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HomeMy WebLinkAbout20062410 T . VRAIN METROPOLITAN DISTRICTS # 1 - 4 ) ) ) FINANCING PLAN • PURPOSE 1. Meets statutory requirements that Metro Districts # 1 — 4 are financially feasible 2. Provide a financial planning framework for Districts # 1 - 4 8/15/2006 Stan Bernstein & Associates, Inc. FINANCING PLAN BASED ON DEVELOPER'S BUILDOUT ESTIMATE • TOTAL RESIDENTIAL UNITS • 4,433 units • $134 million in assessed valuation • TOTAL COMMERCIAL SQ. FT • 434,511 square feet • $15 million in assessed valuation • $ 149 million in Assessed Valuation 8/15/2006 Stan Bernstein & Associates, Inc. HIGHLIGHTS OF FINANCING PLAN FOR SVMD # 1 - # 4 MILL LEVY • FINANCING PLAN BASED ON 45 MILL LEVY FOR RESIDENTIAL PROPERTY . Home valued at $250,000 pays $896/year or $75/month • FINANCING PLAN BASED ON 45 MILL LEVY FOR COMMERCIAL . 20,000 square foot building valued at $1,600,000 pays $20,880/year or $1,740/month 8/15/2006 Stan Bernstein & Associates, Inc. ) ) ) SVM D # 1 - # 4 MILL LEVY COMPARISON DISTRICT DISTRICT MILL LEVY))) TOTAL OVERLAPPING MILL LEVY(2) nspire Metro#2 and#3 20.000 114.929 Erie Commons#2 43.000 131.656 Sweetgrass Metro # 2 43.000 155.187 Vista Ridge Metro 54.332 142.899 Wyndham Hill Metro #2 43.000 113.200 SMPG #1-6 0.000(3) 88.552 Cottonwood Hollow Res. Metro 5.000(4) 97.817 Eagle Meadow Metro 31.934 122.364 Greens Metro 40.190 122.329 Peaks Metro 35.000 140.656 Pinnacle Farms Metro 38.000 140.280 Stoneridge Metro 40.000 121.850 St. Vrain Metropolitan District 55.000 127.000 [1] District Mill Levy information is from the 2005 Mill Levy Report complied by Weld County. [2]Total Overlapping Mill Levy varies by location in the Metro District. [3]5MPG#1-6 did not certify a mill levy for 2005. However,the Service Plan permits 50 mills for debt service and 15 mills for operations and maintenance costs. Levy of the fully authorized 65 mills would result in a total overlapping mill levy of 153.552. [4]Cottonwood has a total mill levy cap of 60.000 mills. Assuming imposition of the fully authorized Cottonwood levy,the total overlapping mill levy would be 122.82. 8/15/2006 Stan Bernstein & Associates, Inc. ) ) ) HIGHLIGHTS OF FINANCING PLAN FOR SVMD DISTRICTS # 1 - #4 BONDING • $ 161 MILLION NET BOND PROCEEDS REIMBURSES DEVELOPERS OVER TIME FOR INITIAL CAPITAL OUTLAY 8/15/2006 Stan Bernstein & Associates, Inc. HIGHLIGHTS OE FINANCING PLAN FOR SVMD DISTRICTS # 1 - #4 BONDING • BONDS ARE ISSUED FROM 2009 - 2031 BASED ON BUILDOUT ESTIMATES • IF BUILDOUT LAGS, ESTIMATED BOND ISSUES WILL ALSO LAG • MILL LEVY CAP OF 65 LIMITS RISK TO RESIDENTS 8/15/2006 Stan Bernstein & Associates, Inc. CONSOLIDATED SERVICE PLAN FOR ST. VRAIN LAKES METROPOLITAN DISTRICT NOS. 1 -4 WELD COUNTY, COLORADO Prepared By White Bear&Ankele Professional Corporation 1805 Shea Center Drive Suite 100 Highlands, Ranch, CO 80129 Filed with Weld County, Colorado On June 12, 2006 EXHIBIT TABLE OF CONTENTS I. INTRODUCTION 1 A. Purpose and Intent 1 II. DEFINITIONS 1 A. Multiple District Structure 3 B. Needs Analysis/Basis for Statutory Findings 4 C. District Functions Generally 4 III. BOUNDARIES 5 IV. PROPOSED LAND USE/POPULATION PROJECTIONS/ASSESSED VALUATION 5 V. DESCRIPTION OF PROPOSED POWERS, IMPROVEMENTS AND SERVICES 6 A. General Powers of the Districts 6 B. Limitations of the Districts Powers and Service Plan Amendment 7 C. Primary Infrastructure Plan 10109 D. IGAs 10109 VI. FINANCIAL PLAN 111110 A. General 111110 B. Maximum Net Effective Interest Rate and Maximum Underwriting Discount 121211 C. Maximum Debt and Maximum Aggregate Mill Levy 121211 D. Maximum Debt Mill Levy Imposition Term 131312 E. Debt Repayment Sources 131312 F. Security for Debt 131312 G. District Elections 131312 H. Districts' Operating Costs 131312 VII. DISSOLUTION 141413 VIII. CONCLUSION 141113 LIST OF EXHIBITS EXHIBIT A Legal Descriptions EXHIBIT B Map of the Initial District Boundaries EXHIBIT C Projected District Infrastructure Costs EXHIBIT D Maps Depicting Public Improvements EXHIBIT E Financial Plan EXHIBIT F Statutory Considerations ii I. INTRODUCTION A. Purpose and Intent The St. Vrain Lakes Metropolitan District Nos. 1-4 (the "Districts") are independent units of local government, separate and distinct from Weld County, Colorado and, except as may otherwise be provided for by State or local law or this Service Plan, their activities are subject to review by Weld County only insofar as they are specifically required hereunder or may deviate in a material matter from the requirements of this Service Plan. This Service Plan is submitted in accordance with Part 2 of the Special District Act (Section 32-1-201, et seq., C.R.S.) It defines the powers and authorities of, as well as the limitations and restrictions on the Districts. It is intended that the Districts will provide a part or all of the Public Improvements necessary and appropriate for the development of a project within Weld County to be known as Bayshore. The Public Improvements will be constructed for the use and benefit of all anticipated inhabitants, property owners and taxpayers of the Districts and the public in general. The primary purposes of the Districts will be to plan, design, acquire, construct, install, finance, receive reimbursement for, own, operate, maintain, relocate and/or redevelop the Public Improvements. II. DEFINITIONS In this Service Plan, the following terms shall have the meanings indicated below, unless the context hereof clearly requires otherwise: Approved Development Plan: means a development plan or other process established by the County for identifying, among other things, Public Improvements necessary for facilitating development for property within the Service Area as approved by the County pursuant to the Weld County Code. Board: means the board of directors of one District or the boards of directors of all Districts, in the aggregate, as is contextually appropriate. Board of County Commissioners: means the Board of County Commissioners of Weld County, Colorado County: means Weld County, Colorado County Code: means the County Code of Weld County, Colorado, as may be amended from time to time. Debt: means bonds or other financial obligations not subject to annual appropriation (excluding District IGAs) for the payment of which any District has promised to impose, collect and pledge an ad valorem property tax mill levy. Debt Limitation: means the maximum amount of Debt payable in whole or in part from a pledge of ad valorem property taxes that the Districts may issue in aggregate, whether