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HomeMy WebLinkAbout930693.tiff RESOLUTION RE: THE BOARD OF EQUALIZATION, 1993, WELD COUNTY, COLORADO PETITION OF: GREELEY NATIONAL BANK P 0 BOX 1098 GREELEY, CO 80632 DESCRIPTION OF PROPERTY: PIN: R 3019486 PARCEL: 096106426020 - GR 5080 L2-3-4 BLK68%1212 9TH ST% WHEREAS, the Board of County Commissioners of Weld County, Colorado, organized as the Board of Equalization for the purpose of adjusting, equalizing, raising or lowering the assessment and valuation of real and personal property within Weld County, fixed and made by the County Assessor for the year 1993, and WHEREAS, said petition has been heard before the County Assessor and due Notice of Determination thereon has been given to the taxpayer(s) , and WHEREAS, the taxpayer(s) presented a petition of appeal of the County Assessor's valuation for the year 1993, claiming that the property described in such petition was assessed too high, as more specifically stated in said petition, and WHEREAS, said petitioner not being present, and WHEREAS, the Board has made its findings on the evidence, testimony and remonstrances and is now fully informed. NOW, THEREFORE, BE IT RESOLVED by the Board of County Commissioners of Weld County, acting as the Board of Equalization, that the evidence presented at the hearing clearly supported the value placed upon the Petitioner's property by the Weld County Assessor. Such evidence indicated the value was reasonable, equitable, and derived according to the methodologies, percentages, figures and formulas dictated to the Weld County Assessor by law. The assessment and valuation of the Weld County Assessor shall be, and hereby is, affirmed as follows: 930693 %Soa .17 Page 2 RE: BOE - GREELEY NATL BANK ORIGINAL Land $ 117,563 Improvements OR Personal Property 346, 625 TOTAL ACTUAL VALUE $ 464. 188 BE IT FURTHER RESOLVED that a denial of a petition, in whole or in part, by the Board of Equalization may be appealed by selecting one of the following three options: 1. Board of Assessment Appeals: You have the right to appeal the County Board of Equalization's (CBOE's) decision to the Board of Assessment Appeals (BAA) . Such hearing is the final hearing at which testimony, exhibits, or any other evidence may be introduced. If the decision of the BAA is further appealed to the Court of Appeals, only the record created at the BAA hearing shall be the basis for the Court's decision. No new evidence can be introduced at the Court of Appeals. (Section 39-8-108(10) , CRS) Appeals to the BAA must be made on forms furnished by the BAA, and should be mailed or delivered within thirty (30) days of denial by the CBOE to: Board of Assessment Appeals 1313 Sherman Street, Room 523 Denver, CO 80203 Phone: 866-5880 OR 2. District Court: You have the right to appeal the CBOE's decision to the District Court of the county wherein your property is located. New testimony, exhibits or any other evidence may be introduced at the District Court hearing. For filing requirements, please contact your attorney or the Clerk of the District Court. Further appeal of the District Court's decision is made to the Court of Appeals for a review of the record. (Section 39-8-108(1) , CRS) 930693 Page 3 RE: BOE - GREELEY NATL BANK OR 3. Binding Arbitration: You have the right to submit your case to arbitration. If you choose this option the arbitrator's decision is final and your right to appeal your current valuation ends. (Section 39-8-108.5, CRS) Selecting the Arbitrator: In order to pursue arbitration, you must notify the OBOE of your intent. You and the CBOE