOVATIONS MINI 3 PRO
2023 DJI INNOVATIONS MAVIC 3M
2024 DJI INNOVATIONS MAVIC 3T
2024 DJI INNOVATIONS AIR 3
2024 DJI INNOVATIONS AIR 3
2020 PARROT S.A. ANAFI
2020 PARROT S.A. ANAFI
2024 TELEDYNE SIRAS
17906080202
1 ZNBJAJ00C0033
OAXDE 1 GQA3099
07JDDCO00100UK
1581 F5FJD241600DXR84
1581F5FJD24241600D4C
56
1581F4QWB232M00301B3 $629
1581F4QWB232M00300XL $629
1581F4QWB238500300KT $629
1581 F4QWB232M00301 YD
FA33N43NNR
FA3AC9E7A3
FA3A33WLXR
FA3A33YH3K
FA3A34C7A
FA3E7AARTL
FA3E7AEMXC
FA3AW7A9HM
$18,000
$26,000
$5,500
$1,599
$3,628
$3,628
15% 15%
10% 10%
10% 10%
10% 10%
10% 10%
10% 10%
$629 10% 10%
$1,200 10% 10%
$5,500 10% 10%
$5,500 10% 10%
$1,500 10% 10%
$1,500 10% 10%
Not Covered NA NA
Not Covered NA NA
$9,700 10% 10%
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This schedule is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
By: (J-
UASSA (May 1, 2016)
Various provisions in this policy may restrict or limit coverage. Read the entire policy carefully to determine rights,
duties and what is and is not covered. The Declarations, these provisions and any attached Aircraft Schedules and
endorsements complete the policy.
Throughout this policy:
1. Words and phrases that appear in bold italicized type have special meaning (Refer to SECTION VI - DEFINITIONS);
2. The words "we", "us" and "our" refer to the insurers providing this insurance;
3. The word "insured" means the persons or organizations qualifying as such under SECTION III - WHO IS AN
INSURED;
4. The words:
(a) "First Named Insured" refer only to the first person or organization shown in Item 1 of the Declarations;
(b) "Named Insured" refer to each person or organization shown in Item 1 of the Declarations;
(c) "You" and "your" refer to the Named Insured shown in the Declarations and any other person or organization
qualifying as a Named Insured under this policy; and
5. If:
(a) Newly formed or acquired organizations are not included in the description of the Named Insured in Item 1 of
the Declarations, and
(b) During the policy period, a Named Insured forms or acquires any organization other than a partnership, joint
venture, or limited liability company,
the words "Named Insured," "you" and "your" shall refer in like manner to any such organization formed or acquired
by a Named insured. However, insurance afforded by this policy (1) applies only if there is no other insurance, similar
to the insurance afforded by this policy, available to the newly formed or acquired organization and (2) continues only
until the 60th day after the organization's formation or acquisition or the end of the policy period, whichever is earlier.
The insurance afforded by this policy as respects any newly formed or acquired organization applies only to bodily
injury or property damage that occurs and physical damage sustained after the organization's formation or acquisition.
SECTION I - COVERAGES
In consideration of the payment of the premium, in reliance upon the statements in the Declarations made part of this policy,
subject to all of the terms of this policy including the applicable limits of insurance, we agree with you as respects those
coverages shown in Item 3 of the Declarations as follows:
PART 1 - LIABILITY
COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY
1. Insuring Agreement.
(a) We will pay those sums that the insured becomes legally obligated to pay as damages because of bodily
injury or property damage that occurs during the policy period and is caused by an occurrence that takes
place in the coverage territory arising out of the ownership, maintenance, or use of a scheduled aircraft
UAS (September 1, 2021) Page 1 of 20
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
(b)
(c)
We will have the right and duty to defend the insured against any suit seeking those damages. However,
we will have no duty to defend the insured against any suit seeking damages for bodily injury or property
damage to which this insurance does not apply or when this insurance is excess. We may, at our discretion,
investigate any occurrence and settle any claim or suit that may result. But, the amount we will pay for
damages is limited as described in SECTION IV - LIMITS OF INSURANCE. Our right and duty to defend
end when we have used up the applicable limit of insurance in the payment of judgments or settlements
under Coverage A.
Our obligation to pay damages on behalf of any insured applies only to the amount of damages in excess of
any deductible amounts stated in this policy. The terms of this insurance apply irrespective of the application
of the deductible amount. We may pay any part or the entire deductible amount to effect settlement of any
claim or suit and, upon notification that we have made any such payment, the first Named Insured shall
promptly reimburse us for any deductible amount we paid.
No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided
for in SUPPLEMENTARY PAYMENTS below.
2. Exclusions.
In addition to the exclusions contained in SECTION II - GENERAL POLICY EXCLUSIONS, the following
exclusions apply to Coverage A.
This insurance does not apply to:
(a)
EXPECTED OR INTENDED INJURY
Bodily injury or property damage expected or intended from the standpoint of the insured. This exclusion
(a) does not apply to bodily injury or property damage resulting from the use of reasonable force to protect
persons or property.
(b) CONTRACTUAL LIABILITY
Bodily injury or property damage for which the insured is obligated to pay damages by reason of the
assumption of liability in a contract or agreement. This exclusion (b) does not apply to liability for damages:
(c)
(1) That the insured would have in the absence of the contract or agreement; or
(2) Assumed in a contract or agreement that is an insured contract, provided the bodily injury or property
damage occurs subsequent to the execution of the contract or agreement.
WORKERS COMPENSATION AND SIMILAR LAWS
Any obligation for which the insured or any carrier as the insured's insurer may be held liable under any
workers' compensation, unemployment compensation or disability benefits law, or under any similar law.
(d) EMPLOYER'S LIABILITY
Bodily injury to:
(1) An employee of the insured arising out of and in the course of employment by the insured; or
(2) The spouse, child, parent, brother or sister of that employee as a consequence of Paragraph (d) (1)
above.
This exclusion (d) applies:
(A) Whether the insured may be liable as an employer or in any other capacity; and
(B) To any obligation to share damages with or repay someone else who must pay damages because
of the injury.
This exclusion (d) does not apply to liability for damages assumed in a contract or agreement that is an
insured contract, provided the bodily injury occurs subsequent to the execution of the contract or agreement.
UAS (September 1, 2021) Page 2 of 20
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
(e)
(f)
(g)
(e)
(f)
DAMAGE TO PROPERTY
Property damage to property owned, occupied, rented or used by the insured or in the care, custody, or
control of the insured.
Subject to the Damage to Cargo Limit and the Cargo Deductible shown in the Declarations, as respects
property the insured does not own, this exclusion (e) does not apply to accidental physical loss of, injury to,
or destruction of cargo while in the insured's care, custody, or control other than accidental physical loss of,
injury to, or destruction of cargo caused by or resulting from:
(1) Delay, loss of market, loss of use, or any consequential loss;
(2) Gradual deterioration, moths, vermin, inherent vice, marring or scratching; or
(3) Misappropriation, secretion, conversion, infidelity or any dishonest act on the part of the insured or
any of its agents or employees.
DISPENSABLE LOADS
Bodily injury or property damage resulting from the release of a dispensable load from the aircraft
component of an unmanned aircraft system.
Provided no part of the dispensable load consists of munitions, this exclusion (f) shall not apply to any
claim or suit caused by or resulting in an aircraft crash, fire, explosion, or collision or a recorded in flight
emergency causing abnormal aircraft operation.
SUPPLEMENTARY PAYMENTS
1. We will pay, as respects any claim against an insured we investigate or settle, or any suit against an insured we
investigate, defend or settle:
(a)
All expenses we incur.
(b) Up to $5,000 for the cost of bail bonds required because of occurrences or violations of laws or regulations
for civil aviation arising out of the use of an aircraft component of an unmanned aircraft system to which
insurance for bodily injury is afforded by Part 1. We do not have to furnish these bonds.
(c)
The cost of bonds to release attachments but only for bond amounts within the applicable limit of insurance.
We do not have to furnish these bonds.
(d) All reasonable expenses incurred by the insured at our request to assist us in the investigation or settlement
of the claim or the investigation, defense or settlement of the suit, including actual loss of earnings up to
$500 per day, per employee because of time off from work.
All costs taxed against the insured in the suit.
Prejudgment interest awarded against the insured on that part of the judgment we pay. If we make an offer
to pay the applicable limit of insurance, we will not pay any prejudgment interest based on that period of
time after the offer.
All interest on the full amount of any judgment that accrues after entry of the judgment and before we have
paid, offered to pay, or deposited in court the part of the judgment that is within the applicable limit of
insurance.
UAS (September 1, 2021) Page 3 of 20
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
(c)
2. We will also pay, as respects any aircraft component of an unmanned aircraft system to which this insurance
applies:
(a)
Up to the amount shown in Paragraph 3 (a) of Item 3 of the Declarations for expenses incurred by the
insured under emergency conditions for charges made by other than an insured but limited to those expenses
associated with labor, materials, rental of equipment, vehicles or tools for:
(1) Application of foam on a runway; or
(2) Fire and crash control and rescue.
(b) Up to the amount shown in Paragraph 3 (b) of Item 3 of the Declarations for expenses incurred by the insured
for relocating such aircraft component of an unmanned aircraft system to a safe takeoff location agreed to
in advance by us following a landing made under emergency conditions at a location where a safe takeoff
cannot be made.
Up to the amount shown in Paragraph 3 (c) of Item 3 of the Declarations for expenses incurred by the insured
for search and rescue operations connected with any such aircraft component of an unmanned aircraftsystem
to which this insurance applies, which is missing and presumed crashed, provided such expenditures are
agreed to in advance by us.
However, the payments described in:
(1)
Paragraphs (a), (b) and (c) above, do not include payments for:
a. Any medical, hospital or funeral expense; or
b. Bodily injury sustained by any person;
(2) Paragraphs (a) and (c) above, do not include payments for salvage of all or part of such aircraft
component of an unmanned aircraft system;
(3) Paragraph (b) above, do not include payments for any expense which qualifies as an element of the
cost to repair (including any expense associated with dismantling and reassembly) if the aircraft
component of an unmanned aircraft system is a scheduled aircraft which sustains physical damage
to which the insurance afforded under Coverage B applies; and
(4) Paragraph (c) above, do not include:
a. Loss of or damage to equipment used in search and rescue operations; or
b. Expense incurred after it has been reasonably established that there are no survivors.
3. The supplementary payments described in Paragraphs 1 and 2 will not reduce the limits of insurance.
PART 2 — PHYSICAL DAMAGE
COVERAGE B - PHYSICAL DAMAGE TO SCHEDULED AIRCRAFT
1. Insuring Agreement.
We will pay for physical damage to the scheduled aircraft sustained anywhere in the coverage territory during the
policy period. But, the amount we will pay for physical damage to the scheduled aircraft is limited as described
in SECTION IV - LIMITS OF INSURANCE.
No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for
in Conditions below.
UAS (September 1, 2021) Page 4 of 20
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
2. Exclusions.
In addition to the exclusions contained in SECTION II - GENERAL POLICY EXCLUSIONS, the following
exclusions apply to Coverage B.
This insurance does not apply to physical damage:
DAMAGE TO TIRES
To tires installed on the scheduled aircraft caused by any peril other than fire, theft, vandalism or malicious
mischief. This exclusion does not apply if such physical damage is the direct result of other physical damage
covered by this policy.
3. Conditions.
In addition to the conditions contained in SECTION V - POLICY CONDITIONS, the following conditions apply
to Coverage B:
(a)
Your Additional Duties.
You shall:
(I)
Protect the damaged property whether or not the insurance afforded by this policy applies and if you
fail to do so, we shall have no obligation to pay for any further physical damage due to your failure
to protect the damaged property; reasonable expenses incurred in affording such protection shall be
deemed to be incurred at our request.
(2) File with us within ninety-one (91) days after physical damage, sworn proof of loss in such form
and including such information as we may reasonably require and shall, upon our request, submit to
examination under oath, exhibit the damaged property and produce for our examination all pertinent
records and invoices, permitting copies of such documents to be made, all at such reasonable times
and places as we shall designate.
