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Home My WebLink About981296.tiff CLERK TO THE BOARD PHONE (970) 356-4000 EXT.4225 FAX: (970) 352-0242 915 10TH STREET P.O. BOX 758 ' GREELEY, COLORADO 80632 COLORADO July 28, 1998 Parcel No.: 096107114009 PIN No.: R3062186 ANDREW AND JENNIFER LAYCOCK 1415 14TH ST GREELEY, CO 80631 Dear Petitioner(s): Based upon information furnished to the Weld County Board of Equalization, we understand that you have withdrawn the petition challenging the valuation of the above PIN number. Please be informed that a withdrawn petition precludes any further challenge to the valuation of the above PIN number for this assessment period. Therefore, the Board of Equalization took no action on your petition and the assessed value remains as set by the Assessor. Very truly yours, BO RD OF ��Y�I I�J AmT2 Donald D. Warden Clerk to the Board //// � BY` ✓1yL/ a-��k%Ott 111111 Kimberlee A. Schuett Deputy Clerk to the Board cc: Warren Lasell, Assessor 981296 AS0040 ctiwe $w \ CLERK TO THE BOARD PHONE (970) 356.4000 EXT.4225 FAX: (970) 352-0242 ' 915 10TH STREET P.O. BOX 758 C. GREELEY, COLORADO 80632 COLORADO July 21, 1998 Parcel No.:096107114009 PIN No.: R3062186 ANDREW AND JENNIFER LAYCOCK 1415 14TH ST GREELEY CO 80631 Dear Petitioner(s): The Weld County Board of Equalization has set a date,of Monday, August 3, 1998, at or about the hour of 2:00 p.m. to hold a hearing on your valuation for assessment. This hearing will be held at the Weld County Centennial Center, 915 10th Street, Greeley, Colorado, in the First Floor Hearing Room. A number of hearings have been scheduled at this time; petitioners will be asked to sign in with the Clerk upon arrival, and cases will be heard on a first come / first heard basis. You have a right to attend this hearing and present evidence to the Board in support of your petition. The Weld County Assessor or his representative will be present. The Board will make its decision on the basis of the record made at said hearing, as well as your petition, so it would be in your interest to have a representative present. If you plan to be represented by an agent or an attorney at your hearing, prior to the hearing you shall provide, in writing to the Clerk to the Board's Office, an authorization for the agent or attorney to represent you. If you do not choose to attend this hearing, a decision will still be made by the Board by the close of business on August 5, 1998, and mailed to you on or before August 10, 1998. Because of the volume of cases before the Board of Equalization, all cases shall be limited to 15 minutes. Also due to volume, cases cannot be rescheduled. It is imperative that you provide evidence to support your position. This may include evidence that similar homes in your area are valued less than yours or you are being assessed on improvements you do not have. Please note: The fact that your valuation has increased cannot be your sole basis of appeal. Without documented evidence as indicated above, the Board will have no choice but to deny your appeal. At least two (2)working days prior to your hearing the Assessor will have available, at your request, the data supporting his valuation of your property. 981296 ANDREW AND JENNIFER LAYCOCK - R3062186 Page 2 Please advise me if you decide not to keep your appointment as scheduled. If you need any additional information, please call me at your convenience. Very truly yours, Donald D. Warden, Clerk to the Board ' // I ft' / f BY: -( `.yi LTZt, (�i' _.!', diJechz .f Kimberlee A. Schuett Deputy Clerk to the Board cc: Warren Lasell, Assessor NOTICE OF ADJUSTMENT • OFFICE OF COUNTY ASSESSOR 1400 NORTH 17th AVE. GR 3001 W5OFT L1-2BLK3 MTN GREELEY,CO 80631 VIEW%1415 14TH ST% SUB:MOUNTAIN PHONE(970)353-3845,EXT.3650 VIEW ADD BLK:3 LOT:PT1 - LOT:PT2 SECT,TWN,RNG:07-05-65 SITUS: 1415 14 ST 001 GREELEY 00000 BK:1603 ' 1 wig PARCEL: 096107114009 C COLORADO OWNER: LAYCOCK ANDREW B E. JENNIFER L ,� j!7 •�. P I C7 • (7 LAYCOCK ANDREW B & JENNIFER L LOG 262 ; - - 1415 14TH STREET PARCEL 096107114009 ACCOUNT R3062186 --� GREELEY, CO 80631 YEAR 1998 ' —� 1.1 06/26/1998 The appraisal value of property is based on the appropriate consideration of the approaches to value required by law. The Assessor has determined that your property should be included in the following category(ies): RESIDENTIAL PROPERTY IS VALUED BY CONSIDERING THE MARKET APPROACH. ALL OTHER PROPERTY, INCLUDING VACANT LAND, IS VALUED BY CONSIDERING THE COST, MARKET, AND INCOME APPROACHES. If your concern is the amount of your property tax,local taxing authorities(county,city,fire protection,and other special districts)hold budget hearings in the fall. Please refer to your tax bill or ask your Assessor for a listing of these districts,and plan to attend these budget hearings. The Assessor has carefully studied all available information,giving particular attention to the specifics included on your protest and has determined the valuation(s)assigned to your property. The reasons for this defemination of value are: BASED ON A STUDY OF COMPARABLE PROPERTIES THAT SOLD FROM 1/1/95 TO 6/3D/96 WE HAVE ADJUSTED YOUR PROPERTY TO THE 1998 LEVEL OF VALUE AS SHOWN BELOW. PETITIONER'S ASSESSOR'S VALUATION PROPERTY CLASSIFICATION ESTIMATE OF VALUE ACTUAL VALUE ACTUAL VALUE PRIOR TO REVIEW AFTER REVIEW LAND 11250 11250 IMPS 99206 84084 $ 110456 $ 95334 TOTALS $• If you disagree with the