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HomeMy WebLinkAbout20052880.tiff BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 - SERVICE PLAN - CITY OF DACONO,COLORADO FINAL AUGUST 22, 2005 /)'l im a k t r 0 Ate 0 -(3LL-c7 2005-2880 TABLE OF CONTENTS I. Introduction 1 II. Purpose of the Proposed District 4 HI. Boundaries, Population&Valuation 5 IV. Description of Proposed Facilities 7 a. Type of Improvements 7 _ b. Description of Existing Conditions 10 c. Anticipated Development 10 d. Public Improvement Schedule 10 _ e. City Construction Standards 11 f. Limitation on Eminent Domain 11 g. Dedication of Improvements to the City 12 h. Ownership and Maintenance of Public Improvements by the District 13 i. Acquisition of Land for Public Improvements 14 j. Services to be Provided by other Governmental Entities 14 k. Integration 15 V. Financial Plan 15 a. General 16 b. Debt Issuance 17 c. Other Financial Restrictions, Limitations and Requirements 19 d. Limited Mill Levy 21 e. Investor Suitability 22 f. Refunding Bonds 22 g. Developer Bonds 23 h. Construction Financing Notes Issued to Developer 24 i. Identification of District Revenue 25 j. Security for Debt 26 k. Services of District 26 1. Quinquennial Review 27 m. Letters 27 VI. Landowners' Obligations as to Public Improvements 27 VII. Annual Report 28 VIII. Dissolution 29 — IX. Consolidation 31 X. Elections 31 XI. Indemnities 32 XII. Disclosure and Disclaimer;No Third-Party Rights 33 XIII. Intergovernmental Agreements 34 XIV. Conservation Trust Fund 34 XV. Modification of Service Plan 35 XVI. Failure to Comply with Service Plan 37 XVII. Resolution of Approval 37 XVIII. Severability 37 XIX. Certification 39 i TABLE OF EXHIBITS Exhibit A Legal Description Exhibit B Boundary Map Exhibit C Vicinity Map Exhibit D Property Owner's Consent Exhibit E Engineer's Estimate of Costs and Certification Exhibit F Location of Public Improvements Exhibit G Financing Plan; Forecasted Cash Surplus Balances and Cash Receipts and Disbursements; Market Projection Consultant's Analysis; Developer's Letter in Support of Market Projections Exhibit H Underwriter's Letters Exhibit I Legal Counsel Letter Exhibit J Part I - Developer Indemnity Letter Part II - District Indemnity Letter Exhibit K Form of District Disclosure Statement Exhibit L Form of City Disclaimer Statement Exhibit M Form of Intergovernmental Agreement between District and City Exhibit N Resolution of City Council Approving Service Plan ii BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 SERVICE PLAN I. INTRODUCTION The District shall be named the Bridle Creek Metropolitan District No. 2 (the "District"). The purpose of the District is to finance certain streets, street lighting, traffic and safety controls, water, sanitary sewer, landscaping, storm sewers and flood and surface drainage, and park and recreation improvements for a proposed development to be known as Bridle Creek. The developer of Bridle Creek and the petitioner for the formation of the District is Bridle Creek, LLC, a Colorado limited liability company (the "Developer"). The District is intended to provide for the financing of public improvements for Bridle Creek, but is not intended to be a District with perpetual existence. The District will consist of approximately eighty-one and nine hundred twenty one-thousandths-of-one (81.920) acres and no changes in the District's boundaries are anticipated or authorized. The District shall be dissolved when its financial obligations are paid or provided for or when the City of Dacono, Colorado requests dissolution, provided then-applicable statutory requirements are met, all as further described in this Service Plan(together with all Exhibits hereto, the "Service Plan"). Except as expressly provided in this Service Plan, all public improvements and facilities financed, constructed, installed, or acquired by the District shall be dedicated and conveyed to the City or its designee and will be operated and maintained by the City or its designee upon City acceptance and completion of the District's warranty obligations. The City may require any specific landscaping improvements dedicated and conveyed to the City be maintained by a homeowners' association formed for Bridle Creek, for the use and benefit of residents, taxpayers, and property owners. The District shall not provide fire protection or emergency services, which • - 1 - Iuzanuptu,ay3p.Wtti Jean.UHeam(a)c-b.com 6. 2 fire protection and emergency services shall be provided by the Mountain View Fire Protection District. The District may exercise those powers of a metropolitan district set forth in §§32-1- 1001 and -1004, C.R.S. only to implement the provisions of this Service Plan, and only to the extent authorized by and in a manner consistent with this Service Plan. The District is generally located south of Graden Boulevard (Weld County Road 10) between Colorado Boulevard (Weld County Road 13) and Holly Street (Weld County Road 15). The proposed boundaries of the District are limited to those boundaries described in Exhibit A, attached hereto. This Service Plan has been prepared by the following Developer and participating consultants (the "Organizers"): Developer District Counsel Bridle Creek, LLC Miller, Gruber&Rosenbluth, LLC a Colorado limited liability company Dianne D. Miller, Esq. Bruce Galloway Jennifer L. Gruber, Esq. Timothy Nyberg 700 17`h Street, Suite 2200 911 Hilderbrand, Suite 203 Denver, Colorado 80202 Bainbridge Island, Washington 98110 (303) 285-5320 (206) 780-9989 (303) 285-5330—facsimile (206) 780-5893—facsimile dmiller@mgrlawfirm.com pacwest@bainbridge.net igruber@mgrlawfirm.com timothy@bainbridge.net Investment Banker Engineer Kirkpatrick, Pettis, Smith, Polian Inc. Carter::Burgess Thomas R. Bishop Sean O'Heam, P.E. 1600 Broadway Street, Suite 1100 707 17`h Street, Suite 2300 Denver, Colorado 80202 Denver, Colorado 80202 (303) 764-5737 (303) 820-5240 (303) 764-5770—facsimile (303) 820-4842—facsimile tbishop@kpsp.com Sean.OHearn@c-b.com - 2 - Bond Counsel Accountant Sherman& Howard, LLC Clifton Gunderson, LLP Blake T. Jordan, Esq. Dawn Jones 633 17th Street, Suite 3000 6399 South Fiddler's Green Circle, Suite 100 Denver, Colorado 80202 Greenwood Village, Colorado 80111 (303)297-2900 (303) 779-5710 (303)298-0940—facsimile (303) 779-0348—facsimile biordana,sah.com dawnjones@cliftoncpa.com Market Projection Consultant DRM Real Estate Advisors, L.L.C. Derek R. Maunsell, MAI Post Office Box 270898 Fort Collins, Colorado 80527 (970) 267-2900 (970)267-2900--facsimile derekmaunsell@drmrealestate.com Pursuant to the requirements of the Special District Control Act, §§ 32-1-201, et seq., C.R.S., this Service Plan consists of a financial analysis and an engineering plan showing how the proposed facilities and services of the District will be provided and financed. As required by § 32-1-202(2), C.R.S., the following items are included in this Service Plan: a. A description of the proposed services; b. A financial plan showing how the proposed services are to be financed, including all elements required by § 32-1-202(2)(b), C.R.S.; c. A preliminary engineering or architectural survey showing how the proposed services are to be provided; d. A map of the proposed District's boundaries and an estimate of the population and valuation for assessment of the proposed District; - 3 - e. A general description of the facilities to be constructed and the standards for construction, including a statement of how the facility and service standards of the proposed District are compatible with facility and service standards of the City and special districts that are interested parties pursuant to § 32-1-204(1), C.R.S.; f. A general description of the estimated cost of acquiring land, engineering services, legal services, administrative services, initial proposed indebtedness, estimated proposed maximum interest rates and discounts, and other major expenses related to the organization and initial operation of the District; and g. A description of any arrangement or proposed agreement with any political subdivision for the performance of any services between the proposed District and such other political subdivision and, if applicable, a form of the agreement. II. PURPOSE OF THE PROPOSED DISTRICT The District will finance the construction of public improvements for Bridle Creek, which improvements shall be dedicated and conveyed to the City or its designee as provided in this Service Plan, or as otherwise required by the City. A certain number of limited improvements, upon the direction and consent of the City, will be dedicated and conveyed to other servicing districts, or, upon prior written approval of the City, retained by the District and operated and maintained by the District or a successor non-profit homeowners' association, for the use and benefit of residents, taxpayers, and property owners. The public improvements shall be financed through the issuance of indebtedness as set forth in Article V, "Financial Plan". Except as specified in or pursuant to this Service Plan, the District shall not construct or own any improvements, shall not provide for any maintenance, repair or operation of any improvements, -4 - and shall not perform any services without the consent of the City as evidenced by a resolution of approval of the City of Dacono City Council. In addition, the District will not contract with any other governmental entity to receive any services that are or may become available from the City, or to provide any services to or within any other governmental entity, without the prior written consent of the City. The District shall not provide any services or facilities within any area of the District that overlaps with the service area of another special district without first obtaining the written consent of each and every special district whose service area is so overlapped. The District shall dissolve when its financial obligations are paid or provided for, or otherwise upon request of the City, subject to then-applicable statutory requirements, all as further provided in Article VIII. III. BOUNDARIES, POPULATION & VALUATION The District consists of approximately eighty-one and nine hundred twenty one- thousandths-of-one (81.920) acres located entirely within the boundaries of the City, as more particularly set forth in the legal description attached hereto as Exhibit A, and as shown on the boundary map attached hereto as Exhibit B and the vicinity map attached hereto as Exhibit C. The petitioner, Bridle Creek, LLC, a Colorado limited liability company, also the Developer of the District property, is the sole owner of all property to be included in the proposed District. Bridle Creek, LLC has consented to the formation of the District, which consent is attached hereto as Exhibit D and incorporated herein by this reference. Bridle Creek is being developed for the anticipated construction of one hundred twenty- six (126) townhomes and three hundred sixty-four (364) condominium dwelling units for a total - 5 - of four hundred ninety (490) multi-family homes. The current population of the District is zero. The estimated population of the District at full build-out is one thousand two hundred fifty-nine (1,259) people, subject to development approval by the City. It is acknowledged that City development standards and requirements may affect the foregoing numbers of anticipated homes and population. The estimated assessed value at full build-out is Six Million Two Hundred Sixty-Eight Thousand Seven Hundred Sixty-One Dollars ($6,268,761.00). The property is currently zoned for residential uses. The current assessed valuation of the District for purposes of this Service Plan is Zero Dollars ($0.00). The total overlapping mill levy imposed upon the property within the proposed District for tax collection year 2004 was sixty-five and six hundred seventy-seven one-thousandths(65.677)mills. The District shall be required to obtain written approval from the City of a Service Plan modification prior to any inclusion or exclusion of property to or from the District, or any other change in its boundaries. Any such approval may be granted or denied by resolution of the City Council, in its discretion. Any inclusion may be on the condition that all property originally in the District remain in the District, and on such other conditions as the City may impose. Any exclusion may be on the condition that there is no detriment to the remaining residents and taxpayers within the District, or to the District's bondholders, and on such other conditions as the City may impose. No changes in the boundaries of the District shall be made unless the prior written approval of the City Council has been obtained as part of a Service Plan modification, as provided herein. - 6 - IV. DESCRIPTION OF PROPOSED FACILITIES a. Type of Improvements. The District will finance, construct, acquire and install public improvements consisting of streets, street lighting, traffic and safety controls, water, sanitary sewer, landscaping, storm sewers and flood and surface drainage, and park and recreation improvements and facilities (as the foregoing terms are used in § 32-1-1004(2), C.R.S. and the sections referenced therein) within the boundaries of the District, and shall operate and maintain specific public improvements as directed or approved by the City, all as limited by this Service Plan. The Central Weld County Water District (the "Water District"), by contract, provides potable water to the City for delivery to City water users. The Water District owns and maintains treatment, distribution, and storage facilities (including pump station(s), elevated tank(s), and master meters and appurtenances) and delivers water to the City water system at certain master meter locations. The property within the District will receive water service from the City through the City's arrangements with the Water District. The District, together with the Developer, may provide financing for Water District water system improvements and facilities that may be necessary for service to areas within the District, which facilities and improvements are to be designed, constructed, installed, or acquired by the Water District. The District will also provide for the design, construction, acquisition, and installation of City water system improvements and facilities located within the boundaries of the District. In addition, a separate raw water irrigation system will be installed by the District if it is determined by the Developer and the City to be feasible and if it is approved by the City. The District will provide financing for the City water system improvements, together with the Developer, as more fully set forth below. All Water District system improvements shall be owned by the Water District. All City - 7 - water systems improvements shall be dedicated to, conveyed to, and owned by the City upon acceptance and completion of the District's warranty obligations. A separate raw water irrigation system, if authorized by the City, shall, at the City's option, either be dedicated and conveyed to the City or its designee, or owned by the District and maintained by the District or a homeowners' association. All water rights for water service to the property and for any raw water irrigation system shall be owned by the City. The District will not purchase, own,manage, adjudicate, or develop any water rights or water resources; provided, however, that, upon the prior written consent of the City, which may be granted or denied in the City's sole discretion, the District may manage, adjudicate, or develop those water rights proposed for use in any raw water irrigation system. The Developer, at its expense, is responsible for achieving any required fire flows. The District shall not design, construct, acquire, or install water improvements or facilities through contracts by the District, including off-site improvements, except upon approval of the City and Water District with respect to the Water District system, and the City with respect to the City water system. Any intergovernmental agreement between the District and the Water District, shall be submitted to the City for review and shall be approved by the City prior to execution by the District. The District shall not construct any facilities outside the boundaries of the District, except as necessary to connect service for the District to the facilities of other entities involved in providing services to the District as described in this Service Plan, or as approved or directed by the City, or, with the City's consent, as approved or directed by other governmental entities having jurisdiction. However, the District shall not construct any water facilities, except any approved separate raw water irrigation system and those facilities approved by the City for the - 8 - City water system, without the prior written consent of the Water District, which consent may be withheld for any reason or for no reason. The Organizers of the District have prepared a preliminary engineering report based on the City's construction standards. The table attached hereto as Exhibit E lists all facilities that the District, subject to development approval of the City, will be authorized to finance, acquire, design, construct, and install, including the costs in current dollars of each, together with an explanation of the methods, basis, and/or assumptions used. A letter concerning the reasonableness of the cost estimates and of the methods, bases, and assumptions used is included in Exhibit E. The combined estimated cost of the improvements is Four Million Eight Hundred Fifty-One Thousand Six Hundred Eighty Dollars ($4,851,680.00), which exceeds the estimated debt capacity of the District. Funding for improvements not funded by the District shall remain the responsibility of the Developer of the property, which amount is presently estimated to be Two Million Seven Hundred Sixty-One Thousand Eight Hundred Eighty-Five Dollars ($2,761,885.00) (the difference between the total estimated cost of the improvements and the total estimated net proceeds projected to be received from the District's general obligation bonds). The City is not responsible for assuming any of the costs of the improvements funded by the District or necessary for service to Bridle Creek. A map showing the location of the public improvements to be financed by the District is attached hereto as Exhibit F. The District shall be authorized to finance, acquire, design, construct, and install those types of public improvements and facilities authorized under this Article IV and generally shown on Exhibit F, subject to development approval by the City. Phasing of construction shall be in accordance with a phasing plan approved by the City, which plan shall comply with City development and construction standards and be designed to meet the r - 9 - needs of residents and taxpayers within the boundaries of the District. The engineering exhibits provided herein are preliminary. Upon the prior written approval of the City, the District may, without amending this Service Plan, relocate or redesign improvements or facilities to be provided by the District as necessary to comply with City design requirements or to better — accommodate the pace of growth and resource availability within the District. All public improvement locations, designs, plans, and specifications are subject to City approval. City consideration of any proposed changes in locations, designs, plans, and specifications for public improvements may be undertaken through the development review process for Bridle Creek. b. Description of Existing Conditions. The area is predominantly undeveloped. c. Anticipated Development. The Developer anticipates total build-out to occur by 2013,with the completion of twenty (20) townhomes in 2006, twenty (20) townhomes in 2007, twenty (20) townhomes in 2008, twenty (20) townhomes in 2009, twenty (20) townhomes in 2010, twenty-six (26) townhomes in 2011, one hundred eighty-two (182) condominium dwelling units in 2012 and one hundred eighty-two (182) condominium dwelling units in 2013, subject to final design and development approval by the City. It is acknowledged by the Developer that City approvals are required that have not yet been obtained for Bridle Creek, and that City development standards and requirements may affect the foregoing numbers of anticipated homes and the foregoing anticipated build-out schedule. — d. Public Improvement Schedule. Construction of the public improvements will commence as soon as possible following approval of the Service Plan. The public improvements will be phased to meet the development - 10 - schedule, and shall be installed in compliance with any phasing plan approved by the City for Bridle Creek. e. City Construction Standards. All proposed facilities and improvements shall be designed and constructed in accordance with the standards and specifications established by the City and in effect from time to time, and with applicable standards and specifications of the federal government and the State of Colorado. All proposed facilities and improvements shall be compatible with those of the City and other governmental entities having jurisdiction, including, but not limited to, the Water District. The District and its engineer have designed and shall design the facilities and improvements to meet such standards, specifications and compatibility requirements. The District will obtain approval of civil engineering plans and permits for construction and installation of facilities and improvements from the City prior to construction or installation. The District shall be subject to all applicable provisions of the Dacono Municipal Code and to all City rules, regulations, and policies with respect to the conduct of its work on the improvements, as in effect from time to time. f. Limitation on Eminent Domain. The District shall not exercise any power of dominant eminent domain against the City and shall not exercise any power of eminent domain without the prior written consent of the City. No exercise of eminent domain by the District is contemplated or authorized in this Service Plan, and any proposed use thereof shall be considered a material modification of this Service Plan subject to the City's prior written approval. - 11 - g. Dedication of Improvements to the City. Except as specifically set forth in Article IV.h., below, the District shall dedicate and convey to the City or its designee, or cause to be dedicated and conveyed to the City or its designee, all public improvements and facilities, including, but not limited to, all streets, street lighting, traffic and safety controls, water, sanitary sewer, landscaping, storm sewers and flood and surface drainage, and park and recreation improvements and facilities, as well as all rights- of-way, fee interests and easements necessary for access to and operation and maintenance of such improvements and facilities, to the extent such property interests have not already been acquired by the City through the land use approval process. The District shall not operate or maintain any public improvements, except as necessary to comply with its warranty obligations hereunder and except to the extent expressly permitted by Article IV.h., below. The District shall also dedicate and convey to the City or its designee any other facilities and improvements contemplated in this Service Plan, together with necessary rights-of-way, fee interests, and easements. All such improvements, facilities, easements, and rights-of-way shall be conveyed to the City or its designee immediately upon completion of construction, installation, and expiration of the two (2) year warranty period that commences after the City has issued Initial Acceptance as set