such Debt is issued by one District, or any combination of Districts. Debt that is paid, 1 defeased or refunded shall not be counted against the Debt Limitation, nor shall increase as necessary to accomplish a refunding, reissuance or restructuring of Debt. Developer: means Carma Colorado, Inc., a Nevada corporation, and its affiliates, subsidiaries, successors or assigns. District: means any one of the St. Vrain Lakes Metropolitan District Nos. 1 through 4. District Activities: means any and all functions undertaken by the Districts in accordance with this Service Plan and as permitted under applicable law in order to effectuate the purposes for which the Districts are organized. District IGAs: means one or more agreements among one or more of the Districts pertaining to one or more District Activities. District No. 1: means the St. Vrain Lakes Metropolitan District No. I. District No. 2: means the St. Vrain Lakes Metropolitan District No. 2. District No. 3: means the St. Vrain Lakes Metropolitan District No. 3. District No. 4: means the St. Vrain Lakes Metropolitan District No. 4. Districts: means District No. 1, District No. 2, District No. 3 and District No. 4, collectively. Fees: means any rate, fee, toll, penalty or other charge imposed by the Districts and permitted by applicable law for services, programs or facilities provided by the Districts. Financial Plan: means the Financial Plan described in Section VI. and as further set forth on Exhibit E, attached hereto and incorporated hereby, which describes (a) how the Public Improvements are to be financed; (b) how the Debt is expected to be incurred; and (c) proposed sources of revenue and projected expenses of the Districts. Financing District: means any one or more of District Nos. 2 through 4. IGAs: means collectively, the District IGAs and the County IGA. Initial District Boundaries: means the initial boundaries of the Districts as described in Exhibit B. Initial District Boundary Map: means the map attached hereto as Exhibit B depicting the initial boundaries of the Districts. Maximum Aggregate Mill Levy: means the maximum mill levy any of the Districts are permitted to impose for payment of Debt and operations related to District Activities as described in paragraph VI.C. below. 2 Maximum Debt Mill Levy: means the maximum mill levy any of the Districts are permitted to impose for payment of Debt as described in paragraph VI.C, below. Maximum Debt Mill Levy Imposition Term: means the maximum term for imposition of a mill levy for any individual Debt issuance, as described in paragraph VI.D, below. Maximum Net Effective Interest Rate: means the maximum net effective interest rate applicable to any issuance of Debt, which is 18% under this Service Plah. Maximum Underwriting Discount: means the maximum underwriter's discount applicable to any issuance of Debt, which is 5% under this Service Plan. Primary Infrastructure Plan: means those Public Improvements to be provided by the Districts, as are further set forth within Exhibit C and Exhibit D. Project: means the development or property commonly referred to as St. Vrain Lakes or Bayshore within the County. Public Improvements: means a part or all of the improvements authorized to be planned, designed, acquired, constructed, installed, relocated, redeveloped, operated, maintained and/or financed as generally described in the Special District Act, except as specifically limited in Section V. below, to serve the future taxpayers and inhabitants of the Service Area as determined by the Board. Service Area: means the property within and without the Initial District Boundaries that may legally be served by the Districts. Service District: shall refer to District No. 1. Service Plan: means this service plan for the Districts approved by the County. Service Plan Amendment: means an amendment to the Service Plan approved from time to time by the County, in accordance with the all provisions of applicable state law and the County Code. Special District Act: means Section 32-1-101, et seq., of the Colorado Revised Statutes. State: means the State of Colorado. TABOR: means Article 10 Section 20 of the Colorado Constitution. A. Multiple District Structure The Districts are proposed to exist pursuant to a multiple district structure as the projected absorption of the Project and Public Improvements to be financed is projected to extend well over a ten (10) year period from the date anticipated for organization of the Districts. Additionally, the Project includes multiple uses, including various types of residential products and commercial development. The boundaries of the three Financing Districts are based upon 3 two separate phases of residential development and a separate parcel that shall include commercial development. District No. 1 is proposed to be the Service District, and is expected to coordinate the manner in which the District Activities shall be conducted with, and between, each of the Financing Districts pursuant to one or more District IGAs. The Financing Districts are expected to include all of the future development comprising the Project and are responsible for providing the funding and tax base as is necessary for the District Activities as the same relate to the Public Improvements. The Service District and Financing Districts will be permitted to provide public services and facilities within the Service Area. B. Needs Analysis/Basis for Statutory Findings In order to establish compliance with the standards for Service Plan approval as are set forth in Section 32-1-203, C.R.S., Exhibit F, attached hereto provides a needs analysis for the proposed Districts. C. District Functions Generally The Districts shall be authorized to fund the District Activities from the proceeds of Debt to be issued by the Districts, and from other legally available revenues. All Debt payable from a pledge of property taxes is subject to the Maximum Debt Mill Levy, Maximum Mill Levy Imposition Term and Debt Limitation. Debt issued within these parameters and pursuant to the provisions of this Service Plan will insulate property owners from excessive tax burdens to support the servicing of such Debt and also will result in a timely and reasonable discharge thereof. The Districts expect and are authorized to own, operate and maintain certain Public Improvements not dedicated to the County or other governmental entities, the scope of which shall include, but not necessarily be limited to park and recreation improvements, lake and water amenities within the Project and associated