select an arbitrator from the official list of qualified people. If you cannot agree on an arbitrator, the District Court of the county in which the property is located will make the selection. Arbitration Hearing Procedure: Arbitration hearings are held within sixty days from the date the arbitrator is selected. Both you and the OBOE are entitled to participate. The hearings are informal. The arbitrator has the authority to issue subpoenas for witnesses, books, records, documents and other evidence. He also has the power to administer oaths, and all questions of law and fact shall be determined by him. The arbitration hearing may be confidential and closed to the public, upon mutual agreement. The arbitrator's written decision must be delivered to both parties personally or by registered mail within ten (10) days of the hearing. Such decision is final and not subject to review. Fees and Expenses: The arbitrator's fees and expenses are agreed upon by you and the OBOE. In the case of residential real property, such fees and expenses cannot exceed $150.00 per case. The arbitrator's fees and expenses, not including counsel fees, are to be paid as provided in the decision. 930693 Page 4 RE: BOE - GREELEY NATL BANK The above and foregoing Resolution was, on motion duly made and seconded, adopted by the following vote on the 29th day of July, A.D. , 1993. /1 //L BOARD OF COUNTY COMMISSIONERS ATTEST: ' ', �{/yJ`/Am WEI,p COUNTY, COLORADO Weld County Clerk to the Board (/,/7< 2tfq.:ali or< UC.(ci-.1 Constance L. Har , Chairman BY: / ./tyCet rY1 � ABSTAINED Deputy Cler o the Boar W. H. bster, Pro-Tem APPROVED TO FORM: -{"LTe `% "i ��-4 , eorge e' Baxte Co At�r ey' —z -- Da e I . Ha I a iy � /Barbara J. Kirkm er 930693 BOE DECISION SHEET PIN #: R 3019486 PARCEL Il: 096106426020 GREELEY NATL BANK P 0 BOX 1098 GREELEY, CO 80632 HEARING DATE: July 29, 1993 TIME: 10:00 A.M. HEARING ATTENDED? (Y NAME: AGENT NAME: TAX PROFILE SERVICES INC APPRAISER NAME: DECISION: DECREASE IN VALUATION INCREASE IN VALUATION NO CHANGE IN VALUATION yL ASSESSMENT RATIO ACTUAL VALUATION ORIGINAL ADJWED Land $ 117,563 $ // '7 3&3 Improvements OR Personal Property 346,625 -3 174, 443cc Total Actual Value $ 464, 188 $ 94o1, ice COMMENTS: MOTION BY TO ( y 11.4. LOA ea /a' SECONDED BY :1.),41 / Baxter N) Hall -- ON) X Failed to pro,' e-- re kes arbert -- YN) ,f Comparables inadequate /jaiuro Webster -- Other: RESOLUTION NO. 930693 ..a a a‘.14 VI W U'P.ev10'cUIC iUN 14 '93 12:08PM ABC CENTRAL ACCTG U00 NORTH Ivm AVE, - GREELEY,COLORADO 80631 NOTICE OP DENIAL PHONE (303) 353.3845,EXT. 3656 le-VILVC. CR 808D L2-3-+ BL K68%1212 9TH STllr ,OLORADO • 1212 9 ST GREELEY • OWNER GREELEY NATL BANK THE GREELEY NATL BANK THE PARCEL 096106426020 PIN R 3019486 • YEAR 1993 . P 0 BOX ' 1098 LOG D2264 GREELEY CO 80632 05/28/1993 ., , ' • The appraised value of property Is based on the appropriate consideration of the approaches to value required by law.The Assessor has determined that your property should be included In the following category(les): RESIDENTIAL PROPERTY IS VALUED BY CONSIDERING THE MARKET APPROACH. . . AGRICULTURAL LAND VALUE IS DETERMINED SOLELY BY THE' EARNING OR PRODUCTIVE I. CAPACITY OF THE LAND. CAPITALIZED AT A RATE IS ABETYELAWY 'CONSIDERING THE 'CDST> ALL OTHER PROPERTY, INCLUDING VACANT LAND, MARKET, AND INCOME APPROACHES. If your concern Is the amount of your property tax, local taxing authorities (county, city, fire protection, and other special districts) hold budget hearings in the fall. Please refer to your tax bill or ask your Assessor for a listing of these districts,end plan to attend