forth below. All improvements, facilities, rights-of-way, fee interests, and easements shall be conveyed and dedicated to the City or its designee by instruments acceptable to the City, free and clear of all liens and encumbrances, except those acceptable to the City in its sole discretion. Failure to comply with the requirements of this Article IV.g. shall be deemed an unauthorized material modification of this Service Plan. Once a public improvement to be dedicated to the City is constructed and installed,the City shall issue an "Initial Acceptance" letter stating the improvement has been constructed or installed - 12 - in conformance with the City's standards, or shall issue a letter specifying the corrections necessary to bring the improvement into compliance with City standards for the issuance of such "Initial Acceptance" letter. The District at its expense shall promptly undertake any necessary corrections. Upon issuance of the "Initial Acceptance" letter, the public improvements shall be warranted for two (2) calendar years from the date of such "Initial Acceptance", during which time the District shall maintain the improvements and correct all deficiencies therein as directed by the City. At the conclusion of such two (2) year period, the City shall issue a"Final Acceptance" letter if the public improvements conform to the City's specifications and standards, or shall issue a letter specifying the corrections necessary to bring the improvement into compliance with City standards for the issuance of such"Final Acceptance"letter. The District at its expense shall promptly undertake any necessary corrections. A"Final Acceptance"meeting shall then be arranged,at which time the City will issue a "Final Acceptance" for all public improvements to be accepted by it, and the District will execute and deliver to the City all necessary instruments to dedicate and convey to the City the improvements and facilities,and all necessary rights-of-way, fee interests,and easements. h. Ownership and Maintenance of Public Improvements by the District. Except for facilities and improvements described in this Article IV.h., the District shall not be authorized to own or operate any improvements or facilities to be provided pursuant to this Service Plan, other than as necessary to permit the financing and construction thereof, except through approval by the City of an amendment to this Service Plan. The District shall have authority to operate and maintain the improvements described in this Article IV.h. Tract landscaping improvements will be retained by the District for operations and maintenance, except that upon request of the City, any such improvements and facilities shall promptly be dedicated and conveyed to, and thereafter owned, operated, and maintained by the - 13 - City or its designee. If retained by the District, the District may contract with a non-profit homeowners' association for operation and maintenance of these improvements and facilities. Any contract with a homeowners' association must be approved by the City in advance, and the City may require assurances that a homeowners' association accepts the operation and maintenance obligations and has the financial ability to undertake such obligations. i. Acquisition of Land for Public Improvements. The District shall acquire, at no cost to the City, all lands or interests in land required by the City for construction of streets, street lighting, traffic and safety controls, water, sanitary sewer, landscaping, storm sewers and flood and surface drainage, and park and recreation improvements being constructed or installed by the District. Such land or interests in land may be acquired by the District by instruments of conveyance and/or plat dedication, in form and substance acceptable to the City. All land and interests in land shall be conveyed to the City or its designee at no cost to the City at such times and by such instruments of conveyance as the City may reasonably require, free and clear of all liens and encumbrances. Exceptions must be approved by the City in advance and in writing. Failure to comply with this provision shall be deemed a material modification of this Service Plan. j. Services to be Provided by other Governmental Entities. The District proposes to finance, construct, acquire, and install the public improvements necessary to serve the District's residents and taxpayers, but is not authorized to and shall not provide any ongoing water, sanitary sewer, park and recreation, or other services within the District. The District shall obtain a letter from the Carbon Valley Park and Recreation District consenting to the overlapping boundaries for financing purposes only. The District shall not provide ongoing park and recreation services. The District shall obtain a resolution from the - 14- Water District consenting to the overlapping boundaries for financing purposes only. The District shall not provide ongoing water services to the District. The District anticipates receiving sanitary sewer service from either the St. Vrain Sanitation District or the Dacono Sanitation District. The District shall not provide ongoing sanitary sewer services to the District. The District is within and shall receive fire protection and emergency services from the Mountain View Fire Protection District, or any successor entity thereof Nothing herein shall limit or discharge the District's responsibilities for operation, maintenance, and repair of public improvements prior to their acceptance by the City and conveyance to the City or its designee, or limit or discharge the District's warranty obligations. k. Integration. All facilities and improvements shall be constructed so as to be integrated with existing and planned facilities and improvements of the City and other entities providing service to Bridle Creek. The District shall obtain from such other serving entities approval of the proposed plans for the facilities and improvements. V. FINANCIAL PLAN This Article V describes the nature, basis, method of funding, debt and mill levy limitations and other fmancial requirements and restrictions for the District's public improvements program and operations. Together with the Financing Plan attached hereto as Exhibit G and further described below, this Article V constitutes the financial plan for the District as required by § 32-1- _ 202(2)(b), C.R.S. A detailed Financing Plan, consisting of the Accountant's Forecasted Cash Surplus Balances and Cash Receipts and Disbursements (including a Summary of Significant Forecast Assumptions), the Market Projection Consultant's Analysis, and the Developer's Letter in - 15 - Support of the Market Projections is contained in Exhibit G, attached hereto and incorporated herein. The Financing Plan includes estimated operations and administration costs (including estimated costs of warranty maintenance), proposed indebtedness and estimated interest rates and discounts, and other major expenses related to the organization and operation of the District. The Financing Plan projects the issuance of the debt and the anticipated repayment based on the development assumptions (including the market projections and absorption forecasts set forth therein)for property within the boundaries of the District. The Financing Plan demonstrates that, at the projected level of development, and with the projected Developer support, the proposed District has the ability to finance the facilities identified herein and will be capable of discharging the proposed indebtedness on a reasonable basis. a. General. The provision of improvements and facilities by the proposed District will be primarily fmanced through the issuance of general obligation (limited tax) bonds (the "bonds"), secured by the ad valorem taxing authority of the District and other District revenues, as discussed below. For all purposes of this Service Plan, the terms "bonds," "general obligation bonds," "general obligation debt," "general obligation indebtedness" or any similar term shall mean limited tax general obligation bonds as further provided in V.d., below. The Financing Plan anticipates the issuance of one (1) series of bonds in 2008. The combined total estimated cost of the improvements is Four Million Eight Hundred Fifty-One Thousand Six Hundred Eighty Dollars ($4,851,680.00). The District has the capacity to issue general obligation bonds in the aggregate principal amount of approximately Two Million Eight Hundred Thousand Dollars ($2,800,000.00), projected to yield net bond proceeds of approximately Two Million Eighty-Nine Thousand Seven Hundred Ninety- Five Dollars($2,089,795.00). Accordingly, it is currently anticipated that the bond proceeds will be - 16 - insufficient to allow for repayment of Two Million Seven Hundred Sixty-One Thousand Eight Hundred Eighty-Five Dollars ($2,761,885.00), which will be contributed by the Developer; however, if the financing capability of the District changes and will permit repayment in the future (due to higher than anticipated assessed values, lower interest rates, or other changed circumstances), the District may agree to repay the Developer for unreimbursed public infrastructure costs so long as the District has the capacity to make such payments without exceeding the debt limit or Mill Levy Limit provided in this Service Plan, and subject to all other requirements of Article V.h., below. Payments made to the Developer by the District are expected to be made principally from bond proceeds and shall not exceed the amount advanced by the Developer for capital costs of District public improvements. The Developer acknowledges and accepts the risk that, if all or a part of the general obligation bonds proposed to be issued by the District are not issued, because of changes in financial conditions or for any other reason, the Developer may not be paid or reimbursed for the • cost of public improvements or other advances to the District. b. Debt Issuance. This Service Plan authorizes only the issuance of general obligation bonds, except as provided below with respect to notes issued to the Developer for construction financing. All financial obligations of the District are subject to the provisions as to the Limited Mill Levy and other limitations as set forth below. Other than ad valorem property taxes, specific ownership taxes, facility fees, amounts capitalized from bond proceeds, and investment income on the foregoing, no District revenues shall be pledged to any financial obligations of the District. The District may be authorized to issue revenue bonds, certificates, debentures, or other evidences of indebtedness or to enter into lease-purchase transactions, only upon approval of an amendment to — - 17 - this Service Plan, and such an amendment shall be considered a material modification of the Service Plan. The District intends to issue one (1) series of general obligation bonds in the aggregate principal amount of approximately Two Million Eight Hundred Thousand Dollars ($2,800,000.00). The aggregate principal amount of all general obligation bonds and all other forms of borrowing by the District, throughout the District's existence and regardless of subsequent payments and discharges, shall be limited to a total of Three Million Eighty Thousand Dollars ($3,080,000.00) ("debt limit"); except to the extent otherwise provided in Article V.f with respect to refunding bonds and in Article V.h. with respect to construction financing notes (i.e., notes or other financial obligations, if any, issued by the District to the Developer to evidence the District's obligation to repay the Developer's advances for construction costs). The bonds will be issued in the approximate amount of Two Million Eight Hundred Thousand Dollars ($2,800,000.00) and are anticipated to be issued in 2008. All net proceeds of the bonds issued by the District (after deduction of reasonable amounts for capitalized interest, capitalized reserves and issuance costs) will immediately be deposited into an escrow account held by the bond trustee. Bond proceeds will be released from the escrow account into an unrestricted account on a pro rata basis as building permits are issued by the City, as further described below. The amount of bond proceeds released into the unrestricted account will be on a per unit basis (townhomes and condominium dwelling units, combined). For example, the bonds represent four hundred ninety (490) units. The net bond proceeds from the bonds are anticipated to be Two Million Eighty-Nine Thousand Seven Hundred Ninety-Five Dollars ($2,089,795.00). Therefore, upon the issuance of each building permit, approximately Four - 18 - Thousand Two Hundred Sixty-Five Dollars ($4,265.00) per unit will be transferred from the escrow account to the unrestricted account for each dwelling unit covered by such building permit; provided, however, that such transfers from the escrow account shall not be made unless all public improvements required to serve the dwelling units for which such building permits have been issued have been completed and initially accepted by the City in accordance with the City's subdivision requirements and the subdivision agreement. By depositing net bond proceeds into an escrow account and releasing portions of such proceeds only upon the conditions described above, the City, its taxpayers, and its residents can be assured that continued development will occur to pay the bonds and, to the extent development does not occur, the escrow account will be used to defease the bonds within the time required by any applicable federal requirements for tax-exempt bonds, but in no event later than three (3) years from the date of issue and, as a result, there will not be an excessive debt burden on the existing lots within the District. The District's Financial Advisor has indicated that issuance of building permits is a generally accepted lending criterion for special district debt, and that, accordingly, the escrow release requirements will evidence sufficient development activity within the District to support repayment of the corresponding debt. The anticipated par amount of each series of bonds is an estimate only. The actual amount of the bonds issued will be subject to assessed valuations and market conditions as they exist at the time of issuance of each series of bonds, and will be issued only in compliance with the above-stated debt limit and all other requirements and restrictions of this Service Plan. c. Other Financial Restrictions, Limitations and Requirements. The District shall request voter authorization for a maximum of Three Million Eighty Thousand Dollars ($3,080,000.00) of general obligation debt (together with construction - 19 - financing notes) to account for unforeseen contingencies, increases in construction costs due to inflation and all costs of issuance, including capitalized interest, reserve funds, discounts, legal fees, and other incidental costs of issuance; however, the debt limit imposed by this Service Plan shall control unless modified with the City's approval pursuant to Article XV hereof Any increase in the amount of general obligation debt (together with construction financing notes) actually issued in excess of the projected amounts shown in Exhibit G will be consistent with the District's debt capacity at the time of such issuance (based on higher than anticipated assessed values, lower interest rates or other changes from projected circumstances). The authorized maximum voted interest rate is eighteen percent (18%) per annum and the maximum underwriting discount is four percent (4%) of bond principal. The actual interest rates and discounts, within such maximum voted amounts, will be determined at the time the bonds are sold by the District and will reflect market conditions at the time of sale. The term of any bonds issued by the District shall not exceed thirty (30) years. Estimated interest rates used in the Financing Plan are based on information furnished by the underwriters, Kirkpatrick, Pettis, Smith, Polian Inc. In the event bonds are issued at an interest rate higher than the estimated rates used in the Financing Plan, the principal amount of bonds will be reduced so as to result in total debt service payments approximately equal to those projected in the Financing Plan, and so that debt service on the bonds can be paid from the revenue sources contemplated in this Service Plan. If actual increases in District assessed valuation are less than the projected increases for those factors as shown in the Financing Plan forecasts, it is expected that the District would compensate by increasing its mill levy (subject to the Limited Mill Levy) or by reducing the principal amount of the bonds issued. - 20 - No bonds issued by the District shall provide for acceleration as a remedy upon default, unless the District has received the prior written administrative approval of the City, which approval may be granted only by the City Administrator or the City Council. All bonds of the District shall be structured utilizing a commercial bank with trust powers — as trustee to hold the bond proceeds and debt service funds and to pursue remedies on behalf of the bondholders. Any bonds issued by the District pursuant to this Service Plan shall be in compliance with all applicable state and federal legal requirements, including, without limitation, § 32-1- 1101(6), C.R.S., and article 59 of title 11, C.R.S., and shall be approved by nationally recognized bond counsel. An opinion shall also be obtained from bond counsel or counsel to the District that the bonds comply with all requirements of this Service Plan. d. Limited Mill Levy. "Limited Mill Levy" shall mean an ad valorem mill levy (a mill being equal to 1/10 of 10) imposed upon all taxable property in the District each year in an amount sufficient to pay the principal of, premium if any, and interest on the bonds as the same become due and payable, and to make up any deficiencies in any debt service reserve for the bonds, but, together with all other District mill levies (including, without limitation, all mill levies for administration, warranty — maintenance and other operating expenses), such mill levy shall not exceed fifty (50.000) mills; provided, however, that if the ratio of actual valuation to assessed valuation for residential real property (presently seven and ninety-six one-hundredths percent (7.96%) as shown in Exhibit G) is changed pursuant to Article X, section 3(1)(b) of the Colorado Constitution and legislation implementing such constitutional provision, the fifty (50.000) mill levy limitation provided herein will be increased or decreased (as to all taxable property in the District) to reflect such -21 - changes so that, to the extent possible, the actual tax revenues generated by the mill levy, as adjusted, are neither diminished nor enhanced as a result of such changes ("Gallagher adjustment"). The Limited Mill Levy shall be an enforceable limit on all District mill levies. e. Investor Suitability. Except as provided below in this paragraph as to rated bonds and in Article V.g., below with respect to Developer Bonds, the District's bonds shall be issued not in a public offering and only to financial institutions or institutional investors within the meaning of § 32-1- - 1101(6)(a)(IV), § 32-1-103(6.5) and § 11-59-103(8), C.R.S. The District shall provide for and shall utilize appropriate minimum denominations and mechanisms and procedures for transfers and exchanges of bonds that are reasonably designed to insure continuing compliance with such limitation of sales to institutional investors. If the District's bonds are rated in one of the four highest investment grade rating categories by one or more nationally recognized organizations that regularly rate such obligations, compliance with the institutional investor limitation set forth above shall not be required. f. Refunding bonds. General obligation refunding bonds may be issued by the District to defease original issue bonds in compliance with applicable law, but any such refunding shall not extend the maturity of the bonds being refunded nor increase the total debt service thereon and shall meet the requirements of§ 32-1-1101(6)(a), C.R.S. Refunding bonds shall not be subject to the debt limit stated in Article V.b., above, provided that such refunding bonds demonstrate net present value debt service savings; but if such refunding bonds do not demonstrate net present value debt service savings, any increase in principal amount of the refunding bonds over the principal amount of bonds being refunded shall be subject to such debt limit. Any issuance of refunding - 22 - bonds must comply with Article V.e., above, "Investor Suitability". Except to the extent expressly provided in this Article V.f., all limitations, restrictions and requirements of this Service Plan with respect to general obligation bonds of the District shall be applicable to refunding bonds, including, without limitation, Limited Mill Levy, debt limit, maximum interest rate, maximum discount, maximum term, prohibition on acceleration, bank trustee requirement and opinion requirements. g. Developer Bonds. In lieu of issuing bonds to third party investors, the Developer may choose to purchase all bonds of a series (the "Developer Bonds"). Except as provided below in this Article V.g., Developer Bonds shall not be sold, transferred, assigned, participated or used as security for any borrowing. Developer Bonds shall not be subject to the escrow requirements of Article V.b., above; however, Developer Bonds may be resold(or otherwise transferred, assigned, participated or used as security) only to the extent that the requirements for release from escrow (issuance of building permits and initial acceptance of public improvements) have been met with respect to the principal amount of Developer Bonds to be sold, transferred, assigned, participated, or used as security. If and when Developer Bonds are resold by the Developer, such resale must comply with the institutional investor requirements of Article V.e., above, (unless the Developer Bonds have received an investment grade rating as described in the last sentence of Article V.e., above). The purchase of Developer Bonds by the Developer shall not be subject to any underwriting discount, and interest rates on Developer Bonds shall not exceed the estimated interest rates used in the Financing Plan. Except as otherwise specifically provided in this Article V.g., all limitations, restrictions, and requirements of this Service Plan with respect to general obligation bonds of the District shall be applicable to Developer Bonds, both when owned by the Developer - 23 - and upon any permitted resale, including, without limitation, Limited Mill Levy, debt limit, maximum interest rate, maximum term, prohibition on acceleration, bank trustee requirement, and opinion requirements. For purposes of ownership of Developer Bonds, the Developer shall include all affiliates or entities under the majority control of the Developer ("controlled affiliates"), provided that the Developer and any such controlled affiliate must be an accredited investor, as that term is defined under sections 3(b) and (4)(2) of the federal "Securities Act of 1933" by regulation adopted thereunder by the Securities and Exchange Commission, at the time of acquisition of the Developer Bonds. To the extent that transfers or exchanges of Developer Bonds are permitted under this Article V.g., the District shall provide for and shall utilize appropriate minimum denominations and mechanisms and procedures for transfers and exchanges of Developer Bonds that are reasonably designed to insure continuing compliance with applicable requirements and restrictions as provided in or cross-referenced by this Article V.g. The