recreation facilities and buildings. Certain other Public Improvements will be dedicated to either the County, or in the case of water and sanitation improvements to the Little Thompson Water District and the St. Vrain Scwer Sanitation District, respectively, according to the requisite procedures for the specific entity (including but not limited to standards relating to construction). Determination of both the scope and manner in which specific Public Improvements will be dedicated to the County and/or other governmental entities will be the subject of separate agreements among the interested parties. Further detail on operations and maintenance of certain Public Improvement is discussed below. The County shall have and will exercise sole and exclusive jurisdiction over land use and building, e.g., zoning, subdivision, building permit issuance, and property development within the boundaries of all Districts. Construction of all Public Improvements shall be subject to applicable ordinances, codes and regulations of the County and other applicable governmental entities. 4 III. BOUNDARIES The general boundaries of the Districts consist of Weld County Road 13 to the east, Colorado State Highway 66 to the north, United States Interstate I-25 to the west, and the Saint Vrain River to the south. The area of the Initial District Boundaries includes approximately 1,314 acres. The combined acreage of the Districts covers all acreage within the Project. Currently, there are no additional areas proposed for inclusion into the Districts. A legal description of the Initial District Boundaries for each District is attached hereto as Exhibit A. A map of the Initial District Boundaries is attached hereto as Exhibit B. It is anticipated that the Districts' boundaries may change from time to time as they undergo inclusions and exclusions pursuant to Section 32-1-401, et seq., C.R.S., and Section 32-1-501, et seq., C.R.S. Any proposed inclusion or exclusion of property shall require forty-five (45) day published and written notice to the County made pursuant to Section 32-1-207(3)(6), C.R.S. If the County expresses written objection to the proposed action, the proposed action shall be considered a material modification of the Service Plan and shall be resolved only in accordance with Section 32-1-207(2) C.R.S. The vote by the Board of Directors to seek inclusions or exclusions which precedes the notice to the County, must occur at a public meeting of the District for which the District has sent written notification via U.S. mail at least fourteen (14) days and not more than thirty (30) days in advance of such a meeting to all electors, residents, and land owners. Such notice shall include the time, date and location of the meeting, as well as a general description of the modification to be discussed. IV. PROPOSED LAND USE/POPULATION PROJECTIONS/ASSESSED VALUATION It is currently anticipated that at full build out the Project will include approximately 1,314 acres of mixed use development, including approximately 2,921 single family homes, 1,512 multi-family or attached homes and approximately 434,511 square feet of commercial space. At 2.6 person estimated per household and using 1.3 as a single-family equivalent, the population of the area is anticipated to be approximately 12,705.16 persons. The current assessed valuation of the Service Area is assumed to be $0.00 for purposes of this Service Plan and, at build out, is expected to be sufficient to reasonably discharge the Debt proposed under the Financial Plan -- at a level approximating $133,647,005 in 2018. Approval of this Service Plan by the County does not imply approval of the development of a specific area within the Districts, nor does it imply approval of the number of residential units or the total site/floor area of commercial or industrial buildings identified in this Service Plan or any of the exhibits attached thereto. Any and all development approvals are specifically subject to further approval by the County pursuant to the County Code and all other County requirements. 5 V. DESCRIPTION OF PROPOSED POWERS, IMPROVEMENTS AND SERVICES A. General Powers of the Districts The Districts shall have the power and authority to provide the Public Improvements and undertake related District Activities within the Service Area, as such power and authority is described in the Special District Act, and other applicable statutes, the common law and the Constitution, as of the date of approval of this Service Plan and subject to the limitations set forth in this Service Plan. In order for the Districts to facilitate financing and completion of the Public Improvements for the benefit of the County and all inhabitants, property owners and taxpayers of the Districts, the Districts shall have the following necessary and reasonable authorizations as a metropolitan district, as are more specifically set forth within Title 32 generally and Section 32-1-1004, C.R.S., specifically: 1. Elimination and control of mosquitoes; 2. Parks or recreational facilities or programs as specified in section 32-1-103(14), C.R.S.; 3. Safety protection through traffic and safety controls and devices on streets and highways and at railroad crossings; 4. Sanitation services as specified in section 32-1-103(18), C.R.S.; 5. Street improvements through the construction and installation of curbs, gutters, culverts, and other drainage facilities and sidewalks, bridges, parking facilities, paving, lighting, grading, landscaping, and other street improvements; 6. Transportation as specified in subsection (5) of Section 32-1-1004, C.R.S.; 7. Water and sanitation services as specified in section 32-1-103(18), (24), and (25), C.R.S.; 8. Water as specified in section 32-1-103 (25), C.R.S.; 9. Solid waste disposal facilities or collection and transportation of solid waste as specified in section 32-1-1006(6) and (7); 10. Establish, maintain, and operate a system to transport the public by bus, rail, or any other means of conveyance, or any combination thereof; and 11. Furnish covenant enforcement and design review services. If additional powers or grants for special districts are provided by amendment of Section 32-1-1001, et seq., C.R.S., after the date of the approval of this Service Plan, no such powers 6 shall be available to or exercised by the Districts unless the Districts publish forty-five (45) days notice and provide written notice to the County pursuant to Section 32-1-207(3)(b), C.R.S. If within forty-five (45) days of the publication, the County expresses