(3) Do all things necessary to arrange for transfer of your interest in any salvage to us or our nominee.
(b) Adjustment and Payment.
(c)
(1)
We will adjust all claims for physical damage for which insurance is afforded by this policy with
the first Named Insured only; and
(2) Any payment we make for physical damage will be made to the first Named Insured for the account
of all interests.
Appraisal.
If we fail to reach agreement with the first Named Insured as to the value of the damaged property, or the cost
to repair the physical damage, an appraisal may be demanded by either party. In this event, each party shall
select a competent appraiser. The appraisers shall select a competent and impartial umpire. The appraisers
shall appraise the value of the damaged property, or the cost to repair the physical damage and failing to
agree shall submit their differences to the umpire. An award in writing of any two shall determine the value
of the damaged property, or the cost to repair the physical damage. Each party will pay its chosen appraiser
and shall bear equally the other expenses of the appraisal and the umpire. We shall not be held to have waived
any of our rights by any act relating to appraisal.
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(d) No Benefit to Others.
No person or organization, other than you, having custody of property insured under Part 2 will benefit from
this insurance.
(e)
(I)
(g)
Salvage.
After we have made payment for physical damage, we become the beneficiary of all salvaged property.
There shall be no abandonment without our consent.
Recovered Property.
If either you or we recover any property after we have made payment for physical damage, that party must
give the other prompt notice. At your option, the property will be returned to you. You must then return to
us the amount we paid to you for the property. We will pay recovery expenses and the expenses to repair
the recovered property, subject to the limits of insurance.
Application of Deductible.
In the event that two or more scheduled aircraft are covered by this policy, the applicable deductible shall
apply separately to each. The amount specified as a deductible does not apply to physical damage caused by:
(1) Lightning, theft, robbery or pilferage; or
(2) Fire or explosion, if such fire or explosion is not the result of collision of the aircraft while in motion.
(h) Automatic Increase in Insured Value of Scheduled Aircraft.
Subject to the Maximum Insured Value Limit shown in the Declarations, the insured value of any
scheduled aircraft that is modified shall automatically increase to reflect the additional cost, if any, of such
modification, provided that you notify the Policy Issuing Office shown in the Declarations of such increase in
the insured value within sixty (60) days following the completion of such modification and the first Named
Insured agrees to pay the additional premium we require.
(i) Automatic Reinstatement.
a)
In the event of physical damage that is not a total loss, whether or not Coverage B of this policy applies,
the insured value of the scheduled aircraft shall be reduced as of the time of physical damage by the cost
to repair the physical damage. Upon the commencement of repairs, the insured value shall be increased
by the value of the completed repairs until the insured value of the scheduled aircraft is fully restored or
this policy terminates, whichever occurs first.
Premium Fully Earned After Total Loss.
In the event of a total loss to a scheduled aircraft, after the Company has made payment in accordance with
the provisions of this policy, the premium for such scheduled aircraft shall be fully earned.
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SECTION II - GENERAL POLICY EXCLUSIONS
Other provisions of this policy may limit or exclude insurance coverage. You are therefore urged to read the entire policy
carefully.
1. TRADE OR ECONOMIC SANCTIONS AND CONFORMITY WITH LAW
This policy does not apply to the extent that trade or economic sanctions or other laws or regulations, including but
not limited to those administered and enforced by the Office of Foreign Asset Control of the United States Treasury
Department, prohibit us from providing insurance or paying claims. If the provisions of this policy are in conflict with
any other laws or regulations in force in any jurisdiction where this policy is in effect, this policy will conform to those
laws or regulations.
2. GENERAL EXCLUSIONS APPLICABLE TO ALL COVERAGES:
This policy does not cover any claim, damage, injury, loss, cost, expense or liability of any nature whatsoever arising
from, occasioned by or in consequence of (whether directly or indirectly and whether wholly or partly):
(a)
WAR, HI -JACKING AND OTHER PERILS EXCLUSION
(1)
War, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion,
revolution, insurrection, martial law, military or usurped power or attempts at usurpation of power.
(2) Any hostile detonation of any weapon of war employing atomic or nuclear fission and/or fusion or other
like reaction or radioactive force or matter.
(3) Strikes, riots, civil commotions or labor disturbances.
(4) Any act of one or more persons, whether or not agents of a sovereign power, for political or terrorist purposes
and whether the loss or damage resulting therefrom is accidental or intentional.
(5) Any malicious act or act of sabotage.
(6) Confiscation, nationalization, seizure, restraint, detention, appropriation, requisition for title or use by or
under the order of any Government (whether civil, military or de facto) or public or local authority.
Hi -jacking or any unlawful seizure or wrongful exercise of control of the aircraft or any of its crew members
in flight (including any attempt at such seizure or control) made by any person or persons acting without
the consent of the insured.
Furthermore, this policy does not cover claims or suits arising while the aircraft is outside the control of the insured
by reason of any of the above perils. The aircraft shall be deemed to have been restored to the control of the insured
on the safe return of the aircraft to the insured at an airfield not excluded by the geographical limits of this policy,
and entirely suitable for the operation of the aircraft (such safe return shall require that the aircraft be parked with
engines shut down and under no duress).
(7)
(b) ELECTRONIC DATE RECOGNITION
(1) The failure or inability to correctly recognize, process, distinguish, interpret or accept any change of year,
date or time, including but not limited to:
a. The change of year from 1999 to 2000; or
b. The change of date from August 21, 1999 to August 22, 1999;
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By any computer system, hardware, program or software, microprocessor, integrated circuit or similar
device, whether in computer equipment or non -computer equipment, whether the property of any insured
or of others; or
(2) Any advice, consultation, design, evaluation, inspection, installation, maintenance, repair, replacement or
supervision provided or done by any insured or for any insured or by any third party to determine, rectify or
test for any potential or actual problems described in Paragraph (1) above.
(c) NUCLEAR RISKS
(1) Injury or damage:
a. With respect to which the insured under this policy is also an insured under any:
(i) Nuclear energy liability policy, or
(ii) Other policy that affords insurance equivalent to that described in Paragraphs A. and B. below.
b. Resulting from the hazards described in Paragraphs (2), (3) and (4) below with respect to which:
(i)
Any person or organization is required to maintain financial protection pursuant to legislation
in any country; or
(ii) The insured under this policy is, or had this policy not been issued would be, entitled to
indemnification from any government or agency thereof;
(2) The radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear
component thereof;
(3)
The radioactive properties of, or a combination of radioactive properties with toxic, explosive or other
hazardous properties of, any other radioactive material in the course of carriage as cargo, including storage
or handling incidental thereto; or
(4) Ionizing radiations or contamination by radioactivity from, or the toxic, explosive or other hazardous
properties of, any other radioactive source whatsoever.
This exclusion (c) is subject to the following:
A. Any such radioactive material or other radioactive source referred to in Paragraphs (3) and (4) above
shall not include:
(i) Depleted uranium and natural uranium in any form;
(ii) Radioisotopes which have reached the final stage of fabrication so as to be usable for any
scientific, medical, agricultural, commercial, educational or industrial purpose.
B. Bodily injury, properly damage, or physical damage in respect of the nuclear risks not excluded by
reason of the preceding paragraph shall (subject to all other terms, conditions, limitations, warranties
and exclusions of this policy) be covered, provided that:
(i)
In the case of any claim in respect of radioactive material in the course of carriage as cargo,
including storage or handling incidental thereto, such carriage shall in all respects have
complied with the full International Civil Aviation Organization "Technical Instructions for the
Safe Transport of Dangerous Goods by Air", unless the carriage shall have been subject to any
more restrictive legislation, when it shall in all respects have complied with such legislation;
(ii) This policy shall only apply to an incident happening during the period of this policy and
where any claim by the insured against us or by any claimant against the insured arising out
of such incident shall have been made within three years after the date thereof;
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(iii) In the case of any claim for physical damage caused by or contributed to by radioactive
contamination, the level of such contamination shall have exceeded the maximum permissible
level set out in the following scale:
Emitter
(IAEA Health and Safety Regulations)
Beta, gamma and low toxicity alpha emitters
All other emitters
Maximum permissible level of non -fixed
radioactive surface contamination
(Averaged over 300cmz)
Not exceeding 4 Becquerels/cmz (104
microcuries/cm2)
Not exceeding 0.4 Becquerels/cmz (10-5
microcuries/cmz)
(iv) We may cancel coverage afforded hereby by mailing or delivering to the first Named Insured
written notice of cancellation at least seven days before the effective date of cancellation.
(d) MUNITIONS
Any discharge or release of munitions whether intentional or unintentional.
3. GENERAL EXCLUSIONS APPLICABLE TO PART 1 - LIABILITY ONLY:
This policy does not cover any claim, damage, injury, loss, cost, expense or liability of any nature whatsoever arising
from, occasioned by or in consequence of (whether directly or indirectly and whether wholly or partly):
(a)
ASBESTOS
(1) The actual, alleged or threatened presence of asbestos in any form whatsoever, or any material or product
containing, or alleged to contain, asbestos; or
(2) Any obligation, request, demand, order, or statutory or regulatory requirement that any insured or others
test for, monitor, clean up, remove, contain, treat, neutralize, protect against or in any other way respond
to the actual, alleged or threatened presence of asbestos or any material or product containing, or alleged
to contain, asbestos.
However, this exclusion 3.(a) shall not apply to any claim or suit caused by or resulting in an aircraft crash, fire,
explosion, or collision or a recorded in flight emergency causing abnormal aircraft operation.
Notwithstanding any other provisions of this policy, we will have no duty to investigate, defend or pay defense
costs in respect of:
A. Any claim or suit excluded under Paragraphs (1) or (2) above; or
B. Any such obligation, request, demand, order, or statutory or regulatory requirement described in
Paragraph (2) above.
(b) NOISE, POLLUTION AND OTHER PERILS
(1)
(2)
(3)
(4)
Noise (whether audible to the human ear or not) or vibration, sonic boom, and any phenomena associated
therewith,
Pollution and contamination of any kind whatsoever,
Electrical and electromagnetic interference, or
Interference with the use of property,
unless caused by or resulting in an aircraft crash, fire, explosion, or collision or a recorded in flight emergency
causing abnormal aircraft operation.
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(c)
Nothing in this exclusion 3(b) shall override any radioactive contamination or other exclusion clause made part
of this policy.
EMPLOYMENT RELATED PRACTICES
Employment -related practice directed at, termination of the employment of, or refusal to employ any person; or
any injury to any other person resulting from any such practice, termination, or refusal.
This exclusion 3(c) applies:
(1)
(2)
(3)
Whether the injury takes place before, during or after a person's employment;
Whether the insured may be liable as an employer or in any other capacity; and
To any obligation to share damages with or repay someone else who must pay damages because of injury.
SECTION III - WHO IS AN INSURED
t. You are an insured as respects all coverages.
2. As respects PART 1 - LIABILITY, the following are insureds if you are:
(a) An individual: your spouse and your employees, if any, but only with respect to their duties as your employees.
If you die:
(1) Until your legal representative has been appointed, any person or organization having proper temporary
custody of your property is an insured, but only with respect to liability arising out of the maintenance or
use of that property; and
(2) Upon their appointment, your legal representative is an insured, but only with respect to duties as such. That
representative will have all your rights and duties under this policy.
(b) A partnership or joint venture: your members or partners and employees, but only with respect to their duties as
your members, partners, or employees.
A limited liability company: your members, managers and employees, but only with respect to their duties as your
members, managers, or employees.
(d) An organization other than a partnership, joint venture or limited liability company: your stockholders, directors,
executive officers and employees, but only with respect to their duties as your stockholders, directors, executive
officers, or employees
(e) A trust: your trustees and employees, but only with respect to their duties as your trustees or employees.
(c)
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(c)
SECTION IV - LIMITS OF INSURANCE
1. As respects PART 1 - LIABILITY:
(a)
The Limits of Insurance shown in the Declarations or Aircraft Schedule(s) made part of this policy and the rules
below fix the most we will pay regardless of the number of:
(1) Insureds;
(2) Claims made or suits brought; or
(3) Persons or organizations making claims or bringing suits.
