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HomeMy WebLinkAbout20033581 } 6 141 , DEPARTMENT OF PLANNING SERVICES RECORDED EXEMPTION C� ADMINISTRATIVE REVIEW COLORADO Applicant: Martin & Peggy Gaines RE-3629 Planner: C. Gathman Legal Description: SW4 SE4 Section 27, Ti N, R65W of the 6TH P.M., Weld County, CO Parcel ID #: 1473 27 000066 Lot C Size: Not Applicable Lot B Size: +/-35 acres Lot A Size: +/- 5 acres Water Source: Individual Wells Sewer System: Septic Criteria Checklist Yes No X 1. Conforms with Chapter 22 of the Weld County Code and any adopted municipal plan. X 2. Compatible with the existing surrounding land uses. X 3. Consistent with the intent of the zone district. X 4. Consistent with efficient and orderly development. X 5. Complies with Recorded Exemption standards in Section 24-8-40 of the Weld County Code. X 6. Provides for adequate protection of the health, safety, and welfare of the inhabitants of the neighborhood and the County. Approved with Conditions The Weld County Department of Planning Services has determined through an administrative review that the standards of Section 24-8-40 of the Weld County Code have been met. This Recorded Exemption is approved with the following conditions in accordance with information submitted in the application and the policies of Weld County. 1. A Weld County septic permit is required for any proposed home. The septic system shall be installed according to the Weld County Individual Sewage Disposal System (I.S.D.S.)regulations. 2. The Applicant has proposed a well as the source of adequate water for Lot A. Property owners are advised that the quantity of water available for usage may be limited to specific uses, i.e., "Domestic Use Only,"etc. Because each situation is unique, the Department of Planning Services encourages property owners to contact the Office of the State Engineer, Division of Water Resources (1313 Sherman Street, Room 818, Denver, Colorado 80203. Phone 303-866-3581), to discuss each individual situation. 02003-3581 -3(P. ,9 • • 3. Prior to recording the plat: A. The plat shall be titled: Recorded Exemption No. 1473-27-4 RE-3629 B. In accordance with Chapter 8, Article II of the Weld County Code,Lot A shall be granted one residential/agricultural access. Direct access from a public road shall be limited to one access per legal parcel for residential use,no circle drives or additional accesses shall be granted.The road shall be graded and drained to provide all weather access. Accesses shall be placed in such a location as to have adequate sight distance in both directions,shall not be placed below the crest of a hill or where physical obstructions are present. C. Lot B shall use the existing residential / agricultural access points necessary for agricultural operations as no additional accesses shall be granted. D. All approved accesses shall be clearly shown on the plat.The applicant shall contact the Weld County Department of Public Works to determine if a culvert is necessary at any approved road access point. If a drainage culvert is required, a 15 inch Corrugated Metal Pipe (CMP)is Weld County's minimum size. If the applicant chooses to place a larger culvert please contact the Weld County Department of Public Works to adequately size the culvert. E. County Road 4 is designated on the Road Capital Improvement Plan in the County Wide Impact Fee Code Ordinance as a local gravel road, which requires 60 feet of right-of-way at full build out. There is presently 60 feet of right-of-way. A total of 30 feet from the centerline of County Road 4 shall be delineated right-of-way on the plat. This road is maintained by Weld County. F. The applicant shall provide the Weld County Department of Planning Services with a Statement of Taxes from the Weld County Treasurer showing no delinquent taxes exist for the original parcel. G. The following notes shall be placed on the plat: 1) All proposed or existing structures will or do meet the minimum setback and offset requirements for the zone district in which the property is located. Pursuant to the definition of setback in the Weld County Code, the required setback is measured from the future right-of-way line. No building or structure as defined and limited to those occupancies listed as Groups A, B, E, H, I, M and R in Table 3-A of the 1997 Uniform Building Code, shall be constructed within a 200-foot radius of any tank battery or within a 150-foot radius of any wellhead. Any construction within a 200-foot radius of any tank battery or 150-foot radius of any wellhead shall require a variance from the terms of the Section 23-6-10 of the Weld County Code. 2) Any future structures or uses on site must obtain the appropriate zoning and building permits. 3) Prior to the release of building permits, the applicant shall submit a recorded deed describing the Lot upon which the building permit is requested with the building permit applications. The legal description on such deed shall include the Lot designation and Recorded Exemption number. 4) Prior to the release of building permits, the applicant shall submit evidence to the Department of Planning Services that Lot A has an adequate water supply of sufficient quality, quantity and dependability. • • 5) Potential purchasers should be aware that Lot A may not be eligible for a domestic well permit which allows for outside irrigation and/or the watering of stock animals. The State Division of Water Resources issues all well permits. 6) Potential purchasers should be aware that groundwater may not meet all drinking water standards as defined by the Colorado Department of Public Health and Environment. The Weld County Department of Public Health and Environment strongly encourages well users to test their drinking water prior to consumption and periodically there after. 7) Potential purchasers should be aware that approval of this Recorded Exemption does not guarantee that well permits will be issued for the lots. Any lot may be deemed non- buildable if the lot owner is unable to obtain a well permit. The State Division of Water Resources issues all well permits. 8) Should noxious weeds exist on the property or become established as a result of the proposed development the applicant/landowner shall be responsible for controlling the noxious weeds, pursuant to Chapter 15, Articles I and II of the Weld County Code. 9) Effective January 1,2003, Building Permits issued on the proposed lots will be required to adhere to the fee structure of the County Road Impact Program. (Ordinance 2002-11) 10) WELD COUNTY'S RIGHT TO FARM Weld County is one of the most productive agricultural counties in the United States,ranking fifth in total market value of agricultural products sold. The rural areas of Weld County may be open and spacious, but they are intensively used for agriculture. Persons moving into a rural area must recognize and accept there are drawbacks, including conflicts with longstanding agricultural practices and a lower level of services than in town. Along with the drawbacks come the incentives which attract urban dwellers to relocate to rural area:open views,spaciousness,wildlife, lack of city noise and congestion, and the rural atmosphere and way of life. Without neighboring farms, those features which attract urban dwellers to rural Weld County would quickly be gone forever. Agricultural users of the land should not be expected to change their long-established agricultural practices to accommodate the intrusions of urban users into a rural area. Well run agricultural activities will generate off-site impacts,including noise from tractors and equipment; slow-moving farm vehicles on rural roads; dust from animal pens,field work, harvest, and gravel roads; odor from animal confinement, silage, and manure; smoke from ditch burning;flies and mosquitoes;and the use of pesticides and fertilizers in the fields, including the use of aerial spraying. Ditches and reservoirs cannot simply be moved out of the way of residential development without threatening the efficient delivery of irrigation to fields which is essential to farm production. Section 35-3.5-102, C. R. S., provides that an agricultural operation shall not be found to be a public or private nuisance if the agricultural operation alleged to be a nuisance employs methods or practices that are commonly or reasonably associated with agricultural production. Weld County covers a land area of over 4,000 square miles in size (twice the State of Delaware) with more than 3,700 miles of state and County roads outside of municipalities. The sheer magnitude of the area to be served stretches available resources. Law enforcement is based on responses to complaints more than on patrols of the county and the distances which must be traveled may delay all emergency responses, including law enforcement, ambulance, and fire. Fire protection is usually provided by volunteers who must leave their jobs and families to respond to emergencies. County gravel roads,no matter how often they are bladed,will not provide the same kind of surface expected from a paved road. Snow removal priorities mean that roads from subdivisions to arterials may not be cleared for several days after a major snowstorm. Snow removal for roads within subdivisions are of the lowest priority for public works or may be the private responsibility of the homeowners. Services in rural areas,in many cases,will not be equivalent to municipal services. Rural dwellers must, by necessity, be more self-sufficient than urban dwellers. Children are exposed to different hazards in the county than in an urban or suburban setting. Farm equipment and oil field equipment, ponds and irrigation ditches,electrical power for pumps and center pivot operations, high speed traffic, sand burs, puncture vines, territorial farm dogs, and livestock present real threats to children. Controlling children's activities is important,not only for their safety, but also for the protection of the farmer's livelihood. Parents are responsible for their children. 4. The applicant shall submit two(2)paper copies of the plat for preliminary approval to the Weld County Department of Planning Services.Upon approval of the paper copies the applicanfshall submit a Mylar plat along with all other documentation required as conditions of approval. The Mylar plat shall be recorded in the office of the Weld County Clerk and Recorder by Department of Planning Services' Staff. The plat shall be prepared in accordance with the requirements of Section 24-8-70 of the Weld County Code. The Mylar plat and additional requirements shall be submitted within sixty(60)days from the date the Administrative Review was signed. The applicant shall be responsible for paying the recording fee. 5. The Department of Planning Services respectfully requests the surveyor provide a digital copy of this Recorded Exemption. Acceptable CAD formats are .dwg, .dxf, and .dgn (Microstation); acceptable GIS formats are ArcView shapefiles, Arclnfo Coverages and Arclnfo Export files format type is .e00. The preferred format for Images is .tif(Group 4). (Group 6 is not acceptable). This digital file may be sent to mapsco.weld.co.us. 6. The Weld County Department of Planning Staff's approval of this Recorded Exemption Application is based on satisfying the Conditions of Approval. Should an applicant be unwilling or unable to meet any one of these conditions within 60 days of approval, then this case will be forwarded to the Weld County Board of County Commissioners with a staff recommendation for denial. By Date August 29, 2003 Chris Gathman AICP ❖ Planner II • • 0 WELD COUNTY,COLORADO S EPARTMENT OF PLANNING SERVICE 1555 N.17TH AVENUE GREELEY,CO 80631 PHONE(970)353-6100,EXT.3540-FAX(970)304-6498 DATE: 7 ` 20 RECEIPT 09695 RECEIVED FROM: NO. TYPE FEES V 4221-R.ELSE 74. _ -1i10 4221 -ZPMH 4221 -USR 4221 -SITE PLAN REVIEW ■ 4221 -COZ 4221 -PUD 4221 -SUBDIVISION 4221 -BOA 4221 F HDPIGHDP _ 4430-MAPS/PUBLICATIONS 4430-POSTAGE 4430-COPIES 4730-INVESTIGATION FEE 6560-RECORDING FEE MISC. I‘) TOTAL - � TOTAL CASH CHECK; NO: ���'i6' i L BY: / I WHITE-CUSTOMER CANARY-FINANCE PINK-FILE WELD C " TY, COLORADO DEPARTMENTWPLANNING SERVICES 1555 N. 17TH AVENUE GREELEY,CO 80631 PHONE(970)353-6100,EXT.3540-FAX(970) 304-6498 DATE: a( .'` I (f' 20, tip) RECEIPT I u i..2 2 RECEIVED FROM: ₹ t, NO. TYPE FEES 4221 -RE/SE E I 4221 -ZPMH 4221 -USR 4221 -SITE PLAN REVIEW 4221 -COZ 4221 -PUD 4221 -SUBDIVISION f I 4221 -BOA 4221 -FHDP/GHDP 4430-MAPS/PUBLICATIONS 4430-POSTAGE 4430-COPIES Ft 4730-INVESTIGATION FEE 6560-RECORDING FEE • MISC. • dCASH O CHECK NO: TOTAL BY: , 0O Y,,-;-,,CL r(A_ o'- tam zt ss, �,�,�i J rah P \U,\S- r) GA ItQES = 5/ 3/9 -F) ou o S L O / ,JoP.L � 5ECT O Zji Qt 1ac SZ Tb •x;51-/ )71£12. (,4 i LO , /(Jt EztATED cxzkeEziw au; , • 0 DEPARTMENT OF PLANNING SERVICES 1555 N. 17`h AVENUE GREELEY, COLORADO 80631 WEBSITE: www.co.weld.co.us E-MAIL: cgathman @co.weld.co.us O PHONE (970) 353-6100, EXT. 3540 FAX (970) 304-6498 • COLORADO August 27, 2003 Martin & Peggy Gaines 21649 County Road 4 Hudson, CO 80642 Subject: Recorded Exemption (RE-3629) Dear Mr. & Mrs. Gaines: The Department of Planning Services' has reviewed your application and related materials for compliancy with the Weld County Code. We find that your proposed Recorded Exemption meets the intent of the Code and it has been conditionally approved by staff. We have enclosed our comments for your case. If applicable, please address all issues identified in the staff comments. Prior to submitting the Mylar, please submit two (2) paper copies of your plat for review by the Department of Planning Services' staff. Upon approval of the paper copies please submit a Mylar plat along with all other documentation required as conditions of approval. The Mylar plat shall be recorded in the office of the Weld County Clerk and Recorder by Department of Planning Services' Staff. The plat shall be prepared in accordance with the requirements of Section 24-8-70 of the Weld County Code. The Mylar plat and additional requirements shall be submitted within sixty(60)days after the date the Administrative Review was signed or after the date of the Board of County Commissioners resolution. There is a ten (10) dollar recording fee per Mylar sheet that you will be responsible for paying to record the plat. If you need any further information, please feel free to contact me at the above address, telephone number or e-mail address. Sincerely, c\ Jett-- At Chris Gathman Planner II -AICP a DEPARTMENT OF PLANNING SERVICES 1555 N. 17th Avenue' Pl4fi Greeley, CO 80631 Phone (970) 353-6100, Ext. 3540 Fax(970) 304-6498 COLORADO July 22, 2003 Marty Gaines 21649CR4 Hudson CO 80642 Subject: RE-3629 A Recorded Exemption located on a parcel of land described as SW4 SE4 Section 27, T1 N, R65W of the 6th P.M., Weld County, Colorado. Dear Applicant: Your recorded exemption application is being processed. If it is determined that the application meets the approval criteria of Chapter 24 of the Weld County Code, you will be notified that the recorded exemption is approved. If the staff determines that the application does not meet the approval criteria or if staff has concerns with the application, staff may elect to forward the application for review to the Board of County Commissioners. You will be notified and asked to appear before the Board of County Commissioners at a public hearing. You will be informed of the hearing date prior to the hearing. The Board of County Commissioners will then consider your application and make a final decision on the recorded exemption. It is the policy of Weld County to refer an application of this nature to any town or municipality lying within three miles of the property in question or if the property under consideration is located within the comprehensive planning area of a town or municipality. Therefore,our office has forwarded a copy of the submitted materials to the Lochbuie Planning Commission for their review and comments. It