Developer (including all controlled affiliates) assumes all risk of nonpayment or other default on Developer Bonds, and shall comply with the above-stated limitations, restrictions, and requirements regarding Developer Bonds. h. Construction Financing Notes Issued to Developer. The District may issue construction financing notes to the Developer to evidence the District's obligation to reimburse the Developer's advances for construction costs; any Developer advances which are not so reimbursed shall be treated as Developer contributions as described in Article V.a., above. Such notes shall be subject to the following restrictions set forth above for general obligation bonds: Limited Mill Levy, debt limit, maximum term, prohibition on acceleration, and opinion as to Service Plan compliance; but such notes shall not be subject to the above-stated bank trustee requirement or bond counsel opinion requirements. - 24 - The repayment of construction financing notes from proceeds of an equal or lesser principal _ amount of the District's bonds shall not be treated as an increase in the principal amount of District debt for purposes of the debt limit under this Service Plan. Such notes shall not be general obligations of the District, shall bear no interest, shall be issued only to the Developer (and, therefore, not subject to any underwriting discount), and shall not be sold, transferred, assigned, participated, or used as security for any borrowing. The Developer hereby represents it is an accredited investor, as that term is defined under §§ 3(b) and (4)(2) of the federal "Securities Act of 1933" by regulation adopted thereunder by the Securities and Exchange Commission, and the Developer agrees it will also be such an accredited investor if and when it acquires such notes. Such notes shall be paid from proceeds of the District's general obligation _ bonds when and if received by the District (subject, however,to the escrow requirements of V.b., above); otherwise the notes will be unsecured obligations of the District. To the extent that any of such notes are outstanding when the District's general obligation bonds are also outstanding, payments on the notes may be made only if such payments do not adversely affect the District's ability to pay its general obligation bonds. The Developer solely assumes the risk of nonpayment or other default on such notes, including, without limitation, delay, inability, or failure of the District to sell or issue its general obligation bonds. i. Identification of District Revenue. The District will impose a mill levy on all taxable property in the District as the primary source of revenue for repayment of debt service and for operations and administration. The mill levy imposed by the District shall not exceed fifty (50.000) mills, except for Gallagher adjustments permitted under Article V.d., above. Although the mill levy imposed may vary depending on the phasing of facilities anticipated to be funded, it is estimated that a mill levy of _ approximately forty (40.000) mills will produce revenue sufficient to support debt service, -25 - operations, and warranty maintenance expenses throughout the repayment period. The District expects to impose facility fees upon property located within the District and may impose such facility fees without the consent of or notification to the City, provided that such facility fees are limited to a one-time imposition of One Thousand Dollars ($1,000.00) per townhome and Seven Hundred Fifty Dollars ($750.00) per condominium dwelling unit. The District shall not impose any other fees or user charges, and the imposition of any other fee or charge shall be considered an unauthorized material modification of this Service Plan. j. Security for Debt. The District will not pledge any City funds or assets for security for the indebtedness set forth in the Financing Plan of the District. k. Services of District. The District will require sufficient operating funds to plan and cause the public improvements to be constructed. The costs are expected to include: organizational costs; legal, engineering, accounting, and debt issuance costs; compliance with warranty obligations; and compliance with state reporting and other administrative requirements. The first year's operating budget (for 2006) is estimated to be Twenty-Five Thousand Dollars ($25,000.00), increasing annually at a rate of two percent (2%) to accommodate for inflation. The District currently anticipates that, upon approval by the City, a non-profit homeowners' association will maintain some or all of the improvements the District may retain pursuant to Article IV.h., above, which may further reduce or eliminate the District's operations and maintenance obligations. Such improvements will be retained by the District for operations and maintenance, unless the City requests that such improvements be dedicated and conveyed to the City or its designee. -26 - 1. Quinquennial Review. Pursuant to § 32-1-1101.5, C.R.S., the District shall submit application for a quinquennial finding of reasonable diligence in every fifth (5th) calendar year after the calendar year in which the District's ballot issue to incur general obligation indebtedness is approved by its electorate. Upon such application, the City Council may accept such application or hold a public hearing thereon and take such actions as are permitted by law. The District shall be responsible for payment of the City's consultant and administrative costs associated with such review, and the City may require a deposit of the estimated costs thereof. The City shall have all powers concerning the quinquennial review as provided by statutes in effect from time to time. m. Letters. Attached hereto as Exhibit H is an underwriter's letter stating its intention to underwrite the District's financial obligations as proposed in the Financing Plan. Attached hereto as Exhibit I is a letter from legal counsel for the District stating that the petition for organization of the District, this Service Plan, notice and hearing procedures in connection therewith, and provisions thereof (including, without limitation, provisions as to the District's bonds, fees, and revenue sources) meet the requirements of Titles 11 and 32,C.R.S.,and other applicable law. VI. LANDOWNERS' OBLIGATIONS AS TO PUBLIC IMPROVEMENTS The creation of the District shall not relieve the Developer, the landowner or any subdivider of property within the District, or any of their respective successors or assigns, of any obligation to construct public improvements for Bridle Creek, of the obligation to enter into a subdivision improvements agreement regarding such improvements, of the obligation to provide to the City letters of credit as required by the City to ensure the completion of such public improvements, or of any other obligations to the City under City ordinances, rules, regulations, -27 - or policies, or under other agreements affecting the property within the District or Bridle Creek, or any other agreement between the City and the Developer (or any such landowner, subdivider or successors or assigns). VII. ANNUAL REPORT The District shall be responsible for submitting an annual report to the City within one hundred twenty (120) days from the conclusion of the District's fiscal year. Failure of the District to submit such report shall not constitute a material modification hereof, unless the District refuses to submit such report within thirty (30) days after a written request from the City to do so. The District's fiscal year shall end on December 315` of each year. The content of the annual report shall include information as to the following matters that occurred during the year: a. Boundary changes made or proposed; b. Intergovernmental Agreements entered into or proposed; c. Changes or proposed changes in the District's policies; d. Changes or proposed changes in the District's operations; e. Any changes in the financial status of the District, including any issuance of financial obligations or any change in revenue projections or operating costs; f. A summary of any litigation and notices of claim involving the District; g. Proposed plans for the year immediately following the year summarized in the annual report; h. Status of construction of public improvements; i. The current assessed valuation in the District; and - 28 - j. A schedule of all fees, charges and assessments imposed in the report year and proposed to be imposed in the following year and the revenues raised or proposed to be raised therefrom. The foregoing list shall not be construed to excuse the requirement for prior written City approval of material modifications of this Service Plan or for any other required City approval. The annual report shall be signed by the President and attested by the Secretary of the District. Along with the annual report, and at any more frequent intervals as reasonably requested by the City, the District shall provide to the City a currently dated and written certificate, signed by the President and Secretary of the District, certifying the District is in full compliance with this Service Plan. If the District is not in full compliance with this Service Plan, the certificate shall include a detailed statement describing such noncompliance, and the District shall cooperate fully with the City in providing further information as to, and promptly remedying, any such noncompliance. The City reserves the right, pursuant to §§ 32-1-207(3)(c) and (d), C.R.S., to request reports from the District beyond the mandatory statutory five (5) year reporting report. In addition to the foregoing, the District shall cooperate with the City by providing prompt responses to all reasonable requests by the City for information, and the District shall permit the City to inspect all public improvements, facilities, books, and records of the District. VIII. DISSOLUTION Promptly when all general obligation bonds to be issued by the District have been paid (or when provision for payment thereof has been made through establishment of an escrow as provided by § 32-1-702(3)(b), C.R.S.), the District will so notify the City and will cooperate fully with the City in taking all steps necessary under then applicable law to dissolve the District -29 - (including, without limitation: formulating a plan of dissolution; executing the District's consent to dissolve pursuant to § 32-1-704(3)(b), C.R.S.; making any necessary agreements as to continuation or transfer of warranty maintenance and other services, if any, which are then being provided by the District; submitting a petition for dissolution to the District Court; and conducting any required dissolution election). In addition, at any time after the District has issued all of its general obligation bonds (excluding refunding bonds) as contemplated by the financial plan, upon the City's request, the District will cooperate fully with the City to dissolve the District pursuant to a plan for dissolution stating there are outstanding financial obligations and providing that the District will continue in existence (with the City Council serving as the District Board if the City so elects) to the extent necessary to adequately provide for the payment of such financial obligations, as provided in §§ 32-1-702(3)(c) and 32-1-707(2)(c), C.R.S. To the extent any District financial obligations are owned by the Developer (or by the Developer's controlled affiliates as provided in Article V.g.), the Developer shall cooperate fully, and shall cause any such controlled affiliate to cooperate fully, with the City to dissolve the District. Also, on or after December 31, 2011, if the District has not issued any of its general obligation bonds, the City shall have the right to require the District to dissolve in accordance with applicable law, and the District will cooperate fully with the City to dissolve the District. To the maximum extent permitted by law, the above-stated agreements to cooperate in dissolution of the District shall be binding on the undersigned Developer (including the Developer's controlled affiliates) and shall also be binding on the Developer's successors in title to any and all land in the District (including the nominees for the initial Board of Directors set forth in Article X hereof and succeeding directors who own land within the District); and such - 30 - agreements shall obligate all such persons to cooperate fully with the City as described above, including, without limitation, the signing of petitions, execution of consents, and voting in favor of dissolution in any required election. IX. CONSOLIDATION The District shall not file a request with the District Court to consolidate with another special district without the prior written approval of the City Council. X. ELECTIONS Following approval of this Service Plan by the City, and after acceptance of the organizational petition and issuance of orders from the District Court, elections on the questions of organizing the District and approving bonded indebtedness and various agreements described herein will be scheduled. All elections will be conducted as provided in the court orders, the Uniform Election Code of 1992 (as may from time to time be amended), and Article X §20 of the Colorado Constitution (the "TABOR Amendment"), and are currently planned for November 1, 2005, but may be held on any legally permitted date. The election questions are expected to include whether to organize the District, election of initial directors, and TABOR Amendment ballot issues and questions. Thus, the initial ballot may deal with the following topics (in several questions, but not necessarily using the exact divisions shown here): a. Whether to organize the District, b. Membership and terms of the initial board members, c. Approval of new taxes, d. Approval of maximum operational mill levies, - 31 - e. Approval of bond and other indebtedness limits, — f. Approval of an initial property tax revenue limit, g. Approval of an initial total revenue limit, h. Approval of an initial fiscal year spending limit, and i. Approval of a four(4) year delay in voting on ballot issues. Ballot issues may be consolidated as approved in court orders. The petitioners intend to follow both the letter and the spirit of the Special District Act, the Uniform Election Code and the TABOR Amendment during organization of the District. Future elections shall comply with the TABOR Amendment, and may be held as determined by the elected Board of Directors of the District. The following persons, who are or will be owners of property within the District, are anticipated to be nominated for the initial board of directors of the District: Phillip C. Gans Myrna Orlando 25805 Columbine Glen Avenue 10251 Dusk Court Golden, Colorado 80401 Littleton, Colorado 80125 Terence P. Boyle Judy Wong 5402 Nassau Circle East 7259 South Garland Court Cherry Hills Village, Colorado 80113 Littleton, Colorado 80123 — Mark Apelman 2992 South Fillmore Way Denver, Colorado 80210 XI. INDEMNITIES The fully executed Bridle Creek, LLC Indemnity Letter attached hereto as Part I of Exhibit J is submitted by the Developer to the City as part of this Service Plan. The form of the - 32 - District Indemnity Letter attached hereto as Part II of Exhibit J shall be executed by the District and delivered to the City immediately upon formation of the District. The District shall not incur any financial obligations of any kind or otherwise perform any functions authorized under this Service Plan until the District Indemnity Letter has been duly executed by the District and delivered to the City. The execution of such Indemnity Letters are material considerations in the City's approval of this Service Plan, and the City has relied thereon in approving this Service Plan. XII. DISCLOSURE AND DISCLAIMER; NO THIRD-PARTY RIGHTS The District will also record a statement against the property within the District that includes notice of the existence of the District, the anticipated mill levy, and the maximum allowed mill levy. The form of the notice is attached hereto and incorporated herein as Exhibit K, subject to any changes required by the City in the future. In addition, attached hereto as Exhibit L is a form of the City's disclaimer statement. The District shall conspicuously include this disclaimer statement, or any modified or substitute statement hereafter furnished by the City, in all offering materials used in connection with any bonds or other financial obligations of the District (or, if no offering materials are used, the District shall deliver the disclaimer statement to any prospective purchaser of such bonds or financial obligations). No changes shall be made to the disclosure or the disclaimer set forth in Exhibits K and L, respectively, except as directed by the City. Neither this Service Plan, the intergovernmental agreement to be entered into between the City and the District as described in Article XIII below, nor any other related agreements shall be construed to impose upon the City any duties to, or confer any rights against the City upon, any bondholders, investor, lenders, or other third parties. - 33 - XIII. INTERGOVERNMENTAL AGREEMENTS — The District shall enter into an intergovernmental agreement with the City in substantially the form set forth in Exhibit M. The District shall execute and deliver the intergovernmental agreement to the City immediately upon formation of the District. The District shall not incur any financial obligations of any kind or otherwise perform any functions authorized under this Service Plan until the intergovernmental agreement has been duly executed and delivered to the City. The execution of such agreement is a material consideration in the City's approval of this Service Plan, and the City has relied thereon in approving this Service Plan. The District anticipates entering into an intergovernmental agreement with the Bridle Creek Metropolitan District No. 1 for the sharing of costs related to public improvements benefiting both districts, including, but not limited to, off-site street improvements, off-site landscaping improvements, off-site sanitary sewer improvements and off-site water improvements. The total estimated costs of the shared off-site improvements are included in Exhibit E. The cost-sharing intergovernmental agreement is expected to provide that, to the extent one district finances and constructs the shared off-site improvements, the other district shall reimburse the financing and constructing district for its agreed-upon share of the costs of the shared off-site improvements, but only if such reimbursement does not adversely affect the reimbursing district's ability to repay its bonds. No other intergovernmental agreements are proposed at this time. Any intergovernmental agreements proposed regarding the subject matter of this Service Plan (including, without limitation, the above-referenced cost-sharing agreement with Bridle Creek Metropolitan District No. 1) shall be subject to review and approval by the City Council prior to their execution by the District. Failure of the District to obtain such approval shall constitute an unauthorized material modification of this Service Plan. - 34 - XIV. CONSERVATION TRUST FUND The District shall not apply for or claim any entitlement to funds from the Conservation Trust Fund, which is derived from lottery proceeds, or other funds available from or through governmental or nonprofit entities for which the City is eligible to apply. The District shall remit to the City any and all conservation trust funds it receives. XV. MODIFICATION OF SERVICE PLAN The District shall obtain the prior written approval of the City before making any material modifications to this Service Plan. Material modifications require a Service Plan amendment and include modifications of a basic or essential nature, including, but not limited to, the following: a. Any change in the stated purposes of the District or additions to the types of facilities, improvements, or programs provided by the District; b. Any issuance by the District of financial obligations not expressly authorized by this Service Plan, or under circumstances inconsistent with the District's financial ability to discharge such obligations as shown in the build out, assessed valuation and other forecasts contained in the Financing Plan, or any change in debt limit, change in revenue type, or change _ in maximum mill levy (except for any necessary Gallagher adjustment as provided in Article V.d., above); c. Any change in the types of improvements or estimated costs of improvements from that set forth in Exhibit E of this Service Plan; d. Failure by the District to enter into the intergovernmental agreement (the form of which is attached hereto as Exhibit M) immediately upon the District's formation as provided in - 35 - Article XIII of this Service Plan, or failure by the District to execute and deliver the District indemnity letter (the form of which is attached hereto as Exhibit J-II) immediately upon the District's formation as provided in Article XI of this Service Plan; e. Failure to comply with the requirements of this Service Plan concerning the dedication of improvements or the acquisition and conveyance of lands or interests in land; f. The failure of the District to develop any capital facility proposed in its Service Plan when necessary to service approved development within the District; g. Any proposed use of the powers set forth in §§ 32-1-1101(l)(f) and —1101(1.5), C.R.S., respecting division of the District; h. The occurrence of any event or condition defined under the Service Plan or -- intergovernmental agreement as necessitating a service plan amendment; i. The default by the District under any intergovernmental agreement; j. Any of the events or conditions enumerated in § 32-1-207(2), C.R.S., of the Special District Act; or k. Any action or proposed action by the District that would interfere with or delay the planned dissolution of the District as provided in Article VIII hereof. (The examples above are only examples and are not an exclusive list of all actions that may be identified as a material modification.) The District will pay all reasonable expenses of the City, its attorneys and consultants, as well as the City's reasonable processing fees, in connection with any request by the District for modification of this Service Plan or administrative approval by the City of any request hereunder. The City may require a deposit of such estimated costs. - 36 - XVI. FAILURE TO COMPLY WITH SERVICE PLAN In the event it is determined the District has undertaken any act or omission that violates this Service Plan or constitutes a material departure from the Service Plan(including, without limitation, any material modification of this Service Plan as described in Article XV that is not duly authorized by the City),the City may utilize the remedies set forth in the Colorado statutes to enjoin the actions of the District; may withhold issuance of any permit, authorization, acceptance or other administrative approval for Bridle Creek; or pursue any other remedy available at law or in equity, including affirmative injunctive relief,to require the District to act in accordance with the provisions of this Service Plan. The District shall pay any and all costs, including attorneys' fees, incurred by the City in enforcing any provision of the Service Plan. To the extent permitted by law,the District hereby waives the provisions of § 32-1-207(3)(b), C.R.S., and agrees it will not rely on such provisions as a bar to the enforcement by the City of any provisions of this Service Plan. XVII. RESOLUTION OF APPROVAL The Developer and other proponents of the proposed District agree to and shall incorporate the City Council's