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BauerFinancial,Inc.
PO Box 143520
Coral Gables, FL 33114-3520
800.388.6686 * 305.445.9500
customerservice@bauerfinancial.com
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3-9-20210 3-L-Zorto
2026-0479
BAUERFINANCIAL, INC.
P.O. Box 143520
Coral Gables, Florida 33114-3520
`lid MOF 800.388.6686 * 305.445.9500
www.bauerfinancial.com
This Hometown Bank Ratings Report was compiled from financial data for the period ended December 31, 2025, as reported to
federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data
cannot be guaranteed by BauerFinancial, Inc. BauerFinancial relies upon this data in its judgment and in rendering its opinion (e.g.
determination of star ratings) as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an
independent bank research firm. BauerFinancial is a registered trademark. Any unauthorized use of its content, logos, name, and/or Star-
ratings is forbidden.
Definitions:
Star Rating BAUERFINANCIAL Inc.'s proprietary rating for the current quarter. (Please see below.)
FDIC Certificate Number A unique number assigned to each FDIC-insured bank.
Number of Branches Refers to the total number of branches operating in the U.S.
Telephone Number The primary bank number for the main office.
Year Established The year the bank was originally established, not necessarily when this branch opened.
Branches in Your County Branches are listed in city order first then by zip code.
A brief description of the type of each branch office is also included
BAUERFINANCIAL star ratings classify each institution based upon a complex formula factoring in current and historical data. The first level of
evaluation is the capital level of the institution followed by other relevant data including, but not limited, to: profitability, historical trends, loan
delinquencies, repossessed assets, reserves, regulatory compliance, proposed regulations and asset quality. Negative trends are projected
forward to compensate for the lag time in the data. BAUERFINANCIAL employs conservative measures when assigning these ratings and
consequently our analysis may often be lower than those supplied by other analysts or the institutions themselves. More than four decades of
experience has shown this to be a prudent course of action.As a general guideline, however, the following groupings were used:
Star Ratings:
5-Stars Superior. These institutions are recommended by BAUERFINANCIAL..
4-Stars Excellent. These institutions are also recommended by BAUERFINANCIAL..
31/2-Stars Good
3-Stars Adequate
2-Stars Problematic
1-Star Troubled
Zero-Stars Our lowest rating.
FDIC Institution has failed and/or is operating under FDIC conservatorship
Institutions with three or more stars meet all current regulatory capital requirements.
Contents copyright by BAUERFINANCIAL Inc.Reproduction,in whole or in part,without permission is prohibited.
41-S�` °"U" Your Hometown Bank Ratings
7
by BauerFinancial Inc.
AUERFINANCIAL
State: CO County: Weld
Report generated on 02/23/26 based on financial data as of 12/31/25
FDIC # of U.S. Year
Cert. # --- Bank Name and Headquarter Location --- Telephone # Star-Rating Branches Established
19600 Academy Bank N.A. Kansas City MO (877) 712-2265 5-Stars 80 1966
www.acaaemybank.com
3103 S 23rd Ave Greeley CO 80631 Full Service Retail Office
920 47th Ave Greeley CO 80634 Full Service Retail Office
18489 Adams Bank & Trust Ogallala NE (308) 284-4071 5-Stars 21 1962
www.abtbank.com
8308 Colorado Blvd Firestone CO 80504 Full Service Brick and Mortar Office
7251 W 20th Street Greeley CO 80634 Full Service Brick and Mortar Office
3510 Bank of America N.A. Charlotte NC (800) 432-1000 4-Stars 3,850 1904
www.bankofamerica.com
2263 Greeley Mall Greeley CO 80631 Full Service Brick and Mortar Office
7004 W 10th Street Greeley CO 80634 Full Service Brick and Mortar Office
16980 Bank of Colorado Fort Collins CO (970) 206-1160 5-Stars 60 1900
www.bankofcolorado.com
55 S Elm Ave Eaton CO 80615 Full Service Brick and Mortar Office
111 S Rollie Ave Fort Lupton CO 80621 Full Service Brick and Mortar Office
3459 W 20th St Greeley CO 80634 Full Service Brick and Mortar Office
7017 W 10th St Greeley CO 80634 Full Service Brick and Mortar Office
7791 Highland Meadows Pkwy Windsor CO 80528 Limited Service Loan Production Office
1041 Main St Windsor CO 80550 Full Service Brick and Mortar Office
16571 BMO Bank N.A. Chicago IL (312) 461-2121 5-Stars 1,007 1947
www.bmo.com
4290 W 10th St Greeley CO 80634 Full Service Brick and Mortar Office
57335 Farmers Bank Ault CO (970) 834-1980 31/2-Stars 2 2001
www.farmersbank-weld.com
119 1st St Ault CO 80610 Full Service Brick and Mortar Office
58508 First FarmBank Greeley CO (970) 346-7900 5-Stars 6 2007
www.firstfarmbank.com_
127 22nd St Greeley CO 80631 Full Service Brick and Mortar Office
2939 65th Ave Greeley CO 80634 Full Service Brick and Mortar Office
This report was compiled from financial data as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and
completeness of the data cannot be guaranteed by BauerFinancial, Inc. BauerFinancial relies upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings)
as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. BauerFinancial is a registered trademark.