Assessor's decision,you have the right to appeal to the County Board of Equalization for further consideration,39-8- 106(1)(a),C.R.S. Please see the back of this form for detailed information on filing your appeal. • 06/26/1998 By: WARREN L.LASELL • ' WELD COUNTY ASSESSOR DATE 15-DPT-AR rte' Form PR-207-87/94 ADDITIONAL INFORMATION ON REVERSE SIDE rw' .A 981296 • r YOU HAVE THE RIGHT TO APPEAL THE ASSESSOR'S DECISION The County Board of Equalization will sit to hear appeals beginning July 1 and continuing through August 5 for real property (land and buildings) and personal property (furnishings, machinery, and equipment) 39-8-104 and 39-8- 107(2), C.R.S. APPEAL PROCEDURES: If you choose to appeal the Assessor's decision you must appeal to the County Board of Equalization. To preserve your right to appeal, your appeal must be POSTMARKED OR DELIVERED ON OR BEFORE JULY 15 FOR REAL PROPERTY, AND JULY 21 FOR PERSONAL PROPERTY. WELD COUNTY BOARD OF EQUALIZATION 915 10th Street, P.O. Box 758 Greeley, Colorado 80632 Telephone (970)356-4000 Ext. 4225 NOTIFICATION OF HEARING: You will be notified of the time and place set for the hearing of your appeal. COUNTY BOARD OF EOUALIZATION'S DETERMINATION: The County Board of Equalization must make a decision on your appeal and mail you a determination within five business days. The County Board must conclude their hearings by August 5. TAXPAYER RIGHTS FOR FURTHER APPEALS: If you are not satisfied with the County Board of Equalization's decision you must file within thirty days of the County Board of Equalization's written decision with ONE of the following: Board of Assessment Appeals (BAA): Contact the BAA at 1313 Sherman, Room 315, Denver, Colorado 80203, (303)866-5880. District Court: 9th Avenue and 9th Street, P.O. Box C Greeley, Colorado 80632 Telephone (970) 356-4000, Ext. 4520 Arbitration: WELD COUNTY BOARD OF EQUALIZATION 915 10th Street, P.O. Box 758 Greeley, Colorado 80632 Telephone (970) 356-4000, Ext. 4225 If you do not receive a determination from the County Board of Equalization, you must file an appeal with the Board of Assessment Appeals by September 11. TO PRESERVE YOUR APPEAL RIGHTS, YOU MUST PROVE YOU HAVE FILED A TIMELY APPEAL; THEREFORE, WE RECOMMEND ALL CORRESPONDENCE BE MAILED WITH PROOF OF MAILING. PETITION TO THE COUNTY BOARD OF EQUALIZATION In the space below, please explain why you disagree with the Assessor's valuation. IN ACCORDANCE WITH 39- 8-106(1.5), C.R.S., YOU MUST STATE YOUR OPINION OF VALUE IN TERMS OF A SPECIFIC DOLLAR AMOUNT. Attach additional documents as necessary. (('� pp (` 4J sk \ttj L `SIX CsA cit>iNV d bu`.�-\ MEI atF_.r'C?&-S vc-, >\ UALk..C4k_ (Asa N.>a-ne, -in o,-i{ o gi-10- ,_,$) CAIC CFm(6Inty 11-� AL€ \WV_ Ljp 3� LI, a cAL gAn,Th M ka`Skl � cVL),ekz +Th Ctt +e . 1h,3 -00(1) 6\I ,e_ (S- he\,�€) c _c>��kv t,0, t \S, C 'cc -00(1) \D\ . SIUNAIUKEUY I'EIIIIUNEK) o '� . <-�1 ��e.�..�. UA EG ` - 1� 981296 /Csd at_ nPrinrir M • onNo._ 2545096 B-1603 P-157 04/28/1997 03 :55P PG 1 OF 2 REC DOC Weld County CO JA Suki Tsukamoto Clerk & Recorder 11 .00 31 .26 WARRANTY DEED THIS DEED, Made this 25th day of April , 19 97 , between James L. Baker and Janice E. Baker of the County of Weld and State of Colorado grantor,and Blaine D. Breit and Pamela D. Breit whose legal address is 2117 Clubhouse Drive, Greeley, CO 80634 of the County of Weld and State of Colorado ,grantees: WITNESS,That the grantor,for and in consideration of the sum of THREE HUNDRED TWELVE THOUSAND SIX HUNDRED AND NO/100 DOLLARS,($312, 600. 00 ),the receipt and sufficiency of which is hereby acknowledged,has granted, bargained, sold and conveyed, and by these presents does grant,bar- gain,sell,convey and confirm,unto the grantees,their heirs and assigns forever,not in tenancy in common but in Joint tenancy, so all the real property together with improvements,if any,situate,lying and being in the County of Weld and State of Colorado,described as follows: rn The South 83 . 00 feet of Lot 5, Tract A, Highland Hills, according to the map filed with the Weld County Clerk and Recorders in Book w 707 under Reception No. 1628721, Weld County Records, and being more particularly described as follows: 0 Beginning at the Southeast Corner of said Lot 5, Tract A, and assuming the East Line of said Lot 5 as bearing North 01'27 '30" West as platted with all other bearings contained herein relative thereto; thence South 88'32 '30" West along the South Line of said Lot 5, 150 .00 feet; thence North 01'27'30" West along the West Line of said Lot 5, --Continued also known by street and number as 2117 Clubhouse Drive, Greeley, CO 80634 o0 TOGETHER with all and singular the hereditaments and appurtenances thereunto belonging, or in anywise appertaining, and O the reversion and reversions, remainder and remainders,rents, issues and profits thereof, and all the estate,right, title„interest, claim and demand whatsoever of the grantor, either in law or equity, of, in and to the above bargained premises, with the hereditaments and appurtenances. TO HAVE AND TO HOLD the said premises above bargained and described, with the appurtenances, unto the grantees,their heirs and assigns forever. And the grantor,for himself,his heirs and personal representatives,does covenant, grant, bargain and agree to and with the grantees,their heirs and assigns, that at the time of the ensealing and delivery of these presents,he is well seized of