is recommended that you and/or a representative be in attendance at the Lochbuie Planning Commission meeting to answer any questions the Commission members may have with respect to your application. Please call Lochbuie at (303) 655-9308, for further details regarding the date, time, and place of this meeting. If you have any questions concerning this matter, please call me. Sincerely," y.44,2(1 LG�ti^� Chris Gathman Planner I i Please find enclosed all required forms and information pertaining to requested recorded exemption. I would like to explain the need for us to pursue this action at this time. We currently are attempting to provide higher education for both of our to sons. One of our boys is of special needs and mildly retarded. The cost we are incurring to realize this has been more than anticipated. My wife is also loosing her longtime employment with Hamilton Sundstrand and will be hopefully starting her carrier over again somewhere else in the near future. We are hoping this action will help ease the burden we now face. Thank you Marty Gaines f , ilp iP FIELD CHECK Inspection Date: v ( `Z' `, "3 CASE NUMBER: OE 3 ( 1 q APPLICANT: /v( 6-A--,...)t-, ,5 LEGAL DESCRIPTION: 5L--,) &1 Sc`( 2- 4 LOCATION: /u L. . C► - 4 r 1(3 Zoning Land Use N A (Agricultural) N Agricultural E A (Agricultural) E Agricultural S A (Agricultural) S Agricultural W A (Agricultural) W Agricultural COMMENTS: n .,,A� ins f„� , - Jacqueline Hatch, Planner APPLICATION FLOW SHEET COLORADO APPLICANT: Marty Gaines CASE #: RE-3629 REQUEST: Recorded Exemption for 2 lots LEGAL: SW4 SE4 27-1-65 LOCATION: Northeast Corner (NEC) CR 4 and CR 43 PARCEL #: 1473-27-0-00-066 ACRES: 39.09 Date By Application Received 7-17-03 BM Application Completed 7-17-03 CG Referrals listed 7-22-03 VM Design Review Meeting(PUD) File assembled 1 .Z)-k p? ID Letter to applicant mailed -7 . z4,• 0-3 Referrals mailed 7 , Z-4 0-3 Chaindexed Vicinity map prepared DPS Staff Field Check �' ( Ito?, JI-k Air photo and maps prepared IAdministrative Review/Staff Decision :• k r u� Recorded on maps and filed / G� Surrounding property owners notified Misc PC Hearing Date(if applicable), Action: PC Sign Posting Deadline: ❑ Posted BCC Hearing Date(if applicable),Action: BCC Sign Posting Deadline: ❑ Posted Resolution Received/Filed Zone/USDA Class AG Contact: Overlay Districts: NO Airport? Geo? Flood? Pc: Panel# Road Impact Fee Area?: (SW Weld-#1_,#2_,#3_,#4 X Windsor ) MUD?NO IGA?NO 0 I RECORDED EXEMPTION (RE) APPLICATION FOR PLANNING DEPARTMENT USE DATE RECEIVED: RECEIPT/AMOUNT# /$ CASE#ASSIGNED: APPLICATION RECEIVED BY PLANNER ASSIGNED: Parcel Number in n n 3 —n n— n —n n- n 61 6 (12 digit number-found on Tax I.D.information,obtainable at the Weld County Assessor's Office,or www.co.weld.co.us). Legal Description ,5.W. �c( ,.5 //y•• , Section,)?Township / North, RangeoZ/Vest Has the property been divided from or had divided from it any other property since August 30, 1972? Yes_No Is this parcel of land, under consideration, the total contiguous land owned by the applicant? Yes No FEE OWNER(S) OF THE PROPERTY: Name: RIP-t-f I.A. in 01,4 pCC1 c / (x2(IV s Work Phone#,3p3'fr-2,/U Home Phone# 6;3-‘ '. 6-6wYEmail Address A44 "1476-5 ; �$O 4(Cii Address: ,.)/ (,./ CAI' E 4e City/State/Zip Code /4/radOvt gC). 8t 6 c/cL APPLICANT OR AUTHORIZED AGENT(See Below:Authorization must accompany all applications signed by Authorized Agent) Name: /14.14-Lik /0 G-4-1 Xi Work Phone#30.3- 39't-77 0 Home Phone#trb:?-rS-716-0...ST FEmail Address Al-I.1 i oU cs 46//i ,v i 3 Address: J/(p /Q (LJ lac,/ City/State/Zip Code //cJc_ad do, �1G c7, Smaller Parcel (Lot ik ) Larger Parcel (Lot 1 ) Other Parcel (Lot ) (3-Lot RE/SE only) Water Source iljc A O 006/7/ Type of Sewer ) /r��s��� ts•eidai C✓ ,.,: fat c Proposed Use Rkb,c0eu- ,uL/A.r,iiolkeG( VC Acreage Existing Dwellings? Yes oro (Circle one- if `des,?or No (Circle one - if Yes or No (Circle one - if 4) Yes, list address below ) Yes, list address below) Yes, list address below ) > � J 3 cue a�G�� .. r e,�,s-b.tj) D If the property is vacant or unimproved write proposed water source and proposed sewer system for each parcel in the blanks above. For example,if a well and septic is proposed state:proposed well,proposed septic. I (We)request that the following described property be designated a Recorded Exemption by the Weld County Board of County Commissioners. I (We)hereby depose and state under penalties of perjury that all statements, proposals, and/or plans submitted with or contained within the application are true and correct to the best of my(our)knowledge. Signatures of all fee owners of property must sign this application. If an Authorized Agent signs, a letter of authorization from all fee owners must be included with the application. If a corporation is t e fee owner, notarized evidence must b/�. ded showing the signatory has to legal authori sign for the cor ration. Signature: Owner or Authorized Agent Date Signature: (/ r or Authorized Agent Date U -4- RECORDED EXEMPTION QUESTIONNAIRE RESPONSES. FOR MARTIN AND PEGGY GAINES 1. We do not plan to develop this proposed property and there is to be no irrigation water provided. Included in packet please find domestic well information form Ryan drilling for existing water supply. 2. We would expect to see a septic system implemented if future buyer was to build. This is currently in dry land pasture. Existing septic information is provided in packet. 3. There are no improvements on the property being submitted for separation. Dry land pasture only at this time. 4. This proposed 5 acre piece is to be a square piece with the southern boundary adjacent to WCR#4. We are creating this for single family dwelling site. 5. There are no unique characteristics to this site. 6. No building envelopes requested. 7. There is no use by special review on this property. 4111c) Report Date: '0/06/2003 08:21AM WELD COUNTY TREASURER Page: 1 P 9 STATEMENT OF TAXES DUE SCHEDULE NO: R0137092 ASSESSED TO: GAINES MARTIN D & PEGGY D 21649 WCR 4 HUDSON, CO 80642 . ._ -LEGAL DESCRIPTION: 10848-E SW4SE4 27 1 65 %21649 WCR 4 - HUDSON% SITUS: 21649 4 CR WELD 00000 PARCEL: 147327000066 SITUS ADD: 21649 4 CR WELD TAX YEAR CHARGE TAX AMOUNT INTEREST FEES PAID TOTAL DUE 2002 TAX 1,594.40 0.00 0.00 1,594.40 0.00 TOTAL TAXES 0.00 GRAND TOTAL DUE GOOD THROUGH 10/06/2003 0.00 ORIGINAL TAX BILLING FOR 2002 TAX DISTRICT 2498- Authority Mill Levy Amount Values Actual Assessed WELD COUNTY 20.056 441.45 AGRICULTUR 1,171 340 SCHOOL DIST RE3J 39.500 869.40 AGRICULTUR 12,315 3,570 HUDSON FIRE 3.318 73.03 AGRICULTUR 197,825 18,100 AIMS JUNIOR COL 6.316 139.01 WELD LIBRARY 3.249 71.51 TOTAL 211,311 22,010 TAXES FOR 2002 72.439 1,594.40 ALL TAX LIEN SALE AMOUNTS ARE SUBJECT TO CHANGE DUE TO ENDORSEMENT OF CURRENT TAXES BY THE LIENHOLDER OR TO ADVERTISING AND DISTRAINT WARRANT FEES. CHANGES MAY OCCUR AND THE TREASURER'S OFFICE WILL NEED TO BE CONTACTED PRIOR TO REMITTANCE AFTER THE FOLLOWING DATES: PERSONAL PROPERTY AND MOBILE HOMES-AUGUST 1, REAL PROPERTY-AUGUST 1. TAX LIEN SALE REDEMPTION AMOUNTS MUST BE PAID BY CASH OR CASHIERS CHECK. P.O. Box 458 Greeley, CO 80632 (970) 353-3845 ext. 3290 udtsk... -tz) Ptc04 ., o c/o es...A. •Impr Now ACCOUNT# R0137092 REAL ESTATE PROPERTY TAX NOTICIO WELD COUNTY TREASURER PARCEL# 147327000066 2002 TAXES DUE IN 2003 ;7.f P.O.BOX 458 TAX DISTRICT 2498 Wi �c. 122621 GREELEY,CO 80632-0458 COLORADO TAX AUTHORITY TAX LEVY TEMP TAX CREDIT GENERAL TAX VALUATION ACTUAL ASSESSED WELD COUNTY 20.056 441.44 LAND 1,171 340 WELD LIBRARY 3.249 71.51 IMPROVEMENTS 210,140 21,670 SCHOOL DIST RE3J 39.500 869.40 TOTAL 211,311 22,010 HUDSON FIRE 3.538 0.220 73.03 AIMS JUNIOR COL 6.316 139.02 TOTAL NET LEVY-->72.439 1,594.40 GRAND TOTAL 1,594.40 MESSAGES Citizens who are 65 as of January I,2003 and who have owned and occupied their homes as their primary residence for 10 years may be eligible for the Senior Property Tax Exemption. Please contact the Assessor's Office at (970)353-3845 to request an application. Individuals currently receiving the exemption do not need to apply. SB 25-In absence of State Legislative Funding, your School General Fund,;,_'t levy wtuba have hoen 51.418 LEGAL DESCRIPTION OF PROPERTY Unpaid prior year taxes: 10848-E SW4SE4 27 1 65%21649 WCR 4 -HUDSON%SITUS:21649 4 CR WELD 00000 Contact Treasurer's Office immediately if a number appears above. PAYMENT DUE DATE AMOUNT FIRST HALF FEB 28,2003 797.20 SECOND HALF JUN 16,2003 797.20 FULL PAYMENT APR 30,2003 1,594.40 PROPERTY LOCATION:21649 4 CR WELD 00000 J Make Checks Payable To: GAINES MARTIN D&PEGGY D1497\1. WELD COUNTY TREASURER 21649 WCR 4 � POST DATED CHECKS ARE NOT ACCEPTED If you have sold this property,please forward this statement to HUDSON,CO 80642 the new owner or return to this office marked"property sold:' THE TREASURER'S OFFICE IS REQUIRED BY LAW TO SEND THE TAX NOTICE TO THE OWNER OF RECORD. IF YOUR TAXES ARE PAID BY A MORTGAGE COMPANY KEEP THIS NOTICE FOR YOUR RECORD. RETAIN FOP PORTION FOR YOUR RECORDS County Treasurer is not responsible for erroneous payments.If in Un•aid •rior ear taxes: doubt please check with your mortgage holder to determine who is to 2002 TAXES DUE IN 2003 make the tax payment Failure to do so could result in delayed pro- cessing of your account. Contact Treasurer's Office immediately if a number appears above. Your cancelled check is RETURN THIS COUPON FOR SECOND HALF PAYMENTS DUE BY JUNE 16 your best receipt and saves you tacox doy a ds eo obtain a 2nd Half Coupon 2 receipt.you must return this copy and check here_ Return this coupon with payment to: ACCOUNT NUM=E 1111111 III 11111 VIII VIII VIII 11111 VIII IIII VIII IIII WELD COUNTY TREASURER GREELEY,CO 80632-0458 R0 137092 ADDRESS CORRECTION. See return envelope back flap. PROPERTY GAINES MARTIN D&PEGGY D OWNER OF 21649 WCR 4 SECOND HALF DUE BY JUN 16,2003 797.20 RECORD HUDSON,CO 80642 PAID BY county Treasurer is not responsible for erroneon.<payments If in Unpaid prior year taxes: doubt please check with your mortgage holder to deter mine who is to 2002 TAXES DUE IN 2003 make the tax payment.Failure to do so could result in delayed pro- cessing of your account. Contact Treasurer's Office immediately if a number appears above. Your cancelled check is RETURN THIS COUPON WITH FIRST HALF OR FULL PAYMENTS your best receipt and saves pan tax do'ar .t> Mina .cerpt you most r burn KiiIl Payment or 1st Half Coupon > 1 thus popy and cher ir dere_ Return this coupon with payment to: ACCOUNT NUMBER 111101111111110111 IIII)VIII VIII VIII°MEI IIII WELD COUNTY TREASURER GREELEY,CO 80632-0458 R0137092 ADDRESS CORRECTION. See return envelope back flap. FIRST HALF DUE BY FEB 28,2003 D 797.20 PROPERTY GAINES MARTIN D&PEGGY D OWNER FULL AMOUNT DUE BY APR 30,2003 � 1,594.40 OF 21649 WCR 4 RECORD HUDSON,CO 80642 PAID BY r • REFERRAL LIST • NAME: Marty Gaines CASE NUMBER: RE-3629 REFERRALS SENT: July 22, 2003 REFERRALS TO BE RECEIVED BY: August 20, 2003 COUNTY TOWNS and CITIES Attorney Ault _X Health Department Brighton Extension Service Broomfield Emergency Management Office Dacono Sheriffs Office Eaton _X Public Works Erie Housing Authority Evans Airport Authority Firestone _X Building Inspection Fort Lupton _X_Code Enforcement Frederick STATE Garden City Division of Water Resources Gilcrest Geological Survey Greeley Department of Health Grover Department of Transportation Hudson Historical Society Johnstown Water Conservation Board Keenesburg Oil and Gas Conservation Commission Kersey Division of Wildlife: LaSalle _X Loveland _X_Lochbuie Greeley Longmont Division of Minerals/Geology Mead FIRE DISTRICTS Milliken Ault F-1 New Raymer Berthoud F-2 Northglenn Briggsdale F-24 Nunn Brighton F-3 Pierce Eaton F-4 Platteville Fort Lupton F-5 Severance Galeton F-6 Thornton X Hudson F-7 Windsor Johnstown F-8 La Salle F-9 Mountain View F-10 COUNTIES Milliken F-11 Adams Nunn F-12 Boulder Pawnee F-22 Larimer Platteville F-13 Platte Valley F-14 FEDERAL GOVERNMENT AGENCIES Poudre Valley F-15 US Army Corps of Engineers Raymer F-2 USDA-APHIS Veterinary Service Southeast Weld F-16 Federal Aviation Administration Windsor/Severance F-17 Federal Communication Commission Wiggins F-18 Union Colony F-20 SOIL CONSERVATION DISTRICTS Brighton OTHER Fort Collins _X_School District RE-3 Greeley Ditch Company Longmont X_West Adams REFERRAL LIST . , • NAME: Marty Gaines CASE#: RE-3629 COUNTY TOWNS and CITIES Attorney / Ault Legal_SW4 SE4 27-1-65 Health Department i Berthoud Extension Service Brighton Parcel ID# 1473-27-0-00-066 Emergency Management Office Broomfield Sheriff's Office / Dacono Zone_AG Acres?_39.09_ X Public Works✓ Eaton Housing Authority Erie USDA Airport Authority Evans )( Building Inspectio Firestone Airport ) X Code Compliance Fort Lupton A � Ambulance Frederick Geo Haz (C STATE -_ Garden City Division of Water Resources Gilcrest FP? Panel# Geological Survey Greeley � Department of Health I Grover Road Impact Fee Area? ` ` Department of Transportation Hudson (SW#1 , #2 ,#3 , Windsor ) Historical Society Johnstown Water Conservation Board Keenesburg IGA? (X ORD# Oil and Gas Conservation Commission Kersey ��, Division of Wildlife:' l LaSalle MUD? I� X South of Hwy 66 (Loveland)L.. X Lochbuie '✓ North of Hwy 66 (Greeley) Longmont Commissioner: Division of Minerals/Geology Mead FIRE DISTRICTS Milliken Ault F-1 New Raymer Berthoud F-2 Northglenn Briggsdale F-24 Nunn Brighton F-3 Pierce Eaton F-4 Platteville Fort Lupton F-5 Severance Galeton F-6 Thornton ‘' .[ A Hudson F-7 '✓ Windsor Johnstown F-8 La Salle F-9 Mountain View F-10 COUNTIES �I Milliken F-11 Adams Nunn F-12 Boulder r� Pawnee F-22 Larimer r Platteville F-13 C. Platte Valley F-14 , FEDERAL GOVERNMENT/ U' AGENCIES. Poudre Valley F-15 US Army Corps of Engineers Raymer F-2 USDA-APHIS Veterinary Service Southeast Weld F-16 Federal Aviation Administration Windsor/Severance F-17 Federal Communication Commission Wiggins F-18 Western Hills F-20 SOIL CONSERVATION DISTRICTS Frederick/Firestone F-21 West Greeley Union Colony South East Weld Fort Collins 5 OTHER Platte Valley 9 Ditch Company, Longmont School District RE- :_2) ✓ Big Thompson Ginny Shaw(MUD) ?