these budget hearings. I Assessor has carefully studied all available Information, giving particular attention to the specifics included on your protest and has deter- mined the valuation(s) assigned to your property.The reasons for this determination of value are: YOUR PROPERTY HAS BEEN UNIFORMLY VALUED FOLLOWING COLORADO LAW AND INSTRUCTIONS PUBLISHED BY THE •ST ATEt DIVISION OF PROPERTY TAXATION. YOUR PROTEST OF VALUE HAS BEEN• DENIED DUE TO COMPARISON OF OTHER SIMILAR PROPERTIES WHICH 'SOLD DURING THE 1992/1992 TIME PERIOD. THIS COMPARISON SHOWS YOUR ACTUAL PROPERTY VALUE TO BE CORRECT FOR THAT PERIOD. " . • PETITIONER'S ASSESSOR'S VALUATION ' PROPERTY CLASSIFICATION ESTIMATE ACTUAL VALUE ACTUAL VALUE PRIOR TO REVIEW AFTER REVIEW 117. 562 217.563•LAND 346. 625 346.625 IMPS • TOTALS S S igi1tww LpI$ SSRw If you disagree with the•Asseasor's decision,you have the right to appeal to the County Board of Equalization for further consideration, 38-8-106(1)(a),C.R.S. Please see the back of this form for detailed information on flung your appeal. • • • WARREN L. LAS£LL 06/02/93 Bye DATE oflfCQ3 63 WELD COUNTY ASSESSOR rte,As ... an . ....,-,'tnt,wI I,,rnf.A Arl,1a1 C%&I DCtICDCC CIr1C _ __ WELD COUNTY� ASSESSOR 0 ECEIT PETITION FOR REVIEW MU 071993 TO THE HONORABLE WELD COUNTY BOARD OF EQUALIZATION GREELEY,COLO. Petitioner, BANC ONE COLORADO CORP c/o Tax Profile Service (TPS INC. ) 1123 Auraria Parkway, Suite G-100, Denver CO. 80204, requests review of the County Assessor's Notice (s) of Valuation for Subject Property (described below) for tax year 1993 . Copies of the Personal Property notices of valuation are attached hereto and incorporated herein by reference. DESCRIPTION OF SUBJECT PROPERTY: Schedule # 096106426020 Location : GREELEY NATIONAL BANK The Subject Property is described, with Schedule numbers, a copy of which is attached hereto and incorporated herein by reference. ESTIMATED TIME FOR PETITIONER TO PRESENT CASE: 60 minutes, or 1 hour. REPRESENTATION: Petitioner requests a hearing at which petitioner will be represented by the following registered agent, Tax Profile Service INC. , or legal counsel: ( 303) 628-0405 CERTIFICATE OF SERVICE I certify that I have served a copy if this Petition, with attachments, on the County Board of Equalization by hand delivery, this 2nd day of JULY ,1993 TAX PROFILE SERVICE, INC. By: � �• Je le ' M Monroe 112 ura a Parkway, Suite G-100 Denver Colorado, 80204 Telephone: (303) 628-0405 • rto \ • CLERK TO THE BOARD P.O. Box 758 GREELEY, COLORADO 80632 WI I P (303)3564000 EXT.4225 COLORADO July 9, 1993 Parcel No. : 096106426020 PIN No. : R 3019486 GREELEY NATL BANK P 0 BOX 1098 GREELEY, CO 80632 Dear Petitioner(s) : The Weld County Board of Equalization has set a date of Thursday, July 29, 1993, at or about the hour of 10:00 A.M. , to hold a hearing on your valuation for assessment. This hearing will be held at the Weld County Centennial Center, 915 10th Street, Greeley, Colorado, in the First Floor Hearing Room. You have a right to attend this hearing and present evidence in support of your petition. The Weld County Assessor will be present before the Board. The Board will make their decision on the basis of the record made at the aforementioned hearing, as well as your petition, so it would be in your interest to have a representative present. If you plan to be represented by an agent or an attorney at your hearing, prior to the hearing you shall provide, in writing to the Clerk to the Board's Office, an authorization for the agent or attorney to represent you. If you do not choose to attend this hearing, a decision will