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HomeMy WebLinkAbout20052302.tiff RESOLUTION RE: THE BOARD OF EQUALIZATION, 2005, WELD COUNTY, COLORADO - STIPULATE PETITION OF: JACOBSEN DAVID G & JULIA D 1055 BASALT CT WINDSOR, CO 80550 DESCRIPTION OF PROPERTY: ACCOUNT#: R0234595 PARCEL#: 080721425015-WIN 3CS1-15 L15 BLK1 CORNERSTONE SUB 3RD FILING %1055 BASALT CT% SITUS: 1055 BASALT CT WINDSOR 805500000 WHEREAS,the Board of County Commissioners of Weld County,Colorado,convened as the Board of Equalization for the purpose of adjusting, equalizing, raising or lowering the assessment and valuation of real and personal propertywithin Weld County,fixed and made by the County Assessor for the year 2005, and WHEREAS, said petition has been heard before the County Assessor and due Notice of Determination thereon has been given to the taxpayer(s), and WHEREAS, the taxpayer(s) presented a petition of appeal of the County Assessor's valuation for the year2005,claiming that the property described in such petition was assessed too high, as more specifically stated in said petition, and WHEREAS,in lieu of the hearing scheduled before the Board of Equalization a Stipulation was agreed upon by the Assessor and said petitioner(s), and WHEREAS,the petitioner(s)and the Weld County Assessor agree that the assessment and valuation of the Weld County Assessor shall be, and hereby is, stipulated as follows: ACTUAL VALUE AS DETERMINED ACTUAL VALUE BY ASSESSOR AS STIPULATED Land $ 41,000 $ 41,000 Improvements OR Personal Property 162,667 141,000 TOTAL $ 203,667 $ 182,000 WHEREAS,said Stipulation shall resolve all issues to have been determined by the Weld County Board of Equalization. 2005-2302 AS0061 CC' : 4S/Cam- 0 W i� a�- RE: BOE - JACOBSEN DAVID G & JULIA D, R0234595 Page 2 NOW,THEREFORE, BE IT RESOLVED by the Board of County Commissioners of Weld County, acting as the Board of Equalization, that the Stipulation agreed to by the Weld County Assessor and the above-named petitioner(s) be, and hereby is, accepted by the Board. The above and foregoing Resolution was,on motion duly made and seconded,adopted by the following vote on the 5th day of August, 2005. BOARD OF COUNTY COMMISSIONERS ���� WELD COUNTY, COLORADO ATTEST::�L ��'//v 1# IE �� ' /7' ,i William H. Jerke, Chair Weld County Clerk to the •ar.... w is6� C a4 XCUSED -(° �/ ♦♦♦ n �j . J. Geile, Pro-Tem BY: ((?,d7 o,-Ti Deputy Clerk to the Bo: C`� -A EXCUSED vid E. L n APP AS TO F . Robert D. Ma / stant ounty Attorney �.� �he As�L Glenn Vaad VDate of signature: 6 2005-2302 AS0061 2005 COUNTY BOARD OF EQUALIZATION WELD COUNTY ASSESSOR'S ACCOUNT NUMBER R0234595 STIPULATION (As To Tax Year 2005 Actual Value) RE PETITION OF NAME: DAVID G & JULIA D JACOBSEN ADDRESS: 1055 BASALT CT WINDSOR, CO 80550 Petitioner(s), David G & Julia D and the Weld County Assessor, hereby enter into this Stipulation regarding the tax year 2005 valuation of the subject property, and jointly move that the Board of Equalization to enter its order based on this Stipulation. Petitioner(s) and the Assessor agree and stipulate as follows: 1. The property subject to this Stipulation is described as: 1055 BASALT CT WINDSOR, CO 80550 2. The subject property is classified as RESIDENTIAL property. (what type). 3. The County Assessor originally assigned the following actual value to the subject property for tax year 2005. Land $ 41,000 Improvements 162,667 Total $ 203,667 4. After further review and negotiation, the petitioner(s) and Weld County Assessor agree to the following actual value for the subject property. Land $ 41,000 Improvements 141.000 Total $182,000 2005-2302 5. The valuations, as established above, shall be binding only with respect to tax year 2005. 6. Brief narrative as to why the reduction was made: OWNER PROVIDED APPRAISAL. 