( West Adams 6 • M JUL 252003 1 'vOELD PUZLIC V1'OP.''fS DEPT o Weld County Referral COLORADO July 22, 2003 The Weld County Department of Planning Services has received the following item for review: Applicant Marty Gaines Case Number RE-3629 Please Reply By August 20, 2003 Planner Chris Gathman Project Two Lot Recorded Exemption ttz Legal SW4 SE4 Section 27, Ti N, R65W of the 6th P.M., Weld County, Colorado. Location Northeast corner of CR 4 & CR 43. For a more precise location, see legal. Parcel Number 1473 27 000066 The application is submitted to you for review and recommendation. Any comments or recommendation you consider relevant to this request would be appreciated. Please reply by the above listed date so that we may give full consideration to your recommendation. Any response not received before or on this date may be deemed to be a positive response to the Department of Planning Services. If you have any further questions regarding the application, please call the Planner associated with the request. Please note that new information may be added to applications under review during the review process. If you desire to examine or obtain this additional information, please call the Department of Planning Services. ❑ We have reviewed the request and find that it does/does not comply with our Comprehensive Plan ❑ We have reviewed the request and find no conflicts with our interests. See attached letter. Comments: Signature ' (.,6'1`- Agency t,t,(,l-�� � Date +Weld County Planning Dept. +1555 N. 17th Ave.Greeley,CO. 80631 +(970)353-6100 ext.3540 ❖(970)304-6498 fax w Weld County Planning Department MEMORANDUM GREEL.EY OFFICE AUG 2 7 2003 EiVED TO: Chris Gathman, Planner II DATE: 8 tFROM: Donald Carroll, Engineering Administrator >M C SUBJECT: RE-3629, Marty Gaines COLORADO The Weld County Public Works Department has reviewed this proposal. Our comments and requirements are as follows: COMMENTS: WCR 4 is designated on the Road Capital Improvement Plan in the County Wide Impact Fee Code Ordinance, Section 20-1-30, as a local gravel road, which requires a 60-foot right-of-way at full build out. There is presently a 60-foot right-of-way. The road is maintained by Weld County. Pursuant to the definition of SETBACK in the weld County Code, Chapter 23, Article III, Section 23-3-50, the required setback measured from the future right-of-way line. WCR 43 is designated on the Road Capital Improvement Plan in the County Wide Impact Fee Code Ordinance, Section 20-1-30, as a section line. The road is NOT maintained by Weld County. Pursuant to the definition of SETBACK in the weld County Code, Chapter 23, Article III, Section 23-3-50, the required setback measured from the future right-of-way line. REQUIREMENTS: The Weld County Public Works Department recommends approval of this application. The access shall be placed in such a location to have adequate sight distance in both directions and not below the crest of a hill or where physical obstructions are present. (Lot A) The applicant shall utilize the existing residential accesses to this parcel. (Lot B) If a drainage culvert is required, a 15-inch corrugated metal pipe is the County's minimum size requirement. If the applicant chooses to place a larger culvert, please contact the Public Works Department to adequately size your culvert. (Lot A) Direct access from a public road shall be limited; only one access is allowed per legal residential parcel. No circle drives will be allowed. In accordance with Chapter 8, Article II of the Weld County Code, this policy shall apply to all new and existing accesses within the unincorporated areas of Weld County. Properties within municipalities or other counties that access Weld County roads are also subject to this policy. (Lot A) Utilize the existing agricultural, oil and gas, and ditch roads that are necessary for your agricultural operation. (Lot B) Pursuant to Chapter 15, Articles I and II of the Weld County Code, if noxious weeds exist on the property or a result of the proposed development, the applicant/landowner shall be responsible for become established as pp P P p p controlling the noxious weeds. RE-3629 M:\PLANNING\RE-8.DOC WELD COUNTY ROAD ACCESS INFORMATION SHEET Road File#: Date: `)-1 RE# : d(D, '11 Other Case#: Weld County Department of Public Works 111 H Street, P.O. Box 758, Greeley, Colorado 80632 Phone: (970)356-4000, Ext.3750 Fax: (970)304-6497 1. Applicant Name /44N-Z 0 (NCS Phone 30,3 -(5-76 Address c3/ 9 4/C 4. ( City /,1(J i__ State Zip_n2a 2. Address or Location of Access Section d ? Townshi / Ai Range 1a.S- ) Subdivision Block Lot Weld County Road#: 9 Side of Road JO Distance from nearest intersection__;&B; 3. Is there an existing access to the property? Yes No #of Accesses , = 4. Proposed Use: ❑ Permanent .2 Residential/Agricultural ❑ Industrial ❑ Temporary ❑ Subdivision ❑ Commercial ❑ Other 5. Site Sketch Legend for Access Description: AG = Agricultural RES = Residential L_ O&G = Oil& Gas D.R. = Ditch Road = House = Shed N *********************************************** OFFICE USE ONLY: Road / ADT C Date Accidents Date Road ADT Date Accidents Date Drainage Requirement Culvert Size Length Special Conditions ❑ Installation Authorized ❑ Information Insufficient Reviewed By: Title: -7- WELD COUNTY ROAD ACCESS INFORMATION SHEET Road File#: Date: RE# : Other Case#: Weld County Department of Public Works 111 H Street, P.O. Box 758, Greeley, Colorado 80632 Phone: (970)356-4000, Ext.3750 Fax: (970)304-6497 1. Applicant Name /41 -;, 0 G4I W Cs Phone 3c3 -S-16-c ( jr Address 3 � '? t4/!h, C� City /,SUCI f►• State (D Zip_ a 2. Address or Location of Access Section a Townshi �/ _A! Range Lv Subdivision Block Lot Weld County Road#: 9 Side of Road A) Distance from nearest intersection 3/r/01,C 3. Is there an existing access to the property? Yes No / #of Accesses 4. Proposed Use: ❑ Permanent .Residential/Agricultural ❑ Industrial ❑ Temporary ❑ Subdivision ❑ Commercial ❑ Other 5. Site Sketch Legend for Access Description: AG = Agricultural RES = Residential O&G = Oil &Gas D.R. = Ditch Road O = House = Shed N *********************************************** OFOr6E USE ONLY: Road ADT Date Accidents Date Road ADT Date Accidents Date Drainage Requirement Culvert Size Length Special Conditions ❑ Installation Authorized ❑ Information Insufficient Reviewed By: Title: -7- • Memorandum TO: , W.C. Planning, Chris Gathman DATE: August 15, 2003 • COLORADO FROM: Deborah Blandin, H Services CASE: RE- 3629 APPLICANT: Marty Gaines Environmental Health Services has reviewed this proposal; the following conditions are recommended to be part of any approval: 1. A Weld County Septic Permit is required for the proposed home septic system(s) and shall be installed according to the Weld County Individual Sewage Disposal Regulations. Additionally, please note the following: 1) This application is proposing a well(s) as its source of water. The applicant should be made aware that while they may be able to obtain a well permit from the Office of the State Engineer, Division of Water Resources, the quantity of water available for usage may be limited to specific uses, i.e. domestic use only, etc. Also, the applicant should be made aware that groundwater may not meet all drinking water standards as defined by the Colorado Department of Public Health and Environment. We strongly encourage the applicant to test their drinking water prior to consumption and periodically test it over time. M:\ENVIRONMENTAL HEALTH SERVICES\PLANNING\RE-3629.rtf - #0 tr:' .1i'' 0 wiik Weld County Referral COLORADO July 22, 2003 The Weld County Department of Planning Services has received the following item for review: Applicant Marty Gaines Case Number RE-3629 I Please Reply By August 20, 2003 Planner Chris Gathman 1 Project Two Lot Recorded Exemption Legal SW4 SE4 Section 27, Ti N, R65W of the 6th P.M., Weld County, Colorado. I Location Northeast corner of CR 4 & CR 43. For a more precise location, see legal. I Parcel Number 1473 27 000066 The application is submitted to you for review and recommendation. Any comments or recommendation you consider relevant to this request would be appreciated. Please reply by the above listed date so that we may give full consideration to your recommendation. Any response not received before or on this date may be deemed to be a positive response to the Department of Planning Services. If you have any further questions regarding the application, please call the Planner associated with the request. Please note that new information may be added to applications under review during the review process. If you desire to examine or obtain this additional information, please call the Department of Planning Services. ❑ e have reviewed the request and find that it does/does not comply with our Comprehensive Plan We have reviewed the request and find no conflicts with our interests. See attached letter. Comments: Signature p 014.4.10x,Agency . al 17. 2O03 �'^�� Date +Weld County Planning Dept. :•1555 N. 17th Ave. Greeley,CO. 80631 +(970)353-6100 ext.3540 +(970)304-6498 fax jfi( a DEPARTMENT OF BUILDING INSPECTION Weld County Administrative Offices 1555 N. 17th Avenue, Greeley, CO 80631 WEBSITE: www.co.weld.co.us Phone (970) 353-6100, Ext. 3540 Fax (970) 304-6498 • COLORADO August 19, 2003 Marty Gaines Two Lot Recorded Exemption RE-3629 There are no active or historical building permits on record for this name, address or parcel. 1. Building permits shall be obtained prior to the construction of any building. Buildings that meet the definition of an Ag Exempt Building per the requirements of Section 29-1-20 and Section 29-3-20 B.13 do not need building permits, however a Certificate of Compliance must be filed with the Planning Department and an electrical and/or plumbing permit is required for any electrical service to the building or water for watering or washing of livestock or poultry. 2. A plan review is required for each building except for buildings that meet the definition of Ag Exempt buildings. Plans shall bear the wet stamp of a Colorado registered architect or engineer. Two complete sets of plans are required when applying for each permit. 3. Buildings shall conform to the requirements of the codes adopted by Weld County at the time of permit application. Current adopted codes include the 1997 Uniform Building Code; 1998 International Mechanical Code; 1997 International Plumbing Code; 2002 National Electrical Code and Chapter 29 of the Weld County Code. 4. Each building will require an engineered foundation based on a site-specific geotechnical report or an open hole inspection performed by a Colorado registered engineer. Engineered foundations shall be designed by a Colorado registered engineer. 5. Building height shall be limited to the maximum height allowed per UBC Table 5-B. Wall and opening protection and limitations shall be in accordance with UBC Table 5-A. Separation of buildings of mixed occupancy classifications shall be in accordance with UBC Table 3-B and Chapter 3. Setback and offset distances shall be determined by the Zoning Ordinance. 6. Building height shall be measured in accordance with the 1997 Uniform Building Code for the purpose of determining the maximum building size and height for various uses and types of construction and to determine compliance with the Bulk Requirements from Chapter 27 of the Weld County Code. Building height shall be measured in accordance with Chapter 23 of the Weld County Code in order to determine compliance with offset and setback requirements. Offset and setback requirements are measured to the farthest projection from the building. Service,Teamwork, Integrity,Quality Page 2 • • 7. A Flood Hazard Development Plan shall be submitted for buildings constructed within the 100-year flood plain. Please contact me for any further information regarding this project. Sincerely, <74/404...;j Jeff Reif Building Official Service,Teamwork, Integrity,Quality WI Weld County Referral • COLORADO July 22, 2003 The Weld County Department of Planning Services has received the following item for review: Applicant Marty Gaines Case Number RE-3629 Please Reply By August 20, 2003 Planner Chris Gathman Project Two Lot Recorded Exemption Legal SW4 SE4 Section 27, Ti N, R65W of the 6th P.M., Weld County, Colorado. Location Northeast corner of CR 4 & CR 43. For a more precise location, see legal. Parcel Number 1473 27 000066 The application is submitted to you for review and recommendation. Any comments or recommendation you consider relevant to this request would be appreciated. Please reply by the above listed date so that we may give full consideration to your recommendation. Any response not received before or on this date may be deemed to be a positive response to the Department of Planning Services. If you have any further questions regarding the application, please call the Planner associated with the request. Please note that new information may be added to applications under review during the review process. If you desire to examine or obtain this additional information, please call the Department of Planning Services. ❑ We have reviewed the request and find that it does/does not comply with our Comprehensive Plan IA We have reviewed the request and find no conflicts with our interests. ❑ See attached letter. Comments: Grb Cv u C-AtNL .QVM a (,C 1-4-Q �1 C 1 t nel-c Signature 77 Agency • - �1 y C t7-r N Date +Weld County Planning Dept. :1555 N. 17th Ave. Greeley, CO.80631 +(970)353-6100 ext.3540 +(970)304-6498 fax it_6 • • pf WI'Dc Weld County Referral COLORADO July 22, 2003 The Weld County Department of Planning Services has received the following item for review: Applicant Marty Gaines Case Number RE-3629 Please Reply By August 20, 2003 Planner Chris Gathman Project Two Lot Recorded Exemption Legal SW4 SE4 Section 27, Ti N, R65W of the 6th P.M., Weld County, Colorado. Location Northeast corner of CR 4 & CR 43. For a more precise location, see legal. Parcel Number 1473 27 000066 The application is submitted to you for review and recommendation. Any comments or recommendation you consider relevant to this request would be appreciated. Please reply by the above listed date so that we may give full consideration to your recommendation. Any response not received before or on this date may be deemed to be a positive response to the Department of Planning Services. If you have any further questions regarding the application, please call the Planner associated with the request. Please note that new information may be added to applications under review during the review process. If you desire to examine or obtain this additional information, please call the Department of Planning Services. ❑ We have reviewed the request and find that it does/does not comply with our Comprehensive Plan ❑ We have reviewed the request and find no conflicts with our interests. See attached letter. Comments: Signature 8 - /S -Q �3 Agency LA) e_ / ot R-e_ — 3 C Date .•Weld County Planning Dept. +1555 N. 17th Ave.Greeley, CO. 80631 ❖(970)353-6100 ext.3540 +(970)304-6498 fax • • Weld County School District Re-3(J)/95 West Broadway/P0.Box 269/Keenesburg,CO 80643 Tel:(303)536-2000/Fax:(303)536-2010 WELD August 15, 2003 Weld County Planning Department Mr. Chris Gathman, County Planner CRFEI t; r;'CF Weld County Department of Planning Services AUG G 1555 North 17th Avenue Greeley, CO 80631 RE tor- Case Number: RE-3629 Dear Mr. Gathman: This project provides for a recorded exemption within the rural area of Weld County School District Re-3J. Although recorded exemptions, individually, represent a small increment of the total housing stock, the cumulative effect of several such approvals is exerting a considerable negative effect upon the school district's ability to provide adequate educational opportunities for the resulting students. Additionally, the substantial separation of these units from other more densely populated areas increases school transportation costs, further eroding the amount of funds that can be applied in the classroom toward educating the students. The school district's Board of Education is opposed to approval of additional new housing without adequate mitigation of both land and facility costs. However, in the event that the County Commissioners decide to approve this application, Weld County School District Re-3J respectfully requests that these exemptions be required to mitigate the costs of providing land for school sites as well as capital construction costs for the necessary educational structures, as explained below. Site Issues Based upon the district's school capacities and site size standards, the proposed exemption would generate the need for less than one acre of land; the cash equivalent would approximate $1,287 per single-family housing unit (see Table 1). If approved, it is requested that this amount be paid to the school district as a cash-in-lieu of land dedication for each new unit allowed. Facility and Fiscal Capacity Issues Capacities and enrollments of district schools are: Student Enrollment Available Seats School Capacity (10/1/02) (Short) Hoff Elementary 480 345 135 Hudson Elementary 480 360 120 Lochbuie Elementary 480 343 137 Weld Central Jr/Sr High 640 751 (111) • O Weld Central enrollment already exceeds the buildings' capacity (excess enrollment is being served in temporary facilities) and the three elementary schools will be unable to serve all of the students who will enter them from already approved residential projects. Further, statutory limitations on the School District's bonding capacity will not permit the district to add the space that will be required to adequately serve anticipated enrollment. Net bonding capacity available approximates $8.8 million, which is less than necessary to provide adequate space for existing students and those that will be generated by already