Any unauthorized use of its content, logos, name, and/or Star-ratings is forbidden.
Page 1 of 5
,`µt°"U""°" Your Hometown Bank Ratings
P��' S Lf
i
?B,tuEeFtNANc,aL` by BauerFinancial, Inc.
State: CO County: Weld
Report generated on 02/23/26 based on financial data as of 12/31/25
FDIC # of U.S. Year
Cert. # --- Bank Name and Headquarter Location --- Telephone # Star-Rating Branches Established
1105 First Interstate Bank Billings MT (406) 255-5000 5-Stars 290 1916
www.firstinterstatebank.com
785 Cheeseman St Erie CO 80516 Full Service Brick and Mortar Office
5202 W 20th St Greeley CO 80634 Full Service Brick and Mortar Office
14712 First National Bank Fort Pierre SD (605) 223-2521 5-Stars 20 1934
www.firstnationalbanks.com
1801 59th Ave Greeley CO 80634 Full Service Brick and Mortar Office
5452 First National Bank of Omaha Omaha NE (402) 341-0500 5-Stars 142 1857
www.fnbo.com
2075 State Highway 7 Erie CO 80516 Full Service Brick and Mortar Office
1701 23rd Ave Greeley CO 80634 Full Service Brick and Mortar Office
920 54th Ave Greeley CO 80634 Full Service Brick and Mortar Office
100 Johnstown Center Dr Johnstown CO 80534 Full Service Brick and Mortar Office
1505 Main St Windsor CO 80550 Full Service Brick and Mortar Office
18714 FirstB.a�nk Lakewood CO (303) 232-2000 5-Stars 95 1963
www.etirstbank.com
1779 Highway 7 Erie CO 80516 Full Service Brick and Mortar Office
6080 Firestone Blvd Firestone CO 80504 Full Service Brick and Mortar Office
2901 S 23rd Ave Greeley CO 80631 Full Service Brick and Mortar Office
4322 W 9th Street Rd Greeley CO 80634 Full Service Brick and Mortar Office
1510 Main St Windsor CO 80550 Full Service Brick and Mortar Office
17478 FirsTier Bank Kimball NE (308) 235-4633 31/2-Stars 11 1955
www.firstierbanks.com
6222 W 9th St Greeley CO 80634 Full Service Brick and Mortar Office
23764 FMS Bank Fort Morgan CO (970) 867-3319 5-Stars 2 1982
www.tmsbank.com
2425 35th Ave Greeley CO 80634 Full Service Brick and Mortar Office
3017 High Plains Bank Flagler CO (719) 765-4000 4-Stars 6 1908
wWW.highplainsbank.com
370 Veterans Way Keenesburg CO 80643 Full Service Brick and Mortar Office
This report was compiled from financial data as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although;the accuracy and
completeness of the data cannot be guaranteed by BauerFinancial, Inc. BauerFinancial relies upon this data in its judgment and in rendering its opinion(e.g. determination of star ratings)
as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. BauerFinancial is a registered trademark.
Any unauthorized use of its content, logos, name, and/or Star-ratings is forbidden.
Page 2 of 5
iWmPr�bCR�EO�T UIy�NS '°n Your Hometown Bank Ratings
rri by BauerFinancial, Inc.
BAUERFINANCIAL
State: CO County: Weld
Report generated on 02/23/26 based on financial data as of 12/31/25
FDIC # of U.S. Year
Cert. # --- Bank Name and Headquarter Location --- Telephone # Star-Rating Branches Established
--: a ;—.
628 JPMorgan Chase Bank N.A. Columbus OH (800)678-1051 4-Stars 5,309 1824
www.lporoanchase.com
11040 Colorado Blvd Firestone CO 80504 Full Service Brick and Mortar Office
5980 Silverstone Dr Frederick CO 80504 Full Service Brick and Mortar Office
822 7th St Greeley CO 80631 Full Service Brick and Mortar Office
2600 W 10th St Greeley CO 80634 Full Service Brick and Mortar Office
4719 29th St Greeley CO 80634 Full Service Brick and Mortar Office
1595 Main St _ te. � , Windsor CO 80550 Full Service Brick and Mortar Office
17411 Mountain Valley Bank Walden CO (970) 723-8221 5-Stars 7 1955
www.bankmvb.com
4601 W 20th St Greeley CO 80634 Full Service Brick and Mortar Office
59052 NBH Bank Greenwood Village CO (800) 867-2265 5-Stars 90 2010
www.nbhbank.com
3635 23rd Ave Evans CO 80620 Full Service Brick and Mortar Office
3780 W 10th St Greeley CO 80634 Full Service Brick and Mortar Office
385 Justin Ave Platteville CO 80651 Full Service Brick and Mortar Office
6384 PNC Bank N.A. Wilmington DE (412) 762-2000 5-Stars 2,331 1804
www.pnc.com
3501 W 12th St Greeley CO 80634 Full Service Brick and Mortar Office
3031 Points West Community Bank Windsor CO (970) 474-3341 5-Stars 21 1906
www.pwcbank.com
940 9th Ave Greeley CO 80631 Full Service Brick and Mortar Office
6801 W 20th St Greeley CO 80634 Full Service Brick and Mortar Office
355 Eastman Park Dr Windsor CO 80550 Full Service Brick and Mortar Office
1291 Main St Windsor CO 80550 Full Service Brick and Mortar Office
805 Compassion Dr Windsor CO 80550 Full Service Brick and Mortar Office
33555 Southstate Bank N.A. Winter Haven FL (863) 968-9300 5-Stars 370 1992
www.southstatebank.com
1130 8th Avenue Greeley CO 80631 Full Service Brick and Mortar Office
2700 47th Ave Greeley CO 80634 Full Service Brick and Mortar Office
This report was compiled from financial data as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and
completeness of the data cannot be guaranteed by BauerFinancial, Inc. BauerFinancial relies upon this data in its judgment and in rendering its opinion (e.g determination of star ratings)
as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. BauerFinancial is a registered trademark.