7. Both parties agree that the hearing scheduled before the Weld County Board of Equalization on at be vacated; or, a hearing has not yet been scheduled before the Board of Equalization x (check if appropriate). DATED this 8`h day of July, 2005. itioner(s),dr Attorney Petitioner(s) or Attorney Address: Address: /o%s5- /4.s/I 1C Telephone: a G - Telepho e: oun y Asse sor Address: 1400 N.17th Avenue Greeley, CO 80631 (970) 353-3845 ext. 3656 NOTICE OF DENIAL OFFICE OF COUNTY ASSESSOR 1400 NORTH 17th AVE. / n WIN 3CS1-15 L15 BLK1 CORNERSTONE GREELEY,CO 80631 i C SUB 3RD FILING %1055 BASALT CT% PHONE(970)353-3845,EXT.3650 80550000055 BASALT CT WINDSOR www.co.weld.co.us WILD�. OWNER: JACOBSEN DAVID G & JULIA D COLORADO • JACOBSEN DAVID G & JULIA D LOG 2556 1055 BASALT CT PARCEL 080721425015 ACCOUNT R0234595 WINDSOR, CO 80550 YEAR 20105 The appraised value of property is based on the appropriate consideration of the approaches to value required by law. The Assessor has determined that your property should be included in the following category(ies): - Residential property - The property is valued by the market approach to value . If your concern is the amount of your property tax,local taxing authorities(county,city,fire protection,and other special districts)hold budget hearings in the fall. Please refer to your tax bill or ask your Assessor for a listing of these districts,and plan to attend these budget hearings. The Assessor has carefully studied all available information,giving particular attention to the specifics included on your protest,and has determined the valuation(s)assigned to your property. The reasons for this determination of value are: • Your property has been uniformly valued following Colorado law and instructions published by the State Division of Property Taxation. Your protest of value has been denied due to comparison of other similar properties which sold during the 2003/2004 time period. This comparison shows your actual property value to be correct for that period. PETITIONER'S ASSESSOR'S VALUATION PROPERTY CLASSIFICATION ESTIMATE • OF VALUE ACTUAL VALUE ACTUAL VALUE PRIOR TO REVIEW AFTER REVIEW RESIDENTIAL 203667 203667 • • TOTALS $ $ 203667 203667 APPEAL DEADLINES: REAL PROPERTY-JULY 15,PERSONAL PROPERTY-JULY 20. If you disagree with the Assessor's decision,you have the right to appeal to the County Board of Equalization for further consideration. §39-8- 106(1)(a),C.R.S. Please see the back of this form for detailed information on filing your appeal. By: Stanley F. Sessions 06/23/2005 WELD COUNTY ASSESSOR DATE ADDITIONAL INFORMATION ON REVERSE SIDE PR-207-87/03 YOU HAVE THE RIGHT TO APPEAL THE ASSESSOR' S DECISION The County Board of Equalization will sit to hear appeals beginning July 1 and continuing through August 5 for real property (land and buildings) and personal property (furnishings, machinery, and equipment). § 39-8-104 and § 39- 8-107(2), C.R.S. APPEAL PROCEDURES: If you choose to appeal the Assessor' s decision, mail or deliver one copy of this completed form to the County Board of Equalization. To preserve your right to appeal, your appeal must be POSTMARKED OR DELIVERED ON OR BEFORE JULY 15 FOR REAL PROPERTY, AND JULY 20 FOR PERSONAL PROPERTY. WELD COUNTY BOARD OF EQUALIZATION 915 10th Street, P.O. Box 758 Greeley, Colorado 80632 Telephone (970)356-4000 Ext. 4225 NOTIFICATION OF HEARING: You will be notified of the time and place set for the hearing of your appeal. COUNTY BOARD OF EOUALIZATION' S DETERMINATION: The County Board of Equalization must make a decision on your appeal and mail you a determination within five business days of that decision. The County Board must conclude its hearings and render decisions by August 5. TAXPAYER RIGHTS FOR FURTHER APPEALS: If