the premises above conveyed, has good, sure, perfect, absolute and indefeasible estate of inheritance, in law, in fee simple, and has good right, full power and lawful authority to grant,bargain, sell and convey the same in manner and form as aforesaid, and that the same are free and clear from all former and other grants, bargains, sales, liens, taxes, assessments, encumbrances and restrictions of whatever kind or nature soever, except for taxes for the current year,a lien but not yet due or payable,easements,restrictions,reservations,covenants and rights-of-way of record,if any, . The grantor shall and will WARRANT AND FOREVER DEFEND the above-bargained premises in the quiet and peaceable posses- sion of the grantees,their heirs and assigns,against all and every person or persons lawfully claiming the whole or any part thereof. The singular number shall include the plural,the plural the singular,and the use of any gender shall be applicable to all genders. IN WI SS WHEREOF,the grantor has executed this deed on the date set forth above. 12.0 ames L. Baker Jan' e E. Baker ..l ; SHELLEY CI • LAMAS STATE OF COLORA �------ oPP )ss. COUNTY OF WELD coL The foregoing instrument was acknowledged before me this 25th day of Apr i 1 ,19 97 ,by James L. Baker and Janice E. Baker My Commission expires: September 28, 1998 ryy�as m(y�hand and offical seal. � t Publi ot Public Shelley Lamas WmNTTEN WARRANTY DEED(to Joint Tenants) 981296 v File# UOI4817A97 • • REAL VALU, Inc. 2007 9th Street Greeley, CO 80631-3029 2/5/97 Greeley Mortgage Bankers 1770 25th Avenue, suite 100 Greeley, CO 80631 Dear Sirs In accordance with your request, I have completed an appraisal of the real estate located at: 2117 Clubhouse Drive Greeley, CO 80634 The attached SUMMARY REPORT (option II, report format)was prepared to estimate the market value of the fee simple interest in the subject property. Appraisal was prepared in accordance with guidlines for a federally related mortgage loan. In my opinion, the estimated market value of the property as of February 3rd, 1997 (which was also the date of inspection) is: Three Hundred and Fifteen Thousand Dollars $315,000 The attached report contains the description, analysis and supportive data for the conclusion and final estimate of value. Please feel free to call at (970) 356-4092 if questions. Respectfully submitted, Vernon G. Spencer 981296 . REAL VALU, Incorporated Property Description UNIFOR, RESIDENTIAL APPRAISAL I PORT File No. n/a Property Address 2117 Clubhouse Drive Gry Greeley State_ __Zip Code 80634 Legal Description S83' Lot 5Tract A, Highland Hills Amended County Weld Assessors Parcel No. 0959 15 2 03 016 Tax Year 1 996 R.E. Taxes$ 2 erei As 803.66 Spsessmenrs$ None Borrower Breit, Blaine & Pamela Current Owner Baker, James & Janice Occupant NI Owner I Tenant ( -',Vacant Property rights appraised i X I Fee Simple I I Leasehold Project Type POD l j Condominium(HUD/VA only) HOA$ n/a /me. Neighborhood or Project Name Highland MaQ c Reference 1 295 Ca cus Tract 1 4.01_ Sale Price $ 31 2,6 00 Date of Sale 1 /3 0/9 7 Description and$amount of lean ch rges/concessions to be pad by seller — n/a Lender/Client Greeley Mortgage Bankers Address 1770 25th Avenue, suite 100, Greeley, CO 80631 Appraiser Vernon G. Spencer Address REAL VALU, Inc., 2007 9th Street, Greeley. CO 80631 Location I I Urban [X I Suburban I I Rural Predominant Single family housing I Present land use%1 Land use change Built up aG Over 75% 25-75% J Under 25% occupancy One family_ Q5 X Not likely Likely Growth rate Rapid X Stable Slow L]Owner 8 0 Low New 2.4 family Li In process Property values Increasing rXi Stable L i Declining n Tenant 350 High 3 0 Multifamily I To: Demand/supply Shortage LXi In balance PI Over supply I XI Vacant(o-5/) i Predominant 1st Commercial i Marketing time 7 Urder3mos. [X13-6 mos. I over 6 mos. 7 Varant(were%) 1 25 1 5 ivacant 1 5 I N Note:race and the racial composition of the neighborhood are not appraisal factors. E Neighborhood boundaries and characteristics: See attached map, The overall market area includes all of Greeley West of 35th Avenue. HFactors that affect the marketability of the properties in the neighborhood(proximity to employment and amenities, employment stability, appeal to market,etc.): B LOcated in W Greeley, this area surrounds the Highland Hills_golf course. It has mostly larger homes of above average g_ualit�& O some custom homes, particularly bordering the golt course. It is somewhat removed from shopping but is in the path of R Greeley's growth. Properties are generally well kept & attractive. New construction continues in the area. H — O — O. Market conditions in the subject neighborhood(including support for the above conclusions related to the trend of property values,demand/supply, and marketing D time -- such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): The local market has significantly improved over the east 2 years but is now mostly stable. Most types of financinq_are available locally with the payment of 1-3 loan discount points typical for FHA VA & CHAFA financing. Hates are about 8/. Conventional loans of up to 95% are available at similar rates. P Project Information for PUDs (If applicable--Is the developer/builder in control of the Home Owner's Association(HOA)? Li Yes I I No U Approximate total number of units in the subject project n/a Approximate total number of units for sale