written objection to the proposed action, the proposed action shall be considered a material modification of the Service Plan and shall be resolved only in accordance with Section 32-1-207(2) C.R.S. The vote by the Board of Directors to obtain or utilize such powers which precedes the notice to the County, must occur at a public meeting of the Districts for which the Districts have sent written notification via U.S. mail at least fourteen (14) days and not more than thirty (30) days in advance of such a meeting to all electors, residents, and land owners. Such notice shall include the time, date and location of the meeting, as well as a general description of the modification to be discussed. B. Limitations of the Districts Powers and Service Plan Amendment 1. Operations and Maintenance Limitation. "Operations and maintenance" shall refer to all adtions necessary to maintain the Public Improvements including, but not limited to. replacement of deteriorated materials and structures (as determined by County inspection), mowing, seeding_ dust control, painting and inlet and pipe cleanouts. Specifically, the Districts shall be responsible for the operation and maintenance of all drainage facilities including detention ponds, drainage swales, pipes, inlets, outfalls, water quality installations and erosion protection.. All streets, curbs, gutters, bridges, embankments, sidewalks, divider islands and medians, crosswalks. cross-pans and traffic signals and signage shall also be operated and maintained by the Districts. The primary purpose of the Districts is to undertake the District Activities, including the provision of the Public Improvements. The Districts shall dedicate certain Public Improvements to the County in a manner consistent with the Approved Development Plan, other rules and regulations of the County and applicable provisions of the County Code or other appropriate jurisdictions consistent with all applicable rules and regulations of such jurisdiction. In addition to operations and maintenance of those Public Improvements identified above, tThe Districts shall specifically be authorized to own, operate and maintain any part or all of the Public Improvements not otherwise dedicated to the County or other appropriate jurisdictions, including the Little Thompson Water District and the St. Vrain ScwerSanitation District, where it can be demonstrated that having the Districts provide operating and maintenance is in the best interest of the County and the existing future residents and taxpayers of the District. 2. St. Vrain Sanitation District and Little Thompson Water District. The Districts hereby acknowledge that the St. Vrain Sanitation District will be the sole provider of sanitation services within the Districts. The Districts agree not to sell any sewer taps and will not construct, finance or otherwise provide for any sanitation treatment planfacility. The Districts shall be expressly prohibited from entering into any contract with any other sanitary service provider, other than St. Vrain Sanitation District, for such treatment facilities. , nor enter into any contract with any other service provider, 7 other than St. Vrain Sanitation District, for such treatment facilities. The Districts authorization shall be limited to the financing and construction of all internal sanitation improvements needed for the Project, and the financing and construction of sanitation improvements outside of the Project that are needed to connect the Districts' internal infrastructure to the St. Vrain Sanitation District's existing lines. Notwithstanding the aforesaid, the Districts' authorization with respect to the construction of sanitation improvements outside of the Project shall he exercised only with the prior written consent of St. Vrain Sanitation District. All suehsanitation —improvements authorized for financing and construction by the Districts ' t a e o shall he designed and constructed in accordance with St. Vrain Sanitation District's standards and shall be conveyed to the St. Vrain Sanitation District upon completion. The Districts shall not amend this Service Plan in any manner that would affect or expand the sanitary sewer powers contemplated herein without the express consent of St. Vrain Sanitation District. All r + d u 0 1 dedicateA I e the i •ul T1 p W Di Tli Di 6 I1 b permitted to operate and maintain such water improvements only as necessary prior to final c eyance—to the Little "T h `�1 Di The Districts hereby acknowledge that the Little Thompson Water District will be the sole provider of water services within the Districts. The Districts authorization shall be limited to the financing and construction of all internal water improvements needed for the Project, and the financing and construction of water improvements outside of the Project that are needed to connect the Districts' internal infrastructure to the Little Thompson Water District's existing lines. All water improvements authorized for financing and construction by the Districts shall be designed and constructed in accordance with Little Thompson Water District's standards and shall be conveyed to the Little Thompson Water District upon completion. The Districts shall not amend this Service Plan in any manner that would affect or expand the water powers contemplated herein without the express consent of the Little Thompson Water District. 32. Construction Standards Limitation. The Districts will ensure that the Public Improvements to be dedicated to the County or other appropriate jurisdiction are designed and constructed in accordance with the standards and specifications of the County and/or of other appropriate jurisdictions, as applicable. The District will obtain approval of civil engineering plans and permits for construction and installation of Public Improvements from the County, or other appropriate governing jurisdictions. All Public Improvements constructed by the District for dedication to the County will be subject to review, monitoring and inspection by the County. d3. Debt Limitation. The maximum outstanding Debt of the Districts shall not exceed $166,500,000.00 without the approval of the County. The Debt Limitation shall not be increased unless one or a combination of the following described factors changes: (i) the projected interest rate on the Debt to be issued by the Districts; (ii) the projected assessed valuation of the property within the Districts, (iii) the projected rate of absorption of the assessed valuation within the Districts; or, (iv) the rate of inflation is 8 