The URL can be used to link to this page

Browse Search

Home My WebLink About930302.tiff RESOLUTION AR2329774 RE: APPROVE PLOWING PERMIT NO. 93-02, ACCEPT COLLATERAL, AND AUTHORIZE CHAIRMAN TO SIGN - GERALD L. KUMMER WHEREAS, the Board of County Commissioners of Weld County, Colorado, pursuant to Colorado statute and the Weld County Home Rule Charter, is vested with the authority of administering the affairs of Weld County, Colorado, and WHEREAS, Gerald L. Kummer desires to obtain a Plowing Permit to cultivate certain grassland described as part of SW'y Section 23, Township 8 North, Range 61 West of the 6th P.M. , Weld County, Colorado, and WHEREAS, pursuant to Ordinance 11108-A, Gerald L. Kummer has submitted proof of collateral in the form of Irrevocable Letter of Credit #199307, drawn on The Bank of Greeley, in the amount of $4, 600.00, and all other pertinent documents necessary for the issuance of a Plowing Permit, and WHEREAS, Gerald L. Kummer has also submitted the required permit fee in the total amount of $245.20, and WHEREAS, the Board deems it appropriate to approve the issuance of a Plowing Permit to Gerald L. Kummer for those grasslands described in the approved Soil Conservation Plan, a copy of which is attached hereto and incorporated herein by reference. NOW, THEREFORE, BE IT RESOLVED by the Board of County Commissioners of Weld County, Colorado, that Plowing Permit No. 93-02 be, and hereby is, issued to Gerald L. Kummer. BE IT FURTHER RESOLVED by the Board that the Chairman be, and hereby is, authorized to sign said Plowing Permit. The above and foregoing Resolution was, on motion duly made and seconded, adopted by the following vote on the 12th day of April, A.D. , 1993. BOARD OF COUNTY COMMISSIONERS ATTEST: D� C ,, WEL COUNTY, COLORADO P5' Weld County_Clek to the Board // � G / Constance L. Ha bert, Chairman BY: Deputy C - e B d \l d4ebster, P4m � � / /- L APPROVED AS TO R n eorge Baxter ,�'l -1:7 -2,--c--7— C , 4-2 Attorney Da e K. Hall / cl/t-, ,h ,Yc/>I /Barbara J. Kirkmeyer B 1379 REC 02329774 04/20/93 15 :53 $0 .00 1/003 F 1734 MARY ANN FEUERSTEIN CLERK & RECORDER WELD CO, CO 930302 OP-p/o8 ORDINANCE NO. 108-A PERMIT NO. PERMIT FOR PLOWING GRASSLAND APPLICANT NAME: ADDRESS: LEGAL DESCRIPTION OF GRASSLAND(S) TO BE CULTIVATED: ATTACH FOLLOWING: APPROVED SOIL CONSERVATION PLAN, ALL MAPS AS REQUIRED BY ORDINANCE 108-A, AND PROOF OF OWNERSHIP OF GRASSLAND(S) OR, IF LEASED, PROOF OF AUTHORITY TO CULTIVATE. PERMIT FEE: $240. 00 for the first 100 acres = $240. 00 $. 10 per acre thereafter = TOTAL = COLLATERAL: (Must be in the sum of $30. 00 per acre. ) Approved by the Board in the sum of $ PERMIT AND COLLATERAL APPROVED BY THE BOARD OF COUNTY COMMISSIONERS OF WELD COUNTY, COLORADO ON THE DAY OF 19_ Landowner or Lessee: BOARD OF COUNTY COMMISSIONERS WELD COUNTY, COLORADO By: By: Date: Cha ' man n / // ATTEST: /A • Weld County Clerk to the Board SEAL By: Deputy Clerk to the Board This Permit is issued pursuant to Ordinance No. 108-A adopted by the Weld County Board of County Commissioners on March 11, 1986, and requiring the issuance of permits for the plowout and cultivation of grassland(s) . Pursuant to said Ordinance, the Permittee is required to follow a conservation plan approved by the local Conservation District Board, must pay all applicable fees pursuant to Ordinance 142, and must submit collateral in an amount as set by Ordinance 142 . Said collateral must be approved by the Board prior to the issuance of this Permit. B 1379 REC 02329774 04/20/93 15 :53 $0 .00 2/003 e �o3oz F 1735 MARY ANN FEUERSTEIN CLERK & RECORDER WELD CO, CO Township_ — , Range , County -----.