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HomeMy WebLinkAbout911295.tiff RESOLUTION RE: APPROVE GREELEY/WELD COMPREHENSIVE HOUSING AFFORDABIILTY STRATEGY WHEREAS, the Board of County Commissioners of Weld County, Colorado, pursuant to Colorado statute and the Weld County Home Rule Charter, is vested with the authority of administering the affairs of Weld County, Colorado, and WHEREAS, the Board has been presented with a Greeley/Weld Comprehensive Housing Affordability Strategy, and WHEREAS, said plan, a copy of which is attached hereto and incorporated herein by reference, has been jointly developed by the City of Greeley and Weld County, to be revised on a yearly basis hereafter. NOW, THEREFORE, BE IT RESOLVED by the Board of County Commissioners of Weld County, Colorado, that the Greeley/Weld Comprehensive Housing Affordability Strategy be, and hereby is, approved. The above and foregoing Resolution was, on motion duly made and seconded, adopted by the following vote on the 28th day of October, A.D. , 1991. BOARD OF COUNTY COMMISSIONERS ATTEST: WELD WELD COU TY, OLORADO Weld County Clerk to the Board/` Go a , .rman By: Deputy Clerk to the Bo Geo Kenne y, Pro-Tem APPROVED AS 0 FORM: i��24f�ieli onstance L. Harbert County Attorney C. (Kirby 10a W. H. Webster 911295 k e� �7 cC:r al 6-7N. fi DEPART ,v ENT OF SOCIAL SERVICES P.O. BOX GREELEY,COLORADO 806322 Administration and Public Assistance(303)3521551 Child Support(303)3526933 Child Protection and Day Care(303)3521923 Food Stamps(303)3583850 C. COLORADO TO: Gordon E. Lacy, Chairman FROM: Judy Griego, Director RE: Comprehensive Housing Afr lity Strategies DATE: Octohor 22, 1991 CCCC//�)II Enclosed for Board approval is a yearly planning document under the Comprehensive Housing Affordability Strategies. The City of Greeley and Weld County jointly developed the plan this year and will revise it on a yearly basis thereafter. Although the plan is comprehensive, it does not ccumit resources through the City of Greeley or Weld County. If you have any questions, please telephone me at extension 6200. Please note that the Clerk to the Board has a copy of the entire document on file. 911.'9 Jim Sh an 315 vor�n 11th Avenue Greeley, CO 80631 Greeley/Weld Comprehensive 1iousing Affordability Strategy ��k` j b -�A Y 4 $,.M° 'M,7 'E 7-' 'a 117 '�idxr• Z Seb ri4�k4' �i 'f SF '`t d � .�, i . i ::=1 y f , rte, � �-a ' �v > t � r r� l-,."t x y+� f` ;,"F T9".y�-' ' z„;145; 4M. ZF� -,,,:r a Hwy ....,,pp'�� 1."1:t:',•;'?"." z a e-y Y to vu - _ � N+ "w 1 .-- .ft r s+'�'P� 2 y- P., f «u a '1,;',"1. 4,1-:4.40.—�[wr#i o �.°.� y � R.�� 'y 4 ,4,A,,=.,-4.....:„...4,,,, ,I.,„,„.• x .4 •t� p sa 'fro ,.:r 5� F$/ :4;ri t YYu� �t .i�f .. K.--- k�,p 4 F:` -IG y j�� ;: 1, r . u f"., tyy� R �,J,.'h l-w�'n'' '13��1K"'""`�•;'? `��,`"';`aia�e• Ja . aL ' 'L R e 7.; tee.'4 'f rt' a r Fa �- s 'rM, * +. .tC�..e �M s+t vs a*W' ' q1 ,y. k R 3"a,1 Sri-'4' �G2 3'� �Y ' i 3 8 'F!' „ar '"gJ' 4 ,SvfiB „r yac },aY� 4r ✓t m. fir: 's n 4 � �.'. ' ' T�' y�� r.` ,�. .�� F } ��-k�y: x5F' .: Jr - BSc astx'N•LI e.'-�, I'S'�t`-�' �✓Ky� . Draft August 9,.1991 F-.i ,-------t,. f GREELEY/WELD COMPREHENSIVE HOUSING ASSISTANCE STRATEGY (CHAS) August 9 , 1991 Please forward any written comments on or before October 9, 1991, to: Terrie McKellar Planner I City of Greeley Community Development Department 1000 10th Street Greeley, CO 80631 CHAS PROCESS SUMMARY 1 SUMMARY OF CHAS PROCESS The City of Greeley, as an entitlement city, became the lead agency in the development of the CHAS. To assure a more thorough document, the City worked with many county agencies in developing the CHAS, including the Greeley Housing Authority, the Weld County Housing Authority, United Way of Weld County, Weld County Housing Coalition, Weld County Social Services, and many nonprofit ` agencies. A series of public meetings was held to receive public input regarding the housing needs throughout our community. For a listing of the hearings, people in attendance, and agencies represented, please refer to Exhibits I-III. Due to the time limitations, as well as the lack of 1990 census information, the CHAS which is being submitted for approval by the Department of Housing and Urban Development is very general in its discussion of housing needs. Much of the documentation is taken directly from the City's previously approved Housing Assistance Plan (HAP) . The primary housing needs identified focus on the City of Greeley's housing needs at the neighborhood level; however, because we are the county seat, many of the housing needs of our clients also overlap with services delivered at the county level. Thus, where appropriate, county needs are also prioritized in the CHAS. Data have been provided on the required tables at both the city and county level as available. As more data become available, the City anticipates updates to the CHAS which describe with greater accuracy the housing need throughout the City of Greeley and Weld County. fThe CHAS has been made available for public review and comment at the following locations: The City of Greeley Community Development Department, the Fort Lupton Housing Authority, the Greeley Housing Authority, the Weld County Housing Authority, and the Weld County is Library District's two branch libraries. The Greeley Urban Renewal Authority will hold a public hearing on Wednesday, September 11, 1991, to review the proposed plan and receive public comment. A public hearing will be held by the City of Greeley's City Council in early October. A public comment regarding the proposed Comprehensive Housing Affordability Strategy will be forwarded to the Department of Housing and Urban Development as part of the CHAS. i li TABLE OF CONTENTS li SECTION I - COMMUNITY PROFILE Part 1 - Needs Assessment 1 li General Housing Needs 2 Current Estimates liCost Burden 5 11 Five-Year Projections Supportive Housing Needs of Homeless Persons 5 illCurrent Estimates Supportive Housing Needs for Others with Special Needs 7 CHAS Table 1A, Housing Assistance Needs of Low & Moderate 12 . Income Households--Weld County All I1 CHAS Table 1A, Housing Assistance Needs of Low & Moderate 13 @i Income Households--Greeley All mil CHAS Table 1A, Housing Assistance Needs of Low & Moderate Income Households--Greeley, Black, Not Hispanic 14 CHAS Table 1A, Housing Assistance Needs of Low & Moderate 15 Income Households--Greeley, Asian or Pacific Islander . CHAS Table 1A, Housing Assistance Needs of Low & Moderate Income Households--Greeley, American Indian/Alaska Native . 16 CHAS Table 1A, Housing Assistance Needs of Low & Moderateill 17 Income Households--Greeley, Hispanic CHAS Tables 1B, Homeless Population--Greeley/Weld County 18 Part 2 - Market and Inventory Conditions General Overview of Tables 2A and 2B 19 20 Housing Conditions Concentrations of Racial/Ethnic Minorities and 23 illLow-Income Families Inventory of Facilities and Services for Homeless Persons 24 ri I� 1 oil Inventory of Facilities and Services for Persons with 25 Other Special Needs CHAS Table 2A, Population and Minority Data--Weld County . . 28 CHAS Table 2A, Population and Minority Data--Greeley 29 CHAS Table 2B, Market and Inventory Conditions, Housing 30 Stock Inventory--Weld County CHAS Table 2B, Market and Inventory Conditions, Housing 31 Stock Inventory--Greeley CHAS Table 2C, Assisted Housing Inventory--Weld County 32 and Greeley SECTION II - FIVE-YEAR STRATEGY Part 3 - Strategies • Priorities for Allocating Investment 33 34 Narrative for Weld County 34 Moderate Rehabilitation/Acquisition New Construction/Substantial Rehab/Related Infrastructure 34 35 Rental Assistance 35 Home Buyers' Assistance 35 Support Facilities and Services 36 Narrative for the City of Greeley 37 Rental Assistance 38 Home Buyer Assistance New Construction/Substantial Rehab/Related Infrastructure 39 39 Support Facilities and Services 40 Relevant Public Policies 44 Programs and Services for Affordable Housing 46 Institutional Structures 47 Coordination of Resources 01 «-,e t: . .. ", II CHAS Table 3, Priorities for Assistance, 5-Year Plan-- Weld County 48 CHAS Table 3, Priorities for Assistance, 5-Year Plan-- Greeley 49 SECTION III - ONE-YEAR PLAN/ANNUAL UPDATE Part 4 - Resources Table 4/5A - Weld County Narrative 50 Table 4/5A - City of Greeley Narrative 50 CHAS Table 4/5A, Anticipated Resources & Plan for Investment--Weld County 52 CHAS Table 4/5A, Anticipated Resources & Plan for Investment--Greeley 55 Part 5 - Implementation Weld County Implementation Plan 58 Affordable Housing 60 Monitoring 61 Conclusion 61 CHAS Table 5B, Goals for Families to be Assisted with Housing--Weld County 63 CHAS Table 5B, Goals for Families to be Assisted with Housing--Greeley 64 APPENDIX Exhibit I, Public Hearing Held June 6, 1991 65 Exhibit II, Public Hearing Held July 23, 1991 66 Exhibit III, CHAS Meeting Held August 6, 1991 67 Exhibit IV, Greeley Area Census Tracts 68 171 oi 1 1 SECTION I - COMMUNITY PROFILE PART 1 - NEEDS ASSESSMENT GENERAL HOUSING NEEDS Housing, which is a basic need in our community, is also a strong indicator of a community's well-being. The need to develop a plan for housing is critical in that housing is and will continue to be the predominant land use and an important physical resource for our ti community. Throughout the City of Greeley, as well as Weld County, there is a growing need for safe, decent, and sanitary housing for varied populations. There is also a continuing pressure to maintain 11 the current levels of housing stock that