in the subject project n/a D Describe common elements and recreational facilities n/a Dimensions 83' X 150' Topography Gently sloping— Sitearea 12450 SqFt Corner Lot L[Yes [XI No Size Larger than typical Specific zoning classification and description (R-1)1 Family_residential Shape Rectangular ------- Zoning compliance X Legal I I Legal nonconforming(Grandfathered use) _ Illegal No Zoning Drainage Appears adequate Hitest&best use as inproved: J Xi Present use 7 Other use(explain) None (View Typical for area Utilities Public Other Off-site Improvements Type Public Private Landscaping Attractive/Planned Electricity 11X1 _ Street Asphalt paved [ ] Driveway Surface Concrete Gas I Xi Curb/gutter Concrete LXi L—JI Apparent easements None on plat Water [X] Sidewalk Concrete i_XJ LI FEMA Special Flood Hazard Area Yes nil No Sanitary sewer L Streetlights Pole mount L f -Xl I I FEMA Zone C _Map Date 7/1 6/7 9 Storm sewer j X I I Alley None r 1 rI FEMA Map No. 0801 8400038 Comments(apparent adverse easements,encroachments,special assessments,slide areas,illegal or legal nonconforming zoning use,etc.): No adverse conditions noted. Subject backs to Highland Hills Municipal golf course. Typical size lots in the neighborhood are approx. 8000 to 9000 SF. GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION No.of Units Cne Foundation Concrete Slab ft Area Sq. Ft. 2 3 42 Roof _ 7 D No.of Stories Qle Exterior Walls Brick/Wood Crawl Space Partial %Finished 90 / Ceiling [ E S Type(Det./Att.) Detached Root Surfaces Wood shake Basement Partial Ceiling Drywall Walls _ II C: Design(Style) Ranch Gutters& Dwnspts.Aluminum Sump Pump No Walls DryWull Floor R I Existing/Proposed Existing Window Type Wood csmt. Dampness No Floor Carpet None I P Age(Yrs.) 12 Storm/Screens Thermopane Settlement Normal Outside Entry Yes _ Unknown [Xi iEffective Age(Yrs.)4 Manufactured House ft Infestation No O ROOMS Foyer Living Dining_ _ Kitchen Den Family-Rm. Rec.Rm. Bedrooms #Baths Laundry Other I Area Scq Ft. N Basement 1 2 1 .0 0r X I 2,342__ O Levels X 1 1 1 1 2 I_ 2.00 2,647 F Level2 --- ' ••I. Garden M Finished area above grade contains: 6 Rooms; 2 Bedroom(s); 2.00 Bath(s); 2,64 7 Square Feet of Gross Living Area I P R INTERIOR Materials/Condition HEATING KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE O Floors Carpet/Hdwd/Tile-Gd Type FA Refrigerator None L] Fireplace(s)# L I, None EWalls DW-G _ Fuel Gas Range/Oven [.>-(] Stairs H Patio Covered Xj Garage 2 #of cars M Trim/Finish Good/Good Condition Avq Disposal L]] Drop Stair ] Deck I X I Attached — ryBath Floor Carpet-C COOLING Dishwasher [X Scuttle LX-I Porch Covered l X Detached X_ _ T Batt Wainscot Ceramic-G Central Yes Fan/Hood [—I Floor Hi Fence Brick [VIII Built-In S Doors Softwood 6 panel Other No Microwave X Heated [_J Pool - '' '. Carport _ stained Good Condition Avg Washer/Dryer I I Finished I I I j Driveway 2 Additional features(special energy efficient items,etc.): Tile backsplash in kitchen & baths breakfast bar,lawn sprinkler, finish garage C w/ 2 openers, built-in hot-tub, built-in entertainment center & shelves. • Condition of the improvements,depreciation(physical,functional,and external),repairs needed,quality of construction, remod I ng!addn'ans,etc.: No physical M or functional inadequacies noted. E N Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the $ immediate vicinity of the subject property.: None noted. -981246 Freddie Man Form 'r.G 72 41,f. w Rr.. vr.".on'r/ v hwarn by 9rnd{md and n >i -- 0^e;non-9127 Fannie Mae Form 1004 16931 ' - REAL VALU, Incorporated Valuation Section UNIF0R.._ RESIDENTIAL APPRAISAL 1 ._P0RT File No. n/a ESTIMATED-SITE VALUE =$ 50000 Comments on Cost Approach (such as, source of cost estimate, c ESTIMATED REPRODUCTION COST-NEW-OF IMPROVEMENTS: site value, square toot calculation and for HUD,VA and FrnHA, the O Dwelling 2,647 Sq. Ft.@$ 59.00 =$ 156 173 estimated remaining economic life of the property):Cost_fig_ures 7 Bsmt. 2342 Sq. Ft.@$ 30.00 70,260 based on Marshall & Swift handbook . No inadequacies Drive.otio,porch,deck,etc - 30,000 noted. — P Garage/Carport 529 Sq. Ft.@$ 26.00 = 13,754 - - p Total Estimated Cost New =$ 270,187 R Lass Physical 5 Functional External q Depreciation 13,509 0 0 =$ 13,509 HDepreciated Value of Improvements =$ 256,678 "As is Value of Site Improvements =$ 7,500 INDICATED VALUE BY COST APPROACH .$ 314,178 Est Remain.Econ.Life: 81 yrs ITEM I SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO.3 2117 Clubhouse Drive 4505 W 21st Street Drive 1274 49th Avenue 3520 Diane Place Address Greeley Greeley Greeley Greeley Proximity to Subject ',V`''≤ '.... ,' i`<:v.... 10 blocks SE 9 blocks N 4 miles NE Sales Price �:::;;;:�;:≥�:SC6:i�F;<F;i:S 85: kN2:2{S�aku $ 31 2 6 0 0 �:::::$ 3 0 0 0 0 0 ,:�+:�.�•sa:�•;:•:.v�•><. 2 9 0.0 0 0 - 3 3 0 000 Price/Gross 'v e,: .:a, ,.as:sr�,l is .Area 1 18.10 .10 �. 1 6 $ �95.27 i<�;'4; '::n�'. (4:11M OWN 1 43.29. .......... ...,. Data and/or Inspection MLS/Realtor MLS/Realtor MLS/Realtor Verification Source VALUE ADJUSTMENTS i.i DESCRIPTION DESCRIPTION +(-)$Adjustment DESCRIPTION +�)$Adjustment DESCRIPTION +(-)$Adjustment Sales or Financing Cash Cash Cony. Concessions .," i ' _ ::;,:,w. no seller points Date of Sale/Time .............:............,.. •.'