you are not satisfied with the County Board of Equalization' s decision you must file within thirty days of the County Board of Equalization' s written decision with ONE of the following: Board of Assessment Appeals (BAA): Contact the BAA at 1313 Sherman, Room 315, Denver, Colorado 80203, (303)866-5880. www.dola.colorado.gov/baa District Court: 9th Avenue and 9th Street, P.O. Box C Greeley, Colorado 80632 Telephone (970) 356-4000, Ext. 4520 Arbitration: WELD COUNTY BOARD OF EQUALIZATION 915 10th Street,P.O. Box 758 Greeley, Colorado 80632 Telephone (970) 356-4000, Ext. 4225 If you do not receive a determination from the County Board of Equalization, you must file an appeal with the Board of Assessment Appeals by September 12. TO PRESERVE YOUR APPEAL RIGHTS, YOU MUST PROVE YOU HAVE FILED A TIMELY APPEAL; THEREFORE, WE RECOMMEND ALL CORRESPONDENCE BE MAILED WITH PROOF OF MAILING. PETITION TO THE COUNTY BOARD OF EQUALIZATION In the space below, please explain why you disagree with the Assessor' s valuation. IN ACCORDANCE WITH § 39-8-106(1.5), C.R.S., IF YOUR APPEAL INVOLVES REAL PROPERTY, YOU MUST STATE YOUR OPINION OF VALUE IN TERMS OF A SPECIFIC DOLLAR AMOUNT. Attach additional documents as necessary. ,// , I // / he /.74;_. ii,- ion .L nt'"c/ /✓C?a. cA,t6 e ,.n /tic/, q.) (i-, a, e.-qu€. / -4 a-o 'L@ re.Yinvneel /cf /c1e - T -,.9 s4C “A.0/ / 4e. ll:, /c,e ,, -4'c.. .1-&e 4;,, FrG.-.,e [j it e.7.. fe.,sc� ( e. (4-1-4+0,4a21 4fl�'r4.Sc,�/.jn X /-15 e•re j l-tS" Sc ",,1-4 es-f- tali-4, -/-f o/L/ C/c,- l rS 2 .ce-t/, J / �.y-C.77.11:_'/_`— 7- i - e' C SICiNWT REOI PE1IIION DA9E PR-207-87/09 050523P1 Accwate Awxaisal aril Review Services APPRAISAL OF + r+ a � `vrw .x,3 u s Ftry. f K h;�i , �"f e 7 .rte" .abik w a k.. 'Pv a h " 3? +'�.x rs ,'A 3,' Ja y-} ;tit:' A SINGLE FAMILY RESIDENCE LOCATION :1055 Basal Coup Wuxlsor CO 80550 CLIENT :Individual AS OF DATE :05/31/2004 APPRAISER :Peter Stewart,Cent.Res-Appr. Accurate Appraisal and Review Services itFannieMae Desktop Underwriter Quantitative Analysis Appraisal Report ?irk No. 050523P1 1M15 3I:MMAAY AYFRA15AL.IMMO IS INIEhI3TA FOR U5E DY TIIE teL`mERCT.ITI'TT FOR A MORTGAGE FINANCE IT4ANSACQOPa(H`LY. Properly Airiness 1055 Basalt Cart coy Windsor sus. CO zip coat 80550 Lem Deteripnm LW 15,Bbd 1,Cornerstone St1 3rd Fimg corny Weld A.ae..re Panel No 0801-21-4-25-015 T.Yew 2003 RE Tames 1,495.88 spaui Assessments$ NIA aa.o... Jacobsen,Jtia&David (-rra.0. Same a cup.l ! X O.= Tenant v.e.a 3:erphbwhad or Pnaet Nitre Conersrone Hopect Type L -- PUD [ end..... Irons N/A IA. s.k.P.iees WA u.4.re84. N/A DemoIs....fd lam d.ra/.aa. .o..tobepadby.I. WA Prmate rights o.uced X Pee Sam le I Lean% Lim Rdamce DRC0 3 Coma Tract 0QZ2,Qe Note:Race and the renal c mpae.m otela atelanbahoad we not swami!farm. . tocg.m Urban I X_suburb= __Rurr 1Hop••ty yaws Inuea.& X Stable IM Biala .deers 1cr 1}.tram PIdCX AWL PRaNsr AGUE Burk p X Ow 15% , 29-79% 1111,.29% �ermkmWP* Shorts,. X Inhale we _Over supply s(a.ol bn) s(aaol 0++1 vrpwth rote Roed ' X MAW Stow pket.atine X Under 3 awe. X 3-ammo Ow 6.ce 125 Low New N/A Loa N/A Ndphberhood hamdnie, The s tject area is bordered by Mail Sheer to the north,Hwy 257 to the east,Eastman Pats Drive to 350 shah 25 N/A thole N/A the south and 7th Sheet to the nest eacas.a,.a pminnaog 185 5 WA N/A .D.eo Trot available per pobic records Site Are. 9.000 StFt sh,.begllar Specific rating or.,r.,a,one deecp,oro____SET-SngiP Farty Residential bR.Eencoepliatce ,X LOAM I_._..Leal nmcordormaag(catadhhevd urea Mewl.mach dnttpticn No toning IW1rea.d bed task of nthirt.ropwty a.gated((r ex o.wo.d vu PIKw.pd We ioLno,l: X Present use L Odder use,mach da+aW._ VINO. Public Other Pub. (the. Off h..kuprrv.em..t. Type Rade Private Fleeneh X Water 1X- Street Asphalt LX_ a . X s.a<serwer I X Alley Nixie X rs...a.)mat f physical ar..e-ta.