still be made by the Board by the close of business on August 5, 1993, and mailed to you on or before August 10, 1993. Because of the volume of cases before the Board of Equalization, all cases shall be limited to 15 minutes. Also due to volume, cases cannot be rescheduled. It is imperative that you provide evidence to support your position. This may include evidence that similar homes in your area are valued less than yours or you are being assessed on improvements you do not have. Please note: The fact that your valuation has increased cannot be your sole basis of appeal. Without documented evidence as indicated above, the Board will have no choice but to deny your appeal. 30 .4,1 GREELEY NATL BANK - R 3019486 Page 2 At least two (2) working days prior to your hearing the Assessor will have available, at your request, the data supporting his valuation of your property. Please advise me if you decide not to keep your appointment as scheduled. If you need any additional information, please call me at your convenience. Very truly yours,LBOA OF EQUALIZATION 4 ,i%/ cl[. ' /2" l/'v i2„„(7,7i Donald D. Warden, Clerk to the Board BY: �/T iJ �--�/�----,-- Carol A. Harding, Deputy. cc: Wa ren Lasell, Assessor VAX PROFILE SERVICES INC, . 93069.3 Banc One - Greeley 9th Street Convenience Center Schedule # 096106426020 1212 9th Street, Greeley Several factors have contributed to the decline in value regarding the bank properties located in Weld County. The first and most influential factor is the economic obsolescence attributable to the entire State of Colorado during the economic downswing of the late 1980's. Economic Obsolescence is defined as: External obsolescence, the diminished utility of a structure due to negative influences from outside the site, is incurable on (sic) part of the owner, landlord, or tenant. The total value loss due to external obsolescence must be allocated between the land and the improvements. External obsolescence can be caused by a variety of factors - e.g. . neighborhood decline; the property's location in a community. state, or region, or market conditions. An estimate of external obsolescence should be based on thorough neighborhood or district analysis.l Our analysis of the banking industry throughout State of Colorado reflects a tendency to overvalue bank facilities, primarily caused by the incorrect utilization of the cost approach to value. Almost all county assessors place their prime reliance on this approach. Without correcting this approach in recognizing functional obsolescence (both curable and incurable) , and external obsolescence, bank properties experience an overvaluation of 40% on average. The Weld County Assessor has recognized that the cost approach to value would need considerable adjustments in the form of depreciation that would render this approach unreliable. The Assessors office as well as the petitioners representatives have placed the income approach to value as the best indicator of true market value. The market approach was used as a measure to support the value conclusion. Cost Approach: Income Approach: Market Approach: $250,000 Value Conclusion: 5250,000 iThe Appraisal of Real Estate. American Institute of Real Estate Appraisers, Ninth Edition. p. 395 IiEXH2BIT t17 iol9ysto e6 ,rk C _ B - O - E - HEARING DATE: JULY 29, 1993 TIME: 10:00 A.M. SUBJECT: GREELEY NATIONAL BANK BRANCH DRIVE-UP ADDRESS: 1212 9 STREET, GREELEY PINa,: 3019486 ;938691 SUBJECT PROPERTY } a • 9 , FRONT REAR • b , • ,•„. ...----- P= ass MINI BANK 1212 9TH STREET • , . ST‘rat..-t" ••, <.: . x ' • 177-1 . "..'' • 0/6 i:1i •' ',•t �` r .. i- . • ,.,✓ `�` ': ..