(b) The Each Occurrence Limit is the most we will pay for damages under Coverage A, because of all bodily injury
and property damage arising out of any one occurrence.
If any aggregate limits of insurance and aggregate deductibles are shown in this policy, they apply separately to
each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of
the policy period shown in the Declarations, unless the policy period is extended after issuance for an additional
period of less than 12 months. In that case the additional period will be deemed part of the last preceding period for
purposes of determining the limit of insurance or deductible. No aggregate limit shall be increased by successive
claims or suits or from occurrence to occurrence.
(d) The limits that shall automatically apply to a newly acquired aircraft are the same as those applicable to the first
scheduled aircraft of the same make and model shown in the Aircraft Schedule(s).
2. As respects PART 2 - PHYSICAL DAMAGE, the Limits of Insurance shown in the Declarations and Aircraft
Schedule(s) and the rules below fix the most we will pay for physical damage to the scheduled aircraft insured under
Coverage B:
(a) The most we will pay is the least of the cost to repair the physical damage, the insured value of the scheduled
aircraft or the actual cost to replace the scheduled aircraft with an aircraft of the same make and type. However,
our obligation to pay for physical damage will be reduced by the applicable deductible, if any, shown in this policy.
Upon paying for a total loss, we will have no obligation to pay for further physical damage to such scheduled
aircraft.
(b) Any increase in insured value due to modification of the scheduled aircraft is subject to the Maximum Insured
Value Limit shown in the Declarations.
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SECTION V - POLICY CONDITIONS
This policy is subject to the following conditions:
1. Conformity With Law.
If the terms of this policy are in conflict with or inconsistent with the laws of any jurisdiction where this policy is in
effect, this policy will conform to those laws.
2. Titles of Paragraphs.
The titles of the various paragraphs of this policy are inserted solely for reference and are not to be deemed in any way
to limit or affect the provisions to which they relate.
3. Representations.
By accepting this policy, you agree:
(a) The statements in the Declarations are accurate and complete;
(b) Those statements are based upon representations you made to us; and
(c) We have issued this policy in reliance upon your representations
4. Premiums.
The first Named Insured shown in the Declarations is responsible for the payment of all premiums and will be the payee
for any return premiums we pay.
5. Changes.
This policy contains all the agreements between you and us concerning the insurance afforded. The first Named Insured
shown in the Declarations is authorized to make changes in the terms of this policy with our consent. This policy's
terms can be amended or waived only by endorsement issued on our behalf by the Policy Issuing Office shown in the
Declarations and made a part of this policy.
6. Cancellation.
(a) The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance
written notice of cancellation.
(b) We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least:
(c)
(d)
(e)
(1) ten (10) days before the effective date of cancellation if we cancel for nonpayment of premium; or
(2) thirty (30) days before the effective date of cancellation if we cancel for any other reason.
We will mail or deliver our notice to the last mailing addresses known to us for the first Named Insured.
Notice of cancellation will state the effective date of cancellation. The policy period will end on that date.
If this policy is cancelled, we will send the first Named Insured any premium refund due. If we cancel, the refund
will be pro rata. If the first Named Insured cancels, the refund may be less than pro rata. The cancellation will be
effective even if we have not made or offered a refund.
(f) If notice is mailed, proof of mailing shall be sufficient proof of notice.
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7. Transfer of Your Rights and Duties Under This Policy.
Your rights and duties under this policy may not be transferred without our written consent except in the case of the
death of an individual Named Insured.
If you die, your rights and duties will be transferred to your legal representative but only while acting within the scope
of duties as your legal representative. Until your legal representative is appointed, anyone having lawful temporary
custody of your property will have your rights and duties applicable to PART 1 - LIABILITY but only with respect
to that property.
8. Bankruptcy.
Bankruptcy or insolvency of the insured or of the insured's estate will not relieve us of our obligations under this policy.
9. Legal Action Against Us.
No person or organization has a right under this policy to join us as a party or otherwise bring us into a suit asking for
damages from an insured or to sue us on this policy unless all of its terms have been fully complied with.
A person or organization may sue us to recover on an agreed settlement or on a final judgment against an insured;
but we will not be liable for damages that are not payable under the terms of this policy or that are in excess of the
applicable limit of insurance.
An agreed settlement means a settlement and release of liability signed by us, the insured and the claimant or the
claimant's legal representative.
Each of the insurers appoints the Policy Issuing Office shown in the Declarations, as duly authorized agent for service of
process. Service of process shall be made upon Policy Issuing Office at the address shown in the Declarations. However,
we do not waive our right to commence an action in any court or venue of competent jurisdiction or to seek a transfer
to another court or venue as permitted by law.
10. Transfer of Rights of Recovery Against Others to Us.
If the insured has rights to recover all or part of any payment we have made under this policy, those rights are transferred
to us. The insured must do nothing after loss to impair them. At our request, the insured will bring suitor transfer those
rights to us and help us enforce them.
11. Separation of Insureds.
Except with respect to the limits of insurance and any rights or duties specifically assigned in this policy to the first
Named Insured, this insurance applies:
(a) As if each Named Insured were the only Named Insured; and
(b) Separately to each insured against whom claim is made or suit is brought.
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12. Duties in the Event of Occurrence, Physical Damage, Claim or Suit.
(a)
You must see to it that the Policy Issuing Office shown in the Declarations is notified as soon as practicable of
an occurrence that may result in a claim or suit, or of any physical damage sustained that may result in a claim.
In the event of theft, robbery or pilferage you shall also give notice to the police. To the extent possible, notice
should include:
(1) How, when and where the occurrence or physical damage took place;
(2) The names and addresses of any injured persons and witnesses; and
(3) The nature and location of any injury or damage arising out of the occurrence or physical damage.
(b) If a claim is made or suit is brought against any insured, you and any other involved insured must immediately:
(1) Record the specifics of the claim or suit and the date received; and
(2) Send copies of any demands, notices, summonses or legal papers received in connection with the claim or
suit to the Policy Issuing Office shown in the Declarations.
You and any other involved insured must:
(1) Authorize the Policy Issuing Office shown in the Declarations to obtain records and other information;
(2) Cooperate with the Policy Issuing Office shown in the Declarations in the investigation or settlement of the
claim or defense against the suit; and
Assist the Policy Issuing Office shown in the Declarations, upon its request, in the enforcement of any right
against any person or organization that may be liable to the insured because of injury or damage to which
this insurance may also apply.
(d) No insured will, except at that insured's own cost, voluntarily make any payment, assume any obligation, or incur
any expense, other than for first aid, without the consent of the Policy Issuing Office shown in the Declarations.
13. Inspections and Surveys.
(c)
(a)
(3)
We have the right to:
(1) Make inspections and surveys at any time;
(2) Give you reports on the conditions we find; and
(3) Recommend changes.
(b) We are not obligated to make any inspections, surveys, reports or recommendations and any such actions we do
undertake relate only to insurability and the premiums to be charged. We do not make safety inspections. We do
not undertake to perform the duty of any person or organization to provide for the health or safety of workers or the
public. We do not warrant that conditions are safe or healthful or comply with laws, regulations, codes or standards.
(c)
Paragraphs (a) and (b) of this condition apply not only to us, but also to any rating, advisory, rate service or similar
organization which makes insurance inspections, surveys, reports or recommendations.
(d) Paragraph (b) of this condition does not apply to any inspections, surveys, reports or recommendations we may
make relative to certification, under state or municipal statutes, ordinances or regulations, of boilers, pressure
vessels or elevators.
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14. Examination of Your Books and Records.
We may examine and audit your books and records as they relate to this policy at any time during the policy period
and up to three years afterward.
15. Premium Audit.
(a) We will compute all premiums for this policy in accordance with our rules and rates.
(b) Premium shown in this policy as advance premium is a deposit premium only. At the close of each audit period
we will compute the earned premium for that period and send notice to the first Named Insured. The due date
for audit and retrospective premiums is the date shown as the due date on the bill. If the sum of the advance and
audit premiums paid for the policy period is greater than the earned premium, we will return the excess to the
first Named Insured.
(c)
The first Named Insured must keep records of the information we need for premium computation and send us
copies of those records at such times as we may request.
16. Other Insurance.
If other valid and collectible insurance is available to the insured for a loss covered by this policy, our obligations are
limited as follows:
(a)
Primary Insurance
This insurance is primary except when Paragraph (b) below applies. If this insurance is primary, our obligations
are not affected unless any of the other insurance is also primary. Then, we will share with all that other insurance
by the method described in Paragraph (c) below.
(b) Excess Insurance
(c)
This insurance is excess over any other primary insurance available to you, covering liability for damages to which
this policy applies, for which you have been added as an insured.
When this insurance is excess, we will have no duty arising from any coverage afforded by this policy to defend
the insured against any suit if any other insurer has a duty to defend the insured against that suit. If no other insurer
defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers.
When this insurance is excess over other insurance, we will pay only our share of the amount of the loss, if any,
that exceeds the sum of:
(1) The total amount that all such other insurance would pay for the loss in the absence of this insurance; and
(2) The total of all deductible and self -insured amounts set forth in all that other insurance.
When the insurance afforded by this policy is excess over any other insurance, then the limits of insurance shown
in this policy shall be reduced by the applicable limits of such other insurance if such other insurance shall have
been written through Global Aerospace Underwriting Managers Limited or any of its subsidiaries or subsidiaries
thereof
Using the method described in (c) below, we will share the remaining loss, if any, with any other insurance that is
not described in this Excess Insurance provision and was not bought specifically to apply in excess of the limits
of insurance shown in this policy.
Method of Sharing
If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this
approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the
loss remains, whichever comes first.
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If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under
this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable
limits of insurance of all insurers.
17. Automatic Insurance for Newly Acquired Aircraft.
(a) The coverages that shall automatically apply to the newly acquired aircraft are the same as those applicable to
the first scheduled aircraft of the same make and model shown in the Aircraft Schedule(s).
(b) Refer to SECTION IV - LIMITS OF INSURANCE for the limits of insurance applicable to newly acquired
aircraft.
18. Failure to Give Notice.
Inadvertent failure to give notice or other information to the Policy Issuing Office shown in the Declarations, as required
by this policy will not relieve us of our obligations set forth in this policy, provided that any such inadvertent failure is
corrected as soon as possible after coming to the attention of you or your Insurance Department, if any.
19. Financial Responsibility Laws.
When this policy is certified as proof of financial responsibility for the future under the provisions of any financial
responsibility law applicable to aircraft, such insurance as is afforded by this policy for bodily injury liability and
property damage liability shall comply with the provisions of such law to the extent of the coverage and limits of
insurance required by such law, but in no event in excess of the Limits of Insurance shown in the Declarations of this
policy. The insured agrees to reimburse us for any payment made by us which we would not have been obligated to
make under the terms of this policy except for the agreement contained in this paragraph.
20. Two or More Scheduled Aircraft.
When the insurance afforded by this policy applies to two or more scheduled aircraft, the terms of this policy shall
apply separately to each.
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SECTION VI - DEFINITIONS
When appearing in this policy:
Bodily injury means physical injury sustained by a person and includes
(a) Mental anguish, sickness or disease; or
(b) Death
resulting therefrom.
Cargo:
(a) Means property while being loaded, unloaded, or carried on board the aircraft component of an unmanned aircraft
system.
(b) Does not include:
(1) Property installed on the aircraft component of an unmanned aircraft system;
(2) Live animals, birds, reptiles, fish, or plants;
(3) Accounts, deeds, evidences of debt, mail, money, notes, securities, bullion, credit cards, furs, fur garments,
jewelry, precious stones, valuable papers and records, paintings, statuary or other works of art, or other
articles of extraordinary value; or
(4) Payload
Cost to repair:
(a)
Means the sum of:
(1)
The necessary cost of transporting, by the least expensive reasonable means, the damaged property,
replacement parts and tools to the place of repair and the repaired property from the place of repair to the
nearest of the place of accident or home airport or heliport; and
(2) The actual cost of:
a. Inspection, required by a manufacturer, to investigate the full extent of physical damage;
b. Using materials and parts of like kind and quality to repair or replace damaged property or replace
missing property;
c. Labor charged at straight time rates to effect such repair or replacement; and
d. Reasonable overhead, but only for that portion of the repairs actually made by you.