Resolution of Approval, including any conditions on such approval, into the Service Plan presented to the Weld County District Court. Such resolution shall be attached as Exhibit N. XVIII.SEVERABILITY If any portion of this Service Plan is held invalid or unenforceable for any reason by a court of competent jurisdiction, such portion shall be deemed severable and its invalidity or its unenforceability shall not cause the entire Service Plan to be terminated. Further, with respect to - 37 - any portion held invalid or unenforceable, the District and City agree to pursue a Service Plan amendment or take such other actions as may be necessary to achieve to the greatest degree possible the intent of the affected portion. - 38 - XIX. CERTIFICATION This Service Plan is submitted to the City by the undersigned Developer, which is the District petitioner, and with the consent of all property owners of all property within the boundaries of the proposed District. The undersigned will cause written notice of the City's hearing on the proposed Service Plan to be duly given to all "interested parties" within the meaning of§ 32-1-204, C.RS., and will or has caused all other required filings to be made and all other applicable procedural requirements to be met. The information contained in this Service Plan is true and correct as of this date. BRIDLE CREEK, LLC, a Colorado limited liability company Bruce Galloway, anager August 15, 2005 EXHIBIT A Legal Description 707 17th Street SAte,2770u Carter:Burgess Derive( CO Ba2g2.3.g, -- Phone 3C3 B20 524S July 12,2005 Fox:303-820 2402 W a v.c-'a coal Property Description Bridle Creek Metropolitan District No. 2 A portion of the North Half of Section 18,Township 1 North,Range 67 West of the 6th Principal Meridian,City of Dacono,County of Weld, State of Colorado,being more particularly described as follows; COMMENCING at the North Quarter corner of said Section 18(a found 2"aluminum cap stamped"PLS 29425"); WHENCE the Center Quarter corner of said Section 18 (a found 2"aluminum cap stamped"PLS 29425")bears S00°27'38"E(Basis of Bearing-assumed)a distance of 2656.36 feet; THENCE S87°45'08"E a distance of 919.03 feet to a point 30.00 feet southerly of the northerly line of the Northeast Quarter of said Section 18,being the POINT OF BEGINNING; THENCE S23°25'50"E a distance of 217.74 feet; THENCE S70°42'07"W a distance of 402.60 feet; THENCE S44°19'51"W a distance of 143.43 feet; THENCE N83°40'52"W a distance of 228.30 feet; THENCE N03°45'56"E a distance of 58.37 feet; THENCE 569°18'20"W a distance of 446.77 feet; THENCE S50°18'20"W a distance of 1225.00 feet; THENCE 545°18'20"W a distance of 165.00 feet; THENCE 524°28'45"W a distance of 698.55 feet; THENCE S00°22'36"W a distance of 566.29 feet; THENCE N89°37'24"W along the southerly line of the Northwest Quarter of said Section 18 a distance of 1038.67 feet; THENCE N00°11'49"W along a line being 30.00 feet easterly of and parallel with the westerly line of the Northwest Quarter of said Section 18 a distance of 1374.87 feet; THENCE N89°50'38"E tangent with the following described curve a distance of 885.95 feet; THENCE along the arc of a curve to the left,having a central angle of 11°35'50",a radius of 25.00 feet,a chord bearing N84°02'43"E a distance of 5.05 feet,and an arc distance of 5.06 feet; THENCE N00°09'22"W non-tangent with the last described curve a distance of 1242.75 feet; THENCE 589°36'58"E along a line being 30.00 feet southerly of and parallel with the northerly line of the Northwest Quarter of said Section 18 a distance of 1625.46 feet; THENCE S89°37'23"E along a line being 30.00 feet southerly of and parallel with the northerly line of the Northeast Quarter of said Section 18 a distance of 918.10 feet to the POINT OF BEGINNING. Con ,:v < e ft (81.920 Acres),more or less. _ /f1.lw \, ! te: 'rep.(- , b 00'°, 1 Date j 3 : ' /t7^.' - i Ke l .�.W.Carlson PLS 1 ( For a t.:kkitiogghalf of •;s� Carter `ti-;• ss;•hter .d Edlit$ K:\071814-Bridle Creek\Desc\DistrictParcels\District2.doc Page t of 2 Cortex& Burgess. Inc. Carter&burgess Consultants, Inc. C&B Architects,Englneers, Inc. C&8 Architects/Engineers, P.C. C&B Nevada-Inc_ NW COR. SEC. 18 RECOVERED &ACCEPTED j6 rater./2 i1 n.CoP N'ly Line NE 1/4 Sec. 18 stomped 'ALBERS DRECEL dc POINOF COMMEIC PONLY TIN RU R67W 512 57 N1/4T COR.SEG18 �E RUM OF BOHM \_ 513 518 RECOVERED &ACCEPTED S ST45'0 " 24aos N'ly Line NW 1/4 Sec. 18 -8 2ALUMN.CAP PS 29425 $ E a�su— > No-to—7_-_-- — �� —_ Or 9190 en IS 89'36'58" E' 9".5723"-E S 23'25'50" E A l 3 1625.46 -11%918.10'I • W 217.74' IN in BRIDLE came o i I (-NI N LI o �T NO. 2 5 6g N 6 1' S 70'42'07" ;4V';�-. o N (3A68.450 .1 T 402 60 I bow S 44'19'51" Y�� 1, z 4, N d3'45'56" E 143.4,3' v , I �0q�II � 58.37' N 83'40'52" W( ( L- Imo' L m CB=N '02'43" E 43. 0° 23 .30� V Dg-U1'35 50 S _ I _ " � El I_II L1 , T_1IJ i oI i i I I R=25.00' A=5.06' �7 LL " 1 ? 1 r U7 I1 S 4518'20",,W, <N -' �I"N 895038 E � I� �o Leer zI 885.95' * 165.00' ;,z �� o 1� - er;-*.-1 ` I- ' i i il A cu � * .c lu �I ( 4��•e —__ I -I Ai P co �I PA W R 44,gam �."' NI M jj IZ '�O, I1b1 US I II I II N 89'37'24" W bb's 1' l 1038.67' N _S'ly'Line NW_1i/4 ec 18 sic ! ' II LLine' NE 1!/41 Sec. 18 661/4 CORSEGIB - - - - RECOVERED 8 ACCEPTED C1/4 CORSEC.18 2—t/t ALUNN.CAP RECOVERED & ACCEPTED P15 28258 2'ALUMN.CAP P1S 29425 0 150`30 600 1200 I O 1 inch - 600 t CARTER & BURGESS PROJECT NO. CUENf PROJECT NO. N 1/2 SEC. 18 REVISION DESCRFNON DROWN DCW IDATE 07-12-05 ISCALE 1'=600' T1 N R67W 6th Carter•Burgess TTY BRIDLE CREEK 707 Seventeenth SSt., #1120-5240 2300,ut erenver, CO 80202 METROPOLITAN DISTRICT NO. 2 DES YAWS ND AR/A410CWTD DECiNMC DATA WAS PREMED IT CARID A REVISION: DRAWING NO. SHEET NO. OUNCESS.NC.Fat DIE MOJECT INOCARD.ANY COWIr CM=• Ww s C AT 1 SOLE i 5K a IE 0 DISTRICT2 2 OF 2 EXHIBIT B Boundary Map • • IUD eoi«n•ow 1..13 (WU Smcq • ,.• tl 9 ()m7) € - �2c • -Iom IL. zr�n • dam i + ro z x / • - • - . • t. e 44 -= 1$ _ I • to I ��i . qq•• • • — 1 I i . 1 . 1- . • • • 1 � � . • � __ I I BOUNDARY EXHIBIT DA'E AUGUST 2005 Carter.Burgess BRIDLE CREEK METROPOLITAN SCOLL 707 17711 S'• ne.270° NOT TO SCALE CONES,CO 60202DISTRICT No.2 _ (303)07)820-O-8240 Fe.(303)82O-4842 DACONO,COLORADO EXHIBIT C Vicinity Map -CITY OF DACONO- STATE HIGHWAY 52 / IP' WELD COUNTY ROAD NO. 12 Ln N M _L o 0 0 — Z Z Q 0 0 a Q — I 0 o WELD COUNTY ROAD NO. 10 2 CD cc I WELD CO. RD. ce / A W N0. 10 r } >- I—— < zo j r 00D Cu) 0a 0 W U H- 0 a a z W W W 3 3 PERRY STREET VICINITY MAP DATE: Carter Bur ess AUGUST 2005 707 17Th ST. STE. 2300 9 BRIDLE CREEK METROPOLITAN SCALE: NOT TO SCALE DENVER, CO 80202 DISTRICT No. 2 (303) 820-5240 Fax (303) 820-4842 DACONO, COLORADO EXHIBIT D Property Owner's Consent _ August 15, 2005 City of Dacono Post Office Box 186 Dacono, Colorado 80514 RE: Proposed Bridle Creek Metropolitan District No. 2 (the "District") To Whom It May Concern: Bridle Creek, LLC, a Colorado limited liability company, is the owner of the property _ attached hereto as Exhibit A, which property is proposed to constitute the boundaries of the District. The purpose of this letter is to advise that I, Bruce Galloway, as Manager of Bridle Creek, LLC, a Colorado limited liability company, consent to the organization of the District. BRIDLE CREEK, LLC, a Colorado limited liability company Bruce Galloway, M ager STATE OF COLORADO ) ) ss. COUNTY OF fDr2mAiyS ) 4 sworn to before me on this 15th day of August 2005, by Bruce Gallo apagft., iridle Creek, LLC, a Colorado limited liability company. • S LEAL] ••44 As Ii ii.z. 30 .0;9: Notary Public of cot.- tv \\ _ My commission expires //Jig oak . Bridle Creek\No. 1 Service Plan JLG0721 0811.0003 - - 707 17th Street - Carter:Burgess Si.rteDenver, znve r,CO 80202-3404 Phone: 303.820.5240 July 12,2005 Fox:303.820.2402 w w..c-b.com Property Description Bridle Creek Metropolitan District No. 2 A portion of the North Half of Section 18,Township 1 North,Range 67 West of the 6th Principal Meridian,City of Dacono,County of Weld,State of Colorado,being more particularly described as follows; COMMENCING at the North Quarter corner of said Section 18(a found 2"aluminum cap stamped"PLS 29425"); WHENCE the Center Quarter corner of said Section 18 (a found 2"aluminum cap stamped"PLS 29425")bears S00°27'38"E(Basis of Bearing-assumed)a distance of 2656.36 feet; THENCE S87°45'08"E a distance of 919.03 feet to a point 30.00 feet southerly of the northerly line of the Northeast Quarter of said Section 18,being the POINT OF BEGINNING; THENCE 823°25'50"E a distance of 217.74 feet; THENCE S70°42'07"W a distance of 402.60 feet; THENCE S44°19'51"W a distance of 143.43 feet; .THENCE N83°40'52"W a distance of 228.30 feet; THENCE N03°45'56"E a distance of 58.37 feet; THENCE$69°18'20"W a distance of 446.77 feet; THENCE S50°18'20"W a distance of 1225.00 feet; ' THENCE 545°18'20"W a distance of 165.00 feet; THENCE S24°28'45"W a distance of 698.55 feet;. THENCE S00°22'36"W a distance of 566.29 feet; THENCE N89°37'24"W along the southerly line of the Northwest Quarter of said Section 18 a distance of 1038.67 feet; THENCE N00°11'49"W along a line being 30.00 feet easterly of and parallel with the westerly line of the Northwest Quarter of said Section 18 a distance of 1374.87 feet; THENCE N89°50'38"E tangent with the following described curve a distance of 885.95 feet; THENCE along the arc of a curve to the left,having a central angle of 11°35'50", a radius of 25.00 feet,a chord bearing N84°02'43"E a distance of 5.05 feet, and an arc distance of 5.06 feet; THENCE N00°09'22"W non-tangent with the last described curve a distance of 1242.75 feet; THENCE S89°36'58"E along a line being 30.00 feet southerly of and parallel with the northerly line of the Northwest Quarter of said Section 18 a distance of 1625.46 feet; THENCE 589°37'23"E along a line being 30.00 feet southerly of and parallel with the northerly line of the Northeast Quarter of said Section 18 a distance of 918.10 feet to the POINT OF BEGINNING. Con:inin QQ41 -.: a fe--. (81.920 Acres),more or less. rep rc4flS d 1t -' Date 3- i Ke t. _:`W. Carlson PLS 3 % 6 For • laphalf of Carter ,`t •`e'ss,•Ine Ste" An t K:\071814-Bridle Creek\Desc\DistrictParcels\District2.doe Page 1 of 2 Crier&Burgess,Inc Carter a Burgess Consultants, Inc :3C5 Architects/Engineers,Inc. C&fi Architects/Engineers,PC. C88 Nevada. :nc. - NW COR. SEC. 18 RECOVERED&ACCEPTED st mom`.",SRS DRS g P N'ly Line NE 1/4 Sec. 18 POHLY TIN R6816 R6791 512 S7 513 S18 NP 1/4r COR.SEC.18 POINT OF tEGPMNG 2ooz Ps zaws 'ly Line NW 1/4 Sec. 18 R .CAAP REONERED &PLS 2294225 S 8745.0 "03$ E — — S 89'36'58" E-rte S ;• 1625.4fi` 918.10' S 2S25'50"2 E a I �,in BRIDLE CREEK I ^ W 217.74' c l N. METROPOLITAN DISTRICT NO. 2 9�.19` , " C rn 5+a et92D Acres S 6 4 6. S 70'42 07 w (3,688,460 eµMJ - - 403_.(6Q/\)-' CA 0 N 43'45'56" E S 44'19'51.=V -,\ \ 143.4 ,Y, , _ " 00�0 158.3- N 83'40'52" W co jCB=N 84'0243 E �p`rt`o� 9 De=t1 S \ti 1c _ I I Oil R=25.00' A=5.06' di 1 ' wl \-� . 0 I N-89'30L38=E ) -- I 885.95' � S 45'18'20" Q= — z I e3- 165.00✓ {, z to .r -- = I h S J 1 At 4 e�Ee ter ( �_ — ii ro � llc - 3 �<r •v ‘5,11'4{61(, . �I bo • ^ , co m M N -- - II 130 Nc�O C,s1_\ i l - % N 89'3724" W o ' 1038.67 �N _S'ly`Lin e 118_ Line NH 1 / c. 18 COj /4 EREDCOR.SEC.18A ` D C1/4 COR.SEC.18 RECOVERED &ACCEPTED 2 1/2•ALUMN.CAP RECOVERED&ACCEPTED PIS 28258. .. 2ALUYN.CAP PIS 29425 0 150 SOO 600 1200 1 inch = 600 ft CARTER & BURGESS PROJECT NO. — CLIENT PROJECT NO. REVISION DESCRIPI0N N 1/2 SEC. 18 DRAWN DOW IDATE 07-12-05'SCALE I'=6OO' T1 N R67W 6th P.M. Carter=Burgess n"E BRIDLE CREEK 707 Seventeenth St, #2300, Denver, CO 80202 METROPOLITAN DISTRICT NO. 2 tJ0),msx•B r(z,)s0-"•i 1105 WTFIDAL AND ANY ASSOCIATED ELECTRONIC DATA WAS PREPARED NT CAMERA WARN: DRAWING NO. - SHEET NO. BURGESS,MC.FOR TIC:PROJECT INDICATED.AIN PI=OR RoO EATION WITHOUT THE TERM.CamFP OF CARTER a BURGESS SNAIL BE AT THE SOLE Risk OF ME USER. 0 DISTRICT2 2 OF 2 EXHIBIT E Engineer's Estimate of Costs and Certification 707 17th Street $v1 c. 00 Carter:Burgess ne C "hone: 332 e235243 The Bridle Creek Metropolitan District No. 2 Probable Construction Cost Estimate This engineer's estimate of probable cost to construct the public improvements within the district boundaries along with the required offsite improvements are represented in the approximate costs listed by category below. On Site Costs Based upon Opinion of Probable Costs for other planned developments in the vicinity of the Bridle Creek Metropolitan District No. 2, a typical cost per acre for on-site infrastructure construction is $45,000 per acre. This cost includes roadways, storm sewer, sanitary sewer mains, water mains and minimal grading per City of Dacono design specifications The following costs are not included: 1. Offsite roadways and utilities 2. Lift stations 3. Landscaping 4. Private streets/parking and utilities (including water meters) 5. Dry utilities 6. Environmental 7. Geotechnical considerations • 8. Fees (plan review, tap fees, application fees, impact, etc.) — 9. Weld County coordination and submittals 10. Traffic signalization This estimated cost per acre is provided with the understanding that it is not based on an actual site development plan for the Bridle Creek Metropolitan District No. 2. Accordingly, it should be used for preliminary planning purposes only. This Opinion of Probable Costs for the Bridle Creek Metropolitan District No. 2 should be revised once actual roadway, water distribution, sanitary collection and storm water management systems have been designed for the development. On Site Cost Estimate—82 acres @ $45,000/acre $3,690,000 Off Site Costs Parks and Open Space Offsite Landscaping (WCR 13) $ 56,250 Roadway Construction Offsite Roadway (WCR 10 and WCR 13) $ 805,430 Waterline Construction Offsite Waterline $ 50,000 [Note that offsite improvement costs for water will require adjustment once water district and/or development agreements are in place.] 1cne s R jcs. In _crterF _ `Con≥c. w. 333 ec s.Eny veers 3P,B Archltecfs T g'meers, PC CR3 Nevada Inc. Sanitary Sewer Construction Offsite Sanitary $250,000 [Note that offsite improvement costs for sanitary sewer will require adjustment once sanitation district and/or development agreements are in place.] Storm Drainage Construction N/A Total Probable Construction Costs for District Improvements • Total Onsite Improvements $3,690,000 • Total Offsite Improvements $1,161,680 Combined Estimated of Probable Costs $4,851,680 Carter&Burgess,Inc. Carter&Burgess Architects/Engineers,Inc. Carter&Burgess Consultants,Inc. C&B Architects/Engineers,Inc. C&B Architects/Engineers,RC. C&B Nevada,Inc. 707 17th Street Seine 2300 Carter«Burgess Denver,COC 80202-3404 Phone:303.320.5240 Fax:303.820.2402 www c-b.cam August 30, 2005 City of Dacono 512 Cherry Street P.O. Box 186 Dacono, CO. 80514 RE: Estimate of Probable Costs Proposed Bridle Creek Metropolitan District No. 2 To Whom It May Concern: I, Jeffrey Sean O'hearn, a Registered Professional Engineer in the State of Colorado, have reviewed the Engineer's Estimate of Probable Construction Costs within the proposed Bridle Creek Metropolitan District No. 2. The Engineer's Estimate of Probable Construction Cost was based on the following information and assumptions: • Quantities and associated costs for known off-site items were based on • conceptual design of public improvements, as depicted in the Bridle Creek Construction Plans dated June 2005, prepared by Carter & Burgess, which are not approved by appropriate agencies. Costs for unknown off-site items were estimated. On-site costs were estimated on a cost per acre basis; and • Unit costs and per acre costs were based on recent bid costs for similar projects. Based on these assumptions, I believe that the Engineer's Estimate of Probable Construction.Cost contained within the Service Plan for the Bridle Creek Metropolitan District No. 2 is reasonable for the public improvements portion of this project. Additionally, I have reviewed the exhibits of the location of the public improvements within the Service Plan for the subject district(e.g.,roadways and sidewalks, storm water management system, water distribution system, sanitary sewer collection system and parks/trails and open space) and believe the exhibits represent the conceptual design of the public improvements as they are know at this time. For and on behalf of %O0 REM, Carter&Burgess, Inc. vd oozy SEAN°Kea of fir° °g� ae ean O'Heam, .E. Vac ,°�� � CO P.E. No. 33568 C °°°°«°°°°°s\t• _ S�0NRL �6 Carter&Burgess,Inc Carter&Burgess Consultants, Inc. C&8 Architects/Engineers,Inc. C&B Architects/Engineers,PC. CPA Nevada, Inc. EXHIBIT F Location of Public Improvements U WMtY JOT Nal] a - U p KM Nmai A A O aOm �v O Z o m m D m Z.� 1 °`" /��arter::Buress STREETS,SIDEWALKS AND TRAILS EXHIBIT g AUGUST 2005 C m, n, �.2300a1�ai BRIDLE CREEK METROPOLITAN ""E NOT TO SCALE (,°f� „°0OFm(303)„o-,,,, DISTRICT No.2 DACONO,COLORADO - Ohm aCm n O m ti m 0 Zr� o >m D r Nzz e M yy PROPOSED'minket • • WATERLINE EXHIBIT °°` Ca Her BurgasNOT TO 2005 „ 17111 n, f 2300 AUGUST BRIDLE CREEK METROPOLITAN DAVE DENIER.a CO 50202 °° DISTRICT No.2 NOT TO SCALE (303)11Q-53/0 !m(303)520-4842 DACONO,COLORADO 610 COLWIY ROW MI) (We SE[IIC.) r p� m A O c o n 0 0 Z r pj NZ T. -- - 2 • ?otr 43. % , • • • SANITARY SEWER EXHIBIT DATE AUGUST 2005 Car l SYrgess BRIDLE CREEK METROPOLITAN J°oo7i.'m 7TH 57.CO 00202 E'x3°° NOT TO SCALE (Y])u0-5240 Fax(303)em-484x DISTRICT No.2 DACONO,COLORADO KID COMO R]W M.I3 (M7 SCOW 6 U m Fri A A a ti U n O o >m Dm Nz• • • • • • Carter Burgess STORM WATER CONTROL EXHIBIT AUGUST 2005 80202 om BRIDLE CREEK METROPOLITAN SC"E DOWER,CO NOT TO SCALE (]03)82 -sxw F (,1N)820-4842 DISTRICT No.2 DACONO,COLORADO stIO=NW ROO lb I3 Ste=SON) • sum m � r -10 o ZrA O > m ➢ m Z • % — • • • • • to • Carter Burgess LANDSCAPE AND OPEN SPACE EXHIBIT °A" AUGUST 2005 '70)117 cS S '2300 BRIDLE CREEK METROPOLITAN scat NOT TO SCALE (303)524-5240 re,(103)820-.1„ DISTRICT No.2 DACONO,COLORADO EXHIBIT G Financing Plan Forecasted Cash Surplus Balances and Cash Receipts and Disbursements Market Projection Consultant's Analysis Developer's Letter in Support of Market Projections BRIDLE CREEK METROPOLITAN DISTRICT NO . 2 FORECASTED SURPLUS CASH BALANCES AND CASH RECEIPTS AND DISBURSEMENTS AUGUST 30, 2005 TABLE OF CONTENTS PAGE Accountant's Report 1 Forecast Summary 2 Schedule of Estimated Assessed Valuation 4 Schedule of Estimated Bond Debt Service Requirements 6 Summary of Significant Forecast Assumptions and Accounting Policies 8 MClifton Gunderson Xn LLP Certified Public Accountants&Consultants Accountant's Report The Petitioners for Formation of Bridle Creek Metropolitan District No. 2 Weld County, Colorado We have compiled the accompanying forecasted surplus cash balances and cash receipts and disbursements of Bridle Creek Metropolitan District No. 2 (the "District") (in the Formation Stage of Development) as of the date of formation and for the calendar years ending through 2038, in accordance with attestation standards established by the American Institute of Certified Public Accountants. A compilation is limited to presenting in the form of a forecast, information that is the representation of the Petitioners for Formation of the District (collectively, "Management") and does not include evaluation of the support for the assumptions underlying the forecast. We have not examined the forecast and, accordingly, do not express an opinion or any other form of assurance on the accompanying schedules or assumptions. However, we did become aware of a departure from the guidelines for presentation of a forecast established by the American Institute of Certified Public Accountants, which is described in the following paragraph. Furthermore, there will usually be differences between the forecasted and actual results, because events and circumstances frequently do not occur as expected, and those differences may be material. We have no responsibility to update this report for events and circumstances occurring after the date of this report. As discussed in Note 4, the forecast is presented on the cash basis of accounting, whereas the historical financial statements for the forecast period are expected to be presented in conformity with generally accepted accounting principles on the accrual basis for government wide statements and the modified accrual basis for individual fund financial statements for all funds of the District by fund type. Guidelines for presentation of a forecast established by the American Institute of Certified Public Accountants require disclosure of the differences resulting from the use of a different basis of accounting in the forecast than that expected to be used in the historical financial statements for the period. Accordingly, if the AICPA presentation guidelines were followed, the forecast would indicate that the presentation reflects — surplus cash balances and the cash received and disbursed rather than fund balances and the revenue and expenditures that would be recognized under generally accepted accounting principles based on the accrual basis and the modified accrual basis of accounting. Ce,las-ncer-.4....,‘__, LLA Greenwood Village, Colorado August 30, 2005 Offices in 14 states and Washington,DC H LB International I I I I I I I I I I I I I I I I 1 I I BRIDLE CREEK METROPOLITAN DISTRICT NO.2 ON THE FORMATION STAGE OF DEVELOPMENT) FORECASTED SURPLUS CASH BALANCES AND CASH RECEIPTS AND DISBURSEMENTS GENERAL AND DEBT SERVICE FUNDS ONLY SUMMARY-GENERAL FUND AS OF THE DATE OF FORMATION AND FOR THE CALENDAR YEARS ENDING THROUGH 2031 Cash Receipts Cash Disbursements Cash Balances General Net Specific Annual Administrative Annual Cumulative Total Fund Properly Ownership Developer Interest Total Costs Total Surplus Surplus Collection Assessed Mill Taxes Taxes Contributions Income Cash $25,000 Cash Cash Cash Collection Year Value Levy for at Receipts Inflated by Disbursements (Deficit) Balances Year (See Page5) 98.0DY. 1000% Administrative 200% 2 2005 0 2005 2006 0 0000 0 0 25,000 0 25,000 25,000 25,000 0 0 2006 2007 88,740 5.000 435 44 25,250 0 25,729 25,500 25,500 229 229 2007 2008 332,316 5.000 1,628 163 25,000 5 26,796 26,010 26,010 786 1,015 2008 2009 580,764 5.000 2,846 285 24,000 20 27.151 26,530 26,530 621 1,636 2009 2010 844,020 5.000 4,136 414 22,500 33 27,083 27,061 27,061 22 1,658 2010 2011 1,102,505 5.000 5,402 540 21,750 33 27,725 27,602 27,602 123 1,781 2011 2012 1,413,057 5.000 6,924 692 20,750 36 28,402 28,154 28,154 248 2,029 2012 2013 2,782,161 5.000 11,673 1,167 16,000 41 28,881 28,717 28,717 164 2,193 2013 2014 4,686,648 5.000 22,965 2,297 4,200 44 29,506 29,291 29,291 215 2,407 2014 2015 6,268,761 5000 30,717 3,072 48 33,837 29,877 29,877 3,960 6,367 2015 2016 6,394,136 5.000 31,331 3,133 127 34,591 30,475 30,475 4,116 10,483 2016 2017 6,394,136 5.000 31331 3,133 210 34,674 31,084 31,084 3,590 14,073 2017 2018 6,522,019 5.000 31,958 5196 281 35,435 31,706 31,706 3,729 17,802 2018 2019 6,522,019 5.000 31,958 3,196 356 35,510 32,340 32,340 3,170 20,972 2019 2020 6,652,459 5.000 32,597 3,260 419 36,276 32,987 32,987 3,289 24,261 2020 2021 6,652,459 5.000 32,597 3,260 485 36,342 33,647 33,647 2,695 26,956 2021 2022 6,785,508 5.000 33,249 3,325 539 37,113 34,320 34320 2,793 29,749 2022 2023 6,785,508 5.000 33,249 3,325 595 37,169 35,006 35,006 2,163 31,912 2023 2024 6,927 219 5.000 33,914 3391 678 37,943 35,706 15,706 2,237 34,149 2024 2025 6,921,219 5.000 33,914 3,791 683 37,988 36,420 36,420 1,568 35,717 2025 2026 7,059,643 5.000 34,592 3,459 714 38,765 37,149 37,149 1,616 37,333 2026 2027 7,059,643 5.000 34,592 3,459 747 38,798 37,892 37,892 906 38,239 2027 2028 7,200,836 5.000 35,284 3,528 765 39,577 38,649 38,649 928 39,167 2028 2029 7,200,836 5.000 35,284 3,528 783 39,595 39,422 39,422 173 39,339 2029 2030 7,344,853 5.000 35,990 3,599 787 