we can make available to low- and moderate-income families and individuals living ' hborhoods. There are a variety 4 within designated target neig facing housing needs in the Greeley-Weld area, of populations chronically including single-parent families, single male veterans, mentally ill, battered women, substance abusers, developmentally and physically disabled, migrants, unemployed, underemployed, frail and older elderly, youth, and monolingual Spanish-speaking 161 individuals. Current housing conditions being realized by these populations include overcrowding, living in substandard units, inability to pay for standard housing, and distance from services. CA T ^ _ 1 r,irrPnt Est�ipates As evidenced by Table 1A, within the City of Greeley there are 2,960 very-low-income renters. This includes 352 elderly, 2, 337 small families, and 271 large households. For other low-income renters, there is a total of 1, 158, including 190 elderly, 878 small families, and 90 large households. Within the City of Greeley there are only small percentages of Blacks, Asians, Pacific Islanders, and American Indian-Alaskan Natives. Current estimates for the needs of these low-income and very-low-income individuals and families are less than 10 in each category. The most significant minority in terms of numbers with the City of Greeley needing rental assistance are Hispanics. A total of 748 families are in need, comprised of 106 elderly, 572 small families, and 70 large households. (The source for this data is the City's Housing Assistance Plan submitted and approved by the Department of Housing and Urban Development. ) Throughout Weld County, there are 7, 840 households in need of assistance, including 1, 090 elderly, 6, 000 small families, and 750 large households. (This data is from 1980 census materials. ) In addition, according to information based on the 1986 CHFA Housing Needs Analysis, as updated by the Colorado Division of Housing, 20. 11 percent, or 9, 544 all households, in Weld County were in need of assistance. 2 Cost Burden Currently, the clients on the Greeley Housing Authority's waiting list who meet the federal preference for priority admission to rental assistance programs are predominantly people who are paying more than half of their income for rent; the remainder live in substandard housing, and none of the clients with preference for priority admission have been displaced. The breakdown follows: 1 Bedroom - 91 (Elderly and Disabled) 2 Bedroom - 101 3 Bedroom - 102 4 Bedroom - 19 5 Bedroom - 7 In addition to the housing needs of the low- and very-low-income households, there are also special housing needs of the elderly and persons with disabilities who do not require supportive housing services. According to the 1980 census, disabled persons constitute approximately 10 percent of the city's population. Easily, the majority of these persons fall into the lower-income TA category; however there are no local data available describing the number of low-income disabled individuals who are members of low- or very-low-income small or large families. Most single disabled persons have no independent living quarters and are forced to reside in institutional (nursing home) setups. There is a need in our community for an estimated 100 wheelchair-accessible units, either through new construction of units or rehabilitation of existing units. Community Development Block Grant funds have been used over the years for housing modifications for disabled El - J 3 n individuals. This assistance, which will contii a in the future, has been primarily to modify existing conditions, including lowering countertops and light switches, widening doors, and providing wheelchair-accessible showers. Elderly low- and very-low-income households also have a need for housing rehabilitation. Many of these people, while perhaps owning their homes, are on fixed incomes and cannot afford such items as a new furnace or hot water heater. Elderly individuals residing within the city's urban renewal target neighborhoods can also receive housing rehabilitation through our Community Development Block Grant Program at both the city and county levels. The housing needs of low- and very-low-income households are also evidenced by the number of families requesting assistance from the American Red Cross to meet emergency needs. From January 1 through December 31, 1990, the Weld County Chapter assisted 1, 206 families with their Greeley Gas Company bills through the Colorado Natural Gas Assistance Program. During the first five months of 1991, 319 families were helped with their Greeley Gas deposits, and six families were assisted with the purchase of new furnaces. During this period, $14, 845 was given in deposit assistance. Also, $10, 345 was received in deposit refunds, indicating that 65% of those assisted during an emergency have responded in good faith by being responsible consumers and paying their bills. 4 01 Five-Year Projections Currently, the City of Greeley does not believe there will be significant changes in its current estimate of needs. SUPPORTIVE HOUSING NEEDS OF HOMELESS PERSONS Current Estimates Weld Information and Referral Service (WIRS) compiled the data for Table 1B of the CHAS. These data are based on shelter input reports submitted monthly from the following agencies: A Woman's Place, Catholic Community Services, Disabled American Veterans, Salvation Army, Transitional House, Weld County Social Services, and WIRS. The number of unduplicated individuals either homeless or at risk of becoming homeless was 3 , 521. This number represents 2 ,582 households in Weld County in 1990. Of that total, there were 870 households representing 1, 190 individuals who were homeless and sought shelter with one of the area's providers. Weld County agencies provided 12, 651 total nights of shelter in 1990, with an average stay of 8 .9 nights. In addition, there were 1,712 households representing 2, 331 individuals at risk of becoming homeless. Characteristics of the homeless population include: • 798 families; 218 individuals. • Average age of 32. 5 years. a 508 of the families were headed by single parents. a 308 were employed, 448 were unemployed, 198 received social service benefits, and 78 received social security benefits. 5 Ll Currently, there a no specific numbers for hibit IC, Special Needs Populations; however, a general discussion can be provided. According to the Island Grove Regional Treatment Center, in 1990 the Center treated 3,000 individuals; about 1,700 of those were detoxification clients. Also, 160 out of the 320 female clients treated in the detox clinic were victims of domestic violence. There is also a lack of housing and supportive housing for the chronically mentally ill. Many wind up in forensic systems with overcrowding, coming back into a system which could not deal with them originally. It is estimated by agencies throughout Weld County that serve the disabled that there is a need for an additional 300 HUD vouchers, 100 wheelchair-accessible units, and increased flexibility. These agencies serving the disabled have also commented that, because Weld County is accessible and does have services and is surrounded by states and counties not having the extent of services, Weld County ends up with a large disabled population. The school district serves a variety of students, including young families who are homeless. This includes young mothers and babies, the majority being under the age of 18, and not eligible for transitional housing. (They do not meet the definition of a "family. ") This past year the school district assisted 20 students, but there are also many who simply slip through the cracks. 1 6 SUPPORTIVE HOUSING NEEDS FOR OTHERS WITH SPEC. NEEDS As previously mentioned, Weld Information and Referral Services (WIRS) estimates that in 1990 there were 2, 331 individuals at risk of becoming homeless. The biggest problem identified by WIRS is finding affordable housing, particularly for large families. A According to Weld County Human Resources, this agency is receiving 20 new cases each month. Many of their clients are coming through the shelter system in need of immediate employment. The agency also has a difficult time keeping in contact with the client (e.g. , people move before receiving benefits or do not have a phone) . Their clients also lack transportation and are dependent on the city bus. They also have a lack of dollars to start a job (e.g. , buying clothes, gas money) as well as job-seeking skills. 