�•..': 2/96 1 2/96 8/9 6 — Location Highland Hills Foxhill Country Club West Sunnyview Estates Leasehold/Fee Simple Fee Simple Fee simple Fee sim le _ Fee simple S Site Good/Large Good/Large Good/Large Good/.75 Acre -10,000 A View Avg/Golf Avg/Avg +5,000_Avg/Golf Avg/Lake L Design and Appeal Ranch/Good Ranch/Good 2 Story/Good +5,000 Ranch/Good E Quality of Construction Fr&Br/Good Block/Good Brick/Good Brick/Good S Age 1985 1993 -2,000__1983 1978 Condition Good Good Good Good C Above Grade Total Bdrms Baths Laal Bdrms , Baths i Total Bdrms Baths Taal -Bdrms Baths O Room Count 6 2 2.00 6 2 2.00 6 3 3.00 -1 ,000 6 2 2.00 o Gross Living Area 2,647 Sq.Ft 2,365 Sq.Ft. +6,800 3,044 Sq.Ft. -9,500 2,303 Sq.Ft. +8,300 A Basement&Finished 2342 SF-90% 1700 SF-90% +8,300 1337 SF-75% I +13,8002453 SF-100 % -4,000 R Rooms Below Grade Finish/Bath/Walkout Finish/Bath Finish/Bath =inish/Baths/Wlko_u Functional Utility Average Average Average —I Average I S Heating/Cooling_ FANG/Central FANG/Central FANG/Central FANG/Central I p Energy Efficient Items None None None None N Garage/Carport _2 Car Garage 2 Car Garage 3 car garage -3,000 3 car garage -3,000 Porch,Patio, Deck, Patio,Deck,Porch Patio,Porch Patio,Elevator Patio,Enc. Porch +2,000 i A Fireplace(s),etc. Brick Fence, Hot-tub Central Vac,Fence Fence N Fence,Pool,etc. 2 Stoves 2 Fireplaces -1 ,000 2 Fireplaces -1 ,000 2 Fireplaces -1 ,000 A None None None I None L Net adj.(total) hi'`i' ''""i'"'' [X]+ [t- $ 17,100 f + f I- $ 4,300 I 1+ Di- $ -7,700 • Adjusted Sales Price :i:.;":�•'i!?i::.>:k.rNet=6% Net=1% Net= -2% S _ o 11% o of Comparable Gross.es�a ?-Goss /• $ 317 100 Gross= 294 300 Gros 9/a $ 322,300 S Comments on Sales Comparison(including the subject property's compatibility to the neighborhood,etc.): The subject is an attractive. large ranch style home in a desireable location. All of the Comps chosen are large homes in similar locations. Due to the size & quality of the subject, Comps selected may have to be older sales than desireable & maybe further distance than normal. Comp #1 is an older sale. It is located on an interior street, has 2 fireplaces & is in excellent condition. Comp #2 backs to a_golf course is a 2 story house with a smaller basement. It has a 3 car garage & 2 fireplaces. Comp #3 is 1 door from a_lake. has a 3 car •ara.e 2 fireplaces & a large enclosed bac orch The basement extends under the garage making_the basement Iargerjcont_ ITEM SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO.3 Date,Price and Data None None None None Source,for prior sales vdthin year of appraisal Analysis of any current agreement of sale,option,or listing of the subject property and analysis of any prior sales of subject and comparables within one year of the date of appraisal. The subject property is listed for sale for $314,900. INDICATED VALUE BY SALES COMPARISON APPROACH $ 31 9,000 INDICATED VALUE BY INCOME APPROACH (If Applicable)Estimated Market Rent$ n/a /Mo.x Gross Rent Multiplier n/a =$ n/a This appraisal is made l_ "as is- U subject to the repairs,alterations,inspections or conditions listed below Lj subject to completion per plans and specifications. Conditions of Appraisal:Appliances & Equipment assumed operable on date of inspection. Income approach not prepared due to limited R local rental data & few sales for rental purposes. CFinal Reconciliation: The market data approach is generally the best indicator of value as it compares similiar properties 0competing in the marketplace. Most weight is_placed on it. The cost approach is_primariya test of reasonableness & less N weight is placed on it. __ ___ _... . weight C The purpose of this appraisal is to estimate the market value oI the real property that is subject to this report based on the above conditions and the certification,contingent I and limiting conddtions,and market value definition that are stated in the attached Freddie Mac Form 439/Fannie Mae Form 1004B(Revised 6-93 ) L wiz)ESTIMATE THE MARKET VALUE,AS DEFINED,OF THE REAL PROPERTY THAT IS THE SUBJECT OF 11-ES REPORT,AS OF _ February 3rd, 1997 I (WHICH IS THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT)T B $_ __.- 3 1 5 0 0 A APPRAISER: /J) L SUPERVISO APPSt I ER ONLY IF RE RED):. T Signature V A-A-1L f Pi 4.4.1,-/-t_11 Signature ,A..t I 7Did FYI Did Not I Name Vernon G. encer Name Ric and M. Borys, SFA _ Inspect Property O Date Report Signed Februaa 5th 1997 Date Report Stared February6th, 1997 N State Certification# Licensed Appraiser State CO State Certificatio # CG013714136 State CO Or State License# ALO1320689 - State CO Or State License# Certified General .Appraist60429030 Freddie Mac Form 70 6.91 At.c..Ar,,ra:ser"A Peal Fsnvn Appraisal Software by Flradford and Robbins(non)n22.0727 Fanni. 6.93? • - EXTRA COMPARABLES 4-5-6 File No. n/a Borrower Breit, Blaine & Pamela Property Address 2117 Clubhouse Drive City Greeley County Weld State CO Zip Code 80634 Lender/Client Greeley Mortgage Bankers Address 1770 25th Avenue, suite 100, Greeley, CO 80631 These recent sales of properties are most similar and proximate to subject and have been considered in the market analysis.The description includes a dollar adjustment.reflecting market reaction to those items of significant variation between the subject and comparable properties.If a significant item in the comparable property is superior to,or more favorable than,the subject property,a minus(-)adjustment is made,thus reducing the indicated value of subject;if a significant item in the comparable is inferior to,or less favorable than,the subject property,a plus(+)adjustment is made,thus increasing the indicated value of the subject. ITEM SUBJECT COMPARABLE NO.4 COMPARABLE NO.5 COMPARABLE NO.6 2117 Clubhouse Drive 5911 21st Street Address Greeley_ Greeley Proximity to Subject .,:>..,:.,:.,:::>.;,::,.::a;,;:� 8 blocks W SalesPrice n/a 315,000 ce ....... . ... . ;:->$ r c Price/Gross Uv.Area $ 83.55 f $ 96.95 '�`sz�j.:..:<::�:::..::::::.