-- _- -- r State — ORDINANCE NO. 108 PERMIT NO. — I — Ei I i I i i i i 1............ L • E -i_•--- • i _.�. .._ ..._... .. -- - . --..__._.._.. ....... • ...._. f. E i i i i I I I - I Li I i E E , , .. , . I . I 12- 4 J11L71 - 1 { . _l_ I . IlI.. E I I ! j13 I I — _— E I i I I 20 t ._.___..,. . . . ._.._.. I__�_.______._..______ ....... .......... ... ....� ...._. .. ..._.._ -.-. . • ., ...._ 1 .... r ;._ zIa s0 I _..__..• =S I i.... . . .... .... I i • I- i I ---.�.... -!1._•_. . --. .. .. _ !: • !! - - - u - - - -. -is I 1. . FORM SO F B 1379 REC 02329774 04/20/93 15:53 $0 .00 3/003 ifY?Q'92 F 1736 MARY ANN FEUERSTEIN CLERK & RECORDER WELD CO, CO The Bank D Cr.' --Y "The • Difference ss-Our,People?, of Greeley Member FDIC 822-14th Street • _^ o. P ) (303)352-7030 P.O. Box X Denver Metro(303)573-3917 Greeley,Colorado 80632 CI EP:: FAX Machine(303)352-2118 April 8, 1993 Board of County Commissioners 915 10th Street Greeley, Colorado 80631 RE: Irrevocable letter of credit # 199307 FOR: Gerald Lee Kummer Gentlemen: We hereby open our Irrevocable Letter of Credit in your favor for the account of Gerald Lee Kummer, 44376 WCR 95, Briggsdale, Colorado 80611 for a sum not to exceed the aggregate of Four Thousand Six Hundred and No/100ths U.S. Dollars ($4,600.00) available by your one or more clean drafts drawn at sight on us. Each draft so drawn must be marked "Drawn under The Bank of Greeley, P.O. Box X, Greeley, Colorado 80631, Letter of Credit No. 199307" and be accompanied by signed statement that Gerald Lee Kummer has failed to honor his contractual agreement with the Board of County Commissioners of Greeley, Colorado. This credit is subject, so far as applicable, to "The Uniform Customs and Practice for Documentary Credits, 1974 Revision, The International Chamber of Commerce Publications No. 290." We hereby agree with you that all drafts drawn under and in compliance with the terms of this credit will be duly honored if drawn and presented for payment to our main office, The Bank of Greeley, P.O. Box X, Greeley, Colorado 80632. A 15-day written notice will be given to Board of County Commissioners prior to cancellation of this letter. In no case will this letter be valid beyond April 8, 1994. Sin ely, � ' (11. identrom Vice President & SLO LGS/rh 114 11/11/M/1 � V 930192 Your Local Hometown Bank U.S. Department of Agriculture Page 3 of 3 Soil Conservation Service March 19, 1993 RECORD OF DECISIONS AND APPLICATION For: Gerald L Kummer P/0 w P( Assisted By: Raymond Mowery Tract No(s). Covered:_1,.1 -7 F f_I di (C3 ( SW 41 13 - Certification of compliance with the Food Security Act, 1985 I (We) concur in the conservation practices and installation schedules indicated in this conservation plan for all fields labeled HEL*. I (We) understand that, when the conservation plan for HEL* fields is applied to the land and maintained are a continuing basis, the conservation system will meet all of the Food Security Act of 1985 requirements for compliance. I (We) understand that if any fields other than those HEL* fields specified in the plan will be used for the production of agricultural commodities, I (we) will contact the ASCS and SCS for an HEL determination. 