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HomeMy WebLinkAbout780497.tiff RESOLUTION RE: APPROVAL OF THE WELD COUNTY BOARD OF RETIREMENT AMENDMENT TO THE WELD COUNTY RETIREMENT PLAN. WHEREAS, the Board of County Commissioners of Weld County, Colorado, pursuant to Colorado statute and the Weld County Home Rule Charter, is vested with the authority of administering the affairs of Weld County, Colorado, and WHEREAS, the Weld County Retirement Plan has heretofore been created by Resolution of the Weld County Board of Retirement, and the Board of County Commissioners of Weld County, Colorado, and WHEREAS, the actuaries for the aforesaid plan have recom- mended an amendment which is believed to be in the best interest of the present and future members of the plan, said amendment to be effective January 1, 1979, and WHEREAS, said amendment is believed to be non-discriminatory and in conformance with Section 401(a) and other applicable portions of the Internal Revenue Code of 1954, as amended. NOW, THEREFORE, BE IT RESOLVED by the Board of County Com- missioners of Weld County, Colorado that the Weld County Retire- ment Plan be, and hereby is, amended to reflect the amendment contained in the Resolution of the Weld County Board of Retire- ment, which Resolution was passed on November 21, 1978 by action of the Weld County Board of Retirement, a copy of said Resolution setting out said amendment is attached hereto and incorporated herein by reference. The above and foregoing Resolution was, on motion duly made and seconded, adopted by the following vote on the 22nd day of November, A.D. , 1978. n BOARD OF COUNTY COMMrcc.O,.;ERS ATTEST: ,/ IQ-uy WELD COUNTY, COLORADO Weld County Clerk and Recorder ' 1 �.,.,..G..r ' and-Clerk to the B rd —' By: I C i !.L� _ _ i d /'eputy County lerk ') - ' /i - 21 (-' APPPROV D AS TO FORM It f »vim l� County Attorney Date Presented: November� 22, 1978 / `�-W,, 78O497 RESOLUTION OF THE WELD COUNTY BOARD OF RETIREMENT AMENDING THE WELD COUNTY RETIREMENT PLAN WHEREAS, The Weld County Retirement Plan has heretofore been created by resolution of the Weld County Board of Retirement; and WHEREAS, the actuaries for the aforesaid Plan have recommended amendments which are believed to be in the best interest of the present and future members of the Plan, such amendments to take effect on January 1, 1979; and WHEREAS, all of said amendments are believed to be nondiscriminatory and in conformance with Section 401(a) and other applicable provisions of the Internal Revenue Code of 1954, as amended. NOW, THEREFORE BE IT RESOLVED THAT The Weld County Retirement Plan be, and hereby is amended as follows: 1. Amend Section 2. 1 (t) in its entirety to read as follows: "(t) 'Actuarial Equivalent' shall mean equality in value of the aggregate amounts expected to be received under different forms of payment, based on interest rate and mortality assumptions in effect on the determination date, determined as follows : A. Interest rate assumption — Effective January 1, 1979, the interest rate assumption used for purposes of computing optional forms of payment, as provided in Section 8, shall be based on the prime interest rate of the Greeley National Bank and shall be determined as follows: 1. Until January 1, 1980, for purposes of computing optional forms of payment payable in other than a single sum, the interest rate assumption shall be six percent (6%) per annum. On January 1, 1980, and as of January 1 of each Etsh calendar year thereafter, the interest rate assumption shall be changed to 75% of said prime interest rate (rounded to the nearer one—half percent) , provided that no change will be made until it increases or decreases the previous assumptions by at least one percentage point. 2. For purposes of computing single sums, the interest rate assumption shall he said prime interest rate (rounded to the nearer one-half percent) on the beginning of the calendar quarter in which payment is made or commences. B. Mortality assumption - As of January 1, 1979, the mortality assumption used for purposes of computing optional forms of payment shall be taken from the 1971 Group Annuity Mortality Table, Projected by Scale D to 1975, according to the sex of the payee. However, for any Disability Pension, said mortality assumption shall be the ultimate mortality rates taken from the 1965 Railroad Retirement Board Totally Disabled Annuitants Mortality Table. Said mortality assump- tions shall be used until changed by plan amendment, provided that if a unisex mortality assumption becomes mandated by federal or state law, said unisex mortality assumption will be that then in use for male payees." 2. Amend Section 6.2 in its entirety to read as follows: "6.2 Early Retirement Date. A Member who has attained the age of fifty-five (55) years and has completed eight years of Credited Service may elect to retire as of the first day of any calendar month." 