+k.*of prwa wa ty: in , .d vacs.espen.r F.., X xfenes althea,.froth pin.mime X oevwn..pue.r ek, {X MLS X Aasm.d and lass records Hie ppaaw. Property owner Other(D.scrb.J No of Stories Iwo Type(Det./Aw) Detached Pstnior Walk FR BV Roof se., Composition Minutia-oral Huang Yrs X No Dir dv worsts,ewxe*confession the W:.bknt.ed in teat rigs*condos.ad n.un.pt.m r.onf{I: X Yet Sit don aced,dccr.ao.a Areas..err.pare phy.eal talkie.4.or cmdew.that would mkat the.o.adnrea or ono tuna.septy of t1:npr.w.ents or the Iivmikry of the pa oputs'' Yee . X No If Yes,Vaeh desert... Amt...7 e.pr•...We've mrvonmenral.mdrs.ww mod..saes.task..buts,.etc I pre...n th.moron mente on the.ft,oe m the.medi...ia..oy of the oA0.,3 pnp.ty7 Iye. , X No If Yn,attach 4aerMINp. I researched the wsbtect math..o.for cmrperabk Ii.nojo and sake that ere the rate seat.and...ate to the ooblect property. My resew.,ro.eded a total of 1.ales nrpPta n.ale,pm.Ito. 3 164,900 to s 192,500. My.e>a.b resealed a total of 3 lagssps r.E.rg et k.prat 1.n s 179,900 to s 189,900 Ibm ohs■of the coos die aka Wow r.4acw.meta steam m to ad random s=rand bstwem the m.a'-., me mined.moon FEATURE. If Stlttit'T SALE I SAID.2 SALE 3 1055 Basalt Cart 230 Sandstone Court 1037 Pinyon Drive 914 Confer Court Adana Windsor,CO j W idsar,CO Windsor,CO Windsor,CO Pr.xto.(y w Stpteet 0.06 MI SSW 0-85 MI W 0.93 MI WNW salesPr'« s N/A 1s 182,50W is 180,00, Is 182,500 Price'Obcee I.Arc. I Oh 133.21E _is 117.96E s 115.84E I E.,„...,Vseicetim Sarre MLS 1'369118 MLS 1398178 MLS#349975 VAIAne AOJUSTMF7.7S DlbSCRIiRON DFSCRIPITf7N '(.3Adp.wrtwd DESCRIPTION '(•Skthintthml DIISCH1PTiON •I-tAdp.ame. Saks or Foam.p CV 0 pis CVO pus F isA 0 pis Conc... D(1M 183 DOM 85 (XJM 98 I3u orsawwrtt. NIA CD 10.31.2003 CD 4-29.2004 CD 12-31-2002 Location Cornerstone Cornerstone Mountain View rot a4 Grove Park no erg sit. 9,000/Typical 7,000Rypical nom! 7,600/Typical In a4 7,500fltpical no Al vie.. Typical Street Typical Street Typical Street _-.-.. Typical Street llpaw(Sly*; 2-Writ/Average 2-Slory/Aven3ge -.._ ._.—_- 2-StoryfAverage -......_...--.- Aural Ape(Yre.) 9(1995) 9(1995) 16(1987) 9(1995) casaba. Average Average Average Average Above Grade Taal j Hamm Total RPMstem. n. ow Team Ban. th. Rode Caine 31 ue2.50 3� 2.5d Bran rotate!Haa3I B 2.00 500 7I 3I Baths 2 Gaon L..rg Area 1,516 Sq.FY 1,370 stilt. 4,120 1.526 sq}Y no adj 1.576 sq.e. e..er.ed a Velvet. 424 square feet 720 square(eel 1,800 660 square feet -1,400 822 square?set -2,400 Rt.v.ate«neat 5076 Fklished 096 Flushed 1,700 50%Fkllshed -1,000 0%Finished 1,700 G+ape+0.rp.t ?Attached2/Attacfied 2/Attached 2/Marilee Fireplace 1-Fireplace Nate 1,000 1-Fireplace None 1,000 Sprireder system Stut*lersystem None 1,500 None 1,500 Sp_iidersy9em ---_.. .-. Na mi.(ta.tl x . - 6.520 I.__. Lx_. -400 X , i 300 Mimed sales Price • . 357%c No -0.22%Net 0.16 se Net ofCatp.ablee 5.55%ay. 189,020 2.44 Boor. s 179,600 2.79%oa 182,800 Doe of Pala sale No sale in the weenie No other sale n We previous No other stile ion the menus No other sate in the prevous Price of Prix.Sat. s 36 moths. ,s 12 months ,s 12 months. $ 12 months. Arayaw dNI,newt opranent area,curia..heap of the.#lees property nil.ayes sidle prior n6 of wbyct end comparak. The Sit ea property has net said MX* die last 3 years.Per owner and avaia(ble data sources,the subject has n ct bees bled rifii the Last 12 months. Sr.mmy dale.cowp.roo..d value conduces SEE ADDENDUM Thu worms.is mode X 't.-e. L..