-,. r .� :.ifs -'!?,'....;.t .'. ,w ms's :7:- _ i • i I.i ., _.Y�. ,.. •%a.,� of Ti'/r • �'�►a. �. 'Yt1F..' 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V in P O 3 en nin N in O W co N W 3 O tn b H O n O N 0 0 a 0 O vl o n o o Q V V CO V N- V n V b n CO n N n ul ✓1 V W W H CP W N M 0P" FVi H O V H o H o O— n q 6 0 0 0 m y ro co0 N 'O '0 ^ CP n en n CO V H P 0, P 0 S Co o FLI H o N rn H1 6 N a ti - Up O L 9 W pa o W 1 X c4 b O 0 N in 0 0 0 V — N in So W W W W N N N W O in O N co H O W t-4-O o in r V rvJ H -y co in d P co co AH N O O y a O H " n 6in h a 0 m V O o O V 0 Len O W N N O VP V Vl n rn ti O O n F 0 W . N a F W o y m0F N dF n o .nw 3F z N N w o CO m o a c w a r w [y n N H N W ri O d '] n en k]] W fA W] F. [x] n Va tW] Wa Z Jg 6 6 6 6 930r19.1 I , s S COMPARABLE SALE u 209 d ,':',a' r F �`c ;yy____ii, � n I�"tif 1 _ a y�✓ �" AY h" +4 -� .r; 4.:-.qtr i k .“S&_A Z 1 s ,...,,:e .,,,„,,,,,, "'*- r__...,...... a _ .7 r.,..,,,, , , _ ,.., et,, ..., .... _. i „ i S i l.: I PIN: 0071688 PARCEL # : 96105333008 OCCUPANCY: BANK ADDRESS: 1000 10 ST GREELEY PROJECT: 0 BOOK # : 1179 SALE DATE: 12/07/87 RECEPTION # : 2123804 SALE PRICE: $1,575 ,000 ADJ SALE PRICE: GRANTOR: UNITED BANK OF GREELEY GRANTEE: CITY OF GREELEY YEAR BLT: 1974 LAND/BLDG RATIO: 4 . 46 BLDG SIZE: 17,042 IMPS PRICE/PSF: $76 . 81 SALE PRICE/PSF: $92.42 CLASS: C CONSTRUCTION-QUAL: GOOD CASH DOWN: $1, 575 ,000 WALL HEIGHT: 20 LOAN: 0 STORIES: 2 INTEREST RATE: 0 .0% BSMT SIZE: 9503 LOAN TERM (YRS) : 0 LAND SIZE: 76000 POINTS PAID: 0 LAND VALUE: 266000 BY WHOM: 0 REMARKS: BLDG WAS BANK NOW CITY COMPLEX. SALE DID NOT INCLUDE DRIVE-UP BANK FACILITIES "30f93 EXHIBIT 1 73 S4I13anoONQ- , P10; 251C)1/g4" ii COMPARABLE SALE aq�}53� 208 ,;-8-&-rtgf a3u5-a3G� f a81 o alP 01 b }y. 2g�03ck, ( a)a93eb i de ....„ �C � f, d f 'rx�' ' i r rf f'a� `r` :4,,e � ' a-',#.4.1''V 1"r-"y1-+y I n e, .uc ryT u+.� e yf 7 i :, PIN: 1448686 PARCEL #: 80720115029 OCCUPANCY: BANK ADDRESS: 1041 W MAIN ST WINDSOR PROJECT: 0 BOOK # : 1283 SALE DATE: 11/30/90 RECEPTION # : 2234556 SALE PRICE: $492 , 000 ADJ SALE PRICE: GRANTOR: BANK OF WINDSOR INVESTMENT GRANTEE: BANK OF WINDSOR YEAR BLT: 1982 LAND/BLDG RATIO: 13 . 38 BLDG SIZE: 4 , 363 IMPS PRICE/PSF: $86 . 01 CLASS: D SALE PRICE/PSF: $112 . 77 CONSTRUCTION-QUAL: GOOD CASH DOWN: $492 ,000 WALL HEIGHT: 14 LOAN: 0 STORIES: 1 INTEREST RATE: 0 . 0% BSMT SIZE: 0 LOAN TERM (YRS) : 0 LAND SIZE: 58370 POINTS PAID: 0 LAND VALUE: 116740 BY WHOM: 0 REMARKS: PREVIOUS SALE 5/85 $400,000 • 1. I S COMPARABLE SALE 1011 + ) ,-, ' , .r.... k4 . L F I i ... . t r ,y - 4 '_an r 3 T1 _pr olGreeleY {y i a® C ,..... q If �'' _�X;... I �p r ka. '`� R}9 o"'3s172;t11-C `c� yda�o r,,r a'ia a r f` �' 'r ; S irml.0i e. % .1,:. . 4r - - -- - - -, i--:::::7:----s9:3---0-8,21'01-0 tiY M� fnrt'•r PIN: 0134291 PARCEL #: 961082210010 OCCUPANCY: BANK ADDRESS: 822 14 ST GREELEY SALE DATE: 01/02/91 SALE PRICE: $625,000 GRANTOR: BANK OF GREELEY GRANTEE: HOUSEL, JERRY ETAL CONSTRUCTION-QUAL: 0 PR/SF(IMPS) : $68.77 BLDG SIZE: 6 , 180 PR/SQ FT: $101.13 YEAR BLT: 1973 CLASS: C LAND SIZE: 70,785 LAND VALUE: $200 ,000 WALL HEIGHT: 10 I LAND/BLDG RATIO: 11.45 REMARKS: 16X16INCLUDE256SFS 4 AAPPRAISERY DRIVE PVALUE AND S$1 000 TORAGE BLDG NET RENT $12.82 PSF 15 YEAR LEASE COMPARABLE SALE 215 I 9 s b 'g Cyp '. rjM1 9 ,.: $ ttZ ed. w 4 a 5 I PIN: 0085388 PARCEL # : 95911116023 OCCUPANCY: BANK ADDRESS: 3690 W 10 ST GREELEY PROJECT: 0 BOOK # : 1089 SALE DATE: 10/28/85 RECEPTION # : 2030143 SALE PRICE: $1 ,500,000 ADJ SALE PRICE: GRANTOR: CENTRAL BANCORP GRANTEE: HEIMICK RICHARD YEAR BLT: 1981 LAND/BLDG RATIO: 12 . 