1 (We) concur in the conservation practices and installation schedules indicated in this conservation plan for all fields labeled HEL. I (We) understand that, when this conservation system for HEL fields is applied to the land and maintained on a continuing basis, the conservation system will meet all of the conservation compliance requirements of the Food Security Act of 1985, as amended by the Food, Agriculture, Conservation and Trade Act of 1996. Furthermore, I (we) understand that if any non-cropland fields will be used for the production of agricultural commodities, I (we) will contact ASCS and SCS for an HEL determination. COOPERATOR (Producer): DATE: —o3 Sj3 C2.0y14 6,71 The above Conservation Plan meets the requirements of the Field Office Technical Guide. DISTRI ONSERVATI 4EST GREELEY SOIL CONSERVATION 'STRICT U.S. Department of Agriculture ?age 1 of 3 Soil Conservation Service March 19, 1993 RECORD OF DECISIONS AND APPLICATION For: Gerald L ;(unner Assisted By: Raymond Mowery Field : Planned ; Applied No. Amount ; Date ; Amount ; Date ; Narrative Record , Tract Number .4:11 I 1 t Conservation System ID: SD ; Cropland 1 i l 0 *RESOURCE CONSERVATION SYSTEM* This conservation system, as outlined by the practices in this plan, will be followed for as long as the sodbusted acres are tilled or planted to an annual crop. These field(s) were converted from native vegetation in (**year), and the erosion rate for the approved conservation system for these field(s) must not exceed the soil loss tolerance for the soils in these field(s). Refer to the CO-CPA-2 for before and after erosion rates.:** These fields are planned to be plowed out in 1993. The first 3 years are site specific and after that the plan follows TUG 10 ALT 51. 18 HEL*;152.4 Ac. ; Sep 94 ; : ; 328 - Conservation Cropping Sequence An adapted sequence of crops will be grown t❑ provide organic residue to improve soil tilth, reduce soil erosion, improve water use efficiency, and improve water quality. The 3 YEAR crop rotation will be WINTER WHEAT-SORGHUM, MILLET, or SPRING GRAIN-FALLOW. The winter wheat will be seeded prior to Sep 30. The sorghum or millet will be planted prior to June 30 and the spring grain prior to Hay 15. The spring seeded crop may or may not be grown in this rotation. Fields idled for ACR or other set-aside programs will be protected by residues from the previous crop or be planted to a cover crop. Some strips will be back to back nilllet following the sodbusting so that strips can be established in 1994. 1H HEL*:152.4 Ac. ; Sep 93 : : : 344 - Crop Residue Use Crop residues are used to protect cultivated fields during the critical wind erosion period Nov 1 to Hay 1, and to conserve moisture, increase soil infiltration, reduce soil loss, and improve soil tilth. A mininun of 1000 LBS/AC SHALL GRAIN, MILLET, OR FORAGE SORGHUM; OR 2000 LBS/AC GRAIN SORGHUM OR GRAIN CORN RESIDUE will be left on the soil surface during the first overwinter period after harvest (NOV 1 TO MAY 1). A mininun of 200 LBS/AC SMALL GRAIN; 350 LBS/AC MILLET OR FORAGE SORGHUM; or 800 LBS/AC GRAIN SORGHUM OR GRAIN CORN RESIDUE will be left on the soil surface during the fall (SEP 1 TO DEC 1) following the fallow