-whq.er to completion per pa...d yam atiau on the bawd a bypdlwicel condition drat the ma-mam .Mae been completed,or I nrbrect to Bee(iiio.ga maim t►ireiQg R a.odhipne. BASED ON Ale X LXTLRIOR MILTS 7110N FROM TILE PUBLIC STREET OR AN INTERIOR AND ULTERIOR INSPECTION.I YTf 1MAl e.rum mans=VAIJ.r. , AR Dart NFll OPTIC(REALPHOPLHT,'MmLT IS 1110 str>VlreT(IF TFIIS RrPORT TO as S 182.000.As OF 05/31/2004 Fenn Mae Desktop I'ndcwrter Appraisal Report PAGE 1 OF 3 Fame Mir Fem.206i 546 ®Accurate Appraisal and Review Services IONHi�Ey Desktop Underwriter Qvantitative Analysis Appraisal Report Fin No. 050623P1 Praheet I afamistime far net Of me risk)--lt the drvdcperibuilder n ccmnl of the time Umlaut'Ammar.,MA IR -Ye. No Provide the folio era,rfmn, ,m for MDT only tfe i de vdrye a/b,rder a control of do t10A.d the wb,e property prope y,.no attached dwelling one Total masher al-phases Tod]nuance of em Thai darter oroans(old Total number duets rented Taal author of ma for nob Dr,Stomata) Wes eie pr projectmimedby the comma dwdlk6 Wiley liar a PUP? L . _Y. I...Na If yet.date of referential Das the pealed cantata my rilidselhoo unto? _ L: Yes No Dot SmarmAre the cams=demean ere plied? P Yen . .No 1fNo.d s man otco ins ias: --- r- Are artyre ant ekmeres leased to or by the Harm Omen'A.so ies? _ Yes L_.No If yes.Mach.ddadan dmirbng rental tense eel optima Drape arrest derneda and recrar,mal fectitret: Project Information for Condominiums (if sop li Mk)••Is the&velment:miler in comet tithe Ham Osman'Atearatiwr(tiOA)? .. Y. I.....No Provide the fdiorng adermatim for as(orrdaraman Protests Taal amber althea= Tot mrdter of aces Total amber aerate mil Tout archers of men rimed Tout nmiie of tnia£a sale Dees Sraecef.) wt.the prated cr.Kd by the cmversrea ti°abatt',Widaeb iato r raudaks um? 1_Ye. Frio . Nye.*Rotcmverinn _ rtnyen ripe. L._ tt°u`y lt rdece Sacra tfoeoe or Rea-Mame! I Palm(Tweiore ! OMANI 7.....e I mini. i_. Cmaim d der arajst,party of cooavttroet.e emc.sec. .Are the carom rtmado completed? Yee Na Ingo.describe MIN ref Are cry cmmm dart.Meted a by de Ham Owner Av«ieim7 i Y. I. _No Ify en reach addendum deoan.tg meal terms red oproa Desalt.comma chateau and recreational thrills: PURPOSE OF APPRAISAL: The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report based on a quantitative sales comparison analysis for use in a mortgage finance transaction. DEFINITION OF MARKET VALUE: The moat probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale,the buyer and seller.each acting prudently,knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby:(I)buyer and seller are typically motivated;(2)both parties are well informed or well advised,and each acting in what he considers his own best interest;(3)a reasonable time is allowed for exposure in the open market;(4)payment is made in terms of cash in U.S.dollars or in terms of financial arrangements comparable thereto;and(5)the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions'granted by anyone associated with the sale. *Adjustments to the cosreparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area;these costs are readily identifiable since the seller pays these costs in virtually all sales transactions.Special or creative financing adjustments can be made to the comparable property by comparisons to financing tams offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment t CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it The appraiser assumes that the title is good and marketable and.therefore,will not render any opinions about the title. The property is appraised on the basis of it being under responsible ownership. 2. The appraiser has provided any required sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraises determination of its size. 3. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,unless specific arrangements to do so have been made beforehand 4. The appraiser has noted in the appraisal report any adverse conditions(such as,but not limited to.needed repair,the presence of hazardous wastes,toxic substances,etc.)observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report,the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions(including the presence of hazardous wastes,toxic substances,etc.)that would make the property more or less valuable,and has assumed that there are no such conditions and makes no guarantees or warranties.expressed or implied,regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards,the appraisal report must not be considered as an environmental assessment of the property. 5. The appraiser obtained the information,estimates,and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 6. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 7. The appraiser must provide his or her prior written consent before the lendedclient specified in the appraisal report can distribute the appraisal report(including conclusions about the property value,the appraiser's identity and professional designations,and references to any professional appraisal organizations or the fern with which the appraiser is associated)to anyone other than the borrower;the mortgagee or its successors and assigns;the mortgage insurer;consultants;professional appraisal organizations;any state or federally approved fmancial institution;or any department,agency,or instrumentality of the United States or any state or the District of Colwnbia;except that the lender/client may distribute the report to data collection or reporting servien(s)without having to obtain the appraiser's prior written consent The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising,public relations,news,sales,or other media. 8. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been completed. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to completion,repairs, or alterations on the assumption that completion of the improvements will be pa-formed in a workmanlike manner. Form's Ms Ihdtop Underarms Appetite!Report PAGE?OF 3 Foam Mae Fans zone wad Deskto Underwriter antitative An sis A raise'Re rt Fik No 050523P1 APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. I performed this appraisal by(1)personally inspecting from the street the subject property and neighborhood and each of the comparable sales(unless I have otherwise indicated m this report that I also inspected the interior of the subject property);(2)collecting, confirming,and analyzing data from reliable public and/or private sources;and(3)reporting the results of my inspection and analysis in this summary appraisal report. I further certify that I have adequate information about the physical characteristics of the property and the comparable sales to develop this report 2 I have researched and analyzed the comparable sales and offerings/listings in the subject market area and have reported the comparable sales in this report that are the beet available for the subject property. I further certify that adequate comparable market data exists in the general market area to develop a reliable sales comparison analysis for the subject property. 3. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I further certify that i have noted any apparent or known adverse conditions in the subject improvements,on the subject site,or on any site within the immediate vicinity of the subject property of which I am aware,have considered these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them,and have commented about the effect of the adverse conditions on the marketability of the subject property. i have not knowingly withheld any significant information from the appraisal t and I believe,to the hest of my knowledge,that all statements and information in the appraisal report are true and correct 4. I stated in the appraisal report only my own personal,unbiased,and professional analysis,opinions,and conclusions,which