40,376 40,211 40,211 165 39,505 2030 2031 7,344,853 5.000 35,990 3,599 790 40379 41,015 41,015 (636) 38,868 2031 2032 7,491,750 5.000 36,710 3,671 777 41,158 41,835 41,835 (677) 38,191 2032 2033 7,491,750 5.000 36,710 3,671 764 41,145 42,672 42,672 (1,527) 36,664 2033 2034 7,641,585 5.000 37,444 3,744 733 41,921 43,526 43,526 (1,605) 35,059 2034 2035 7,641,585 5.000 37,444 3,744 701 41,889 44,396 44,396 (2,507) 32,552 2035 2036 7,794,416 5.000 38,193 3,819 651 42,663 45,284 45,284 (2,621) 29,931 2036 2037 7,794,416 5000 38,193 3,819 599 42,611 46,190 46,190 (3,579) 26,352 2037 2038 7,950305 5.000 38,956 3,8% 527 43,379 47,114 47,114 (3,735) 22,618 2038 888,206 88,820 184,450 13,931 1,175,407 1,152,789 1,152,189 22,618 This financial information should be read only in connection with the accompanying Summary of Significant Forecast Assumptions and Accounting Policies and Accountant's Report. Page 2 I I I I I I I I I I I I I I I I I I I BRIDLE CREEK METROPOLITAN DISTRICT NO.2 (IN THE FORMATION STAGE OF DEVELOPMENT) FORECASTED SURPLUS CASH BALANCES AND CASH RECEIPTS AND DISBURSEMENTS GENERAL AND DEBT SERVICE FUNDS ONLY SUMMARY-DEBT SERVICE FUND AS OF THE DATE OF FORMATION AND FOR THE CALENDAR YEARS ENDING THROUGH 2031 Cash Receipts Cash Balances Debt Net Specific Townhome Multi-Family Total Cumulative Net Cumulative Total Annual Cumulative Total Service Property Ownership Residential Residential Interest Annual Cash Debt Service Cash Available Bonds Surplus Fund Cash Surplus Surplus Collection Assessed Fund Taxes Taxes Facility Fee Facility Fee Income Cash Available on for Surplus Transfer to Cumulative Maximum Debt to Disbursements Cash Cash Collection Year Value Mill per Unit @ per Unit @ at Receipts for 2008 Bonds Fund (Release from) Surplus Balance Assessed (Deficit) Balances Year (See Page s) Levy 9800% 1000% SLOW S750 200% Debt Service (See Page 6) Surplus Fund Balance $280,000 Ratio 2005 0 2005 2006 0 0000 0 0 20,000 0 0 20,000 20,000 0 20,000 0 20,000 20,000 2006 2007 88,740 35.000 3,044 304 20,000 0 400 23,748 43,748 0 43,748 0 23,748 43,748 2007 2008 332,316 35.000 11,398 1,140 20,000 0 875 33,413 77,161 0 77,161 77,161 77,161 280,000 843% 77,161 (43,748) 0 2008 2009 580,764 35000 19,920 1,992 20,000 0 0 41.912 41912 0 41,912 41,912 119,073 280,000 482% 41,912 0 0 2009 2010 844,020 35.000 28,950 2,895 20,000 0 0 51,845 51,845 0 51,845 51,845 170,918 280,000 332% 51,845 0 0 2010 2011 1,102,505 35.000 37,816 3,782 26,000 0 0 67,598 67,598 0 67,598 67,598 238,516 280,000 254% 67,598 0 0 2011 2012 1,413,057 35.000 48,468 4,847 0 136,500 0 189,815 189,815 210,000 (20,185) (20,185) 218,331 280,000 198% 189,815 0 0 2012 2013 2,382,161 35.000 81,708 8,171 0 136,500 0 226,379 226,379 225,000 1,379 1,379 219,710 280,000 117% 226,379 0 0 2013 • 2014 4,686,648 35.000 160,752 16,075 0 0 0 176,827 176,827 208,875 (32,048) (32,048) 187,662 280,000 59% 176,827 0 0 2014 2015 6,268,761 33.100 203,346 20,335 0 0 0 223681 223,681 233,875 (10,194) (187,662) 0 D 44% 46,213 177,468 177,468 2015 2016 6,394,136 33.100 207,413 20,741 0 0 3,549 231,703 409,171 237,000 43% 237,000 (5,297) 172,171 2016 2017 6,394,136 33.100 207,413 20,741 0 0 3,443 231,597 403,76B 239,750 42% 239,750 (8,153) 164,018 2017 2018 6.522,019 33.100 211,561 21,156 0 0 3,280 235,997 400,015 237,125 41% 237,125 (1,128) 862,890 2018 2019 6,522,019 33.100 211,561 21,156 0 0 3,258 235,975 398,865 244,500 40'6 244,500 (8,525) 154,365 2019 2020 6,652,459 33.100 215,792 21,579 0 0 3,087 240,458 394,823 246,125 39% 246,125 (5,667) 148,698 2020 2021 6,652,459 33.100 215,792 21,579 0 0 2,974 240,345 389,043 247,375 38% 247,375 (7,030) 141,668 2021 2022 6,785,508 33.100 220,108 22,011 0 0 2,833 244,952 386,620 248,250 36% 248,250 (3,298) 138,370 2022 2023 6,785,508 33.100 220,108 22,011 0 0 2,767 244,886 383,256 253,750 35% 253,750 (8,864) 129,506 2023 2024 6,921,219 33.100 224,511 22,451 0 0 2,590 2_495522 379,058 253,500 33% 253,500 (3,948) 125,558 2024 2025 6,921,219 33.100 224,511 22,451 0 0 2,511 249,473 375,031 257,875 32% 257,875 (8,402) 117,156 2025 2026 7,059,643 33.100 229,001 22,900 0 0 2,343 254,244 371,400 261,500 30% 261,500 (7,256) 109,900 2026 2027 7,059,643 33.100 229,001 22,900 0 0 2,198 254,099 363,999 264,375 29% 264,375 (10,276) 99,624 2027 2028 7,200,836 33.100 233,581 23,358 0 0 1,992 258,931 358,555 261,500 27% 261,500 (2,569) 97,055 2028 2029 7,200,836 33.100 233,581 23,358 0 0 1,941 258,880 355,935 268,250 25% 268,250 (9,370) 87,685 2029 2030 7,344,853 33.100 238,252 23,825 0 0 1,754 263.831 351,516 268,875 22% 268,875 (5,044) 82,641 2030 2031 7,344,853 33.100 238,252 23,825 0 0 1,653 263,730 346,371 273,750 20% 273,750 (10,020) 72,621 2031 2032 7,491,750 33.100 243,017 24,302 0 0 1,452 268,771 341,392 272,500 182. 272,500 (3,729) 68,892 2032 2033 7,491,750 33.100 243,017 24,302 0 0 1,378 268,697 337,589 280,500 15% 280,500 (11,803) 57,089 2033 2034 7,641,585 33.100 247,878 24,788 0 0 1,142 273,808 330,897 282,000 13% 282,000 (8,192) 48,897 2034 2035 7,641,585 33.100 247,878 24,788 0 0 978 273,644 322,541 287,375 10% 287,375 (13,731) 35,166 2035 2036 7,794,416 33.100 252,835 25,284 0 0 703 278,822 313,988 286,250 7% 286,250 (7,428) 27,738 2036 2037 7,794,416 33.100 252,835 25,284 0 0 555 278,674 306,412 289,000 0% 289,000 (10,326) 17,412 2037 2038 7,950,305 33.100 257,892 25,789 0 0 348 284,029 301,441 290,250 0% 290,250 (6,221) 11,191 2038 5,901,192 590,120 126,000 273,000 50,004 6,940,316 6,929,125 0 ', 6,929,825 11,191 This financial information should be read only in connection with the accompanying Summary of Significant Forecast Assumptions and Accounting Policies and Accountant's Report. I Page 3 I I I I I I I I I I I I I I I I I I I BRIDLE CREEK METROPOLITAN DISTRICT NO.2 (IN THE FORMATION STAGE OF DEVELOPMENT) FORECASTED SURPLUS CASH BALANCES AND CASH RECEIPTS AND DISBURSEMENTS GENERAL AND DEBT SERVICE FUNDS ONLY SCHEDULE OF ESTIMATED ASSESSED VALUATION (Page I of 2 -Continued On Page 5) AS OF THE DATE OF FORMATION AND FOR THE CALENDAR YEARS ENDING THROUGH 2038 TOTAL RESIDENTIAL UNITS TH-Townhome Lots®1100 Sq Ft Units MF-Condominium Lots®1000 Sq Ft Units MF-Condominium Lots®900 Sq Ft Units TOTAL RESIDENTIAL UNITS Est.Biennial Cumulative Estimated Em.Market Annual Est.Market Annual Est.Market Annual Annual Annual Revaluation Market Residential RESIDEN IA1. Construction Collection Number of Value per Value Number of Value per Value Number of Value per Value Number of New Value of New per State Value Assessment ASSESSED Year Year Dwelling Unit of New Dwelling Unit of New Dwelling Unit of New Residential Residential Statute at of New Ratio VALUATION Units $153,000 Units Units $150,000 Units Units $130,000 Units Units Units 200% Units Inflation compounded annually on base prii 200% 2.00% 2 2005 2007 0 0 0 7.96% 0 2006 2008 20 153,000 3060000 150,000 0 130,000 0 20 3,060,000 0 3,060,000 7.96% 243,576 2007 2009 20 156,060 3,121,200 153000 0 132,600 0 20 3,121,200 6,181200 7.96% 492,024 2008 2010 20 159,181 3,183,624 156,060 0 135,252 0 20 3,183,624 123,624 9,488,448 7.96% 755,280 2009 2011 20 162,365 3,247,296 159,181 0 137,957 0 20 3,247,296 12,735,744 7.96% 1,013,765 2010 2012 20 165,612 3,312,242 162,365 0 140,716 0 20 3,312242 254,715 16,302,701 7.96% 1,297,695 2011 2013 26 168,924 4,392,033 165,612 0 143,531 0 26 4,392,033 20,694,734 7.96% 1,647,301 2012 2014 172,303 0 84 168,924 14,189,646 98 146,401 14,347,309 182 28,536,955 413,895 49,645,584 7.96% 3,951,788 2013 2015 175,749 0 B4 172,303 14,473,439 98 149,329 14,634,255 182 29,107,694 78,753,278 7.96% 6,268,761 2014 2016 179,264 0 175,749 0 152,316 0 0 0 1,575.066 80,328,344 7.96% 6,394,136 2015 2017 182,849 0 179,264 0 155,362 0 0 0 80,328,344 7.96% 6,394,136 2016 2018 0 0 1,606,567 81,934,911 7.96% 6,522,019 2017 2019 0 0 81 934,911 7.96% 6,522,019 2018 2020 0 0 1,638,698 83,573,609 7.96% 6,652,459 2019 2021 0 0 83,573,609 7.96% 6,652,459 2020 2022 0 0 1.671,472 85,245,081 7.96% 6,785,508 2021 2023 0 0 85,245,081 7.96% 6,785,508 2022 2024 0 0 1,704,902 86 949,983 7.96% 6,921,219 2023 2025 0 0 86,949,983 7.96% 6,921219 2024 2026 0 0 1,739,000 88,688,983 7.96% 7,059,643 2025 2027 0 0 88,688,983 7.96% 7,059,643 2026 2028 0 0 1,%73,780 90,462,763 7.96% 7,200,836 2027 2029 0 0 90,462,763 7.96% 7,200,836 2028 2030 0 0 1,809,255 92,272,018 7.96% 7,344,853 2029 2031 0 0 92,272,018 7.96% 7,344,853 2030 2032 0 0 1845,440 94,117,458 7.96% 7,491,750 2031 2033 0 0 94,117,458 7.96% 7491,750 2032 2034 0 0 1,882,349 95,999,807 7.96% 7,641,585 2033 2035 0 0 95,999,807 7.96% 7,641,585 2034 2036 0 0 1,919,996 97919,803 7.96% 7,794,416 2035 2037 0 0 97.919,803 7.96% 3794,416 2036 2038 0 0 1958,396 99,878,199 7.96% 7,950,305 126 20,316,395 168 28,663,085 196 28,981,564 490 77,961,044 21917,155 This financial information should be read only in connection with the accompanying Summary of Significant Forecast Assumptions and Accounting Policies and Accountant's Report. Page 4 I I I I I I I I I I I I I I I I I I I BRIDLE CREEK METROPOLITAN DISTRICT NO.2 (IN THE FORMATION STAGE OF DEVELOPMENT) FORECASTED SURPLUS CASH BALANCES AND CASH RECEIPTS AND DISBURSEMENTS GENERAL AND DEBT SERVICE FUNDS ONLY SCHEDULE OF ESTIMATED ASSESSED VALUATION (Page 2 of 2 -Continued from Page 4) AS OF THE DATE OF FORMATION AND FOR THE CALENDAR YEARS ENDING THROUGH 203E Undeveloped Land ' TH-Townhome Lots®1100 Sq Ft Units MF-Condominium Lots®1000 Sq Ft Units MF-Condominium Lots®900 Sq Ft Units Annual Cumulative Estimated Planed& Less: Annual Platted& Less: Annual Platted& Less'. Annual Market Market Land LAND RESIDENTIAL TOTAL Construction Collection Improved Lots Lots Actual Improved Lots Lots Actual Improved Lots Lots Actual Value of Value of Assessment ASSESSED ASSESSED ASSESSED Collection Year Year 3153,000 Used Value 5150,000 Used Value $130,000 Used Value Undeveloped Undeveloped Ratio VALUATION VALUATION VALUATION Year 10.00% 10.00% 10 Land Land (See Page 4) 2005 2007 306,000 0 306,000 0 0 0 0 0 0 306,000 306,000 29.00/. 88,740 0 88,740 2007 2006 2008 306,000 (306,000) 0 0 0 0 0 0 0 0 306,000 29.00% 88,740 243,576 332,316 2008 2007 2009 306.000 (306,000) 0 0 0 0 0 0 0 0 306,000 29.00% 88,740 492,024 580,764 2009 2008 2010 306,000 (306,000) 0 0 0 0 0 0 0 0 306,000 29.00/. 88,740 755,280 844,020 2010 2009 2011 306,000 (306,000) 0 0 0 0 0 0 0 0 306,000 29.00% 88,740 1,013.765 1,102,505 2011 2010 2012 397,800 (306,000) 91,800 0 0 0 0 0 0 91900 397,800 2900% 115,362 1297,695 1,413,057 2012 2011 2013 0 (397,800) (397,800) 1,260,000 0 1,260,000 1,274,000 0 1,274,000 2,136,200 2,534,000 29.00% 734,860 1,647301 2,382,161 2013 2012 2014 0 0 0 1,260,000 (1260,000) 0 1,274,000 (1,274,000) 0 0 2,534,000 29.00% 734,860 3,951,788 4,686,648 2014 2013 2015 0 0 0 0 (1,260,000) (1,260,000) 0 (1,274,000) (1,274,000) (2,534,000) 0 29.00% 0 6,268,761 6268,761 2015 2014 2016 0 D 0 0 0 0 0 0 0 0 0 29.00% 0 6,394,136 6,394,136 2016 2015 2017 0 0 0 0 0 0 0 0 0 0 0 29.00% 0 6,394,136 6,394,136 2017 2016 2018 0 0 29.00% 0 6,522,019 6,522,019 2018 2017 2019 0 0 29.00/. 0 6,522,019 6,522,019 2019 2018 2020 0 0 29.00/. 0 6,652,459 6,652,459 2020 2019 2021 0 0 29.00% 0 6,652,459 6,652,459 2021 2020 2022 0 0 29.00% 0 6,785,508 6,785,508 2022 2021 2023 0 0 29.00% 0 6,785,508 6,785,508 2021 2022 2024 0 0 29.00% 0 6,921,219 6,921,219 2024 2023 2025 0 0 29.00% 0 6,921,219 6,921,219 2025 2024 2026 0 0 29.00% 0 7,059,643 7,059,643 2026 2025 2027 0 0 29.00% 0 7,059,643 7,059,643 2027 2026 2028 0 0 2900% 0 7,200,836 7,200,836 2028 2027 2029 0 0 2900% 0 7,200,836 7,200,836 2029 2028 2030 0 0 29.00% 0 7,344,853 7344,853 2030 2029 2031 0 0 29.00% 0 7344,853 7,344,853 2031 2030 2032 0 0 29.00% 0 7,491,750 7,491,750 2032 2031 2033 0 0 29 0 7,491,750 7,491,750 • 2033 2032 2034 0 0 29.00% 0 7,641,585 7,641,585 2034 2033 2035 0 0 2900% 0 7,641585 7,641,585 2035 2034 2036 0 0 29.00% 0 7,794,416 7,794,416 2036 2035 2037 0 0 29.00% 0 7.794,416 7,794,416 2037 2036 2038 0 0 29.00% 0 7,950,305 7,950,305 2078 1,927,800 (1,927,800) 0 2,520,000 (2,520,000) 0 2,548,000 (2,548,000) 0 This financial information should be read only in connection with the accompanying Summary of Significant Forecast Assumptions and Accounting Policies and Accountant's Report I Page 5 BRIDLE CREEK METROPOLITAN DISTRICT NO.2 (IN THE FORMATION STAGE OF DEVELOPMENT) FORECASTED SURPLUS CASH BALANCES AND CASH RECEIPTS AND DISBURSEMENTS GENERAL AND DEBT SERVICE FUNDS ONL\ SCHEDULE of ESTIMATED BOND DEBT SERVICE REQUIREMENTS AS OF THE DATE OF FORMATION AND FOR THE CALENDAR YEARS ENDING THROUGH 203 Series 2008 Bond Issue Dated: December 1,2008 52400,000 Issued: December I,2008 Interest Rat 7.500% Principal payments due on Dec.I. Reduce Debt Net 2008 Ouumnding Total 2008 Service By Beads Principe) Bonds Capitalized Debt Service Year Principal Coupon Interest Balance Debt Service Interest Payment, Year (See Page li 2008 0 2,800000 0 0 2008 2009 7.500% 210,000 2,800000 210,000 (210.000) 0 2009 2010 7.500% 210,000 2,800,000 210,000 (210.000) 0 2010 2011 7.500% 210,000 2,600,000 210,000 (210,000) 0 2011 2012 7.500% 210.000 2,800,000 210,000 210,000 2012 2013 15,000 7.500% 210,000 2,785,000 225,000 225,000 2013 2014 7 500% 208,875 2,785,010 208875 208,875 2014 2015 25,000 7.500% 208,875 2,760,000 233,875 233,875 2015 2016 30,000 7.500% 207,000 2,730,000 237,000 237,000 2016 2017 35,000 7.500% 204,750 2,695,000 239.750 139,750 2017 2018 35,000 7.500% 202,125 2,660,000 237,125 237,125 2018 ' 2019 45,000 7.500% 199.510 2,615,000 244,500 244,500 2019 2010 50,000 7.500% 196,125 2,565,000 246,125 246,125 2020 2021 55,000 7.500% 192,375 2,510,000 247,375 247,375 2021 2022 60,000 7.500% 188,250 2,450,000 248,250 248,250 2022 2023 70,000 7.500% 183,750 2,380010 253,750 253,750 2023 2024 75,000 7.500% 178,500 2,305,000 253,500 253,500 2024 2025 85,000 7.500% 172,875 2,220,000 257,875 257,875 2025 2026 95,000 7.500% 166,500 2,125,010 261,500 261,500 2026 2027 105,000 7.500% 159.375 2,020,000 264,375 264,375 2027 2028 110,000 7.500% 151,500 1,910,000 261,500 261,500 2028 2029 125,000 7 500% 143.250 1,785,000 268,250 268,250 2029 2030 135,000 7500% 133,875 1,650,000 268,875 268,875 2030 2031 150,000 7.500% 123,750 1,510,000 273,750 273,750 2031 2032 160,000 7.500% 112,500 1,340,000 272,500 272,500 2032 2033 180,000 7.500% 100,500 1,160.00 280,500 280,500 2033 2034 195,000 7.500% 87,000 965,000 28^_,000 282,000 2034 2035 215,000 7.500% 72.375 750,000 207,375 287,375 2035 2036 230,000 7.500% 56,250 520,000 286250 286,250 2036 2037 250,000 7.500% 39.000 270,000 289,000 289,000 2037 2038 270,000 7.500% 20,250 0 290,250 290,250 2038 2.800,00D 4,759.125 I 7.559,125 (630.000) 6,929.125 USE OF PROCEEDS- Developer Reimbursement 2,089,795 Capitalized Interest 598,205 Interest at 3 000% Issuance CODs 112,000 52.800.000 Note'. The net proceeds of the bonds",II be deposited into an escrow account. Such proceeds will be released on a pro rate basis as building permits are Issued This financial information should be read oN3 in connection with the accompanying Summary of Significant Forecast Assumplions and Accounting Policies and Accountant's Report. Page 6 I ► I I I ► I I I ► ► ► l BRIDLE CREEK METROPOLITAN DISTRICT NO.2 (IN THE FORMATION STAGE OF DEVELOPMENT) FORECASTED SURPLUS CASH BALANCES AND CASH RECEIPTS AND DISBURSEMENTS GENERAL AND DEBT SERVICE FUNDS ONLY SCHEDULE OF CAPITALIZED BOND INTEREST AS OF THE DATE OF FORMATION AND FOR THE CALENDAR YEARS ENDING THROUGH 2038 CALCULATION of CAPITALIZED INTEREST on SERIES 2008 BOND ISSUANCE Beginning Capitalized Interest at Disbursements Ending Date Balance Interest 3.000% To Debt Service Balance (See Page 6) (See Page 6) • 12/01/2008 0.00 598,204.64 598,204.64 6/01/2009 598,204.64 8,973.07 (105,000.00) 502,177.71 12/01/2009 502,177.71 7,532.67 (105,000.00) 404,710.38 6/01/2010 404,710.38 6,070.66 (105,000.00) 305,781.04 12/01/2010 305,781.04 4,586.72 (105,000.00) 205,367.76 6/01/2011 205,367.76 3,080.52 (105,000.00) 103,448.28 12/01/2011 103,448.28 1,551.72 (105,000.00) 0.00 598,204.64 31,795.36 (630,000.00) This financial information should be read only in connection with the accompanying Summary of Significant Forecast Assumptions anc Accounting Policies and Accountant's Report. • Page 7 BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 (In the Formation Stage of Development) SUMMARY OF SIGNIFICANT FORECAST ASSUMPTIONS AND ACCOUNTING POLICIES August 30,2005 NOTE 1) NATURE AND LIMITATION OF FORECAST This forecast of financial information is for the purpose of a financial analysis of the proposed financial plan of Bridle Creek Metropolitan District No. 2 (the "District") (in the Formation Stage of Development), located in the City of Dacono (the "City") in Weld County, Colorado. It is to display how the proposed facilities and services are currently anticipated to be provided and financed. This financial forecast presents, to the best knowledge and belief of the Petitioners for the Formation of the District (the "Petitioners"), the District's expected cash position and results of cash receipts and disbursements for the forecasted periods. Accordingly, the forecast reflects Management's judgment, as of the date of this forecast, of the expected conditions within the District and the District's expected course of action. The assumptions disclosed herein are those that Management believes are significant to the forecast, however, they are not all-inclusive. There will usually be differences between forecasted and actual results, because events and circumstances frequently do not occur as expected, and those differences may be material. The forecast is expressed in terms of 2005 dollars, with the only adjustments for inflation as follows. The market value of residential properties are forecasted to increase 2% per year, starting in 2007 through build-out. The market value of residential properties are forecasted to increase 2% biennially pursuant to the reassessment of property required by State statute. The residential assessment ratio is assumed to remain constant for collection year 2008 and beyond, based upon information as explained in Note 5. The assessment ratio for raw ground and improved lots is assumed to remain at a constant 29% for the entire forecast period in accordance with historical trends. Administrative costs in the General Fund are assumed to increase by 2% per year beginning in 2007. NOTE 2) ORGANIZATION The Petitioners are in the process of organizing the District as a quasi-municipal corporation and political subdivision of the State of Colorado. The District will be governed pursuant to provisions of the Colorado Special District Act (Title 32). The District will operate under a service plan approved by the City. The District contains approximately 81.920 acres of real property located entirely in Weld County, Colorado, within the City. The District is being established primarily to provide financing for streets, street lighting, traffic and safety controls, water, sanitary sewer, landscaping, storm drainage, and park and recreation improvements needed for the area. Page 8 BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 (In the Formation Stage of Development) SUMMARY OF SIGNIFICANT FORECAST ASSUMPTIONS AND ACCOUNTING POLICIES August 30,2005 NOTE 2) ORGANIZATION (continued) The operation and maintenance of these services and facilities, except as expressly provided by the Service Plan, is anticipated to be provided by the City or other entities, and not by the District. However, tract landscaping improvements will be retained by the District for operation and maintenance. If retained by the District, the District may .contract with a non-profit homeowners' association for operation and maintenance of these improvements and facilities. As set forth in this forecast, the District is forecasted to issue $2,800,000 of debt with one bond issue. However, the Service Plan may have a higher debt amount to allow for an under estimate of valuations in this forecast. Formation of the District is intended to be timed to allow for the proper legislative,judicial and election process to be completed in order for the District's electors to be able to vote for the authorization of debt and TABOR questions in November 2005, and to certify tax levies for tax collections in 2007. The Petitioners expect the favorable approval at the election since they constitute the majority of the current eligible electors within the proposed District's boundaries. NOTE 3) PETITIONERS FOR FORMATION The Petitioners are landowners, principals or employees of the major property owner of the land included within the boundaries of the District. The major landowner, as well as,the developer of the District is Bridle Creek, LLC, a Colorado limited liability company (the"Developer"). The Developer has provided the information regarding the number of units estimated to be built each year and the initial sales values for the residential properties to be developed in the District, based upon their knowledge and experience in developing other properties. The Developer anticipates that sales values will be increased by 2% for each year beyond 2006. Platted and improved lot values were estimated to be approximately 10% of residential market value (see Schedule of Estimated Assessed Valuation). NOTE 4) BASIS OF ACCOUNTING The basis of accounting for this forecast is the cash basis, which is a basis of accounting that is different from that allowed by the generally accepted accounting principles under which the District will prepare its financial statements. Page 9 BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 (In the Formation Stage of Development) SUMMARY OF SIGNIFICANT FORECAST ASSUMPTIONS AND ACCOUNTING POLICIES August 30,2005 NOTE 5) PROPERTY TAXES — The primary source of revenue or cash receipts will be ad valorem property taxes. Property taxes are to be determined annually by the District's Board of Directors and set by County Commissioners as to rate or levy based upon the assessed valuation of the property within the District. The Weld County Assessor determines the assessed valuation. The levy is expressed in terms of mills. A mill is 1/1,000 of the assessed valuation. The forecast assumes that the District will be able to set its initial mill levy at 40 mills for collection in 2007, for the combined purposes of debt service and administration. The initial mill levy for the General Fund is expected to be set at 5 mills and remain at such throughout the period of the forecast. The initial mill levy for the Debt Service Fund is expected to be set at 35 mills and be reduced to lower levels in future years as displayed in the forecast. The Gallagher Amendment to the Colorado Constitution states that residential assessed values Statewide must be approximately 45% of total assessed values. When the market values of residential property increase faster than the values of nonresidential property, the residential assessment ratio must decline to keep the 45 percent/55 percent ratio. Pursuant to House Bill 05-1289, the residential assessment ratio will remain at 7.96% in 2005 for collection in 2006. According to information as set forth in the Colorado Legislative Council Staff Forecasts entitled "Assessed Value and Property Tax Projections" issued on December 20, 2004, the residential assessment ratio is projected to decline to 7.62% in 2007, and 7.39% in 2009. The projections of the Legislative Council Staff are estimates only, do not have the force of law, and may or may not occur as projected. This forecast has included the current residential assessment ratio of 7.96% effective for collections in 2008 and throughout the term of the forecast period, since it is assumed that the District's Board will increase the mill levy, to maintain a mill levy that produces tax revenue in relation to current assessed valuation equivalent to revenue generated by the initial levy of 40 mills as