demonstrated to be in excess of three percent (3%). In the event that any of the previously described factors changes, leading to increased debt capacity for the Districts, as determined by an investment banking firm or financial advisor, the Debt Limitation may increase up to 150% of the original amount set forth herein. Any increase in the Debt Limitation, as permitted herein, shall require that the Districts provide a forty-five (45) day published and written notice to the County pursuant to Section 32-1-207(3)(b), C.R.S., along with a report from the financial advisor described above, documenting the basis for the increase in the Debt Limitation. If, within forty-five (45) days of the publication of such notice, the County expresses to the Districts a written objection to the proposed action, then the proposed action shall be considered a material modification of the Service Plan and shall be resolved only in accordance with Section 32-1-207(2), C.R.S. The vote by the Boards of the Directors to increase the Debt Limitation which precedes the notice to the County, must occur at a public meeting of the Districts for which the Districts have sent written notification via U.S. mail at least fourteen (14) days and not more than thirty (30) days in advance of such a meeting to all electors, residents, and land owners. Such notice shall include the time, date and location of the meeting, as well as a general description of the modification to be discussed. 54. Bankruptcy Limitation. All of the limitations contained in this Service Plan, including, but not limited to, those pertaining to the Maximum Debt Mill Levy, Maximum Debt Mill Levy Imposition Term and the Fees have been established under the authority of the County to approve a Service Plan with conditions pursuant to Section 32-1-204.5, C.R.S. It is expressly intended that such limitations: (a) shall not be subject to set-aside for any reason or by any court of competent jurisdiction, absent a Service Plan Amendment; and (b) are, together with all other requirements of Colorado law, included in the "political or governmental powers" reserved to the State under the U.S. Bankruptcy Code (11 U.S.C.) Section 903, and are also included in the "regulatory or electoral approval necessary under applicable nonbankruptcy law" as required for confirmation of a Chapter 9 Bankruptcy Plan under Bankruptcy Code Section 943(b)(6). Any Debt, issued with a pledge or which results in a pledge, that exceeds the Maximum Debt Mill Levy and the Maximum Debt Mill Levy Imposition Term, shall be deemed a material modification of this Service Plan pursuant to Section 32-1-207, C.R.S. and shall not be an authorized issuance of Debt unless and until such material modification has been approved by the County as part of a Service Plan Amendment. 65. Eminent Domain. The Districts shall have the power to exercise the power of eminent domain, but only in connection with carrying out the Districts' essential purposes and functions and the Districts' Primary Infrastructure Plan, provided further, that the use of eminent domain shall be undertaken in strict compliance with state and federal law. In no event shall the Districts use their eminent domain powers for water storaue purposes without providing a notice to the County in accordance with Section 32-1?07(3)(b). C.R.S. . The Primary Infrastructure Plan is preliminary in nature 9 and shows only one possible configuration for improvements to be built, acquired and/or financed by the Districts. Approved Development Plans and other forces outside of the control of the Districts may force the Districts to modify the configuration to best serve the needs of the residents and property owners within the Project. The Districts shall be authorized to make non-material changes to the Preliminary Development Plan to best serve the evolving needs of the Project. Such non-material changes shall require no additional authorization from the County. The use of eminent domain or a material change in the Primary Infrastructure Plan by the Districts not otherwise contemplated herein or required by an Approved Development Plan shall require forty-five (45) day published and written notice to the County pursuant to Section 32-1-207(3)(b), C.R.S. If, within forty-five (45) days of the publication of such notice, the County expresses to the Districts a written objection to the proposed action, then the proposed action shall be considered a material modification of the Service Plan and shall be resolved only in accordance with Section 32-1-207(2), C.R.S. The vote by the Board of Directors to enter into such an Intergovernmental Agreement which precedes the notice to the County, must occur at a public meeting of the District for which the District has sent written notification via U.S. mail at least fourteen days and not more than thirty days in advance of such a meeting to all electors, residents, and land owners. Such notice shall include the time, date and location of the meeting, as well as a general description of the modification to be discussed. 76. Service Plan Amendment Requirement. This Service Plan has been designed with sufficient flexibility to enable the Districts to provide required services and facilities under evolving circumstances without the need for amendments. Actions of the Districts that violate the limitations set forth herein shall be deemed to be material modifications to this Service Plan and the County shall be entitled to all remedies available under State and local law to enjoin such actions. C. Primary Infrastructure Plan The District's Primary Infrastructure Plan includes an estimate of the initial costs of the Public Improvements which may be the subject of one or more District Activities and projects a total cost for the Public Improvements of approximately $99,446,205 in 2006 dollars, or $129 million assuming 5% annually compounded inflationary increases. Actual Public Improvements costs will vary based in part upon applicable Approved Development Plans. The Districts shall have the discretion, subject to the Debt Limitation, to determine which Public Improvements will be financed by the Districts and the specific timing associated with the same. D. IGAs 1. District IGAs. The Districts collectively will undertake the District Activities. Accordingly, the Districts are expected to enter into the District IGAs, which will define the relationships among the Districts concerning the applicable District Activities. 