$ lG' � �' �> Data and/or Inspection MLS/Realtor Verification Source Appraisal S VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-)S Adjustment DESCRIPTION +(-)S Adjustment DESCRIPTION ,(-)S Adjustment A Sales or Financing eifigliMENORM Cony. L • Concessions no seller points s Date of Sale/Time '`` #z≥: ti,: ^ '•..... 3/9 6 Location Highland Hills Westridge Farms I C Leasehold/Fee Simple Fee Simple Fee simple - O Site Good/Large Good/Larger -2,500 _-i M View Avg/Golf Avg/Avg +5,000 P Design and Appeal Ranch/Good 2 Story/Good +2 000 A Quality of Construction Fr&Br/Good Frame/Good _ R Age 1985 1995 J -2,000 _I—. I Condition _ Good Good(new) _ S Above Grade Total Bdrms Baths Total Bdrms Baths Total Bdrrrn Baths Taal Bdrms I Baths O Room Count 6 2 2.0 0 7 4 2.50 -5 0 0 , 1 _ N Gross Living Area 2,647 Sq. Ft 3,249 Sq.Ft. -14,400 S . Ft. sq.Ft._ --, Basement& Finished 2342 SF-90% 1765 SF-50% +12,500 N Rooms Below Grade inish/Bath/Walkot Finish A Functional Utility Average Average — L Heating/Cooling FANG/Central FANG/Central y Energy Efficient Items None None s Garage/Carport 2 Car Garage 3 car garage._ -3,000 -- t Porch, Patio, Deck, Patio,Deck,Porch Deck,Porch +2,000 S Fireplace(s),etc. Brick Fence, Hot-tub Cenral vacuum Fence,Pool,etc. 2 Stoves Fireplace ,I None None -- _ Net Ad'. total + �X� $ 9 0 0 ��+ �� $ 0 L 1+ J1- $__ 0 Adjusted Sales Price NiiiiiititiViaiigi.iiiiii Net=0% Net=0% Net=0% of Comparable ..: : ..........:.::;..:,:•;,,:•.; Gross= 14% $ 31 4,1 00 Gross=0% $ 0 Gross=0% $ 0 ITEM SUBJECT COMPARABLE NO.4 COMPARABLE NO. 5 COMPARABLE NO.6 Date, Price and Data None None Source,tor prior sales within year of appraisal., Comments on Comparables: (cont) than the main level. Comp #4 is also an older sale. It is located on an interior street, has a 3 car garage & a smaller basement which is 50% finished. Site & location adjustments based on estimated value of each site vs. the subject. Financing on all sales was typical & no adjustment made. Most weight on Comps #1 & #2 due to most similarity overall. _ C O DA M — - E -- N T _ S MacAppraiserTM Real Estate Appraisal Software by Bradford and Robbins(800)622-8727. 981296 cot_LEGE nwri5.xnucn -S Iy� ^I - UWITY II AIMS I,UMM Inns 0 C3 f t ,/ C n L.. I 1 L 7 I I ' f 11.91 I'1� 1 �� { n 1� _qq .,t �., r ro f1 _ PUP t ..- i t ra ST FO=to vSubject «� I RI 1. 191E 3 ��, ,� ' �0 nLPI� thrill nnn "n l S ,.,.,ii, GOO' coves[ I c-. d RI III I time 3r.'p) O -!.II IE% I J _ -2). 1 \ s ij=e,3� �/ \ �V-\ I y'> rr IVG' I-' IY�� ,wi�� 1s i l vv ..— _ _.. ._—---- -- — — oc _ R d \ r _ — = n R2 — 1 ,I �/ Z3 F_51 \r c_.4 � 1 _ - — I J � I /(\'� _�-! -111__ L` i3-- If ---1It ` p- CI -GI _ � -� � ' C4 I� RI i t , ---1-:-:::::::. i # " _)' 5 ) is [ 21 ?2 -_ 22 23 L/ \RI nu /L�� NILN./ Riyi eighborhood 981296 DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and ` open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the markets reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions(such as,needed repairs,depreciation, the presence of hazard wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because.the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the property. 7. The appraiser obtained the information,estimates,and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct.The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. 10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report(including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising,public relations,news, sales,or other media. Freddie Mac Form 439(6-93) MacAppraiserTM Real Estate Appraisal Software by Bradford and Robbins(800)622-9727. Fannie Mae Form 10040 (6-93) 981296 APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant variation. If a significant item in a comparable property is superior to, or more favorable than, the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property,I have made a positive adjustment to increase the adjusted sales price of the comparable. 2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe,to the best of my knowledge, that all statements and information in the appraisal report are true and correct. 3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent and limiting conditions specified in this form. 4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property. 5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. 6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing inc appraisal. I did not base the appraisal report on a requested minimum valuation, a specific valuation,or the need to approve a specific mortgage loan. 7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report,unless I have otherwise stated in the reconciliation section. 8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property. 