forecasted for collection year 2007 ("Gallagher adjustment"). Per the District's Service Plan, the Mill Levy cap for the combined purposes of debt service and administration is 50 mills, as adjusted by the Gallagher adjustment. — The assessed valuation for the District is dependent upon the build-out schedule of the residential properties within the District. Management of the District has based the estimate of build-out on their forecasted build-out schedule. The forecasted development build-out schedule and conversion to assessed valuation is presented as a Schedule of Estimated Assessed Valuation. The assessed valuation rate for raw ground and improved lots is 29%until a home is constructed. All residential property has been assumed to be assessed at the residential property rates as explained above. Page 10 BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 (In the Formation Stage of Development) SUMMARY OF SIGNIFICANT FORECAST ASSUMPTIONS AND ACCOUNTING POLICIES August 30,2005 NOTE 5) PROPERTY TAXES (continued) Increases to valuation for the development of infrastructure within the District for platted and improved lots held for build-out are included in the forecasted assessed valuation. No assessed valuation has been assumed for State Assessed property that may be owned by public utilities within the District. The beginning assessed value of the land totaling 81.920 acres, which constitutes the District, has been deemed to be immaterial for purposes of the forecast. The property taxes resultant from the above mill levy and assessed valuation have been reduced for the Weld County Treasurer's 1.5% fee for collection of the taxes, and further reduced by 0.5%to allow for uncollectible taxes. NOTE 6) SPECIFIC OWNERSHIP TAXES Specific ownership taxes are set by the State and collected by the County Treasurer,primarily on vehicle licensing within the County as a whole. The specific ownership taxes are allocated by the County Treasurer to all taxing entities within the County. The forecast assumes that the District's share will be equal to approximately 10% of the total property taxes collected by the General and Debt Service Funds. NOTE 7) FACILITY FEE The forecast anticipates that the Board of Directors will set a facility fee, projected to be collected at the time of a request for a building permit from the builder based upon $1,000 for each townhome residential unit and $750 for each multi-family residential unit. NOTE 8) DEVELOPER ADVANCES The forecast assumes that the Developer will advance funds needed for organizational and construction costs to the District (see Note 12). To the extent that bond proceeds are available for organizational and construction payments in any year, the Developer advance would be reduced accordingly. In addition, to the extent that there are surplus cash balances that can be applied towards reducing this Developer advance without creating future cash deficits, the Developer advances will be reduced accordingly. Page 11 BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 (In the Formation Stage of Development) SUMMARY OF SIGNIFICANT FORECAST ASSUMPTIONS AND ACCOUNTING POLICIES August 30,2005 NOTE 8) DEVELOPER ADVANCES (continued) _ The forecast does not display cash receipts for Developer advances for construction costs and bonds proceeds available for construction costs nor cash disbursements for construction costs. Accordingly, the forecast assumes that any Developer advances for construction will be repaid from bond proceeds and that construction costs will be funded by Developer advances and / or bond proceeds. Any Developer advances, which cannot be reimbursed, will be treated as Developer contributions. Under the terms of the Service Plan, the District may issue construction financing notes to the Developer and such notes may not bear interest. NOTE 9) DEVELOPER CONTRIBUTIONS The forecast assumes that the Developer will contribute funds to the District for administrative costs as shown on the summary page for the General Fund of the forecast. NOTE 10) INTEREST INCOME The forecast includes interest income earned on monies that are forecasted to be on deposit or invested by the District at the prior year-end at an interest rate of 2%. Additional interest earned on deposits from bond proceeds, for payment of bond interest expense during an initial period (capitalized interest), has been included in the debt service schedule at 3%. The calculation of this interest is also shown as a separate Schedule of Capitalized Bond Interest. NOTE 11) ADMINISTRATIVE DISBURSEMENTS Administrative expenditures include the services necessary to maintain the District's administrative viability such as legal, accounting and audit, general engineering, insurance, banking, meeting expense, and other administrative expenses. Administrative costs have been included in the forecast at $25,000 in 2006. Beginning in 2007, these disbursements have been increased for inflation by 2%per year throughout the term of the forecast. Should administrative costs exceed the forecasted amount, the Developer will contribute funds to the District for the shortfall. These administrative services are necessary as long as bonds are outstanding throughout the life of the District. Page 12 BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 (In the Formation Stage of Development) SUMMARY OF SIGNIFICANT FORECAST ASSUMPTIONS AND ACCOUNTING POLICIES August 30,2005 NOTE 12) INFRASTRUCTURE IMPROVEMENTS The estimated cost of the capital infrastructure improvements to be funded under the Service Plan is $4,851,680, as expressed in 2005 dollars. The forecast assumes that the Developer will advance funds for all infrastructure costs and be reimbursed from bond proceeds to the extent bonds can be issued, which may be less than the total eligible costs (see Note 8). The capital infrastructure costs per the engineering estimate exceed the amount that can be reimbursed to the Developer under this Plan. Management expects that the District will allow the Developer to: either advance funds to the District; or to actually construct the improvements under the District's supervision, for reimbursement by the District upon completion of the improvements to the extent bondable; or to contribute funds to the District, should costs exceed the District's capacity for repayment of such costs. The reimbursement of any additional costs is subject to the District's authorized indebtedness and other revenue available to the District. The amount of infrastructure costs not bondable within the limits of the proposed Service Plan would remain a responsibility of the Developer. There may be additional construction costs in the future. NOTE 13) DEBT SERVICE The District anticipates issuing general obligation bonds on December 1, 2008 in the amount of $2,800,000. The proceeds of such debt will be used for issuance costs, capitalized interest, and to fund the cost of capital infrastructure improvements or to reimburse the Developer for the advancement of those funds, to the extent possible (see Note 8). The bonds are assumed to bear interest at an estimated rate of 7.50%. The bond interest is payable semi-annually on June 1 and December 1, with annual principal payments on December 1 of each year. The bonds anticipate starting interest repayments on June 1, 2009, and per the scheduled maturities are payable over a 30-year period,with the final payment on December 1, 2038. Prior to the date the Debt to Assessed Ratio is equal to 50% or less, pledged revenue that is not needed to pay debt service on the Series 2008 Bonds in any year will be deposited to and held in the Surplus Fund, up to a maximum amount of$280,000. The forecast assumes that the Debt to Assessed Ratio will be equal to or less than 50% in 2015, at which time the Surplus Fund will be terminated and any moneys therein applied to any legal purpose of the District. Page 13 BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 (In the Formation Stage of Development) SUMMARY OF SIGNIFICANT FORECAST ASSUMPTIONS AND ACCOUNTING POLICIES August 30,2005 NOTE 13) DEBT SERVICE (continued) Assumptions related to debt principal amounts, bond interest rates, issuance costs, capitalized interest amounts and related interest earned at 3%, and other related debt service costs for the proposed Series 2008 Bonds have been provided to Management by Kirkpatrick Pettis, the proposed underwriter of the proposed bond issuance of the District. This information should be read in connection with the accompanying Accountant's Report and forecast of financial information. Page 14 ®DRM REAL ESTATE ADVISORS,LLC Consulting.Research& Valuation August 28,2005 Ms. Jennifer L. Gruber,Esq. Miller,Gruber&Roseubluth,LLC 700 17th Street Denver,Colorado 80202 and City of Dacono Town Planner/Planning Department 512 Cherry Avenue Dacono,Colorado 80514 Re: The Proposed Bridle Creek MD Residential Development (Proposed residential subdivision development containing 126 townhomes and 364 Condominium units) South of WCR#10,between WCR#13 and WCR#15 Dacono, Colorado Dear Ms.Gruber and the City of Dacono Planning Department: I was engaged by Bridle Creek LLC to prepare a residential market analysis for the above referenced property for development planning. Included in the study, I have made an estimate of the projected absorption for the development based on historical and projected trends for the area. Bridle Creek Metropolitan District No. 2 Relative to the subject's multi-family lots/units (i.e., 364 multi-family lots/unit and 126 townhomes), I have projected an annual rate of absorption of 100 to 110 lots/units annually. The rate of absorption is based on historical and projected trends for the area as well as the location of the property and the projected size of the lots to be marketed at the property. It should be noted that the projections relating to aborptions differ from that of the financing plan due to the fact that our estimate of absorption is based on current supply and demand levels, which are projected to increase in the future. In our research,we make projections based soley on current data, and rely only nominally on trended market projections. Please feel welcome to call anytime at the numbers as they appear below if you have any questions. Re ectfully submitted, AL ESTATE ADVISORS,LLC Derek R.Maunsell,MAI (970)214-8291 -Direct Principal Certified General Appraiser-State of Colorado CG40002154(12/31/07) 4025 Automation Way, Unit F4 • Fort Collins.Colorado 80525 Phone (970) 267-2900 • Fax (970) 530-0799 August 22, 2005 City Council City of Dacono Post Office Box 186 Dacono, Colorado 80514 RE: DRM Real Estate Advisors,LLC Analysis of Absorption Potentials Bridle Creek development Dear City Council: We have reviewed the above-referenced study conducted by DRM Real Estate Advisors, LLC and support its findings. Please note that the absorption rates reflected in the Analysis of Absorption Potentials are slightly lower than projected in the financing plan and incorporated into the Service Plan because those rates are based upon current market rates. Based on our internal projections derived from more than twenty years experience as real estate developers and our involvement in the north front range real estate market, we believe that rates of absorption will increase in the future to correspond with those projected in the financing plan. While the real estate market is by its nature difficult to predict, fundamental constrictions in the housing supply, a strong Colorado economy, and the continued development of the regional transportation infrastructure strongly suggest that growth will accelerate along the I-25 corridor. In particular, we believe that a large segment of the home-buying population will be attracted to Dacono because it offers the advantages of a pleasant exurban lifestyle combined with multiple viable transportation options. Our experience suggests that trend-lines drawn from historical data do not always capture the dynamics of a region in transition. We believe that Dacono is undergoing a transition and historical trends in housing absorption will shift upwards as the town enters a new growth phase. Since DRM Real Estate Advisors, LLC conducted a simple linear regression analysis on historical housing data in the Dacono area to estimate absorption rates, we believe their results slightly understate the actual absorption rates our development will experience over the coming years. Nonetheless, their study is a valid and useful prediction based on standard industry techniques. Further, the study serves as an important baseline for the adjustments we have made. Accordingly, the Analysis of Absorption Potentials prepared by DRM Real Estate Advisors, LLC satisfactorily confirms our projections and we request that it be admitted as a part of the Bridle Creek Metropolitan District No. 2 formation application. Please do not hesitate to call with any questions you have about this correspondence. Very truly yours, BRIDLE CREEK, LLC, a Colorado limited liability company 4 Bruce Galloway, anager Bridle Creek No.2/Service Plan JLG0723 0834.0003 EXHIBIT H Underwriter's Letters Kirkpatrick Pettis A Division of D.A.Davidson&Co. Fixed Income Capital Markets August 22,2005 Jennifer Gruber Miller, Gruber&Rosenbluth, LLC 700 17th Street, Suite 2200 Denver CO 80202 RE: Proposed Bridle Creek Metropolitan District No. 2 To Whom It May Concern: As part of the service plan approval process, you have asked about the relationship between the investment bankers and the proposed Bridle Creek Metropolitan District No. 2. We are engaged with the petitioners of the proposed District as described by the attached Letter of Intent. We — have the intention of serving as underwriters for the District's voter authorized debt once sufficient credit support can be identified based on assessed value or guarantees provided by the landowners. The structure represented in the financing plan involves non-rated bonds issued to a third party, which we believe will be marketable based on the growth assumptions also included in this plan. In this example, the debt would be sold to institutional investors and secured by an escrow of bond proceeds, which would be released by lot as reimbursement to developers upon receipt of a building permit. You also requested an explanation of the level of credit risk associated with the types of financing we are considering for this District. As with most start-up special districts,this District expects to market bonds to third parties to raise capital for infrastructure before the entire project is complete. The level of risk taken by a bondholder and the interest rate required for the financing, decrease as development occurs. Our recent special district underwritings vary from bonds sold at 8%with land in the District sold to builders and no homes constructed to refunding bonds issued with most of the homes built at interest rates of 5% with "AAA" rated insurance. In the case of "AAA" rated, insured bonds, the underlying Districts generally have debt/AV ratios of 50% or less. The interest rate assumptions contained in the Service Plan are reasonable based on current market conditions. Because the financing in these districts is intended to pay for public infrastructure, we issue bonds as close to the time the infrastructure is needed as possible. During the period of time when homes are being constructed but not yet on the tax rolls,the District is projected to meet its debt service obligation with capitalized interest. While this does increase the bondholders' risk, the bondholders understand that risk and are compensated in the interest rate on the bonds. With regard to the City's risk, we know of no example where a City was implicated in a special district default and see no legal argument for such implication. Kirkpatrick Pettis A Division of D.A.Davidson&Co.Fixed Income Capital Markets 1600 Broadway,Suite 1100•Denver,Colorado 80202-4922•(303)764-6000•(800)942-7557•Fax(303)764-5770 www.dadavidson.com•www.kpsp.com D.A. Davidson & Co. Member SIPC In the process of underwriting bonds for a non-rated residential metropolitan district, one key criterion is the level of homebuilder activity. Methods of evaluating such activity include contracts for sale of land in the District to builders, closing of land in the District to builders, model home construction and home sales activity, building permits and certificates of occupancy. This Service Plan includes an escrow mechanism with release of bond proceeds based on building permits in the District. We hope this letter helps to clarify the financing model represented in the financing plan and the current market for special district bonds. Please call if you have any questions or require further clarification. - Sincerely, Thomas R. Bishop Senior Vice President Kirkpatrick Pettis Dix I t.ron of D.A.Davidson&Co. F iverl Income Capital,market Kirkpatrick Pettis A Division of D.A.Davidson&Co. Fixed Income Capital Markets July 5, 2005 Petitioners for Bridle Creek Metropolitan District No. 2 c/o Bruce Galloway Pacwest 203 Parfitt Way, Suite 200 Doc Side Building Bainbridge Island, WA 98110 RE: Letter of Intent—Proposed Bridle Creek Metropolitan District No. 2 Dear Petitioners: The Petitioners are in the process of organizing the proposed Bridle Creek Metropolitan District No. 2 (the "District"). Once the District is organized it is anticipated that the District will authorize and issue bonds (the `Bonds"). The Petitioners desire to engage the services of Kirkpatrick Pettis, a Division of D.A. Davidson & Co. Fixed Income Capital Markets, its successors or assigns ("Kirkpatrick Pettis") regarding the creation of the District and the process leading to the sale of those bonds. Section 1. Arrangements Before Sale. There are several arrangements, which must be made before any sale of bonds can occur. These arrangements include, but are not limited to: Developing a Plan of Finance. In concert with bond counsel and District management,Kirkpatrick Pettis will prepare a plan of expected development, future capital improvements, revenues, expenses, and debt repayment. Once such a plan is prepared and approved by the Proposed Board, various debt structures can be analyzed within the plan to determine what will work best for the District. Structuring. Once a financing structure has been selected by the Proposed Board, the terms of the debt (such as the sources of payment, the nature of the security, maturity schedule, the rights of redemption prior to maturity, etc.) must be determined, taking into account both the interests of the District and the expectations of investors. Legal Counsel. Legal counsel will be selected and engaged by the District to prepare the legal proceedings necessary to authorize the debt, to assist in the preparation of disclosure documents necessary to sell the securities, and to render Kirkpatrick Pettis A Di-vision of D.A.Dcv:dson 3 Co.Fixed Income Cooiiol Markers 1600 Broadway,Suite 1100 • Denver.Colorado 80202-4922 . (303) 764-6000 • (800) 942-7557 • Fax (303) 764-6002 www.dodavidson.com • www.kpsp.com D.A. Davidson & Co. member SIPC Bridle Creek Metropolitan District No. 2 Page 2 of 4 certain approving opinions when the securities are delivered. All fees and expenses of legal counsel selected hereunder shall be paid only from the proceeds derived upon sale of the Bonds. Ratings. The ratings which may be obtained for the bonds are likely to have a significant effect on the rates of interest at which the bonds can be sold. If it is — determined to be in the District's best interest to obtain these ratings, Kirkpatrick Pettis will assist the District in preparing and submitting applications to the rating agencies along with detailed information about the District, the debt and any credit enhancement. Credit Enhancement. By providing investors with a guarantee of timely — payments on the debt, for even a limited time period, the purchase of credit enhancement can produce a net reduction in financing costs. Kirkpatrick Pettis will assist the District in investigating the availability of bond insurance, letters of credit or other forms of credit enhancement and assist the District in determining the cost effectiveness of these products. — Disclosure to Investors. In connection with the issuance of bonds by the District and the sale and delivery of securities to ultimate investors, material information _ about the District and the transaction must be compiled in a disclosure document for distribution to prospective purchasers. As set forth above under Legal Counsel, the District will engage the services of counsel to assist in the preparation of such disclosure documents and advise the District and Underwriter about sales practices, regulatory requirements, and security matters. If disclosure counsel is engaged as the District's counsel, Kirkpatrick Pettis, will expect to receive the benefit of their 10(b)-5 opinion as well. In contemplation of submitting an offer to underwrite the bonds, we will assist the — District in making these arrangements. By accepting this letter and accepting our assistance in making these arrangements, the District will not incur any obligation except to pay from the Bond proceeds the expenses as provided in Sections 4 and 6 of this letter. Our active participation in making these arrangements should not and cannot be construed by the District as a promise to underwrite the bonds or as an assurance that the bonds can be sold. Section 2. Underwriting. At such time as the arrangements for the sale of the securities have been successfully completed, it is our intention to submit for consideration by the Petitioners our offer to underwrite the bonds. Our offer will be submitted in the form of a bond purchase agreement and will set forth terms of the purchase such as the rates of interest, the amount of any original issue premium or discount, our underwriting — compensation (not to exceed 2 percent of the principal amount of the bonds), and the date and conditions for delivery of the bonds. Until the District accepts our offer, there will be no obligation for this firm to purchase the bonds from the District. In consideration for our - Kirkpatrick Pettis A Phh is m of D.A.Davidson&Co. Filed Income Capital:Markets Bridle Creek Metropolitan District No. 2 Page 3 of 4 work performed pursuant to Section 1, above, the District agrees that it will not consider other underwriting proposals unless Kirkpatrick Pettis has first declined to underwrite the transaction on terms and conditions acceptable to the District. Section 3. Remarketing. In the event that the District issues bonds that are remarketed within their term, the District will have to engage a remarketing agent qualified to remarket — the bonds on each remarketing date. If an underwriting agreement is reached between Kirkpatrick Pettis and the District, Kirkpatrick Pettis will submit an offer to serve as remarketing agent to the District for compensation not to exceed .25 percent of the amount of bonds annually remarketed. In further consideration for our work performed pursuant to Section 1, above, the District agrees that as long as Kirkpatrick Pettis is the lead underwriter, it will provide Kirkpatrick Pettis with the option to submit a proposal to act as remarketing agent and that it will not consider other proposals to act as remarketing agent unless and until the Kirkpatrick Pettis proposal for remarketing has been rejected. Section 4. Payment of Expenses. Expenses will be incurred to make the arrangements for the sale of the bonds before their delivery and the receipt of proceeds by the District but such expenses will not be obligations of the District unless advance authorization has been obtained from the District. All of the expenses incurred in