2. County IGA. The County and the Service District may enter into an IGA, if required by the County, regarding the nature of the relationship between the Service District and the County, and setting forth various procedures and agreements regarding 10 the construction, ownership, operation and maintenance of improvements constructed by the Service District. 3. Other IGAs. To the extent practicable, the Service District may enter into additional intergovernmental and private agreements to better ensure long-term provision of the improvements and services and effective management. Agreements may also be executed with property owner associations and other service providers. All such agreements are authorized to be provided by each, pursuant to the Colorado Constitution, Article XIV, Section 18(2)(a) and Section 29-1-201, et seq., C.R.S. Notwithstanding, any and all intergovernmental agreements not expressly contemplated herein shall require forty-five (45) day notice publication and written notice to the County pursuant to Section 32-1-207(3)(b), C.R.S. If the County expresses written objection to the proposed action, the proposed action shall be considered a material modification of the Service Plan and shall be resolved only in accordance with Section 32-1-207(2) C.R.S. The vote by the Board of Directors to enter into such an intergovernmental agreement which precedes the notice to the County, must occur at'a public meeting of the District for which the District has sent written notification via U.S. mail at least fourteen (14) days and not more than thirty (30) days in advance of such a meeting to all electors, residents, and land owners. Such notice shall include the time, date and location of the meeting, as well as a general description of the modification to be discussed. 4. Extraterritorial Agreements. With the specific exception of facilities to be constructed outside the boundaries of the Districts and which are necessary for the development of the Project and are set forth as part of the Primary Infrastructure Plan, the Districts may only provide services to properties outside the Districts' Service Area pursuant to extraterritorial service agreements with the written consent of the County's Board of County Commissioners. Any extraterritorial service agreements entered into by the District that are not described in the Service Plan shall require forty-five (45) day notice publication and written notice to the County pursuant to Section 32-1-207(3)(b), C.R.S. If, within forty-five (45) days of the publication of such notice, the County expresses to the District a written objection to the proposed action, then the proposed action shall be considered a material modification of the Service Plan and shall be resolved only in accordance with Section 32-1-207(2), C.R.S. The vote by the Board of Directors to enter into such an extraterritorial agreement which precedes the notice to the County, must occur at a public meeting of the District for which the District has sent written notification via U.S. mail at least fourteen (14) days and not more than thirty (30) days in advance of such a meeting to all electors, residents, and land owners. Such notice shall include the time, date and location of the meeting, as well as a general description of the modification to be discussed. VI. FINANCIAL PLAN A. General The Districts shall be authorized to undertake the District Activities from any legally available revenues, including but not limited to the proceeds of Debt to be issued by the 11 Districts. The Financial Plan for the Districts shall be to issue such Debt as the Districts can reasonably pay from time to time within the Maximum Debt Mill Levy Imposition Term from revenues derived from the Maximum Debt Mill Levy, Fees and other legally available revenues. Debt shall be permitted to be issued subject to the Debt Limitation, on a schedule, in such amounts and in such year or years as the Districts determine shall meet the needs of the Financial Plan referenced above and shall be phased to serve development as it occurs. It is anticipated that the Developer shall provide initial and continuing funding to the Districts subject to reimbursement of the principal amount plus accrued interest as is further described in the Financial Plan for the Districts. A consolidated pro forma Financial Plan is attached hereto as Exhibit E. The attached Financial Plan is an illustration of the manner in which the Public Improvements, developer advances and other services of the Districts may be financed; however, the final terms of such financing shall be determined by the Districts, subject to the parameters established within this Service Plan. B. Maximum Net Effective Interest Rate and Maximum Underwriting Discount The interest rate on any Debt is expected to be the market rate at the time the Debt is issued, but the interest rate shall not exceed the Maximum Net Effective Interest Rate. The underwriting discount on any Debt shall not exceed the Maximum Underwriting Discount. Debt, when issued, will comply with all relevant requirements of this Service Plan, and State and Federal law then applicable to the issuance of public securities. C. Maximum Debt and Maximum Aggregate Mill Levy. The "Maximum Debt Mill Levy" shall be the maximum mill levy a District is permitted to impose upon the taxable property within such District for payment of Debt, and shall be fifty (50) mills; provided that if, on or after January 1, 2006, there are changes in the method of calculating assessed valuation or any constitutionally mandated tax credit, cut or abatement, the Maximum Debt Mill Levy may be increased or decreased to reflect such changes, such increases or decreases to be determined by the District Board in good faith (such determination to be binding and final) so that to the extent possible, the actual tax revenues generated by the mill levy, as adjusted for changes occurring after January 1, 2006, are neither diminished nor enhanced as a result of such changes. For purposes of the foregoing, a change in the ratio of actual valuation shall be deemed to be a change in the method of calculating assessed valuation. The "Maximum Aggregate Mill Levy" shall be the maximum aggregate mill levy a District is permitted to impose upon the taxable property within such District for any purpose, and shall be sixty—five (65) mills; provided that if, on or after January 1, 2006, there are changes in the method of calculating assessed valuation or any constitutionally mandated tax credit, cut or abatement, the Maximum Aggregate Mill Levy may be increased or decreased to reflect such changes, such increases or decreases to be determined by the District Board in good faith (such determination to be binding and final) so that to the extent possible, the actual tax revenues generated by the mill levy, as adjusted for changes occurring after January I, 2006, are neither diminished nor enhanced as a result of such changes. For purposes of the foregoing, a change in the ratio of actual valuation shall be deemed to be a change in the method of calculating assessed valuation. 