Any unauthorized use of its content, logos, name, and/or Star-ratings is forbidden.
Page 3 of 5
w`�k°" ..., Your Hometown Bank Ratings
0p?��� �.�. LF9
BauE .....,'C►AL by BauerFinancial, Inc.
State: CO County: Weld
Report generated on 02/23/26 based on financial data as of 12/31/25
FDIC # of U.S. Year
Cert. # --- Bank Name and Headquarter Location --- Telephone # Star-Rating Branches Established
23498 TBK Bank SSB Dallas TX (214) 237-3170 4-Stars 65 1981
www.tbkbank.com
418 8th St Dacono CO 80514 Full Service Brick and Mortar Office
3650 35th Ave Evans CO 80620 Full Service Brick and Mortar Office
5855 Firestone Blvd Firestone CO 80504 Full Service Brick and Mortar Office
580 Dahlia St Hudson CO 80642 Full Service Brick and Mortar Office
10 Angrove Avenue Johnstown CO 80534 Full Service Brick and Mortar Office
it 550 E Woodward Ave Keenesburg CO 80643 Full Service Brick and Mortar Office
207 1st Ave La Salle CO 80645 Full Service Brick and Mortar Office
M 141 Main St .. 4 a Mead CO 80542 Full Service Brick and Mortar Office
1300 Broad St Milliken CO 80543 Full Service Brick and Mortar Office
399 W 4th Ave �_. � � Severance CO 80550 Full Service Brick and Mortar Office
6548 U.S. Bank N.A. Cincinnati OH (651)466-3000 5-Stars 2,111 1863
www.usbank.com
3690 W 10th St Greeley CO 80634 Full Service Brick and Mortar Office
4949 Larimer Pkwy ri Johnstown CO 80534 Full Service Brick and Mortar Office
1520 Main St Windsor CO 80550 Full Service Retail Office
8273 UMB Bank N.A. Kansas City MO (816) 860-7930 4-Stars 211 1902
www.umb.com
199 S Briggs St Erie CO 80516 Full Service Brick and Mortar Office
3511 Wells Faro Bank N.A. Sioux Falls SD (605)575-7332 4-Stars 4,201 1870
www.wellsraroo.com
800 8th Ave Greeley CO 80631 Full Service Brick and Mortar Office
4635 Centerplace Dr Greeley CO 80634 Full Service Brick and Mortar Office
5801 W 11th St Greeley CO 80634 Full Service Brick and Mortar Office
2300 W 16th St Greeley CO 80634 Full Service Brick and Mortar Office
2164 35th Ave Greeley CO 80634 Full Service Brick and Mortar Office
1069 Main St '" -'.- Windsor CO 80550 Full Service Brick and Mortar Office
22447 Wray State Bank Wray CO (970) 332-4111 4-Stars 3 1977
www..wraystatebank.com
This report was compiled from financial data as reported to federal regulators.The financial data obtained from these sources is consistently reliable, although; the accuracy and
completeness of the data cannot be guaranteed by BauerFinancial, Inc. BauerFinancial relies upon this data in its judgment and in rendering its opinion (e.g.determination of star ratings)
as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. BauerFinancial is a registered trademark.
Any unauthorized use of its content, logos, name, and/or Star-ratings is forbidden.
Page 4 of 5
Your Hometown Bank Ratings
by BauerFinancial, Inc.
State: CO County: Weld
Report generated on 02/23/26 based on financial data as of 12/31/25
FDIC # of U.S. Year
Cert. # --- Bank Name and Headquarter Location --- Telephone # Star-Rating Branches Established
22447 Wray State Bank Wray CO (970) 332-4111 4-Stars 3 1977
www'wraystatebank.com
1130 Main St Windsor CO 80550 Full Service Brick and Mortar Office
This report was compiled from financial data as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and
completeness of the data cannot be guaranteed by BauerFinancial, Inc. BauerFinancial relies upon this data in its judgment and in rendering its opinion (e.g.determination of star ratings)
as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. BauerFinancial is a registered trademark.
Any unauthorized use of its content, logos, name,and/or Star-ratings is forbidden.
Page 5 of 5
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