connection with the authorization, sale, and delivery of the bonds, including rating application, letter of credit fees and related expenses, insurance premiums, bond, disclosure and underwriter's counsel and our out-of-pocket expenses for any travel outside of Colorado shall be paid only from the proceeds derived upon sale of the Bonds. Section 5. Not an Offer to Buy. This letter of intent is not an offer to purchase or a guarantee that we will make an offer to purchase the District's bonds in the future. Our offer to purchase, if made, will only be made by a bond purchase agreement prepared by our counsel and reviewed by the District and its counsel after the successful conclusion of the pre-sale arrangements described in Section 1 and the completion of other preliminary matters. This letter serves to summarize the steps we hope will lead to an underwriting of bonds at a future date at which time both Kirkpatrick Pettis and the District will incur and assume additional obligations as set forth in the bond purchase agreement. Section 6. Private Placement of Debt. If the District determines that a private placement of debt to developer or other parties would be in its best interest, the District agrees it will utilize the services of Kirkpatrick Pettis as an advisor for a fee not to exceed 1%of the debt distributed. Section 7. Term of Letter Agreement. This letter agreement shall remain in full force and effect until such time as the Petitioners notify Kirkpatrick Pettis in writing of their intent to terminate this letter agreement or the District becomes an organized legal entity. Any action to terminate by notice shall provide no less than 30 days notice prior to termination. An action to terminate by notice will include a breakup fee of$20,000 owed to Kirkpatrick Pettis for services rendered. However, in the event the District is not Kirkpatrick Pettis A DR Rion of D.A.Davidson&Co. Fixed Income Capita IMarkets Bridle Creek Metropolitan District No. 2 Page 4 of 4 organized within one year of the date of this letter agreement, no break-up fee shall apply to termination of this letter agreement. After the organization of the District, Bridle Creek, LLC shall use its best efforts to have the District enter into a letter of intent with Kirkpatrick Pettis. This letter of intent shall include a break up fee of$35,000. After the first issuance the breakup fee will not apply to any subsequent issues. Kirkpatrick Pettis may resign as investment banker to the District by providing written notification with no less than 30 days notice to the District. Section 8. Acceptance. The petitioners or other authorized officers of the developer may indicate their desire to proceed with the delivery of these investment banking services upon the basis set forth in this letter by executing one copy of this letter and returning it to us. Respectfully submitted, Kirkpatrick Pettis, a Division of D.A. Davidson & Co. Fixed Income Capital Markets 14.4 Thomas R. Bishop Samuel R. Sh p Senior Vice President Vice President ACCEPTED this &tin day of 3(4 ly 2005. Proposed Bridle Creek Metropolitan District No. 2 146 Authorized Officer Kirkpatrick Pettis A Divisioh of D.A.Davidson&Co. Fixed income Capital Markets EXHIBIT I Legal Counsel Letter Miller, Gruber& Rosenbluth, LLC ATTORNEYS AT LAW Dianne D.Miller* www.mgrlawfirm.com Jennifer L.Gruber* 700 17th Street,Suite 2200 Telephone: (303)285-5320 t Monica A.Rosenbluth . Denver,Colorado 80202 Facsimile: (303)285-5330 *Admitted in Colorado and New Mexico August 22, 2005 City of Dacono Post Office Box 186 Dacono, Colorado 80514 RE: Organization of Bridle Creek Metropolitan District No.2 This firm has acted as counsel to the Petitioners in connection with the organization of the Bridle Creek Metropolitan District No. 2 (the "District"). Pursuant to the requirements of V.m. of the Service Plan for the District, this letter confirms that the petition for organization of the District filed with the City on July 15; 2005, the Service Plan for the District, as approved on August 22, 2005, and the notice, hearing and other procedures in connection with the approval of the Service Plan, have met the requirements of the Special District Act, §§ 32-1-101, et seq., C.R.S., and that the provisions of the Service Plan, including, without limitation, provisions as to the structure and terms of the District's bonds, fees and revenue sources, are consistent with applicable provisions of titles 11 and 32, C.R.S., and other applicable law. Please be advised, however, that this firm has not been engaged as bond counsel to the District, nor will this firm serve as bond counsel at any time for the District. This letter does not purport to offer any opinion of the type customarily required to be given by bond counsel with regard to any bond transaction of the District. This letter is limited to the use of the addressee as set forth above, and may not be relied upon by other parties or in connection with any future sale, resale or transfer of bonds and may be relied upon only as stated herein. This letter may not be used, quoted or referred to, in whole or in part, for any other purpose without the prior, written consent of the firm Very truly yours, MILLER, GRUBER&ROSENBLUTH, LLC Bridle Creek No.2/Service Plan JLG1555 ._ 0828.0003 EXHIBIT J Part I-Developer Indemnity Letter Part II - District Indemnity Letter August 22, 2005 City of Dacono Post Office Box 186 Dacono, Colorado 80514 RE: Bridle Creek Metropolitan District No. 2 Ladies and Gentlemen: This Indemnity Letter (the "Indemnity Letter") is delivered by the undersigned Bridle Creek, LLC, a Colorado limited liability company ("Bridle Creek") in order to induce the City of Dacono (the "City") to approve the Service Plan, including all amendments heretofore or hereafter made thereto (the "Service Plan") for the Bridle Creek Metropolitan District No. 2 (the "District"). In consideration of the City's approval of the Service Plan, Bridle Creek, for and on behalf of itself and its transferees, successors and assigns, represents, warrants, covenants and agrees to and for the benefit of the City as follows: 1. Bridle Creek hereby waives and releases any present or future claims it might have against the City or the City's elected or appointed officers, employees, agents or contractors in any manner related to or connected with the Service Plan or any action or omission with respect thereto. Bridle Creek further hereby agrees to indemnify and hold harmless the City and the City's elected and appointed officers, employees, agents and contractors, from and against any and all liabilities resulting from any and all claims, demands, suits, actions or other proceedings of whatsoever kind or nature made or brought by any third party, including attorneys' fees and expenses and court costs, which directly or indirectly or purportedly arise out of or are in any manner related to or connected with any of the following: (a) the Service Plan or any document or instrument contained or referred to therein; or (b) the formation of the District or any actions or omissions of Bridle Creek, the District, the City or any other person or entity in connection with the District, including, without limitation, any bonds or other financial obligations of the District or any offering documents or other disclosures made in connection therewith. Bridle Creek further agrees to investigate, handle, respond to and to provide defense for and defend against, or at the City's option to pay the attorneys' fees and expenses for counsel of the City's choice for any such liabilities, claims, demands, suits, actions or other proceedings. It is understood and agreed that the City does not waive or intend to waive the monetary limits (presently $150,000 per person and $600,000 per occurrence) or any other rights, immunities and protections provided by the Colorado Governmental Immunity Act, §§ 24-10-101, et seq., C.R.S., as from time to time amended, or otherwise available to the City, its officers or its employees. 2. Bridle Creek hereby consents to the City Disclaimer Statement contained in Exhibit L of the Service Plan, acknowledges the City's right to modify the City Disclaimer Statement, and waives and releases the City from any claims Bridle Creek might have based on or relating to the use of or any statements made or to be made in such City Disclaimer Statement (including any modifications thereto). 3. Bridle Creek hereby represents and warrants to the City that it will be an accredited investor if and when it acquires any construction financing notes, and that Bridle Creek and its controlled affiliates will be accredited investors if and when they acquire any Developer Bonds (all as defined and as further provided in the Service Plan). 4. Bridle Creek believes and represents that the assumptions, projections and forecasts contained in the District's financial plan (Article V and Exhibit G of the Service Plan) are reasonable. 5. It is understood and agreed, and Bridle Creek hereby expressly acknowledges, that the City, in acting to approve the Service Plan, has relied upon the provisions of this Indemnity Letter. 6. This Indemnity Letter has been duly authorized and executed on behalf of Bridle Creek. Very truly yours, BRIDLE CREEK, LLC, a Colorado limited liability company 4 Bruce Gallowa , Manager , 2005 (Date of Organizational Meeting) City of Dacono Post Office Box 186 Dacono, Colorado 80514 RE: Bridle Creek Metropolitan District No. 2 Ladies and Gentlemen: This Indemnity Letter (the "Indemnity Letter") is delivered by the Bridle Creek Metropolitan District No. 2 (the "District") in order to comply with the Service Plan, including — all amendments heretofore or hereafter made thereto (the "Service Plan") for the District. In consideration of the City's approval of the Service Plan, the District, for and on behalf of itself and its transferees, successors and assigns, represents, warrants, covenants and agrees to and for the benefit of the City as follows: 1. The District hereby waives and releases any present or future claims it might have against the City or the City's elected or appointed officers, employees, agents or contractors in any manner related to or connected with the Service Plan or any action or omission with respect thereto. To the fullest extent permitted by law, the District hereby agrees to indemnify and hold harmless the City and the City's elected and appointed officers, employees, agents and contractors, from and against any and all liabilities resulting from any and all claims, demands, suits, actions or other proceedings of whatsoever kind or nature made or brought by any third party, including attorneys' fees and expenses and court costs, which directly or indirectly or purportedly arise out of or are in any manner related to or connected with any of the following: (a) the Service Plan or any document or instrument contained or referred to therein; or (b) the formation of the District or any actions or omissions of the District, the City, Bridle Creek, LLC, a Colorado limited liability company ("Bridle Creek"), or any other person or entity in connection with the District, including, without limitation, any bonds or other financial obligations of the District or any offering documents or other disclosures made in connection therewith. The District further agrees to investigate, handle, respond to and to provide defense _ for and defend against, or at the City's option to pay the attorneys' fees and expenses for counsel of the City's choice for, any such liabilities, claims, demands, suits, actions or other proceedings. It is understood and agreed that neither the District nor the City waives or intends to waive the monetary limits (presently $150,000 per person and $600,000 per occurrence) or any other rights, immunities and protections provided by the Colorado Governmental Immunity Act, §§ 24-10-101, et seq., C.R.S., as from time to time amended, or otherwise available to the City, the District, its officers, or its employees. 2. The District hereby consents to the City Disclaimer Statement contained in Exhibit L to the Service Plan; agrees that the District will include such City Disclaimer Statement or any modified or substitute City Disclaimer Statement hereafter furnished by the City to the District in all offering materials used in connection with any bonds or other financial obligations of the District (or, if no offering materials are used, the City Disclaimer Statement will be given by the District to any prospective purchaser of any bonds or other financial obligations of the District); and waives and releases the City from any claims the District might have based on or relating to the use of or any statements made or to be made in such City Disclaimer Statement (including any modifications thereto). 3. It is understood and agreed, and the District hereby expressly acknowledges, that the City, in acting to approve the Service Plan, has relied upon the provisions of this Indemnity Letter. 4. This Indemnity Letter has been duly authorized and executed on behalf of the District. Very truly yours, BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 President EXHIBIT K Form of District Disclosure Statement BRIDLE CREEK METROPOLITAN DISTRICT No. 2 WELD COUNTY,COLORADO DISCLOSURE STATEMENT Pursuant to Article XII of the Service Plan of Bridle Creek Metropolitan District No. 2 DISTRICT ORGANIZATION: The Bridle Creek Metropolitan District No. 2 (the "District"), Weld County, Colorado is a quasi-municipal corporation and political subdivision of the State of Colorado duly organized and — existing as a metropolitan district pursuant to Title 32, Colorado Revised Statutes. The District was declared organized and an existing metropolitan district on , 2005, pursuant to an Order and Decree Organizing District and Issuance of Certificates of Election for the Bridle Creek Metropolitan District No. 2, issued in the District Court of Weld County, Colorado. The Order and Decree was recorded in the records of the Weld County Clerk and Recorder on 200_at Reception# The District is located entirely within the corporate limits of the City of Dacono, Colorado, in Weld County. The legal description of the property forming the boundaries of the — District is described in Exhibit A. DISTRICT PURPOSE: The District was organized as a"financing only" district for the purpose of financing streets, street lighting, traffic and safety controls, water, sanitary sewer, landscaping, storm sewers and — flood and surface drainage and park and recreation improvements, all in accordance with its Service Plan approved by the City Council of Dacono. When completed, improvements shall be dedicated to the City of Dacono or other governmental entities, all for the use and benefit of residents and taxpayers, or operated and maintained by contract with a homeowners' association formed for the Bridle Creek development. The District's Service Plan is on file and available for review at the _ office of the District's general counsel, Miller, Gruber & Rosenbluth, LLC, 700 17th Street, Suite 2200, Denver, Colorado 80202, and at the office of the City Clerk, City of Dacono, 512 Cherry Street,Dacono, Colorado 80514. TAX LEVY INFORMATION: _ The primary source of revenue for the District is ad valorem property taxes. Property taxes are determined annually by the District's Board of Directors and set by the Board of County Commissioners for Weld County as to rate or levy based upon the assessed valuation of the property within the District. The levy is expressed in terms of mills. A mill is 1/1,000 of the assessed valuation, and a levy of one mill equals $1 of tax for each $1,000 of assessed value. The financial forecast for the District (as set forth in its Service Plan) assumes that the District will be able to set its tax levy at approximately forty (40.000) mills (or less) for 2006 through 2038 for debt service and administration purposes. Except for certain adjustments permitted by the Service Plan to compensate for legally required changes to residential valuation ratios, the District shall not impose a mill levy in excess of fifty (50.000) mills. District taxes are collected as part of the property tax bill from Weld County. BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 President STATE OF COLORADO ) ) ss. COUNTY OF ) The foregoing instrument was acknowledged before me this day of 200_, by as President of the Bridle Creek Metropolitan District No. 2. WITNESS my hand and official seal. My commission expires: Notary Public EXHIBIT A (Legal Description of District) Bridle Creek\Service Plan JLG1210 0811.0003 707 1 7th Street Suite 2300 en Carters=Burgess D Denver;CO 80202-3404 Phone: 303.520 5240 July 12,2005 Fax:303.820.2402 wvw.c-b.com Property Description Bridle Creek Metropolitan District No. 2 A portion of the North Half of Section 18,Township 1 North,Range 67 West of the 6th Principal Meridian,City of Dacono,County of Weld, State of Colorado,being more particularly described as follows; COMMENCING at the North Quarter corner of said Section 18 (a found 2"aluminum cap stamped"PLS 29425"); • WHENCE the Center Quarter corner of said Section 18(a found 2"aluminum cap stamped"PLS 29425")bears S00°27'38"E(Basis of Bearing-assumed)a distance of 2656.36 feet; THENCE 587°45'08"E a distance of 919.03 feet to a point 30.00 feet southerly of the northerly line of the Northeast Quarter of said Section 18,being the POINT OF BEGINNING; THENCE S23°25'50"E a distance of 217.74 feet; THENCE S70°42'07"W a distance of 402.60 feet; THENCE S44°19'51"W a distance of 143.43 feet; THENCE N83°40'52"W a distance of 228.30 feet; THENCE NO3°45'56"E a distance of 58.37 feet; THENCE 569°18'20"W a distance of 446.77 feet; THENCE S50°18'20"W a distance of 1225.00 feet; ' THENCE S45°18'20"W a distance of 165.00 feet; THENCE S24°28'45"W a distance of 698.55 feet; THENCE S00°22'36"W a distance of 566.29 feet; THENCE N89°37'24"W along the southerly line of the Northwest Quarter of said Section 18 a distance of 1038.67 feet; THENCE N00°11'49"W along a line being 30.00 feet easterly of and parallel with the westerly line of the Northwest Quarter of said Section 18 a distance of 1374.87 feet; THENCE N89°50'38"E tangent with the following described curve a distance of 885.95 feet; THENCE along the arc of a curve to the left,having a central angle of I1°35'50", a radius of _ 25.00 feet, a chord bearing N84°02'43"E a distance of 5.05 feet,and an arc distance of 5.06 feet; THENCE N00°09'22"W non-tangent with the last described curve a distance of 1242.75 feet; THENCE 589°36'58"E along a line being 30.00 feet southerly of and parallel with the northerly line of the Northwest Quarter of said Section 18 a distance of 1625.46 feet; THENCE S89°37'23"E along a line being 30.00 feet southerly of and parallel with the northerly line of the Northeast Quarter of said Section 18 a distance of 918.10 feet to the POINT OF BEGINNING. Con •inm •,••• *. r :•,.. a fe- .. (81.920 Acres),more or less. Al'+ i !�ditivaram? 'rep lap. 0% I Date! 3?` ��� ' 4v32i Ke t : ;W.Carlson PLS 3r For e'• half of Ca rter .�`�1•.•.dssrditC' Ai K:\071814-Bridle Creek\Desc\DistrictParcels\District2.doc Page 1 of 2 Coder& Burgess, Inc Carter&5urgess Consultants, Inc. C3.B Architect=s/Enoir,aers,Inc. C&B Architects;Engineers, P.C. C&B Nevada, Inc. NW COR. SEC. 18 RECOVERED& ACCEPTED — /#6 mped %2—+/Y 0..P N'ly Line NE 1/4 Sec. 18 POHLT TIN ROW R6719 S12 S7 POINT OF COIe1ENCOIDVI PONE OF BEGINNINGI S13 SIB N1/4 COR.SEC.16 J2002 PLS 24305" _ N'ly Line NW 1/4 Sec. 18 _AiuMNc�AaiT z�94zWs S 87'45'3- E - I -\- .._- _ S 89'36'58" E- - �� 519'3/'23" E _ A I 3 1625.46' 918.10' S 2227.74" E . ;n BRIDLE CREEK I, I W 217.74' 9 N T--.: METROPOLITAN DISTRICT NO. 2 9 2 ` EC rn cm etazo Acres 5 64\ it S 70'42'07" 14/y,-- N ISaea4S0 s4RJ 402 60 i' — I b S 4419'51r-1C_ ^, , 4 N 43'45'56" E 143,4#'' y,-- ' I Z `1%)d 158.37' N 83'40'52" WP CB=N 84'02'43" E 43 •4-) a° - 22310 _ De-14'35'50" 5 0`l' d, i . — T I _ gI I R=25.00' A=5.06' - r71 � � IIIII I'N-89'50'38=E-- 1 \. , 885.95' ill— _.....__ 45'18'20" /� �� -� z f a� 165.00 /I'„A vrdo o N E — vs 130 NCD N 89'37'24" W o r l 1038.67' au, _S'ly'Li-- �4�e I18 4.( pLIJ_OilLiTe Bic `S c. 18 Y IN/4 COR.SEC18 — — — RECDVERED &ACCEPTED C1/4 CDR.SEC.18 2-1/2'ALUIIN.CAP RECOVERED &ACCEPTED Ply 28258 2-ALUMN.CAP PIS 29425 — 10 300 600 12 00I I 1 inch = 600 ft — CARTER & BURGESS PROJECT NO. CLIENT PROJECT NO. N 1/2 SEC. 18 - REVISION DESCRIPTION DRAWN DGW IDATE 07-12-05 ISCAJF I.=600' T1 N R67W 6th P.M. Carfer°Burgess IDLE: BRIDLE CREEK 707 Seventeenth en S)�2300,D CO 80202 METROPOLITAN DISTRICT NO. 2 Tic MATERIAL NC NOV ASSOCIATED EILCIPoMIC DATA WAS PREPARED if CAREER! RE iSION: DRAWING NO. SHEET NO. OURGESS,.MC.MEEDI COMMIT CARTER a BURGESS AI BE AT TIC SOU c a 11E USER. 0 DISTRICT2 2 OF 2 EXHIBIT L Form of City Disclaimer Statement CITY OF DACONO, COLORADO-DISCLAIMER STATEMENT As a requirement imposed in its formation process, the Bridle Creek Metropolitan District No. 2 (the "District") is obligated to the City of Dacono (the "City") to include this disclaimer statement in all offering materials used in connection with any bonds or other financial obligations of the District (or, if no offering materials are used, to give this disclaimer statement to any prospective purchaser, investor or lender in connection with any such bonds or other financial obligations of the District). The date of this disclaimer statement is . [Insert date of offering materials or date disclaimer statement is otherwise delivered, unless City directs a different date]. The City has not reviewed or participated in the preparation of any offering materials or any other disclosure documentation relating to any bonds or financial obligations of the District or any other materials to which this Disclaimer Statement is appended. Other than this Disclaimer Statement, no other statement of any kind is authorized to be made by or on behalf of the City in any offering materials or any other disclosure documentation relating to any bonds or other financial obligations of the District. The City and the District are separate legal entities. The City is not a party to and is not obligated with respect to any borrowings, financings, bonds or other financial obligations of the District. As a statutory requirement for the formation of the District, the City approved a Service Plan containing financial and other information furnished by the District's organizers. The City's approval of the Service Plan was based upon such information furnished by the District's organizers, without independent investigation by the City. The District's Service Plan was prepared in 2005 and not in connection with the offering of any bonds or other financial obligations. The City's approval of the District's Service Plan should not be relied upon by prospective purchasers, bondholders, investors or lenders in evaluating the investment quality of the District's bonds or other financial obligations. The Service Plan and related agreements do not impose upon the City any duties to, nor confer any rights against the City upon, any purchasers, investors, lenders, bondholders or other third parties. By purchasing or otherwise accepting any bond or other financial obligation of the District, the owner or holder thereof waives and releases any then existing or future claim against the City or the City's elected or appointed officers, employees, agents or contractors in any manner related to or connected with the District or _ its Service Plan or any action or omission with respect thereto. EXHIBIT M Form of Intergovernmental Agreement between District and City INTERGOVERNMENTAL AGREEMENT BETWEEN THE CITY OF DACONO, COLORADO AND BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 THIS AGREEMENT (the "Agreement") is made and entered into as of this day of 200 , by and between the CITY OF DACONO, a home-rule municipal corporation of the State of Colorado (the "City"), and the BRIDLE CREEK METROPOLITAN DISTRICT NO. 2, a quasi-municipal corporation and political subdivision of the State of Colorado (the "District"). RECITALS WHEREAS, the District was organized to provide those public improvements and to exercise powers as are more specifically set forth in the District's Service Plan dated 2005, and approved by the City on August 22, 2005, by Resolution No. 05- ("Service Plan"); and WHEREAS, the Service Plan makes reference to and requires the execution of an intergovernmental agreement between the City and the District; and WHEREAS, the City and the District have determined it to be in the best interests of their respective taxpayers, residents and property owners to enter into this Agreement. NOW, THEREFORE, for and in consideration of the covenants and mutual agreements herein contained, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows: COVENANTS AND AGREEMENTS 1. APPLICATION OF LOCAL LAWS. The District hereby acknowledges that the property within its boundaries shall be subject to all ordinances, rules and regulations of the City, including without limitation, ordinances, rules and regulations relating to zoning, subdividing, building and land use, and to all related City land use policies, master plans, related plans and intergovernmental agreements. 