period. Fallow operations and seedbed preparation will be completed with tillage and/or herbicides. The 1993-1994 over-winter period will have a mininun of 1000 lbs. of standing millet residue. Strips that are planted to winter wheat in 1994 will have a mininun of 350 lbs. of millet residue after plantng. Strips that are to be planted to winter wheat in 1995 will have a minimum of 1000 Ibs. standing millet stubble over-winter 1994-1995 and a minimum of 358 lbs. of pullet residue after planting in the fall of 1995. * The application and maintenance of this conservation practice is required for conpliance with the Food Security Act of 1985, as amended in 1990. 970 X92 U.S. Department of Agriculture Page 2 of 3 Soil Conservation Service March 19, 1993 RECOR➢ OF ➢ECISIONS AND APPLICATION For: Gerald L Kummer Assisted By: Raymond Mowery Field ; Planned Applied No. ; Amount ➢ate ; Amount ; ➢ate Narrative Record I$ HEL*;152.4 Ac. ; Sep 94 ; ; 589 - Striperopping, kind Crops will be grown in alternate strips with other crops or fallow to reduce the wind erosion hazard. Strips will be approximately equal widths. When strips are in a NORTH-SOUTH or EAST-WEST direction at 45 degrees to the prevailing winds, average strip widths will be a MAXIMUM OF 248 FEET. When strips are in a SOUTHWEST-NORTHEAST direction at 90 degrees to the prevailing winds, average ; strip widths wiii be a MAXIMUM of 338 FEET. The application and maintenance of this conservation practice is required for compliance with the Food Security Act of 1985, as amended in 1990. U.S.DEPARTMENT OF AGRICULTURE ) ^ /( ^ s . a 'coI SCS-CPA-14 _•I t t_ 'L.II is I r SOIL CONSERVATION SERVICE 2 -0 1 7... I ' CONSERVATION PLAN MAP v t Owner GQ r" L. Nv>t µ`e r Operator County WQ-�d State Ct (o VA a Date -3//.8/?k3 "' Approximate acres/A-`135.6.) 1a - t≤J•/1'I _ a( 5 gg'oA proximate scale B !r '- / : Cooperating with bt)esf 6rte ( i 1 Conservation t District \ .i ly " Plan identification Fan., a a2S Photo number ASCs x'13 ^t ; Assisted by eu.y+n q ti 0``�e USDA Soil Conservation Service I , + ..ate.. , ,. u } .°eY a� '.fk'J ," ,, yJ 1` • }It✓~i1. f1r� • tik Al I' 1("�Rfrf-K tr(•1„.q,,,.., •, r 1 F •r A ' ,yy4J. .4 ✓: r ,:.. I l Qr4 � r `J df5at � rY /,ki.-ttr 2' •r, a 1e5". • • /+rJ��..iii. J • `i u5 y� 6 f ` ti aa�ttiiry�4+1" y3urrb f�./.F o r'. }6' . c 1 . , 4 1. y � pia 1. 1 r r d se.., 604' 4 1 r , Ir. ' 1 } .�> '�j'`h J ' \ V ' ' •�C1-.iv11 nilJ� I ' r1 rP\� Ali/ IA t ✓,V: i4 a.d i • 1 ,�t1� li I 1.�1t „,.:.2,..;.i.1 (t, 0r [ c,,�, r1 t 'TS••r ,gay • • •,✓ , 4.14 �` a ,, :. , • '+ t . ' ./4tP' flFgl +•t u.,rr t ° A-T.'.r • : /,e (�. , 'Y }„7 7 vary a ,4f r�.( lr: • di dr4l�:'' •: r1 • alit ti 1^'W r'iN y I f�A�r r aj Vin' iv 5 i .rr'..t Id ' .".6:::-• ��r � 'r ,' /: I,. 4:,...' Ic ,\ :+ /,'5 • 8. .-, Ul 1 .41. 9• 1\ .:� 1'i, rii '. 'A ' .: /4.4 Vin. J} V'rl'�, },tri N irl p V ,,/1.(1:„);.jilf ' ♦�ji' g �i ' .r • qs�.. � � � .- _ 11 .''•ty jj' :,v �• d; i �yr+r r m � ' ''r r � //!l1.`'ry+p'Y'i II • �e,'INGam{! +j / \ ry,y,�r t1 .:, ktr 1t n5'Sy `. q `Ni 4r/C, d ,f7�1.. A °rr r l ( {•'li}r Y S 4.. �l \�� 7 r,.C t`� ` , Yt 1 i 1 II:. ^, t (! Cr t i'�‘'�t' r y.s• l tk� /von — 1.12Q Cruelcoonci jl ` {°t hl elli'+lai rfA � sir r, i 5 >'S sip �, r( IA � t 'c ir',"� / /i * Hrt N� kPF `. ' / t i i ylr 'dr ( N, / pN ,GI • F , , +, r. ' d 5 f �i� P 1'i si 5 r:, � ((1 ..