10 The Weld County Social Services Department serves 10, 000 people each month. The majority (99%) of their clients, which include the elderly and disabled, are not self-sufficient. Because of the 11 increase in the number of people, they are unable to provide case management. Clients also need assistance for a much longer period of time. Again, due to the high mobility of this population, it is difficult for Social Services to keep track of them in order to provide benefits, particularly medical. As noted by a Weld County Social Services representative, funding for many agencies' programs is based on how many people are in the program. The system needs to move from being reactive to proactive. rim Cag� 7 The Greeley Housing Authority did initiate a self-sufficiency program in Greeley in cooperation with the Human Resources Job Diversion program. Clients who registered .for the Job Diversion program received priority for housing. However, as soon as the clients received housing, many would immediately drop out of the Job Diversion program. The program provided no control to ensure follow-through on the job. All of the emergency and transitional shelters throughout the county are seeing more clients each year. The majority have left their last residence due to unemployment (56%) , followed by those who moved to seek work (15%) , and those unable to pay rent and evicted (10%) . According to Catholic Community Services, the Guadalupe Center served 650 people in 1990. In addition, the agency is seeing more families, with an average stay of five nights. A majority (86%) are unemployed. The Greeley Transitional House serves approximately 60 families each year. In 1990 the Transitional House provided 4, 918 nights of temporary housing and case management to 59 families representing 175 individuals. Although the number of families was less than 1989, this was primarily due to difficulty in finding affordable housing and, thus, families staying longer. In the last quarter of 1990, the shelter provided a total of 1, 640 nights of temporary housing. At this rate, the total nights for 1991 would be 6, 560. Of the 60 families who participated in the program in 1990, 71 percent secured permanent affordable housing, 53 percent secured 8 employment, 19 percent were participating in a vocational educational program, and nine percent began a G.E.D. program, of which five percent completed their G.E.D. 's while in the program. There are currently 22 families in their follow-up program. A Woman's Place provides shelter for battered women. This agency has noted that there is a problem with limiting the stay of their clients to 30 days. Many of their clients are needing support services for a longer time period, but federal regulations tied to funding prohibit longer stays at this time. (Statistics forthcoming) . According to the Weld County Area Agency on Aging, the elderly are still very unaware of the housing options that are available. There needs to be better knowledge of what those options are. For example, there are elderly housing facilities with openings, while at the same time other facilities have long waiting lists. A better communication system, such as a clearinghouse or data base for service providers, should be considered being developed. There is also the lack of knowledge on the part of some elderly about how to utilize housing rehabilitation programs, both at the county and city level. Often, the elderly are afraid to learn further about rehabilitation because of their distrust in governmental programs. "Aging in place" is also a problem. Subsidized senior housing is built with little consideration given to the support services that are needed when an elderly person becomes frail and needs personal 9 care. Alternatives between institutionalization and independent living are also a need for the elderly. Migrant and farm workers are another special group identified as having housing needs. It is hard to determine the number of people 4 in need, but county agencies estimate that there are 3 , 400 families and 1,700 single workers. Many of the migrants need emergency housing (one to two weeks) and still others need housing through- out the growing season (three to six months) . Due to OSHA require- ments, many of the units on farms have been eliminated and a number of migrants are moving into Greeley in search of housing and support services. Over the next five years it is estimated that 100 family and 150 solo units will be needed for emergency housing, 300 solo and 125 family units for transitional housing, and an .11 additional 200 multifamily units will be needed within the City of Greeley for migrants who are "settling out" or remaining in the community. 11 A general need in emergency housing voiced by a number of agencies is another phase of housing before people receive assisted housing or are able to rent in the private rental market. There are also a number of middle class families who are in the process of facing foreclosure. Many are too proud to ask for help and thus become "at risk" of losing their homes. These individuals are unaware of financial assistance through such funds as FEMA. People tend to get too far behind before requesting assistance. 10 O4 `" '`7 There needs to be sntervention much sooner (e • , assistance with utility bills) . In concluding Section I of the CHAS, it can be stated that there are a number of special populations needing assistance both in housing and support services throughout the county. If there are federal or state funds in the future for groups serving special housing needs, those funds must also include maintenance and operational dollars. 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N � y s 9 9 : 7 a s . :; 'o: mow, 8 r w15s � Y y,. xa � , yco s d M 1 k «x • z p ! m r I I RItu:VI 3 , 1 CD U 3 m i. ' 'I I I �_ I x ! aI s . x s ,�.a R iD o r a Iha j I I in S iii o . ! t : 3 0 _ •.•. r b W I .. :'S s N CC N i8 3.g at II . _.EI A -: I IAHa i H )] E g ' f 1 3 - C Qi E rVI = d 41 It'l l' ill •€gR Iii i •Q$ ldiz it ital I e ; U Ht' � v re e f� i l la. is 1 -a to s� .r• ' ii - :- . � I I 'A ii 1 i .! o r 4 Q � ; �a m tii 3 ill i ; ► iii _ < • 3 1l ''s Q O 1i o .a '�_ r .� .� I - I 'p tiin '� �n m ri m e O . I 4 _. _ HAS Tables 1111 & 1C U.S.Department of Housing at Jrban Development Office of Community Planning and Development ' JUN i 5 1991 Inmeless Population . Comprehensive Housing Affordability Strategy(CHAS) a Ma we: Fritts Prod:(enter fiscal yrs.) ,ri,umoaq«Cidnedreheih: t All Homolesi FY: trough FY: Greeley/Weld County ElRaciaVEthnic Group(speaty) 1991 I 1996 ' Category iota! Sheitered Unsheltered Table 1 B _ I (A) (Bt (c) Totals 1. Number of Families with 899 509 I 390 Children 2. Number of Persons in 2,698 1,730 I 968 - families with Children 3. Number of Individuals not 823 683 140 s in Families with Children 4. Total Persons/Individuals 3,521 I 2,413 I 1,108 (tines 2+3) i Table 1C Number of Families with Children' Number of In6viduais Category Shelved Unsheltered Sheltered I Unsheltered i Special Needs a) (B) (C) (D) 1. Mentally III I I 2. Drug Abuse c1 Aft I 3. Alcohol Abuse { 4. Victims of Domestic Violence • 5 _ 5. Runaway/Abandoned //�Q Si���i Youth �� 6. Other(weary) I I 1 I I • I ' Include famdies with head of household or spouse having the characteristics ad SOURCE: Weld Information and Referral Service (WIRS) . Data is available at the county level only. . tThl ` .enn ::9 18 Corm HUD-40090 (6114.'9"1 PART 2 - MARKET AND INVENTORY CONDITIONS G This part summarizes local housing market and inventory conditions, including population, household formation, and information in assisted housing. GENERAL OVERVIEW OP TABLES 2A AND 2B The information provided on Table 2A is provided at both the city and county level. Since 1980, the City of Greeley's population has grown 14 percent from 53 ,006 to 60, 536. Persons of Hispanic origin, the most significant minority in the Greeley area, have grown from 8,260 in 1980 to 12,327 in 1990, representing a growth rate of 49 percent over the last 10 years. The Hispanic population in 1990 represents 20.4 percent of the city's population. The number of households within the city has grown 24 percent from 19,408 to 23 ,991. The average household size for 1990 is 2 .5 persons. Weld County census data, which includes the City of Greeley, shows a population growth rate for the county of 7 percent from 123,438 to 131,821. Persons of Hispanic origin have grown from 21,017 in 1980 to 27 ,502 in 1990, representing a growth rate county-wide of 30 percent. The Hispanic population currently represents 20.9 percent of the county's population. The number of households has grown 10 percent from 46,475 to 51, 138. The average household size for 1990 is 2.7 persons. 19 � 4 �.�, pi The information provided on Table 2B for the City of Greeley is HAP) , which based on data from the City's Housing Assistance Plan was submitted to and approved by the Department of Housing and Urban Development for the period between 1988 and 1990. The data for Table 2B were not available from thCensus f r Weld County.the Department of Housing and Urban Development Table 2C provides information at the county level on the assisted housing inventory. Information, at this time, is not available from HUD at the jurisdictional level. Housin Conditions 1, The local housing authorities have a number of persons on their waiting lists for both Section 8 and public housing. The following provides information taken from a survey conducted recently by the Weld County Housing Authority. 400 Housing Authority 462 Weld County Authority 19 Greeley Housing 16 Kersey Housing Authority 60 Eaton Housing Authority 200 Fort Lupton Housing Authority artments (Greeley) 4 Island Grove AP (Greeley) 12 9 Immaculata Plaza ( 5 Pine Meadows (Greeley) 37 University Plaza (Greeley) 7 Centennial (Evans) 20 Governor's Farm (Windsor) 244 Broadview (Greeley) 20 7 Woodside (Greeley) 7 '1 Adams Park Authority Windsor Housing The Greeley Housing Authority and the Weld County Housing IIAuthority do not anticipate loss of assisted housing inventory ,41 X14 e :r 20 r�._ ... �T- including loss through public housing demolition or conversion to home ownership. 2. Retirement Housing - According to a recent publication, "Metropolitan Area Housing Market Summaries," produced by HUD in April 1991, the retirement housing market remains soft in } Greeley. Currently, there is insufficient demand to justify new projects. It has taken several years to achieve sustaining occupancy in retirement service center housing. Existing board and care facilities remain full. Although elderly housing is apparent, informing elderly clients of its availability remains ia problem. 