2. NATURE OF DISTRICT. The District agrees that it is organized for the purpose of financing certain public improvements for the area within its boundaries only, which area is designated as the proposed Bridle Creek development, and that the District's purposes, powers, facilities and activities are to be limited and governed by the Service Plan. The District shall fully comply with all provisions, requirements, restrictions and limitations of the Service Plan. The District is not intended to and shall not provide facilities or service outside its boundaries (except to the extent specifically permitted in the Service Plan). Further, the District is not intended to and shall not exist perpetually, but instead shall be dissolved in accordance with the Service Plan and this Agreement. The property within the District will receive water service from the City through the City's arrangements with the Central Weld County Water District. The District shall not provide any services or facilities within any area of the District overlapping with the service area of another district without first obtaining the written consent of each and every district whose service area is so overlapped. 3. CHANGE IN BOUNDARIES. The District agrees that, as set forth in the Service Plan, inclusion of properties within, or any exclusion of properties from, its boundaries shall constitute a material modification of the Service Plan; any purported inclusion or exclusion that has not been approved by the City pursuant to the procedures applicable to a material modification of the Service Plan shall be void and of no effect. 4. CITY APPROVAL REQUIREMENTS; REVIEW OF DISTRICT SUBMITTALS. The District agrees that any City approval requirements contained in the Service Plan (including, without limitation, any Service Plan provisions requiring that any change, request, action, event or occurrence be treated as a Service Plan amendment proposal or be deemed a "material modification" of the Service Plan) shall remain in full force and effect, and such City approval shall continue to be required, notwithstanding any future change in law modifying or repealing any statutory provision concerning service plans, amendments thereof or modifications thereto. The District agrees to reimburse the City for all reasonable administrative and consultant costs incurred by the City for any City review of reports, plans, submittals or other materials or requests provided to the City by the District pursuant to the Service Plan, this Agreement, state law or the Dacono Municipal Code. The City may require a deposit of such estimated costs. 5. OWNERSHIP OF IMPROVEMENTS. The parties agree that the District shall serve as a "financing only" district and shall not be permitted to undertake ownership, operation or maintenance of public facilities and services, except as specifically set forth in the Service Plan. 6. CONSOLIDATION. The District shall not file a request with the district court to consolidate with another district without the prior written approval of the City. 7. DISSOLUTION. The District agrees that it shall take all action necessary to dissolve the District upon payment or defeasance of the District's bonds or otherwise upon the request of the City, all as provided in the Service Plan. 8. NOTICE OF MEETINGS. The District agrees that it shall submit a copy of the written notice of every regular or special meeting and work session of the District's Board of Directors to the Office of the Dacono City Administrator, by mail, facsimile or hand delivery, to be received at least three (3) days prior to such meeting. The District agrees that it shall also submit a complete copy of meeting packet materials for any such meeting to the Office of the Dacono City Administrator, by mail, facsimile or hand delivery, to be received at least one (1) day prior to such meeting. 9. ANNUAL REPORT. The District shall be responsible for submitting an annual report to the City pursuant to and including the information set forth in Section VII of the Service Plan. 10. ENTIRE AGREEMENT OF THE PARTIES. This written Agreement, together with the Service Plan, constitutes the entire agreement between the parties and supersedes all prior written or oral agreements, negotiations or representations and understandings of the parties with respect to the subject matter contained herein. 11. AMENDMENT. This Agreement may be amended, modified, changed or terminated in whole or in part only by a written agreement duly authorized and executed by the parties hereto and without amendment to the Service Plan. 12. ENFORCEMENT. The parties agree that this Agreement may be enforced in law or in equity for specific performance, injunctive or other appropriate relief, including damages, as may be available according to the laws and statutes of the State of Colorado. 13. VENUE. Venue for the trial of any action arising out of any dispute hereunder shall be in the Weld County District Court. 14. BENEFICIARIES. Except as otherwise stated herein, this Agreement is intended to describe the rights and responsibilities of and between the named parties and is not intended to, and shall not be deemed to, confer any rights upon any persons or entities not named as parties. 15. EFFECT OF INVALIDITY. If any portion of this Agreement is held invalid or unenforceable for any reason by a court of competent jurisdiction as to either party or as to both parties, such portion shall be deemed severable and its invalidity or its unenforceability shall not cause the entire Agreement to be terminated. Further, with respect to any portion so held invalid or unenforceable, the District and City agree to take such actions as may be necessary to achieve to the greatest degree possible the intent of the affected portion. 16. ASSIGNABILITY. Other than as specifically provided for in this Agreement, neither the City nor the District shall assign their rights or delegate their duties hereunder without the prior written consent of the other parties. 17. SUCCESSORS AND ASSIGNS. Subject to Section 16 hereof, this Agreement and the rights and obligations created hereby shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns. [Remainder of page intentionally left blank]. BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 President ATTEST: Secretary — CITY OF DACONO By: Its: ATTEST: By: Its: EXHIBIT N Resolution of City Council Approving Service Plan CITY OF DACONO, COUNTY OF WELD, STATE OF COLORADO IN RE THE ORGANIZATION OF BRIDLE CREEK ME I'ROPOLITAN DISTRICT NO. 1 AND BRIDLE CREEK METROPOLITAN DISTRICT NO. 2 IN THE CITY OF DACONO, COUNTY OF WELD, STATE OF COLORADO RESOLUTION NO. 05-67 RESOLUTION OF APPROVAL WHEREAS, pursuant to the provisions of Title 32, Article 1, Part 2, C.R.S. as amended, the City Council of the City of Dacono, County of Weld, State of Colorado, following due notice, held a public hearing on the Service Plans of the proposed Bridle Creek Metropolitan District No. 1 and Bridle,CreekMetropolitan District No. 2 (hereinafter collectively referred to as "Bridle Creek Metropolitan Districts 1 and 2" or the "Districts") on the 22n° day of August 2005; and WHEREAS, the City Council has considered the Service Plans and all other testimony and evidence presented at the hearing; and WHEREAS, based upon the testimony and evidence presented at the hearing, it appears that the Service Plans should be approved by the City Council, subject to certain conditions set forth below, in accordance with C.R.S. § 32-1-204.5(1)(c). THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF DACONO, COLORADO: Section 1. The City Council, as the governing body of the City of Dacono, Colorado, does hereby determine, based on representations by and on behalf of Bridle Creek, LLC, a Colorado limited liability company (the "Developer"), that all of the requirements of Title 32, Article 1, Part 2, C.R.S., as amended, relating to the filing of Service Plans for the proposed Bridle Creek Metropolitan Districts 1 and 2 have been fulfilled and that notice of the hearing was given in the time and manner required by law. Section 2. Based on representations by and on behalf of the Developer, the City Council of the City of Dacono, Colorado, has jurisdiction over the subject matter of the proposed special districts pursuant to Title 32, Article 1,part 2, C.R.S., as amended. Section 3. Pursuant to C.R.S. §§ 32-1-204.5, 32-1-202(2) and 32-1-203(2), the City Council of the City of Dacono, Colorado, does hereby find and determine, based on the Service Plans and other evidence presented by and on behalf of the Developer, that: (a) There is sufficient existing and projected need for organized service in the area to be serviced by the proposed Districts; 1 (b) The existing service in the area to be served by the proposed Districts is inadequate for present and projected needs; -r (c) The proposed Districts are capable of providing economical and sufficient service to the area within their proposed boundaries; (d) The area to be included in each proposed District has, or will have, the financial ability to discharge the proposed indebtedness for such District on a reasonable basis; and (e) The creation of the proposed Districts will be in the best interests of the area proposed to be served. Section 4. Pursuant to C.R.S. § 32-1-204.5(1)(c), the City Council hereby imposes the following conditions upon its approval of the Service Plans: (a) The Developer agrees that the City Attorney will be given reasonable notice of all proceedings in the District Court of Weld County relating to the organization of the Districts (including notice as described in C.R.S. § 32-1-304). -r (b) The Developer agrees that, prior to the hearing date set by the District Court of Weld County pursuant to C.R.S. § 32-1-304, all fees and expenses which have been submitted to the Developer for payment by or on behalf of the City or its attorneys or financial or other advisors shall have been paid in full. (c) Prior to the hearing date set by the District Court of Weld County pursuant to C.R.S. § 32-1-304, the Districts shall fully comply with the provisions of C.R.S. § 32-1-107(3) with respect to the overlapping of service areas. The Districts' authorization to provide services or facilities within any overlapping area is expressly conditioned upon the Districts first obtaining the written consent of each and every district whose service area is so overlapped. - (d) Prior to the Mayor's execution of this Resolution, for each District, the fully and properly executed originals of the engineer's statement of reasonableness of capital costs; accountant's letter and forecasts; letters in support of market projections and absorption rates; underwriter's letter; legal counsel letter; Developers' indemnity letter; and property owners' consents that are required under the Service Plans and set forth in Exhibits D, E, G, H, I and Part 1 of Exhibit J thereto, shall be provided to the City. (e) At their organizational meetings, the Districts shall each execute the District indemnity letter and intergovernmental agreement with the City 2 that are required under the Service Plans and set forth in Part 2 of Exhibit J and Exhibit M thereto, and shall provide the fully executed originals of such documents to the City. (0 The District shall provide the City with a copy of the District's financial statements annually. In years where an independent audit is not — conducted, provide the City with a copy of the application for exemption and the response by the State Auditor. If any of the above-stated conditions (a) through (d) are not met, the City may file a motion with the District Court of Weld County requesting that the hearing on the organization of the Districts be delayed until such conditions are met, and Developer has represented that it will not oppose such motion. Further, if any of the above-stated conditions (a) through (f) are not met, the City may pursue all legal and equitable remedies available to it for failure of compliance with such conditions of approval. Section 5. The Service Plans of the proposed Bridle Creek Metropolitan Districts 1 and 2, as set forth in Exhibit A to this Resolution and dated August 17, 2005, is hereby approved — subject to the conditions stated in Section 4, above, in accordance with C.R.S. § 32-1-204.5(1)(c) and subject to the revisions set forth in Exhibit B. Section 6. A certified copy of this Resolution shall be filed in the records of the City of Dacono and submitted to the Developer for the purpose of filing in the District Court of Weld County for further proceedings concerning the District. RESOLVED, ADOPTED AND APPROVED this 22nd day of August, 2005. o 4 OF �A... CITY COUNCIL \ 0 PO �t'Yp++ _ i v o Fos ++� CITY OOF' DACONO, COLORADO got tire`s^•�: pO�- Wade Carlson Mayor / 'tat -414 Val-rie Elliott-Luce City Clerk • 08/18/2005 5:17 PM]kkh]F:\C mpavy\Dacouo'Mmo Distric[a'Bridle Creek Approval ra.doc 3 CERTIFICATE I, Valerie Elliott-Lucero, do hereby certify that the above and foregoing is a true, correct and complete copy of a resolution adopted by the City Council of the City of Dacono, Colorado, at a public meeting held on the day of au , 2005. IN WITNES WHEREOF, I have hereunto set my hand and the seal of the City of Dacono, Colorado, this ' day of_Or 2005. OF 4CpA, 4V1-) ti SEAL * City lerk Nom RI"V coLORPP 4 EXHIBIT A (insert Service Plan) 5 EXHIBIT B 'Revisions to the Bridle Creek Metropolitan Districts 1 and 2 Service Plans (Dacono City Council Meeting, August 22, 2005) Bridle Creek Metropolitan District 1 1. Service Plan page 8, line 1: delete "and"between"dedicated to,"and"conveyed." 2. Service Plan, starting on page 9, line 11, and continuing throughout main body of Service Plan: delete all asterisks. 3. Service Plan, page 19, line 18: change"an"to "any." 4. Service Plan, page 20, line 15: change"interests" to "interest." 5. Service Plan,page 22, line 3: change"(7.96%)percent" to "percent(7.96%)." 6. Service Plan, page 23, line 7: insert comma after"above." 7. Service Plan,page 30, line 20: change "December 31, 2010" to "December 31, 2009." 8. Service Plan, page 34, starting on line 14: delete 5th, 6th, 7th and 8t°sentences of Article XIII (Intergovernmental Agreements) and replace with the following text: The District anticipates entering into an intergovernmental agreement with the Bridle Creek Metropolitan District No. 2 for the sharing of costs related to public improvements benefiting both districts, including, but not limited to, off-site street improvements, off-site landscaping improvements, off-site sanitary sewer improvements and off-site water improvements. The total estimated costs of the shared off-site improvements are included in Exhibit E. The cost-sharing intergovernmental agreement is expected to provide that, to — the extent one district finances and constructs the shared off-site improvements, the other district shall reimburse the financing and constructing district for its agreed-upon share of the costs of the shared off-site improvements, but only if such reimbursement does not adversely affect the reimbursing districts ability to repay its bonds. 9. Service Plan, page 38: delete"*Amounts expected to change" footnote. 10. Exhibit E, engineer's letter: revise parenthetical statement in final paragraph to read as follows: "(e.g., roadways and sidewalks, storm water management system, water distribution system, sanitary sewer collection system, and parks/trails and open space)." Provide executed revised letter. 11. Exhibit G spreadsheets, page 3: in column headed"Cumulative Cash Available for Surplus Fund," delete amounts shown after 2014 (when Surplus Fund terminates as stated in Note 13 on page 15). 6 12. Exhibit G spreadsheets, page 5: column headings, 3r°, 6`" and 9th columns from left, change "Platted & Developed Lots" to "Platted & Improved Lots"; page 13, second line under Note 5 (continued), change "developed lots"to "improved lots." — 13. Exhibit G spreadsheets, page 10, second paragraph of Note 1, 4`" line of paragraph, insert "of'between "forecast," and"the." 14. Exhibit G spreadsheets, page 10, fourth paragraph of Note 1, 15` line of paragraph, change "2006"to "2005." 15. Exhibit G spreadsheets, page 11, third line under Note 2 (continued), delete "and storm drainage." 16. Exhibit G spreadsheets, page 12, fourth paragraph of Note 5, fourth line of paragraph, change"45"to "40." 17. Exhibit G spreadsheets, page 13, Note 7, change"FACILITIES" to "FACILITY" in caption and change "facilities"to "facility"in first line of following paragraph. 18. Exhibit G spreadsheets, page 15, second paragraph of Note 13, first line: change "Pledged Revenue"to "pledged revenue." 19. Exhibit G, letter from DRM Real Estate Advisors, LLC: provide executed revised letter with "commercial" references deleted and with additional explanatory language similar to that provided for Dacono Estates Metropolitan District. (" . . . projections relating to absorption differ from that of the financing plan due to the fact that our estimate of absorption is based on current supply and demand levels. . . ."). 20. Exhibit G, letter from Bridle Creek, LLC: provide executed revised letter with added explanation of how letter from DRM Real Estate Advisors, LLC supports financial plan assumptions. 21. Exhibit H, letter from Kirkpatrick Pettis: provide executed revised letter with added language similar to that provided for Dacono Estates Metropolitan District; in second-to- - last sentence of revised letter, change "alternative"to "model." 22. Exhibit J-1, indemnity letter from Bridle Creek, LLC: in third line of paragraph 2, change — "waive"to "waives." Bridle Creek Metropolitan District 2 1. Service Plan,page 2,line 6: change "Roads" to "Road." 2. Service Plan, page 7, line 3: delete"of" 3. Service Plan, starting on page 9, line 10, and continuing throughout main body of Service — Plan: delete all asterisks. 7 4. Service Plan, page 9, line 20: delete "that are." 5. Service Plan, page 16, line 15: insert space after"terms" and correct immediately following quotation mark; insert quotation mark before second "general." 6. Service Plan, page 18, line 13: change "Bonds" to "bonds." 7. Service Plan, page 20, line 8: change "interests"to "interest." 8. Service Plan, page 21, line 20: change "(7.96%)percent"to "percent (7.96%)." 9. Service Plan,page 23, line 1, insert comma after"above." 10. Service Plan,page 26, line 4, change "townhouse"to "townhome." - 11. Service Plan, page 34, starting on line 8: delete 5th, 6th, 7th and 8t sentences of Article XIII (Intergovernmental Agreements) and replace with the following text: The District anticipates entering into an intergovernmental agreement with the Bridle Creek _ Metropolitan District No. 1 for the sharing of costs related to public improvements benefiting both districts, including, but not limited to, off-site street improvements, off-site landscaping improvements, off-site sanitary sewer improvements and off-site water improvements. The total estimated costs of the shared off-site improvements are included in Exhibit E. The cost-sharing intergovernmental agreement is expected to provide that, to the extent one district finances and constructs the shared off-site improvements, the other district shall reimburse the financing and constructing district for its agreed-upon share of the costs of the shared off-site improvements, but only if such reimbursement'does not adversely affect the reimbursing district's ability to repay its bonds. 12. Service Plan, page 38: delete"*Amounts expected to change" footnote. _ 13. Exhibit E, engineer's letter: in final paragraph, after "water distribution system," insert "sanitary sewer collection system, parks/trails and open space,"; delete "onsite"before first "roadways"; and delete reference to "offsite roadways". Provide executed revised letter. 14. Exhibit G spreadsheets, page 3: in column headed "Cumulative Cash Available for Surplus Fund," delete amounts shown after 2015 (when Surplus Fund terminates as stated in Note _ 13 on page 13). 15. Exhibit G spreadsheets, page 5: column headings, 3'", 6th and 9th columns from left, change _ "Platted & Developed Lots" to "Platted & Improved Lots"; page 11, second line under Note 5 (continued), change "developed lots"to "improved lots." 16. Exhibit G spreadsheets, page 8, second paragraph of Note 1, 4th line of paragraph, insert "of'between "forecast," and "the." 17. Exhibit G spreadsheets, page 8, fourth paragraph of Note 1, first line of paragraph, change "2006"to "2005." 8 18. Exhibit G spreadsheets, page 9, third line under Note 2 (continued), delete "and storm drainage." 19. Exhibit G spreadsheets, page 10, fourth paragraph of Note 5, fourth line of paragraph, change"48"to "40." 20. Exhibit G spreadsheets, page 11,Note 7, change"FACILITIES"to "FACILITY" in caption and change "facilities" to "facility"in first line of following paragraph. 21. Exhibit G spreadsheets, page 13, first paragraph of Note 12, first line: after "estimated" insert "cost of the capital infrastructure improvements to be funded under the Service Plan is." 22. Exhibit G spreadsheets, page 13, second paragraph of Note 13, first line: change "Pledged Revenue"to "pledged revenue." 23. Exhibit G, letter from DRM Real Estate Advisors, LLC: provide executed revised letter with "commercial" references deleted and with additional explanatory language similar to that provided for Dacono Estates Metropolitan District. (" . . . projections relating to absorption differ from that of the financing plan due to the fact that our estimate of absorption is based on current supply and demand levels . . . "). 24. Exhibit G, letter from Bridle Creek, LLC: provide executed revised letter with added explanation of how letter from DRM Real Estate Advisors, LLC supports financial plan assumptions. 25. Exhibit H, letter from Kirkpatrick Pettis: provide executed revised letter with added language similar to that provided for Dacono Estates Metropolitan District; in second-to- - last sentence of revised letter, change"alternative" to "model." 26. Exhibit J-1, indemnity letter from Bridle Creek, LLC: in third line of paragraph 2, change "waive"to "waives." 27. Exhibit K, form of recorded disclosure statement: last line of first page and first line on second page, change"2007 through 2040" to "2006 through 2038." 9 Hello