3. Amend Section 6.3 in its entirety to read as follows: "6.3 Delayed Retirement Date. Every Member upon reaching his Normal Retirement Date may retire or may remain in service until a Delayed Retirement Date. His "Delayed Retirement Date" shall be the first day of the month coincident with or next following the date of his actual retirement. As a condition precedent to continuance in employment beyond the Normal Retire- ment Date, the Member shall file with the Retirement Board a written designation of a Beneficiary, whether or not the Member elects one of the optional benefits in accordance with Section 8.2." 4. Amend Section 7. 1 by restating the final sentence in its entirety to read as follows: "The minimum monthly Retirement Benefit determined above shall not be less than $9.00 times years of Credited Service." 5: � Amend Section 7.2 in its entirety to read as follows: • "7.2 Early_Retirement Benefit. A Member retiring prior to his Normal Retirement Date shall be entitled to a reduced Retirement Benefit, based on his Credited Service prior to his actual retirement, equal to the sum of: (i) 1% of the Member's Final Average Annual Compensation multiplied by the Member's Credited Service, and then reduced by .250 of 1% times the number of months by which his Early Retirement Date precedes his Normal Retirement Date, plus (ii) 1% of the Member's Final Average Annual Compensation in excess of $4,800 multiplied by his Credited Service, and then reduced by .555 of 1% for each of the first 60 months and .277 of 1% for each additional month by which his Early Retirement Date precedes his Normal Retirement Date. However, the minimum monthly Early Retirement Benefit determined above shall not b: less than $9.00 times the Member's years of Credited Service, reduced by .250 of 1% times the number of months by which his Early Retirement Date precedes his Normal Retirement Date." 6. Amend Section 10 in its entirety to read as follows: "Section 10. Severance Benefits 10. 1 Coverage. Benefits shall be paid under this Section for severance of employment of a Member only for reasons other than retirement or death. 10.2 Less than Six Years Service. In the event that a Member shall resign or be discharged from the service of the County prior to his Normal Retirement Date, and has less than six (6) years of Service, the only benefits to which he shall be entitled under this Plan shall be the refund of his Accumu- lated Contributions. However, in order to receive the refund of his Accumulated Contributions the Member must sign the application form that is provided by the Retirement Board for this purpose. The Accumulated Contributions shall be refunded to the Member within sixty (60) days after the Member signs the application form. 10.3 Six or More Years Service. In the event that a Member shall resign or be discharged from the service of the County prior to his Normal Retirement Date, and has six (6) or more years of Service, he may elect either (a) to leave his Accumulated Contributions on deposit in the Fund and become a Vested Member, or (b) to receive, in lieu of all other benefits, a refund of his Accumulated Contributions. If such a Member fails to elect either (a) or (b) within ninety days after his date of termination from the Plan, then he shall be deemed to have elected to leave his Accu— mulated Contributions on deposit and to become a Vested Member. A Vested Member shall be entitled to a deferred Retirement Benefit which shall be the vested portion (as shown in the table below) of the Retirement Benefit earned to the date of the termination of his membership. Such deferred Retirement Benefit shall be payable at the Vested Member's Normal Retirement Date. Completed Years Percent of Earned of Service Benefit Vested Less than 6 0% 6 50 7 75 8 or more 100 A Vested Member may elect to receive a reduced monthly Retirement Benefit beginning on the first day of any month after his attainment of age 55. The Vested Member's monthly Retirement Benefit shall be reduced as provided in Section 7.2 for Early Retirement. A Vested Member may elect at any time prior to the date his payments commence to receive, in lieu of all other benefits, a refund of his Accumulated Contributions as of the date of refund. 10.4 Non-re-election. In the event that a Member who is an elected officer of the County is not re-elected to the same office or elected to another County office or is not employed by the County within thirty (30) days after his term of office expires, then the provisions of Section 10.3 shall apply to him, except that the minimum of six (6) years of Service shall not be required." IN ADDITION TO THE PRECEDING AMENDMENTS, the County Board of Retirement of Weld County, Colorado elects, pursuant to Section 7.6 of the Plan, to increase pension benefits being paid to retired Members and their beneficiaries on December 31 , 1978 by five percent (5%) , such increased pensions to be payable on and after January 1, 1979. • The above foregoing resolution was submitted' and duly approved by the County Board of Retirement on the Z� b th day of �'%L -j 1978. C-----___--....._ {' , - ,. ('i COUNTY BOARD OF RETIREMENT OF WELD COUNTY, COLORADO Hello