(b) Does not include the cost of:
(1) That part of any repair or replacement that results in better than like kind and quality; or
(2) Repair or replacement of any property that has not sustained physical damage.
Coverage territory means the territory shown in the Declarations.
Civil aviation authority means the duly constituted agency or authority of a sovereign power having jurisdiction over civil
aviation within its borders.
Dispensable load means cargo configured to be dispensed from an aircraft in flight.
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Flight means:
(a) As respects any aircraft other than a glider without self -launch capability or lighter -than -air aircraft, the time
commencing with the application of power for takeoff and continuing until (1) the completion of the decelerating
run after touching down or (2) touching down in the case of a vertically landed aircraft;
(b) As respects a glider without self -launch capability, the time commencing with the application of power for takeoff
to the tow aircraft and continuing until the glider comes to rest after landing; and
(c) As respects a lighter -than -air aircraft, the time commencing with the release of moorings and continuing until the
application of moorings.
In motion means:
(a) While the aircraft is in flight, moving under its own power or the momentum generated therefrom, or on water
and not moored; or
(b) If the aircraft is a rotorcraft, anytime that the rotors are rotating.
Insured contract means a hold harmless agreement required by a military or governmental authority as a prerequisite to the
use of an airport, heliport or a related facility.
Insured value means:
(a) As respects any scheduled aircraft which is shown in the Aircraft Schedule(s), the amount shown as part of the
description of the aircraft; or
(b) As respects any scheduled aircraft which is a newly acquired aircraft, the lesser of the Maximum Insured Value
Limit shown in the Declarations or:
(1) If purchased by you, the actual cost to you.
(2) If leased to you, the amount for which you have agreed to insure the property, as required by the lease.
Newly acquired aircraft means the aircraft component of an unmanned aircraft system that has been certified for flight by
a civil aviation authority, which you acquire after the beginning of the policy period by purchase or by exclusive written
lease for a period in excess of thirty (30) days; but, only if:
(a) It is in addition to and of the same make and model as an aircraft component of an unmanned aircraft system
shown in the Aircraft Schedule(s);
(b) On the acquisition date, there is no other insurance, similar to the insurance afforded by this policy, in effect for
such aircraft; and
(c) You report the acquisition to the Policy Issuing Office shown in the Declarations within sixty (60) days of the
acquisition and agree to pay the additional premium we require.
Occurrence means an accident, including continuous or repeated exposure to substantially the same general harmful
conditions.
Payload means equipment that is capable of enhancing the utility of the aircraft component of an unmanned aircraft system
on which it may or may not be installed, the value of which is to be treated separately from that of a scheduled aircraft and
not included in the insured value thereof. However, payload shall not include dispensable loads.
UAS (September 1, 2021) Page 18 of 20
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
Physical damage:
(a) Means direct, physical, and accidental:
(1) Loss of, or
(2) Damage to
all or part of the property insured under PART 2 — PHYSICAL DAMAGE.
(b) Does not include any of the following, however caused:
(1)
Loss of use.
(2) Any residual decrease in value after repairs are completed.
(3) Loss of the aircraft component of an unmanned aircraft system that has disappeared after the commencement
of aflight you permitted until it has been missing and not reported for thirty (30) days.
(4) The damage confined to wear and tear, freezing, depletion, rust, corrosion, erosion, or any other form of
gradual deterioration.
(5) The damage confined to mechanical or electrical breakdown, failure, or malfunction.
(6) The damage confined to an aircraft engine or auxiliary power unit or any component, accessory, or part
thereof resulting from mechanical or electrical breakdown, failure, or malfunction of any of its components,
accessories, or parts.
Heat damage to an aircraft engine or auxiliary power unit or any component, accessory, or part thereof which
occurs during the operation, attempted operation, or shutdown of the engine or unit.
(8) The damage to an aircraft engine or auxiliary power unit or any component, accessory, or part thereof that
has been contacted by a foreign object except where such damage is the result of a single recorded incident
sustained during the policy period which is of sufficient severity, when such damage is discovered, to require
immediate repairs in compliance with the requirements of the engine or unit manufacturer.
(7)
Pilot in command means the pilot responsible for the operation and safety of the aircraft.
Property damage means:
(a) Physical injury to tangible property, including all resulting loss of use of that property. All such loss of use shall
be deemed to occur at the time of the physical injury that caused it; or
(b) Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at
the time of the occurrence that caused it.
Scheduled aircraft means the aircraft component of an unmanned aircraft system that has been certified for flight by a
civil aviation authority and which is shown in the Aircraft Schedule(s), and also
(a) any newly acquired aircraft;
(b) the propulsion system and parts and equipment installed in or on the aircraft component of the unmanned aircraft
system:
(1) while installed; and
(2) while temporarily removed until replacement has commenced:
UAS (September 1, 2021) Page 19 of 20
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
a. removed parts which are intended to be replaced with similar parts shall not be considered part of
the aircraft component of an unmanned aircraft system from the moment that the replacement part
comes into physical contact with the aircraft component of an unmanned aircraft system;
b. removed parts which are not intended to be refitted to or replaced on the aircraft component of an
unmanned aircraft system shall not be considered part of the aircraft component of an unmanned
aircraft system from the moment that such parts are no longer in physical contact with the aircraft
component of an unmanned aircraft system;
(c) tools and equipment in the aircraft component of an unmanned aircraft system which have been designed for use
with the aircraft component of an unmanned aircraft system and are ordinarily carried therein.
However, scheduled aircraft shall not include payload.
Suit means a civil proceeding in which damages because of bodily injury or property damage to which this insurance applies
are alleged, and
(a) An arbitration proceeding in which such damages are claimed;
(b) Any other alternative dispute resolution proceeding in which such damages are claimed;
and to which the insured must submit or does submit with our consent.
Total loss means physical damage to scheduled aircraft:
(a) Resulting in loss of the entire scheduled aircraft, or
(b) Where the cost to repair exceeds 75% of the insured value of the scheduled aircraft.
Unmanned aircraft system means a complete system, certified as such by a civil aviation authority, consisting of an aircraft
and the associated equipment needed for its operation and remote control.
UAS (September 1, 2021) Page 20 of 20
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
ELECTRONIC DATA EVENT LIABILITY EXCLUSION
It is agreed that in addition to all other exclusions contained in the policy or its endorsements, the insurance afforded by
this policy does not apply to:
(1) Any injury that is solely mental injury, mental anguish, shock or fright, in any form, caused by:
(a) a delay in, cancellation of or failure to provide air transportation or associated services; or
(b) unauthorized access to or use of confidential, proprietary or personal information of a person or organization;
or
(2) Property damage to electronic data
arising out of a data event unless resulting from a crash, fire explosion, collision or a recorded in-flight emergency causing
abnormal aircraft operation.
This exclusion does not apply to disclosure of confidential, proprietary or personal information of a person or organization
unless wholly or partly caused by malicious computer code or by any person who is not an insured.
As used in this endorsement:
Data event means any access to, inability to access, inability to properly manipulate, loss of, loss of use of, damage to,
corruption of, alteration to or disclosure of electronic data.
Electronic data means information, facts or programs stored as or on, created or used on, or transmitted to or from computer
software, including systems and applications software, hard or floppy disks, CD-ROMs, tapes, drives, cells, data processing
devices or any other media which are used with electronically controlled equipment.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
UASE041 (October 1, 2019)
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
Endorsement No. 1
Page 1 of 1
ADDITIONAL INSURED
In consideration of the payment of the premium for this policy, it is agreed that solely as respects an occurrence arising out
of the ownership, maintenance or use of a scheduled aircraft and solely to the extent required in an agreement with you for
the use of a scheduled aircraft, the following provisions shall apply:
1. Subject to the policy exclusions and Paragraph 2 below, and to no greater extent than the scope of the insurance afforded
by this policy, as respects the insurance afforded by Coverage A — BODILY INJURY AND PROPERTY DAMAGE
LIABILITY, policy SECTION III - WHO IS AN INSURED is extended to include any person or organization, but
only as respects your use of a scheduled aircraft, and only as respects his, her, or its liability because of your acts
or omissions_
2. No person or organization described in paragraph 1 above, or agent or employee thereof, is an Insured if engaged in the
manufacture, maintenance, repair, or sale of aircraft, aircraft engines, components or accessories, or in the operation
of any airport, hangar, flying school, flight service, or aircraft or piloting service, as respects any occurrence arising
out of such activity.
3. The insurance afforded by this endorsement shall be primary without right of contribution by any other valid and
collectible insurance available to any person or organization described in paragraph 1 above.
4. Unless otherwise indicated in the policy, we waive any right of recovery we may have against any person or organization
described in paragraph 1 above because of payments we make for physical damage in accordance with Coverage B -
PHYSICAL DAMAGE TO SCHEDULED AIRCRAFT, but only to the same extent that you have waived your right
of recovery for such physical damage against such person or organization.
5. If we cancel this policy we will give written notice to each person or organization described in paragraph 1 above at least:
(a) ten (10) days before the effective date of cancellation if we cancel for non-payment of premium; or
(b) thirty (30) days before the effective date of cancellation if we cancel for any other reason.
6. If we require any material change that is adverse to the interest of any person or organization described in paragraph 1
above, we will give thirty (30) days written notice to each person or organization described in paragraph 1 above.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
Endorsement No. 2
UASA121 (October 1, 2018) Page 1 of 1
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
AMENDMENT OF DEFINED TERMS
In consideration of the payment of the premium for this policy, it is agreed that the definitions of Scheduled aircraft, Newly
acquired aircraft and Unmanned aircraft system that appear in SECTION VI - DEFINITIONS are deleted in their entirety
and replaced with the following:
Scheduled aircraft means the aircraft component of an unmanned aircraft system that is shown in the Aircraft Schedule(s),
and also
(a)
any newly acquired aircraft;
(b) the propulsion system and parts and equipment installed in or on the aircraft component of the unmanned aircraft
system:
(c)
(1)
while installed; and
(2) while temporarily removed until replacement has commenced:
a. removed parts which are intended to be replaced with similar parts shall not be considered part of the
aircraft component of an unmanned aircraft system from the moment that the replacement part comes
into physical contact with the aircraft component of an unmanned aircraft system;
b. removed parts which are not intended to be refitted to or replaced on the aircraft component of an
unmanned aircraft system shall not be considered part of the aircraft component of an unmanned
aircraft system from the moment that such parts are no longer in physical contact with the aircraft
component of an unmanned aircraft system;
tools and equipment in the aircraft component of an unmanned aircraft system which have been designed for use
with the aircraft component of an unmanned aircraft system and are ordinarily carried therein.
However, scheduled aircraft shall not include payload.
Newly acquired aircraft means the aircraft component of an unmanned aircraft system which you acquire after the
beginning of the policy period by purchase or by exclusive written lease fora period in excess of thirty (30) days; but, only if:
(a) It is in addition to and of the same make and model as an aircraft component of an unmanned aircraft system
shown in the Aircraft Schedule(s);
(b) On the acquisition date, there is no other insurance, similar to the insurance afforded by this policy, in effect for
such aircraft; and
(c) You report the acquisition to the Policy Issuing Office shown in the Declarations within sixty (60) days of the
acquisition and agree to pay the additional premium we require.
Unmanned aircraft system means a complete system consisting of an aircraft and the associated equipment needed for its
operation and remote control.