� j�ea�lno` '�.I /d r 1 'j 1 r /� ....� / r\' l.1 9 � �Y y,!f�r 1 "-�r�,{il. $Q :. r / ' r 1 /� il' i I t,4y;i .l t / '1 r37d+ Y ed �• / l by t. g , • T , 1U 'V' I ! g f )u IbI. 1 ( �� n 4 r , �1 1 . .1 e... .•Ed • t w• a) t1 .ty • q, a^ttra`w,'m,*°+ , I " r4 ® ikirie , , e1 r � )d�iC! k^h I I �r ,IY k w•:.7 uIJvL � ,.. i ; 1• r ) ! c a �r J! riy5, .A Wino,< rT: �z ..\h ,` A 1 .� ( f 1 >� t39 ff Q 4 )x y i'7Ylr'l' .� ♦ bK-,1 sir ,,,k4 t l :r, , j ,Vl' I/. , ''': 4 r •t.''.i ' .�.):;,.. �N r� jVJAIt4l,r A,T.'• , i•-I�n'I nfrH 4T�/+aiM1. �, t: -4,---Ni •C 's,i . LEGEND ' (FOR FSA CONSERVATION PLAN MAP) Form Opera lions Boundary -®-0- Fence to be Removed -41a- ,4 _ Marsh A. — u4 - Ownership Boundary �0--....__®- Ditch to be Removed _.„----'-- Load Use Tie Land Use Boundary -•••"-N••,a, Intermiltenl Stream --r^'!.---- Trail -;--------..-- Land Use Capability or Site Boundary lfintrh.. Deep Gullies E2 Building Temporary Vegelal Condition Boundary ^-- Perennial Streams v✓�✓� Rock Outcrop - '----_ Temporary Physical C,mdilion Boundary lillinminn< Natural Barrier Cr- Corral 2A./CM Acres Required per ( ow Month `..:7;._;:,.' Important Ridge Top A Slack Yard EC,GC,FC,PC Range Condition -x-- -x- Collie Guard H Farmstead 320 or 320 Surface Acres IGOcmu00sm Cow or Sheep Monlh.; ��/ Wet Spol O Field Number Improved Road ,/,..%.4.3,., Pond or Lake H[L Highly Erodible Form Rood p-.- Spring Land • • I Railroad 3 Move Portable Sprinkler Lateral gin Not Highly Erodible Land Note:When fences ore combined with other symbols they may be • — shown as follows. • • Fence along Improved rood, . • fence alonq a ditch, etc. • ---..---••—.—• . EXISTING PROPOSED EXISTING PROPOSED —x x— —I I— Fence --_,-.- -+•-Q•+--• Division Box or Turnout r —fat--f. - •-?"-I—Z•r— Electric Fence * ci Pipe Riser 00000 + + + + + Shellerbelt ...---11__—... --- I' •- Diversion Darn A A A A A A Stream Dank Protection --E_.- .-J-__-.-... Check Dam or Gully Plug alllllllllllllllll IOW WU 11M Dike or Levee _Hi, Imnnnnnnnl not nnnt mat �3 Drop or Over loll I--II—I I—I I---II--:I--t Pipe Line or Sprinkler Main Dam and Reservoir 1—t•t—+•t—+ ti yr-au--t Permanent Sprinkler Lateral ' Stock Pond -e-•-$-•- -•-r--• •- Portable Sprinkler Laleral '�}�—�" Eh- Spring Development ->—>-->—r- a••>--i-->- Flume �.yr I-1 Spring and Trough CANAL _--- t !.9 Trough ... - Canal • \..t -- Irrigation Ditch O (_) Well --- Direction of Irrigation 7 4 6 Windmill —v— —v— «.—v—.-- Pickup Ditch x SI Windmill and Trough —o—s—o— —+—O---- Diversion Ditch C i__; Water Tank —••— --•••— — --...—...— Drainage or Waste Ditch ® ® i Pump _.0_—_—o....- --o----0-.- Closed Drain [.�„] Salt Ground —r—•--•r— —»•—r—»•— Terrace ❑n ,n I Small Reservoir J C —� — ► �-0 Tide or Flood Gate rib owl' u.inrrnnnrtOJT of nf.n¢ulnrnr .,•,,, 9:31:179•'j 2 Ir \ 11 62 _ \ v 12 Ci lit I !n/ , SCS-CPA-015 / A ?o / A) U.5.DEPARTMENT OF AGRICULTURE 1z-es GGGJJJ Y , SOIL CONSERVATION SERVICE SOIL MAP Owner Operator Se rnW K,mu-fled r County LA) e IA State CiO Soil survey sheet(s)or code nos. Aproximate scale 171"= I nti N N Prepared by U. S. Department of Agriculture, Soil Conservation Service cooperating • with iil ect a retzeij SS It Conservation District ' \..) u..