3 , Rental Housing - The rental market within Greeley has improved in the past ten months with vacancy rates continuing to Itighten. The current vacancy rate for apartments is 4 .5 percent. For single-family homes it is less than two percent. Enrollment at the University of Northern Colorado has increased : past three years and is expected to increase again in { for the p the fall of 1991. This puts an additional burden on the rental 14 market each autumn. Students for nine months of the year may displace other lower-income groups from affordable housing,ill thereby contributing to the overall housing shortage for all ill lower-income households. Lower-income households headed by single individuals with dependent children are most widely illrepresented by displaced homemakers. This group's special housing needs include the provision of affordable housing 11 Li 21 1 _ _ . through public housing units, rental subsidies, and rehabilitation assistance. A typical two-bedroom unit rents between $335-$360 a month. Currently, there are virtually no new apartments being built because it is financially infeasible. Specific data for the rental market throughout Weld County was not available from HUD. However, according to the 1990 census, the rental vacancy for Weld County was 6.4 percent, which reflects a tight rental market being realized throughout the county with similar conditions to those described in Greeley. 4 . Sales Market - The sales market for the City of Greeley improved in 1990. HUD economic analysts have indicated that it should remain strong throughout 1991. In the past 12 months, 412 homes sold as compared to 372 for the previous 12-month period, showing a 10.8 percent increase. The average time on the market also declined for the same time period from 139 days to 116 days. Average home prices increased by 6.8 percent, going from $67,700 to $72,300 over the past 12 months. The number of listings dropped from 1, 078 to 938, a 13 percent decline. Although there is not a shortage of homes for sale, realtors are having a harder time locating desirable homes, particularly affordable homes for the first-time homeowner. According to local realtors, there needs to be more housing available in the $25, 000-$50, 000 range. New home construction has been reasonably steady during the past four years, but the 22 r-<, is iavailability of new, affordable homes for the first-time home buyer is at a premium. llCounty-wide information for the housing sales market was il not available. Again, the 1990 census information shows the homeowner vacancy rate at 2.3 percent, which reflects a tighter 11 market for possible home ownership throughout the county. liConcentrations of Racial/Ethnic Minorities and Low-Income Families 11 Within the City of Greeley, concentrations of racial/ethnic minorities and low-income families is evidenced predominantly in the northeast quadrant of the city. The following chart provides li this information by census tract, based on 1980 census data. liPlease refer to Exhibit IV for location by census tract of these concentrations. 11 Census Total of Persons of Low-Income Tract Minority Population Spanish Origin Families Ss 32$ 83$ 1 19$ 7$ 68$ 2 11$ 5$ UNC li 3 11$ 4$ 23$ 4 . 1 3$ 8$ 37$ 4. 2 5$ 40$ 58$ 5 26$ 87$ 82$ 6 41$ 51$ 65$ 7 . 1 34$il 37$ 66$ 7 .2 19$ 9$ 56$ 8 8$ 7$ 25$ 9 4$II 11$ 42$ 10 12$ 7$ 23$ 11 5$ 9$ 31$ 12 . 1 6$ 7$ 12$ 12. 2 3$ 19$ 43$ ill 13 11$ 0$ 0$ 14 . 1 0$ 9$ 15$ 14 . 2 4$ill 5$ 4$ 14 . 3 lig 23 0 t�g , --- ' Invento of Facili es and Services or Homel 3 Persons ' The following describes the facilities and services for homeless persons and persons at risk of becoming homeless. 1. There are provisions for emergency shelters through the Guadalupe Center (capacity 23) , the Disabled American Veterans (capacity 12) , A Woman's Place for abused women and children (capacity 9 women and 21 children) , Transitional House (capacity 6 families) . All of these shelters are experiencing overcrowding and have waiting lists which continually exceed their abilities to provide housing. 2 . The Salvation Army also works with the various social agencies to find temporary overnight emergency housing for individuals at local motels. 3 . The Weld Information and Referral Services (WIRS) has set up a case management system to assist the homeless. In addition, WIRS will supply vouchers for food and assist individuals in finding shelter. 4 . Many of the programs which have been designed through Social Services to assist the homeless and "at risk" is realized through Federal Emergency Management Agency (FEMA) dollars which are distributed to all Weld County agencies through United Way. 11.1 24 _. 5. WIRS also works with the various housing authorities to assist individuals who are at imminent risk of becoming homeless apply for assisted housing. Inventory of Facilities and Services for Persons with Other Special Needs The Weld County Area Agency on Aging provides services to the elderly throughout Weld County, including senior nutrition, employment counseling, legal services, transportation, and case management. The following provides a listing of subsidized units within Greeley and outside of Greeley having subsidized units for the elderly. No. of No. on Subsidized Waiting Facility Name Units List Comments Benjamin Square 60 14 None Prairie View 20 3 None Villa 14 30 1 None Centennial Housing 48 39 3-6-Year Waiting List Columbine Court 30 12 2-Year Waiting List Crane Court 20 12 Timberwood 20 11 Need more senior units. Latham Manor 17 4 Many seniors prefer to live in Greeley rather than rural areas because they want to be closer to shopping and their doctors. �� ""),.� 25 71 id v^. No. of No. on Subsidized Waiting Facility Name Units List Comments Century III 12 60 on list but most have their names on list for security and aren't ready to move to units; therefore, actual number is 12 . Prairie Village 2 -- Columbine Complex 0 0 4 vacancies but are upstairs units; seniors don't want to walk upstairs. Adams Park 40 0 Vacancies Governor's Farm 20 4 23 out of 48 are subsi- dized units. More subsidized units are needed. Manager came across people from Ft. Morgan and Wiggins with a need for housing in those rural areas. Birchwood 161 0 None Broadview 100 12 Need more units; could easily fill 20. Cedaridge West 167 30 The elderly and disabled have a need for housing. Their waiting list hasn't moved for a year. University Plaza 34 3 None Greeley Manor 76 0 None Bonnell Good Samaritan 0 20 Need More Housing Greeley Place 0 0 Need more one-bedroom apartments. The Villa 50 0 20 Vacancies Immaculata Plaza 25 4 Only 25 units; need for more units. No. of No. on Subsidized Waiting Facility Name Units List Comments Longmeadow Apartments 0 30 Apartments for elderly; mostly retirees. Need for more units. New Colony Apartments 0 -- Kenton Manor 0 7 Sometimes up to 12 on waiting list. Many in nursing homes could be placed in board and care homes. Lack of housing for elderly. Island Grove Village 200 Only 4-5 seniors. There because they have relatives there. Only 20 one-bedroom units and they usually go to seniors, disabled, and single, pregnant women. Assistance to the disabled residents of Weld County is provided through Island Grove Treatment Center, Weld Mental Health, Triangle Cross Ranch, Camelot I and II, Centennial Developmental Services, and Greeley Resources for Independent People. This concludes the analysis of current market and inventory conditions in Weld County. In future years this section will include more data as it becomes available through 1990 census, HUD, and local sources. 0' �� 27 QQ I.,_i U.S.Bep s ,N t � artmant of Sousing and Urban Dev+fopment k HAS Table 2A CM°,at Community Planning art/'Lwlopment °potation and Minority Data Comprehensive Housing Affordability Strategy (CHAS) I Fn.Year Pined:(enter Lot yrs.)a at.Junsd�aoMsl or Conaoraum: FY: trvagn FY: . 1992 1996 W- d County .. 1980 Census Cue 1990 Census Bata or Current Estimate Category (Al (8) t. Total Population 123,438 I 131,821 12. White (Non-Hispanic) I 109,794 117,247 3. Black(Nan-Hispanic) 597 . 567 I4. Hispanic(All racas) 21,017 27,502 iat 5. Native American 785 6. Asian and Pacific Islanders 820 1 ,133 7. Group Quarters I 4,063 4,160 18. Institutional 995 1, 162 I9. Nan-Institutional 3,068 2,998 ' i10. Household Population 46,475 : 51,138. SOURCE 1980 DATA: Weld County Planning Department SOURCE 1990 DATA: Census Bureau 28 of CHAS Table 2A 1. i 5 1991 U.S.Department of Housing. Urban Development OIRrA of Community Planning and Development copulation and Minority Data Comprehensive Housing Affordability Strategy (CHAS) five Year Pend:isms/ilsal yrs.) Jwseiaon(sl Of Consortium: enou� dry of Greeley 1992 1996 I - 1980 Census Data 1990 Census Data Category 1I unent or C Esmnate (A) (a) 1. Total Population 53,006 60,536 2. White (Non•Hispanic) • 47,386 53,936 3. Black(Non-Hispanic) 445 408 lest � 4. Hispanic(All races) 8,260 e i12,327 5. Native American 1 I 366 i 6. Asian and Pacific Islanders 326 607 . i I7. Groupthartars 3,774 3,808 I I 8. Institutional 708 902 I 9. Non•Instrtutional 3,066 2,906 . I j 110. Housahold Population 19,408 23,991 SOURCE 1980 DATA: Census Bureau SOURCE 1990 DATA: Census Bureau c,.