9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in the report; therefore,if an unauthorized change is made to the appraisal report,I will take no responsibility for it. SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraiser report,he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above,and am taking full responsibility for the appraisal and the appraisal report. ADDRESS OF PROPERTY APPRAISED: _ 2117 Clubhouse Drive_Greeley, CO 80634 APPRAISER: SUPERVISORY ATPPIj,AISER (onl)i\if required) (A Signature: - Signature: I vI Name: Vernon G. S•encer Name: i Richard M. Borys,l kRA' Date Signed: February 5th, 1997 Date Signed: February 6th,\ 1967 State Certification#: Licensed Appraiser State Certification#: CG01314136 or State License#: AL01320689 or State License#: Certified General Appraiser State: C O State: C O Expiration Date of Certification or License: 1 2/3 1/9 8 Expiration Date of Certification or License: 1 2/3 1 /9 7 Did LXi Did Not Inspect Property Freddie Mac Form 439 6-93 MacAppraiserTM Real Eslale Appraisal Software by Bradford and Robbins(BOO)622-6727. Fannie Mae Form 10043 6.93 981296 .. , X51. i'i, ,.•d.,,�,_.,.J`._ "'•,,,,��((�,r �:, W ' _.,.�,HI,P g I y �.�. HWY)0 .�_.F.,.......-. ............. .nom.....-. ....I...�..... syyyttt l.. f M17 .,... ,.,.... t n9S xly iylr l �i.1x{ MAdMj i. L y I zr3 wz ,a, � i),�`. $1 47 fM1r41r414 ..„,-3-,"2"4-3 t:2 "a4' A A.' La7t'�% }, Comp 3 I t' -ft• ;t € Ala 1?,7.r S`2 " T �, I) � 4�r . 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' MM Cy I �' .b „,„,,-,45,,z' \ f , t r I �J t y G .I� sw R°2 Ps I ' rot on e t _ c. < I' { B { 7 r 1 y s 4 i v R n I ,\ t -. yy Sl ,. � 0 0 w , w.4``\rC 7j N Iy t7.- no I, Y —1 o.m I I n. o` W GT i , f 1`70 wits-, WC s?: W J �, ::c .N11 ,*s-:�i , a , 1 .r 1u t I 1 ' 1 • <I E+7 k11 nro, G a i n a s,n 2j Hml ^\ 17 r��'u A�-1 oe q6aC r �,° G. r �i GO ' 11-1'' 1 a W e a..11/ , ®. t ". ... -onoI•MP", 1 Ii e. �� ; I I •s • 3 1�n.� P • � pi Y1 °,o t V � w E ,.1 WG �$ 1 I ;u 'i: 1'^44F ' , I.o toi 'k. . _ AIa 4o Tnt, ,4-,4' m A "'"111 tt ui G 981296 SKETCH ADDENDUM , ::;> n;a Borrower Breit, Blaine & Pamela Property Address 2117 Clubhouse Drive Q,7 Greeley County Weld State O:) Zip_Code 80634 Lender/Cliont Greeley Mortgage Bankers Address 1770 25th Avenue, suite 100, Greeley; CO 80631 i t Deck I I 30' 20' Deck 16' 8' Bedroom 22.5' 22' Bathroom Bathroom I 40' Living Room Stove 8' Kitchen Bedroom 11' 11' Dining Room i 10' Family Room Foyer I 2 Car Garage 23' 30.5' Covered Porch 12' 1st Floor L 8' 23' 1 _�_ MacAppraiser'm Real Estate Appraisal Software by Bradford and Robbins(000)622 ;727. SKETCH ADDENDUM Fla No. n/a Borrower Breit, Blaine & Pamela Property Address 2117 Clubhouse Drive City Greeley County Weld State CO li Codu 80634 Lender/Client Greeley Mortgage Bankers Address 1770 25th Avenue, suite 100 Greeley CC 80631_ 30' r ' • I I � I i I � Covered Patio 20' 1 6' © 8' Bedroom Hot Tub 22.5' 22' 40' Bathroom Family Room Stove 8 Bedroom Laundry 11' Utility Room Exercise Room 1' 23' 41.5' Basement • 981296 MacAppraisertM Real Estate Appraisal Software by Bradford and Robbins(800)622-8727. SUBJECT PHOTO O ADDENDUM Filo No n/a Borrower Breit, Blaine & Pamela Properly Address 2117 Clubhouse Drive _ city Greeley county Weld Slate Oa — —_Zip C-..:0 r 80634 Lender/Client Greeley Mortgage Bankers Aderess 1770 25th Avenue, suite 100_ Greeley. t: C 80631 '... ,1.'s 6'r 1i'j'.,..,!..,,,, ,t,;:.•.t" ',a,:' Address •':•.",,'• ,�..,.;:.,1%. : • '".'- i 2117 Clubhouse Drive !t �. Greeley i •.',1'' : y�.� y d, 1997 l• .l�,,. �t. �`9 a Appraisal Date F '.guar 3r •r! J" :'; F�• 1 , �.f • Appraisal Value o ' , .000 ,r: ray,,, 1'rtit,.i`` t• •,,,!! ;t; :•11th..' ..y'iy•,..1.i: {:J•r7r,:. :; ', ..'''r;'•.�"ti�;:;.'r;,..:,;�.•'y��•yr. •;+r;,ry1 .: .� Site C. ..J/urge -,}' ;', •,? }•`Y✓;;',•;.' ;''-It:••.t. d.ir'.'•:, i.i iys�s J` J! "1 J r 1. i' tt t •••,..i;•-•...:.,tJ,,,,,,..At,, ,'C11,`J t.k1 t p view !\ •1 C]olI !: �— K •,,yeah,. �..+�!'.)-i'et'i,i„ �f,,`� �• r` Nt> .C"] f /,!. �lt��-.,k.A /34:, Design/Appeal Rariih/Good E!" t '• ,a, ;� 1>> :�; 11 � A, :r ' i '3r Const Cuadirr Frr:Br/Good l- - ,. Age 1:".:35 y ... ♦N r tr't' q��tx t)ryJ } - y'' i l•.,,t,,,..): ,:RL7,`• a..zr • SLL 1(tiPYr tw�• y �,r.F; � a...,4,4,,,,%,',....„.L.t•�t• pp A.,.t ''::, ; p:•:";` '.r ,...015,-, t1� fiVi,.¢ti,'Ir t `. iU F Square Feel: 2,(*:-47 r \.\. �• �.. r: �„�s 7•.o!»t.y` r f�ic r>p r3�aj{kd,�:[�. I• . -7,— -:'••v .y, Nii �'�[gkt',41;• o.._'L',�.y11', tX rtrrho g4 1Fry�'^•,7,1 L rS; Total Ri1Jms 6 ,.,„- 7,.\ J!'t;1 < J r _L •J.•S'tt"i�.+rr 1'! i.. k.:,•i :`tee` { # . t�Ly J..,'1 1yt4 g,raw t'at: s„^ `t'Lt ! .irr "5xc3a+ Bedrooms 2 ,t r ,�l trr�s aw :, , , t ii JJ ,; '."± '�h tt�`a '•t Bamrooms 2.:.;;) FL>. ; t, r P 'f B;jsomemt 2,"; SF-90% '„.;,,....;.:r.,,' ' .t` ,•.'N; v �,r. -•:••'• r• , \.Ir•t•IJ 3 �iii !E+,J;.1N+.3 r �r;, ` I 1; !,,,,i,••i,t;, r {) .r si, Garage t. :r Garage i,'."' .' ItF•., 1 4 af(.iK 1i: 't'1 t -JYe, jj q•J .' r�, .�. '4 t , �.!` +�rl Sa lt" i ri tl�t�9;; I Fireplace Br ,; Fence, Hot-tub r .1.,., - I ..1`.t 1��' sl -i51 tirtt\�rl REAR OF .1.:,>.' fi, ' .� i SUBJECT PRO:-ERTY ,...4:C,. '•,•'• , , •,,,.: 1..;,- ,../. r: ... .....'• • • tLoy .Z :_.' ., !14 ,.,7,.,irj,: .........-,.. .. f. i 1: 171:• _ N. tt 't , rrf. ' it. :� 1 ,,i4.• I •`L� ~i`. /., ,� j '/.0 alai r} 17, ',:.;;,.4;e,.• . .rt �J'f ' � t t t Jk t1 ~R 1 isr�Ft, t is ,a :s :ti + / ,fr y r a 4tiJ .h a ' ~v •rit,ir Y u$ J }31 { 1 r l l y1 y.,;•t J 1�J �i 42 1- t • ...-:!-Ay..t' 3.�'-''...',...:‘'.t..l 1�, r��t `fvy�A4,R °j4 °y\+.,t ,rfL �4 �'.�Jt.° r4,,L6ly�. \ •. 1 ,! .i t J 1 ytV r7)b ,• 6 6:. t,- %•� +''t.1n l ��N. •r� � t»y Jff f6 • L:.'4 ,�C'.r.•,i w.1,,. ' 'I!