12 Although a mill levy imposed by a District for operations and maintenance may exceed fifteen (15) mills as part of the Maximum Aggregate Mill Levy Cap, at no time may the Maximum Debt Mill Levy exceed fifty (50) mills, subject to adjustment as provided herein. All issuance of Debt payable from a pledge of ad valorem property taxes shall be deemed to be in compliance with the Financial Plan so long as the Minimum Criteria (as set forth below), have been met. The term "Minimum Criteria" shall mean that such Debt: (a) is subject to the Maximum Debt Mill Levy, as required by this Service Plan; (b) is in compliance with the conditions set forth in Section VI. F, below; and (c) does not exceed the Debt Limitation, when aggregated with other outstanding Debt that is subject to the Debt Limitation. D. Maximum Debt Mill Levy Imposition Term. The phasing associated with the Public Improvements is such that it would be impracticable, if not impossible, to issue all Debt of the Districts within fifteen (15) years from the date of the first debt issuance. Notwithstanding, any individual Debt issuance shall mature not later than thirty (30) years from its date of issue, including any and all refundings. E. Debt Repayment Sources Each of the Districts may impose a mill levy on taxable property within their boundaries as a primary source of revenue for repayment of Debt service and for operations and maintenance. The Districts also may rely upon other revenue sources authorized by law from time to time. At the Districts' discretion, these may include the power to assess Fees, as provided in Section 32-1-1001(1), C.R.S. In no event shall the mill levy in any District exceed the Maximum Aggregate Mill Levy, Maximum Debt Mill Levy or the Maximum Debt Mill Levy Imposition Term, as specifically described herein. F. Security for Debt The Districts shall not pledge any revenue or property of the County as security for the indebtedness set forth in this Service Plan. Approval of this Service Plan shall not be construed as a guarantee by the County of payment of any of the Districts' obligations; nor shall anything in the Service Plan be construed to create any responsibility or liability on the part of the County in the event of default by the Districts in the payment of any such obligation. G. District Elections Not later than thirty (30) days prior to an election thereon, proposed ballot questions for a formation election, debt authorization or De-Brucing will be submitted to the County for filing and review. The County shall have the right to object to any ballot questions not in compliance with the Service Plan as a major modification of the District's Service Plan pursuant to Section 32-1-207(3)(a), C.R.S. H. Districts' Operating Costs 13 The estimated cost of acquiring land, engineering services, legal services and administrative services, together with the estimated costs of the districts' organization and initial operations are approximately $250,000. The Districts' operating costs shall be determined from time to time pursuant to annual budgeting as required by Colorado law. All such costs may be paid from legally available revenues of the District, which may be derived from the Districts' Maximum Aggregate Mill Levy and other Fees that may be imposed upon residents, property owners and other persons using the District's facilities. VII. DISSOLUTION After all bonds or other debt instruments have been issued by the Districts and adequate provision has been made for payment of all Debt of the Service District and Financing Districts, the electorate of the Districts will have the opportunity to consider either the consolidation of the Service District and Financing Districts into a single entity, or the dissolution of the Service District and/or Financing Districts in accordance with state law. The Service District and Financing Districts will consider consolidation and/or dissolution at the time each District's Debt has been paid and adequate provision has been made for operation of all the Service District facilities. In the event the obligation for operation is undertaken by another party, or is otherwise no longer the responsibility of the applicable District, such District shall be required to dissolve. Ultimately, control of these decisions will rest with the electorate in each District. VIII. CONCLUSION It is submitted that this Service Plan for the Districts, as required by Section 32-1-203(2), and Section 32-1-204.5, C.R.S., establishes that: A. There is sufficient existing and projected need for organized service in the area to be serviced by the Districts; B. The existing service in the area to be served by the Districts is inadequate for present and projected needs; C. The Districts are capable of providing economical and sufficient service to the area within their proposed boundaries; D. The area to be included in the Districts does have, and will have, the financial ability to discharge the proposed indebtedness on a reasonable basis; E. That adequate service is not, or will not be available to the area through the County, other existing municipal or quasi-municipal corporations, including existing special districts, within a reasonable time and on a comparable basis; 14 F. That the facility and service standards of the Districts are compatible with the facility and service standards of the County within which the Districts are to be located and each municipality which is an interested party under § 32-1-204(1), C.R.S.; G. The proposal is in substantial compliance with any master plan adopted pursuant to § 30-28-106, C.R.S.; H. That the proposal is in compliance with any duly adopted city, county, regional, or state long-range water quality management plan for the area; and I. That the continued existence of the Districts will be in the best interests of the area proposed to be served. Therefore, it is hereby respectfully requested that the Board of County Commissioners of the Weld County, Colorado, which has jurisdiction to approve this Service Plan by virtue of Section 