� ^d p 29 ionn HU0.10090 (6'16'91 i _� I CHAS Table 2B N + 5 /cc; US.Gurtm�nt of H! usln9 and Urban Gvnbommt CYa of G7mmwrry Plamm�q aro GMbomsnt i! Market and Inventory Conditions .ousing Stock Inventory Comprehensive Housing Affordability Strategy (CHAS) Hama at JurramOamal ar Canna:te: Free Year Pro::;.Haw 1aa Yzt iFr: 1992 !&cur Pe: 1996 Weld County 1 cu.a=on.: x 19 80 Cansus Currant?samus as at:I.nn.cane Caagcry Taal 0 ar t 7.aoama 2 oaaooms J or more'o.cooms (AI81 SCI r0) p 1. Total Yut-Hound Housing 46,475 " 1 — t € 7_ Total C=.:aad limns 47,470 •-. =enter Ccatx Units 18,430 �' w ..t. r� ₹ . -a _ 1 a-er : .c ��yS� h O _ .C q = i h. Noosing Ronan 6,383 ;��'`�a=�> r = s� _� -'�'��"'K�` "� "^a;+"s w E. Ns: Otenaccasa 281 r *" «� - Owner C,c:clx Unns + .-.- '-'�• _ 29,040 :. NBx n^y Renan 2,282 w Nct Rena:casa e''`; • 174 h r f .o:a. ,cr: Jn.^s 3,668 - T.• [ . 3 ,. -drRar., 1>360 Nexirg Ronan 1 844 .,;;,., c z �`�_,., , r, � - r, a atil •`i r.�a.. • c _ , 7. {. 72. NCn RanaDClnla 106 �`,,,", a k.a c� 3+ S S X Y �� n '.w. _. For Sala 578 -.r r f� 1Y- n „' :'s` ' f . - • Needing Ranan 80 ! !�. _. NCI Rona:Carla 10 p - taz •.. ,swarti^g Cc_pancy or Ma,c •—� f. e , { E t - SOURCE: HUD Data from 1980 Census • • C;1 . . „1,., 30 CHAS Table 2S JuN 15 ICCI U.S. Detartment of Housing and Urban Development Office of Community Planrung and Davuoomem '4arket and Inventory Conditions ,ousing Stock Inventory Comprehensive Housing Affordability Strategy (CHAS) Name of JuC4a=ontsl or CJnaCrJUrn: ;Fve Vest Pwroo:(enter Mau y,1.1 !FY: 1992 im'°wnrr:1996 Cvar or*: City of Greeley 19_Canaua CJnsrit?somata ai ar::anar anal 10/01/88 Category Tow 0 or t oeaxrna 2 osataoma J or Tore Dennis (A) (B) (Cl iD1 t. Total Year-Round Housing 21,871 _. Total CaDciad Una: 20,995 ' Samar Cc::clac I n;s 9,517 r k r t . _, Neacinr, Horan 599 �'"_-���� `' � � 1..i�t"�M- ti •".ni•t wroy -. a. -7ry_ :, Nct Rerancacw 300 • 1. CwrarCcuolacUnrs 11,478 • Naacirg ;era: 655 Net RahanDa:la 300 .al Unrs 1,876 ;Dr =art 475 • k3 v� Naac-g Carte 30 t 3 ti Net -ana-canto 15 _. =or Sail 401 Nutting .Ronan 23 a a r SOURCE: City of Greeley's 1988 Housing Assistance Plan SOURCE for No's. 3, 8, 12, & 17: City of Greeley Building Inspection Department CHAS Table 2C JUN i U.S,Department of Repaint !Urban Development Jl: 1901 Office of Community Planning and Development Assisted Housing Inventory Comprehensive Housing Affordability Strategy (CHAS) of Junction*s)or Consortium: Five Yaw Paned:(enter Real yrs.) FY: I trough FY: Weld County Current Erato as of:(enter bats) ' Total Stock and Inventory Category Total SRO 0 or 1 bectooms 2 bedrooms 3 or more bedrooms (A) (el (0) (D) (E) 1. Project Based Tenant Assistance 2. Public Housing 116 0 0 40 76 3. Section 202 25 0 25 0 0 S. Section 8 427 6 160 195 66 5. Other HUD 221/236 204 I 0 52 131 111 o. FmHA 312 0 247 1;4(129 6 . 7. Tenant BasedII/� Tenant Assistancei1�'�_ 3. Section 8 753 0 3 377 143 . 9. Other State/Local . Hcmeovmer FraliA i502 HUD 739 183 N/A N/A N/A N/A u lsalstan Loans Unavailable *Information in this table is for all of Weld County, including Greeley. SOURCE: Weld County Housing Authority • • F.:.l �_ ._ . "�' 32 form HUD-40090 1576911 SECTION II - FIVE-YEAR STRATEGY PART 3 - STRATEGIES The following section describes the five-year action plan for addressing housing needs. Priorities for Allocating Investment In determining priorities for allocating available federal, state, and local resources, as summarized in Table 3, the priorities were set separately for the City of Greeley and the County of Weld. This separation of priorities is again due to methods used by HUD in allocating funds to entitlement cities, nonentitlement counties, and nonprofit organizations. 33 TABLE III NARRATIVE FOR WELD COUNTY Moderate Rehabilitation/Acquisition Moderate rehabilitation activity through Weld County has been conducted through the Small Cities CDBG Program for owner-occupied housing and through the State Rental Rehabilitation program. The owner-occupied program has been administered since 1983 in designated target areas of the county. It has been a very popular program with local officials, the business community, and the program participants. The program continues to be a high priority. Occasionally, units are identified which cannot justify rehabilitation. In these instances, alternative replacement housing is considered the most practical solution and has been used on these occasions. Rental rehabilitation has been administered in targeted areas of the county since 1985. Funding for the program has decreased in recent years and has not been as high a priority as the owner-occupied rehabilitation program. New Construction/Substantial Rehab/Related Infrastructure New construction of housing is a third priority item for the jurisdiction for rental housing as well as for homeowners. New construction is not planned for the homeless population. ?. .."n." 34 Rental Assistance Due to the high number of families in the county faced with the affordable housing issues, rental assistance continues to represent a number one priority. Without rental assistance, many families would undoubtedly face homelessness. Home Buyers' Assistance Assistance for first-time home buyers has been conducted by CHFA and through County-sponsored mortgage revenue bonds. This approach will continue during the next five years. In addition, Weld County anticipates providing assistance, possibly through the HOPE III program, to permit participants of the Section 8 program make the transition from renting to owning. This will be a level two priority, contingent upon funding availability. Support Facilities and Services Weld County has supported a variety of support facilities and services, including the Island Grove Treatment Center, Weld Mental Health, United Way, and the homeless shelters, including Guadalupe Center, Greeley Transitional House, Triangle Cross Ranch, Centennial Development Services, and Greeley Resources for Independent People, to name a few. Any approach to housing must encompass a holistic approach. The activity is a level two priority for the County with the emphasis on the maintenance of the current network already established. 35 TABLE III NARRATIVE FOR THE CITY OF GREELEY 1 The number one priority for the City of Greeley for both the very-low-income and other low-income persons will remain moderate rehabilitation and acquisition. The City will continue to vigorously pursue the creation of decent housing for low- and moderate-income persons. To that end, the City will continue to devote the majority of its Community Development Block Grant to the rehabilitation of the City's existing housing stock. To assure that the City's activities primarily assist low-income households, rehabilitation efforts are concentrated within target neighborhoods composed of at least 51% low- and moderate-income persons. Within these neighborhoods, funds are made available on a priority basis to low- and moderate-income persons who are income-eligible and reside in owner-occupied dwelling units. Under the program's guidelines, a person whose income is 50 percent of median may qualify for a housing rehabilitation grant totaling $12 , 500. If a household does not financially qualify for a full grant, it may qualify for a half-grant not to exceed $6, 250 and a half-five-percent loan not to exceed $6, 250. Approximately 25 units are rehabilitated annually through this program. In 1986, the State of Colorado awarded funds to the Urban Renewal Authority. The funds are used in combination with CDBG and rental rehabilitation funds specifically to weatherize homes which are being rehabilitated. A maximum loan of $1, 600 is set up at a 36 zero-percent payback over a ten-year period. Consequently, the program income will allow weatherization projects to continue. The City of Greeley also sees the continued support of emergency housing and transitional housing for the homeless and other persons with special needs as a number one priority over the next five years for the City. In addition, the City will continue to support independent living for the disabled of our community through the use of CDBG funds for housing rehabilitation. Another first priority for the City of Greeley, through the Greeley T Urban Renewal Authority (GURA) , will be with the acquisition is of property which is in blighted and/or deteriorated condition in previously mentioned target neighborhoods housing low- and moderate-income individuals. In addition to eliminating nonfunctional and dangerous housing stock, the acquisition activities will provide developable sites to either: 1. Offer at a land write-down to private developers for redevelopment into standard housing stock for low- and moderate-income households, or 2. Offer to the Greeley Housing Authority in order to facilitate the development of assisted housing. Rental Assistance Rental assistance to both the very-low- and other low-income persons is a second priority within the City of Greeley. Once the " � i. 37 current housing stock is upgraded, opportunities for additional rental as well as home buying assistance will be reached. Also, as the housing stock is upgraded, the City will work with the Housing Authority to ensure that rehabilitated units are made available to qualified applicants. Home Buyer Assistance Home buyer assistance is currently a second priority for the City of Greeley. Assistance for first-time home buyers has, as is the case with the County, been administered through CHFA. Depending on