•�- v i*:t I ,1 ; 'Lt t h .r§ -af., tfs 3 ( _.1v.7 i r` ,Y, 4 y e..•nrw,, .y r '? _ � T •"•, . ;t•vi .,''r•V; A4,� �I IM'1.403. 7 r4.'4At:i;'^11 S;,s w 4,i ��y .,,rt, L ' . w:T,:'):1:: ,i r .'r. '1rL �q' ! 1 *P 7Y'r•,r"Le = • -t ! .. •'Ck;:1 Y ^.,♦ '1r1�'i•t �Yb'J w-',, tC' t J r^?�,�••••NI,,,..Ct .j7'r,,r r r , �r"' • y vAiFt tt... %f! , �:3.�. it.:l:E',VM'i�.iJ''a`.!f-'f,'}. .9T�f.l?i'�Al.tift,✓c�.y:. _. .. .. ....... .... STREET SCENE • ''' , l� t. t ,r,t , 'f- Ii;* 1 I f*• ,. ..l ••(• .y r 4 th. i f -II.a' i Y . .1 1 .•„. \• {yet r 'f i S f Y h ,�.. '.y:S is ,r,', , tr d f' •,t 1 �a+n•J� • .,C >�. �+$wr.. •,•r, rg d Ik t f Cllrf a'i , ., •N,T y i 41' ' �l '.••.. r. it ,P fit' 'y ri f\!. f \ .,i+ (1. J •a '1.' •r; { �" y 1 MacAppraiserne Real Estate Appraisal Software by Bradford and Robbins(800)622-8727. SUBJECT PHOTO ADDENDUM File No. n/a • Borrower Breit, Blaine & Pamela Property Address 2117 Clubhouse Drive _____ City Greeley County Weld state CO �ZipCode' _ 80634 Lender/Client Greeley Mortgage Bankers Addruss 1770 25th Avenue, suite 100, Greeley_ CO 80631 _ --- ---------- c.w- \. / ;.` ; ---- -tiis.r ITy' 1 r 'Q.' /1 t`• /;-• - $j1 ' � �•�.i9!. }I a plt� .?,,�,�'. �u�. .t,. °fjr ..'1 �;�'' L ' +_x�. y i'�"\R*144t . •31 •{.tr_� l I lid-•�F�+.lo•�•1/4.F.„..-,y1..33� .f'r �.' `i• S 1.:9.c, .:: .,..,...,,-.,`.c,.r'ti3 k+ Z. }— ".•_...1'c4.. .�1 ;.,.,, i-;� 4,. 1'1 F:,t•Y.�t.s.: ;N`I.',; io,.A 'f i I . /r^'7r;• / �9ea.-4 d'; .',} t,t,i.f y,,_' ' ..1r,;,„';'::• d, ;a j*�;� `i' • ! •rte. 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I I #t• 9•t ;-,rw Y t M lrl''''6-1 '(my ,e�N)r r I +1 A' d t rrl ! ,'; ,.'-'.1".);)” E e P r s"�u 12 n Y 1 '>�x��{y s� t I,, ¢t 1 x ;� 1"� tI hr 11 _ 991296 �u.. 0. rH f, +? 1 fir,l,.' / �:�a� n� tp a�rlyJ�3�k t s.!Iwr� ap i, l J,Cr7„ , lenll li ,,m. Ilwnrn by !'/r,d m•df h•r ' " COME .CABLES 1-2-3 PHOTO ADDENDU,v, Borrower Breit, Blame & Pamela Property Addr©ss. 2117 Clubhouse_ Drive -- - - -- - —-- - -- -- �� Greeley orury Weld m b^ 3C Lender ant_ Greoley Mortgago Bank /I's AddrI• , 1770 25th Avenue suite t e, Gre'i .y „C; ,053 2 5 s+ CCJ0APARABLESALE #1 v ' 33) ,11.',V4.:4; S ;24../.'41)41144?:? r n," ra 4 d ' ,� 4'1 y 4 t. 5'4�x.;;r�4 I t zt a�; r ; i i J ''''''14':' S;t5h )q 54�y.p t �1 ) r<� ^n Eta S{dbw.� ' ≤ .✓ dz .P I ..reeley ,...)I It., 2/96 - ) _Friar 300,000 �, s E' .. r'cod/Large 1' F '5^r 1.. ' ' ' ) e try 11 S 5, 4.� u��, uy ��'�' "Ia:r'^I 'Z'1 5i� ,r� �f+�5t�y�e�' � ._.,.,..;:,:';',41,,. �� 5.'R+�C ��+'.?Y,�'t j ,ua t . �IYp l5". �t,u)n °05 c ✓,j 1 sx ' lc t r ��. { ..',...-=-4; I YL 1,N { "k { r F t �Y ^. iNi ( �1 ill y t 7 �t`�* v„r p) i.G'-..,,,a*r 9 {�4�� 3 !^' ' ,,,,,,1tl,�L Y Ik �ti I �tC .��r111.1!' ✓ ,,"t u tst '4t, g1 a t(I r., 4 fi di^v K" u 'nv v vrmp,rWry --- .;5s^ { 5 °{)tw4 e' ti i�1r C r1gP t, e 'F h' P t e.,*r.Ji-'µI+}. V H^ �# k 4 etr ..p is rh . Me .pmnr:nom. .j^ t n }' 1{ +. N f rpinco CCntta; ✓1C.,FP nee a, ^w -+ ` - COMPARABLE SALE #2 p W -.y3J ! y, W�'�e 1 I ( r J r �a `n .�� y 9 4. { !, 2 It I (�0� '! 7 . ✓ reeky 5 .� � t ,�. 7r plA9�,,. i1 n,PIcd - 53.200 t x� tpvt{,�t. I v J i « Y vt c, t ' )J, 1 r"' I� k�i r �d�t�) � 5i _ >, !s jtF L) n er p a '1,4-:,,,,;:. s ,,,., r•+`a nt '4:',e i '":' r r .I{i*' ,r':'Nhe�ti`e� f"^.yak, I•rk :)% 1 9 li 3 5r, Sgjlan,ot 3.,, . , • ,J�bv� t }coOhl m ti ,fn li'i X11 { i."�s N�11yd� (_ Hp Cr ,it le L n , yc�i F I r nCe �'R,}til�N a k )� � e1..,: �I W. < uqr. COMPARABLE SALE #3 r - Cr r .ct,Aw >i"nvr' t 'y% ,? .f/Ng 1^'I�tr 4 i� 1.r 4 ?p��tWt,1uw. ";N.., ,. h�{ 'Ri ,,))5r4n4T fY'1f .f'Yr I ,Jr. . i Y t Sq ad .zt ( )> c y 5 t Ti11 - - I fJ pr411 , tK r n y,� Y "Iv.. art, e„Y e ,T5rte H., r v r4 I4 nrk� < I`I�t ,�' Q�x1v ��,*�'r"i'll Art. y' t) v A_ MX�b� r 4 ',. , idl C_ , `wt ' pli;, 5��t.3ti'l,V j1Y"y . I 35^^ ey Pl�ca 1'� 'i �J i^ {ndw{) Y4 iy Creie ay f3ytni,r+ cy Q n{YD• 7 4 1 t,, . I I I{ Y, oec c .. 5 Acre ! ,3/,,-1-t ! d ux I I t :, v yh I ♦V i tii ' yy { I.♦ 4 tam( '0 Flf.' + % ✓ I • i i'I � .r- -�.Je�+ , SF-1 0o -, La Garagc 3 Car arage a oula[r.. = 981.296 COMP. ,ARLES 4-5-6 PHOTO ADDENDU, a Borrower Breit, Blaine & Pamela Property Address 2117 Clubhouse Dnve Gtr Greeley County Weld State co P.p Code 80634 Lander/Client Greeley Mortgage Bankers Address 1770 25th Avenue, suite 100,_Groeley CO 80631 COMPARABLE SALE #4 r < I' t Address 5911 21st Street Geley sale Datc 3/9 6 �reePnee 315,000 k .� jry 4 " "fi �jj ys n., �a ., . X ,lc xws ` xJ�+ ,`ne�wk ax"pa7t °I Sir �.,oC:.L tier #- r� Ci. N �islh•� .�Y r�{n� �� d�.� w N D4s.+, b cv, Avg D' M1 s ('1 �1Q'`�ga pct r12" ' 61 Vd`�(v �ti� ' Des On/F.PPea 2 Std y;'3ood \wl.r �'^'� "' roe, ti q 'a ka�'� ; � Cansi o�tliry Frarnc/Good '�� T ;, ..a. 5 �"xBnf s �r, Age 1 995 a i �rr i( v Scharr,Feqr 3.249 yt rx"a ' � ,t� r e i� Tole Poems T lj yi: E rum` rd, a r.6] Pcdr.,o.ts 4 + TNs* A Bao,rco as 2.50 "ta/ v r ,...� �\il&iii I i,s 3 a`°v %,itw,' ✓ r+g5�* - ': Basement 1765 SF-50% i h. rr... :r^� r yi> 4"".Zj"' i v4' w / r r. Garage 3 Ca r gard90 7 $oh" w. + A"{;d••y6 r+�n1N:i r, .n. "�" *M1 .. kv . I,:�t,r�y}�a.... Jtr v ,�� y,w:, F Fireplace Cenrd vacuum COMPARABLE SALE #5 Address Sale Date sale Price Ste view Design/Appeal Const.Qua'ry Age Square Feet total Roonis Balton` Bathrooms Basement Garage Fir epiaca CO PARABLE ALE #6 ��I Address Sale Date Sale Pico S,te \flew Design/Appeal Coast.Dual ha Age Seaare Feet Total Rooms Batoorns Bathrooms Basement Garage acs 981.296 Hello