Endorsement No. 3
UASA 125 (November 15, 2017) Page 1 of 2
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
Endorsement No. 3
UASA 125 (November 15, 2017) Page 2 of 2
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
LIABILITY COVERAGE
(Applicable to the WAR, HI -JACKING AND OTHER PERILS EXCLUSION)
In consideration of the payment of the premium for this policy, it is agreed that sub -paragraphs (1), (3), (4), (5), (6) and (7)
of GENERAL EXCLUSIONS APPLICABLE TO ALL COVERAGES, exclusion (a) WAR, HI -JACKING AND OTHER
PERILS EXCLUSION are deleted as respects the Liability Coverages afforded by this policy. This insurance is subject to the
following provisions which are applicable only to the insurance afforded by this endorsement and which shall be in addition
to all other applicable provisions not amended in this endorsement:
1. Exclusion applicable only to any insurance afforded as respects the deletion of sub -paragraph (1) of GENERAL
EXCLUSIONS APPLICABLE TO ALL COVERAGES, exclusion (a) WAR, HI -JACKING AND OTHER PERILS
EXCLUSION:
This insurance shall not include liability for damage to any form of property on the ground situated outside Canada and
the United States of America unless caused by or arising out of the use of aircraft.
2. Limitation of Liability:
The limit of our liability as respects the insurance afforded by this endorsement shall be a sub -limit of $50,000,000 or
the applicable policy limit whichever the lesser any one occurrence and in the annual aggregate. This sub -limit shall
apply within the full policy limit and not in addition thereto.
3. Automatic Termination:
To the extent provided below, insurance afforded by this endorsement shall terminate automatically in the following
circumstances:
(a) All insurance:
Upon the outbreak of war (whether there be a declaration of war or not) between any two or more of the following
states: the United Kingdom, the United States of America, France, the Russian Federation, the People's Republic
of China;
(b) Any insurance afforded in respect of the deletion of sub -paragraph (1) of GENERAL EXCLUSIONS
APPLICABLE TO ALL COVERAGES, exclusion (a) WAR, HI -JACKING AND OTHER PERILS
EXCLUSION:
Upon the hostile detonation of any weapon of war employing atomic or nuclear fission and/or fusion or other like
reaction or radioactive force or matter wheresoever or whensoever such detonation may occur and whether or not
an aircraft may be involved;
(c) All insurance in respect of any aircraft requisitioned for either title or use:
Upon such requisition;
provided that if an aircraft is in the air when (a), (b) or (c) occurs, then the insurance afforded by this endorsement
(unless otherwise canceled, terminated or suspended) shall continue in respect of such aircraft until completion of its
first landing thereafter.
Endorsement No. 4
UASC022 (June 1, 2014) Page 1 of 2
4. Review and Cancellation:
(a) Review of Premium and/or Geographical Limits (7 days)
We may give notice to review premium and/or geographical limits - such notice to become effective on the expiry
of seven (7) days from 12:01 A.M. local time at the address of the First Named Insured set forth in the policy on
the day after which notice is given.
(b) Limited Cancellation (48 hours)
Following a hostile detonation as specified in 3 (b) above, we may give notice of cancellation of one or more
parts of the insurance afforded by this endorsement by reference to sub -paragraphs (3), (4), (5), (6) and/or (7)
of GENERAL EXCLUSIONS APPLICABLE TO ALL COVERAGES, exclusion (a) WAR, HI -JACKING AND
OTHER PERILS EXCLUSION - such notice to become effective on the expiry of forty-eight (48) hours from
12:01 A.M. local time at the address of the First Named Insured set forth in the policy on the day after which
notice is given.
(c) Cancellation (7 days)
The insurance afforded by this endorsement may be canceled by either us or the First Named Insured giving notice
to become effective on the expiry of seven (7) days from 12:01 A.M. local time at the address of the First Named
Insured set forth in the policy on the day after which notice is given.
(d) Notices
All notices referred to in this endorsement shall be in writing.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
UASC022 (June 1, 2014)
Endorsement Premium: Included
Endorsement No. 4
Page 2 of 2
PHYSICAL DAMAGE COVERAGE
(Applicable to the War, Hi -jacking and Other Perils Exclusion)
In consideration of the payment of the premium for this policy, and solely as respects the aircraft, ground equipment and
payloads described in the schedule of this endorsement, it is agreed that sub -paragraphs (1), (3), (4), (5), (6) and (7) of
SECTION II - GENERAL POLICY EXCLUSIONS, Exclusion 2(a), the War, Hi -jacking and Other Perils Exclusion, of
this policy are deleted as respects the Physical Damage Coverage afforded by this policy. This insurance is subject to the
following provisions which are applicable only to the insurance afforded by this endorsement and which shall be in addition
to all other applicable provisions not amended in this endorsement:
1. This insurance shall only apply to the extent that the loss or damage is not otherwise excluded by sub -paragraph (2) of
SECTION II - GENERAL POLICY EXCLUSIONS, Exclusion 2(a), the War, Hijacking and Other Perils Exclusion.
2. The limits of our liability as respects the insurance afforded by this endorsement shall not exceed, in the aggregate
during the policy period, the lesser of:
(a) the sum of the Insured Values of the aircraft, ground equipment and payloads described in the schedule of this
endorsement on the date of loss, or
(b) $300,000,000.
3. (a) Amendment of Terms or Cancellation:
We may give notice, effective on the expiry of seven (7) days from 12:01 A.M. local time at the address of the
first Named Insured set forth in the policy on the day after which notice is issued, to review the rate of premium
and/or the geographical limits. In the event of the review of the rate of premium and/or the geographical limits
not being accepted by the first Named Insured then at the expiry of the said seven (7) days, this endorsement shall
become canceled at that date.
(b) Automatic Review of Terms or Cancellation:
Notwithstanding 3 (a) above, this endorsement is subject to automatic review by us of the rate of premium and/
or conditions and/or geographical limits effective on the expiry of seven (7) days from the time of any hostile
detonation of any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or
radioactive force or matter wheresoever or whensoever such detonation may occur and whether or not an aircraft
described in the schedule of this endorsement may be involved. In the event of the review of the rate of premium
and/or conditions and/or the geographical limits not being accepted by the first Named Insured then at the expiry
of the said seven (7) days, this endorsement shall become canceled at that date.
(c) Cancellation by Notice:
This endorsement may be canceled by us or the first Named Insured giving notice not less than seven (7) days
prior to the end of each period of three (3) months from inception.
Endorsement No. 5
UASC023 (October 15, 2014) Page 1 of 2
4. Automatic Termination:
Whether or not such notice of cancellation has been given, this endorsement shall terminate automatically upon
the outbreak of war (whether there be a declaration of war or not) between any of the following states: the United
Kingdom, the United States of America, France, the Russian Federation, the People's Republic of China. Provided
that if an aircraft described in the schedule of this endorsement is in flight when such outbreak of war occurs
then this endorsement, subject to its terms and conditions and provided it is not otherwise canceled, terminated or
suspended, will be continued as respects such aircraft until such aircraft has completed its first landing thereafter.
5. As used in this endorsement, ground equipment means the non -aircraft components of an unmanned aircraft
system. However, ground equipment shall not include payload.
SCHEDULE
Year, Make, Model & Identification Number
2023 DJI INNOVATIONS MAVIC 3M, FA3AC9E7A3
2024 DJI INNOVATIONS MAVIC 3T, FA3A33WLXR
DJI INNOVATIONS MAVIC 3T, 1581F5FJD241600DXR84
DJI INNOVATIONS AVATA, 1581F4QWB232M00301YD
2023 HYLIO AG 210, 17906080202
2022 DJI INNOVATIONS PHANTOM 4 PRO, OAXDEIGQA3099
2023 DJI INNOVATIONS MINI 3 PRO, FA33N43NNR
DJI INNOVATIONS AVATA, 1581F4QWB232M00300XL
2022 DJI INNOVATIONS MATRICE 300 RTK, IZNBJAJOOC0033
DJI INNOVATIONS AVATA, 1581F4QWB232M00301B3
DJI RC PLUS, 4LFCL5F005FX00
DJI INNOVATIONS AVATA, 1581F4QWB238500300KT
2024 DJI INNOVATIONS AIR 3, FA3A33YH3K
CZI GIMBAL SPOTLIGHT GL60 PLUS, 6PSP211164
2024 TELEDYNE SIRAS, FA3AW7A9HM
2024 DJI INNOVATIONS AIR 3, FA3A34C7A
DJI INNOVATIONS MAVIC 3T, 1581F5FJD24241600D4C56
2022 DJI INNOVATIONS PHANTOM 4, 07JDDCU00100UK
DJI ZENMUSE H2OT, 1 W9DJ7H00103 WY
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
UASC023 (October 15, 2014)
Endorsement Premium: Included
Endorsement No. 5
Page 2 of 2
ELECTRONIC DATE RECOGNITION EXCLUSION
LIMITED COVERAGE ENDORSEMENT
In consideration of the premium charged and to the extent such coverage is afforded by the policy, the Electronic Date
Recognition Exclusion shall not apply to:
1. any of the Physical Damage coverages, if any, provided by the policy; or
2. any sums which the insured shall become legally obligated to pay as damages because of bodily injury or property
damage caused by an occurrence.
Notwithstanding paragraph 2 above, this endorsement shall not apply to:
(a) any coverage for loss of use caused by an occurrence during the policy period arising out of subparagraph (1) or
(2) of the Electronic Date Recognition Exclusion unless such loss of use also arises out of additional injury in the
form of physical injury to or destruction of tangible property; or
(b) any coverage for grounding; or
(c) any coverage applying in excess of any scheduled underlying insurance.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
UASC025 (June 1, 2014)
Endorsement Premium: Included
Endorsement No. 6
Page 1 of 1
MEDICAL EXPENSES COVERAGE
In consideration of the premium, it is agreed that we will pay all reasonable medical expenses incurred within one (1) year
from the date of injury, to or for each person who sustains bodily injury caused by an occurrence arising out of the premises
hazard or the ownership, maintenance or use of a scheduled aircraft
1. EXCLUSION
In addition to the exclusions contained in SECTION II - GENERAL POLICY EXCLUSIONS, the insurance
afforded by this endorsement does not apply to medical expenses incurred by or for any employee of the insured to
the extent that any such expenses are payable under any worker's compensation or disability benefits law, or under
any similar law.
2. LIMITS OF LIABILITY
Our total liability for all medical expenses incurred by or on behalf of each person as the result of any one occurrence
shall not exceed $5,000.
3. CONDITION
In addition to the Conditions contained in SECTION V - POLICY CONDITIONS, the following condition applies
to the insurance afforded by this endorsement:
Medical Reports: Proof and Payment of Claim.
As soon as practicable the injured person or someone on that person's behalf shall give to us written proof of claim,
under oath if required, and shall, after each request from us, execute authorization to enable us to obtain medical reports
and copies of records. The injured person shall submit to physical examination by physicians selected by us when and
as often as we may reasonably require. We may pay the injured person or any person or organization rendering the
services and such payment shall reduce the amount payable for such injury. Payment for medical expenses shall not
constitute an admission of liability of any person or organization or of us.
4. DEFINITIONS
The following definition is added to SECTION VI - DEFINITIONS:
Medical Expenses means expenses for necessary medical, surgical, x-ray and dental services, including prosthetic
devices, and necessary ambulance, hospital, professional nursing and funeral services.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
Endorsement No. 7
UASC036 (February 1, 2016) Page 1 of 1
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
LIABILITY FOR SALE OF UNMANNED AIRCRAFT SYSTEMS, PARTS OR SERVICES
In consideration of the premium paid for this policy, it is agreed that:
1. We will pay those sums that the insured becomes legally obligated to pay as damages because of bodily injury or
property damage that occurs during the policy period and is caused by an occurrence that takes place in the coverage
territory arising out of:
(a) unmanned aircraft systems that you have either sold or relinquished from an exclusive written lease; or
(b) materials, parts, equipment, fuel, lubricants or services for unmanned aircraft systems of others provided or
performed by you on a not -for-profit basis,
but only if the bodily injury or property damage occurs after physical possession of such unmanned aircraft systems,
materials, parts, equipment, fuel or lubricants has been relinquished to others or any services have been completed.
2. The insurance afforded by this endorsement does not apply to liability for bodily injury or property damage arising
out of the sale or relinquishment from an exclusive written lease of unmanned aircraft systems if the insured is in the
business of the manufacture, distribution or sale of unmanned aircraft systems.