are subject only to the contingent and limiting conditions specified in this form. 5. I have no present or prospective interest in the property that is the subject of this report,and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base,either partially or completely,my analysis and/or the estimate of market value in the appraisal report on the race,color,religion,sex,age,marital status,handicap,familial status,or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law. 6. I have no present or contemplated future interest in the subject property,and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the properly. 7. 1 was not required to report a predetermined value or direction in value that favors the came of the client or any related party,the amount of the value estimate,the attainment of a specific result,or the occurrence of a subsequent event in order to receive my compenstion and/or employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation, a specific valuation,or the need to approve a specific mortgage loan. 8. I estimated market value of the real property that is the subject of this report based on the sales comparison approach to value. I further certify that I considered the cost and income approaches to value.but.through mutual agreement with the client,did not develop them,unless I have noted otherwise in this report 9. I performed this appraisal as a limited appraisal,subject to the Departure Provision of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in the place as of the effective date of the appraisal(unless I have otherwise indicated in this report that the appraisal is a complete appraisal,in which case,the Departure Provision does not apply). 1(1.1 acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value. The exposure time associated with the estimate of market value for the subject property is consistent with the marketing time noted in the Neighborhood section of this report The marketing period concluded for the subject property at the estimated market value is also cansiatent with the marketing time noted in the Neighborhood section. 1 I.i personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. I further certify that no one provided significant professional assistance to me in the development of this appraisal. SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report,he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report,have examined the appraisal report for compliance with the Uniform Standards of Professional Appraisal Practice,agree with the statanenta and conclusions of the appraiser,agree to be bound by the appraisers certifications numbered 5 through 7 above,and am taking full responsibility for the appraisal and the appraisal report. APPRAISER: __ 1 SUPERVISORY APPRAISER(ONLY IF REQUIRED): Signature: Pe,Sa,14 Signature: Name: Pete Stewart,Cert.Res.Appr. Name: Company Name Accirate Apprasial and Review Sa ire Company Name: Company Address: P.O.Box 1867 Company Address: Loveland CO 80539 Date of Report/Signature: May 23,2005 Date of Report/Signature: State Certification#: CR01324007 State Certification#: or State License#: or State License#: State: CO State: Expiration Date of Certification or License: 12131/2006 Expiration Date of Certification or License: ADDRESS OF PROPERTY APPRAISEI): SUPERVISORY APPRAISER 1055 Basalt Can Vehrtdsor CO 80550 Weld Did PROPERTY Did not inspect subject property APPRAISED VALUE OF SUBJECT PROPERTY S 182,000 Did inspectexterior of subject property from Street EFFECTIVE DATE OF APPRAISAL/INSPECTION TION 05/312001 Did inspect interior and exterior of subject property COMPARABLE SALES LENDER/CLIENT: Did not inspect exterior of comparable sales from street Name: Did inspect exterior of comparable sales tinin street Company