--si i 62 /.3 61 41 36 41 v 36 4 C 45 54 54 /'' I ,thitermittent \ {I —71 Et. _ • 4e, e--lleL , kV y , 45 4 36 36 • 36 __ / f/0— i 45 56 nt ' dJeL 61 I 3- - n ml, 5 NE L 36 .,5 n int .C., it 6J-14,1%!, i (� 7 44 ' ':'�� °' as � , ,. ,� nstic �� 54 I WELD(QUITY,SOUTHERN PART. COLORADO -----1 .OLORADO AGRICULTURAL EXPERIMENT STATION CONVENTIONAL AND SPECIAL SYMBOLS LEGEND (FoRsolLruRUC{ MAPS, CULTURAL FEATURES SPECIAL SYMBOLS FOR SOIL SURVEY BOUNDARIES PITS SOIL DELINEATIONS AND SYMBOLS SvE 107 National.dale or province Gravel pit X. °'r' ESCARPMENTS County or parish — Mine or quarry ')l) Bedrock (points down slope) Minor civil division —_ _ MISCELLANEOUS CULTURAL FEATURES Other than bedrock (points down slope) Reservation(national lorest or park, Farmstead.house • SHORT STEEP SLOPE stale lorest or park, (omit m urban areas) and large airport) Church - - 1 GULLY Land grant .. School f DEPRESSION OR SINK 0 Indian Limit of soil survey(label( Mound Indian mound(label) t' SOIL SAMPLE SITE S (normally not shown) Tower Field shred(malchlee&nealline Located object(label) 0 MISCELLANEOUS GAS AD(IOC BOUNDARY(label) Tank(label) • Blowout v II Small airport,airfield,park,oillield. �'•• A �-� � Wells.oil or gas A A cemetery,or flood pool - -- Clay spot X Windmill a Gravelly spot e. • STATE COORDINATE TICK I Kitchen midden " Gumbo,slick or scabby spot(sodic) 0 LAND DIVISION CORNERS L (sections and land grants) 1 _4_ Dumps and other similar non soil areas ROADS Prominent hill or peak Divided(median shown n r d scale permdsj Rock outcrop Other roads WATER FEATURES Includes sandstone and shale) Saline spot + Trail DRAINAGE - Sandy spat .. ROAD EMBLEMS&DESIGNATIONS Perennial,double line Severely eroded spot Interstate T Perennial.single line \ Slide or slip(tips point upslope) N N Federal OD Intermittent `____•"- Stony spot,very stony spot 0 Q) Stale sO' Drainage end J/ County.farm or ranch ELI Canals or ditches µiei k( Ero dill L�IAL.I Si RAILROAD - I r- Double line(label) can, (�I 1NII CVOd;bleLC„d N NEL �^ POWER TRANSMISSION LINE Drainage and/or irrigation —� —�.— ,`4� UIEF (normally not shown) PIPE LINE LAKES.PONDS AND RESERVOIRS (normally not shown) \ FENCE —. ._ Perennial 'l (normally not shown) LEVEES Inlermillenl Lrt -L-' ` Without road nniuuO.niraiI MISCELLANEOUS WATER FEATURES With road nnnuuuuui° Marsh or swamp .‘11. ill liii uuunn ii With railroad �n 1111111111111°°I Spring o- m iiniiuui iii DAMS Well,artesian e c/ Large(lo scale) \ > Well,irrigation 0 Medium or small water Wet spot •Y • - 921892 'N'hrore ,}.• A at sik Irekld"•,"te%$1A '/'41 'TK'"} 'I�e' ?'Ta , tiw tSlt i*> �r` tt ,atOn1004 n.. a „.-9.;',K4',,, i d �. Ih sir 1 Y t an A 1 .''.sP`''. ' .t. ( �; !vY V 4 MFR ra t CF- The Bank "The Difference is Our People" Member FDIC of Greeley 822- 14th Street 7 (303)352-7030 P.O. Box X Denver Metro(303)573-3917 Greeley,Colorado 80632 FAX Machine(303)352-2118 March 30, 1994 �� Board of County Commissioners 915 10th Street Greeley, CO 80631 Re: Irrevocable Letter of Credit No 19930,7 Gerald Lee Kummer Gentlemen: " This letter will serve alAotice that the above referenced Irrevocable Letter of Credit in the/name of Ge/ald Lee Kummer in the amount of $4,600.00 has been exte��`d o April 8, 1995. A 15-day written notice will be given to the Boa f county Commissioners prior to cancellation of this letter. In no c e wi/11 this letter be valid beyond April 8, 1995. % /�iS'ncerely, IC- Y \ JaMes Davies / V ire resid nt den an Officer h / Your Local Hometown Bank Hello