3. The limit of the insurance afforded by this endorsement is equal to the Each Occurrence limit shown in the
Declarations, each occurrence, which shall be part of and not in addition to the Each Occurrence limit shown in the
Declarations.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
UASC039 (August 15, 2016)
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
Endorsement No. 8
Page 1 of 1
TERRORISM RISK INSURANCE ACT OF 2002 COVERAGE
(As Modified and Extended by: The Terrorism Risk Insurance Extension Act of 2005 and
The Terrorism Risk Insurance Program Reauthorization Acts of 2007, 2015 and 2019)
In consideration of the payment of the premium for this policy, it is agreed that:
1. As respects the provisions of the federal Terrorism Risk Insurance Act of 2002, as amended, hereinafter referred to as
'the Act,' the policy to which this endorsement is attached is hereby amended to afford coverage in compliance with
and only to the extent required by the provisions of the Act. Otherwise, all terms, conditions and exclusions remain
unchanged and apply to the insurance afforded by this endorsement to the extent permitted by the provisions of the Act.
The Act has been modified and extended by the Terrorism Risk Insurance Extension Act of 2005, and the Terrorism
Risk Insurance Program Reauthorization Acts of 2007, 2015 and 2019.
2. The provisions of the Act state that the Terrorism Risk Insurance Program "shall terminate on December 31, 2027."
Unless the program is renewed, extended or otherwise continued by the federal government, the insurance afforded by
this endorsement shall terminate as of the date when any one or more of the following first occurs:
(a) the policy period ends;
(b) the federal Terrorism Risk Insurance Program has terminated either in its entirety or as respects the type of
insurance provided by this policy; or
(c) a renewal, extension or continuation of the Terrorism Risk Insurance Program has become effective without a
requirement to make terrorism coverage available as respects the type of insurance afforded by this policy.
3. If the insurance afforded by this endorsement is not terminated in accordance with the provisions of paragraph 2 (b) or
(c) above, insurance will remain in force without change for the remainder of the policy period, unless we notify the
first Named Insured of any such change in response to any change in the federal law.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
Endorsement No. 9
UASC054 (February 15, 2020) Page 1 of 1
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
PERSONAL AND ADVERTISING INJURY LIABILITY
In consideration of the payment of the premium for this policy, and subject to the following provisions which are applicable
only to the insurance afforded by this endorsement and which shall be in addition to all other applicable provisions not
amended in this endorsement, it is agreed that:
1. Insuring Agreement.
(a) We will pay those sums that the insured becomes legally obligated to pay as damages because of personal and
advertising injury to which this insurance applies. We will have the right and duty to defend the insured against
any suit seeking those damages. However, we will have no duty to defend the insured against any suit seeking
damages for personal and advertising injury to which this insurance does not apply or when this insurance is
excess. We may at our discretion investigate any offense and settle any claim or suit that may result. But:
(1) The amount we will pay for damages is limited as described in paragraph 5 of this endorsement, and
(2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of
judgments or settlements under Coverage A.
No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for
under SUPPLEMENTARY PAYMENTS in PART 1 — LIABILITY.
(b) This insurance applies to personal and advertising injury caused by an offense arising out of use of any unmanned
aircraft system by you or on your behalf, but only if the offense was committed in the coverage territory and
during the policy period.
2. The following definitions are added to the policy:
Advertisement means a notice that is broadcast or published to the general public or specific market segments about your
goods, products or services for the purpose of attracting customers or supporters. For the purposes of this definition:
(a) Notices that are published include material placed on the Internet or on similar electronic means of
communication; and
(b) Regarding web -sites, only that part of a web -site that is about your goods, products or services for the purposes
of attracting customers or supporters is considered an advertisement.
Personal and advertising injury means injury, including consequential bodily injury, arising out of one or more of
the following offenses:
(a)
(b)
(0)
False arrest, detention or imprisonment;
Malicious prosecution;
The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room,
dwelling or premises that a person occupies, committed by or on behalf of its owner, landlord or lessor;
(d) Oral or written publication, in any manner, of material that slanders or libels a person or organization or
disparages a person's or organization's goods, products or services;
(e) Oral or written publication, in any manner, of material that violates a person's right of privacy;
(f) The use of another's advertising idea in your advertisement; or
(g) Infringing upon another's copyright, trade dress or slogan in your advertisement.
Endorsement No. 10
UASC061 (October 15, 2016) Page 1 of 4
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
Personal and advertising injury caused by or at the direction of the insured with the knowledge that the act would
violate the rights of another and would inflict personal and advertising injury.
(b) MATERIAL PUBLISHED WITH KNOWLEDGE OF FALSITY
Personal and advertising injury arising out of oral or written publication, in any manner, of material, if done by
or at the direction of the insured with knowledge of its falsity.
MATERIAL PUBLISHED PRIOR TO POLICY PERIOD
Personal and advertising injury arising out of oral or written publication, in any manner, of material whose first
publication took place before the beginning of the policy period.
(d) CRIMINAL ACTS
Personal and advertising injury arising out of a criminal act committed by or at the direction of the insured.
(e) CONTRACTUAL LIABILITY
Personal and advertising injury for which the insured has assumed liability in a contract or agreement. This
exclusion (e) does not apply to liability for damages that the insured would have in the absence of the contract
or agreement.
BREACH OF CONTRACT
(I)
(g)
Personal and advertising injury arising out of a breach of contract, except an implied contract to use another's
advertising idea in your advertisement.
QUALITY OR PERFORMANCE OF GOODS - FAILURE TO CONFORM TO STATEMENTS
Personal and advertising injury arising out of the failure of goods, products or services to conform with any
statement of quality or performance made in your advertisement.
(h) WRONG DESCRIPTION OF PRICES
Personal and advertising injury arising out of the wrong description of the price of goods, products or services
stated in your advertisement.
INFRINGEMENT OF COPYRIGHT, PATENT, TRADEMARK OR TRADE SECRET
Personal and advertising injury arising out of the infringement of copyright, patent, trademark, trade secret or
other intellectual property rights. This exclusion (i) does not apply to infringement, in your advertisement, of
copyright, trade dress or slogan.
(j) INSUREDS IN MEDIA AND INTERNET TYPE BUSINESSES
Personal and advertising injury committed by an insured whose business is:
(1) Advertising, broadcasting, publishing or telecasting;
(2) Designing or determining content of web -sites for others; or
(3) An Internet search, access, content or service provider.
This exclusion (j) does not apply to Paragraphs (a), (b) and (c) of the definition of personal and advertising injury.
For the purposes of this exclusion (j), the placing of frames, borders or links, or advertising, for you or others
anywhere on the Internet is not, by itself, considered the business of advertising, broadcasting, publishing or
telecasting.
(i)
3. Exclusions.
In addition to the exclusions contained in SECTION II - GENERAL POLICY EXCLUSIONS, including those
applicable to PART I - LIABILITY ONLY, the insurance afforded by this endorsement does not apply to:
(a)
KNOWING VIOLATION OF RIGHTS OF ANOTHER
(c)
Endorsement No. 10
UASC061 (October 15, 2016) Page 2 of 4
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
(k) ELECTRONIC CHATROOMS OR BULLETIN BOARDS
Personal and advertising injury arising out of an electronic chatroom or bulletin board the insured hosts, owns,
or over which the insured exercises control.
(1) UNAUTHORIZED USE OF ANOTHER'S NAME OR PRODUCT
Personal and advertising injury arising out of the unauthorized use of another's name or product in your e-mail
address, domain name or metatag, or any other similar tactics to mislead another's potential customers.
(m) RECORDING AND DISTRIBUTION OF MATERIAL OR INFORMATION IN VIOLATION OF LAW
Personal and advertising injury arising directly or indirectly out of any action or omission that violates or is
alleged to violate:
(1)
(2)
(3)
The Telephone Consumer Protection Act (TCPA), including any amendment or addition to such law;
The CAN-SPAM Act of 2003, including any amendment of or addition to such law;
The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair
and Accurate Credit Transactions Act (FACTA); or
(4) Any federal, state, or local statute, ordinance, or regulation, other than the TCPA, CAN-SPAM Act of
2003, or FCRA and their amendments and additions, that addresses, prohibits, or limits the printing,
dissemination, disposal, collecting, recording, sending, transmitting, communicating, or distribution of
material or information.
4. Paragraph 1 (b) of the section entitled SUPPLEMENTARY PAYMENTS in PART 1 — LIABILITY is amended to
read as follows:
(b) Up to $5,000 for the cost of bail bonds required because of occurrences, offenses or violations of laws or
regulations for civil aviation arising out of the use of an aircraft component of an unmanned aircraft system to
which insurance for bodily injury is afforded by Part 1. We do not have to furnish these bonds.
5. Limits of our Liability.
Regardless of the number of:
(a) persons or organizations who are Insureds,
(b) persons or organizations who sustain personal and advertising injury, or
(c) claims made or suits brought on account of personal and advertising injury,
our liability is limited as follows:
(i) the PERSONAL AND ADVERTISING INJURY AGGREGATE LIMIT shown in the schedule of this
endorsement shall be a part of and not in addition to the Each Occurrence limit of liability for Coverage
A, set forth in the Declarations. Our Each Occurrence limit of liability for Coverage A is the most we will
pay for the sum of damages under Coverage A because of all bodily injury and property damage arising
out of any one occurrence and damages because of personal and advertising injury, if damages because
of personal and advertising injury are also sought in any claim or suit seeking damages because of bodily
injury or property damage.
(ii) subject to (i) above, the PERSONAL AND ADVERTISING INJURY AGGREGATE LIMIT shown in the
schedule of this endorsement is the most we will pay for damages because of all personal and advertising
injury.
Aggregate limits described in this policy apply separately to each consecutive annual period and to any remaining
period of less than 12 months, starting with the beginning of the policy period shown in the Declarations, unless the
policy period is extended after issuance for an additional period of less than 12 months. In that case the additional period
Endorsement No. 10
UASC061 (October 15, 2016) Page 3 of 4
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
will be deemed part of the last preceding period for purposes of determining the Limit of Insurance or deductible. No
aggregate limit shall be increased by successive claims or suits or from offense to offense.
6. SECTION V - POLICY CONDITIONS, paragraph 12 is amended to read as follows:
12. Duties in the Event of Occurrence, Offense, Physical Damage, Claim or Suit.
(a)
You must see to it that the Policy Issuing Office shown in the Declarations is notified as soon as practicable
of an occurrence or offense that may result in a claim or suit, or of any physical damage sustained that may
result in a claim. In the event of theft, robbery or pilferage you shall also give notice to the police. To the
extent possible, notice should include:
(1) How, when and where the occurrence, offense or physical damage took place;
(2) The names and addresses of any injured persons and witnesses; and
(3) The nature and location of any injury or damage arising out of the occurrence, offense or physical
damage.
(b) If a claim is made or suit is brought against any insured, you and any other involved insured must immediately:
(1) Record the specifics of the claim or suit and the date received; and
(2) Send copies of any demands, notices, summonses or legal papers received in connection with the claim
or suit to the Policy Issuing Office shown in the Declarations.
You and any other involved insured must:
(1) Authorize the Policy Issuing Office shown in the Declarations to obtain records and other information;
(2) Cooperate with the Policy Issuing Office shown in the Declarations in the investigation or settlement of
the claim or defense against the suit; and
(3) Assist the Policy Issuing Office shown in the Declarations, upon its request, in the enforcement of any
right against any person or organization that may be liable to the insured because of injury or damage
to which this insurance may also apply.
(d) No insured will, except at that insured's own cost, voluntarily make any payment, assume any obligation,
or incur any expense, other than for first aid, without the consent of the Policy Issuing Office shown in the
Declarations.
(c)
Schedule of Limits
PERSONAL AND ADVERTISING INJURY AGGREGATE LIMIT $1,000,000
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
UASC061 (October 15, 2016)
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
Endorsement No. 10
Page 4 of 4
PREMISES COVERAGE
1. In consideration of the premium, it is agreed that the COVERAGE A —BODILY INJURY AND PROPERTY DAMAGE
LIABILITY Insuring Agreement is deleted and replaced with the following:
1. Insuring Agreement.
(a) We will pay those sums that the insured becomes legally obligated to pay as damages because of bodily
injury or property damage that occurs during the policy period and is caused by an occurrence that takes
place in the coverage territory arising out of the ownership, maintenance, or use of a scheduled aircraft or
the premises hazard.