87 BLDG SIZE: 11 ,094 IMPS PRICE/PSF: $83 . 74 CLASS: C SALE PRICE/PSF: $135. 21 CONSTRUCTION-QUAL: AVG CASH DOWN: $O WALL HEIGHT: 28 LOAN: 0 STORIES: 2 INTEREST RATE: 0.0% BSMT SIZE: 5547 LOAN TERM (YRS) : 0 LAND SIZE: 142775 POINTS PAID: 0 LAND VALUE: 571000 BY WHOM: 0 REMARKS: 1 FLR BANK 5547 SF; 2ND FLR OFFICE 5547 SF BSMT BANK 5547 SF. CANOPY 1625 SF. BANK LEASE 14 .71 NET, OAR 10 . 88% Saore9i COMPARABLE SALE 1041 a++ *,#‘4,,i`h : .'r �I r.7 1- a RRj t Y t C _ { gyp+ r / p y Si tlhArodc F -- A 9rdadria(�urk. s II, a I ertir PIN: 0955786 PARCEL # : 70931319020 OCCUPANCY: OFFICE ADDRESS: 213 1 ST EATON SALE DATE: 07/31/91 SALE PRICE: $90,000 GRANTOR: BOWNESS, WM TRUST GRANTEE: COLO INDUSTRIAL BANK CONSTRUCTION-QUAL: 0 BLDG SIZE: 3 ,660 PR/SF(IMPS) : $23 .73 BLT: 1926 PR/SQ FT: $24 . 60 YEAR LAND SIZE: 2,250 CLASS: C LAND VALUE: $3 ,150 WALL HEIGHT: 14 LAND/BLDG RATIO: 0 . 61 BSMT SIZE: 1560 REMARKS: BLDG INTERIOR REMODELED 1981. AT SALE NET LEASE $1, 000/MO($2.80 PSF) . 1 FLR 2080 SF + 4 BSMT OFFICE 1580 SF=3660 SF I COMPARABLE SALE 183 11 k. . ,r �VI ' A l x _. 1' lee y:t:c ' ?d. -- v "in• 4Y`.zt %:" tyY'.`S. Y yy TF:i.9 -. ...,.;..... %{{ -rte XO5.4 'S.', .e:- :,' Gt:-�.:E:'. j;..e Z A :. v '4 -*' ;Ih*'3' 8 PIN: 3761286 PARCEL # : 96119200023 OCCUPANCY: BANK ADDRESS: GREELEY MALL 1800 GREELEY SALE DATE: 12/12/88 SALE PRICE: $450,000 GRANTOR: COLORADO NATIONAL PROPERTY GRANTEE: FIRST NATIONAL BANK BLDG SIZE: 6,530 CONSTRUCTION-QUAL: AVG YEAR BLT: 1973 PR/SF(IMPS) : $62 .16 CLASS: C PR/SQ FT: $68.91 WALL HEIGHT: 14 FT LAND SIZE: 44,110 LAND VALUE: $44,110 LAND/BLDG RATIO: 6. 75 REMARKS: ?flOCQ.3 .: N r 0 U) C 0 F CO. cD CO m :4-2.. H- • Co N f'f O r F �'� .' 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Q= E 01 00 _ �_ • +-� ° ! E:o a, • w 49 can. 0 =. c `eo s W u c0- -. 0C w yq ' U d U' U d •> ' 'OL O o Eod G w O7•� N. . .. - , O • _ i � aoo . o � cJ � � cmc .Co0.8 .G_na63� p� m'0. U U ..<..5 = 5. co ,, ao•c• , Etl.t y .J y`.�5.. 0T U ° �� � � � sF °'a �s � � d-N .TLNpN O. c ' (n'- < u ,e'5 S oo i 0 Ea u TF c'5 aU u ..'0 e-zorQ f„ • - Bank of Windsor approves Bancorp offer • By JEFFREY JONES Triune Staff Writer 4` T WINDSOR—A Nebraska banking company has pur- , his offer;was attractive chased the Bank of Windsor for an undisclosed amount, t0 US; and OUr share, hOlderS have bank officials said this morning. y A statement released by Bank of Windsor officials said accepted it " I 8 bank stockholders voted Thursday night to accept a pur- —Mel Ylarraz t chase offer from Pinnacle Bancorp Inc.,which is based in Central City,Neb. ', Bank of Windsor board chairman • Pinnacle also owns theFirst Security Bank ofWindsor. Bank of Windsor board chairman Mel Ylarraz said it is i a cash offer and does not involve any stock trades. pected to take several months. 1 The bank was chartered in 1978 and has more than$22 Tom Prenger,president of the First Security Bank,said million in assets. Pinnacle officials have not yet made decisions on the fate "In the present banking climate, we knew a healthy of the Bank of Windsor or its 14 full-time employees. bank... would receive offers. We've had four in the last "Right now...we have not made any decisions on what Ylar raz of months," said in the statement."...This facilities we'll keep,"Prenger said."Hopefully in a week ` offer was attractive to us,and our shareholders have ac- (or) two weeks, we'll have something. I can't say what cepted it." , they're going to do.There's a long road to go before we l Officials said regulatory approval for the sale is ex- " even get to those decisions." I i• I (y?tiz4T3 Hello