32-1-204.5, C.R.S., et seq., as amended, adopt a resolution, which approves this "Consolidated Service Plan for St. Vrain Lakes Metropolitan District Nos. 1 through 4" as submitted. RESPECTFULLY SUBMITTED this day of , 2006. Attorneys for the Proponents of the Districts 15 SVLMD\SPLAN MER 1152050406 0799.0003e 16 EXHIBIT A Legal Descriptions 1 EXHIBIT B Map of Initial District Boundaries 2 EXHIBIT C Projected District Infrastructure Costs 3 EXHIBIT D Maps Depicting Public Improvements 4 EXHIBIT E Financial Plan 5 EXHIBIT F Statutory Considerations A. There Is Sufficient Existing And Projected Need For Organized Service In The Area To Be Served By The Districts (32-1-203(2)(a)). The Financing Plan and the content of this Service Plan describe the overall development plans for the Project. The Project will require substantial Public Improvements, in excess of $99,000,000 in order to facilitate build-out. Implementation of an organized and coordinated financing and phased construction program through the proposed Districts is crucial for a development of this size and scope. Accordingly, the demand for the services and facilities to be provided by the Districts is demonstrable. B. The Existing Service In The Area To Be Served By The Districts Is Inadequate For The Present And Projected Needs (32-1-203(2)(b))/Adequate Service Through Other Governmental Entities, Including Existing Special Districts, Will Not Be Available Within A Reasonable Time And On A Comparable Basis (32-1-203(2.5)(a)). There are currently no other entities in existence in the Project area which have the ability and/or desire to undertake the design, financing and construction of improvements needed for the community. It is also the developer's understanding that the County does not consider it feasible or practicable for the County to provide the necessary services and facilities for the Project. Consequently, use of the new Districts is deemed necessary for the provision of public improvements in the Project. Therefore, provision of facilities will not be available through other institutions. C. The Districts Are Capable Of Providing Economical And Sufficient Service To The Area Within Their Boundaries (32-1-203(2)(c)). The proposed Districts are necessary in order to provide the most economical and efficient means of undertaking the District Activities to serve existing and future residents within their respective boundaries. The Financing Plan attached as Exhibit E demonstrates the feasibility of providing the District Activities proposed herein on an economical basis. The formation of the Districts will facilitate the financing of the proposed Public Improvements in the most cost effective manner as the Districts will have access to tax-exempt financing not otherwise available to private entities. D. The Area To Be Included In The Districts Has, Or Will Have, The Financial Ability To Discharge The Proposed Indebtedness On A Reasonable Basis (32-1-203(2)(d)). The matters described in items I through 3 of this Exhibit establish that the creation of the Districts is in the best interests of the area to be served, in that they establish a demand for public improvements that otherwise will be unmet by other governmental entities. The Districts also offer the advantage of obtaining public financing to fund these improvements. In addition, the use of a multiple district structure is beneficial, as it permits: (a) the phasing of improvements to occur according to logical development modules, resulting in a more specific association of cost with benefit and less incentive to initiate public improvement programs too far in advance of development; (b) the ability to arrange for delivery of public infrastructure in a manner that will conform to the approved development plans that will be associated with the Project in the future, 6 thus permitting development of the Project in accordance with County expectations; and (c) maintenance of a reasonably uniform mill levy and fee structure through coordinated planning and financing for construction of public improvements. E. That The Facility And Service Standards Of The Districts Are Compatible With The Facility And Service Standards Of The County Within Which The Districts Are To Be Located And Each Municipality Which Is An Interested Party Under § 32-1-204(1), C.R.S. (32-1-203(2.5)(b)). The Service Plan and all applicable rules and regulations of the County and other jurisdictions require that all facility and service standards associated with the Public Improvements must be met. Consequently, all facility and service standards will be compatible with all governing jurisdictions. F. The Proposal Is In Substantial Compliance With Any Master Plan Adopted Pursuant To § 30-28-106, C.R.S. (32-1-203(2.5)(c))//That The Proposal Is In Compliance With Any Duly Adopted City, County, Regional, Or State Long-Range Water Quality Management Plan For The Area (32-1-203(2.5)(d)). The Service Plan clearly states that all Public Improvements must be in accordance applicable ordinances, codes and regulations of the County, inclusive of the applicable Master Plan and any Water Quality Management Plan. The Service Plan further makes it clear that the County has exclusive jurisdiction over all property development issues within the boundaries of the Districts. G. That The Creation of the Proposed Special Districts Will Be In The Best Interests Of The Area Proposed To Be Served (32-1-203(2.5)(d)). The matters in this Service Plan establish that the creation of the Districts is in the best interests of the area to be served, in that they establish a significant demand for public improvements that will not otherwise be provided by existing governmental entities. The Districts offer the advantage of obtaining public financing to fund these improvements. In addition, the use of a multiple district structure is beneficial, as it permits: (a) the phasing of improvements to occur according to logical development modules, resulting in a more specific association of cost with benefit and less incentive to initiate public improvement programs too far in advance of development; (b) the ability to arrange for delivery of public infrastructure in a manner that will conform to the Approved Development Plans that will be associated with the Project in the future, thus permitting development of the Project in accordance with County expectations; and (c) maintenance of a reasonably uniform mill levy and fee structure through coordinated planning and financing for construction of public improvements. 7 Hello