We will have the right and duty to defend the insured against any suit seeking those damages. However,
we will have no duty to defend the insured against any suit seeking damages for bodily injury or property
damage to which this insurance does not apply or when this insurance is excess. We may, at our discretion,
investigate any occurrence and settle any claim or suit that may result. But, the amount we will pay for
damages is limited as described in SECTION IV - LIMITS OF INSURANCE. Our right and duty to defend
end when we have used up the applicable limit of insurance in the payment of judgments or settlements
under COVERAGE A.
(b) Our obligation to pay damages on behalf of any insured applies only to the amount of damages in excess
of any deductible amounts stated in this policy. The terms of this insurance apply irrespective of the
application of the deductible amount. We may pay any part or the entire deductible amount to effect
settlement of any claim or suit and, upon notification that we have made any such payment, the first Named
Insured shall promptly reimburse us for any deductible amount we paid.
(c) No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided
for in SUPPLEMENTARY PAYMENTS under COVERAGE A — BODILY INJURY AND PROPERTY
DAMAGE LIABILITY.
2. The following definitions are added to SECTION VI - DEFINITIONS:
Auto means a land vehicle, including any trailer, that is subject to a compulsory or financial responsibility law or other
motor vehicle insurance law where it is licensed or principally garaged.
Mobile equipment:
(a) means a vehicle which is maintained for use exclusively on or next to premises on an airport or heliport;
(b) includes any special use vehicle designed for the maintenance, servicing or handling of scheduled
aircraft; and
(c) does not include an auto.
Premises means locations you use in connection with the storage, maintenance, or use of scheduled aircraft.
Premises hazard means the ownership, maintenance, or use of premises, including the use of an auto and the use of
mobile equipment, other than bodily injury or property damage arising out of
(a) the ownership, maintenance, use, or entrustment to others of an auto other than on that part of an airport or
heliport normally restricted to the movement, parking or storage of aircraft;
(b) Goods or products designed, manufactured, sold, handled or distributed by:
(1) you or by others trading under your name, or
(2) the insured, other than you, or by others trading under its name,
after physical possession of the goods or products had been relinquished to others.
Endorsement No. 11
UASC064 (July 1, 2022) Page 1 of 2
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
(c) Services:
(1) you have performed or that others have performed on your behalf, or
(2) the insured, other than you, has performed or that others have performed on its behalf,
including any materials, parts or equipment furnished in connection with such services, after any such service
has been completed.
3. In addition to the exclusions contained in SECTION II - GENERAL POLICY EXCLUSIONS, the following exclusions
apply to the insurance afforded by this endorsement.
In respect of the Premises Hazard, this insurance does not apply to:
(a) bodily injury or property damage arising out of the use of ships, vessels, craft or aircraft owned, chartered,
used or operated by or on account of you in the care, custody or control of or while being serviced, handled
or maintained by you;
(b) bodily injury or property damage arising out of construction of, demolition of or alterations to buildings,
runways or installations;
(c) bodily injury or property damage arising out of any air meet, air race, air show or any stand used for the
accommodation of spectators in connection therewith; or
(d) the cost of making good any faulty workmanship, but this exclusion shall not apply to bodily injury or property
damage caused by an occurrence and caused by such faulty workmanship.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
UASC064 (July 1, 2022)
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
Endorsement No. 11
Page 2 of 2
FIRE LEGAL LIABILITY
In consideration of the payment of the premium, it is agreed:
1. Notwithstanding PART 1 — LIABILITY, paragraph 2, exclusion (e), Coverage A is extended to apply to property
damage caused by fire to any premises rented or leased to you and used by you in connection with the storage,
maintenance or operation of scheduled aircraft. Our limit of liability as respects such property damage shall not exceed
$100,000 each occurrence, which shall be a part of and not in addition to the Each Occurrence Limit for PART 1 —
LIABILITY shown in the Declarations.
2. The insurance afforded by this endorsement is excess over other valid and collectible insurance that is available to
you, whether primary, excess, contingent or on any other basis, that is Fire, Extended Coverage, Builder's Risk, or
Installation Risk insurance for premises rented or leased to the insured.
3. The insurance afforded by this endorsement does not apply to liability assumed in any written contract or written
agreement for a lease of premises that indemnifies any person or organization for damage by fire to premises while
rented or leased to the insured.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
Endorsement No. 12
UASC066 (July 15, 2016) Page 1 of 1
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
EXPANDED CONTRACTUAL LIABILITY ENDORSEMENT
In consideration of the premium, it is agreed that the policy definition of Insured contract is deleted and replaced by the
following:
Insured contract means:
(a)
A hold harmless agreement required by a military or governmental authority as a prerequisite to the use of an
airport, heliport or a related facility;
(b) A written contract for the temporary storage or minor servicing of a scheduled aircraft or non -owned aircraft;
(c)
That part of any other written contract or agreement pertaining to a scheduled aircraft, non -owned aircraft,
or airport premises (including an indemnification of a municipality in connection with work performed for a
municipality) under which you assume the liability of another party to pay for bodily injury or property damage
to a third person or organization, provided that you submit a copy of any such contract or agreement to the
Policy Issuing Office shown in the Declarations within thirty (30) days of coming to your attention or that of
your Insurance Department, if any. We reserve the right to charge an additional premium for any such contract or
agreement. We waive the submission requirement as respects agreements we have approved prior to the effective
date of this policy.
However, an insured contract does not include that part of any contract or agreement described in this paragraph:
(1) That is with or for the benefit of any person who is in, on or boarding an aircraft for the purpose of riding or
flying therein, or alighting therefrom after a ride, flight or attempted flight therein, or any such person's heirs;
(2) That pertains to the purchase or sale of aircraft;
(3) That indemnifies any person or organization, or any agent or employee thereof, engaged in:
a. The design or manufacture of aircraft or aircraft parts, or
b. Making "major alterations" or "major repairs," as those terms are defined in the Federal Aviation
Regulations of the United States, to aircraft, for bodily injury or property damage caused by an
occurrence arising out of such activity;
(4) That indemnifies a railroad for bodily injury or property damage arising out of construction or demolition
operations within fifty (50) feet of any railroad property and affecting any railroad bridge or trestle, tracks,
roadbeds, tunnel, underpass or crossing;
(5) That indemnifies an architect, engineer or surveyor for bodily injury or property damage arising out of:
a. Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys,
field orders, change orders or drawings and specifications, or
b. Giving directions or instructions, or failing to give them, if that is the primary cause of the bodily injury
or property damage; or
Endorsement No. 13
UASC095 (June 1, 2014) Page 1 of 2
(6) Under which the insured, if an architect, engineer or surveyor, assumes liability for bodily injury or property
damage arising out of the insured's rendering or failure to render professional services, including those listed
in Paragraph (5) above and supervisory, inspection, architectural or engineering activities.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
Endorsement No. 13
UASC095 (June 1, 2014) Page 2 of 2
GROUND EQUIPMENT PHYSICAL DAMAGE ENDORSEMENT
In consideration of the payment of the premium, it is agreed that COVERAGE B is extended to apply to physical damage to
ground equipment described in the below Schedule, sustained anywhere in the coverage territory during the policy period,
which you own or for which you are legally responsible, provided that the ground equipment is for use in connection with
a scheduled aircraft.
This insurance is subject to the following provisions which are applicable only to the insurance afforded by this
endorsement and which shall be in addition to all other applicable provisions not amended in this endorsement:
1. As used in this endorsement, ground equipment means the non -aircraft components of an unmanned aircraft system.
However, ground equipment shall not include payload.
2. SCHEDULE OF GROUND EQUIPMENT:
Equipment Make & Model Serial Number
DJI RC PLUS 4LFCL5F005FX00
Insured Value Deductible
(each and every loss)
$1,600 10%
3. The rules below fix the most we will pay for physical damage to ground equipment described in this endorsement:
(a) The most we will pay is the least of the cost to repair the physical damage, the insured value of the ground
equipment or the actual cost to replace the ground equipment with equipment of the same make and type.
However, our obligation to pay for physical damage will be reduced by the applicable deductible, if any, shown
in this endorsement. Upon paying the insured value of the ground equipment or the actual cost to replace the
ground equipment, we will have no obligation to pay for further physical damage to such ground equipment and
the premium for such ground equipment shall be fully earned.
(b) Any increase in insured value due to modification of the ground equipment is subject to the Maximum Insured
Value Limit shown in the Declarations.
4. As used in this endorsement, cost to repair:
(a) Means the sum of:
(1) the necessary cost of transporting, by the least expensive reasonable means, the damaged ground equipment,
replacement parts and tools to the place of repair and the repaired ground equipment from the place of repair
to the nearest of the place of accident or home airport or heliport; and
(2) if the repairs are made by you, the actual cost of:
a. using materials and parts of like kind and quality to repair or replace damaged property or replace missing
property,
b. labor charged at straight time rates to effect such repair or replacement, and
c. reasonable overhead, but only for that portion of the repairs actually made by you.
Endorsement No. 14
UASC096 (May 15, 2018) Page 1 of 2
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
(3) if repairs are not made by the you, the actual cost of:
a. using materials and parts of like kind and quality to repair or replace damaged property or replace missing
property, and
b. labor charged at straight time rates to effect such repair or replacement.
(b) Does not include the cost of:
(1) that part of any repair or replacement that results in better than like kind and quality, or
(2) repair or replacement of any property that has not sustained physical damage.
5. Solely as respects the insurance afforded by this endorsement, insured value means the value of each item of ground
equipment shown in Paragraph 2. SCHEDULE OF GROUND EQUIPMENT.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
UASC096 (May 15, 2018)
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
Endorsement No. 14
Page 2 of 2
PAYLOAD PHYSICAL DAMAGE ENDORSEMENT
In consideration of the payment of the premium, it is agreed that COVERAGE B is extended to apply to physical damage
to payload described in the below Schedule sustained anywhere in the coverage territory during the policy period, which
you own or for which you are legally responsible, provided that the payload is:
(a) installed on a scheduled aircraft or on the aircraft component of an unmanned aircraft system that you do
not own that is being used by you;
(b) being transported for use on a scheduled aircraft or on the aircraft component of an unmanned aircraft
system that you do not own that is being used by you; or
(c) being stored for use on a scheduled aircraft or on the aircraft component of an unmanned aircraft system
that you do not own that is being used by you provided it is not used for any other purpose.
This insurance is subject to the following provisions which are applicable only to the insurance afforded by this endorsement
and which shall be in addition to all other applicable provisions not amended in this endorsement:
1. SCHEDULE OF PAYLOAD:
Make & Model Serial Number
CZI GIMBAL SPOTLIGHT GL60 PLUS 6PSP211164
DJI ZENMUSE H2OT 1W9DJ7H00103WY
Insured Value
$2,199
Deductible
(each and every loss)
10%
$14,000 10%
2. The rules below fix the most we will pay for physical damage to payload described in this endorsement:
(a) The most we will pay is the least of the cost to repair the physical damage, the insured value of the payload or the
actual cost to replace the payload with equipment of the same make and type. However, our obligation to pay for
physical damage will be reduced by the applicable deductible, if any, shown in this endorsement. Upon paying
the insured value of the payload or the actual cost to replace the payload, we will have no obligation to pay for
further physical damage to such payload and the premium for such payload shall be fully earned.
(b) Any increase in insured value due to modification of the payload is subject to the Maximum Insured Value Limit
shown in the Declarations.
3. As used in this endorsement, cost to repair:
(a) Means the sum of:
Endorsement No. 15
UASC097 (October 1, 2018) Page 1 of 2
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
(1) the necessary cost of transporting, by the least expensive reasonable means, the damaged payload,
replacement parts and tools to the place of repair and the repaired payload from the place of repair to the
nearest of the place of accident or home airport or heliport; and
(2) if the repairs are made by you, the actual cost of:
a. using materials and parts of like kind and quality to repair or replace damaged property or replace missing
property,
b. labor charged at straight time rates to effect such repair or replacement, and
c. reasonable overhead, but only for that portion of the repairs actually made by you.