Name: ktdisidual Company Address: Fair Moe UMtop ehrdrooratr Appraket Reps/ PAGES OF I From,Mae Form 205'0.96 TEXT ADDENDUM File No. 050523P1 Borrower: Jacobsen, Julia&David Property Address: 1055 Basalt Court County:Weld City:Windsor State:CO Zip Code:80550 Lender: Individual Neie bodieod Commas The subject area is located in the southeast portion of the city of Windsor. The area consists mainly of single family detached residences on typical sites with sane 2-4 family residences than-fancy residences and some commercial property as well. The commercial ercal property is in the form of small reta shops thing establishments and professional often. The commercial property is located on the perimeter of the neighborhood and is considered complimentary in nature,having no adverse impact on marketability. Schools and shopping services are evadable within one nine Access is typical Sumner,of sales cowionmt and value conclusion: Ai comparables are considered similar to the subject in size,style.utility.location and markeahiity. A4ustments are made @$&square foot for below grade area and @ SS/square foot for below grade finish. Comparable 2 is adjured for the subject's additional ballroom uatiy. Comparabes 1 and 3 are adjusted for the market preference of the subject's fireplace. Comparables 1 and 2 are alusted far the racket preference ofthe subject's automatic lawn spdnWa system. RA comparables are considered representative of the subject and are weighted accmdngly in the final value conclusion. The subject appears to have average markeabilty within a time frame of 1-6 months under cment market conditions. Personal property is not included with the tights of the real property appraised General Cannon This report is prepared to assist the hone earn in the determination of taxes as of the dates specified. SUBJECT PHOTOGRAPH ADDENDUM 050523P1 Borrower Jacobsen,liia 8 David Property Address 1055 Basab Coin sty Windsor County Weld State CO Zip Code 80550 Lender kMaidual k, +. ._ y .. e t —relit FRONT OF _ SI!NIECL PROPERTY j 4 { !r *s a ry STREET SCENE - ra� n . 'Y` vxM uv�k9s' "a rva , PSI i 4 ra a ra px�' W Ar �•caYq i.<1xf rT�nx"+. ,.a,�nr , rmhfAau i,..c <S bbay�ce�p h�et•,t.� :• Actuate Appraisal and Review Services COMPARABLES PHOTOGRAPH ADDENDUM 050523P1 Borrower Jacobsen,Juba&David Property Address 1055 Basalt Can City Windsor County Weld State CO Zip Code 80550 Lender IIIdVldual AN I'.k .l Jaar COMPARABLE SALE NI „7 ry 2305arMlslaleCourt Windsor,CO I Dam ofSale. CD10-31-2003 vr� Sale( _tc _ 182,500 two, Sy.Ft 1,370 �� " S Sg Ft 133.21 PCfi ti L • f' A. COMPARABLE SALE N2 1037 Piiyon Dnve Windsor,CO Date of Site CD 4-29-2004 Salt.Price 188000 Sy PI 1.526 — — St Sy Ft 11796 • COMPARABLE SALE N3 914 Confer Court VNakor,CO WI Date of Sale CD 12-31-2002 Sale Pnce 182,500 Sq.Po. 1,576 .: Sy.Ft. - 11580 .4449°roka•tmi • Accurate Appraisal and Review Services LOCATION MAP ADDENDUM Fee No 050523P1 Borrower Jacobsen.Lfa&David Rapaty Acidities 1055 Basalt Cwt City MitsOr County Weld State CO Zip Cade 80550 Lender Ynfeidual ,gpny O if IA Li Ak Dad 1/' H R Me 3 �a�a�Tie��ea'a•T 45IMnV "A:¢ 4G d f da a W s - aIAP<C)t99O-2001 Tar ATLAS�lA, INC Scale: 4.99 mitts Prepared by Accurate Appraisal and MEOW Services(970)967.9518 COMpAR*$LE SALES iNfOliMATION Adding 230 SANDSTONE CT Me OPSYe CD 10-31-200 Us Pact 182.500 Rom Caae-TOY Rooms __aMvem 3 !t 2.50 ones Ting Are 1,370 Prmmes to Bonen 0.06 MI SSW C91ll1Yt*ssat 2 Nitta 1037 PINYON OR Da earSNe CD 9-29-2009 sic Pare 180,000 Ram Caen•Teat Roca omr 3 Pubs 2.00 Gnus lagers 1,526 Pm:miicSawn 0.85 MI M _:0SO._: anew 919 CONIFER CT Date of Sae CO 12-31-200 9m Price 182 500 Ram ems-Tate Rem 7 Mama 3 e .. 2,50 Omart amales 1.576 PROMOS!eeeea4 0.93 MI SEM Accurate Appraisal and Review Services Hello