the availability or levels of funding from HUD for first-time home buyers, the City plans on participating in the HOME and HOPE programs. The City of Greeley, through the Urban Renewal Authority in 1986, initiated a housing replacement program in the City's North Greeley neighborhood. Many property owners in the area had requested housing rehabilitation. Upon inspection, it was determined that the cost of rehabilitation was not cost-effective. (Rehab costs exceeded the value of the home. ) In order to address this concern, the Urban Renewal Authority initiated the housing replacement program. Acquisition dollars are used to purchase the current home and then Urban Renewal pays off the existing mortgage. Equity, and relocation dollars are then used on the down payment for the new home. 38 24 71 I New Construction/Substantial Rehab/Related Infrastructure New construction, substantial rehab, and related infrastructure is a third priority for the City. There is a sufficient amount of existing housing stock requiring rehabilitation to ensure safe, decent, and sanitary housing for low- and moderate-income families. Other than the previously mentioned housing replacement program in North Greeley, no new low-to-moderate, single-family construction is planned at this time. No new multifamily construction is planned by the City. Should funding become available in the future through "Fanny May" or "Freddy Mac, " the likelihood for new, affordable multifamily housing would become a higher priority. 1 Support Facilities and Services i y Support services are housed and being met by Weld County Social / Services and United Way of Weld County through their various agencies. This activity received a "0" ranking by the City for the next five years. However, the City of Greeley, in cooperation with the Greeley Housing Authority, will become more involved in support services based on any new programs being initiated by HUD, particularly if the program is funded through a specific agency. (e.g. , the proposed HUD program "Youth Sports Program, " which is funded specifically through public housing authorities. ) As in the past, the City of Greeley will continue to support Social Service agencies, with the focus being on acquisition and rehabilitation of structures housing their programs. �,,� 39 A Relevant Public Policies 1 On July 23, 1991, the City of Greeley, Greeley Housing Authority, United Way, and Weld County Housing Authority sponsored a meeting 1 to determine rental needs and obstacles to those needs evidenced j in our communities. According to property owners of rentals ! throughout Weld County, these units are not a good investment anymore. The current depreciation schedule for properties does not provide the needed incentive for investment. Another barrier to private investment is the competition being realized from government low-income housing programs, such as Veterans' Administration (VA) , Department of Housing and Urban Development (HUD) , and Residential Trust Corporation (RTC) . Still another deterrent is in the ability for investors to obtain financing for multifamily projects. Financing is particularly difficult in the secondary market for financing duplexes and eight-plexes. In addition, the University of Northern Colorado overflow each fall creates a lopsided market. The University's Board of Trustees is currently researching the possibility of constructing student multifamily housing on University property. There are federal loans available to universities for housing. Property managers and owners believe there should be more flexibility in zoning and incentive packets for redevelopment of properties, particularly in commercial areas. Housing interests 40 e�a.-'."''k 9 should be brought together to advocate with the community for zoning flexibility. There are buildings all throughout Weld County, from Fort Lupton to Greeley, which could be suitable for low-income housing, assuming that incentives existed. Another need defined by property managers and rental owners is a request for definitions of HUD standard housing by the City. For example, a potential rental applicant may not understand why a one-bedroom property cannot be rented to a family of eight. t r According to the Area Agency on Aging, there should be an increase in housing options, such as the following: 1. Board and Care - A small group living arrangement, not strictly for older people, providing room, meals, housekeeping, and personal care services for its residents. A staff looks after the well-being of the tenants. Usually these homes are located in older homes or hotels. 2 . Home Sharing Match-Up Programs - A nonprofit or for-profit organization providing screening, matching, and possibly counseling services, for home seekers and home providers who want to share a house or apartment. Some programs help negotiate home sharing agreements and provide assistance if problems arise between the parties once the arrangement has been made. 3 . Echo Housing - Permanently constructed buildings, about the size of a double garage, placed temporarily on the property of c l 'k 41 1 1 a home, hospital, or nursing home. The Elder Cottage Housing Opportunity (ECHO) home has one or two bedrooms, a bathroom, 1 living room, kitchen, and eating area. ECHO units are connected to the utilities of the home. They are built to be adaptable to the needs of older persons and disabled, as well as to match or complement the existing home. The ECHO unit is designed to be removed when no longer needed. The ECHO units may also be referred to as "granny flats" (Australian term) . Again, the type of affordable housing will need more flexible ! zoning ordinances to allow existence in local neighborhoods. 1 Based on current information from the banking community, there has been an effort through the Community Reinvestment Act (CRA) to make loans to those on the low end of the economic ladder. However, there still seems to be a need for area banks to coordinate information and activities about how effectively they are utilizing the CRA within Weld County. Many low- and moderate-income people do not know how to "tap into" their local banks. The City of Greeley has tried to ameliorate some of these concerns voiced by property managers and owners of rental units. The City of Greeley created a "Redevelopment District Area" within the city. This district was established to encourage greater development incentives in the older "core" of the city in order to maximize the public investment already in place. Benefits include it ! _ _._ 42 'I waiver of park fees, fire protection fees, drainage fees and i reports, and half-waiver of park fees per residential unit. i In 1989, the City of Greeley, in cooperation with the Federal Housing Administration and the Home Builders' Association of Northern Colorado, reviewed the City's building and development standards to determine both cost-effectiveness and consistency with federal and state requirements. As a result of that study, it was determined that the City currently allows most of the cost savings techniques suggested by HUD and the Home Builders' Association. The City was awarded recognition through HUD's Joint Venture for Affordable Housing. In addition, the city council recently passed an ordinance to encourage multifamily development. The ordinance, which is applicable to complexes having 25 units or more, allows a deferred payment of fees until the units are ready for occupancy. This includes building, water, sewer, drainage, and street fees and sales tax. The City of Greeley is also seriously considering the initiation of a home registration requirement. This proposed program would require absentee property owners to register their properties with a local agent. The agent would be anyone 18 years or older who would be the local contact should any code concerns develop regarding the property. There would be no fee associated with the registration; however, failure to register the property would result in a monetary fine. c�`� " 43 PROGRAM AND SERVICES FOR AFFORDABLE HOUSING The City of Greeley, through the Urban Renewal Authority, will continue its housing rehabilitation program throughout the Urban Renewal boundaries and its housing replacement program in north Greeley. The weatherization program, which is part of the Urban Renewal's rehabilitation efforts, has been in place since 1986 and will continue over the next five years. i The City will also cooperate with the Greeley Board of Realtors 1 in its implementation of a new plan to utilize private dollars in order to increase home opportunities from emergency housing to home ownership. Recently, the Colorado House of Representatives, in cooperation with local banks, gave approval for the Colorado Board of Realtors to collect interest on escrow accounts (from earnest money) which had previously been interest-free accounts. The interest rates for these escrow accounts will be set at 6-7 percent. The interest earned on these accounts will be utilized to address local housing affordability issues. Funds may be used to assist first-time home buyers with down payments, construction, or to help purchase lots and required tap fees for Habitat for Humanity or to provide temporary housing for migrant workers. Basically, funds will be used to get people into housing. Funds for projects will be reviewed by the local Board of Realtors with all funds being administered through the Colorado Board of Realtors. The Greeley Board of Realtors has