approved residential projects. Unless school construction is enabled by some additional mechanism(s), certain interim capacity enhancing measures will be required above and beyond our current practice of adding portable classrooms. Many of these mechanisms are not well accepted by the district or our mutual constituents. As illustrated in Table 1A, the gross cost to provide facilities to serve single-family homes is about $9,104 per unit. After deducting for future taxes that will be paid to the district for current bond redemption payments, the net unmet cost per unit will approximate $5,763 per unit. It is requested that this per unit sum be paid by the applicant to mitigate the excess facility costs attributable to these housing units. Payment at building permit or certificate of occupancy would be acceptable to the School District. Recommendations The Board of Education remains very concerned about the recent trend toward accelerated residential activity throughout the district and the ensuing enrollment that will follow, as well as the district's physical and financial ability to serve that growth. Approval of additional residential development without a ready and identified means of providing appropriate infrastructure would not demonstrate good stewardship of the public trust. As stated previously, cash-in-lieu of land of$1,287 and unmet capital costs of$5,763 are requested for each single-family housing unit. Without such mitigation, the district will recommend that the application be denied. The Weld County School District Re-3J Board of Education appreciates the opportunity to comment upon issues of interest to both the County and the School District. Please contact me at 303-536-2000 if you desire further information about this letter. Sincerely, (1/4D54., Marvin Wade, Ed.D. Superintendent of Schools Weld County School District Re-3J 2 Table 1. Single Family - Detached -- School District Enrollment and Site Implications Current Schools Implications A. Student Generation Estimates Number ELEMENTARY MIDDLE SENIOR HIGH Density of Student Student Student (Units per Dwelling Generation Number of Generation Number of Generation Number of Total Residential Densities Acre) Units Rate* Students Rate* Students Rate* Students Students • Up to 5.5 DU/AC 5.5 100 0.360 36 0.110 11 0.175 18 65 0 10.0 - 0.190 - 0.060 - 0.120 - - 20.0 - 0.070 - 0.030 - 0.050 - - 100 36 11 18 65 B. Facilities Requirements Proportionate Facility Project Students Site Size Capacity Acreage Cash-in-Lieu Cash- (From Facility Standards Required by Required by Land Cost Amount to -in-Lieu School Type Part A) Capacity (in Acres) the Project the Project Per Acre Request Per Unit III Elementary 36 480 10.00 0.08 0.75 $ 40,000 $ 30,000 $ 300 Ilk Middle 11 213 20.00 0.05 1.03 40,000 41,250 $ 413 Senior High 18 427 35.00 0.04 1.44 40,000 57,422 $ 574 Total 65 3.22 $ 128,672 $ 1,287 *: Single family home student generation rates determined from housing data provided by County Assessor records and enrollment over the past ten years. i Multifamily student generation rates are based upon SRW experience in other areas. Notes: Totals may not add because of rounding. Strategic Resources West, Inc. 8/27/2003 • • Table IA. Land Use Impact Statement -- District Capital Cost Implications Current Schools Implications C. Facility Costs Attributable to the Project School Type Elementary Middle Senior High Total 1. Proportionate facility capacity required (from Part B) 0.08 0.05 0.04 2. Size of prototype facilities a.Average square feet per student 118 117 117 b. Prototype facility size (in Sq. Ft.) 56,800 24,902 49,804 3. Facility space required by the project (Item Cl x Item C2--in Sq. Ft.) 4,260 1,284 2,043 4. Current average construction cost (per Sq. Ft.)* $ 105.00 $ 130.00 $ 145.00 5. Construction cost outlay required by the project(Item C3 x Item C4) $ 447,300 $ 166,923 $ 296,200 $ 910,422 6. Furniture,fixtures and equipment (10%of C5) 7. Gross infrastructure cost per unit (Items C5 + C6 /Total Units) $ 4,473 $ 1,669 $ 2,962 $ 9,104 D. Contributions and Credits 1. Net present value of future tax payments a. Average market value of homes $ 170,000 b. Residential assessment rate (as of 1/02) 9.15% c. Average assessed value (Dla x Dlb) $ 15,555 d. Bond redemption fund levy (mills) 17.75 e. Annual tax payment (Dlc x Did) $ 276.10 f. Net present value of Die; assumes 22 years&5.35%interest rate $ 3,341 2. Other contributions and credits** Acres Value/Acre Total Value Value/Unit a. Excess land dedication 61.18 $ - $ - $ - 3. Total contributions and credits (Item D1 + Item D2) $ 3,341 E. Net unmet school capital costs per unit 1. Item C6 minus Item D3 $ 5,763 *: Construction cost per square foot estimates from John Quest,August 2002;cost per square foot excludes furniture,fixtures &equipment. Assumes Jr/Sr High space is evenly allocated between the two schools. **: Discount rate applied for net present value calculation is that paid by School District Re-3J on its current bonded debt provided by Steve Bell,August 5,2002. Strategic Resources West, Inc. 8/27/2003 Sep 07 03 06: 23p Division of Wildlife 3076-6663 p. 12 o Weld County Referral COLORADO July 22, 2003 The Weld County Department of Planning Services has received the following item for review: Applicant Marty Gaines Case Number RE-3629 Please Reply By August 20, 2003 Planner Chris Gathman Project Two Lot Recorded Exemption Legal SW4 SE4 Section 27, T1 N, R65W of the 6th P.M., Weld County, Colorado. Location Northeast corner of CR 4 & CR 43. For a more precise location, see legal. Parcel Number 1473 27 000066 The application is submitted to you for review and recommendation. Any comments or recommendation you consider relevant to this request would be appreciated. Please reply by the above listed date so that we may give full consideration to your recommendation. Any response not received before or on this date may be deemed to be a positive response to the Department of Planning Services. If you have any further questions regarding the application, please call the Planner associated with the request. Please note that new information may be added to applications under review during the review process. If you desire to examine or obtain this additional information, please call the Department of Planning Services. ❑{ We have reviewed the request and find that it does/does not comply with our Comprehensive Plan ya We have reviewed the request and find no conflicts with our interests. ❑ See attached letter. Comments: • Signature 7// 07 acr,7- e-z.? Agency /Dvv Lri/ ✓J�//%l Date i- 9Xs9 +Weld County Planning Dept. +1555 N. 17th Ave.Greeley,CO.80631 +(970)353-6100 ext.3540 +(970)304-6498 fax I _ i O a Li V) o O . F-4-)1 i , , , Ak_ -1' 3 T _ _ ____ - ._, o � : V c\ W v 0 \1 I Ig YM.III IM I I III IMINI IIII IIII I I IIMI NN 3,70E 1WO10:51A WM Cm.CO 1 1 M R--M ]89'59'22'.0--13(8.65 RECORDED EXEMPTION NO. 1473-27-4 RE-3629 SOUTHEAST /xi THE SOUTHWEST 1/4 OF THE SOUTHEAST 1/4 OF SECTION 27, /16 CORNER COINER TOWNSHIP 1 NORTH, RANGE 65 WEST OF THE 6TH. PRINCIPAL MERIDIAN, SECTION GORIER SECTION 2], S&$10.527. `rP.DRJnsRu•L COUNTY OF WELD, STATE OF COLORADO. (Faun A s Rmv, 5 25 707. 020 LSE2SMJ>ALMA MR'CAP, ) LEGAL DPW.(PROPERTY BE.ONOm) M SO.INESF I/4 R M 9OI.TAEA0T T.OF SECTION 27,Toms ,NORTH RAMIE.0 WEST CF M WI(.M PEEP.MM.WITTR MD. STATER COLORADO. 0.TAME 50.0.0 ACES MORE E OR LESS rn 21 B 22 23 STATUTE OF LS.TAiM6 Llt L 0 TNOT2 II TIP W TO MOP T WI YOU AFT COYOA AN LEGAL ACTOR WED NN MI DEFECT M O .TO MOP 0 YEARS ST C YOU PAST DISCOVER CT OWED M N EVENT. TT ACTION BASED UPON ANY ODECT M W..E CO.It.M MORE T.TEN YEARS __ P.ne diE Or M Q1RrCARON 957.41 WM& SURVEYORS CERTF.TE: I.JOEL L CAW A EMOTE.PIEWSIOML LAND S.D.M M STATE OF COLCMDO DO MFHv CW.THAT TIM MECAAL...1611 PLAT MS P EM.FROM M MR}Lrs R A FELD 9RVEY 7,1 CONTAINS: 35.084 AC. +/- 27 2 26 COMAS.WOOER M 915E APO T PLAT SAR 0 ISM ACCURATE j 28 -- -72 i I ALL APPLJCAIE RILES.IOW..AM LAMS OF M STATER WIRY=STATE 00N57 OR SSS GORE I SSONAL K O TO PROFS w 4 o 9RVEra MO MELD COW. LOT—,47, �N L'B'No.mBn 9� 4_ u 'Iw i 25937 _ O WELD COUNTY ROAD 4 DATE 33 I SA 35 N PO 100 I°r1ER5 CERir1CA 70 se NEW DESCRIED 447'56'65 D ALE 1 MAP w�REMRr*oo MOE DE W.AB RI SOLE.1.16 ON OF ATT M 46].Oo SCALE:1'=2000' ® ME...OM W.,E LOCA.M M-A•PORCULTURAL)ONE OSTRET 416 BY ALSO MTEIMID TO PROM AREAS FOR MOM.CCT R OP P L45 ACCESSORY CMS AM VMS BY SPEW.REVIEW. LOT A s o. D.,4/........... GAM, - --- s PMMa 8 8 GROSS = 5.006 AC. +/- 8 W. B• E+� -S 30'= 0.321 AC. +/— r v.R M wiST OF OE R FM PM..SECT. TIE rorEDRc rABmurE WM Acaocmam BEFORE LE TNs_.,112,111wY Y . NET = 4.685 AC. +/— . Me / MM. `MM N COUNTY 7 I.D°�BT"EE a'COLORAAD AS 0 QGri��Q2 M EAST 1 t CORNER 0.0. .W.95741 d Eta®EMMY.M. OF___ AO.2W3 BY M ABOVE SM0.O. SWIM 1/4 CORNER n 8 :0- SECTIONS 27&N. N RECEPTION.0,motet JAAiM AR T.MAO X..�ocCOON nw w C0.590N COMM_ ..;s,... SECTION 2] (Pp/L ND.S ROAR. MOW..T PL57EM MP ALL OT.SEWS (Mr NO.B REBAR W/ "�.cF 5/2121 Aux co. as R YDM.gr TN6 is /Y AI.UL CAP, WOE.BOL) a.N COWL 0.R d PPM «�R NOTARY RILIC, xMO AND t. --- LS 0452.5.07.BO M A A OF L. .. tel R manorFO mourn mamma o.moo.ARo MO 011.12M.wm1aa 91 1''''•. w 457.77 5 5 1 WOWS WM MIA VY�WARW.MO SW IE.EEO.I 467.00 - -y + TOTAL- MRO WS MOM OR LESS __OF PLAIN.SEry 45 AMOMPRATNE REVIEW CERTIFICATE: --- —589'57'56'E --1324.05 — 1 - PE ACcavA.NG ACCEPTED MD APPROVED Em PEW WELDCOUNTY ROAD 4 CEPA11 EE R PL.NDIRECTOR (ASPHALT) ASPHALT) M FOIEVOINO CERTIFICATE VMS Cd.10PEDRD BEM.LE TNS_y''----DA. SEOAL OF L P-it62t PROPOSED OR DMnc WNW Mu OR DO YET M WAY ETDAJW AY ONSET EPN.0FMT9 FOR M C� 55541.5555.55, B.M ABOVE SIMM.. 22.OOmETM.01 M WW2 r LOCA1P.MRSUANT TO M WPM R Irma M M PEED OM.P57E M RPM.SEW B WPM MICE M FUME MOOT-TAY LN 4190 ARx+aD CWITY B O[00 M MAST 4WROCTVt APAOLTRM RIMMp M M STRucM ATAOS 3-A Or 111E 2.1 �In.M AY LeDID TO TIDE ooORAYLs LOOS,V aRPAM A M C N L r AY R MWOW STAIM WM P.M T TIM M.E O 4.0.1.1111105 MD F R AMMO. SOD. CR.Y9MI NO Oll.EP WARTY W.I.wY EC @ AY f OJT Mr ME MOWS 11®FOR APACLLTPE POEPE M.M.MO A WI W.CODE MALL E.0161 CTm WM.A m0-FOOT RM.R NM TARN BM. MO TaE 5 5 55 5 55.5 570 5555MILIS.mrucn Mm 5.55 R..mmMs — tBN_Pr. IOW PWd T Ern.i E.E..'.. 'i ..a... .'. AWCT MSS ADw s To RELOua TO P0 AL AREA:0065 M 517 0256000.0(2001.LAMB R mr Na No IOTA.MAU,wmEss MY NY.A ____ __-_ WM R ANY M¢LIEAD MUNt comm..MOM EMT ATM,.E MO TAY R TEE rR.oR,.PBOE.TARO Tot.FATS.W. MLwT ' 03. ATTRACT IOW WOOMSS • OF M LAM*PM NCO E CRECRO TO 0070.E OEM LOWITAEL.EO E. kw.,nmwE STEMMA.d IJ>Q OR WE PILOT attAM M ADPRaP1b•rz SOAR.AY W.PERMS. NIMMTMAL PRACTICES ACM.TO...PTE M 4170]56 OF PRA.ORM MO A RM.L AMP.WELL WW EAOi..�_., _ O W.PENIS M APSE 'art MNa WO A ECOMOt®OE- M SILL BMW.MPIA1rD WI MCA WON M.EtrABrT: " LOT T.PON 41.1 M MEP.PP21 a TORN M DL0 NW APPLICATOR M LEGAL M.P. R.Ow-rOMJO rNM MESES EN RRKrz ROADS;DUST FT.MIME PENS RLD T.ML 20605.MO 007041E ROAM OIOI N .- 01 9301 DEED..Ma M LOT TEN Mo REPAIOm POW MP.�. AYML c9nooR,aA¢AID MARIE MOM MN mO1 BEE.rtEs No M.RDIIFT04 AY new R WASS APO WM.M M Nom MUM.M UM R AO.L Mon.ORO.7010 WM.CAW F165 M MOW R MLE..NOW,rt APPLICANT MMa SW POW TO M DOW.WOW. MOOD art R M WAY R EsmITML mamma IWi1pT iNEA01 M mono LRIVMr or LEGEND: PLAN.TO MA THAT Ld A INS AR WER SW or WIC.WM...Tr u. TO 55 WS 55, ,....6 IOWA TO EMI w ,aTuv. 5 PoIONML POWERS E...e ear WT A MY NOR E aRBLE FORA...WILL TeE. W r uP1654 MMu Im S 11 roe.Tvx d I CO WOW 1,,00 56p 03i1 AP 08 56.0i%F A (Owan 61010 d Murn�TIMT NR W SECTION COMERS EiOMRCEa ISSUES 4L KU T9s�iS�/d M MM.R rt.MOMS.M MAO 00414141 R WArM SR.TL.00m LnAM•OrzAMA O a WM.�(T EM STATER MAW r x - E DESCRIED As 9574141. pl.MOM SNOW OF COT.ROAM OF OMR WWI or Pe ARP /TO E FOUND NO.4 REBIN w/ 412.sTE AiOE5 MMI NWOES.IT MO OR n WM.B MOW.TO COIMA4 MO[11MN ON I, E YELLOW LS 4173 CAP. 709 DOI[D BY M WLOMOO DPW.O AMC NO EMRMOI*.M EID COMM DOLeTOR R PAW OS R M COW YO M MAO.W.0*1 MST E WILED WY DELAY ALT O756 65 WWI.MX. PURE OEM I. SOWS PLORAER ELL IPM TO TM TER 00410.WARP M P TO OIdWM,*AMY AM iE.FM M.ORCTMJ B uRMLLr PROM.BY v0.WTmE IMO MUST LG.TY I fD1ID M.S MAR W/ OWE.AM Y NO PAW 0 MAW TO rWOWS 0.1TY WA WE NO WTMR WIT Orte MY AE BLADED.Et 5 MINA LS.25037 CM "`Errt`M"R•r•mROMWON NEW ME"OINAMMATMADE ALPHA SURVEYING CO. E 7. P r11*5 05604 t AWARE TMr ANroVL R r16 ECPUM emnw DOES NOT WRMMTE FROM 9MMTYBsTO OWLS MAY NOT E OZARED FM.PAL DAYS WM A MAJOR WWII.wN WV. ORIGINAL SET NM L BRASS WAS.. 1.>M m M Lon ANY LOT MAY xpJ-BLW[r M Lm OWAE.O IMAEE OR WI MAW=ME R M..1 MOON Pd MIME MOO OR MAY E M P.M EDDY LS SSW.M WALT 5TM STREET-P.O.B.PI FORT Lwrp1,COLORADO BO. TM,T IEWM.ru aww sM5TIEe M MIME.EAs M v..v 090 ru Mm E[PnALdT T014YdM MrM+5+........ SCALE:1"=1(70' NMDIIE:303-057-4305 DR 303-BBT-20w, mL:]03-390-3]74 To dTAY•Feu POW. Art OM41 O WATER ®L]ALL WILL Pp.1S. WPM M,E2MrY.E MOE tV-LMdM 1WN LAW MOW SET ND.S MBAR W/ E-WL: ALPNASURVEYMOIAW.CON FM:JOJ-BS]-0]D] II WON..WS A EDIT 00 M MOM. WAEOLT mca WNW WADS M M COUNTY WNW M AN WI OR MEIMN SETTING.rA1M O . FELD SP. NO WT.EDP A BERM.ROM MR r,r5 AM COM mar 0 50' 100' 200' ORANOF LB 2B0.E]CAR. /L.MedMo MYi 1EE WOW MAW. mnNuw M WOUS ROM RI.WMrrt PAT.M:D:\WM%P\271NSGARJE9RE.VCD CONTACT:MART.GAMES(RE3629) To POPE.4 ARTOf!I NO I OF M ROD COMP CCMTHMX5 TO WOOL C..1.13 0.6.S MOW!®TRYTIG DRE A B E0PORTANT.MXM[]TOMSTOM•Lr alaY FOR T,O 11.MM]0 M EDAM r0 50.E M MgRCT N 00 M FIRM S LICE.003 PANDITS AE REP..M TUN 0°101• omcr2E...TX.ROOM POW ORM.PE WORM LOTS Wm. EVI9IME BY DATE 0070.0X'. RG SCALE:9.("2003 00' F 00 M Wet 91.0141E R M CO M.ROM RP.M AM wow.2402-0 E FDIC:DATA I PATE:SEPT.29. PG COLL. FILE.D.27-1X5-O6 ( r - i „_ F-. Ft lrifiF-7k4Zsi � e� ?� „yam �� J � . .�„' ', ' s z41. ,xtip"gym , I:" ,!""•••• � a IIIik NI 0 • d 9"s',-4,Pr-`^ 'e'` x K9�' t" ik:Duo-` _,t Z• 'r.. s. iC,' 1t r , �xr �� 21649 CSR 4 141j WCR r 1 �, 4,.. ' ,L m x ' ' ea. -. ` ' - ''1,. '''yo i . .. . ,.. , „. „ , ,4, l : . . , . ,,,, , ... ,.,. . , ..„,,,,,,„.„.„,,,,,,,,,,:,,,,,,,,,,,,,,,,, � '. ,, . : .... .. ,..„ . .i. ...... , , , ,,,.:.,:.„:„.,,,,,,,,,,,,,,:„ i . . ‘,‘ 40-1 ..,, I . t , .. c - ".','4',"- „ .i,f% _ `_ _ , r CERTIFICATE OF CONVEYANCES WELD COUNTY STATE OF COLORADO DEPARTMENT OF PLANNING SERVICES COUNTY OF WELD Land Title Order No.: MARTIN GAINES The Land Title Guarantee Company TITLE INSURANCE or ABSTRACT COMPANY hereby certifies that it has made a careful search of its records, and finds the following conveyances affecting the real estate described herein since JUNE 10 2003, and the most recent deed recorded prior to August 30, 1972. LEGAL DESCRIPTION: THE SW '/4 OF THE SE '/4 OF SEC. 27, TIN, R65W,6TH P.M., WELD COUNTY, COLORADO CONVEYANCES (if none appear, so state): Reception No. 2287915 � , Book 1336 Reception No. 1568122 'J , Book 648 Reception No. , Book Reception No. , Book Reception No. , Book Reception No. , Book This Certificate is made for the use and benefit of the Department of Planning Services of Weld County, Colorado. This Certificate is not to be construed as an Abstract of Title, nor an opinion of Title, nor a guarantee Title, and the liability of Land Title Guarantee COMPANY, is hereby limited to the fee paid for this Certificate. It Witness Whereof, Land Title Guarantee COMPANY, has caused this certificate to be signed by its proper officer this 1st day of July, 2003 at 5:00 o'clock P.M. LAND TIE GU NTEE QOM ifNY B : thori d Signature R°~ - H 1336 15:35 1/001 _ F 0411 •02287915 ' 05/13;/92 ANN FEUERSTEIN CLERK & RECORDER LD CO, CO WARRANTY DEED THIS DEED, Made this 11th day of May 1992 between "— , IVAR JORDAN and EVELYN JORDAN --•••• •W.I:M of the County of WELD and State of COLORADO, grantor, and State ' 1 Fes MARTIN D. GAINES and PEGGY D. GAINES '5 3ill whose legal,address is 21649 WELD COUNTY ROAD 04, ....i.,!7 ' ••' ��� HUDSON, COLORADO 80642 of the County of WELD and State of COLORADO, grantees: WITNI!SS, that the grantor, for and in consideration of the sum of ONE HUNDRED SEVENTY-TWO THOUSAND FIVE HUNDRED AND 00/100th, DOLLARS, (5172,500.00), the receipt and sufficiency of which is hereby acknowledged, has granted, bargained, iold and conveyed, and by these presents does g,nnt, i bargain, sell, convey and confirm unto the grantees, their heirs and assigns forever, not In tenancy In common but In Joint tenancy, all the reel property, together with improvements, if any, situate, lying and being in the County of WELD, and State of Colorado, described as follows: THE SOUTHWEST 1/4 OF THE SOUTHEAST 1/4 OF SECTION 27, TOWNSHIP 1 NORTH, RANGE 65 WEST OF THE 6TH P.M., COUNTY OF WELD, STATE OF COLORADO. 