HomeMy WebLinkAbout000353.tiff •Certzficate oPartic 'pn
Colorado Counties CasualtyProperty and Pool ( CAPP
For the Coverage Period January 1 , 2023 through December 31 , 2023
WELD COUNTY
Colorado Counties Casualty and Property Pool (CAPP) hereby certifies that Weld County is a participating Member of
CAPP for the period beginning January 1 , 2023 through December 31 , 2023 . The coverages, conditions of membership,
and other provisions applicable to members of CAPP are as described in CAPP's Bylaws and Intergovernmental
Agreement and in the applicable excess policies, policy statements and endorsements thereto, copies of which have been
or will be provided to Weld County.
The types and monetary limits of the coverages provided to Weld County through membership in CAPP, in consideration
of the payment of its contributions, are limited , as of the date of this certificate, to those which are shown below. The
scope, terms, conditions and limitations of coverages are governed by the aforementioned agreement and policies .
I) The types of coverages, subject to the limit on CAPP's liability in Section II below, are as follows :
A) Property (including EDP, mobile equipment, and auto physical damage)
B) Liability
1 ) Bodily Injury, Property Damage (General Liability, Auto Liability)
2) Wrongful Acts committed in the conduct of duties (Public Entity Management Liability)
3) Bodily Injury, Property Damage, Personal Injury ( Law Enforcement Liability)
4) Errors or omissions in the administration of an insured's employee benefits ( Employee Benefits Liability)
5) Injury resulting from healthcare professional services rendered by any insured who is not a medical doctor,
psychologist, psychotherapist or nurse practitioner. (Healthcare Professional Liability).
C) Crime
1 ) Monies and Securities (inside)
2) Monies and Securities (outside)
3) Employee Fidelity
D) Boiler and Machinery
E) Network Security Liability
II) CAPP Retention, Aggregate Limits, and Member Deductibles
For the coverages described in Section I , CAPP shall be liable only for payment of the self-insured retention and only to a total
annual aggregate amount for members of CAPP as a whole of the amount of the CAPP loss fund for the coverage period .
CAPP's per claim/occurrence retentions are limited to the following for the foregoing coverages:
A) $ 150 ,000 per claim/occurrence property, except wind/hail , which is 2% per location total value subject to a minimum $1 M
per claim/occurrence. County deductible $1 ,500
B) $1 .5M per claim/occurrence liability (per coverage line), except Law Enforcement, which is $1 M per claim/occurrence —
County deductible $15,000 except in certain claims - Law Enforcement County deductible $40 ,000 . Employment
Termination deductible $15 ,000 . See CAPP Policy Statements.
C) $200 ,000 or $300,000 per claim/occurrence crime — County deductible $500
D) $5,000 per loss boiler and machinery — County deductible $500
E) $100 ,000 per claim/occurrence network security liability — County deductible $0 . Pool annual limit aggregate
$5,000,000 .
Coverages in excess of the foregoing pool retentions are provided only by the excess insurers in applicable excess policies and
are payable only by those excess insurers. The limits of coverage provided by the excess insurers are as follows:
A. Liability-Old Republic ( PEL), Markel (PEL), Lexington (LEL) and Allied World (Shared Excess Liability)
From $ 1 .5M per claim/occurrence to $10 million per claim/occurrence subject to the Pool's annual aggregate limits except
for auto, which is non-aggregated (as noted in the chart below).
1 . Law Enforcement - Lexington (LEL) and Allied World (Shared Excess Liability)
CAPP 2023 Certificate of Participation
From $ 1 M to 10 million per claim/occurrence subject to the Pool's annual aggregate limits (as noted in the chart below).
All liability claims are subject to the following :
All liability coverages are provided on a claims-made coverage form . In no event shall the maximum per claim/occurrence
payment exceed the following for general liability, auto liability, public entity management liability, law enforcement liability,
employee benefits liability or healthcare professional liability claims subject to the Governmental Immunity Act: $424,000 per
person and $ 1 , 195,000 per occurrence . Additional limits, sublimits and aggregates apply as provided in the applicable
excess policies. Note : the high excess is shared between the PEL and LEL.
$10,000,000
$5,000,000 ($5, 000,000 Annual Aggregate follows underlying tower)
Shared Limit over PEL & LEL
Allied World
$3,000,000 GL, AL, E&O only
($9, 000,000 Annual Aggregate per $4,000,000xs
member) $8,000,000 LEL
Eva nstoriiMarkel_ $4,000,000 Law Enforcement Aggregate Only
($8,000,000 Annual Pool Aggregate)
$500,000 GL, AL, END only ($500,000 ($4,000,000
Lexington
Annual Aggregate per member) Old Annual Agg) -
Republic
$12,000,000
Total Annual
$1 ,500,000 SIR - Agg for LEL
$1 ,000,000 SIR
Public Entity Liability Law Enforcement Liability
B. Crime-Policy-Hiscox
From $200,000 or $300 ,000 to $1 million each occurrence. Additional limits, sublimits and aggregates apply as provided in
the applicable excess policies.
C. Boiler and Machinery- Liberty
From $5,000 to the cost of repair/replacement for each actual loss sustained up to $100 million . Additional limits, sublimits
and aggregates apply as provided in the applicable excess policies.
D. Property
From $150 ,000 to $100 million each occurrence, except hail/wind claims, with a sublimit of $5 ,000,000 for vehicle physical
damage over the road . $1 M each occurrence for hail/wind claims. "All Risk" basis with sublimits of $10 million newly
acquired property, $5 million new construction each occurrence and $2 .5 million unnamed/unscheduled locations. Sublimits
of $5 million for property in Flood Zone A and $50 million for property in all other flood zones. Newly acquired property must
be reported within 90 days. If new locations are not reported, then the location becomes an unscheduled location .
Additional limits, sublimits and aggregates apply as provided in the applicable excess policies.
Property Coverage Layers Carrier
Underwriters at Lloyds
$150,000 to $10 million Westchester Surplus Lines
Starr Surplus Lines
Princeton Excess & Surplus
Allied World Assurance
2% hail deductible/per location
Underwriters at Lloyds
$10 million to $25 million Westchester Surplus Lines
Starr Surplus Lines
Princeton Excess & Surplus
Evanston (Markel)
Fidelis
$25 million to $50 million I Aspen Specialty
Starstone Specialty
Lexington
Westfield Specialty
RSUI Indemnity
$50 million to $100 million Mitsui Sumitomo
Swiss Re
Hallmark Specialty
Auto Phis Dm $4m xs $1m Endurance American
$5k - $100 million E9uipment Breakdown Liberty Mutual
CAPP 2023 Certificate of Participation
E. Network Security Liability-CHUBB
First Part Liability (Cyber Incident Response, Business/Interruption & Extra Expense, Digital Data Recovery & Network
Extortion): $1 ,000,000 each claim/$1 ,000,000 Annual Aggregate, Third Party Liability (Cyber, Privacy & Network Security
Liability, Electronic, Social & Printed Media Liability) $1 ,000,000 each claim/$1 ,000,000 Annual Aggregate. All member limits
are subject to the Pool Aggregate Limit of $5,000,000.
Information concerning the CAPP loss fund for the coverage period may be obtained by contacting CAPP through its Administrator,
County Technical Services, Inc. (CTSI).
Colorado Counties Casualty and Property Pool
Ajtacithi46frii C-k AMA,
Meredith Burcham, CTSI Executive Director
March 24, 2023
CAPP 2023 Certificate of Participation
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