taken an active em �_� , 44 leadership role in our community and believes that the program will be in place within the next year for Weld County. • In 1986, the City of Greeley, through the Greeley Urban Renewal Authority, adopted a displacement policy which protects moderate-income persons from displacement due to housing rehabilitation or displacement related to any other CDBG activities. • As previously mentioned, within the City of Greeley there is a racial/ethnic minority concentration in the northeast quadrant of the city. Through the City's housing rehabilitation efforts and the Greeley Housing Authority's rental assistance to home owners, additional standard housing is being made available, not only in these areas, but throughout the Urban Renewal boundaries for all low- and moderate-income families. • The Greeley and Weld County housing authorities will not be disposing of any housing units over the next five years. Any public housing stock that will be lost through the proposed HOPE or HOME federal programs would be replaced with additional rental assistance through the Section 8 programs or through further acquisition of scattered-site public housing. • Presently, the City of Greeley and the Housing Authority have a high level of commitment in addressing the living environment of the low- and very-low-income families in our community. Improvements through greater coordination with other public o` ."s..`'n. 45 agencies must continue to evolve. As in the past, every effort will be made in behalf of the Housing Authority to continue to encourage residents to play a more active part in the management of their public housing. As funding becomes available, home ownership opportunities for public housing residents will be pursued by the Housing Authority. ! Institutional Structures The City of Greeley will continue to strengthen the structure through which it will carry out its affordable and supportive housing strategies. In an effort to complete its first CHAS, the City is already coordinating efforts with the Greeley Housing Authority, Weld County Housing Authority, Greeley Housing Authority, and United Way in identifying housing needs throughout the community. Ties are being strengthened with the Greeley Board of Realtors and the local banking community to ensure that public funds for affordable housing are leveraged with dollars from such programs as the Community Reinvestment Act and the new initiatives being proposed by the Greeley Board of Realtors. The gaps in delivery of housing services from emergency housing to foreclosure prevention appear to be caused primarily by the strict regulations which agencies are required to follow in operating their programs, and most importantly, there appears to be a need for a comprehensive housing resource center, which would be a clearinghouse for information from emergency housing availability, 46 rental vacancies, assistance in purchasing a new home to assistance with foreclosure prevention. Coordination of Resources Currently, on an individual level, each agency pursues funding for the programs that can best be used by those specific entities. The City of Greeley annually applies for CDBG entitlement funds and Weld County applies directly to the state for CDBG funds. Weatherization funds are provided to the City through the Colorado 1 Office of Energy Conservation. The Greeley Housing Authority and the Weld County Housing Authority apply directly to the federal government for their funds. Other funds, such as FEMA, ESG, and McKenney funds, are provided to nonprofit agencies through both United Way and Weld County Social Services. Through the Weld County Housing Coalition, these various governmental agencies, as well as nonprofit agencies, have determined that there is a need for greater coordination in meeting the housing needs of our community which intensify continually at every level from emergency housing to counseling on how to maintain one's home. Agencies and governments throughout the county realize that this coordination will need to continue in the future, particularly should future funding from the federal HOPE and HOME programs become available. ;: 's n1-s 47 _ » \ tz" ! 2. : | _ % = • - - j r ; � � � r � � � CV f \ ! % . i 1 Ili" = � � i _ � �!- � o � � = , off - � � } ..-4 a . . . i ' I _ '' 7 � w a - � r ~ I ~ I 11 I 7 ' . I In / f§) 2 w w _ r w a C.) ��!1 C3 . i 43 • i ! 65 'l- w r CV fj 1 �2� ` ! - 1 } 7 ~ a r _ a w r _ CV - !f 4 I I I 1i ] 17 12 \ f {3 r _ w r , %2 j $ i ]� (NI Ir » w to g - �Ik & CV CV r .--1 CV • • » 43 k _ $ . ! ill 2 \ / . 1 }1 I ! i fi 3 ! ci fa } 1 ] } ) a. ) 4.1- Cr) / ) \ ! j. ! ■ j| ! 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I fI co Q • !j . i , 11 I � . !2 2 ] }ii | ! . 2 _ e a ! \ 2 }� ] ) ) � ] \ 1.1 4,4 , . � / ) \ J} ! � } t | ij2 ! f - O O ! t f | ill 211 , ! 142 2 , l ; } ' ( 2 02 - i 2 J . � lal : 1 � Ha � � i2 � a 2 a 2122 i ' SECTION III - ONE-YEAR PLAN/ANNUAL UPDATE PART 4 - RESOURCES TABLE 4/5A - WELD COUNTY NARRATIVE Over the next year, Weld County is expected to commit $400,000 of state CDBG funds, an Emergency Shelter Grant of $35, 000, an Emergency Community Services Homeless Grant for $20,000, a Public Housing CIAP Grant for $120,000, a Farmers' Home Administration project totaling $2,274,000, an infrastructure grant for $165, 000, 1 $90,000 for rental vouchers, and $30,000 from the Colorado Division of Housing. TABLE 4/5A - CITY OF GREELEY NARRATIVE The City of Greeley is expected to commit in fiscal year 1992 , $692,000 in Community Development Block Grant funds, $60, 000 in rental rehabilitation funds, and $48, 000 in weatherization funds a from the Colorado Office of Energy Conservation. The Greeley Housing Authority is expected to commit $1, 297, 645 for rental vouchers. As evidenced from Table 4/5A, the majority of both Weld County and the City of Greeley funds will be used for meeting rehabilitation, acquisition, and tenant assistance, which were determined as priorities in Table 3 . The City will continue to work with other governmental service agencies, such as Weld County Social Services and United Way, and to support their efforts in applying for funds for affordable r, i 50 and supportive housing, under programs for which the City is not eligible to apply. The City will work closely with Weld County l to apply for HOPE and HOME funds upon their availability. 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CU • y • N U v c _ w v_° �i � ii. • g • �jY N 3g yak 9 O i • J = < U 3cc uL C 7 9 c u. s a i 2 1 W U s i C o .„ o �J N f I Y f tp I ^ m Oi 2 � 1-� a V] J Y f f f 1n At N N g N N g jg 11 Part 5 - Implementation WELD COUNTY IMPLEMENTATION PLAN ib Over the next year, Weld County is expected to commit $400, 000 of CDBG funds for rehabilitation ($200,000) , acquisition ($100,000) 111 and new construction ($100, 000) throughout Weld County. An Emergency Shelter Grant for $35,000 is also expected to be committed in 1992 with $33,000 going to tenant assistance and the remainder for operational costs. An Emergency Community Services Homeless Grant for $20,000 will go toward operating homeless shelters in Weld County. The Weld County Housing Authority is � k://g74 expected to commit $90,000 for rental vouchers in 1992 and $120, 000 1 for a Public Housing Comprehensive Improvement Assistance Program. In addition, a Farmers' Home Administration grant of $2, 274,000 which will be administered through the Colorado Rural Housing j Corporation, a nonprofit agency, will be utilizing the funding for the construction of a 40-unit structure to house farm workers in 1 the Fort Lupton area. Also, a $165, 000 grant has been awarded to the Town of Galeton for improvements to their water and sewer 1 infrastructure. Weld County is also expected to commit $30,000 for rehabilitation and acquisition from Colorado state funds. Through these programs, the County expects to assist 498 very-low-income individuals and 22 other low-income individuals. Four hundred thirty very-low-income individuals will receive rental assistance and two other low-income individuals will receive rental . assistance. Moderate rehabilitation and acquisition will benefit m.