(3) if repairs are not made by you, the actual cost of:
a. using materials and parts of like kind and quality to repair or replace damaged property or replace missing
property, and
b. labor charged at straight time rates to effect such repair or replacement.
(b) Does not include the cost of:
(1) that part of any repair or replacement that results in better than like kind and quality, or
(2) repair or replacement of any property that has not sustained physical damage.
4. CONDITION applicable to the insurance afforded by this endorsement:
The insurance afforded by this endorsement does not apply to physical damage to payload installed on a scheduled
aircraft or on the aircraft component of an unmanned aircraft system that you do not own that is being used by you
unless physical damage is sustained by such aircraft at the same time.
5. Solely as respects the insurance afforded by this endorsement, insured value means the value of each item of payload
shown in Paragraph 1. SCHEDULE OF PAYLOAD.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
Endorsement No. 15
UASC097 (October 1, 2018) Page 2 of 2
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
NON -OWNED AIRCRAFT LIABILITY- UNMANNED AIRCRAFT SYSTEM
In consideration of the premium, it is agreed:
1. Subject to the terms of this endorsement and all other applicable provisions of this policy, when an unmanned aircraft
system shown in the Schedule is used by you or on your behalf, such insurance as is afforded by Coverage A shall apply
to liability for bodily injury or property damage caused by an occurrence resulting from such use.
2. As respects the insurance afforded by this endorsement:
(a) Notwithstanding the provisions of SECTION III - WHO IS AN INSURED, the owner or lessor of any
unmanned aircraft system shown in the Schedule below is not an insured under this policy;
(b) The most we will pay for damages because of bodily injury or property damage is the limit shown in the Schedule
below, which shall be part of and not in addition to the "Each Occurrence" limit shown in the Declarations; and
(c) The insurance afforded by this endorsement is excess over any other valid and collectible insurance available to
you and is subject to the provisions of paragraphs (b) and (c) of Policy Condition 16. Other Insurance.
(d) Unmanned aircraft system means a complete system consisting of an aircraft and the associated equipment needed
for its operation and remote control.
3. The insurance afforded by this endorsement does not apply to liabilities arising from any unmanned aircraft system
owned in whole or in part or leased for more than thirty (30) days by any insured.
4. If the policy includes UASC064, the Premises Coverage endorsement, the insurance afforded by such endorsement is
extended to apply to locations you use in connection with the storage, maintenance, or use of an unmanned aircraft
system shown in the Schedule below.
SCHEDULE
UNMANNED AIRCRAFT SYSTEM DESCRIPTION:
ANY UNMANNED AIRCRAFT SYSTEM THAT DOES NOT EXCEED 55LBS IN WEIGHT
LIMIT OF LIABILITY:
Each Occurrence Limit: $1,000,000
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
Endorsement No. 16
UASN004 (July 1, 2022) Page 1 of 1
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
TRIA DISCLOSURE
(Does Not Provide Any Insurance Coverage)
THIS DISCLOSURE PROVIDES A SUMMARY OF THE PROVISIONS OF THE "TERRORISM RISK INSURANCE
ACT", AS AMENDED. THIS DISCLOSURE IS MADE A PART OF THIS POLICY. EXCEPT AS EXPRESSLY
PROVIDED, NOTHING IN THIS DISCLOSURE CHANGES ANY OF THE TERMS OR CONDITIONS OF
THIS POLICY, AND UNDER NO CIRCUMSTANCES DOES THIS DISCLOSURE AFFORD ANY TERRORISM
COVERAGE OR ANY OTHER COVERAGE.
L Terrorism Risk Insurance Act Notice
Under the Terrorism Risk Insurance Act, as amended, (referred to herein as TRIA), you have a right to purchase
insurance coverage from us for losses arising out of an "Act of Terrorism" as defined in Section 102(1) of TRIA.
For purposes of this disclosure and to ensure compliance with TRIA, the term "Act of Terrorism" means:
A. Certification - Any act that is certified by the Secretary of the Treasury of the United States, in consultation with
the Secretary of Homeland Security, and the Attorney General of the United States:
(1) to be an act of terrorism;
(2) to be a violent act or an act that is dangerous to:
(a) human life;
(b) property; or
(c) infrastructure;
(3) to have resulted in damage within the United States, or outside of the United States in the case of:
(a) an air carrier or commercial vessel defined as one principally based in the United States, on which United
States income tax is paid, and whose insurance coverage is subject to regulation in the United States;
(b) the premises of a United States mission; and
(4) to have been committed by an individual(s) as part of an effort to coerce the civilian population of the United
States or to influence the policy or affect the conduct of the United States Government by coercion.
B. Limitation - No act shall be certified by the Secretary as an act of terrorism if:
(1) the act is committed as part of the course of war declared by the Congress, except that this clause shall not
apply with respect to any coverage for workers' compensation; or
(2) property and casualty insurance losses resulting from the act, in aggregate, do not exceed $5,000,000.
C. Determinations Final - Any certification of, or determination not to certify, an act of terrorism under this paragraph
shall be final, and shall not be subject to judicial review.
D. No Delegation - The Secretary may not delegate or designate to any other officer, employee, or person, any
determination under this paragraph of whether, during the effective period of the Program, an act of terrorism has
occurred.
Endorsement No. 17
UASD004 (February 15, 2020) Page 1 of 3
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
Federal Share of Compensation
If coverage is purchased (see Section III below), payments made under this policy, for losses caused by a certified
"Act of Terrorism", will be reimbursed in part by the United States Government to us using a formula established by
federal law. Under this formula, if the aggregate insured losses exceed a trigger amount ($200,000,000 beginning on
January 1, 2020), the United States Government generally reimburses a percentage (80% beginning on January 1,
2020) of covered terrorism losses exceeding the statutorily established deductible paid by us for losses arising from
certified "Acts of Terrorism".
$100 Billion Program Cap
TRIA contains a program cap of $100,000,000,000 that limits United States Government reimbursement as well as our
liability for losses resulting from certified "Ads of Terrorism" when the amount of such losses in any one calendar
year exceeds the program cap. If the aggregated insured losses for all insurers exceed the program cap, coverage (if
purchased) for "Acts of Terrorism" may be reduced.
IL Conditional Termination of this Disclosure
A. The provisions of TRIA state that the Terrorism Risk Insurance Program "shall terminate on December 31, 2027."
Unless the program is renewed, extended or otherwise continued by the federal government, this disclosure
terminates upon the first occurrence of any of the following conditions:
(1) the policy period ends; or
(2) the federal Terrorism Risk Insurance Program has terminated either in its entirety or with respect to the type
of insurance afforded by this policy; or
(3) a renewal, extension or continuation of the Terrorism Risk Insurance Program has become effective without a
requirement to make terrorism coverage available with respect to the type of insurance afforded by this policy.
B. If none of the conditions set forth in paragraph II. A. above occur, this disclosure will remain in effect unless we
notify you of changes in response to federal law.
III. TRIA Terrorism Coverage
As required by TRIA, an offer of terrorism coverage within the terms of TRIA ("TRIA Terrorism Coverage") was
included in our quote. No insurance is afforded by this notice and no TRIA Terrorism Coverage is afforded under this
policy unless such offer was accepted and TRIA Terrorism Coverage was purchased.
If TRIA Terrorism Coverage was purchased, TRIA endorsement(s) are attached to this policy and the premium for such
coverage will be as stated in the binder as respects any such endorsement(s).
If TRIA Terrorism Coverage was not purchased, coverage for terrorism is excluded as provided in the policy, unless,
as permitted by TRIA, alternative terrorism coverage was negotiated, in which case one or more endorsement(s) to this
policy include the negotiated coverage for terrorism ("Alternative Terrorism Coverage"). If purchased, such Alternative
Terrorism Coverage, includes portions which fall within TRIA (the "TRIA Portion"), as well as other coverage outside
of TRIA, and the premium corresponding to the TRIA Portion of the Alternative Terrorism Coverage is 10% of the
total premium for the endorsements providing the Alternative Terrorism Coverage.
Any TRIA Terrorism Coverage and the TRIA Portion of any Alternative Terrorism Coverage is subject to all of the
disclosures and limitations set forth in Section I above.
Endorsement No. 17
UASD004 (February 15, 2020) Page 2 of 3
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
IV. Application
Nothing contained in this disclosure shall vary, waive, alter, or extend any of the terms, conditions, agreements or
provisions of this policy, other than as above stated.
Notwithstanding anything in the policy to the contrary, as used in this disclosure, the words "you" and "your" refer to
the Named Insured shown in the Declarations and any other person or organization qualifying as a Named Insured under
this policy. The words "we", "us" and "our" refer to the insurers shown in the Declarations, providing this insurance.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
Endorsement No. 17
UASD004 (February 15, 2020) Page 3 of 3
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
COLORADO AMENDATORY
2. SECTION V - POLICY CONDITIONS, Paragraph 6. Cancellation is deleted in its entirety and replaced by the
following:
6. Cancellation and Nonrenewal.
I. Cancellation.
(a)
(b)
(c)
The first Named Insured shown in the Declarations may cancel this policy by mailing or
delivering to us advance written notice of cancellation.
We may cancel this policy by mailing or delivering to the first Named Insured written notice of
cancellation at least forty-five (45) days before the effective date of cancellation or at least ten (10)
days before the effective date of cancellation if cancellation is for nonpayment of premium. Notice
will be mailed by first class mail or delivered to the last address known to us. Proof of mailing
shall be sufficient proof of notice.
If this policy has been in effect for sixty (60) days or more or is a renewal of a policy we issued,
we may cancel only for one or more of the following reasons:
(1) Nonpayment of premium;
(2) A false statement knowingly made by the insured on the application for insurance; or,
(3) A substantial change in the exposure or risk other than that indicated in the application and
underwritten as of the effective date of the Policy unless the first Named Insured has notified
us of the change and we have accepted such change.
(d) We will mail or deliver written notice of cancellation to the first Named Insured at least forty-
five (45) days before the effective date of cancellation or ten (10) days before the effective date of
cancellation if cancellation is for nonpayment of premium. Notice will be mailed by first class mail
or delivered to the last mailing address known to us and will include the reason for cancellation.
Proof of mailing shall be sufficient proof of notice.
II. Nonrenewal/ Revisions upon Renewal.
(a)
If we elect not to renew this policy we will mail by first class mail or deliver written notice of
nonrenewal to the first Named Insured's last address known to us at least forty-five (45) days before
the expiration date, or anniversary date if the policy is written for a term longer than one (1) year
or with no fixed expiration date. Proof of mailing shall be sufficient proof of notice.
(b) If we increase premiums unilaterally or decrease the coverage benefits upon renewal of this policy
we will mail by first class mail or deliver written notice of our intention with the actual reason
at least forty-five (45) days before the effective date. Proof of mailing shall be sufficient proof of
notice.
Endorsement No. 18
UASS010 (April 15, 2016) Page 1 of 2
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
(c)
Any decrease in coverage during the policy period must be based upon one or more of the
following reasons:
(1) Nonpayment of premium;
(2) A false statement knowingly made by the Insured on the application for insurance; or,
(3) A substantial change in the exposure or risk other than that indicated on the application and
underwritten as of the effective date of the policy unless the first Named insured has notified
us of the change and we accept such change.
2. Notwithstanding any other provision in the policy to the contrary, any obligation involving any process, notice or
proof of loss that requires service upon or delivery to us may be satisfied by service upon or delivery to any one of the
insurers shown in the Declarations on behalf of all such insurers. Each of these insurers appoints Global Aerospace,
Inc., as its duly authorized agent for receipt of any such notice, proof of loss or service of process.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
This endorsement is effective: March 27, 2024
Attached to and made part of Policy No.: 9027591
Issued to: WELD COUNTY
Global Aerospace, Inc.
BY:
Endorsement Premium: Included
Endorsement No. 18
UASS010 (April 15, 2016) Page 2 of 2
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
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