0 F also known by street and number as 21649 WELD COUNTY ROAD#4, HUDSON, COLORADO 110642 TOGETHER with all and singular the hereditaments and,Ippurtenances(hereunto belonging, sr in anywise appertaining and the reversion and reversions, remainder and remainders, rents, issues and profits thereof. and all the estate, right, title, interest,claim and demand whatsoever of the grantor, either in law or equity, of, in and to the above bargained premises, with the hereditaments and appurtenances. TO HAVE AND TO HOLD the said promises above bargained and described, with the appurtenances, unto the grantees, their heirs and assigns forever. And the grantor, for himself, his hairs and personal representatives, does covenant, grant, bargain and agree to and with the grantees, their heirs and assigns, that at the time of the mauling and delivery of these presents, he is well seized of the premises above conveyed, has good, sure, lawful, absolute authtrity todgrant,bargain,ible rosell and convey thete of inheritance, n same, in fee in manner and form aforesaid,and has ood randtthatll power the same and are ./' .. free and clelr from all former and other grants, bargains, sales, lions, taxes, assessments, encumbrances and restrictions of whatever kind or nature soever, except for taxes for the UMW year a lien but not yet due or 9payable, easements, restrictions, reservations, covenants and rights-of-way of record, It any, i 4 „r J • The grantor shall and will WARRANT AND FOREVER DEFEND the above-bargained premises in the quiet 'S. and peaceable possession of the grantees, their heirs and assigns, against all and every person or persons lawfully claiming the whole or any part thereof. The singular number shall include the plural, the plural the singular, and the use of any geieder shall be applicable to all genders. IN WITNESS WHEREOF the grantor has executed this deed o the date se h above. o i Yfl Jt3itj — '� / Aduma • ,�QF COLORADO 1 i U. cqu�x.•of� ) The T.dtegoing instrument was acknowledged before me this 11th day of Muy 1992 by NOW.JORDAN and EVELYN JORDAN . My coaep,1";,1'poilixpires: c' ( ,. �`i, Wit my hand and o'+etai,seal. Now, Mle '\ No.921A.Roy.2.1•s WARRANTY DUD,e Jena TMaeta)SKLD LG 172 . 20 . 16 . 95 WE 2287915-1992 . 001 . ti4t ,Iftig ea 14.04*10V00.4=010P24144'. ',_.; -'--- • seem . { cu s .ib Streader era9 Lilt P. StrCodar tease o, a 1 • 14. I _ tea ,T .-• whew edifices is County of I la le, of Nt Cols 'ado ,for the c` nkkstm cf 'I TN e In damn,SII ^i pB'+d.hereby ma(a)se txs-mg(^} 1• Ivar Jordan and Evelyn Je'*den, as joint tenants, - ' whose subdarses is Star Route, nor 43 Ruda On CiTirstp of e .r r n .� o Weld ,OA St Cr' Colorado the fo r, TQSI r s;awL 'in`''� !" O C County of Veld ,sad Stts o?C2 to t^it: 0 0 • said real property is tore particularly described in atcd herein �-' Exhibit A, attached hereto end incorporated by es. this raftsonce > x f p • {� r •. ea J . ;z with all its nl tuateaearrec,and raarrrst(e) the title to the sense,subject to general ad 1 valorem real property taxes for 1971 and a ill subsequent years p tad easersntzs and right^ o'. why either izs esietensss or of record gib tYIe 29th e-,7 c4 April , ai 71 . i rte trawder _.._.. I - -iv 4 irk; C'TA'?y' OF COLORADO, W b It "" c etc? C ate•of Denver 1 n.,,„,...4„, ' a i.i Ms a^sszciag ischrumemt was rcr.,^ , :before:t:e:this ("l ''.'''**••4 �I c?e:7 c* April •1971 ,l'' rle Strader u d 1,1.1a P. Stra'der 4 1y on'w iws espir s '. ( Wintery my Nand owl a£fic'^7 0• '1. tilt- ,s ,',,,14'4., w 1k ��'. 7 -s ' 1,I, it y l!•"'^^"r ro•'+�•*•ra bwn aar.M w rnw;It taef f -, l A,. ..RS,-•• , .LMIN OI.MP!}• kw n Y` ��r ,•` don{!� / �r sS�aae.7git°w tmw�k,",-.1 r•s�v vi r., •e 1F•..,..a.rrr+ra�•,4.srR.•*cM.sr or..,nee Ni'ia�e�t rM own spa *4.14.!`' , r,.Y,Ar H. --.c IA ,},k'�"k 2' M...ire. t9^ ':?i 2,•••t-eryr-i 0,,,,- ISr .,r.r•.i..im.-,@ ..�d Tdrsa...Q*.tRt4-8A t4••.rl RtT+I t�M•••. -t ;-w - -'4:'' r .,i t� e f ,a>e eT+bLF i! b= .ice"nt;21 77. �S 5 O°1 GO X27 S .. s= The S.out.' et sx�at rr. of Soct ,e✓a 26; , The South *-Reif of Section 27; ccsw t therefrom 51.742 acres Th€a! Scathe-iaalf of Section 2 ,A excepting Souttwst corm' o£ described as follows: EXCEPT boatswain ore a of the Sbik of said Section 28 eri. r'mi 18then etNorthol 9t e .":est • ct live of said SIB a es Cc of ffofDsaid Silk; thence South 78"47'�A,e Zest South of t; he +re281.35 fest; thaenee South 467.02 feat; thence 18 0South et; -hhre''earth,79'21'30" East, 37.50 feat; `' 8u°Ov°30"South parallel to�7rs^ 4r,t i of said ;'l'} a distance o£ thence 2 feethence 1,876.2.. feet to the center line of ihe`�cra¢Denver Hudson die- 5 along the center line of waair cirri Sy a courradises, di tancee and curves: along a cervn to the loft, having 202.78 feet, and a delta of 32°30', a distance of 185.31 feet; thence Worth 51°11' East, 45.50 feet; thence along a curve to the right,having a radius of 382.85 feet, awl a delta 3of001°30', Chance dim- tance of 2r 8to feet; eft, e having a8radius East, 145.50 feat, and a ¢ delta a curve 9° ', the left, ,:.prz delta of 69'00', a distances o£ 175.22 £act; thence North 13'41' Feast, 120.00 feet; thence a ene a curve to the right iaevirg o rasE{!-'"' " a distance of 3 ,22 ofyl feat; t;134.42 the £eat, and a delta of 130 23635 feet; thence alms a cu.ree toot; tr ght South v 3g5a r�d „eZoft29?.00 feet and a delta of 2e"00' e�_ to the right, having a thence . a distance of 146.78 feet t�mvispointradirvcfe37curvature; afee, and a along a curve to a the scleft, ,�� delta of 22°00', distance of 144.20 feet :yore or less to a point 1 , where the center lines of said canal intersects the center along taasidline of tof existing county road; thence South 80'28' West, point aa£ icente `.; line of county road a distance of 371.01 feet to po thence South r- • section with the South line of the SWk of Section 28; 89°31'30" West alon said South line of theiSWcfto the beginning. Southwest corner of the SW$ of Sect cn 28, the pointQuarter, the tir` Together with the Worth Orr-elflf of i-+^ast the Northwest 3`+, .:r, Northeast Quarter and the So.' , Weld in Township I. Norte, range 65 West of the 6th P.M., it Coe. ty, Colorado; '.4i'" ` ditch conveyed by deed recorded in nook E_CCE"T r!^ht of °way for as by recorded %"k' 311, Page 139; EXCEPT right of way as conveyed d by deed in g� 346, Page 258; E`3EPT parcel of land as coneee recorded in Book 1606, Pere 558; ANT) EXCEP' reservations contaixd 1511, P e 40 and in deed recorded in ms. en atetat recorded in Page of ' _ . 711t. Tree 451, And subject to mistral recervatic s contained in the warranty deed '/01,,., recorded March 12, 1904, ,4v1, 4're.,. the Dn'Inn Pacific Railroad Company a 'oo': 2CS, rage 451 ^:o ehe South ;!.elf of Section 27, Township n, P.M.: ore mineral reservations r,e i "a, ., � 6 5 WC^^�t �+£ the 6 th� '` �^c;'t'`.aiTcd .z Soo.: 740, ?nee 132 I (acting th,. North One-Half of ge 65 • + the Northwest h�+ 6 Quarter P.M., oH11,1 Count- Records tion 34, Township ing,andnreserving 4 dEs" of the 6th P.M., + oats, including ; ,?, therefrom on undivided one-half of all mineral rim. ot n3.i. and gas, ncoa owned b grantors; Y� ,, e nrcc^. end situated in '::lc; County, Colorado. as � reJl tR�' ,:O •xt'.4 • 1.1s°After Recording Return To:CO A�10 URIDE HOME DOCUMENT LOANS,MS SV79 PROCESSING � C Sim Valley, CA \O\ i \t- n ��93063-6712 �`�\°' '\ \\��6vPRP� Go@`l � Prepared By: \3` B. ROBB [Space Above This Line For Recording Data] U079811A02 0002165617855092 [Escrow/Closing ifl [Doc ID 47 DEED OF TRUST MIN 1000157-0001700620-2 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13,18,20 and 21.Certain rules regarding the usage of words used in this document are also provided in Section 16. • (A) "Security Instrument" means this document, which is dated NOVEMBER 25, 2002 ,together with all Riders to this document (B)"Borrower"is MARTIN 0 GAINES, AND PEGGY D GAINES, HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C)"Lender"is COUNTRYWIDE HOME LOANS, INC. Lenderisa CORPORATION organized and existing under the laws of NEW YORK Lender's address is 4500 Park Granada, Calabasas, CA 91302-1613 (D)"Trustee"is the Public Trustee of WELD County, Colorado. (E)"MFRS"is Mortgage Electronic Registration Systems,Inc.MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns.MERS is the beneficiary under this Security Instrument.MERS is organized and existing under the laws of Delaware,and has an address and telephone number of P.O.Box 2026,Flint,MI 48501-2026,ter(888)679-MFRS. (F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 25, 2002 .The Note states that Borrower owes Lender TWO HUNDRED FIFTY THOUSAND and 00/100 Dollars(U.S.$ 250,000.00 ) plus interest Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 01, 2032 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." COLORADO-Single Family-Fannie Maa/Freddle Mao UNIFORM INSTRUMENT WITH MERS Pape 1 0111 InlUal,: - ek6A(CO)(0006) CHL(00100) VMP MORTGAGE FORMS-(8001621.7291 Form 3008 1/01 CONVIVA f • 2 3 9 9 1 • • 0 2 1 8 5 8 1 7 8 0 0 0 0 0 2 0 0 6 A • • „„, ler • lip • DOC ID # 0002165617855092 (A)"Loan"means the debt evidenced by the Note,plus interest,any prepayment charges and late charges due under the Note,and all sums due under this Security Instrument,plus interest (I)"Riders"means all Riders to this Security Instrument that are executed by Borrower.The following Riders are to be executed by Borrower[check box as applicable]: ®Adjustable Rate Rider Condominium Rider ❑Second Home Rider El Balloon Rider Planned Unit Development Rider 1-4 Family Rider El VA Rider Biweekly Payment Rider Other(s)(specify] ' ARM RIDER (J)"Applicable Law"means all controlling applicable federal,state and local statutes,regulations,ordinances and administrative rules and orders(that have the effect of law)as well as all applicable final,non-appealable judicial opinions. (K) "Community Association Dues,Fees,and Assessments" means all dues,fees,assessments and other charges that are imposed on Borrower or the Property by a condominium association,homeowners association or similar organization. (L)"Electronic Funds Transfer"means any transfer of funds,other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer,or magnetic tape so as to order,instruct,or authorize a financial institution to debit or credit an account Such term includes,but is not limited to,point-of-sale transfers,automated teller machine transactions, transfers initiated by telephone,wire transfers,and automated clearinghouse transfers. (M)"Escrow Items"means those items that are described in Section 3. (N)"Miscellaneous Proceeds" means any compensation,settlement,award of damages,or proceeds paid by any third party(other than insurance proceeds paid under the coverages described in Section 5)for:(i)damage to,or destruction of,the Property;(ii)condemnation or other taking of all or any part of the Property;(iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (0)"Mortgage Insurance"means insurance protecting Lender against the nonpayment of,or default on,the Loan. (P) "Periodic Payment" means the regularly scheduled amount due for(i)principal and interest under the Note,plus(ii)any amounts under Section 3 of this Security Instrument. (Q) "RESPA" means the Real Estate Settlement Procedures Act(12 U.S.C. Section 2601 et seq.) and its implementing regulation,Regulation X(24 C.F.R.Part 3500),as they might be amended front time to time,or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan"even if the Loan does not qualify as a"federally related mortgage loan"under RESPA. (R)"Successor in Interest of Borrower"means any party that has taken title to the Property,whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns)and the successors and assigns of MERS.This Security Instrument secures to Lender. (i) the repayment of the Loan,and all renewals,extensions and modifications of the Note;and(ii)the performance of Borrower's covenants and agreements under this Security Instrument and the Note.For this purpose,Borrower, in consideration of the debt and the trust herein created,irrevocably grants and conveys to Trustee,in trust, with power of sale,the following described property located in the COUNTY of WELD •• [Type of Recording Jurisdiction) [Name of Recording Juried[et on) THE SOUTHWEST 1/4 OF THE SOUTHEAST 1/4 OF SECTION 27, TOWNSHIP 1 NORTH, RANGE 65 WEST OF THE 6TH PRINCIPAL MERIDIAN, COUNTY OF WELD, STATE OF COLORADO. Parcel ID Number: r0137092 which currently has the address of 21649 COUNTY ROAD 4, HUDSON [Street/City] Colorado 80642-8711 ("Property Address"): (ZIp Code) r��� Initials: /r •11®®HMCO)room CHL(08/00) Page 2 of 11 Form 3000 1/01 li II D0C ID # 0002165617855092 TOGETHER WITH all the improvements now or hereafter erected on the property,and all easements, appurtenances,and fixtures now or hereafter a part of the property.All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MFRS holds only legal title to the interests granted by Borrower in this Security Instrument,but,if nee esrary to comply with law or custom,MERS(as nominee for Lender and Lender's successors and assigns)has the right:to exercise any or all of those interests,including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including,but not limited to,releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered,except for encumbrances of record.Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record and liens for taxes for the current year not yet due and payable. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS.Borrower and Lender covenant and agree as follows: 1.Payment of Principal,Interest,Escrow Items,Prepayment Charges,and Late Charges.Borrower shall pay when due the principal of,and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note.Borrower shall also pay funds for Escrow Items pursuant to Section 3.Payments due under the Note and this Security Instrument shall be made in U.S.currency.However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid,Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms,as selected by Lender:(a)cash;(b)money order;(c)certified check,bank check,treasurer's check or cashier's check,provided any such check is drawn upon an institution whose deposits are insured by a federal agency,instrumentality,or entity;or(d)Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15.Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current.Lender may accept any payment or partial payment insufficient to bring the Loan current,without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future,but Lender is not obligated to apply such payments at the time such payments are accepted.If each Periodic Payment is applied as of its scheduled due date,then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current If Borrower does not do so within a reasonable period of time,Lender shall either apply such funds or return them to Borrower.If not applied earlier,such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure.No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument 2.Application of Payments or Proceeds.Except as otherwise described in this Section 2,all payments accepted and applied by Lender shall be applied in the following order of priority:(a)interest due under the Note;(b)principal due under the Note;(c)amounts due under Section 3.Such payments shall be applied to each Periodic Payment in the order in which it became due.Any remaining amounts shall be applied first to late charges,second to any other amounts due under this Security Instrument,and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due,the payment may be applied to the delinquent payment and the late charge.If more than one Periodic Payment is outstanding,Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if,and to the extent that,each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments,such excess may be applied to any late charges due.Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments,insurance proceeds,or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date,or change the amount,of the Periodic Payments. 3.Fonds for Escrow Items.Borrower shall pay to Lender on the day Periodic Payments are due under the Note,until the Note is paid in full,a sum(the"Funds")to provide for payment of amounts due for:(a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property;(b)leasehold payments or ground rents on the Property,if any;(c)premiums for any and all insurance required by Lender under Section 5;and(d)Mortgage Insurance premiums,if any,or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10.These items are called"Escrow Items."At origination or at any time during the term of the Loan,Lender may require that Community Association Dues,Fees,and Assessments,if any,be escrowed by Borrower,and such dues,fees and assessments shall be an Escrow Item.Borrower shall promptly Initials: ®®8A(CO)(coos) CHL(08/00) rage 3 al 11 Form 3008 1/01 • iik dip • i D0C ID # 0002165617855092 furnish to Lender all notices of amounts to be paid under this Section.Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time.Any such waiver may only be in writing.In the event of such waiver,Borrower shall pay directly,when and where payable,the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and,if Lender requires,shall furnish to Lender receipts evidencing such payment within such time period as Lender may require.Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument,as the phrase"covenant and agreement"is used in Section 9.If Borrower is obligated to pay Escrow Items directly,pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item,Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and,upon such revocation,Borrower shall pay to Lender all Funds,and in such amounts,that are then required under this Section 3. Lender may,at any time,collect and hold Funds in an amount(a)sufficient to permit Lender to apply the Funds at the time specified under RBSPA,and(b)not to exceed the maximum amount a lender can require under RESPA.Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law. The Funds shall be held in an institution whose deposits are insured by a federal agency,instrumentality, or entity(including Lender,if Lender is an institution whose deposits are so insured)or in any Federal Home Loan Bank.Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA.Lender shall not charge Borrower for holding and applying the Funds,annually analyzing the escrow account,or verifying the Escrow Items,unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge.Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds,Lender shall not be required to pay Borrower any interest or earnings on the Funds.Borrower and Lender can agree in writing,however,that interest shall be paid on the Funds.Lender shall give to Borrower,without charge,an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds held in escrow,as defined under RESPA,Lender shall account to Borrower for the excess funds in accordance with RESPA.If there is a shortage of Funds held in escrow,as defined under RESPA,Lender shall notify Borrower as required by RESPA,and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA,but in no more than 12 monthly payments.If there is a deficiency of Funds held in escrow,as defined under RESPA,Lender shall notify Borrower as required by RESPA,and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA,but in no more than 12 monthly payments. Upon payment in full of all sums secured by this Security Instrument,Lender shall promptly refund to Borrower any Funds held by Lender. 4.Charges;Liens.Borrower shall pay all taxes,assessments,charges,fines,and impositions attributable to the Property which can attain priority over this Security Instrument,leasehold payments or ground rents on the Property,if any,and Community Association Dues,Fees,and Assessments,if any.To the extent that these items are Escrow Items,Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower:(a)agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender,but only so long as Borrower is performing such agreement;(b)contests the lien in good faith by,or defends against enforcement of the lien in,legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending,but only until such proceedings are concluded;or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument.If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument,Lender may give Borrower a notice identifying the lien.Within 10 days of the date on which that notice is given,Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or reporting service used by Lender in connection with this Loan. 5.Property Insurance.Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire,hazards included within the term"extended coverage,"and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts(including deductible levels) and for the periods that Lender requires.What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice,which right shall not be exercised unreasonably.Lender may require Borrower to pay,in connection with this Loan,either.(a)a one-time charge for flood zone determination,certification and tracking services,or(b) a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification.Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. instals: *gill( 4 -OA(CO)moo CHL(08/00) Page 4 o111 Form 3006 1/01 r, IIP • D0C ID # 0002165617855092 If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage,at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage.Therefore,such coverage shall cover Lender,but might or might not protect Borrower, Borrower's equity in the Property,or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect.Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument.These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest,upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies,shall include a standard mortgage clause,and shall name Lender as mortgagee and/or as an additional loss payee.Lender shall have the right to hold the policies and renewal certificates.If Lender requires,Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices.If Borrower obtains any form of insurance coverage, not otherwise required by Lender,for damage to, or destruction of,the Property,such policy shall include a standard mortgage clause and shalt name Lender as mortgagee and/or as an additional loss payee. In the event of loss,Borrower shall give prompt notice to the insurance carrier and Lender.Lender may make proof of loss if not made promptly by Borrower.Unless Lender and Borrower otherwise agree in writing, any insurance proceeds,whether or not the underlying insurance was required by Lender,shall he applied to restoration or repair of the Property,if the restoration or repair is economically feasible and Lender's security is not lessened.During such repair and restoration period,Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction,provided that such inspection shall be undertaken promptly.Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed.Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds,Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters,or other third parties,retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower.If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due, with the excess,if any,paid to Borrower. Such,insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property,Lender may file,negotiate and settle any available insurance claim and related matters.If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim,then Lender may negotiate and settle the claim.The 30-day period will begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or otherwise,Borrower hereby assigns to Lender(a)Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument,and(b)any other of Borrower's rights(other than the right to any refund of unearned premiums paid by Borrower)under all insurance policies covering the Property,insofar as such rights are applicable to the coverage of the Property.Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument,whether or not then due. 6.Occupancy.Borrower shall occupy,establish,and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy,unless Lender otherwise agrees in writing,which consent shall not be unreasonably withheld,or unless extenuating circumstances exist which are beyond Borrower's control. 7.Preservation,Maintenance and Protection of the Property;Inspections.Borrower shall not destroy, damage or impair the Property,allow the Property to deteriorate or commit waste on the Property.Whether or not Borrower is residing in the Property,Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition.Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible,Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage.If insurance or condemnation proceeds are paid in connection with damage to,or the taking of,the Property,Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes.Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed.If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property.If it has reasonable cause,Lender may inspect the interior of the improvements on the Property.Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8.Borrower's Loan Application.Borrower shall be in default if,during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender(or failed to provide Lender with material information)in connection with the Loan.Material representations include,but 11( udllab: er (111P®6A(CO)moos) CHL(08/00) Pap.a of 11 ,J" Form 3006 1/01 DOC ID # 0002165617855092 are not limited to,representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9.Protection of Lender's Interest in the Property and Rights Under this Security Instrument.If(a) Borrower fails to perform the covenants and agreements contained in this Security Instrument,(b)there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property,then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument,including protecting and/or assessing the value of the Property,and securing and/or repairing the Property.Lender's actions can include,but are not limited to:(a)paying any sums secured by a lien which has priority over this Security Instrument;(b)appearing in court;and(c)paying reasonable attorneys'fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding.Securing the Property includes,but is not limited to,entering the Property to make repairs,change locks,replace or board up doors and windows,drain water from pipes, eliminate building or other code violations or dangerous conditions,and have utilities turned on or off.Although Lender may take action under this Section 9,Lender does not have to do so and is not under any duty or obligation to do so.It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument.These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable,with such interest,upon notice from Lender to Borrower requesting payment If this Security Instrument is on a leasehold,Borrower shall comply with all the provisions of the lease.If Borrower acquires fee tide to the Property,the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10.Mortgage Insurance.If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect.If,for any reason,the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Bon ower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect,at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect,from an alternate mortgage insurer selected by Lender.If substantially equivalent Mortgage Insurance coverage is not available,Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect.Lender will accept,use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance.Such loss reserve shall be non-refundable,notwithstanding the fact that the Loan is ultimately paid in full,and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve.Lender can no longer require loss reserve payments if Mortgage Insurance coverage(in the amount and for the period that Lender requires)provided by an insurer selected by Lender again becomes available,is obtained,and Lender requires separately designated payments toward the premiums for Mortgage Insurance.If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect,or to provide a non-refundable loss reserve,until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender(or any entity that purchases the Note)for certain losses it may incur if Borrower does not repay the Loan as agreed.Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance m force from time to time,and may enter into agreements with other parties that share or modify their risk,or reduce losses.These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party(or parties)to these agreements.These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available(which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements,Lender,any purchaser of the Note,another insurer,any reinsurer,any other entity,or any affiliate of any of the foregoing,may receive(directly or indirectly)amounts that derive from(or might be characterized as)a portion of Borrower's payments for Mortgage Insurance,in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses.If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer,the arrangement is often termed"captive reinsurance."Further. (a)Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance,or any other terms of the Loan.Such agreements will not increase the amount Borrower will owe for Mortgage Insurance,and they will not entitle Borrower to any refund. (b) Any such agreements will not affect the rights Borrower has- if any-with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law.These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance,to have the Mortgage Insurance terminated automatically,and/or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cellation or termination. Initials:.6A(CO)(000s CHL(08/00) Page soul /11( m 30061/01 I Aft • D0C ID # 0002165617855092 11.Assignment of Miscellaneous Proceeds;Forfeiture.All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged,such Miscellaneous ProceMAs shall be applied to restoration or repair of the Property,if the restoration or repair is economically feasible and Lender's security is not lessened.During such repair and restoration period,Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly.Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed.Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds,Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds.If the restoration or repair is not economically feasible or Lender's security would be lessened,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,with the excess,if any,paid to Borrower.Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking,destruction,or loss in value of the Property,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,with the excess,if any,paid to Borrower. In the event of a partial taking,destruction,or loss in value of the Property in which the fair market value of the Property immediately before the partial taking,destruction,or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking,destruction,or loss in value,unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking,destruction,or loss in value divided by(b)the fair market value of the Property immediately before the partial taking,destruction,or loss in value.Any balance shall be paid to Borrower. In the event if a partial taking,destruction,or loss in value of the Property in which the fair market value of the Property immediately before the partial taking,destruction,or loss in value is less than the amount of the sums secured immediately before the partial taking,destruction,or loss in value,unless Borrower and Lender otherwise agree in writing,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower,or if,after notice by Lender to Borrower that the Opposing Party(as cleaned in the next sentence)offers to make an award to settle a claim for damages,Borrower fails to respond to Lender within 30 days after the date the notice is given,Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding, whether civil or criminal,is begun that,in Lender's judgment,could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument.Borrower can cure such a default and,if acceleration has occurred,reinstate as provided in Section 19,by causing the action or proceeding to be dismissed with a ruling that,in Lender's judgment,precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2. 12.Borrower Not Released;Forbearance By Lender Not a Waiver.Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower.Lender shall not be required to commence proceedings against any Sucr.sgor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation,Lender's acceptance of payments from third persons,entities or Successors in Interest of Borrower or in amounts less than the amount then due,shall not be a waiver of or preclude the exercise of any right or remedy. 13.Joint and Several Liability;Co-signers;Successors and Assigns Bound.Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several.However,any Borrower who co-signs this Security Instrument but does not execute the Note(a"co-signer"):(a)is co-signing this Security Instrument only to mortgage,grant and convey the co-signer's interest in the Property under the terms of this Security Instrument (b)is not personally obligated to pay the sums secured by this Security Instrument;and(c)agrees that Lender and any other Borrower can agree to extend,modify,forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's consent. InhiIat,: t 6A(CO)(0005) CHL(08/00) Paper 0111 Form 90061/01 III III • • DOC ID # 0002165617855092 I Subject to the provisions of Section 15,any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing,and is approved by Lender,shall obtain all of Borrower's rights and benefits under this Security Instrument.Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing.The covenants and agreements of this Security Instrument shall bind(except as provided in Section 20)and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument,including,but not limited to,attorneys' fees,property inspection and valuation fees.In regard to any other fees,the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee.Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges,and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits,them(a)any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit;and(b)any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower.Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower.If a refund reduces principal,the reduction will be treated as a partial prepayment without any prepayment charge(whether or not a prepayment charge is provided for under the Note).Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15.Notices.All notices given by Borrower or Lender in connection with this Security Instrument must be in writing.Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means.Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise.The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender.Borrower shall promptly notify Lender of Borrower's change of address.If Lender specifies a procedure for reporting Borrower's change of address,then Borrower shall only report a change of address through that specified procedure.There may be only one designated notice address under this Security Instrument at any one time.Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address esrg by notice to Borrower.Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender.If any notice required by this Security Instrument is also required under Applicable Law,the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 16.Governing Law;Severability;Rules or Construction.This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent,but such silence shall not be construed as a prohibition against agreement by contract.In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law,such conflict shall I not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender;(b)words in the singular shall mean and include the plural and vice versa;and(c) the word"may"gives sole discretion without any obligation to take any action. 17.Borrower's Copy.Borrower shall be given one copy of the Note and of this Security Instrument 18.Transfer of the Property or a Beneficial Interest in Borrower.As used in this Section 18,"Interest in the Property" means any legal or beneficial interest in the Property,including,but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement,the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred(or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred)without Lender's prior written consent,Lender may require immediate payment in full of all sums secured by this Security Instrument. However,this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option,Lender shall give Borrower notice of'acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument.If Borrower fails to pay these sums prior to the expiration of this period,Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19.Borrower's Right to Reinstate After Acceleration.If Borrower meets certain conditions,Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of:(a)five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b)such other period as Applicable Law might specify for the termination of Borrower's right to reinstate;or (c)entry of a judgment enforcing this Security Instrument.Those conditions are that Borrower:(a)pays Lender ®-8A(CO)mos) CHL(a woo) Page B of t t fF/ Form 3006 1fe1 m ' I • • • DOC ID # 0002165617855092 all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument,including,but not limited to,reasonable attorneys'fees,property inspection and valuation fees,and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument;and(d)takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument,and Borrower's obligation to pay the sums securedby this Security Instrument,shall continue unchanged.Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms,as selected by Lender.(a)cash; (b)money order;(c)certified check,bank check,treasurer's check or cashier's check,provided any such check is drawn upon an institution whose deposits are insured by a federal agency,instrumentality or entity;or(d) Electronic Funds Transfer.Upon reinstatement by Borrower,this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred.However,this right to reinstate shall not apply in the case of acceleration under Section 18. 20.Sale of Note;Change of Loan Servicer;Notice of Grievance.The Note or a partial interest in the Note(together with this Security Instrument)can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity(known as the"Loan Servicer")that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument,and Applicable Law.There also might be one or more changes of the Loan Servicer unrelated to aside of the Note.If there is a change of the Loan Servicer,Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer,the address to which payments should be made and any other information RESPA requires in connection with a notice of transfer of servicing.If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note,the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence,join, or be joined to any judicial action (as either an individual litigant or the member of a class)that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of,or any duty owed by reason of, this Security Instrument,until such Borrower or Lender has notified the other party(with such notice given in compliance with the requirements of Section 15)of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action.If Applicable Law provides a time period which must elapse before certain action can be taken,that time period will be deemed to be reasonable for purposes of this paragraph.The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21.Hazardous Substances.As used in this Section 21:(a)"Hazardous Substances"are those substances defused as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances:gasoline,kerosene,other flammable or toxic petroleum products,toxic pesticides and herbicides, volatile solvents,materials containing asbestos or formaldehyde,and radioactive materials;(b)"Environmental law"means federal laws and laws of the jurisdiction where the Property is located that relate to health,safety or environmental protection:(c)"Environmental Cleanup"includes any response action,remedial action,or removal action,as defined in Environmental Law;and(d)an"Environmental Condition"means a condition that can cause,contribute to,or otherwise trigger an Environmental Cleanup. Borrower shall not cause or permit the presence,use,disposal, storage, or release of any Hazardous Substances,or threaten to release any Hazardous Substances,on or in the Property.Borrower shall not do,nor allow anyone else to do,anything affecting the Property(a)that is in violation of any Environmental Law,(b) which creates an Environmental Condition,or(c)which,due to the presence,use,or release of a Hazardous Substance,creates a condition that adversely affects the value of the Property.The preceding two sentences shall not apply to the presence,use,or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including,but not limited to,hazardous substances in consumer products). Borrower shall promptly give Lender written notice of(a)any investigation,claim,demand,lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge,(b)any Environmental • Condition,including but not limited to,any spilling,leaking, discharge,release or threat of release of any Hazardous Substance,and(c)any condition caused by the presence,use or release of a Hazardous Substance which adversely affects the value of the Property.If Borrower learns,or is notified by any governmental or regulatory authority,or any private party,that any removal or other remediation of any Hazardous Substance affecting the Property is necessary,Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law.Nothing herein shall create any obligation on Lender for an Environmental Cleanup. NON-UNIFORM COVENANTS.Borrower and Lender further covenant and agree as follows: 22.Acceleration;Remedies.Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise).The notice shall specify;(a)the default;(b)the action required to cure the default;(c)a date,not less an 30 days from the date the lnitlats: Form 3006 7101 -8A(CO)table) CHL(08,00) Pape a of 1 J/ • 0o U • • • IP D0C ID # 0002165617855092 notice is given to Borrower,by which the default must be cured;and(d)that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property.The notice shall further inform Borrower of the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the non-existence of a default or any other defense of Borrower to acceleration and sale.If the default is not cured on or before the date specified in the notice,Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sate and any other remedies permitted by Applicable Law.Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22,including,but not limited to,reasonable attorneys' fees and costs of title evidence. If Lender invokes the power of sale,Lender shall give written notice to Trustee of the occurrence of an event of default and of Lender's election to cause the Property to be sold. Lender shall snail a copy of the notice to Borrower as provided in Section I5.Trustee shall record a copy of the notice in the county in which the Property is located.Trustee shall publish a notice of sale for the time and in the manner provided by Applicable Law and shall snail copies of the notice of sale in the manner prescribed by Applicable Law to Borrower and to the other persons prescribed by Applicable Law.After the time required by Applicable Law,Trustee,without demand on Borrower,shall sell the Property at public auction to the highest bidder for cash at the time and place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines.Trustee may postpone sale of any parcel of the Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. Trustee shall deliver to the purchaser Trustee's certificate describing the Property and the time the purchaser will be entitled to Trustee's deed.The recitals in the Trustee's deed shall be prima fade evidence of the truth of the statements made therein.Trustee shall apply the proceeds of the sale in the following order: (a)to all expenses of the sate,including,but not limited to,reasonable Trustee's and attorneys'fees;(b)to all sums secured by this Security Instrument;and(c)any excess to the person or persons legally entitled to it. 23.Release.Upon payment of all sums secured by this Security Instrument,Lender shall request that Trustee release this Security Instrument and shall produce for Trustee,duly canceled,all notes evidencing debts secured by this Security Instrument.Trustee shall release this Security Instrument without further inquiry or liability.Borrower shall pay any recordation costs and the statutory Trustee's fees. 24.Waiver of Homestead.Borrower waives all right of homestead exemption in the Property. BY SIGNING BELOW,Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witneecea: (Seal) MARTIN 0 GAINES -Borrower 41C/• -r- (Seal) PEGGY Dt/G S -Borrower (Seat) -Borrower (Seal) -Borrower ®8A(CO)(0005) CHL(08/00) Page 10 0111 Form 3006 1/01 • • oo ID # 0002165617855092 STATE OF COLORADO, Count�yss: The foregoing instrument was acknowledged before me this 2S day of Abaci-yd. > ? Q z by filar-foN D. G 1 D. n • Witness my hand and official seal. My Commission Expires: Notary Public 1 JULIE A.CITO NOTARY PUBLIC STATE OF COLORADO My Cotntnlasion Expos Nov 17,2008 InitlalE E 6A(CO)t000st CHt.(08/00) Page II of r t Form 30061/01 • •— • . tes • (Space Above This Line For Recording Data) FIXED/ADJUSTABLE RATE RIDER (One-Year Treasury Index-Rate Caps) After Recording Return To: COUNTRYWIDE HOME LOANS, INC. MS SV-79 DOCUMENT PROCESSING 1800 Tapo Canyon Simi Valley, CA 93063-6712 Prepared By: B. ROBB U079811A02 0002165617855092 [Escrow/Closing #I [Doc ID #] TIES FIXED/ADJUSTABLE RATE RIDER is made this TWENTY-FIFTH day of NOVEMBER, 2002 ,and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the same date given by the undersigned ("Borrower")to secure Borrower's Fixed/Adjustable Rate Note(the"Note")to COUNTRYWIDE HOME LOANS, INC. ("Lender")of the same date and covering the property described in the Security Instrument and located at: 21649 COUNTY ROAD 4, HUDSON, CO 80642-8711 [Property Address) MULTISTATE FIXED/ADJUSTABLE RATE RIDER•ONE-YEAR TREASURY INDEX-Stngio Family- Fannie Mae Uniform Instrument Pago I of 4 Initials: ®®843R(0006) CHL(08/00) VMP MORTGAGE FORMS-(800)521-7281 / Form 3182 1101 CONY ARM . 311,6/1,7/1&tell Rldet �'"� p Lii4y( 23 a91 " * 021666178II0 0I0-00-2843R • • • • D0C ID # 0002165617855092 THE NOTE PROVIDES FOR A CHANGE IN BORROWER'S FIXED INTEREST RATE TO AN ADJUSTABLE INTEREST RATE. THE NOTE LIMITS THE , AMOUNT BORROWER'S ADJUSTABLE INTEREST RATE CAN CHANGE AT ANY ONE TIME AND THE MAXIMUM RATE BORROWER MUST PAY. ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument,Borrower and Lender further covenant and agree as follows: A.ADJUSTABLE RATE AND MONTHLY PAYMENT CHANGES The Note provides for an initial fixed interest rate of 4.875 %.The Note also provides for a change in the initial fixed rate to an adjustable interest rate,as follows: 4. ADJUSTABLE INTEREST RATE AND MONTHLY PAYMENT CHANGES (A)Change Dates The initial fixed interest rate I will pay will change to an adjustable interest rate on the first day of DECEMBER, 2005 ,and the adjustable interest rate I will pay may change on that day every 12th month thereafter.The date on which my initial fixed interest rate changes to an adjustable interest rate,and each date on which my adjustable interest rate could change,is called a"Change Date." (B)The Index Beginning with the first Change Date,my adjustable interest rate will be based on an Index. The"Index" is the weekly average yield on United States Treasury securities adjusted to a constant maturity of one year,as made available by the Federal Reserve Board.The most recent Index figure available as of the date 45 days before each Change Date is called the"Current Index." If the Index is no longer available, the Note Holder will choose a new index that is based upon comparable information.The Note Holder will give me notice of this choice. (C)Calculation of Changes Before each Change Date,the Note Holder will calculate my new interest rate by adding TWO & THREE-QUARTERS percentage points( 2.750 %) to the Current Index. The Note Holder will then round the result of this addition to the nearest one-eighth of one percentage point(0.125%). Subject to the limits stated in Section 4(D)below,this rounded amount will be my new interest rate until the next Change Date. The Note Holder will then determine the amount of the monthly payment that would be sufficient to repay the unpaid principal that I am expected to owe at the Change Date in full on the Maturity Date at my new interest rate in substantially equal payments. The result of this calculation will be the new amount of my monthly payment. (D)Limits on Interest Rate Changes The interest rate I am required to pay at the first Change Date will not be greater than 6.87 5 %or less than 2.875 %.Thereafter,my adjustable interest rate will never be increased or decreased on any single Change Date by more than two percentage points from the rate of interest I have been paying for the preceding 12 months.My interest rate will never be greater than 10.87 5 %. (E)Effective Date of Changes • My new interest rate will become effective on each Change Date.I will pay the amount of my new monthly payment beginning on the first monthly payment date after the Change Date until the amount of my monthly payment changes again. (E)Notice of Changes The Note Holder will deliver or mail to me a notice of any changes in my initial fixed interest rate to an adjustable interest rate and of any changes in my adjustable interest rate before the effective date of any change. The notice will include the amount of my monthly payment,any information required by law to be given to me and also the title and telephone number of a person who will answer any question I may have regarding the notice. Initials: ®.843H(0006) CHL(08/00) Page 2 of 4 Form 31821/01 • • o • • D0C ID # 0002165617855092 B.TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER 1.Until Borrower's initial fixed interest rate changes to an adjustable interest rate under the terms stated in Section A above,Uniform Covenant 18 of the Security Instrument shall read as follows: Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property"means any legal or beneficial interest in the Property,including,but not limited to, those beneficial interests transferred in a bond for deed,contract for deed,installment sales contract or escrow agreement,the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred(or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred)without Lender's prior written consent,Lender may require immediate payment in full of all sums secured by this Security Instrument.However,this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option,Lender shall give Borrower notice of acceleration.The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period,Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 2.When Borrower's initial fixed interest rate changes to an adjustable interest rate under the terms stated in Section A above,Uniform Covenant 18 of the Security Instrument described in Section B1 above shall then cease to be in effect,and the provisions of Uniform Covenant 18 of the Security Instrument shall be amended to read as follows: Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property"means any legal or beneficial interest in the Property,including,but not limited to,those beneficial interests transferred in a bond for deed,contract for deed,installment sales contract or escrow agreement,the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred(or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred)without Lender's prior written consent,Lender may require immediate payment in full of all sums secured by this Security Instrument.However,this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law.Lender also shall not exercise this option if:(a)Borrower causes to be submitted to Lender information requited by Lender to evaluate the intended transferee as if a new loan were being made to the transferee;and(b)Lender reasonably determines that Lender's security will not be impaired by the loan assumption and that the risk of a breach of any covenant or agreement in this Security Instrument is acceptable to Lender. To the extent permitted by Applicable Law,Lender may charge a reasonable fee as a condition to Lender's consent to the loan assumption. Lender also may require the transferee to sign an assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and agreements made in the Note and in this Security Instrument.Borrower will continue to be obligated under the Note and this Security Instrument unless Lender releases Borrower in writing. If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of acceleration.The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument.If Borrower fails to pay these sums prior to the expiration of this period,Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. /0"-- Initials: t133:t848R(0006) Ct4L(08!00) Page 3 of 4 Form 31821/01 • • • • D0C ID # 0002165617855092 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Fixed/Adjustable Rate Rider. (Seal) MARTIN't GAINES -Borrower t-'761rf ✓ (Seal) PEGGY D GA -Borrower • (Seal) -Borrower (Seal) -Borrower 843R(0006) CHL(08/00) Page 4 of 4 Form 31821/01 • 1 +� CORM wo STATE OF COLORADO. for Office use only GWS-11 OFFICE OF THE STATE ENGINEER 07/93 815 Centennial Bldg.,1313 Sherman SL,Denver,Colorado 80203 (303)868-3581 PRIOR TO COMPLEl1NG FORM,SEE INSTRUCTIONS ON REVERSE SIDE CHANGE IN OWNERSHIP/ADDRESS / LOCATION WELL PERMIT, UVESTOCK TANK OR EROSION CONTROL DAM 1. NEW OWNER NAME(S) Martin D. and Peggy D. Gaines Mailing Address. . ....2x.649...We1d..County..Road..#.4 City, St. Zip Hudson r Colorado 80642 Phone (, O 3 ) ., (Q 'O 51 2. THIS CHANGE IS FOR ONE OF THE/FOLLOWING: :�ELL 9EP�AfT All M ER DS l Vi��O O UVESTOCK WATER TANK NUMBER D EROSION CONTROL DAM NUMBER 3. WELL LOCATION: COUNTY We lc( OWNER'S WELL.DESIGNATION CC) 01400— (Address) (C9Y) (Stele) PP) 5IA 1/4ot the , �....1/4, Sec, ot'7 Twp. I N.�or .S., Range....(Q�7... ❑E.or LYJW. (.0 P.M. Distances from Section Lines Ft.from O N.or LYJ S. Line, kolD Ft.from O E. or 1W. Line. Subdivision Lot Block Filing (Unit) 4. LIVESTOCK TANK OR EROSION CONTROL DAM LOCATION: COUNTY 1/4, Sec. Twp............... ❑N. or❑S., Range O E.or❑W. P.M. 5. The above listed owner(s) say(s)that he (they) own the structure described herein. The existing record is being amended for the following reason(s): ,4 Change in name of owner. El Change In mailing address. Correction of location. '6. I (we) have read the statements made herein, know the contents thereof, and state that they are true to my (ow) knowledge. (Pursuant to Section 24-4-104 (13)(a) C.R.S.,the making of false statements herein constitutes perjury in the second degree and Is punishable as a class 1 misdemeanor.] Name/Title (Please type or print) -`Signature Date A D . Gal � � L;24,61, -�"► Gaines S ������� /1,4 FOR OFfICI USE ONLY ACCEPTED AS A CHANGE IN OWNERSHIP AND/OR MAILING ADDRESS. JAN 2 7 1995 State EIViffilef BY j• Date Court Case No. Div./Co. b 2 WD/Basin MD Use ••MA1, 8 1965 • • • A • f., • � • l 4 �' �i 65 • � Fxm•E(Rw.) -STATE.P';' LO ADO • Q1 `�'�1l tOG3' • ��: DIViS ?N Ott RESOURCES OCT. - 8 Indsx tii No • OFFICE. OFD: , ENGINEER W .IDWD 1 .s x N GkOJt • EC .fir' ^ :� Use_:.. .P '+Ifr..4 I,�Cr • �n�� Reyisterea.fit:' ' << • •• • • y"equi f . LOG Alal ELL ' (F•or,St•at••e.• Enyine.r's Us.) +, i •• PERMIT "�k'`Y}v,. WELL LOCATION Driller � � � 1 `x ) c •No 7 1/u • Owner • •R .; 7w D ' � �x • County . - • ap.�- tt .B 4 ..•.:„..„,....,•,:•......„•,:,.,,.,Street ' - City_ V -6 r IA.:a „ ` of t: • `7 Y 1, .„Y• IY t Tenant •• • tA. •• ��,�� +�'��r� Twp. � •• �••�• Rye. ,� ' PM•Use of Water 7 /'l1-S `i •C .;. 'il . �_ iNo ,.i Sd. ' • f y N •• • • t i On or.By d =Q r z ip of �Ite of 3'.. ''-'4.--...'''''''."-'-1.-4.T'''''''''....; >t �:� :, 1lon ` a �� � k�- �r � ; • Date Started •• r D•ate Completed + F._ • • -Nvt+1r . —3 , ��- - - . Yield GPM or_ w.a • Esa WELL DESCRIPTION '4 P A.. ., , otr, l a f Depth to•Water I g ft otal Dept z t,,• • �• (msutskt d f ro►n round su r ~� L from :: ff to ft a " Hole �..,...,4212::-:,-.,,:i•:,--•_;.:-....7.. r '• � • from ft t d`,� ft _ r Diameter �a from ff to` . - ft..;,:,,,:•••,.., ..1.T.4; pir`�*'c , TEST DATA: . • " a •• ,ff , / tits h� ABOVE DIAGRAM RE RESENTS ONE FULL SEC How Tested • •• Pump 0..r.--••:....-.';':•.•-•-•••rIr' Belt • ...j,„::::, ,,,...,.-..-.,... TION. LOCATE WELL ACcQRAfiELY IN`.SMALL Date Tested •1 '/i 19 Length SQUARE REPRESENTING�4 ACRES.. Rate z- GPM` Drawn Down ° � ; w or t E PUMP DATA }4k ...,,...,. ....„,„..14;1-,, F* If the above is not appliceble fill rn • �a • *s i R� e.t ize i ,-• Y t Pump Type • � ' r 'a„� ti� 7 r �-�. No Street Driven• by , <'H#+ - � � Y • e CASING RECORDS • ' a • • r.s Plain Casa -,:•::•,7...::.:,::-.",•;12:141;^ t � ' 3 ra • ' ',' Size Ki•nd ro •m ..ft t '' r • Lot l l•Size , Kind 01 Ll`lr frog, K 't •••1.:4;,::',-.'•' ' Su ivis,on its t4, ti ' (include a number) ---i• •,,:,•,,..;,,,-,.:....-• .Y i .. 'E s. Size • •, Ktta1? { ft,,:.1-..,,,.. { • ''''-4� . • s . � TO BE 1 ADRUPUCATE • Per#or� r �, r G' _ x � Or • iginal Blue an lcate Green Copy Size • 1: (In fry ft t-- .must be,filed•wi1lt, • .e'Engineer within f 30 -days of b w mpleted White Sizes r.,, Ki.;-,4;..,-.,-,,•-•.:.•3!-::•:,..!..,.:z fr , ft to w �" copy is for>:flf. €i�Yellow copy.for Size Kind fro _ft tcS y � f the Drrlier.' 'SAOPY . '.1 . ,��r �t • • far x„' FOR , y. ' E SIDE M ,w i. ii/J .,C �'t -�.S 's �tx 7 r- GJ tyY -,wk's ,f 1•'_,� - _ S,r:..:r.►.*� Lr-.,„,. ::,...,„4,...,,,.......,,,,:......... ,...,,,..,_„....,_..... ..,. • ...,,,...c..„,,.... :,...t,..,.,,., . d ' �r • •••:',i'•:1,1=.........:•} , •W,; t 4r#i.'f,::•!;::.%]!;',,:':• ._•,ii,: '-i•',•1..;!•:•.:.:'•..•q•-..1'.Y.••`:S•;:..;•:•;•if,.ai;,:::••••.4,••,:::•':' ,. .giikIteakli7:W•:-:!V4:''':.4:•'-igt.•-re-'••• "" •• •" :• : •••• ::•::••-•:::14;•:• •• . • ••••''''':-'••••41 •^".:r:::!7:''•`-:. iii.i it y1 4"ii'y'�{y f �" y \ • r r_ "7.>S. 'r �' q •1::-: f '1'3,•;:''• ' r ," 7• H S' ,'i+y� _�RELb LiJ.G •irc t t•-• v r.' y TT c is �%r o i k n • How. Dri l led { { 1: r • •..•;. ?.' 4 f L A tic e • RiMARKS ` `'k . ' P+ �i . , • • •14 E;e-F I(ATi kir (suc•h as Camantlnp,• • • ,.. Padciny,-hui off.;etc.)'.` ;r , 7 ` G ?,-g ' 464 hm E vi _ k r , , riot* G • S • • a• 1.1 1.,...i, ',.t..1 i 4t F fN• r{-- 4pt ...,} ..y - 1 •r .. )1 - •:.,1.-.:.:4,...,,,,,,...,..i J ",vt'; 4,...,•,-..•_.:r.- 1 ) t yy j Q • • •• -AA 1: J 4 r. , .dam Ti Q` f;'{ t, {• •, *-7 dtT!M`+'Tit 7t1" ;k t..: >.'1,;.,'„-j..• ...• i` ' '. r r S'� :'Y►�'r.::,dp ':.•� r y� �t ktt .. : '-iii^r mss"'. (i.0.0a. hz9� k T7� {7 •ii :7 �. :`� :: - -, ' >;`f r lTS: .k L f, `''''''''.1'.'''''''''''''' r '•. N ▪ rY !` !WELT Riii ,s sT TEme I •• • - -'" •';':-S .I''...'-'7.--••• ;• �,, �r �'ty, t `�,.kf , i y '� , ..,•- : .,: ,� c�) *h .,tif r'�. 1 p .C _ T • a•t � 41 'rids fi ti-O tF e l e in or'm ition is•true and correct fii' it An : tr,�.z �' 'fi �� t 1 Y r r� y J J ! 4-.1-1'4,- S,M• y � `l •• �L• _ • • • • lye '. •its rkrr � A. J j *,•.•':'-1,':•'.::::::40: t • - rr ••••;.':•:'''-'.3.• '-.1••,-','i,t 1_,,,7.-.,#:::••••...„.,..•.3a�1Y � ` ,E Sligried • J .:-.:5*.':.::''•:' �r� 1 ., '9 ,•':'1):46N1.' . J •*T kii w .s ,Cw� r Y# ' .:.r. 4 ; ! t•w; ?•'''"',,./.„. . ^ Avg.t., ms`s yam. [ �( .erg `\,f : 4:-;,:.!:...' J) v a - Y Y 3 - {rt4% t' 'S '}_•y it trd'3 }' ri 1} '''''C':'..': i`i `�.` • 'li iy ,�'}t7 J•' • i Oki ` � A T • h y �! . y. '��Y I'2 w q i • : tif 3 1i Mfr - i r?; sa f 6p •R j ▪�� ^' S ewr 4 t . fir••. • ( r • �.. III ii WiErb Form C Rev. STATE OF COLORADO (LL :3-62/10M D A PERMIT TO USE GROUND WATER I' s i' ;1:8 ��APPLICATION FOR: A PERMIT TO CONSTRUCT A WELL r: Applicant MI i'a i ` L I l /1 S T(i,21 Li) pi LOCATION OF WELL `':GRAM County -C---1.? :i(11BFFR P.O. Address .c.',-I A is' h' ( . /-1 c D$6 r Quantity applied for 1.1 r, gpm or u of > ,Ii of Sect...).7.7 , Twp. / , AF Storage w Rge. (2, 5 , P. M. OR Used for p c• A,1 j S 'Tic Purposes 2 on/at �°-4 Street Address or Lot & Block No. (legal description of land site) �,o Town- or Subdivision Total acreage irrigated and other rts. 2 ESTIMATED DATA OF WELL 0 o N Hole size: 7 i In.to _J ft. v 14, 3 in.to o Cft. Casing Plain C ` in. from C to `l' ft. '- .Cit....) o bo`' - - - + i Locate in. from ?z, to 2-/oft. well in Open or Pert in. from - to rft. a m ' -�_-., 40 acre C, in. from ,c;, to f c a ft. u, + - E (small) PUMP Outlet = ' + square DATA; Type S113 . HP /:,',t .Size 1 rr w7:1 ' ' as near as possible. Use initiation date 7 / Y c' 19_6-`f , t , Large square (Use Supplemental pages for additional data) _ T is one section. 5-,.W S Q ✓ v $25.00 fee required for uses other THIS APPLICATION APPROVED than Domestic or Livestock. PERMIT NO. 2.1-616 qq 6+ t Applicant / ISSUED:Agent or DATE '7 — �.f 19 6 fi Driller .` -�...C(.4.t el, ,.: y,'�:. No. 1:2 .) Address )` .4?)..— NOTE — SATISFACTORY COMPLETION REQUIRED FOR APPROVAL OF APPLICATION WELD cuucv z ta1,1n licrtucl t • III SOE 4t /,}%U ROONMENTAL PROTECTION ICES LOAN # / 3 J ���-- 6th Avenue Court ISDSi� 'reeley, Colorado 80631 REPAIR �� (303)353-0635 Weld County Health Department . C V E' C SAM7Ar►ON �7nil,ct��� STATEMENT OF EXISTING FOR SEPTIC SYSTEM �IAY 0 1992 (PLEASE FILL OUT IN BLACK INK ONLY) WELD COUNTY HEALTH DEpI OWNER OF RECORD: .r V f // ,Th/f'cIQ yv fI/6Iyyyv PHONE: 7-o gala rt..- MAILING ADDRESS: 2/ to � 9 GJ C/e, r �te., d.So,.� C4,, le,Gy City State Z p SITE ADDRESS: pi/ Y 7 /v C,e 4'u Ise„,,, £.dI 7o‘Yz City State Zip LEGAL DESCRIPTION: PT: PT: SECTION: 4,7-2 TOWNSHIP: hi% RANGE: 65--- SUBDIVISION: LOT: BLOCK: FILING: NUMBER OF PEOPLE: BEDROOMS: 42 BATHROOMS: WATER SUPPLY: Ida-.77 RESIDENTIAL / COMMERCIAL BASEMENT PLUMBING: Y N LOT SIZE: re? acres SYSTEM SIZE: Tank is constructed of ('o H- C1- ere—and has /.,t-,-5—‘) gallons capacity (material) FIELD: Bed /06 x (i or Trench square feet. DATE SYSTEM INSTALLED: /777 You are required to draw a diagram of the system on the reverse side of this form in black ink only and indicate location, length, width, and distance from the dwelling. The undersigned property owner hereby certifies that the above described septic system is in fact installed, as described, and exists at this time on the parcel of ground identified by the above legal description and further states that the system is in good working order and to the best of his/her knowledge is not failing to function properly. I further understand that any falsification or misrepresentation may result in revocation of any permit granted based upon this informat'on hereby submitted and in legal action for perjury as provided by law. PU .'', YD te ' .wn_` : N • H `� -9 9Z- z i JpFAFF 8 Subscribed and sworn to before me this ' %' day •of •.. •° "r "92 4 O C by ____,:(/N R J-a Rala,m. 71— �vGi-Y rt.-- ,,-7-4,if c(�H.Witness my hand and official seal. My commission expires: 2 �'"07/`'/n 47 -- dl,F — ? . Date -7,141 . Not ry/ lic • STATEMENT OF EXISTING REVIEWED BY: Env onmental Protection Specialist Hello