- 43 very-low-income and 10 other low-income households. Thus, the goals' of assisting families with housing is consistent with the County's five-year strategy. As previously mentioned, the City of Greeley is expected to commit in fiscal year 1992, $692,000 in Community Development Block Grant 1 funds. These funds will be targeted to assist families within the Urban Renewal boundaries of the City of Greeley. Of the amount, $435,000 is committed for housing rehabilitation and an additional $85, 000 for acquisition. The Urban Renewal Authority expects to commit an additional $48,000 for weatherization in homes as part of its rehabilitation projects. These funds are provided by a grant from the Colorado Office of Energy Conservation. The City will also commit its remaining rental rehabilitation funds of $60,000 to leverage with CDBG dollars to rehabilitate a 108-unit t� multifamily complex for low- and moderate-income residents of i Greeley. These federal dollars are being further leveraged with other private funds from the Colorado Equity Fund through the Colorado Natural Gas Assistance Foundation to realize the ( completion of a $1.3 million project. The Greeley Housing Authority is expected to commit $1, 297, 645 for rental vouchers in 1992 . Through these programs, the City expects to assist 472 very-low-income individuals and one other low-income individual. In addition, 472 very-low income households will receive rental E,7 ^ , ' 59 Iassistance, and 15 of these families will receive moderate housing rehabilitation assistance. One other low-income family will receive rental assistance and 15 other low-income families will receive housing rehabilitation assistance. Affordable Housing In addition to devoting the majority of its Community Development Block Grant funds at both the County and City levels to the rehabilitation of homes for low- and moderate-income persons and rental assistance, the following actions will be taken to preserve or expand the ability for affordable housing: • The City will provide technical advice to low- and moderate-income persons interested in purchasing vacant properties that may be available in the community through other agencies such as VA or HUD. • The City will seek to encourage affordable development of vacant land parcels within the residential neighborhoods targeted for rehabilitation. • Upon availability of funding from HUD, the City, in cooperation with the County and private sector, will research the feasibility of initiating projects through the HOPE and HOME programs, which allow for home ownership of affordable housing for single-family and multifamily homes. E .4 '71 "j 60 • The City, in cooperation with the County and the Weld County Housing Coalition, will research a means of developing a comprehensive housing resource information center or clearinghouse to better serve the housing needs of our community. The clearinghouse should afford better communication, not only between agencies but, more importantly, the agent's clients. Monitoring The CHAS will be reviewed on an annual basis through the Weld County Housing Coalition, the Weld County Social Services Department, the Greeley Housing Authority, the Weld County Housing • Authority, the City of Greeley, interested parties in the private sector, and HUD Regional Office VIII. 1 In developing a stronger CHAS, as more data becomes available, I greater coordination will also be realized on a statewide basis. J The CHAS will be forwarded to the state for its review and comment on an annual basis. Conclusion t This is the City of Greeley's and Weld County's initial attempt at collecting, prioritizing, and including significant data to be included in the CHAS. This experience has been profitable in that jurisdictions and agencies within those jurisdictions have started a promising dialogue to coordinate efforts to meet the housing needs o£ all communities in Weld County. This first year is a starting point in beginning to reach some of those goals. This is also the first draft of the CHAS; staff welcomes any additions, corrections, or comments that should be incorporated into our final draft for CHAS: Year I. • g. p \ I 14 I �y g -mot I N I \ O O N O .d i ! OVD I a Ch N 8 � a } 91i 4 O O O 00000 00000 E lL I O ;21yy� ,U F. N . 0 O O co 00 s --I' N O N i'3 5 I _ V. Yg C N N Vl O .tea O d \ O „, o , r� ri Spa g g 1 g d LL o 0 0 0 0 0 0 0 \ 0 0 0 0 la. 2 , N _ 1 _ ;; am c ¢ i W co co k c \ O O O O O O co O co tlol n. >: . 0 ¢ 3b t T I .] \\\\\\\\ 4, U t�tt( o /{ O J — era C a O O Cel be a O O O O N �� O -4- enN O cl 6 \ , N iA 41-, in in 0 00 00000 O v1O O ulO = 3 \\\\\\ \ i 0 9 0 of M ul O O O N O -1 N d -Q N O N b ' 11 m rt 1 a r.4 .-4 N •--IIn Vl d C 1- S 3 •TT fi r i < c0 nl ul O O • O O .4' N --I' \ NCA = O , a Pi i i b, *Ss. b` N 9 03 la � � • itl I • CZ r. y I C..1 I �� � a s ~ � � � � II S = o 'er° -a3 Ya J9 I III ie3 i I _se ,� _ 1 I ! 163 U C7 � al e vi m .. : e r a • .: j a o OO la O O � O o \ ojool o; o, a Y_ T • \ S — _ .. a is. o 0 0 0 0 0 0 0 o 0 0 0 o z a= . g _ o O O \ o O O O O \ o O O o O �� — _: rti I8 \\:\ \\ 1 y d 3. 3 I� c7 o o o .-. o o -+ o O v 11 = s 11 O O O O \ OOOOO O O O O o1 , E .1i_ o ... \ o O o O -. --, a_ m s s a ae &Ia" o La I T r �' 9c .O O 0vo C3OOOO O O . o o o A� el M el en\ z C \j 4 _ o0 u7All \ q a _ U o o O O O O O �' o rn o o 0 _ o r4 iu.a Oil at ~ 1\\\\\' �\ I 71 3 9 d w d Cel a O C i ~ S N. ti d .. v -1. Y T CA U O p C < N \ ,� ,\ Cr' 1\ i 14 V y F. _ - --� N O .--� N ti ti O d at d r.... .-. w •3 7 \ \ T. _ m �� i ' a " WM sit Cf) in i § cg — I 1 A � I A! iiiil g B a 7 °' a $ $ I I : 3 lag - r9s4 �_\. �OR � 2- le - � T.. - III Exhibit I III> PUBLIC HEARING HELD GUNS 6, 1991 iliF . lil Name Organization Address ill . Kevin Chambers Weld Co. Housing Auth. PO Box A, Greeley Janine Haug US Dept. of HUD 1405 Curtis, Denver ill Gene Haffner Morrell & Associates 801 8th St. , Greeley Cloyd Artford WIRS Mary Orleans Catholic Comm. Svcs. 1311 11th St. , Greeley IIHeidi Gaiser HOPE 827 12th St. , Greeley , Richard Rowe Social Services PO Box A, Greeley - Dora Lara Weld Co. Human Res. PO Box 1805, Greeley Pat Campbell A Woman's Place, Inc. PO Box 71, Greeley IL Rebecca White WIRS PO Box 2404, Greeley Linda Glendenning American Red Cross 804 23rd Ave. , Greeley Karan Arnold Greeley Housing Auth. 2448 1st Ave. , Greeley Terrie McKellar City of Greeley 1000 10th St. , Greeley Ruth: Higley Greeley Interfaith Assn. 2421 24th St. , Greeley Dick-Maxfield Maxfield Svcs. Corp. 1715 12th Ave. , Greeley Marlene Stieber Ft. Lupton Housing Auth. 400 2nd St. , Ft. Lupton Bridget Durham Catholic Comm. Svcs. 1311 11th St. , Greeley Judy Griego Weld Co. Social Svcs. PO Box A, Greeley Warren Holm AAA, AARP-RSVP, CHISS 1802 24th Ave. P1. , Greeley Beverly Reid AAA PO Box 1805, Greeley Dorothy E. AAA PO Box 1805, Greeley Renee Printz St. Theresa's Church 436 5th St. , Frederick Olga_Lopez Job Service PO Box 1805, Greeley Judy Yamaguchi House of Neighborly Svc. 13141 WCR 21, Platteville Dana Alonzo Plan de Salud del Valle 1115 2nd St. , Ft. Lupton Sonny Subia City of Greeley 651 10th Ave. , Greeley Lisa Lundgren Catholic Comm. Svcs. 1311 11th St. , Greeley Mark Welch Colo. Rural.Hsg. Devel. Denver Jim Sheehan Weld. Co.- Housing Auth. PO Box A, Greeley I Patricia Lease Lease Associates 6 S. Harrison, Denver Julie Liggett Greeley Interfaith Assn. 3366O WCR:. 15, Windsor Representative Centennial Dev: Svcs. 3819 St. Vrain, Evans B. J. Dean Island Grove Center PO Box 51, Greeley Bill Crabbe Weld Mental. Health 510 13th Ave. , Greeley Dale Peterson Weld Mental Health 510 13th Ave. , Greeley Linda Pierre Choices for Ind. Living 1020 9th St. , Greeley j Hope Cassidy Center for Ind. Living 1734 8th Ave. , Greeley SI i `C':1.. ..7711,-; 65 41 Exhibit II 41 PUBLIC HEARING HELD JULY 23, 1991 li MI Organization }Address l Ralph Kreitler Habitat for Humanity/ Box 1423, Greeley GURA/1st Colorado Bank Bob Hinderaker Greeley National Bank PO Box 1098, Greeley II Art Reynolds Greeley National Bank PO Box 1098, Greeley Clyde Abbett Property Owner Platteville Steve Reed Property Technica 519 11th Ave. Greeley Harold Baldwin Gateway Place Apts. . 3750 W 24th, Greeley IIAnn Garrison UNC Economics Dept. Greeley Gene Haffner Morrell & Associates 317 43rd Ave. Ct. , Greeley Bridget Durham Catholic Comm. Svcs. 1311 11th St. , Greeley Marla DeJohn DeJohn Invest. Co./ PO Box 5218, Greeley Weld Co. Apt. Assn. Michael Muskin Transitional House 1202 6th St. , Greeley ji Rebecca White WIRE PO Box 2404, Greeley . - - Jerry- Tanner UNC University Center, Greeley Ivan Gilbaugh Gilbaugh Agency 1312 9th Ave. , Greeley JoAnn Mitchell Columbia Savings 1229 10th Ave. , Greeley Dick Maxfield Maxfield Svcs. Corp. 1715 12th Ave. , Greeley Dick. Williamson The Villa 1750 6th Ave. , Greeley Paul. Sacco Planning Commission Dan Correll City Building Insp. Karan Arnold Greeley Housing Auth. 2448 1st Ave. , Greeley Dave Gottenborg CNGAF 621 17th St. , Denver 80293 Katie Sorenson City of Greeley Vol. 1647 35th Ave. Ct. , Greeley; Robb Casseday Planning Commission 921 38th Ave. Ct. , Greeley ?; Gary Arndt A & R Investment 3500 Myrtle, Evans 80620 Woody Riggs Biggs/Riggs Rentals 1411 6th Ave. , Greeley Judy Kron United Way Terrie McKellar City of Greeley 1000 10th St. , Greeley I 1 I 1 1 i 11 Exhibit III CHAS MEETING HELD AUGUST 6, 1991 Name Organization Address Terrie McKellar City of Greeley 1000 10th St. , Greeley Margaret Renner Greeley Board of Realtors 918 11th Ave. , Greeley Steve Reed Property Technica 519 11th Ave. , Greeley Art Reynolds Greeley National Bank 1812 25th St. , Greeley Linda Piper Area Agency of Aging PO Box 1805, Greeley Kevin Chambers Weld County Housing PO Box A, Greeley Dick Maxfield Maxfield Services/ 1715 12th Ave. , Greeley Catholic Comm. Svcs. Judy Kron United Way PO Box 1944, Greeley Jim Sheehan Weld County Housing PO Box A, Greeley Karan Arnold Greeley Housing Authority 2448 1st Ave. , Greeley Ross Spalding Larimer Co. Human Develop. 1635 Blue Spruce, Ft. Collins Suan Pierson Larimer Co. Human Develop. 1635 Blue Spruce, Ft. Collins Gary Arndt A & R Investment Co. 3500 Myrtle St. , Evans N P; p.: e79t, I o Exhibit N I WWI � ': x '? g em4 8 8 .H 1 :11:777iii.:1!!!!.:1,...1..!!!!.7....7.:!!!!!!!!!!!!!!!!!!!!!!! . CO tl w s r� m' _ cv 0 - - o as N el ' tLY: r:::::: :::::::::: m4: :3:::::::::::: r: :::st::E:r::'r'::::_�.b�.,y::::::::: :: :yb: ... cl �O N :;:;;:::::::::tilt':::::::::::::'':� O � O d' U) Cli �::y::::S::::: ..::::*::::::::i::::::::::::::i::i:::... ::::::::::*„. t:?.:.»2:2::2:::::2 ...} / �':':.:" ':'e � V _ V _ d,--- -ii_II b :::Q i _ ::2>Y+ r N ':::: .': z':'::: ::::::::::'::: :; :::...... CS: : :si:s : ::s :::s:s:s:3:.x..:. :;•:<.an ;•: :.: P�EZ Y J. t�::2::.x:s::::::::>:s::::::':::s ' r N �`a^d 41SZ M Q CD. 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